Saltisford
church
TRUSTEES. ANNUAL
REPORT AND ACCOUNTS
2024
Albert Street Warwick, CV34 4JX
Tel. 01926 496779
email: office@saltisfordchurch.org.uk
worshipping God - explaining our faith serving the community

TABLE OF COIVTEIVTS
GENERAL INFORMATION................................................................................
TRusfEES' REPORT..........................................................................................
2.1. Introduction..........................................................................................
2.2. Structure, Governan￿ and Management.....
2.3. Objeclives and Attivities.....
2.4. Achievements and Perfomance............................................................
2.5. Financial Review .
2.6. Future Plans..........................................................................................
INDEPENDENT EXAMINER'S REPORT TO THE TRusfEES OF
SALTISFORD CHURCH......................................................................................
3.1. Responsibilities and basis of report.......................................................
3.2. Independent examiner's statement.......................................................
ACCOUNTS AND FINANCIAL sfATEMENTS..................................................
4.1 . Financial Activities......
4.2. Assets and Liabilities.....................
4.3. Notes to the Financial Statements...
.10
Accounting Poliaes...........................
-10
Unrestricted Fund Payments Detail................................................. 11
Staff Costs..........................................................................
Voluntsry Receipts and Receipts from Charitable Activities............. 12
Restricted funds.................. ....
-12
Related Party Transactions .
-13
Contingent Liabilitie5....................................................................... 13
Ultimate Controlling Party............................................................... 13

SALTISFORD CHURCH ANNUAL REPORT AND ACCOUNTS 2024
GENERAL INFORMATION
Charity Registration NumLEr
1159404
Trustees
M Wells (Chairman)
S E Foster (Secretsry)
R P Osborn
JERose
R J Mathers (ap￿inted 19 June 2024)
Treasurer
S E Foster
Address
Altert Str￿t
Warwick
CV34 4JX
Independent Auditors
Burgis & Bullock
Chartered Accountants
23-25 Waterlo) Pla
Warwick Str￿t
Leamington Spa
CV32 SLA
Principal Bankers
C4F BANK Limited
Kings Hill
West Malling
Kent ME19 4JQ
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SALTISFORD CHURCH ANNUAL REPORT AND ACCOUNTS 2024
TRUSTEES, REPORT
Introdurtion
The Trustees of sa￿1Sford Church present their re￿rt and accounts for the period ended 31
December 2024. The accounts have been prepared on a Receipts and Payments basis.
Saltisford Church is an independent fellowship of Christians from Warnid(, Leamington Spa
and surrounding areas.
Structure, Governance and Management
Saltisford Church was estsblished as a Charitsble Incorporated Organisation (CIO) under a
Constitution dated 2 November 2014 and registered with the Charity Commission as Charity
No 1159404. It is governed administratively, under the terms of Clause I l of the Constitution,
by a tJ)ard of TrUSt￿S who are appjinted by a resolution passed at a properly convened
meeting of the Trustees.
The CIO is managed by five truSt￿s.
M Wells - Chairman
S Foster - Secretary
J Rose
R 05born
R Mathers (appointed 19 June 2024)
The spiritual leadership of Saltisford Church is the responsibility of the Leaders of the Church.
The Leadership of Saltisford Church at the IEginning of 2024 was J Rose, J Morris, J Moir, S
Solt and N Cole. S H(YxJ joined the Leadership Team in February 2024.
There were four salaried staff in 2024. 1 Moir, Youth and Children's Worker, led and ciTr
ordinated the work amongst children and young people. The Church employs a part-time
Community Outreach c￿rdinatOr, and a part-time Church Administrator. The Church also
employed a cleaner on a part-time basis who retired in July 2024.
The Charity's ￿ntre of activity is the Church property in Albert Street, Warwick. Ownership
of this property is vested in the CIO.
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SALTISFORD CHURCH ANNUAL REPORT AND ACCOUNTS 2024
Objectives and Activities
Saltisford Church seeks to care for the current members of the fellowship and reaches out to
others. It has three core objectives as summarized in the CIO Constitution:
l. The advancement of the Christian religion tJ)th in the United Kingdom and overseas.
2. The advancement of religious or other education.
3. The relief of the PCK)r, sick or disabl&l.
Public benefit is specifically referred to in the CIO Constitution and the Trustees have complied
with the duty in Section 17 of the Charities Att 2011 to have due regard to the public benefit
guidance published by the Charity Commission in their decisions Con￿rning the objective5 of
the charity. The 'publid has induded men, women and children from the local community
around Saltisford Church, other parts of Warwid( and from the surrounding towns of
Leamington Spa, Kenilworth and Stratford-upon-Avon; the 'benefiV has teen in accordan
with the aims and objectives of the charity as summarised aLx)ve.
