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2024-12-31-accounts

Charity number: 1159360

THE CAMEO FOUNDATION

UNAUDITED

TRUSTEES' REPORT AND FINANCIAL STATEMENTS

FOR THE YEAR ENDED 31 DECEMBER 2024

THE CAMEO FOUNDATION

CONTENTS

Page
Reference and administrative details of the charity, its Trustees and advisers 1
Trustees' report 2 - 4
Independent examiner's report 5
Statement of financial activities 6
Balance sheet 7
Notes to the financial statements 8 - 14

THE CAMEO FOUNDATION

REFERENCE AND ADMINISTRATIVE DETAILS OF THE CHARITY, ITS TRUSTEES AND ADVISERS FOR THE YEAR ENDED 31 DECEMBER 2024

Robert Craig, Trustee
Emily Mailer, Trustee
Company registered
number
CE003326
Charity registered
number
1159360
Principal office
c/o Howard Kennedy LLP
No.1 London Bridge
London
SE1 9BG
Accountants
Nyman Libson Paul LLP
Chartered Accountants
124 Finchley Road
London
NW3 5JS
Bankers
CAF Bank Ltd
25 Kings Hill Avenue
West Malling
Kent
ME19 4JQ
Solicitors
Howard Kennedy LLP
No.1 London Bridge
London
SE1 9BG
Investment Managers
NLP Financial Management
108-110 Finchley Road
London
NW3 5JJ

Page 1

THE CAMEO FOUNDATION

TRUSTEES' REPORT FOR THE YEAR ENDED 31 DECEMBER 2024

The trustees present their annual report together with the financial statements of the charity for the ending 31 December 2024.

The trustees confirm that the annual report and the financial statements of the charity comply with the current statutory requirements and the provisions of the Statement of Recommended Practice (SORP), applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2015).

Structure, governance and management

a. Constitution

The Cameo Foundation is a charitable incorporated organisation (CIO) and a registered charity governed by its constitution dated 1st October 2014.

b. Trustees

The trustees who served during the year and up to the date of this report were Robert Craig amd Emily Mailer.

c. Methods of appointment or election of trustees

The management of the charity is the responsibility of the trustees who are elected and co-opted under the terms of the Trust deed.

d. Governance

The charity is administered by its trustees who regularly discuss and implement policy.

Objectives and activities

a. Policies and objectives

The objectives of the charity are to advance charitable purposes as the trustees see fit from time to time, in particular but not limited to the advancement of medical research and health care for the public benefit.

To achieve this the trustees will make grants to such charitable purposes as the trustees consider appropriate.

In setting objectives and planning for activities, the trustees have given due consideration to general guidance published by the Charity Commission relating to public benefit, including the guidance 'Public benefit: running a charity (PB2)'.

Page 2

THE CAMEO FOUNDATION

TRUSTEES' REPORT (CONTINUED) FOR THE YEAR ENDED 31 DECEMBER 2024

Achievements and performance

a. Review of activities

During the year the charity received investment income of £34,157 and made grants of £50,000.

The charity's primary assets comprise its holdings of listed investments and cash funds. The trustees are of the opinion that the financial position of the charity at the balance sheet date is sufficient to meet its ongoing objectives.

The trustees are satisfied that the charity has fulfilled its public services obligations and confirm that in accordance with Section 17 of the Charities Act 2011, they have referred to the Charity Commission's general guidance on public benefit when reviewing the Trust's aims and objectives and in planning their future grant making activities.

b. Investment policy and performance

Under the terms of the charity's governing document, the trustees have absolute discretion to manage and organise the charity's investments. The trustees have appointed NLP Financial Management as investment management advisors and on appointment granted discretionary powers to NLP Financial Management in order for them to manage the Charity's investments on its behalf.

The charity has a Statement of Investment Principles approved by the trustees. This statement includes the stipulation that in addition to providing income from which the charity can make grants in pursuit of the charity's objectives, the trustees may seek to protect, and ideally grow, the real value (after inflation) of the residual capital for the purposes of making future grants in perpetuity.

Financial review

a. Going concern

After making appropriate enquiries, the trustees have a reasonable expectation that the charity has adequate resources to continue in operational existence for the foreseeable future. For this reason, they continue to adopt the going concern basis in preparing the financial statements. Further details regarding the adoption of the going concern basis can be found in the accounting policies.

b. Reserves policy

Any reserves are maintained at the discretion of the trustees. The trustees aim to maintain free reserves at a level that will provide sufficient funds to respond to applications for grants and ensure that there are sufficient funds available to cover support and governance costs. The trustees confirm that adequate assets are available to fulfil the obligations of the charity and will continue to review the level of their current and foreseeable expenditure in the light of future investment performance, general economic conditions and implementation of their grant making policies.

c. Financial risk management objectives and policies

The trustees are responsible for the management of risks faced by the charity. All major risks to which the charity may be exposed to have been identified, assessed and controls established as appropriate. Consequently, the trustees are satisfied that the major risks have been mitigated.

