Charity Registration No. 1159027
BEAT THE COLD CIO
ANNUAL REPORT AND UNAUDITED FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2024

BEAT THE COLD CIO
LEGAL AND ADMINISTRATIVE INFORMATION
Trustees
Miss L Bentley
Ms M Fyson
Ms K M Wleman
MrGHStow
MrA Wilshaw
Mr S J Allen
(Appointed 6 March 20241
(Appointed 17April 2024)
Charity number
1159027
Principal address
B13 The Bridge Centre
Birches Head Road
Stoke-on-Trent
Stafforshire
ST2 8DD
Independent examiner
K.V.Staley FCA Bsc (Hons)
Graphic House
124 City Road
Stoke on Trent
ST4 2PH
Bankers
Barclays Bank plc
36 Town Road
Hanley
Stoke-on-Trent
ST12JQ
CCLA Investment Management Limited
COIF Charity Funds
80 Cheapside
London
EC2V 6DZ

BEAT THE COLD CIO
CONTENTS
Page
Trustees, report
Independent examinerfs report
Statement of financial activities
Balance sheet
Statement of cash flows
Notes to the financial statements
8-15

BEAT THE COLD CIO
TRUSTEES. REPORT
FOR THE YEAR ENDED 31 MARCH 2024
The trustees present their report and financial ststements for the year ended 31 March 2024.
The financial statements have been prepared in accordance with the accounting policies set out in note 1 to the
financial statements and comply with the charity's goveming document, the Charities Act 2011 and "Accounting and
Reporting by Charities= Statement of Recommended Practice applicable to charities preparing their accounts in
accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective
1 January 2019}"
Objectives and activities
The charity's objects are to promote any charitable purpose for the benefit of the community in Stoke-on-Trent,
Staffordshire and surrounding areas by the advancement of education. the furtherance of health and the relief of
poverty, distress and sickness, in particular by the provision of an infomiats'on, advice, support and referral service
related to fuel povety and cold-related health complaints. and to the efficient use of energy (induding renewable
sources of energy).
The trustees have paid due regard to guidance issued by the Charity Commission in deciding what activities the
charity should undertake.
Achievements and performance
Staffordshire County Council. Household Support Fund
riage Servi￿ for households to access funds toward
ener
y costs
Energy Advice Service
staffordshire County Council
Local Authority Delivery Scheme (LADS 3) (EON)
Tamworth Borough Council
South Staffordshire District Council
Lichfield District Council {Warmer Homes Greene
Districts)
Staffordshire Moorlands District Council
Western Power Distribution
Energy Savings Trust Cannock
Stoke on Trent City Council
stoke on Trent City Council Fuel Voucher Scheme
South Staffordshire Community Energy
Newcastle Borough Council
East staffordshire Borou
h Council
Cannock Chase District Council
Stafford Borough Council (Warmer Homes Stafford)
Stafford Borough Council (Decarbonisation)
Energy Savings Trust l Mid Mercia Citizens Advice
Energy Redress Hospital Scheme
Energy Advice Service
Energy Advi￿ Service
EnergYAdvI￿ Service
Energy Advice SeNice
Energy Advice Service
Solar Batteries Advice and Support
Energy Advice Service
Fuel VoucherAdministration
Energy Advi￿ Service
Energy Advi￿ SeNice
Ener
y Advice Service
Energy Advice Service
Energy Advi￿ SeNi
Energy Advice Service
Energy Advice Service
Energy Advi￿ Service
Financial review
The trustees are grateful to all the above funders that worked in partnership with us during the year.

