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2025-03-31-accounts

REGISTERED CHARITY NUMBER: 1159769

REPORT OF THE TRUSTEES AND

UNAUDITED FINANCIAL STATEMENTS FOR THE YEAR ENDED 31ST MARCH 2025

FOR

HARMONY WITH NATURE CHARITABLE TRUST

Taylor, Robertson & Willett Ltd 95 King Street Lancaster Lancashire LA1 1RH

HARMONY WITH NATURE CHARITABLE TRUST

CONTENTS OF THE FINANCIAL STATEMENTS for the Year Ended 31st March 2025

Page
Report of the Trustees 1 to 3
Independent Examiner's Report 4
Statement of Financial Activities 5
Balance Sheet 6
Notes to the Financial Statements 7 to 11
Detailed Statement of Financial Activities 12

HARMONY WITH NATURE CHARITABLE TRUST

REPORT OF THE TRUSTEES

for the Year Ended 31st March 2025

The trustees present their report with the financial statements of the charity for the year ended 31st March 2025. The trustees have adopted the provisions of Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019).

OBJECTIVES AND ACTIVITIES

Objectives and aims

The object of the Charity is to promote such purposes that are exclusively charitable under the laws of England and Wales as the Trustees in their discretion from time to time determine and in particular,

  1. The prevention of poverty.

  2. The relief of sickness and the preservation of health.

  3. The promotion of volunteering.

  4. The advancement of human rights.

  5. Developing the capacity and skills of members of a community (especially those socially and/or economically disadvantaged) so that they are better able to meet their needs and to participate more fully in society.

  6. The advancement of environmental protection or improvement.

Application of income and capital

(1) The trustees must apply the income, and at their discretion, all or part of the capital, of the charity in furthering the object.

(2) The Objects will be promoted by making donations or grants to other registered charities and/or philanthropic or community organisations in accordance with the Grants Policy, and with the intention of encouraging and enabling ways for humankind to live in harmony with nature.

(3) The Trustees will consider all applications which further the Objects, and which also encourage and enable ways for humankind to live in harmony with nature, but wish in particular to support activities which:

  1. Promote the restoration, conservation and protection of wild places with their indigenous animals, plants, soils and natural processes for the benefit of present and future generations;

  2. Encourage sustainable energy generation and energy conservation in order to reduce degradation of the natural environment;

  3. Advance the education in, and appreciation of, natural processes, sustainable living practices and technologies;

  4. Encourage voluntary public participation in enhancing nature, both in urban and rural settings;

  5. Promote democratic community ownership and control of land (including buildings), for the benefit of the community and the surrounding natural environment;

  6. Protect the land rights and territories of indigenous peoples worldwide.

Page 1

HARMONY WITH NATURE CHARITABLE TRUST

REPORT OF THE TRUSTEES

for the Year Ended 31st March 2025

ACHIEVEMENT AND PERFORMANCE

The Board of Trustees are satisfied that the Charity's affairs and resources have been managed in accordance with its aims and purpose and, at their meetings during the year, made clear decisions about what needed to be achieved in accordance with these aims and purpose. The Charity's rental income has increased following the gift of a further residential property by the settlor.

The Charity's rental income has increased following the gift of a further residential property in 2022/23 by the settlor, the purchase of a commercial property and the completed build of an 8-bedroom flat which now provides accommodation to refugees and workers on low incomes.

The trustees have made eight grants in the year totalling £230,904.

£3,450 to Green Rose CIC, a social enterprise giving free energy saving advice to householders £5,000 to Forest Peoples Programme, to protect the Rights of indigenous peoples worldwide £1,400 to Access4U, for fundraising research for the Ryelands House Project

£5,000 to Money for Madagascar, for a rainforest restoration project

£2,400 to Rainforest Foundation, for their work against the Pakitzapango dam project

£5,748 to LESS CIC, for funding for a volunteer coordinator for The Plot

£11,945 to LESS CIC, continued work at The Plot, including nature restoration and food growing

£195,961 to LESS CIC, to enable them to buy a 5-acre smallholding which will be used to demonstrate and teach best agro-ecological practices

FINANCIAL REVIEW

Principal funding sources

The principle source of the Charity's income was through the continued donations from the Trust's Settlor, together with dividends and interest from current investments and rents from investment properties.