The following summarizes the principal attivities of the Charity in 2024 in fulfillment of the
Objettives set out abjve:
The Church met for an all-age, infonnal worship Servi￿ each Sunday morning, in line with
Objectives l and 2 alyjve.
Programme induded worship, prayer and Bible teaching.
Young persons, activities involving children's Sunday moming 'Bible Discovery,
groups and T￿nage groups.
Communion was shared approximately monthly.
'Junior Church, was held monthly involving young people's prayer and worship.
A prayer ministry team offered personal prayer each Sunday morning after the morning
servi￿.
W￿k-daY attivities that are in line with all Objectives ab)ve:
Cell groups were held weekly on Tuesday and Thursday evenings and Wednesday
mornings, providing help, support and encouragement to individual members.
A day-time mIdw￿k m￿tIng was held each Wednesday at the Church, which
included worship, prayer and Bible teaching.
Meetings for prayer, both in ￿rsOn and online, were held at various times each
week.
A women's social gathering called Knit & Natter was held weekly on Friday
mornings, attended by people from the congregation and the local community.
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SALTISFORD CHURCH ANNUAL REPORT AND ACCOUNTS 2024
A Women's Breakfast event was held monthly on a Saturday morning for teaching,
fellowship and mutual encouragement in the Christian Faith.
A Men's B￿akfast event was held monthly on a Saturday morning for mutual
encouragement
Youth group actrvities were held each Friday evening in the Church premises from
the beginning of the autumn schcol terni.
The Toddler group for parents and carers, called "Little Fishes was held in the
Church premises each Monday morning.
A monthly Autism Café was held on Saturday afternc(Jns with the Church building
opening for three hours providing a supeNised safe Spa￿ for families affected by
autism for relaxation and play. This is in line with Objective 3 above.
Warwick District Fcthbank, seeded by Trussell Trust, operated a foodbank from
Saltisford Church each Friday afternoon. A Community Cafe was held in parallel
with this, each week. This is in line with Objective 3 ab)ve.
We continued to part of the IoGal Wami Spaces initiative, opening the Church
Building on Thursday and Friday each week.
Other activities consistent with Objectives l & 2:
A Saturday morning children's activity event was held called 'Sp13t-a-day'on a
monthly basis.
Work in local schools supporting Crossteach, a Ifxal charity focusing on teaching
the Christian faith in schools with our Youth and Children's Worker.
The Church organized a Fun Day in August in the churth building that was attended
by some 100 people from the IOGII community.
Monthly craft evenings were held at the Church premises, induding a Christian talk.
UK and Overseas Christian mission work, consistent particularly with Objectives 2 & 3,
involving both finanaal and prayer support for development, relief work and training
UK work consistent with Objective 3 involving both prayer and financial support for
counselling serVI￿S
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SALTISFORD CHURCH ANNUAL REPORT AND ACCOUNTS 2024
Achievements and Perforniance
In line with our core objectives, we are pleased to report the following during 2024:_
The Sunday morning in-person Servi￿ were conducted throughout 2024, whilst
maintaining a live ZOOM link for those unable to attend in person.
During 2024 the Saltisford FcMJJbank continued to 0￿rate to serve local people in need.
Refer to Warwick District F￿dbank Annual Rew)rt for fvrther infomiation.
The monthly craft evenings held at the Church attracted attendances of around 12 rEople.
The weekly Little Fishestoddlers group regularly attratted around 40 children.
The monthly Saturday moming 'Splat-a-day- sessions for children and families have
attracted 40 to 50 children plus their parents, grandparents and guardians.
We gave £43,275 in support of Christian and aid work in other countries and a fijrther
£10,550 in SUPFM)rt of local and national Christian work in the UK.
Financial Review
The net receipts in the year, as shown in Section 4. 1 amounted to £42, 140 made up of receipts
of £36,565 from funds for use at the Church's discretion and receipts of £5,574 from funds
restritted for purposes srecified by the donors.
Funds for the worl( of S31tisford Church come principally from voluntsry donations from the
congregation of the ￿urCh. In addition, some receipts come from charitable activities such as
hire of the buildings, youth and tCMJdler groups, and occasional meals.