Page 3

THE CAMEO FOUNDATION

TRUSTEES' REPORT (CONTINUED) FOR THE YEAR ENDED 31 DECEMBER 2024

d. Principal risks and uncertainties

The trustees consider that principal risk to which the charity is exposed to is investment risk which they have mitigated by having professional investment management advisors manage the charity's investments.

Statement of trustees' responsibilities

The trustees are responsible for preparing the Trustees' report and the financial statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice).

The law applicable to charities in England & Wales requires the Trustees to prepare financial statements for each financial year which give a true and fair view of the state of affairs of the charity and of the incoming resources and application of resources of the charity for that period. In preparing these financial statements, the trustees are required to:

The trustees are responsible for keeping proper accounting records that are sufficient to show and explain the charity's transactions and disclose with reasonable accuracy at any time the financial position of the charity and enable them to ensure that the financial statements comply with the Charities Act 2011, the Charities (Accounts and Reports) Regulations 2008 and provisions of the Trust deed. They are also responsible for safeguarding the assets of the charity and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

This report was approved by the trustees and signed on their behalf by:

Robert Craig (Trustee)

Date: 21 July 2025

Page 4

THE CAMEO FOUNDATION

INDEPENDENT EXAMINER'S REPORT FOR THE YEAR ENDED 31 DECEMBER 2024

Independent examiner's report to the trustees of The Cameo Foundation ('the charity')

I report to the charity trustees on my examination of the accounts of the charity for the year ended 31 December 2024.

Responsibilities and basis of report

As the trustees of the charity (and its directors for the purposes of company law) you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 ('the 2011 Act').

Having satisfied myself that the accounts of the charity are not required to be audited and are eligible for independent examination, I report in respect of my examination of the charity's accounts carried out under section 145 of the Charities Act 2011 ('the 2011 Act'). In carrying out my examination I have followed the Directions given by the Charity Commission under section 145(5)(b) of the 2011 Act.

Independent examiner's statement

I have completed my examination. I confirm that no matters have come to my attention in connection with the examination giving me cause to believe:

  1. accounting records were not kept in respect of the charity as required by section 130 of the 2011 Act; or

  2. the accounts do not accord with those records; or

  3. the accounts do not comply with the applicable requirements concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a 'true and fair' view which is not a matter considered as part of an independent examination; or

  4. the accounts have not been prepared in accordance with the methods and principles of the Statement of Recommended Practice for accounting and reporting by charities and applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102).

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

This report is made solely to the charity's trustees, as a body, in accordance with Part 4 of the Charities (Accounts and Reports) Regulations 2008. My work has been undertaken so that I might state to the charity's trustees those matters I am required to state to them in an independent examiner's report and for no other purpose. To the fullest extent permitted by law, I do not accept or assume responsibility to anyone other than the charity and the charity's trustees as a body, for my work or for this report.

Dated: 21 July 2025

Richard Paul FCA

Nyman Libson Paul LLP

Chartered Accountants 124 Finchley Road London NW3 5JS

Page 5

THE CAMEO FOUNDATION

STATEMENT OF FINANCIAL ACTIVITIES (INCORPORATING INCOME AND EXPENDITURE ACCOUNT) FOR THE YEAR ENDED 31 DECEMBER 2024

Note
Income and endowments from:
Investments
4
Other income
5
Total income and endowments
Expenditure on:
Investment management
6
Charitable activities
Total expenditure
Net (expenditure)/income before net
gains on investments
Net gains on investments
Net movement in funds
Reconciliation of funds:
Total funds brought forward
Net movement in funds
Total funds carried forward
Unrestricted
capital funds
2024
£
-
-
-
15,445
9,825
25,270
(25,270)
-
(25,270)
325,156
(25,270)
299,886
Unrestricted
income funds
2024
£
34,157
6,338
40,495
7,723
54,913
62,636
(22,141)
53,599
31,458
487,758
31,458
519,216
Total
funds
2024
£
34,157
6,338
40,495
23,168
64,738
87,906
(47,411)
53,599
6,188
812,914
6,188
819,102
Total
funds
2023
£
47,243
3,056
50,299
18,951
5,760
24,711
25,588
27,355
52,943
759,971
52,943
812,914

The notes on pages 8 to 14 form part of these financial statements.

