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2025-03-31-accounts

WATERSPRINGS CHRISTIAN CENTRE

REPORT AND FINANCIAL STATEMENTS

YEAR ENDED: 31 MARCH 2025

CHARITY NO 1158879

Contents Page
Legal and Adminstrative Information 1
Report of the Trustees 2-5
Statement of Financial Activities 6
Balance Sheet 7
Notes forming part of the financial statements 8-12
The following page does not form part of the Statutory Accounts
Income and Expenditure Account 13

Watersprings Christian Centre Reference and Administrative information

Charity Name: Watersprings Christian Centre
Charity Registered Number: 1158879
Principal Address 4-6 Melson Street
Luton
Bedfordshire
LU1 2JX
Trustees Dr Ezekiel Alawale (Board Chairman)
Eric Omotehinse Akinloye
Mrs Ama Nwandinogbu
Bankers Barclays Bank Plc
28 George Street
Luton
LU1 2AE
Accountants PVG Accounting Services
344 Moston Lane
Manchester
M40 9JS

Page 1

Watersprings Christian Centre Report of the Trustees for the year ended 31 March 2025

The trustees present their annual report and the financial statements for the year ended 31 March 2025. The trustees have adopted the provisions of the Statement of Recommended Practice (SORP) 'Accounting and Reporting by Charities' effective 1 January 2015.

Structure, Governance and Management

Governing Document

Watersprings Christian Centre is a charitable incorporated organisation registered with the Charity Commission on 16th October, 2014.

Recruitment and appointment of new trustees

Generally trustees are appointed by Board of Trustees. Trustees are appointed by invitation as at when required and depending on their expertise and requirements of the charity. There are no new trustees appointed during the year.

Induction and training of new trustees

The charity arranges appropriate training both internally and through other voluntary training providers. The trustees and all involved in running the charity, including volunteers are always encouraged to acquire the necessary skills required for the achievement of the charity objectives.

Additionally, new trustees are invited and encouraged to attend series of short training sessions to familiarise themselves with the charity and the context within which it operates.

Organisational structure

The trustees who served during the period and up to the date of the report are set out above. The day to day responsibility for the running of the charity lies with the Senior Pastor. The Senior Pastor is accountable to the Board of Trustees who are ultimately responsible for all strategic decisions of the charity.

The trustees meet regularly and are responsible for the strategic direction and policy of the charity. All trustees including the senior pastor give their time voluntarily and receive no benefits from the charity. There are full time employees who are engaged in the administrative running of the Church office. The charity is also assisted by members who render voluntary services.

Risk Management

The trustees have assessed the major risks to which the charity is exposed, in particular those related to operations and finances of the charity, and are satisfied that systems are in place to mitigate exposure to major risks.

Objectives and Principal Activities

The charity's objectives and principal activity is to promote the advancement of the christian faith, the relief of poverty to general public and promotion and fulfilment of various charitable causes within the local community and such other parts of the United Kingdom and the world as the trustees think fit.

The Charity pursues these objectives by operating in Luton

Mission statement

Page 2

Watersprings Christian Centre Report of the Trustees for the year ended 31 March 2025

Ensuring Our Work Delivers Our Aims

We review our aims, objectives and activities each year. This review looks at what we achieved and the outcomes of our work in the previous 12 months. The review looks at the success of each key activity and the benefits theyhave brought to those groups of people we are set up to help. The review also helps us ensure our aim, objectives and activities remained focused on our stated purposes. We have referred to the guidiance contained in the Charity Commission's general guidance on public benefit when reviewing our aim and objectives and in planning our future activities. In particular, the trustees consider how planned activities will contribute to the aims and objectives they have set.

The Focus of Our Work

Our main objectives for the year continued to be the advancement of the Christian religion and the relieve of poverty and sickness. The policy of Watersprings Christian Centre is to pursue objectives in the following ways:

  1. Provision of Weekly Church Services on Friday and Sunday to minister to the physical, spiritual and material needs of the congregants.

  2. Provision of services to individuals, families and community at large. The service includes a wide range of spiritual and social care.

  3. Focusing on the material needs of certain members undergoing difficult financial situations.

  4. Working with other Christian agencies and Churches in Luton and in United Kingdom generally.

  5. Offering our services to anyone in need of spiritual help through free Christain counselling, prayers and deliverance solely on the basis of our ability to provide appropriate help and regardless of race, colour nationality, religion,gender,age, legal status and personal history.

