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2025-09-30-accounts

Charity registered number 1159522

OKS EDUCATIONAL AND BENEVOLENT TRUST

FINANCIAL STATEMENTS

YEAR ENDED 30 SEPTEMBER 2025

Page 1

OKS EDUCATIONAL AND BENEVOLENT TRUST

CONTENTS Page
Reference and administrative details of the charity,
its trustees and advisers 2
Trustees' report 3
Statement of financial activities 5
Balance sheet 6
Notes to the financial statements 7
Independent Examiner's report 13

OKS EDUCATIONAL AND BENEVOLENT TRUST

Page 2

REFERENCE AND ADMINISTRATIVE DETAILS OF THE CHARITY, ITS TRUSTEES AND ADVISERS

Trustees Bankers
Mr J. L. H. Bartlett (Appointed 26 November 2024) National Westminster Bank
Mrs F. R. Lyons (Resigned 26 November 2024) 11 The Parade
Mrs C. F. P. Fliedner Canterbury
Mrs J. S. Hinves Kent CT1 2SQ
Mrs A. F. Steadman
Mrs I. R. L. White-Spunner
Mrs C. A. L. Turner
Mr J. H. J. Phipson
Charity registered number Solicitors
1159522 Wedlake Bell
71 Queen Victoria Street
Independent Examiner London
EC4V 4AY
Stephen Meredith FCA, DChA
Alliotts LLP Investment Manager
3 London Square, Cross Lanes
Guildford Brewin Dolphin
GU1 1UJ Blenheim Road
Marlborough
Wiltshire SN8 4AN

Page 3

OKS EDUCATIONAL AND BENEVOLENT TRUST

TRUSTEES' REPORT

For the year ended 30 September 2025

The trustees present their annual report together with the financial statements for the year 1 October 2024 to 30 September 2025

OBJECTIVES AND ACTIVITIES

a. POLICIES AND OBJECTIVES

The principal objective of the charity is to pay all or part of the school fees payable in respect of deserving boys and girls who are in education at the King's School, Canterbury, and, who but for the help of the charity, would be unable to be or remain at the school.

b. ACTIVITIES FOR ACHIEVING OBJECTIVES

The objectives are achieved by managing a portfolio of investments and raising donations to provide an annual income.

c. MAIN ACTIVITIES UNDERTAKEN TO FURTHER THE CHARITY'S PURPOSES FOR PUBLIC BENEFIT

The main activity undertaken is the provision of scholarships and bursaries to pupils at the King's School, Canterbury. Also, to provide support for post graduate former King's School, Canterbury students. Also, to relieve want amongst former King's pupils, their widows and children.

ACHIEVMENTS AND PERFORMANCE

a. REVIEW OF ACTIVITIES

The trustees manage the charity's investment portfolio and raise donations to enable them to award scholarships and bursaries to pupils at the King's School, Canterbury and make other donations in order to meet its objectives.

Grant awards were made to fund scholarships and bursaries of £24,000 to six individuals ( 2024 £23,000 to six individuals ) and a £ 5,000 post graduate award was made to one individual (2024 £ 5,000 to two individuals).

Page 4

OKS EDUCATIONAL AND BENEVOLENT TRUST

TRUSTEES' REPORT (Continued)

For the year ended 30 September 2025

b. INVESTMENT POLICY AND PERFORMANCE

The trustees are satisfied that the investments held by the charity have been managed in accordance with their investment powers, with the intention of generating suitable income in the current year whilst at the same time protecting the capital base to allow for future income generation.

The trustees consider the value of the investments and the income generated during the year is satisfactory.

FINANCIAL REVIEW

a. RESERVES POLICY

The trustees have a policy of maintaining reserves to allow future investment returns to generate the income required to continue running the trust. A designated investment fund has been set up and at the year end stood at £ 615,109. Unrestricted general fund (free) reserves stood at £ 34,085, which the trustees regard as satisfactory.

