Honley Male Voice Choir- Annual Generdl Meeting- Tuesday 17th June 2025 - 7.00pm
Report from the chaimn of Trustse5 and The Choir
Following the AGM of last year {2024) all our concentration went into preparation for the
LBT concert. As this was a departure from our normal performance format extra special
detail had to be considered. A theatre performance is very different to normal concerts, (as
we were all about to find out). l am very aware of all the hard yards that had to go into
turning the dream of Steven Roberts (MD), into the fantsstically successful theatre
perft)rmance that ensued. It was not only the performance. but the widespread acclaim
received. As a result, the good name of HMVC was spread far and wide. We were then able
to take the program on tour. Lepton Church (Sept), Huddersfield Parish Church (Oct),
Fountains Abbey (Oct), Mirfield Parish Church (Nov>. All of which were well attended and
very successful.
Steven has taken two muslc workshops over the year, a further one Is planned for
September. These workshops have proved very popular with both established members and
the newbies. I would recommend and encourage members to attend. My thanks to Steven
for giving up his Saturday mornings to try and impart some music knowledge into the guys
who have attended.
We have also to acknowledge the work done by Steven and Richard Wade, in arranging and
producing the Find Your Voice programme. A free 6 week singing experience for men. The
Choir has benefited tremendously from the project, in that we have now 22 new voices
(thirteen of whom had come through the Find Your Voice programme) brlnglng our total
slnglng members up to 65. An excellent achlevement.
In early September Steven asked for volunteers to join the Chesterfield Philharmonic Choir in
their production of Carmina Burana, 12 Choir members answered the call. The muslc was
totally different for most of us and after the first rehearsal we found out just how differentll
However, we persevered. The Journey down to Chesterfleld was tsken with a degree of fear
and trepidation but we were made very welcome and were able to add to what turned out
to be a tremendously successful event.
In November we were asked to appear in a short vldeo for River Holme Connections. The
film was to be the final window of an Advent Calendar to be opened by the residents of the
Holme Valley on Christmas Day. We duly obliged with a rousing rendition of Jingle Bells. The
video was a great success and took the name of HMVC into many homes in the valley.
Later in November we sang at the Piece Hall in Halifax. This was a new venue to us. The
organlsers were very pleased with our performance and they asked us back to sing at a
Spring fair but unfortunately, owln8 to the lateness of the invite we had to decllne.
However, the door is still open.
At Chrlstmas we were able to field a team of around 20 singers to sing carols at Christmas
Fairs. The Forget Me Not Trust {Brackenhall). Lepton School, LBT courtyard. Kirkwood
Hosplce and Fairfield School. All of which were well received and enjoyed by all who took
part. A further success in spreading The Choir name around Huddersfield and beyond.
Another successful Christmas Concert, saw the return of Lindley Junior School Choir. They
stlll maintsin a very high standard, as do the Carlton Main Frickley Colliery Band who also
joined u5. We were able to attrart an enthusiastic audience who all took home an early
Christmasy feeling.
In January of this year Roger Wild our General Secretary undertook to revise The Cholr rules
and advise the Charity Commission of that revision. It Is a ststutory requirement of the
commission to have any rule changes approved. This revision work meant many, many,
hours spent at the computer. I wish to put on record our thanks and appreciation for the
dedlcatlon shown by Roger.
We extended our venue range In April, to the far end of the Holme Wdlley, with a community
concert in St David's Church, Holmbridge. It was a good concert well received by a rather
small, but enthusiastic audience. In line wlth the church policy, we introduced a young
slnger to take part In the concert. Bethany-Hannah Winteringham a Soprano, who is
currently studying at Leeds Conservatoire. l am pleased to say, that, despite the chill of the
night Bethany practically stole the show. She has shown an interest in performing with us
again.
More recently we were Invlted to join Honley Ladies Choir in Huddersfield Town Hall, along
with Brighouse and Rastrick Brass Band. The concert was the stsrt of a year of fund raising
for Breast Canr awareness, called, "Abreast the M62" and will culminate on 4 October
with a trip along the motorway from Hull to Liverpool, singing at various venues along the
way. I wish them every success in this venture. Anyone wishin8 to join in the singing on the
4 October will be more than welcome.
Followlng 14 months of filming and interviewing, The Cholr fllm has been released. l am
pleased to report that the film has been very successful and is appearing on varlous media
platforms. If you are able to get YouTube on your television just search for HMVC. We have
several videos and I believe this one Is by far the best.
