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2024-12-31-accounts

ST PAULS CHURCH WORCESTER

Accounts – 31[st] December 2024

ST PAULS CHURCH WORCESTER

(A company limited by guarantee and not having a share capital)

Charity number: 1159042 Company number: 08983424

Accounts – 31[st ] December 2024

INDEX

1-3. Report of the Directors and General Information 4. Independent Examiner’s Report to the Trustees 5. Statement of Financial Activities 6. Balance Sheet 7-12. Notes to the Accounts

ST PAULS CHURCH WORCESTER

REPORT OF THE DIRECTORS for the year ended 31[st] December 2024

The Directors are pleased to present their annual report and financial statements of charitable company for the year ended 31[st] December 2024 which are also prepared to meet the requirements for a directors’ report and accounts for Companies Act purposes.

The financial statements comply with the Charities Act 2011, the Companies Act 2006, the Memorandum and Articles of Association, and the charities Statement of Recommended Practice (applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and the Republic of Ireland; FRS 102) issued in October 2019.

Reference and Administration Details

The charity’s name is St Paul’s Church Worcester.

Charity Registration Number: 1159042 Company Number: 08983424 Registered Office: St Paul’s Church St Paul’s Street Worcester Worcestershire WR1 2BH

Directors and Trustees

The Directors of the charitable company (the charity) are its Trustees for the purposes of charity law. The Trustees and officers who served during the year and since the year end were as follows:

Dorothy Burnett Chair C Stacey Doreen Porter Linden John Burnett Rhian Anstey John Micah

The Church management is vested in these Trustees who comprise duly appointed or elected Leaders of the Church. Dorothy Burnet is Chair and the other Officer is Mr C Stacey.

Objectives and Activities

The main objects of the charity are:

Achievements and Performance

In planning the activities of the charitable company the Trustees have considered the Commission’s guidance on public benefit and in particular the specific guidance on charities for the enhancement of religion.

ST PAULS CHURCH WORCESTER

REPORT OF THE DIRECTORS for the year ended 31[st] December 2024 ( Continued)

During 2024 the numbers attending the church on a Sunday have steadily risen with around 180 people regularly attending across the two services. Additionally, we have seen a steady increase in those watching our services online. As well as our Sunday services all our weekday groups have continued to grow and thrive and there are now fifteen groups run by St. Paul’s supporting not only regular church goers, but also those from the wider community. In addition to our ongoing activities of parents and toddler groups, lunch clubs for older people, community coffee mornings, English as a foreign language classes, Saturday morning football, a bereavement support group, and a friendship group for those who enjoy attending the cinema, the theatre and restaurants we have added a monthly group who enjoy talks given by experts on a wide range of topics. We continue to host our “Big Breakfast” event around 3 times a year and this together with our annual Christmas banquet helps to strengthen and expand our links with the local community. In total the church is used by more than 400 people each week. We continue to explore ways in which to connect with our local community. All our activities are assessed and reviewed to ensure they remain in line with our vision and values.

We have a stable and capable staff who work together to ensure the smooth running of the church. In time, and subject to the right person becoming available, we will look to appoint a Children’s Pastor. In the meantime, there is an extremely capable volunteer team in place who will continue to deliver an excellent provision for the children.

Throughout 2024 the church had six trustee/directors. There is a wide breadth of knowledge and experience within the trustee team, and we continue to look to increase the number of trustees should an opportunity arise. All policies and governance documents are regularly reviewed and amended where appropriate and we have recently completed a thorough review and update of our risk assessments.

Financially the church is in a sound position with our congregation continuing to be generous in their giving. We continue to plan for the future of the property and have begun to explore the possibility of purchasing the building. The installation of a fire alarm and the upgrading of our lighting and electrical systems is now complete, and while this incurred significant expense the work was necessary to ensure the safety and comfort of church users and will provide years of useful service with little further expenditure required. We report against an annual budget to gauge how our finances are at any point in time. Our intention is to stay linked to the AOG family, and several visiting pastors and church leaders have attended St Paul’s. This maintains an openness and accountability to the way in which our church functions. Our links with other church leaders in the city of Worcester remain strong.

We look forward to the coming year and beyond with a sense of excitement and feel we are well equipped to deal with the challenges and opportunities presented to us.

Financial Review

There was a deficit for the year in general funds of £47,603. Our general fund income from Tithes and Offerings (our principal source of funding) for the year was £182,194 (including Gift Aid) compared to £147,996 for 2023 so this income has continued to grow. General fund income Tithes and Offerings benefited from a legacy of £71,698 in 2023.Income from Activities (General and Restricted) was £28,509 for the year compared to £32,731 in 2023.

We have no fundraising activity as such; however our policy is that all events and functional areas of the church must break even on their activities.