Page 6

THE CAMEO FOUNDATION REGISTERED NUMBER: CE003326

BALANCE SHEET AS AT 31 DECEMBER 2024

Note
Fixed assets
Investments
10
Current assets
Debtors
11
Cash at bank and in hand
Creditors: amounts falling due within one
year
12
Net current assets / liabilites
Total net assets
General funds
Capital funds
Income funds
Total funds
9,705
118,602
128,307
(2,525)
2024
£
693,320
693,320
125,782
819,102
299,886
519,216
819,102
285
202,595
202,880
(516,524)
2023
£
1,126,558
1,126,558
(313,644)
812,914
325,156
487,758
812,914

The financial statements were approved and authorised for issue by the trustees and signed on their behalf by:

Robert Craig (Trustee)

Date: 21 July 2025

The notes on pages 8 to 14 form part of these financial statements.

Page 7

THE CAMEO FOUNDATION

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2024

1. General information

The Cameo Foundation is a charitable incorporated organisation (CIO) incorporated in England.

The charity's principal office is located at No 1 London Bridge, London, SE1 9BG.

2. Accounting policies

2.1 Basis of preparation of financial statements

The financial statements have been prepared under the historical cost convention with items recognised at cost or transaction value unless otherwise stated in the relevant notes to these accounts. The financial statements have been prepared in accordance with the Statement of Recommended Practice: Accounting and Reporting by Charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) issued on 16 July 2014 and Financial Reporting Standard applicable in the United Kingdom and Republic of Ireland (FRS 102) and Charities Act 2011.

The Cameo Foundation meets the definition of a public benefit entity under FRS 102.

2.2 Going concern

The trustees have reviewed the circumstances of the charity and consider that adequate resources continue to be available to fund the activities of the charity for the foreseeable future. The trustees consider that there are no material uncertainties about the charity's ability to continue as a going concern.

2.3 Income

All income is recognised once the charity has entitlement to the income, it is probable that the income will be received and the amount of income receivable can be measured reliably.

2.4 Investment income

Dividend income in respect of fixed asset investments is recognised when notification of entitlement has been received.

2.5 Expenditure

Expenditure is recognised once there is a legal or constructive obligation to transfer economic benefit to a third party, it is probable that a transfer of economic benefits will be required in settlement and the amount of the obligation can be measured reliably.

Investment management

This comprises expenditure incurred in connection with the management of income generating investments by external third parties on behalf of the charity.

Charitable activities

This comprises expenditure, including grants, incurred wholly or mainly in connection with the direct charitable activities of the charity. Expenditure on grants is recorded once there is an unconditional commitment to pay the grant or it has been paid, whichever is the earlier. The charity has not made any grant commitments of more than one year.

Page 8

THE CAMEO FOUNDATION

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2024

2. Accounting policies (continued)

2.5 Expenditure (continued)

Governance

Governance costs are those incurred in connection with administration of the charity and compliance with constitutional and statutory requirements and is recognised on an accruals basis.

2.6 Interest receivable

Interest on funds held on deposit is included when receivable and the amount can be measured reliably by the charity; this is normally upon notification of the interest paid or payable by the institution with whom the funds are deposited.

2.7 Taxation

The Cameo Foundation is a registered charity and is generally exempt from income tax and capital gains tax but is not able to recover VAT. Irrecoverable VAT is included in the cost of those items to which it relates.

2.8 Investments

Fixed asset investments comprise of listed investments held under an investment portfolio and are a form of financial instrument; initially recognised at their transaction cost and subsequently measured at fair value at the balance sheet date.

Investment gains and losses, whether realised or unrealised, are combined and presented as Gains/(Losses) on investments’ in the statement of financial activities.

2.9 Financial instruments

The charity only has financial assets and financial liabilities of a kind that qualify as basic financial instruments. Basic financial instruments are initially recognised at transaction value and subsequently measured at their settlement value.

2.10 Debtors

Other debtors are recognised at the settlement amount.

2.11 Cash at bank and in hand

Cash at bank and in hand includes cash and short-term highly liquid investments with a short maturity of three months or less from the date of acquisition or opening of the deposit or similar account.

2.12 Liabilities and provisions

Liabilities are recognised when there is an obligation at the balance sheet date as a result of a past event, it is probable that a transfer of economic benefit will be required in settlement, and the amount of the settlement can be estimated reliably.

Liabilities are recognised at the amount that the charity anticipates it will pay to settle the debt or the amount it has received as advanced payments for the goods or services it must provide.