Development and Achievements in the Year

The charity's events were properly managed, executed and reviewed for its impact on members. Our charity continues to grow in Sunday morning attendance, youth and children's ministry. We minister to the physical, mental and spiritual needs of our members and new comers in our midst. We have helped relief poverty and hardship amongst both regular and irregular congregants who are suffering from financial hardship due to unemployment and lack of financial resources.

The charity continues to propagate the gospel durint the pandemic giving hope to christians and non christians. The charity has not undertaken any large capital projects although it continues to search for appropriate site to increase its charitable activities.

Financial Review

The charity was able to raise a total income of £249,075 during the period under review as against £204,740 in the previous year.

Principal Funding Sources

The principal funding sources for the charity are currently by way of Donations and Gifts from congregants through the offering basket passed during Church services and though bank standing orders. We have exercised our right to reclaim the tax on the donations and gifts received from the congregants and this has proved a steady and growing source of additional income.

Investment Policy

The Charity retains a significant amount in the savings account. The objective of the investment policy is to invest in cash at banks where the capital is protected. The charity currently has a policy of keeping any surplus liquid funds in cash at banks where immediate access and security of funds is guaranteed

Page 3

Watersprings Christian Centre Report of the Trustees for the year ended 31 March 2025

Reserves Policy

It is the policy of the charity to maintain unrestricted funds which are the free reserves of the charity at a level which equates to at least 3 months of unrestricted expenditure. This provides sufficient funds to cover management and administration and support costs and to respond to emergencies which may arise from time to time. The trustees have set this as a target, and are satisfied that the church is in a position to meet its financial obligations, fund its activities and continue to grow.

Plans for Future Periods

In the near future, the charity plans to expand its operations and will continue our drive towards providing more benefits to our community The Charity plans continuing the activities outlined above in forthcoming years subject to satisfactory funding.

Page 4

Watersprings Christian Centre

Report of the Trustees for the year ended 31 March 2025

Trustees' Responsibilities

Charity Law requires the trustees to prepare financial statements for each financial year which give a true and fair view of the state of affairs of the charitable trust as at the balance sheet date and of its incoming resources and applications of resources, including income and expenditure, for the financial year. In preparing those financial statements the Trustees should follow best practice and

Select suitable accounting policies and then apply them consistently;

Make judgements and estimates that are reasonable and prudent

Prepare the financial statements on going concern basis unless it is inappropriate to presume that the charity will continue in operation

The trustees are responsible for keeping proper accounting records which disclose with reasonable accuracy at any time the financial position of the company and to enable them to ensure that the financial statement comply with the Charities Act 1993. They are also responsible for the safeguarding the assets of the charity and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

Statement of Disclosure of Information to the Accountants

In accordance with charity law, as trustees, we certify that:

So far as we are aware, there is no relevant information of which the charity's accountants are unaware; and as the trustees of the charity we have taken all steps that we ought to have taken in order to make ourselves aware of any relevant information and to establish that the Charity's accountants are aware of that information'.

This report has been prepared

By order of trustees:

Dr Ezekiel Alawale Board Chairman

14th November 2025

Page 5

Independent Examiner's Report to the Trustees of the Watersprings Christian Centre for the year ended 31 March, 2025

As described on pages 2 to 5, the Trustees are responsible for the preparation of the accounts, and they consider that an audit is not required for this year (under section 144(1) of the Charities Act 2011 (The 2011 Act) and that an independent examination is needed. It is my responsibilty to:

examine the accounts (under section 145(1) of the Charity Act 2011;

follow the procedures laid down in the general Directions given by the Charity Commissioners under section 132 of the Charity Act 2011; and

state whether particular matters have come to my attention

Basis of Independent examiners statement

Our examination was carried out in accordance with general Directions given by the Charity Commissioners. An examination includes a review of the accounting records kept by the charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts, and seeking explanations from the trustees concerning such matters.

The procedures undertaken do not provide all the evidence that would be required in an audit, and consequently no opinion is given as to whether the accounts present a "true and fair" view and the report is limited to those matters set out in the statement below:

Independent examiners statement

In connection with my examination, no matter has come to my attention:

to keep accounting records in accordance with section 130 of the Charities Act 2011; and

to prepare accounts which accord with the accounting records and comply with the accounting requirements of the 2011 Act and with the methods and principles of the Statement of Recommended Practice: Accounting and Reporting by Charities, have not been met; or

(2) to which, in my opinion, attention should be drawn in order to enable a proper understanding of the accounts to be reached.