As with any charity, there are items of expenditure which we have very limited control over i.e the insurances. However, we have a Budget in place and account activities are managed on the SAGE accounts system so that we have good monthly review and control processes in place.

The areas described as “Church Activities” includes Children, Youth and Citycare which form part of what we see as core purpose for our work and are areas we want to support and sustain wherever possible.

ST PAULS CHURCH WORCESTER

REPORT OF THE DIRECTORS

for the year ended 31[st] December 2024 ( Continued)

The building continues to be a concern regarding the liability for repair going forward and the Trustees have taken advice on this matter. Repairs will be carried out on a needs must basis and a plan is to be developed for the longterm future.

We have no concerns about the viability of the charity and its functioning as such into the future.

Reserves Policy

The Building Reserve Account can only be expended by agreement of the Trustees.

The directors have examined the charity’s requirements for reserves taking account of the main risks to the organization. It has established a policy whereby the unrestricted funds not committed or invested in tangible fixed assets held by the charity should be between 2 and 3 months of expenditure. The directors consider that this should be £40,000 in general funds based on 2024 expenditure but excluding the heavy expenditure on maintenance. The reserves are needed to meet the working capital requirement of the charity and the directors are confident that at this level they would be able to continue the current activities of the charity in the event of a significant drop in funding. As at 31 December 2024, general funds stood at £87,010, £3,338 funds the fixed assets of the charity which leaves £83,672 as available working capital of which £8,905 is designated for building repairs. The present level of the reserves available to the charity are therefore now £40,000 above the level required. The trustees hold £40,000 in a deposit account with The Kingdom Bank to ensure the 2/3 months reserves are not utilized on general running expenses.

Structure, Governance and Management

Governing Document

St Paul’s Church Worcester is a company limited by guarantee governed by its Memorandum and Articles of Association dated 7[th] April 2014. It is registered as a charity with the Charity Commission. Members of the charitable company guarantee to contribute amounts not exceeding £1 to the assets of the charitable company in the event of winding up.

The Directors of this company are Mr LJ Burnett, Mr C Stacey, Ms R Anstey. Mrs D Burnett, Mr J Micah and Miss D Porter. The company number is 08983424.

Appointment of Trustees

The directors keep the composition of the board under review and will seek to appoint additional members with appropriate skills and expertise should the need arise. Interested parties are given details of the background of the charitable company in order to make them aware of current activities.

This report has been prepared in accordance with the special provisions relating to companies subject to the Small Companies Regime within Part 15 of the Companies Act 2006.

Approved by the directors on 10[th] September 2025 and signed on its behalf by:-

Dorothy Burnett - Director

ST PAULS CHURCH WORCESTER

INDEPENDENT EXAMINER’S REPORT TO THE TRUSTEES

I report to the trustees on my examination of the accounts of St Pauls Church Worcester (the charitable company) for the year ended 31[st] December 2024.

Responsibilities and Basis of Report

As the charity’s trustees (and also its directors for the purposes of company law) you are responsible for the preparation of the accounts in accordance with the requirements of the Companies Act 2006 (“the 2006 Act”).

Having satisfied myself that the accounts of the charitable company are not required to be audited under Part 16 of the 2006 Act and are eligible for independent examination, I report in respect of my examination of your charity’s accounts as carried out under section 145 of the Charities Act 2011 (“the 2011 Act”). In carrying out my examination I have followed the Directions given by the Charity Commission under section 145(5) (b) of the 2011 Act.

Independent Examiner’s Statement

I have completed my examination. I confirm that no matters have come to my attention in connection with the examination giving me cause to believe:

  1. accounting records were not kept in respect of the charitable company as required by section 386 of the 2006 Act; or

  2. the accounts do not accord with those records; or

  3. the accounts do not comply with the accounting requirements of section 396 of the 2006 Act other than any requirement that the accounts give a true and fair view which is not a matter considered as part of an independent examination; or

  4. the accounts have not been prepared in accordance with methods and principles of the Statement of Recommended Practice for accounting and reporting by charities [applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102)].

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

A P Williams FCCA A J Carter & Co Chartered Accountants

22b High Street Witney Oxon OX28 6RB 15 September 2025

ST PAULS CHURCH WORCESTER

Statement of Financial Activities

(including an income and expenditure account) for the year ended 31[st] December 2024

Note
Income from:
Donations and legacies
3
Charitable activities
4
Other
5
Total incoming resources
Expenditure on:
Raising funds
Charitable activities
6
Other
Total expenditure
Net income/(expenditure) and net
movement in funds for the year
Transfer between funds
Net movement in funds
Reconciliation of funds
Funds brought forward
Total funds carried forward
Unrestricted
Restricted
Total
Funds
Funds
Funds
2024
£
£
£
182,194
3,438
185,632
21,771
6,738
28,509
2,921
511
3,432
206,886
10,687
217,573
-
-
-
254,489
13,246
267,735
-
-
-
254,489
13,246
267,735
(47,603)
(2,559)
(50,162)
-
-
-
(47,603)
(2,559)
(50,162)
134,613
3,333
137,946
£87,010
£774
£87,784
Total
Funds
2023
£
228,566
32,731
897
262,194
-
235,111
-
235,111
27,083
-
27,083
110,863
£137,946

The statement of financial activities includes all gains and losses recognised in the year.