Page 9

THE CAMEO FOUNDATION

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2024

2. Accounting policies (continued)

2.13 Fund accounting

General funds are unrestricted funds which are available for use at the discretion of the trustees in furtherance of the general objectives of the charity and which have not been designated for other purposes.

3. Critical accounting estimates and areas of judgment

The preparation of the financial statements requires the trustees to make judgments, estimates and assumptions that affect the amounts reported for assets and liabilities as at the balance sheet date and the amounts reported for revenues and expenditure during the year. However, the nature of the estimation means that actual outcomes could differ from those estimates.

Accruals

The charity makes an estimate of accruals at the balance sheet date based on invoices received after the balance sheet date and work undertaken which has not been invoiced based on quotations or estimates of amounts that are due for payment.

Investments

The charity makes an estimate of the market value of listed investments at the balance sheet date based on valuation reports prepared by its investment advisors.

4. Investment income

Unrestricted
income Total Total
funds funds funds
2024 2024 2023
£ £ £
Income from listed investments 34,157 34,157 47,243

5. Other incoming resources

Unrestricted
income Total Total
funds funds funds
2024 2024 2023
£ £ £
Interest receivable 6,338 6,338 3,056

Page 10

THE CAMEO FOUNDATION

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2024

6. Investment management costs

Advisory fees payable
Commissions payable
Unrestricted
capital funds
2024
£
15,445
-
15,445
Unrestricted
income
funds
2024
£
7,723
-
7,723
Total
funds
2024
£
23,168
-
23,168
Total
funds
2023
£
16,431
2,520
18,951

7. Analysis of grants

Grants to Total Total
Institutions funds funds
2024 2024 2023
£ £ £
Donations to institutions and individuals 50,000 50,000 -

8. Governance costs

Accountancy and independent examination
fees
Legal and professional fees
Bank charges
Unrestricted
capital funds
2024
£
480
9,280
65
9,825
Unrestricted
income
funds
2024
£
240
4,640
33
4,913
Total
funds
2024
£
720
13,920
98
14,738
Total
funds
2023
£
2,100
3,600
60
5,760

9. Trustees' remuneration and expenses

None of the trustees received any remuneration during the year nor were reimbursed for any expenses (2023 - £nil).

Page 11

THE CAMEO FOUNDATION

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2024

10. Fixed asset investments

Valuation
At 1 January 2024
Disposals at valuation brought forward
Revaluation movements
At 31 December 2024
Listed
investments
£
1,126,558
(462,715)
29,477
693,320

11. Debtors

Due within one year
Other debtors
Prepayments and accrued income
2024
£
9,680
25
9,705
2023
£
285
-
285

12. Creditors: Amounts falling due within one year

Trade creditors
Other creditors
Accruals and deferred income
2024
£
1,260
-
1,265
2,525
2023
£
3,924
500,000
12,600
516,524

Page 12

THE CAMEO FOUNDATION

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2024

13. Financial instruments

2024 2023
£ £
Financial assets
Financial assets measured at fair value through income and expenditure 693,320 1,126,558

Financial assets measured at fair value through income and expenditure comprise of listed investments held at market value as determined by the charity's investment management advisors on behalf of the trustees.

14. Statement of funds

Statement of general funds - current year

Income funds
Capital funds
Balance at 1
January
2024
£
487,758
325,156
812,914
Income
£
40,495
-
40,495
Expenditure
£
(62,636)
(25,270)
(87,906)
Gains/
(Losses)
£
53,599
-
53,599
Balance at
31
December
2024
£
519,216
299,886
819,102

Statement of general funds - prior year

Income funds
Capital funds
Balance at
1 January
2023
£
420,021
339,950
759,971
Income
£
50,299
-
50,299
Expenditure
£
(9,917)
(14,794)
(24,711)
Gains/
(Losses)
£
27,355
-
27,355
Balance at
31
December
2023
£
487,758
325,156
812,914

Page 13

THE CAMEO FOUNDATION

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2024

15. Analysis of net assets between funds

Analysis of net assets between funds - current year
Fixed asset investments
Current assets
Creditors due within one year
General
funds
2024
£
693,320
128,307
(2,525)
819,102
Total
funds
2024
£
693,320
128,307
(2,525)
819,102
Total
funds
2023
£
1,126,558
202,880
(516,524)
812,914

16. Related party transactions

The trustees, Robert Craig and Emily Mailer, are consultants to the solicitors of the charity, Howard Kennedy LLP, but receive no fees or remuneration for acting as trustees.

During the year, the charity incurred professional fees due to Howard Kennedy LLP of £13,920 (2023: £3,600).

Page 14