STRUCTURE, GOVERNANCE AND MANAGEMENT

a. CONSITUTION

The OKS Educational and Benevolent Trust is goverened by three Trust Deeds: Trust Deed dated 17 June 1966 Supplemental Trust Deed dated 23 June 1998 Deed of Variation dated 12 February 2020

b. METHOD OF APPOINTMENT OR ELECTION OF TRUSTEES

The charity has a maximum of eight trustees, with four forming a quorum. The trustees are appointed by unanimous decision of all of the trustees.

c. ORGANISATIONAL, STRUCTURE AND DECISION MAKING

The direction of the charity is under control of the trustees, whose decisions are implented by the Hon. Secretary and the Hon. Treasurer

This report was approved by the Trustees on 10 June 2026 and signed on their behalf by J. L. H. Bartlett

Page 5

OKS EDUCATIONAL AND BENEVOLENT TRUST

STATEMENT OF FINANCIAL ACTIVITIES

For the year ended 30 September 2025

Note
INCOME
Donations and legacies
2
Investments
3
TOTAL INCOME
EXPENDITURE
Raising funds
Charitable activities
TOTAL EXPENDITURE
5
NET EXPENDITURE BEFORE INVESTMENT GAINS/(LOSSES)
Net gains/(losses) on investments
7
NET INCOME BEFORE OTHER RECOGNISED
GAINS/(LOSSES)
NET MOVEMENT IN FUNDS
RECONCILIATION OF FUNDS
Total funds brought forward
TOTAL FUNDS CARRIED FORWARD
The notes on pages 7 to 12 form part of these
financial statements
Unrestricted
Restricted
Total
Funds
Funds
Funds
2025
2025
2025
£
£
£
239
5,000
5,239
20,958
0
20,958
21,197
5,000
26,197
6,219
0
6,219
24,900
5,000
29,900
31,119
5,000
36,119
(9,922)
0
(9,922)
26,008
0
26,008
16,086
0
16,086
16,086
0
16,086
633,108
0
633,108
649,194
0
649,194
Total
Funds
2024
£
9,288
21,342
30,630
5,543
28,900
34,443
(3,813)
49,264
45,451
45,451
587,657
633,108

Page 6

OKS EDUCATIONAL AND BENEVOLENT TRUST

BALANCE SHEET As at 30 September 2025

BALANCE SHEET
As at 30 September 2025
Note
FIXED ASSETS
Investments
7
CURRENT ASSETS
Debtors
8
Cash balances
TOTAL CURRENT ASSETS
CURRENT LIABILITIES
Creditors falling due within one year
NET CURRENT ASSETS
NET ASSETS
CHARITY FUNDS
Unrestricted funds
9
TOTAL FUNDS
Unrestricted Restricted
Total
Funds
Funds
Funds
2025
2025
2025
£
£
£
615,109
0
615,109
2,292
0
2,292
31,793
0
31,793
34,085
0
34,085
0
0
0
34,085
0
34,085
649,194
0
649,194
649,194
0
649,194
649,194
0
649,194
Total
Funds
2024
£
591,335
7,532
47,408
54,940
(13,167)
41,773
633,108
633,108
633,108

The financial statements were approved by the trustees on 10 June 2026 and signed on their behalf by

J. L. H . Bartlett

Trustee

The notes on pages 7 to 12 form part of these financial statements

OKS EDUCATIONAL AND BENEVOLENT TRUST

Page 7

NOTES TO THE FINANCIAL STATEMENTS

For the year ended 30 September 2025

1. ACCOUNTING POLICIES

1.1. BASIS OF PREPARATION OF FINANCIAL STATEMENTS

The financial statements have been prepared to give a "true and fair" view and have departed from the Charities (Accounts and Reports) Regulations 2008 only to the extent required to provide a "true and fair" view. This departure has involved following the Charities SORP (FRS 102) rather tha the Accounting and Reporting by Charities: Statement of Recommended Practice effective from 1 April 2005 which has since been withdrawn.

The financial statements have been prepared under the historical cost convention with items recognised at cost or transaction value unless otherwise stated in the relevant notes to these accounts. The financial statements have been prepared in accordance with the Statement of Recommended Practice: Accounting and Reporting by Charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) appicable from January 2019 and Financial Reporting Standard applicable in the United Kingdom and Republic of Ireland (FRS 102 and Charities Act 2011).

OKS Educational and Benevolent Trust constitutes a public benefit entity as defined by FRS 102

1.2. FUND ACCOUNTING

General funds are unrestricted funds which are available for use at the discretion of the trustees in furtherance of the general objectives of the charity and which have not been designated for other purposes.

Designated funds comprise unrestricted funds that have been set aside by the trustees for particular purposes. The aim and use of each designated fund is set out in the notes to the financial statements.

Invetsment income, gains and losses are allocated to the appropriate fund.

1.3. INCOME

All income is recognised once the charity has entitlement to the income, it is probable that the income will be received and the amount of income receivable can be measured reliably.