All income and expenditure derives from continuing activities.

The notes on pages 7 to 12 form part of these financial statements

ST PAULS CHURCH WORCESTER

BALANCE SHEET

as at 31[st] December 2024

Note
Fixed assets
Tangible assets
11
Investments
Total fixed assets
Current assets
Debtors
12
Cash at bank and in hand
Total current assets
Liabilities
Creditors falling due within one year
13
Net current assets
Total assets less current liabilities
Creditors:falling due after more than 1 year
Provisions for liabilities
Total net assets
14
The funds of the Charity
Restricted income funds
15
Unrestricted income funds
15
Revaluation reserve
Total unrestricted funds
Total charity funds
2024
£
3,338
-
3,338
4,946
84,468
89,414
4,968
84,446
87,784
-
£87,784
774
87,010
-
87,010
£87,784
2023
£
4,453
-
4,453
4,340
137,061
141,401
7,908
133,493
137,946
-
£137,946
3,333
134,613
-
134,613
£137,946

For the year ended 31[st] December 2024 the company was entitled to exemption from audit under section 477 of the Companies Act 2006 relating to small companies.

Directors Responsibilities

The members have not required the company to obtain an audit of its accounts for the year in question in accordance with section 476; and

The directors acknowledge their responsibilities for complying with the requirements of the act with respect to the accounting records and the preparation of accounts.

These accounts have been prepared in accordance with the special provisions relating to companies subject to the Small Companies Regime within part 15 of the Companies Act 2006.

These accounts were approved by the board of directors and authorised for issue on 10[th] September2025 and are signed on their behalf by:

Dorothy Burnett – Director

The notes on pages 7 to 12 form part of these financial statements

ST PAULS CHURCH WORCESTER

NOTES TO THE ACCOUNTS

for the year ended 31[st] December 2024

1. Accounting Policies

The principal accounting policies adopted, judgments and key sources of estimation uncertainty in the preparation of the financial statements are as follows:

a) Basis of Preparation

Assets and liabilities are initially recognised at historical cost or transaction value unless otherwise stated in the relevant accounting policy notes.

St Paul’s Church Worcester meets the definition of a public benefit entity under FRS 102.

The Directors consider that there are no material uncertainties about the Charity’s ability to continue as a going concern.

Items of income are recognised and included in the accounts when all of the following criteria are met:

Income received in advance of a specific performance or provision of other specified service is deferred until the criteria for income recognition are met.

f) Fund Accounting

ST PAULS CHURCH WORCESTER

NOTES TO THE ACCOUNTS

for the year ended 31[st] December 2024 (continued)

Irrecoverable VAT is charged as a cost against the activity for which the expenditure was incurred.

Individual fixed assets costing £1,000 or more are capitalised at cost and are depreciated over their estimated useful economic lives on the reducing balance basis as follows:

Asset Annual Category Rate Furniture and equipment 25% Reducing balance

Trade and other debtors are recognised at the settlement amounts due after any trade discount offered. Prepayments are valued at the amount prepaid after taking account of any trade discounts due.

2. Legal Status of the Charity

The charity is a company limited by guarantee and has no share capital. The liability of each member in the event of winding up is limited to £1.

3. Income from donations

Gifts and donations
Grants
2024
£
184,632
1,000
£185,632
2023
£
227,366
1,200
£228,566

Of the £185,632 received in 2024 £3,438 was restricted funds and £182,194 unrestricted funds. (Of the £228,566 received in 2023 £8,872 was restricted funds and £219,694 unrestricted funds of which £71,698 was a legacy)

ST PAULS CHURCH WORCESTER

NOTES TO THE ACCOUNTS

for the year ended 31[st] December 2024 (continued)

4. Income from charitable activities

Income from charitable activities
Youth & Football
Children’s Work
CityCare
Other
2024
£
3,668
73
24,273
495
£28,509
2023
£
5,007
199
26,657
868
£32,731

Of the £28,509 received in 2024 £6,738 was restricted funds and £21,771 unrestricted funds. (Of the £32,731 received in 2023 £9,388 was restricted funds and £23,343 unrestricted funds.) 5. Income earned from other sources

Income earned from other sources
Room hire
Other income
Interest
2024
£
50
2,491
891
£3,432
2023
£
-
7
890
897

Of the £3,432 received in 2024 £511 was restricted funds and £2,921 unrestricted funds. (Of the £897 received in 2023 £Nil was restricted funds and £897 unrestricted funds.)