~~PVG Accounting Services & Consultancy Ltd~~ 344 Moston Lane Manchester M40 9JS

14th November 2025

Page 6

Watersprings Christian Centre

Statement of Financial Activities (including Income and Expenditure Account) for the year ended 31 March 2025

Notes
Incoming resources
Incoming resources from generated funds:
Voluntary Income:
Donations and Offerings
1
Gift Aid Tax Reclaim
Building Fund
Community & Homeless Food
Grant
Sundry Income
Activities for generating funds:
Investment Income
Incoming resources from charitable activities:
Grants & Contracts
Total incoming resources
Resources expended
Cost of generating funds
Costs of generating voluntary income
2
Fundraising trading: cost of goods sold
Charity activities
3
Governance Costs
4
Total resources expended
Net Incoming resources before other
recognised gains
Net movement in funds
Reconciliation of Funds
Total funds brought forward
Total funds carried forward
2025
2025
2025
2024
Unrestricted
Restricted
Total
Total
Funds
Funds
Funds
Funds
£
£
£
£
110,316
-
110,316
137,469
45,537
-
45,537
38,435
2,500
-
2,500
28,030
70,506
-
70,506
706
20,000
-
20,000
216
216
100
-
-
-
-
-
-
-
-
249,075
-
249,075
204,740
136,014
-
136,014
117,225
-
-
-
116,223
-
116,223
23,051
750
-
750
750
252,987
-
252,987
141,026
(3,912)
-
(3,912)
63,714
95,319
95,319
31,605
91,407
-
91,407
95,319

The statement of financial activities includes all gains and losses in the year. All incoming resources and resources expended derive from continuing activities.

The notes on Pages 8 to 12 form part of these Accounts.

Page 7

Watersprings Christian Centre Balance Sheet as at 31 March 2025

Notes
Fixed assets
Tangible assets
8
Currents assets
Cash at bank and in hand
Debtors
9
Creditors: amounts falling due
within one year
10
Total Assets less Current Liabilities
Creditors: amounts falling due
over one year
11
Net Assets
Unrestricted funds
General funds
12
Total funds
2025
£
33,748
18,294
66,801
(2,574)
116,268
(24,861)
91,407
91,407
91,407
2024
£
47,153
22,955
62,346
(2,444)
130,010
(34,691)
95,319
95,319
95,319

Approved by the Board of Trustees on the 14th November, 2025 and signed on its behalf by:

Dr Ezekiel Alawale Board Chairman

The notes on pages 8 to 12 form part of these financial statements.

Page 8

Watersprings Christian Centre Notes forming part of the financial statements for the year ended 31 March 2025

1. Accounting Policies

The principal accounting policies are summarised below. The accounting policies have been applied consistently throughout the year and in the preceding year.

(a) Basis of Accounting

The financial statements have been prepared under the historical cost convention, as modified by the inclusion of fixed assets investments at market value, and in accordance with the Statement of Recommended Practice: Accounting and Reporting by Charities efeective 1 January 2015.

(b) Fund Accounting

Unrestricted funds are available for use at the discretion of the trustees in furthermore of the general objectives of the charity. Unrestricted funds include a revaluation reserve representing the restatement of investment assets at market values.

Designated funds are unrestricted funds earmarked by the Trustees for particular purposes.

Restricted funds are subjected to restrictions on their expenditure imposed by the donor or through the terms of an appeal.

(c ) Incoming Resources

All incoming resources are included in the statement of financial activities when the charity is entitled to the income and the amount can be quantified with reasonable accuracy. The following specific policies are applied to particular categories of income:

Voluntary income is received by way of grants, donations and gifts and is included in full in the Statement of Financial Activities when receivable. Grants, where entitlement is not conditional on the delivery of a specific performance by the charity , are recognised when the charity becomes unconditionally entitled to the grant.

Donated services and facilities are included at the value to the charity where this can be quantified. The value of services provided by volunteers has not been included in these accounts.

Invested income is included when receivable.

Incoming resources from charitable trading activity are accounted for when earned.

Incoming resources from grants, where related to performance and specific deliverables, are accounted for as the charity earns the right to consideration by its performance.

(d) Resources expended

Expenditure is recognised on an accrual basis as a liability is incurred. Expenditure includes any VAT which cannot be fully recovered, and is reported as part of the expenditure to which it relates:

Costs of generating funds comprise the costs associated with attracting voluntary income and the costs of trading for fundraising purposes.