The social side of The Choir continues to be very popular with various events, Dinners, Golf,
Bowls, Archery, Quizzes and organised walks. These events serve a good purpose in
supporting and bonding the family spirit that plays a large part in the continued health of
The Choir. Our thanks go to the or8anisers of these events.
Our Fundraising Officer, Chris Flanagan, continues to work very hard in obtslnlng funds.
Chris. year-end report shows a totsl of £8,607.38 as the total fundraising for the 2024125
year. Since that report Chris has secured another Corporate Sponsor, Lu's Place a restsurant
in Meltham. Chrls. continued dedication, is truly appreciated. Our sincere thanks go to all
the varlous bodles who support The Choir in this manner.
Publicity- This continues to play an important part in spreading the name of The Choir with
our concert dates spread over a wide network of the media. With 2026 being our 90th
Anniversary. l am aware that plans are being put in place to celebrate that occasion. I
cannot go into detsil at this stage but suffice to say it will be a bumper year.
In order to try to increase the Patrons numbers our Patrons Secretsry Robert Smith has
come up with the idea of manning a ststion at concerts. He has a banner and a table at
which he will try to encourage audience members to become patrons or frlends of The Cholr.
I believe he has had some success. He will continue with this approach and hopefully build
on it to extend our patrons and friends, base. On reading through my report one word
stsnds out, that word is SUCCESS.
So. it gives me great pleasure to state that the year must have been a successful one. 14
appearan$, which all helped to raise fvnds for charitsble causes. A splendid increase in
singing members, who have added a great deal of depth, to the sound produced. l am sure
that under the continued musical direction provided by Steven and Cathy, The Choir will 80
from strength to strength.
In closing I have to thank all who have encouraged and supported me during my two years
as Chairman.
From The Cholr, and Committee, the Ladies Circle, and the Honley Mail. I couldn't have
done it without your help. Many thanks.
Choir and Trustees Chairman: David Harrison
Flnanclal report by The Cholr Treasuyer for the year 1st Aprll 2024 to 31* March 2025
The full accounts are provlded as a separate document.
TaSurer and Trustee: Mlke Bray
Muslc Dlrertorfs Rewt
The Muslc Dlrettoropened hls report by expressln8 hls heartfelt thanks to The Choir's accompanist
Catherine Hall-smith for her support as a coach, colleague and frlend and for her masslve level of
support to The Cholr. He went on to thank the committee emphasisin8 their role as volunteers in
what could be a thankless tssk whlch needed them to love The Cholr and he expressed his gratitude
fortheir support.
He thanked The Choir members for thelr dedlcation and comrnltment, stating that the standard of
singing of the members could only be achieved by additional learning at home and he was pleased
that he could see that this had improved overthe past year. He went on to choose some highllghts:
Recrultment success would be top of his list. Covid caused many choral groups to stop rehearsals
and performances but we carried on and overcame the difficulties and challenges that Covld
restrictions caused. Three years ago, we stsrted the Find Your Volce sefies which gave the
opportunltyfor men to do just that without the pressures of being part of a formal choir, although
this was available to them at the end of the course. A total of 22 new members had joined overthe
past three year5. thirteen of whom had come through the Find Yourvolce programme and The Choir
was Current 65 strong. He offered a massive thank you to Richard Wade {retiring Recruitment
Officer) hr his excellent 5UPPOrt and dedication in his role through this perlod.
Our film - a celebratlon of farnlly. We were now telllng the world what it meant to be part of Honley
Male Voice Choir, of the joy that could bring. He reported that since its launch on the 16 May 2025
there had been 1015 vlewings on YouTube, 3040 on X (Twitter). Our film was also to be seen on
Facebook, Instagram. Threads and Blue Sky as well as numerous other media outlets such as BBC,
Calendar. Kirklees TV.
Successful concerts. He thanked both mernbers and commlttee for the commitment they glve to The
Choir resulting in a Series of successful concerts throughout the year emphasising the need for
members to ensure thatthey put concert dates in their diaries and keep them available for the
arranged concerts.