  1. Analysis of expenditure on charitable activities
Salaries and remuneration
Gifts to mission
Ministry gifts
Travel
Insurance
Utilities
Property costs
Rent/Hire of premises
Office costs
Worship and resources
Conferences and training
Church activities
Sundry expenses
Accountancy
Legal and professional
Bank charges
Depreciation
Independent Examination
Total
2024
Total
£
114,311
4,047
580
514
5,263
21,984
46,367
2,500
15,405
4,207
1,854
42,159
747
3,887
1,067
392
1,115
1,336
£267,735
2023
Total
£
100,071
10,196
7,139
295
4,753
14,768
26,615
2,500
11,273
2,183
3,945
42,273
104
4,995
1,131
277
1,483
1,110
£235,111

Of the £267,735 expenditure in 2024, £254,489 was unrestricted and £13,246 restricted funds (Of the £235,111 expenditure in 2023, £216,745 was unrestricted and £18,366 restricted funds.)

ST PAULS CHURCH WORCESTER

NOTES TO THE ACCOUNTS

for the year ended 31[st] December 2024 (continued)

  1. Net income/(expenditure) for the year
This is stated after charging:
Depreciation
Independent examiner's fee
Accountancy services
8.
Analysis of staff costs and trustee remuneration and expenses
Salaries and wages
Social security costs
Statutory Maternity Pay recovered
Pension Costs
Recruitment Costs
2024
£
1,115
1,336
3,887
2024
£
110,999
306
-
3,006
-
£114,311
2023
£
1,483
1,110
4,995
2023
£
97,818
-
-
2,253
-
£100,071

No employees had emoluments in excess of £60,000.

Of the charity trustees, C J Stacey, received remuneration of £11,032 and £3,802 of work related expenses reimbursed in the year to 31 December 2024. Dot Burnett received £40,405 and had £891 of work related expenses reimbursed. LJ Burnett is connected to Dot Burnett. No other trustees were paid or had work related expenses reimbursed.

Trustees donated £25,641 to the Charity

9. Staff numbers

The average monthly number of employees during the year was as follows:

2024 2023
Number Number
8.91 9.00
10. Corporation tax

The charity is exempt from tax on income and gains falling within section 505 of the Taxes Act 1988 or section 252 of the Taxation of Chargeable Gains Act 1992 to the extent that these are applied to its charitable objects.

NOTES TO THE ACCOUNTS for the year ended 31[st] December 2024 (continued)

ST PAULS CHURCH WORCESTER

11. Tangible fixed assets

Cost:
As at 1 January 2024
Additions
As at 31 December 2024
Depreciation:
As at 1 January 2024
Charge for year
As at 31 December 2024
Net book value:
As at 31 December 2024
As at 31 December 2023
12.
Debtors
Trade debtors
Prepayments and accrued income
Gift aid
13.
Creditors: amounts falling due within one year
Trade creditors
Accruals
Furniture
&
equipment
£
99,800
-
99,800
95,347
1,115
96,462
£3,338
£4,453
2024
£
-
-
4,946
£4,946
2024
£
1,000
3,968
£4,968
Total
£
99,800
-
99,800
95,347
1,115
96,462
£3,338
£4,453
2023
£
-
-
4,340
£4,340
2023
£
4,631
3,277
£7,908

ST PAULS CHURCH WORCESTER

NOTES TO THE ACCOUNTS

for the year ended 31[st] December 2024 (continued)

14. Analysis of net assets between funds

Tangible fixed assets
Cash at bank and in hand
Other net current assets/(liabilities)
Total
General
Designated
Restricted
Fund
Funds
Funds
£
£
£
3,338
-
-
74,789
8,905
774
(22)
-
-
£78,105
£8,905
£774
Total
£
3,338
84,468
(22)
£87,784

15. Analysis of charitable funds

Analysis of movements in restricted funds

Citycare
General restricted
Total
Analysis of movements in unrestricted funds
General fund
Building fund
Total
Balance
Incoming
Resources
Funds
1.1.2024
resources
expended
31.12.2024
£
£
£
£
3,449
6,300
(7,992)
1,757
(116)
4,387
(5,254)
(983)
£3,333
£10,687
£(13,246)
£774
Balance
Incoming
Resources
Funds
1.1.2024
resources
expended
31.12.2024
£
£
£
£
125,708
206,886
(254,489)
78,105
8,905
-
-
8,905
£134,613
£206,886
£(254,489)
87,010

Name of unrestricted fund

Description, nature and purposes of the fund

General fund Building fund

The 'free reserves' after allowing for all designated funds.

In preparation for refurbishment works as necessary