Investment policy and objectives

Investments were made in accordance with the Charity's Investments policy. Shares are owned in three community-owned renewable energy companies. The Charity owns three residential and one commercial property. The balance of investments are made in publicly quoted shares, using positive and negative ethical screening. The Charity's share portfolio is managed by Rathbone Greenbank and has a high risk profile skewed towards capital growth. This is likely to produce a greater financial return, and a high income from the portfolio is not currently essential for the furtherance of the Charity's Objects. In common with worldwide stockmarket trends, the book value of the share portfolio has reduced in the last year. The trustees however, have confidence that the underlying assets are sound and will recover in due course.

Reserves policy

The Charity does not hold any financial reserves for any purpose.

Funds in deficit

The charity does not have any fund which is materially in deficit.

FUTURE PLANS

Over the next two years, the charity plans to acquire two further properties from the Settlor, which will then be sold on the open market when conditions are favourable. The charity is continuing with building an 8-bedroom extension to 28 Westbourne Road; fitting this out is likely to take another 15 months, and it will then produce a good income for the Charity, enabling us to increase our charitable activities.

STRUCTURE, GOVERNANCE AND MANAGEMENT

Governing document

The charity was established in 2015 and is controlled by its governing document, a deed of trust. The charity constitutes an unincorporated charity.

Page 2

HARMONY WITH NATURE CHARITABLE TRUST

REPORT OF THE TRUSTEES

for the Year Ended 31st March 2025

REFERENCE AND ADMINISTRATIVE DETAILS Registered Charity number

1159769

Principal address

51 Ashfield Avenue Lancaster Lancashire LA1 5DZ

Trustees

Mr S C Gershon Ms A Wallman Dr E Heath Dr D Touliatos

Independent Examiner

Taylor, Robertson & Willett Ltd 95 King Street Lancaster Lancashire LA1 1RH

Approved by order of the board of trustees on 12th August 2025 and signed on its behalf by:

Dr E Heath - Trustee

Page 3

INDEPENDENT EXAMINER'S REPORT TO THE TRUSTEES OF HARMONY WITH NATURE CHARITABLE TRUST

Independent examiner's report to the trustees of Harmony With Nature Charitable Trust

I report to the charity trustees on my examination of the accounts of Harmony With Nature Charitable Trust (the Trust) for the year ended 31st March 2025.

Responsibilities and basis of report

As the charity trustees of the Trust you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 ('the Act').

I report in respect of my examination of the Trust's accounts carried out under Section 145 of the Act and in carrying out my examination I have followed all applicable Directions given by the Charity Commission under Section 145(5)(b) of the Act.

Independent examiner's statement

Since your charity's gross income exceeded £250,000 your examiner must be a member of a listed body. I can confirm that I am qualified to undertake the examination because I am a member of the Association of Chartered Certified Accountants, which is one of the listed bodies.

I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:

  1. accounting records were not kept in respect of the Trust as required by Section 130 of the Act; or

  2. the accounts do not accord with those records; or

  3. the accounts do not comply with the applicable requirements concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a true and fair view which is not a matter considered as part of an independent examination.

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

Jennifer Beckett F.C.C.A.

The Association of Chartered Certified Accountants

Taylor, Robertson & Willett Ltd 95 King Street Lancaster Lancashire LA1 1RH

26th July 2025

Page 4

HARMONY WITH NATURE CHARITABLE TRUST

STATEMENT OF FINANCIAL ACTIVITIES for the Year Ended 31st March 2025

Notes
INCOME AND ENDOWMENTS FROM
Donations and legacies
Investment income
2
Other income
Total
EXPENDITURE ON
Charitable activities
Charitable donations
Other
Total
NET INCOME
RECONCILIATION OF FUNDS
Total funds brought forward
TOTAL FUNDS CARRIED FORWARD
2025
Unrestricted
fund
£
415,715
141,660
(78,164)
479,211
230,904
45,255
276,159
203,052
2,139,462
2,342,514
2024
Total
funds
£
266,259
98,143
18,813
383,215
25,000
39,963
64,963
318,252
1,821,210
2,139,462