The reserves ￿lIcY of the Trustees is to maintsin sufficient funds for the ongoing activities of
the Church for a period of thr￿ months. The nomial fluctuations in income and expenditure
indicate reserves for this purpose of approximately £30,000. Funds in excess of this level will,
in the absen￿ of any special need, be regarded as available for current use, with any major
projects being funded by special apFeals.
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SALTISFORD CHURCH ANNUAL REPORT AND ACCOUNTS 2024
Future Plans
The pr¢xess of recruiting a fvll-time leader to join the Leadership continues.
The Trustees consider that the present strategies are working satisfactorily with attivities that
are enabling the Church to achieve its aims and objectives.
On behalf of the Trustees
M Wells
Chairman
30 Jul 2025
Date:
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SALTISFORD CHURCH ANNUAL REPORT AND ACCOUNTS 2024
INDEPENDENT EXAMINER'S REPORT TO THE
TRUSTEES OF SALTISFORD CHURCH
I report to the charity trustees on my examination of the accounts of the charity for the year
ended 31 December 2024 which are set out on pages 9 to 13.
Responsibilities and basis of report
As the charity's trustees you are responsible for the preparation of the accounts in accordance
with the requirements of the Charities Act 2011 Cthe ACY).
I report in respect of my examination of the charity s accounts carried out under section 145
of the Act and in carrying out my examination I have followed all the applicable Directions
given by the Charity C(mmission under section 145(5)(b) of the Act.
Independent examiner's statement
I have completed my examination. I confinn that no material matters have come to my
attention in connection with the examination giving me cause to believe that in any material
respect:
l accounting records were not kept in respect of the charity as required by section 130
of the Act. or
2 the accounts do not accord with those records.
I have no concerns and have come across no other matter in connection with the examination
to which attention should be drawn in this rew)rt in order to enable a proFEr understanding of
the accounts to be reached.
Wende Hubbard FCCA
Burgis and Bullock
Chartered Accountants
23-25 Waterloo Pla
Wa￿iCk Street
Leamington Spa
CV32 SLA
Date:
30th July 2025
2025
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SALTISFORD CHURCH ANNUAL REPORT AND ACCOUNTS 2024
ACCOUNTS AND FINANCIAL STATEMENTS
4.1. Financial Activities
srATEMENT OF FINANCIAL AcfIvITIES
Re￿Ipts and Payments Account
For the year ended 31 December 2024
Unrestricted
Funds
Restritted
Funds
Total
2024
Total
2023
Note
Receipts
Incoming resource5
Voluntary receipts
125,271
69.272
194.543
177,948
Interest received
7,130
7,130
4,838
Receipts from
charitsble activities
6,251
820
7,071
11,385
Total receipts
138,652
70,092
208,744
194,171
Payments
Expenditure in furtherance of the charitvs
objectives
Charitable activities
93.323
4.078
97.401
95,724
Gifts made
1.125
59.224
60.349
58,084
Governance costs
Asset and investment
purchases
1,109
loo
1,209
1,242
6,529
1.116
7,645
1,137
Total payments
102,086
64,518
166,604
156,187
Net Re￿iptsIPaYMents
for the year
36.565
5.574
42.140
37,984
Cash funds brought fO￿ard
at l January 2024
188,144
25,811
213,955
175,971
Cash funds carried forward at
31 December 2024
224,709
31.385
256,095
213,955
The Notes in Section 4.3 fonn part of these financial statements.
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SALTISFORD CHURCH ANNUAL REPORT AND ACCOUNTS 2024
Assets and Liabilities
srATEMENT OF ASSEfs AND LIABILrrIES
At 31 December 2024
Unrestricted Restricted
Totsl
Total
Note
Funds
Funds
2024
2023
Cash balances
Cash in hand
227
CAF Current account
CAF Gold account
CAF Card account
100
loo
loo
46,232
477
31,385
77,617
477
125,774
454
lQ'ngdom Bank
Charity Bank
90,291
87,609
224,709
90,291
87,609
256,095
87,400
31,385
213,955
Other monetary assets
Gift Aid tax redaim due
1.664
1,664
135
1,799
1,799
1,408
135
Land and buildings
Furniture and equipment
1,286,634
77,380
1.364,014
1,286,634 1,286,634
77,380
69,735
1.364,014 1,356,369
Liabilities
HMRC - PAYE and Nl
387
387
445
Suppliers accounts
746
746
710
1,133
1,133
1,155
The financial ststements in Section 4 were approved by the Trust￿ on
M We115
Chairman
30 Jul 2025
Date:
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SALTISFORD CHURCH ANNUAL REPORT AND ACCOUNTS 2024
Notes to the Financial Statements
l. Accounting Policies
Basis of Accounting
The Statement of Financial Activities has b￿n drawn up on a receipts and payments basis.