BEAT THE COLD CIO
TRUSTEES. REPORT (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2024
The trustees goal is to accumulate sufficient reserves so that in the event of extemal funding not being available at
any time the charity will have at least 3 months, and preferably 6 months running expenses, to enable the charity to
provide the main advice, information and referral servI￿s. The reseNes will, in the case of closure, aim to cover all
costs including redundancy payments.
The trustees have assessed the major risks to which the charity is exposed, and are satisfied that systems are in
place to mitigate exposure to the major risks.
Plans for future periods
Beat the Cold aims to further its, work in the health sector, by reaching additional vulnerable patients to improve the
health economy and patient outcomes through affordable wamith work. in line wth NICE Guideline 6. Work has
commenced in support of this, through a pilot with North Staffordshire Combined Trust-led primary care practices,
Moorcroft and Moss Green. This pilot Lrtilises One Health and Care digital records to target patients with health
conditions which are vulnerable to the impacts of a cold home. Staffordshire and Stoke-on-Trent Integrated Care
Board pem)itted the pilot, with a view to expanding the work to include additional health Conditions, and wider
primary care ne￿orkS in the future.
Structure, governance and management
The charity is a Charitable Incorporated Organisation that was formed on 30th October 2014 the Charity
Commission. On 1st April 2015 it took over the assets and liabilities of Beat the Cold (Charity Registration number
1076957).
In Consultation with the Charity Commission, the Constitution and Objects of the CIO were amended in October
2020.
The trustees who served during the year were..
Mr P Massey
Miss L Bentley
Ms M Fyson
Ms N A Jones
Ms K M Wileman
MrGHStow
MrA Wilshaw
Mr S JAllen
(Retired 24 October 2023)
(Resigned 9 February 2024)
(Appointed 6 March 2024)
(Appointed 17 April 2024)
ReC￿ltment and appointment of tnjslees
The members of the CIO shall be its chanty trustees for the time being. The only persons eligible to be members of
the CIO are its charity trustees. Membership of the CIO cannot be transferred to anyone else. Any member and
charity trustee who ceases to be a charity trustee automatically ceases to be a member of the CIO.
Apart from the first charity trustees. every trustee must be appointed for a temi of three years by a resolution at a
properly convened meeting of the charity trustees. In selecting individuals for appointment as charity trustees, the
charity trustees must have regard to the skills, knowledge and experience needed for the effective administration of
the CIO.
Trustees actively review the major risks which the charity faces on a regular basis. They have examined the
operational and business risks faced by the charity and acted to mitigate these risks. During the year, they identified
the risks associated wilh the short term nature of much of their funding. They continued to consider the impact of
competition be￿een agencies on the charity. The trustees view partnership working as very important. Careful
monitoring of cash-flow. a cautious approach to setting a budget and regular reviews of staffing mitigated the risks.

BEAT THE COLD CIO
TRUSTEES. REPORT (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2024
The trustees, report was approved by the Board of Trustees.
15."44GMTI
Miss L Bentley
Trustee
21 October 2024

BEAT THE COLD CIO
INDEPENDENT EXAMINER'S REPORT
TO THE TRUSTEES OF BEAT THE COLD CIO
I report to the trustees on my examination of the financial statements of Beat The Cold CIO (the charity) for the
year ended 31 March 2024.
Responsibilities and basis of report
As the trustees of the charity you are responsible for the preparation of the financial statements in accordance
with the requirements of the CharitiesAct 2011 (the 2011 Act).
I report in respect of my examination of the charity's financial statemerrts carried out under sedion 145 of the
2011 Act. In carrying out my examination I have followed all the applicable Directions given by the Charity
Commission under section 145(5)(b) of the 2011 Act.
Independent examinerfs statement
Since the charity's gross income exceeded £250,000 your examiner must be a member of a body listed in
section 145 of the 2011 Act. I confirm that l am qualified to undertake the examination because l am a member
of Institute of Chartered Accountants in England & Wales. which is one of the listed bodies.
Your attention is drawn to the fact that the charity has prepared financial statements in aCcOrda￿e with
Accounting and Reporting by Charities preparing their accounts in accordance wth the Financial Reporting
Standard applicable in the UK and Republic of Ireland (FRS 102) in preference to the Accounting and
Reporting by Charities.. Statement of Recommended Practice issued on 1 April 2005 which is referred to in the
extant regulations but has now been withdrawn.
l understand that this has been done in order for financial statements to provide a true and fair view in
accordance with Generally Accepted Accounting practi￿ effective for reporting periods beginning on or after 1
January 2015.
I have completed my examination. I confimi that no matters have come to my attention in connection with the
examination giving me cause to believe that in any material respect=
accounting records were not kept in respect of the charity as required by section 130 of the 2011 Act,. or
the financial statements do not accord ￿￿th those records" or
the financial statements do not comply with the applicable requirements ￿ncernIng the form and content
of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement
that the accounts give a true and fair view which is not a matter considered as part of an independent
examination.
I have no concerns and have come across no other matters in connection with the examination to which
attention should be drawn in this report in order to enable a proper understanding of the financial statements to
be reached.
K.V.Staley FCA Bsc {Hons)
Graphic House
124 City Road
Stoke on Trent
ST4 2PH
Dated: 21 October 2024