The notes form part of these financial statements

Page 5

HARMONY WITH NATURE CHARITABLE TRUST

BALANCE SHEET

31st March 2025

Notes
FIXED ASSETS
Tangible assets
4
CURRENT ASSETS
Debtors
5
Investments
6
Cash at bank and in hand
CREDITORS
Amounts falling due within one year
7
NET CURRENT ASSETS
TOTAL ASSETS LESS CURRENT
LIABILITIES
CREDITORS
Amounts falling due after more than one year
8
NET ASSETS
FUNDS
9
Unrestricted funds
TOTAL FUNDS
2025
Unrestricted
fund
£
1,866,589
-
858,185
13,428
871,613
(35,688)
835,925
2,702,514
(360,000)
2,342,514
2,342,514
2,342,514
2024
Total
funds
£
1,168,772
3,190
909,331
92,180
1,004,701
(34,011)
970,690
2,139,462
-
2,139,462
2,139,462
2,139,462

The financial statements were approved by the Board of Trustees and authorised for issue on 12th August 2025 and were signed on its behalf by:

Dr E Heath - Trustee

The notes form part of these financial statements

Page 6

HARMONY WITH NATURE CHARITABLE TRUST

NOTES TO THE FINANCIAL STATEMENTS for the Year Ended 31st March 2025

1. ACCOUNTING POLICIES

Basis of preparing the financial statements

The financial statements of the charity, which is a public benefit entity under FRS 102, have been prepared in accordance with the Charities SORP (FRS 102) 'Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019)', Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland' and the Charities Act 2011. The financial statements have been prepared under the historical cost convention, as modified by the revaluation of certain assets.

Income

All income is recognised in the Statement of Financial Activities once the charity has entitlement to the funds, it is probable that the income will be received and the amount can be measured reliably.

Expenditure

Liabilities are recognised as expenditure as soon as there is a legal or constructive obligation committing the charity to that expenditure, it is probable that a transfer of economic benefits will be required in settlement and the amount of the obligation can be measured reliably. Expenditure is accounted for on an accruals basis and has been classified under headings that aggregate all cost related to the category. Where costs cannot be directly attributed to particular headings they have been allocated to activities on a basis consistent with the use of resources.

Grants offered subject to conditions which have not been met at the year end date are noted as a commitment but not accrued as expenditure.

Tangible fixed assets

Depreciation is provided at the following annual rates in order to write off each asset over its estimated useful life.

Taxation

The charity is exempt from tax on its charitable activities.

Fund accounting

Unrestricted funds can be used in accordance with the charitable objectives at the discretion of the trustees.

Restricted funds can only be used for particular restricted purposes within the objects of the charity. Restrictions arise when specified by the donor or when funds are raised for particular restricted purposes.

Further explanation of the nature and purpose of each fund is included in the notes to the financial statements.

Investments

Listed investments are revalued at market value at the balance sheet date.

continued...

Page 7

HARMONY WITH NATURE CHARITABLE TRUST

NOTES TO THE FINANCIAL STATEMENTS - continued for the Year Ended 31st March 2025

2. INVESTMENT INCOME

Rents received
Interest received
Dividends received
2025
£
124,672
4,782
12,206
141,660
2024
£
80,609
4,668
12,866
98,143

3. TRUSTEES' REMUNERATION AND BENEFITS

There were no trustees' remuneration or other benefits for the year ended 31st March 2025 nor for the year ended 31st March 2024.

Trustees' expenses

There were no trustees' expenses paid for the year ended 31st March 2025 nor for the year ended 31st March 2024.

4. TANGIBLE FIXED ASSETS

COST OR VALUATION
At 1st April 2024
Additions
Revaluations
At 31st March 2025
DEPRECIATION
At 1st April 2024
Charge for year
At 31st March 2025
NET BOOK VALUE
At 31st March 2025
At 31st March 2024
Cost or valuation at 31st March 2025 is represented by:
Valuation in 2024
Cost
Freehold
property
£
1,137,553
487,807
215,000
1,840,360
-
-
-
1,840,360
1,137,553
Freehold
property
£
215,000
1,625,360
1,840,360
Plant and
machinery
£
53,540
2,533
-
56,073
22,321
7,523
29,844
26,229
31,219
Plant and
machinery
£
-
56,073
56,073
Totals
£
1,191,093
490,340
215,000
1,896,433
22,321
7,523
29,844
1,866,589
1,168,772
Totals
£
215,000
1,681,433
1,896,433

continued...

