St Peter's Church, Chertsey . Report and Financial Statements for the year ended 31 Decembei 2025
St Peter's Parochial Church Council,
Chertsey
Report and Financial Statements
Year Ending 31 December 2025
Page 1 of 13

St Peter's Chuich, Chertsey . Repoit and Financial Statements for the year ended 31 December 2025
Aims and Purposes
St. Peter's Parochial Church Council (PCC) has the responsibility of cooperating with the incumbent,
in promoting the whole mission of the Church, pastoral, evangelistic, social and ecumenical. The PCC
is also responsible for the maintenance and development of the church buildings.
Objectives and Activities
The primary objective of the PCC is the promotion of the gospel of Jesus Christ according to the
doctrines and practices of the Church of England. WÈ are committed to ministering as widely as
possible across the community of Chertsey to draw men, women and children into a living relationship
with Jesus Christ and to serve, unreservedly, the wider community.
One significant development saw the appointment of two new incumbents - Rev. Anne Richardson
and Rev. Phil Richardson - with effect from 1 st October 2025. They operate as a job share and co-
lead the existing Leadership team and ministry areas.
The PCC also aims to operate a policy of tithing 10 % of the church's income from congregational
giving to the General Fund. Every three years the PCC identifies four or five charitable trusts (local,
national and international) to be recipients of our tithe. In addition to this, funds are raised and given
to other charitable trusts each year. For 2025, due to financial income pressures, the PCC agreed to
commit £2,000 - representing 10 /0 of income raised from Gommercial rental activities (Hall Hire).
The church is part of the Benefice of Chertsey, Lyne and Longcross within the Runnymede Deanery
and Anglican Diocese of Guildford.
Financial Review
The 2025 accounts show a small positive carry foward of funds despite a very challenging year for
income generation. Total General Fund Income was £205,749 assisted by increased hall hire income,
wedding fees and generosity from the congregation. Expenses were managed closely and were lower
than last year across most areas. The Total General Fund Expenditure was £222,664 resulting in a
deficit on this fund of £16,915 due to the PCC'S obligation to meet the outstanding Parish Share
balance of £19,813. This leaves reserves of £4,924 to carry forward.
A new Fund was established to support the costs of the Children's and Family Worker facilitated with
congregation gifts and Charity grants to the value of £18,800.
Total receipts on the Restoration fund were £11,576 following a campaign to raise funds to replace
the marquee. Total expenditure is shown as £48,265 with the majority consisting of the building
related items being depreciated over a 10-year period. The carry fO￿ard balance of this fund is
£286,318.
During the year the total fund balances reduced from £344,625 to £291,240. The average number of
people in our regular giving scheme each month was 74 - an increase compared to 72 last year.
Reserves Policy
The PCC works towards maintaining a cash reserve amount equivalent to 3 months of expenses
should there be sufficient funds available to enable this. As of 31 December 2025, the General Fund
equated to -20 days of cover (LY 30).
Page 2 of 13

St Peter's Church, Chertsey . Report and Financial Statcn]ents foi the year ended 31 Deceinber 2025
Structure, Governance and Management
The method of appointment of church members is set out in the church representation rules. All
church attendees are encouraged to register on the Electoral Roll, who are then eligible for election to
the PCC. The PCC of St. Peter's Church is a registered charity with the Charities Commission
number 1159207.
The elected members of the PCC are the trustees of the charity. Any individuals co-opted or in
attendance at any PCC meetings have been, and will in future be, at the specific invitation of the
elected PCC. Such individuals have no legal standing as trustees or voting rights on the PCC.
Administrative Information
St. Peter's Parochial Church is situated in Chertsey, Surrey. It is part of the Diocese of Guildford,
within the Church of England. The correspondence address is London Street, Chertsey, Surrey KT16
8AS.
Bankers
National Westminster Bank PLC.
CBF Church of England Deposit Fund.
Members of the Parochial Church Council
All the members of the Parochial Church Council were elected at the 2025 APCM. The members of
the Parochial Church Council during the year were..
Vicar
Vacancy until 0210912025, then..
Rev. Anne Richardson (Priest in Charge)
Rev. Phil Richardson (Associate Vicar)
Curate
Rev. Sue Phillips (SSM) (Ex Officio Member)
Asst. Minister
Rev. Christine Pattinson ISSMI (Ex Officio Member)
Ministry Team
George Hobbs (LLMI {Emeritusl
Carolyn Clark (LLMI (Ex Officio Member)
Rev. Suzi Browning IOPTO) (from November 2025)
Churchwardens
David Phillips
Janet Alexander
Elected members
Jacqueline Churchman (Secretary)
Dominic Maher (Treasurer)
Ronald Howell (DBSISafeguarding)
Christine Leach
Clare Rice
Jemma Isaacs
Victoria Kennedy
Jean WanNick
William Skeales
Michael Baxter
Kingsley Okoli
David Tucker
Charles Cochrane
Page 3 of 13