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BEAT THE COLD CIO
BALANCE SHEET
AS AT 31 MARCH 2024
2024
2023
Notes
Current assets
Debtors
Cash at bank and in hand
11
29,626
320,612
3,996
282,696
350,238
286,692
Creditors: amounts falling due within
one year
12
(8.027)
(12.639)
Net current assets
342,211
274.053
Net assets
342,211
274,053
The funds of the charity
Restricted income funds
Unrestricted funds - general
Unrestricted funds - designated
14
169.756
72.264
100.191
126,911
53,386
93,756
15
342,211
274.053
The financial ststements were approved by the trustees on 21 October 2024
.44GMT)
Miss L Bentley
Trustee

BEAT THE COLD CIO
STATEMENT OF CASH FLOWS
FOR THE YEAR ENDED 31 MARCH 2024
2024
2023
Notes
Cash flows from operating activities
Cash generated froml(absorbed by)
operations
33,281
{23,595)
Investing activities
Investment income received
4.635
1.620
Net cash generated from investing
activities
4,635
1,620
Net cash used in financing activities
Net increasel(decreasel in cash and cash
equivalents
37.916
{21.975)
Cash and cash equivalents at beginning of year
282,696
304,671
Cash and cash equivalents at end of year
320,612
282,696

BEAT THE COLD CIO
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2024
Accounting policies
Charity information
Beat The Cold CIO is a Charitable Incorporated Organisation that was fomied on 30th October 2014 with the
Charity Commission.
1.1 Accounting convention
The financial statements have been prepared in accordance viith the charity's governing document, the
Charities Act 2011, FRS 102 "The Financial Reporting Standard applicable in the UK and Republic of
Ireland. ("FRS 102.1 and the Charities SORP "Accounting and Reporting by Charities.. Statement of
Recommended Practice applicable to charities preparing their accounts in accordan￿ with the Financial
Reporting Standard applicable in the UK and Republic of Ireland (FRS 102)" (effective 1 January 20191. The
charity is a Public Benefit Entity as defined by FRS 102.
The financial statements have departed from the Charities (Accounts and Reports) Regulations 2008 only to
the extent required to provide a true and fair view. This departure has involved following the Charities SORP
(FRS1021 published in October 2019 rather than the Accounting and Reporting by Charities.. Statement of
Recommended Practice effective from 1 April 2005 vthich has since been withdrawn.
The financial statements are prepared in sterling, vthich is the functional currency of the charity. Monetary
amounts in these financial statements are rounded to the nearest £.
The accounts have been prepared on the historical cost convention. The principal accounting policies adopted
are set out below.
1.2 Going concem
As explained in the Trustees, Report. at the time of approving the financial statements, the trustees have a
reasonable expectation that the charity has adequate resources to continue in operational existence for the
foreseeable future. Thus the trustees continue to adopt the going cOn￿M basis of accounting in preparing the
financial statements.
1.3 Charitable funds
Unrestricted funds are available for use at the discretion of the trustees in furtheran￿ of their Charitable
objectives.
Designated funds comprise funds which have been set aside at the discretion of the trustees for specific
purposes. The purposes and uses of the designated funds are set out in the notes to the financial statements.
Restricted funds are subject to specific conditions by donors or grantors as to how they may be used. The
purposes and uses of the restricted funds are set out in the notes to the financial statements.
1.4 Income
Income is recognised when the charity is legally entitled to it after any perfomiance conditions have been met.
the amounts can be measured reliably, and it is probable that income will be received.
Cash donations are recognised on receipt. Other donations are recognised once the charity has been notified
of the donation, unless performance conditions require deferral of the amount. Income tax recoverable in
relation to donations received under Gift Aid or deeds of covenant is recognised at the time of the donation.