Page 8

HARMONY WITH NATURE CHARITABLE TRUST

NOTES TO THE FINANCIAL STATEMENTS - continued for the Year Ended 31st March 2025

5.
DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
Prepayments
6.
CURRENT ASSET INVESTMENTS
Listed investments
Unlisted investments
7.
CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
Other creditors
8.
CREDITORS: AMOUNTS FALLING DUE AFTER MORE THAN ONE YEAR
Other creditors
9.
MOVEMENT IN FUNDS
At 1/4/24
£
Unrestricted funds
General fund
2,139,462
TOTAL FUNDS
2,139,462
Net movement in funds, included in the above are as follows:
Incoming
resources
£
Unrestricted funds
General fund
479,211
TOTAL FUNDS
479,211
2025
£
-
2025
£
770,881
87,304
858,185
2025
£
35,688
2025
£
360,000
Net
movement
in funds
£
203,052
203,052
Resources
expended
£
(276,159)
(276,159)
2024
£
3,190
2024
£
837,027
72,304
909,331
2024
£
34,011
2024
£
-
At
31/3/25
£
2,342,514
2,342,514
Movement
in funds
£
203,052
203,052

continued...

Page 9

HARMONY WITH NATURE CHARITABLE TRUST

NOTES TO THE FINANCIAL STATEMENTS - continued for the Year Ended 31st March 2025

9. MOVEMENT IN FUNDS - continued

Comparatives for movement in funds

Net
movement At
At 1/4/23 in funds 31/3/24
£ £ £
Unrestricted funds
General fund 1,821,210 318,252 2,139,462
TOTAL FUNDS 1,821,210 318,252 2,139,462
Comparative net movement in funds, included in the above are as follows:
Unrestricted funds Incoming
resources
£
Resources
expended
£
Movement
in funds
£
General fund 383,215 (64,963) 318,252
TOTAL FUNDS 383,215 (64,963) 318,252
A current year 12 months and prior year 12 months combined position is as follows:
Unrestricted funds At 1/4/23
£
Net
movement
in funds
£
At
31/3/25
£
General fund 1,821,210 521,304 2,342,514
TOTAL FUNDS 1,821,210 521,304 2,342,514
A current year 12 months and prior year 12 months combined net movement in funds, included in the above are as
follows:
Unrestricted funds Incoming
resources
£
Resources
expended
£
Movement
in funds
£
General fund 862,426 (341,122) 521,304
TOTAL FUNDS 862,426 (341,122) 521,304

continued...

Page 10

HARMONY WITH NATURE CHARITABLE TRUST

NOTES TO THE FINANCIAL STATEMENTS - continued for the Year Ended 31st March 2025

10. RELATED PARTY DISCLOSURES

Transactions with Mr S C Gershon, a Trustee of the Charity.

During the year Mr S C Gershon donated cash and listed securities to the Charity to the value of £200,000, as well as an effective donation of £215,000 in the form of an uplift to the value of the property purchased by the Charity to match it's professional valuation of £575,000.

The above mentioned property, was purchased by the Charity for an agreed price of £360,000, funded by way of a long term interest-free loan, owing to Mr S C Gershon, to be settled when funds allow.

Page 11

HARMONY WITH NATURE CHARITABLE TRUST

DETAILED STATEMENT OF FINANCIAL ACTIVITIES for the Year Ended 31st March 2025

INCOME AND ENDOWMENTS
Donations and legacies
Donations
Investment income
Rents received
Interest received
Dividends received
Other income
Profit/loss on share disposal
Revaluation
Total incoming resources
EXPENDITURE
Charitable activities
Grants to institutions
Support costs
Management
Postage and stationery
Portfolio management
Finance
Bank charges
Other
Property running costs
Depreciation of tangible fixed assets
Governance costs
Accountancy and legal fees
Total resources expended
Net income
2025
£
415,715
124,672
4,782
12,206
141,660
(9,166)
(68,998)
(78,164)
479,211
230,904
-
7,690
7,690
73
28,667
7,523
36,190
1,302
276,159
203,052
2024
£
266,259
80,609
4,668
12,866
98,143
11,873
6,940
18,813
383,215
25,000
9
6,531
6,540
84
23,763
8,346
32,109
1,230
64,963
318,252

This page does not form part of the statutory financial statements

Page 12