St Peter's Church, Cheitsey . Report and Fijiancial Statements for die year ended 31 December 2025
Deanery Synod Reps Rosemary Richards
Gordon Clark
Sarah Howarth (until 15109125) & Kate Schuil (from 15109125)
Approved by the Parochial Church Council on the 161312026 and signed on its behalf by,.
•1 DkkJrA46-
Rev. Anne Richardson
Chairman
Page4 of 13

St Petei s Cliiirch, Cliei1sey Report and Fiiiancial StaleIiieiits for tlie yeai. elided 31 Deceinber 2025
Independent Examiner Statement
I report to the trustees on my examination of the accounts of the charity for the year ended 31
December 2025.
Responsibilities and Basis of Report
As the charity's trustees. members of the Parochial Church Council are responsible for the
preparation of the accounts in accordance with the requirements of the Charities Act 20111"the Act").
I report in respect of my examination of the Charity's accounts carried out under section 145 of the
2011 Act and in carrying out my examination, I have followed all the applicable Directions given by the
Charity Commission under section 145{5}(b) of the Act.
l confirm that l am qualified to examine the PCC'S accounts being a life member of the Institute of
Chartered Accountants in England and Wales.
Independenl Examiner's Statement
I have completed my examination. I confirm that no material matters have come to my attention in
connection with the examination which gives me cause to believe that in, any material respect..
the accounting records were not kept in accordance with section 130 of the Charilies Act.,
or
the accounts did not accord with the accounting records. or
the accounts did not comply with the applicable requirements concerning the form and
content of accounts sel out in the Charities (Accounts and Reports) Regulations 2008
other than any requirement that the accounts give a 'lrue and fair, view which is not a
matter considered as part of an independent examination.
I have no concerns and have come across no other matters in connection with the examination to
which attention should be drawn in this report in order to enable a proper understanding of the
accounts to be reac
ed.
I i rbl- Li
John W Foste
40 Ellingham Road, Chessington, KTg 2JA
Page5 of13

St Petei's Church, Chertsey '. Report and Financial Statements foi the yeai ended 31 December 2025
Statement of Financial Activities
-Restri'c'te&i
Prior.Tear,-?O?
Incoming Resources
Donations & Legacies
Charitable Activities
161,896
5,110
167,006
208,638
17,531
17,531
6,831
Investments
18
165
183
362
Trading Activities
Other
21,066
21,066
18,905
5,238
205,7é.9.
6,301
11,539
26,660
Total incoming.
resources..
.11,576
.217,325
261,396.
Resources Used
Charitable Activities
222,483
48,265
270,748
291,676
Governance Costs
181
181
72
Total resources used
222,664
48,265
270,929
291,748
ppl OjN¥u
Investment Gains (or
Losses>
Total Funds Brought
Forward
219
219
21,620
323,005
344,625
374,977
Page 6 of 13