BEAT THE COLD CIO
NOTES TO THE FINANCIAL STATEMENTS {CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2024
Accounting policies
Icontinued)
Legacies are recognised on re￿Ipl or othe￿iSe if the chanty has been notified of an impending distribution,
the amount is known, and receipt is expected. If the amount is not known. the legacy is treated as a
contingent asset.
1.5 Expenditure
Expenditure is recognised on an accruals basis as a liabilty is incu￿ed. Expenditure indudes any VAT which
cannot be recovered and is reported as part of the expendilure to which it relates.
1.6 Cash and cash equivalents
Cash and cash equivalents indude cash in hand. deposits held at call with banks, other short-term liquid
investments with original maturities of three months or less, and bank overdrafts. Bank overdrafts are shown
within borrowings in current liabilities.
1.7 Financial instruments
The charity has elected to apply the provisions of Section 11 'Basic Financial Instruments, and Section 12
'other Financial Instruments Issues, of FRS 102 to all of ils financial instruments.
Financial instruments are recognised in the charity's balance sheet when the charity becomes party to the
contractual provisions of the instrument.
Financial assets and liabilities are offset. with the net amounts presented in the financial statements, when
there is a legally enforceable right to set off the recognised amounts and there is an intention to settle on a net
basis or to realise the asset and setde the liability simultaneously.
Basic financial assets
Basic financial assets, which include debtors and cash and bank balances, are initially measured at
transaction price including transaction costs and are subsequently carried at amortised cost using the effective
interest method unless the arrangement constitutes a financing transacts'on, where the transaction is
measured at the present value of the future receipts discounted at a market rate of interest. Financial assets
classified as receivable within one year are not amortised.
Basic financial liabilities
Basic financial liabilities, induding creditors and bank loans are initially recognised at transaction price unless
the arrangement constitutes a financing transaction, where the debt instrument is measured at the present
value of the future payments discounted at a market rate of interest. Financial liabilities classified as payable
within one year are not amortised.
Debt instruments are subsequently carried at amortised cost. using the effective interest rate method.
Trade creditors are obligations to pay for goods or ServI￿S that have been acquired in the ordinary course of
operations from suppliers. Amounts payable are classified as current liabilities if payment is due within one
year or less. If not, they are presented as non-current liabilities. Trade creditors are recognised initially at
transaction price and subsequently measured at amortised cost using the effective interest method.
Derecognition of financial liabilities
Financial liabilities are derecognised vthen the charity's contractual obligations expire or are discharged or
cancelled.
1.8 Employee benefits
The cost of any unused holiday entitlement is recognised in the pertod in which the employee's services are
received.
Termination benefits are recognised immediately as an expense when the charity is demonstrably committed
to terminate the employment of an employee or to provide termination benefits.