Statement of Financial Activities
Donations and other income are credited in the in which they are received. These
are analysed be￿een unrestricted and restricted funds.
Exrenditure paid out in the year is also assigned to unrestritted or restritt&l funds.
Statement of Assets and Liabilities
Cash funds are listed in detail with amounts at 31st December 2024 which are in
agreement with the balan￿ carried forward on the Ststement of Financial Activities.
Other monetary assets - Income tsx recoverable under the gift aid scheme which had
not b*n received by the end of the year.
Assets retained for charity's own use are stated at their current insured value.
Liabilities include PAYE and National Insurance due on December salaries but not yet
paid to HMRC and suppliers accounts outstanding.
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SALTISFORD CHURCH ANNUAL REPORT AND ACCOUNTS 2024
2. Unrestricted Fund Payments Detail
Chari
Costs
Govemance
Costs
2024
Total
2023
Total
Purchases
Stsff costs
Local outreach
Pastordl support
Training and resour￿5
Youth & children's work
External speakers
Building and utilities
Equipment maintenance and purchase
Support and seNice costs
Speafic gift payments
Legal, bank & accounts examiner fees
50,956
8,216
4,967
703
2,507
2,832
13,365
933
8,844
1,125
50,956
8,216
4,967
703
2,507
2,832
13,365
7,462
8,844
1,125
1,109
45,639
9,804
11,039
731
4,211
1,168
8,988
2,009
7,544
6,529
1,109
1,067
Total unrestricted fund payments
94,448
1,109
6,529 102,086
3. Staff Costs
2024
2023
Salaries
Pension costs
Recruitment and trainiThJ
Expenses
48,474
3,189
548
416
44,118
2,598
320
163
Average number of full-time equiwdlent employees
Included within staff costs is £1,671 relating to restritted expendtture and £50,956 relating
to unrestricted expenditure.
No employee received emoluments of more than £60,000.
Pension costs are amounts paid to independent Fension providers.
In common with many churches, a very significant part of the attivities of the Church is
stsffed on a voluntary basis. The fellowship operates a lay ministry in all of its funttions.
The TrUSt￿S are all actively involved in Church activities.
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SALTISFORD CHURCH ANNUAL REPORT AND ACCOUNTS 2024
4. Voluntary Receipts and Receipts from Charitable Activities
Voluntary re￿Ipts are donations to the work of the churth.
Receipts from charitable attivities arise from individuals and organisations paying for some
church attivities such as youth weekends, tochjler groups and for hire of the buildings.
5. Restricted funds
The income funds of the Church include restricted funds comprising the following
unexpended balances of donations held on trust to be applied for specific purposes (figures
include tsx recoverable under gift aid which has I￿en received from HMRC):
Cost of
vin
Mission ￿lfiC
rt Gifts Su
Buildin
ort Fund
Total
At l January 2024
Incoming Resour￿.
Donations
Payments in furtheran￿ of the charity's
objecbves:
Gifts made
19,671
1,214
3,127
1,799
25,811
64,800
4,842
450
70,092
(53,825) (5,499) (3,277) (1,799) (64,400)
118
118
Costs
At 31 De￿mber 2024
557
300
Mission Support is administered in a separate budget funded by gifts ft)r that purpose.
ExrEnditure comprises gifts made to organisations and individuals engaged in Christian
work and is analysed below by the area served and type of recipient:
2024
Total
2023
Totsl
anisations
Indimduals
Local
National
1,860
1,000
8,700
1,850
6,660
850
850
International
Totsl
Specific Gifts are those where the donor has requested that the gift be passed on to a
Specific individual, organisation or project. Such gifts are only accepted if the resulting
payment is within the scope of the Objectives of the Church.
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SALTISFORD CHURCH ANNUAL REPORT AND ACCOUNTS 2024
6. Related Party Transactions
The Trustees received no remuneration, reimbursement of expenses during the year
amounted to £546 to a total 3 trust￿ (2023: £447).
7. Contingent Liabilities
The Church had no contingent liabilities or leasing commilJnents at 31 December 2024.
8. Ultimate Controlling Party
The Church's ultimate controlling party is the Board of Trustees.
Page 13