Charitable expenditure comprises those costs incurred by the charity in the delivery of its activities and services for its beneficiaries. It includes both costs that can be allocated directly to such activities and those costs of an indirect nature necessary to support them.

Governance costs include those costs associated with meeting the constitutional and statutory requirements of the charity and include the accountancy fees and costs linked to the strategic management of the charity.

All costs are allocated between the expenditure categories of the SoFA (Statement of Financial Activities) on a of the resource. Costs relating to a particular activity are allocated directly, others are apportioned on an basis designed to reflect the use appropriate basis e.g. floor areas, per capita or estmated usage as set out in Note 4.

Page 9

Watersprings Christian Centre

Notes forming part of the financial statements for the year ended 31 March 2025

e. Fixed Assets

Fixed assets (excluding investments and Land and Building) are stated at cost less accumulated depreciation. The costs of minor additions or those costing below £1,000 are not capitalised. Depreciation is provided at rates calculated to write of the cost of each asset over its expected useful life, which in all cases is estimated at 4 years.

Investments held as fixed assets are revalued at mid market value at the balance sheet date and the gain or loss taken to the Statement of Financial Activities.

1. Donations

Donations -Tithes and Offering
Gift Aid Tax Reclaim
Building Fund
Community & Homeless Food
Grant
Sundry Income
Unrestricted
Restricted
2025
2024
Fund
Fund
Total
Total
£
£
£
£
110,316
-
110,316
137,470
45,537
-
45,537
38,435
2,500
-
2,500
28,030
70,506
-
70,506
705
20,000
-
20,000
216
-
216
100
249,075
-
249,075
204,740

Total Resources Expended

2. Costs of Generating Voluntary Income

Basis of Allocation
Staff Costs
Direct
Bank Charges
Direct
Administration
Direct
Professional Fees
Direct
Support Costs
Direct
Premises
Direct
3. Charitable Activities
Ministry
Direct
4. Governance Cost
Professional Fees
Direct
Total Resources
Expended
Support Cost Governance
2025
2024
37,473
-
-
37,473
36,893
-
-
-
-
-
-
2,578
-
2,578
3,691
-
2,102
-
2,102
470
-
45,702
-
45,702
38,686
-
48,160
-
48,160
37,485
-
37,473
98541
-
136,014
117,225
116,223
-
-
116,223
23,051
116,223
-
-
116,223
23,051
-
-
750
750
750
-
-
750
750
750
153,696
98541
750
252,987
141,026

Page 10

Watersprings Christian Centre

Notes forming part of the financial statements for the year ended 31 March 2025

5. Net incoming resources for the year

This is stated after charging:
Depreciation
Audit & Accountancy Fees
2024
£
16,488
750
17,238
2024
£
15,717
750
16,467

6. Trustee Remuneration & Related Pay Transactions

No member of the Board of Trustees received any remuneration during the year.

7. Taxation

As a charity, Watersprings Christian Centre is exempt from tax on income and gains falling within section 505 of the Taxes Act 1988 or s256 of the Taxation of Chargeable Gains Act 1992 to the extent that these are applied to its charitable objects. No tax charges have risen in the Charity.

8. Tangible Fixed Assets

Equipment
Furniture & Fittings
£
Cost
At 1 April 2024
100,258
Additions in year
3,083
At 31 March 2025
103,341
Depreciation
At 1 April 2024
53,105
Charge for the year
16,488
At 31 March 2025
69,593
Net Book Value
At 31 March 2025
33,748
At 31 March 2024
47,153
9. Debtors: Amounts falling due within one year
2025
£
Debtors
66,801
10. Creditors: Amounts falling due within one year
2025
£
Accruals
750
Other Creditors
1,824
2,574
11. Creditors: Amounts falling due after one year
2025
£
Barclays Bounce Back Loan
24,861
2025
Total
£
100,258
100,258
53,105
16,488
69,593
30,665
47,153
2024
£
62,346
2024
£
750
1,694
2,444
2024
£
34,691

Page 11

Watersprings Christian Centre

Notes forming part of the financial statements for the year ended 31 March 2025

12. Analysis of Net Assets Between Funds

General
Designated Restricted
Total
Funds
Funds
Funds
Funds
£
£
£
£
Tangible Fixed Assets
Investments
Current Assets
Current Liabilities
Long Term Liabilities
Net Assets at 31st March 2025
33,748
-
-
33,748
-
-
-
-
85,094
-
-
85,094
(2,574)
-
-
(2,574)
(24,861)
-
-
(24,861)
91,407
-
-
91,407