Flnandal strength. He gave special thanks to Mlke Brdy for his role controlling The Cholr's finances
and to Chris Flanagan for his fundraising success.
Looklng forward. He lookd forward to the plans for our 90 anniversary next year and in particular
our return to the Lawrence Batley Theatre, closing by gNing thanks for the support The Cholr had
81ven to hlm and each other.
Muslc Director: Steven Roberts
## **HONLEY MALE VOICE CHOIR**
Registered Charity number 1158453
## **STATEMENT of ACCOUNTS**
## **for the**
## **YEAR ENDED 31[ST] MARCH 2025**
http://www.honleymvc.co.uk/
\https://chrismakinmediatorltd-my.sharepoint.com/personal/chris_chrismakin_co_uk/documents/ncm6/cases current/hmvc audit/23-05-12/25-05-21/25-05-21 accounts.docx
P a g e | **1**
## **Honley Male Voice Choir**
## ACCOUNTS for the YEAR ENDED 31 March 2025
## **Income and Expenditure Account**
|**Income and Expenditure Account**|||||
|---|---|---|---|---|
|**Note**|**£**
**£**
**2025**||**£**
**£**
**2024**||
|**Income**
Membership subscriptions
Concert fees & ticket sales
2
Less concert expenses
100 Club
Less prizes
Donations received
3
Less donation to Platform 1
Less expenses
Ladies' Circle donations
CD sales
Choir Christmas Lunch
Less expenditure
Profit from Christmas Calendars
Sponsorship packages Chris Flanagan
Transfer to choir of 8inAbar balance
Gift Aid tax refund
Bank interest
**Total net income**
**Expenditure**
Honoraria and deputies
Rehearsal & storage room rent
Uniforms
Less receipts
Music purchase & printing
Recruitment
Bokego for video (initial payment)
Portable defibrillator
Ladies' Circle expenditure
Miscellaneous
4
Depreciation
1
**Total net expenditure**
**Surplus/(Deficit) for the year**|9,128
8,867
(4,918)
3,949
5,128
(2,950)
2,178
6,426
(2,544)
-
3,882
1,000
-
1,947
(1,947)
-
496
3,000
705
1,360
812
26,510
14,685
3,585
1,650
(216)
1,434
1,271
323
2,580
668
-
1,508
72
26,126
384||
5,588
8,618
(10,195)
(1,577)
5,040
(3,450)
1,590
10,482
(1,865)
(84)
8,533
1,000
-
1,905
(1,905)
-
-
1,750
-
1,552
486
18,922
12,464
3,423
1,338
(639)
699
-
882
-
-
-
2,123
96
19,687
(765)||
||||
||
|||26,126||19,687|
|||384||(765)|
\https://chrismakinmediatorltd-my.sharepoint.com/personal/chris_chrismakin_co_uk/documents/ncm6/cases current/hmvc audit/23-05-12/25-05-21/25-05-21 accounts.docx
P a g e | **2**
## **Honley Male Voice Choir**
## ACCOUNTS for the YEAR ENDED 31 March 2025
## **Balance Sheet**
|**Balance Sheet**|||||
|---|---|---|---|---|
|**Note**|**£**
**£**
**2025**||**£**
**£**
**2024**||
|**Fixed Assets**
Opening balance
1
Additions
Disposals
Depreciation
**Current Assets**
Bank current account
Bank deposit account
Bank 100 Club account
Bank Funds Raised account
Bank Bond account
Cash
**Less Current Liabilities**
Creditors
**Net Current Assets**
**Total Assets less Liabilities**
Represented by:
Accumulated funds brought forward
Surplus/(Deficit) for the year
**Accumulated funds carried forward**|286
-
-|
214|382
-
-
382
(96)
286
2,940
2,088
15,301
3,409
10,844
813
35,395
-
35,395
35,681
36,446
(765)
35,681||
||286
(72)||||
||3,036
717
752
19,407
10,820
1,119|
35,851
-
35,851|2,940
2,088
15,301
3,409
10,844
813||
||||
||
|||36,065
35,681
384||35,681
36,446
(765)|
|||36,065||35,681|
\https://chrismakinmediatorltd-my.sharepoint.com/personal/chris_chrismakin_co_uk/documents/ncm6/cases current/hmvc audit/23-05-12/25-05-21/25-05-21 accounts.docx
P a g e | **3**
## **Honley Male Voice Choir**
## **to the trustees and members of Independent Examiner’s report Honley Male Voice Choir** Registered Charity number 1158453
I report on the accounts of the charity for the year ended 31st March 2025, which are set out on pages 2 and 3 with the notes on pages 5 and 6.