Donated services or facilities are recognised when the charity has control over the item, any conditions associated with the donated item have been met, the receipt of economic benefit from the use of the charity of the item is probable and that economic benefit can be measured reliably. In accordance with the Charities SORP (FRS 102), the general volunteer time of the Friends is not recognised and refer to the Trustees' report for more information about their contribution.

On receipt, donated professional services and donated facilities are recognised on the basis of the value of the gift to the charity, which is the amount the charity would have been willing to pay to obtain services or facitlities of equivalent economic benefit on the open market, a corresponding amount is then recognised in expenditure in the period of receipt.

Income tax recoverable in relation to investment income is recognised at the time the investment income is receivable.

OKS EDUCATIONAL AND BENEVOLENT TRUST

Page 8

1. ACCOUNTING POLICIES (continued)

1.4. EXPENDITURE

Expenditure is recognised once there is a legal or constructive obligation to transfer economic benefit to a third party, it is probable that a transfer of economic benefits will be required in settlement and the amount of the obligation can be measured reliably. Expenditure is classified by activity. The costs of each activity are made up of the total of direct costs and shared costs, including support costs involved in undertaking each activity. Direct costs attributable to a single activity are allocated directly to that activity. Shared costs which contribute to more than one activity and support costs which are not attributable to a single activity are apportioned between those activities on a basis consistent with the use of resources

Costs of generating funds are costs incurred in attractng voluntary income, and those incurred in investment management that raise funds.

Charitable activities and Governance costs are costs incurred on the charity's educational operations, including support costs and costs relating to the governance of the charity apportioned to charitable activities.

Grants payable are charged in the year when the offer is made except in those cases where the offer is conditional, such grants being recognised as expenditure when the conditions attaching are fulfilled. Grants offered subject to conditions which have not been met at the year end are noted as a commitment but not accrued as expenditure.

1.5. INVESTMENTS

Fixed asset invetsments are a form of financial instrument and are initially recognised at their transaction cost and subsequently measured at fair value at Balance Sheet date, unless fair value cannot be measured reliably in which case it is measured at cost less impairment. Investment gains and losses, whether realised or unrealised, are combined and shown in the heading "Gains/(losses) on investments" in the Statement of financial activities.

1.6. INTEREST RECEIVABLE

Interest on funds held on deposit is included when receivable and the amount can be measured reliably by the charity, which is normally upon notification of the interest paid or payable by the bank.

1.7. DEBTORS

Trade and other debtors are recognised at the settlement amount after any trade discount offered. Prepayments are valued at the amount prepaid net of any trade discounts due.

1.8. CASH AT BANK AND IN HAND

Cash at bank and in hand includes cash and short term highly liquid investments with a short maturity of three months or less from the date of acquistion or opening of the deposit or similar account.

1.9. FINANCIAL INSTRUMENTS

The charity only has financial assets and financial liabilities of a kind that qualify as basic financial instruments. Basic financial instruments are initially recognised at transaction value and subsequently measured at their settlement value with the exception of bank loans which are subsequently measured at amortised cost using the effective interest method.

Page 9

OKS EDUCATIONAL AND BENEVOLENT TRUST

NOTES TO THE FINANCIAL STATEMENTS

For the year ended 30 September 2025

2. INCOME FROM DONATIONS AND LEGACIES
Donations
3. INVESTMENT INCOME
Dividends
Bank interest
4. SUPPORT COSTS
Bank charges
Unrestricted Restricted
Total
Funds
Funds
Funds
2025
2025
2025
£
£
£
239
5,000
5,239
20,527
0
20,527
431
0
431
20,958
0
20,958
10
0
10
Total
Funds
2024
£
9,288
20,960
382
21,342
12

Page 10

OKS EDUCATIONAL AND BENEVOLENT TRUST

NOTES TO THE FINANCIAL STATEMENTS

For the year ended 30 September 2025

NOTES TO THE FINANCIAL STATEMENTS
For the year ended 30 September 2025
Unrestricted Restricted
Total
Funds
Funds
Funds
2025
2025
2025
£
£
£
5. ANALYSIS OF EXPENDITURE BY EXPENDITURE TYPE
Expenditure on investment management
5,731
0
5,731
Bank charges
10
0
10
Legal costs
478
0
478
COST OF GENERATING FUNDS
6,219
0
6,219
Scholarship and bursary grants -individuals
24,000
0
24,000
Post graduate grants - individuals
0
5,000
5,000
Donations and education
900
0
900
CHARITABLE ACTIVITIES
24,900
5,000
29,900
TOTAL
31,119
5,000
36,119
Total
Funds
2024
£
5,531
12
0
5,543
23,000
5,000
900
28,900
34,443