12. Movements in Funds

12. Movements in Funds
Restricted Funds:
Total Restricted Funds
Unrestricted Funds:
General Funds
Total Unrestricted Funds
Total Funds
At 1 April
Incoming
Outgoing
Transfers
At 31 March
2024
Resources
Resources
2025
[Inc Gains]
£
£
£
£
£
-
-
-
-
-
-
-
-
-
-
95,319
249,075
252,987
-
91,407
95,319
249,075
252,987
-
91,407
95,319
249,075
252,987
-
91,407

Page 12

Watersprings Christian Centre

Notes not forming part of the financial statements for the year ended 31 March 2025

Income
LESS OVERHEADS
Staff Costs
Salary
Pension
Premises Costs
Light & Heating
Rent & Rates
Premises Repair & Maintenance
Bank Charges
Bank Charges
Administration
Printing, Postage and Stationery
Subscription
Computer Expenses
Telephone and Internet Charges
Ministry
Evangelism and Promotion
Homeless Food Program
Events, Retreats & Conferences
Catering, Refreshment & Hospitality
Gift to Charities & Visiting Ministries
Welfare, Donations & Love Gifts
Music & Media Expenses
Professional Fees
Legal & other fees
Audit & Accountancy Fees
Support Costs
Hotel, Travel & Motor Expenses
Equipment Repairs & Renewals
Insurance
Depreciation
Sundry expenses
Surplus/(Deficit) for the year
Surplus brought forward
Surplus carried forward
2025
2024
£
£
£
£
249,075
204,740
36,580
36,000
893
893
37,473
36,893
1,884
2,599
26,425
27,041
19,851
7,845
48,160
37,485
-
-
-
-
546
1,659
71
895
416
135
1,545
1,002
2,578
3,691
240
125
83,640
-
10,369
10,520
3,181
1,667
15,820
5,600
1,598
4,452
1,375
687
116,223
23,051
2,102
470
750
750
2,852
1,220
22,553
16,417
1,333
2,881
5,327
3,661
16,488
15,717
-
10
45,702
38,686
(252,987)
(141,026)
(3,912)
63,714
95,319
31,605
91,407
95,319
2025
2024
£
£
£
£
249,075
204,740
36,580
36,000
893
893
37,473
36,893
1,884
2,599
26,425
27,041
19,851
7,845
48,160
37,485
-
-
-
-
546
1,659
71
895
416
135
1,545
1,002
2,578
3,691
240
125
83,640
-
10,369
10,520
3,181
1,667
15,820
5,600
1,598
4,452
1,375
687
116,223
23,051
2,102
470
750
750
2,852
1,220
22,553
16,417
1,333
2,881
5,327
3,661
16,488
15,717
-
10
45,702
38,686
(252,987)
(141,026)
(3,912)
63,714
95,319
31,605
91,407
95,319
2025
2024
£
£
£
£
249,075
204,740
36,580
36,000
893
893
37,473
36,893
1,884
2,599
26,425
27,041
19,851
7,845
48,160
37,485
-
-
-
-
546
1,659
71
895
416
135
1,545
1,002
2,578
3,691
240
125
83,640
-
10,369
10,520
3,181
1,667
15,820
5,600
1,598
4,452
1,375
687
116,223
23,051
2,102
470
750
750
2,852
1,220
22,553
16,417
1,333
2,881
5,327
3,661
16,488
15,717
-
10
45,702
38,686
(252,987)
(141,026)
(3,912)
63,714
95,319
31,605
91,407
95,319
2025
2024
£
£
£
£
249,075
204,740
36,580
36,000
893
893
37,473
36,893
1,884
2,599
26,425
27,041
19,851
7,845
48,160
37,485
-
-
-
-
546
1,659
71
895
416
135
1,545
1,002
2,578
3,691
240
125
83,640
-
10,369
10,520
3,181
1,667
15,820
5,600
1,598
4,452
1,375
687
116,223
23,051
2,102
470
750
750
2,852
1,220
22,553
16,417
1,333
2,881
5,327
3,661
16,488
15,717
-
10
45,702
38,686
(252,987)
(141,026)
(3,912)
63,714
95,319
31,605
91,407
95,319
1,884
26,425
19,851
-
546
71
416
1,545
240
83,640
10,369
3,181
15,820
1,598
1,375
2,102
750
22,553
1,333
5,327
16,488
-
63,714
31,605
95,319

This page does not form part of the statutory accounts.

Page 13