## **Respective responsibilities of the trustees and the independent examiner.**
The charity's trustees are responsible for the preparation of the accounts. The trustees consider that under section 144 of the Charities Act 2011 an audit is not required for this year, nor an independent examination. They have, nevertheless appointed me to undertake an independent examination.
It is my responsibility to:
- examine the accounts under section 145 of the Charities Act
- follow the procedures laid down in the general directions given by the Charity Commission (under section 145(5)(b) of the Charities Act
- state whether particular matters have come to my attention.
## **Basis of independent examiner's statement.**
My examination was carried out in accordance with general directions given by the Charity Commission. An examination includes a review of the accounting records kept by the charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts, and seeking explanation from the trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit, and consequently no opinion is given as to whether the accounts present a “true and fair” view and the report is limited to those matters set out in the statement below.
## **Independent examiner's statement.**
In connection with my examination no matter has come to my attention
- 1 which gives me reasonable cause to believe that, in any material respect, the requirements
- to keep accounting records in accordance with section 130 of the Charities Act; and
to prepare accounts which accord with the accounting records and comply with the accounting requirements of the Charities Act
have not been met; or
- 2 to which, in my opinion, attention should be drawn in order to enable a proper understanding of the accounts to be reached.
Chris Makin FCA FCMI FAE QDR MCIArb 21 May 2025 www.chrismakin.co.uk
\https://chrismakinmediatorltd-my.sharepoint.com/personal/chris_chrismakin_co_uk/documents/ncm6/cases current/hmvc audit/23-05-12/25-05-21/25-05-21 accounts.docx
P a g e | **4**
## **Honley Male Voice Choir**
## NOTES to the ACCOUNTS for the YEAR ENDED 31 March 2025
## **1 Accounting policies**
a) Accounting convention
The accounts are prepared on an accruals basis under the historical convention and are in accordance with applicable accounting standards and the Statement of Recommended Practice for Accounting by Charities.
b) Tangible fixed assets and depreciation
Tangible fixed assets are stated at cost less depreciation. Depreciation is provided at rates calculated to write off the cost less estimated residual value of each asset over its expected useful life as follows:
Instruments and equipment: 25% on the reducing balance
## **2 Concert income and expenditure**
A summary of the outcome of each concert during the year is provided on page 7. This summary has not been subject to review by the Independent Examiner.
## **3 Donations received**
|**Donations & Sponsorship**|**£**|
|---|---|
|**Not identified**
Patrons
ChrisF fundraising
Christmas messages
2024 Walking challenge part 2
Other donations|210
1,045
125
3,969
1,077|
||6,426|
\https://chrismakinmediatorltd-my.sharepoint.com/personal/chris_chrismakin_co_uk/documents/ncm6/cases current/hmvc audit/23-05-12/25-05-21/25-05-21 accounts.docx
P a g e | **5**
## **Honley Male Voice Choir**
## **4 Miscellaneous**
|**Miscellaneous**|**Expenditure**|
|---|---|
||**£**|
|||
|Insurance|337|
|Publicity & promotion|116|
|Retiring present Norman Mellor|335|
|Music printing & purchase||
|Website|120|
|Kirklees small lottery licence|20|
|Kirklees rates on DK_Print storage|234|
|Honley Mail expenses|276|
|Sundries|70|
||1,508|
## CONCERT ACCOUNT
The following summary has not been subject to review by the Independent Examiner.