BEAT THE COLD CIO
NOTES TO THE FINANCIAL STATEMENTS {CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2024
Accounting policies
Icontinued)
1.9 Retirement benefits
Payments to defined contribution retirement benefit schemes are charged as an expense as they fall due.
Critical accounting estimates and judgements
In the application of the charity's accounting policies, the trustees are required to make judgements, estimates
and assumptions about the carrying amount of assets and liabilities that are not readily apparent from other
sources. The estimates and associated assumptions are based on historical experience and other factors that
are considered to be relevant. Actual results may differ from these estimates.
The estimates and underlying assumptions are reviewed on an ongoing basis. Revisions to accounting
estimates are recognised in the period in which the estimate is revised where the revision affects C￿lY that
period, or in the period of the revision and future periods where the revision affects both current and future
periods.
There are no critical accounting estimates and judgements that are relevant to the charity's financial
statements.
Income from donations and legacies
Unrestricted
funds
2024
Unrestricted
funds
2023
Donations and gifts
20,250
6,495
Income from charitable activities
Unrestricted Restricted
funds
funds
2024
2024
Total Unrestricted Restricted
funds
funds
2023
2023
Total
2024
2023
Incoming resources from
charitable activities
85.661
756,300
841.961
155.230
540,971
696.201
Income from investments
Unrestricted Unrestricted
funds
funds
2024
2023
Interest receivable
4,635
1,620
10-

BEAT THE COLD CIO
NOTES TO THE FINANCIAL STATEMENTS {CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2024
Expenditure on charitable activities
Charitable
activities
2024
Charitable
activities
2023
Direct costs
Staff costs
Accommodation costs
Insurance
Repairs and upgrade costs
Postage, stationery. advertising and leaflets
Telephone and intemet
Travelling expenses
Legal and professional fees
Thermometer strips and cards
Computer Costs
Fuel vouchers
Sundry expenses
288,267
10,869
2,299
42,045
3,474
3,387
4,918
2,173
294
13,891
369,052
4,063
294,608
10,782
1.792
23.145
4.157
5.269
3.992
2,907
546
12,763
318,534
2,135
744,732
680,630
Share of support and governance costs Isee note 7)
Support
Governan
51,646
2,310
58,601
2.190
798,688
741.421
Analysis by fund
Unrestricted funds - general
Restricted funds
71,129
727,559
169,605
571,816
798,688
741,421
Support costs allocated to activities
2024
2023
staff costs
Governan￿ costs
51.646
2,310
58.601
2,190
53,956
60,791
Analysed between:
Charitable activities
53,956
60,791
11

BEAT THE COLD CIO
NOTES TO THE FINANCIAL STATEMENTS {CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2024
Trustees
None of the trustees who are all regarded as the key management personnel (or any persons conneded
with them}, received any remunerab'on during the year(2023 - none), None of them were reimbursed travelling
expenses {2023- none).
Employees
The average monthly number of employees during the year was..
2024
Number
2023
Number
Advice and information
Administration and advice
11
12
Total
12
13
Employment costs
2024
2023
Wages and salaries
Social security Costs
other pension costs
302,187
22,923
14,803
284.543
21,148
47,518
339,913
353,209
There were no employees whose annual remuneration was more than £60,000.
10 Taxation
The charity is exempt from taxation on its activities because all its income is applied for charitable purposes.
11
Debtors
2024
2023
Amounts falling due within one year:
Trade debtors
29,626
3,996
12 Creditors: amounts falling due within one year
2024
2023
Trade creditors
Accruals and deferred income
2,927
5,100
8,270
4,369
8,027
12,639
12-