St Peter's Church, Chertsey . Report and Financial Stateinents for the year ended 31 December 2025
Balance sheet
as at 31st December 2025
2025
2024
Fixed assets
Tangible assets
273,962
273,962
311,082
311,082
Current assets
Investments
Cash at bank and in hand
538
39,077
39,615
594
45.265
45,859
Liabilities
Creditors: Amounts falling due in one year
22,336
22,336
12,316
12,316
Total net assets less liabilities
291,240
344,625
Represented by
Unrestricted
General fund
(12,249)
Designated
Coffee Break - Charity Collections
Children's & Family Worker
Restricted
Belfry Fund
Restoration Fund
Uganda - Moyo Hospital Fund
Funds of the church
20,914
469
16,704
706
1,519
284,797
1,519
320,428
1,058
291,240
344,625
These financial statements on pages 6 to 13 were approved by the PCC on xxxxxx, an
on its behalf by..
1610_?1
Reverend CI LK CKJ-o(l-
were signed
Date.. xxxxxxxxxxxx sl1212ii
Page 7 of 13

St Petei's Church, Cheitsey '. Report and Financial Statements for the Ye￿ ended 31 Decembei 2025
Notes to the Accounts- Year ending 31st December 2025
Accounting Policies
The financial statements have been prepared in accordance with the Charities Act 2011 and in
accordance with the Church Accounting Regulations 2006 governing the individual accounts of PCCS,
together with applicable accounting standards and the Statement of Recommended Practice,
Accounting and Reporting by Charities (SORP 2015).
The financial statements have been prepared on an accrual's basis under the historical cost
convention.
Incoming Resources
Recognition of Incoming Resources
These are included in the Statement of Financial Activities (SOFA) when..
the PCC becomes legally entitled to the benefit of the use of the resources-
their ultimate re￿ipt is virtually certain., and
the monetary value can be measured with sufficient reliability
Grants and Donations
Grants and donations are included in the SOFA when any pre-conditions for their use by the PCC
have been met. For collections and planned giving this is when the funds are received.
Gift Aid Tax Claims on Donations..
Gift Aid and other tax claims are included in the SOFA in the accounting year in which they are
received.
Volunteer Help
The value of any voluntary help received is not included in the accounts but is described in the
trustees, annual report.
Investment Income
This is included in the accounts when receivable.
Expenditure and Liabilities
Liability Recognition
Liabilities are recognized as soon as the legal or constructive obligation arises.
Outward Giving
Giving to charitable organizations represents approved PCC giving as a commitment from current
year activities.
Assets
Consecrated and benefice property
Consecrated and benefice property of any kind is excluded from the financial statements in
accordance with Section 10(2) (a) and (c) of the Charities Act 2011.
Moveable Church Furnishings
These are capitalised at cost and depreciated over their useful economic life other than where
insufficient cost information is available - in this case the item is not capitalized, but all items are
included in the Church's inventory in any case.
Page 8 of 13

St Peter's Church, Chertsey . Repoit ￿ld Financial Statements foi the year ended 31 Decembei 2025
Tangible Fixed Assets
These are capitalised if they can be used for more than one year, and cost at least £1,000. They are
valued at cost and depreciated over their useful economic lives. The costs of the major re-ordering of
the church in 2023 are being depreciated over a ten-year period.
Short Term Deposits
These include cash held on deposit either with the CBF Church of England Funds or at the bank.
Funds
Unrestricted Funds
These represent the funds of the PCC that are available for spending on the general purposes of the
PCC, including amounts designated by the PCC for fixed assets for its own use or for spending on
future projects and which are therefore not included in its 'free reserves,.
Designated Funds
These are funds that must be spent on the purposes for which the gift was made, and Designated
funds are those that the PCC have decided should be used for a specific purpose.
Restricted Funds
These are funds that must be spent on restricted purposes.
Fund
Purpose
General Fund
objectives
Unrestricted, undesignated, available for any of the PCC'S
Belfry
Restricted for the expenses relating to the church bells and
tower
Uganda - Moyo Hospital Fund
Restricted for the fundraising of medical equipment
Coffee Break
Designated for the collection and distribution of funds raised
through specific Church events
Children's & Family Worker
Designated to support salary cost of the employee
Restoration Fund
Restricted for the expenses relating to the planned
redevelopment of the church and church hall.
Page 9 of13