6. NET INCOME/EXPENDITURE

During the year no trustee received any remuneration. (2024 - £ NIL) During the year no trustee received any benefits in kind. (2024 - £ NIL)

During the year no trustee received any reimbursement of expenses. (2024 - £ NIL)

7. FIXED ASSET INVESTMENTS

7. FIXED ASSET INVESTMENTS
Listed
securities
MARKET VALUE £
At 1 October 2024 591,335
Net additions 89,461
Disposals (91,695)
Revaluations 26,008
At 30 September 2025 615,109
INVESTMENTS AT MARKET VALUE COMPRISE
UK Overseas 2025 2024
£ £ £ £
Listed investmnets 386,494 228,615 615,109 591,335

Page 11

OKS EDUCATIONAL AND BENEVOLENT TRUST

NOTES TO THE FINANCIAL STATEMENTS

For the year ended 30 September 2025

7. FIXED ASSET INVESTMENTS (continued)

VALUATION

The listed investments have been valued by Brewin Dolphin on 30 September 2025

MATERIAL INVESTMENTS
Dodge & Cox Worldwide Funds PLC US Inc NAV
SSGA SPDR EFTS US Div Aristocrats
Vanguard Funds PLC S & P 500 US Dis
8. DEBTORS
Other debtors
2025
39,113
33,780
52,856
2025
2,292
2024
36,504
34,388
53,839
2024
7,532

9. STATEMENT OF FUNDS - CURRENT YEAR

UNRESTRICTED FUNDS
Designated - Investment fund
General funds
RESTRICTED FUNDS
Total of funds
Balance at
Transfers
Gains/
Balance at
01 October 2024
Income
Expenditure
In/(Out)
(losses)
30 September 2025
£
£
£
£
£
£
591,335
0
0
(2,234)
26,008
615,109
41,773
21,197
(31,119)
2,234
0
34,085
0
5,000
(5,000)
0
0
0
633,108
26,197
(36,119)
0
26,008
649,194

Page 12

OKS EDUCATIONAL AND BENEVOLENT TRUST

NOTES TO THE FINANCIAL STATEMENTS

For the year ended 30 September 2025

9. STATEMENT OF FUNDS - PRIOR YEAR

9. STATEMENT OF FUNDS - PRIOR YEAR
UNRESTRICTED FUNDS
Designated - Investment fund
General funds
RESTRICTED FUNDS
Total of funds
Balance at
Transfers
Gains/
Balance at
01 October 2023
Income
Expenditure
In/Out
(losses)
30 September 2024
£
£
£
£
£
£
542,286
0
0
(215)
49,264
591,335
45,371
25,630
(29,443)
215
0
41,773
0
5,000
(5,000)
0
0
587,657
30,630
(34,443)
0
49,264
633,108

Designated funds

The investment fund represents tangible fixed assets in the form of an investment portfolio which is used by the charity for both the purposes of income generation and capital appreciation and thus do not form part of the charity's free reserves

The Urestricted general fund represents the charity's available assets to spend on charitable activities.

Page 13

OKS EDUCATIONAL AND BENEVOLENT TRUST

INDEPENDENT EXAMINER’S REPORT TO THE TRUSTEES

________________

I report on the accounts of the charity for the year ended 30 September 2025, which are set out on pages 3 to 12.

Responsibilities and basis of report

As the charity trustees of the Trust you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 (‘the Act’).

I report in respect of my examination of the Trust’s accounts carried out under s. 145 of the 2011 Act and in carrying out my examination I have followed all the applicable Directions given by the Charity Commission under s. 145(5)(b) of the Act.

Independent examiner’s statement

I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:

(1) accounting records were not kept in respect of the Trust as required by section 130 of the Act;

(2 )the accounts do not accord with those records; or

(3) the accounts do not comply with the applicable requirements concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a ‘true and fair view which is not a matter considered as part of an independent examination.

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

3 London Square Cross Lanes Guildford Surrey GU1 1UJ

Stephen Meredith FCA DChA ALLIOTTS LLP Chartered Accountants

Date: …24/07/26…