BEAT THE COLD CIO
NOTES TO THE FINANCIAL STATEMENTS {CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2024
13 Retirement benefit schemes
2024
2023
Defined contribution schemes
Charge lo profit or loss in respect of defined contribution schemes
14,803
47,518
The charity operates a defined contribution pension scheme for all qualifying employees. The assets of the
scheme are held separately from those of the charity in an independently administered fund.
14 Restricted funds
The restricted funds of the charity comprise the unexpended balances of donations and grants held on trust
subject to specific conditions by donors as to how they may be used.
At 1 April
2023
Incoming
resources
Resources
expended
Transfers At 31 March
2024
EBICO
SSCE
Energy Saving Trust
Stoke-on-Trent Counal Fuel
Vouchers
Eon & Staffordshire County
Council Warmer Homes
Cannock Chase District Council
Solar Batteries
Stoke-on-Trent City Council
NHS EST
Lichfield District Council
ESTCABMM
Staffordshire Moorlands District
Council,
Stafford Borough Council
East Staffordshire Borough
Council
NeWCastl￿Under-LYrne
Borough Council
Cannock Chase District Council
9,124
20,434
(700)
(9,124)
23.289
(28,506)
15,217
700
7.758
400.000
(410.837)
3.079
85,316
122,150
(156,980)
50,486
4.979
31.425
66.384
23.687
9.780
16,909
(32.987)
(26.432)
(12.928)
(3.780)
(7,672)
85
(12.989)
(1.529)
3.685
3.502
26.963
9.230
9.685
9,237
13,000
25.556
(14,158)
(24,807)
2,260
13,241
1,102
13,990
7.870
(3.297)
2.018
6.591
(2,014)
(3,161)
3,681
8,997
1,667
22,086
16,250
126,911
756,300
(727,559)
14,104
169,756
13-

BEAT THE COLD CIO
NOTES TO THE FINANCIAL STATEMENTS {CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2024
14 Restricted funds
Icontinued)
Previous year:
At 1 April
2022
Incoming
resources
Resources
expended
Transfe￿ At 31 March
2023
Eon & Staffordshire County
Council
EBICO
SSCE
Energy Saving Trust
Stoke-on-Trent Fuel Vouchers
Minimum Energy Efficiency
Standards.(MEES)
Cannock Chase District Council
Solar Batteries
105,522
9,124
35,827
16,736
9.479
146,826
(167,032)
85,316
9,124
20,434
(700)
7,758
23.062
(38,455)
(169)
(336.721)
(17,267)
335.000
1,341
{1,341)
(1,665)
36,083
(29,439)
4,979
176,364
540.971
(571,816)
(18,608)
126,911
SSCE Keep Wann, Keep Well -To support patients who are referred to Beat the Cold by medical
professionals, with energy advice and support.
stoke￿n- Trent City Council Household Support Fund To deliver fuel vouchers to residents in fuel
poverty.
EON & Staffordshire County Council Warmer Homes - to provide home energy advice as wraparound
support to residents who have received energy efficiency measures.
Cannock Chase District Council Solar Batteries - Installation of batteries for solar in support of renewable
energy provision, and corresponding wraparound support.
stoke-on-Trent City Council, Lichfield District Council. Staffordshire Moorlands District Council.
Stafford Borough Council, East Staffordshire Borough Council, Newcastle-under-Lyme Borough
Council, Cannock Chase District Council - Local authority-commissioned energy advice work for residents
of each individual geographical area in support of reduction of fuel poverty-
NHS EST - To further health work for the county by supporting additional patients with affordable warmth
advice.
ESTCABMM - To provide energy advice to residents through a key partnership.
14-

BEAT THE COLD CIO
NOTES TO THE FINANCIAL STATEMENTS {CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2024
15 Unrestricted funds - designated
The income funds of the charity indude the follov4ing designated funds which have been set aside out of the
unrestricted funds by the trustees to provide the charity with funds in the event of unexpected developments
or closure.
At 1 April
2023
Transfers At 31 March
2024
Contingency
93,756
6,435
100,191
Previous year:
At 1 April
2022
Transfers At 31 March
2023
Contingency
90,337
3,419
93,756
16 Analysis of net assets between funds
Unrestricted Unrestricted
funds
funds
general designated
2024
2024
Restricted
funds
Total
2024
2024
At 31 March 2024:
Current assetsl{liabilities)
72.264
100.191
169.756
342,211
72.264
100.191
169.756
342,211
Unrestricted Unrestricted
funds
funds
general designated
2023
2023
Restricted
funds
Total
2023
2023
At 31 March 2023:
Current assetsl{liabilities)
53.386
93.756
126,911
274.053
53,386
93,756
126,911
274,053
17 Related party transactions
There were no disdosable related paty transactions during the year (2023 - none).
15-