St Peter's Church, Chertsey .' Report and Financial Statements for the year ended 31 December 2025
Analysis of Income and Expenditure
Analysis of Income
Incoming Resources
-onatlOlJSi&.Le
acies.
Planned Giving &
Donations
129,214
1,020
130,234
185,276
Gift Aid
21,882
90
21,972
21,362
Grants
10,800
4,000
14,800
2,000
Holiday Club
Fees Income {Gross}
Iniiestm"é
1,310
1,310
160
16,220
16,220
6,671
Bank I nterest received
18
165
183
362
Trading.A'ctiiiities-.
Hall Hire
20,065
20,065
17.705
Book Sales
1,002
1,002
1,200
Other Income
480
6,301
6,781
23,060
Deanery Administration
4,758
4,758
3,600
411 576
-261,396,
Page 10of13

St Peter's Church, Chertsey . Report and Financial Statements for the year erAded 31 December 2025
Analysis of Expenditure
Resources Used
Ch'aritableActivitie
Children & Youth, and
Marquee project
Administration
1,105
6,286
7,391
1,454
13,993
2,154
16,147
14,108
Parish Share
103,751
103,751
101,220
Depreciation
Costs of Church Services
37,121
37,121
27,120
5,251
5,251
4,604
Ouhmard Giving
Premises Costs
5,427
1,058
6,485
40,396
22,970
1,647
24,617
15,716
Staff Costs
61,595
61,595
51,975
Other Expenditure
Deanery Administration
Governance Costs
3,633
3,633
25,083
4,758
4,758
3,600
181
181
72
.Total resources used
222,664 ..
48,265,
270,929
291,748
Notes - Other
Volunteers
The charity benefits greatly from the voluntary contributions of time and money. Please refer to the
trustees, report for further details about volunteer contributions to the organisation.
Independent Examination Fees
Fees payable to the independent examiner were: £Zero.
Staff Costs
The total staff costs and employee benefits for the reporting period are as follows..
Gross wages and salaries.. £61,733.84
Employers Nl costs.. £5087.72
Employers Pension costs: 2051.63
The average number of employees during the year was 5 (2024.6).
No employees received salaries at a rate of more than £60,000 per annum.
Page11of13

St Petei"'s Chui'ch, Cheitsey . Repoit and Financial Statements for the yeai ended 31 December 2025
Fixed Assets
Tangible assets
Church Hall New
Windows
Chairs
Church
Re-ordering
Total
Ih
Cost ' (30 September 2023)
10,165
20,685"
313,007.
343,857
Net book value.. At 31 sl December 2024
4,066
18,099
288,917
311,083
Depreciation Charge for the year
Net book value: At 31sI December 2025
03
273 962
Grants received
2025
2024
Haberdashers
Shanley Foundation
Benefact Trust
Garfield Weston
Surrey Church's Trust
£3,500
£2,000
£3,800
£5,000
£500
£2,000
NA
NA
NA
NA
Liabilities of more than one year
There is a liability to pay £1359.12 a year on the photocopier lease until October 2030.
There is a new liability to pay £1750.84 a year on a new dishwasher lease until July 2027.
Transactions with Related Parties
There were no commercial transactions with related parties during the accounting period.
Donations from PCC members were numerous and considered to be part of the normal operations of
the PCC and also include donations for special appeals held during the year. The PCC have decided
that it would be inappropriate to declare such donations in these notes.
Pensions
The charity operates a defined contribution pension scheme. Contributions are charged to the
Statement of financial Activities as they become payable in accordance with the rules of the scheme.
Page 12 of 13

St Peter's Church, Cheitsey '. Report and Financial Statements for the yeai ended 31 December 2025
Analysis of Charitable Funds - 2025
ipejdit
Unrestricted.
General
20,914
185,986
219,368
219
(12,249)
.219,368,.-.,
219.
(12,249}
Coffee Break
706
963
1,200
469
Children's and
Family Worker
18,800
2,096
16,704
Unrestrlcted
Total
21,620
, 205,749
222,664
219
4,924
estricte
Belfry Fund
Restoration
Fund
1,519
1,519
320,428
11,576
47,207
284,797
Uganda -
Moyo Hospital
Fund
1,058
1,058
Restricted
Total
323,005
11,576
48,265
286,316
Page 13of13