|**Concert Account**|**Income**
**Expenditure**
**Net**
£
**£**
**£**|
|---|---|
|Halifax Minster
Lawrence Batley
Huddersfield Parish Church
Lepton Church
Fountains Abbey
St Mary's Mirfield
St Mary's Honley
Christmas sing group
Town Hall
Sundry concerts|233
-
233
975
577
398
349
135
214
835
468
367
887
1,103
(216)
250
12
238
-
167
(167)
337
-
337
5,001
2,388
2,613
-
68
(68)|
||8,867
4,918
3,949|
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P a g e | **6**
## **HONLEY MALE VOICE CHOIR**
Registered Charity number 1158453
## **STATEMENT of ACCOUNTS**
## **for the**
## **YEAR ENDED 31[ST] MARCH 2025**
http://www.honleymvc.co.uk/
\https://chrismakinmediatorltd-my.sharepoint.com/personal/chris_chrismakin_co_uk/documents/ncm6/cases current/hmvc audit/23-05-12/25-05-21/25-05-21 accounts.docx
P a g e | **1**
## **Honley Male Voice Choir**
## ACCOUNTS for the YEAR ENDED 31 March 2025
## **Income and Expenditure Account**
|**Income and Expenditure Account**|||||
|---|---|---|---|---|
|**Note**|**£**
**£**
**2025**||**£**
**£**
**2024**||
|**Income**
Membership subscriptions
Concert fees & ticket sales
2
Less concert expenses
100 Club
Less prizes
Donations received
3
Less donation to Platform 1
Less expenses
Ladies' Circle donations
CD sales
Choir Christmas Lunch
Less expenditure
Profit from Christmas Calendars
Sponsorship packages Chris Flanagan
Transfer to choir of 8inAbar balance
Gift Aid tax refund
Bank interest
**Total net income**
**Expenditure**
Honoraria and deputies
Rehearsal & storage room rent
Uniforms
Less receipts
Music purchase & printing
Recruitment
Bokego for video (initial payment)
Portable defibrillator
Ladies' Circle expenditure
Miscellaneous
4
Depreciation
1
**Total net expenditure**
**Surplus/(Deficit) for the year**|9,128
8,867
(4,918)
3,949
5,128
(2,950)
2,178
6,426
(2,544)
-
3,882
1,000
-
1,947
(1,947)
-
496
3,000
705
1,360
812
26,510
14,685
3,585
1,650
(216)
1,434
1,271
323
2,580
668
-
1,508
72
26,126
384||
5,588
8,618
(10,195)
(1,577)
5,040
(3,450)
1,590
10,482
(1,865)
(84)
8,533
1,000
-
1,905
(1,905)
-
-
1,750
-
1,552
486
18,922
12,464
3,423
1,338
(639)
699
-
882
-
-
-
2,123
96
19,687
(765)||
||||
||
|||26,126||19,687|
|||384||(765)|
\https://chrismakinmediatorltd-my.sharepoint.com/personal/chris_chrismakin_co_uk/documents/ncm6/cases current/hmvc audit/23-05-12/25-05-21/25-05-21 accounts.docx
P a g e | **2**
## **Honley Male Voice Choir**
## ACCOUNTS for the YEAR ENDED 31 March 2025
## **Balance Sheet**
|**Balance Sheet**|||||
|---|---|---|---|---|
|**Note**|**£**
**£**
**2025**||**£**
**£**
**2024**||
|**Fixed Assets**
Opening balance
1
Additions
Disposals
Depreciation
**Current Assets**
Bank current account
Bank deposit account
Bank 100 Club account
Bank Funds Raised account
Bank Bond account
Cash
**Less Current Liabilities**
Creditors
**Net Current Assets**
**Total Assets less Liabilities**
Represented by:
Accumulated funds brought forward
Surplus/(Deficit) for the year
**Accumulated funds carried forward**|286
-
-|
214|382
-
-
382
(96)
286
2,940
2,088
15,301
3,409
10,844
813
35,395
-
35,395
35,681
36,446
(765)
35,681||
||286
(72)||||
||3,036
717
752
19,407
10,820
1,119|
35,851
-
35,851|2,940
2,088
15,301
3,409
10,844
813||
||||
||
|||36,065
35,681
384||35,681
36,446
(765)|
|||36,065||35,681|
\https://chrismakinmediatorltd-my.sharepoint.com/personal/chris_chrismakin_co_uk/documents/ncm6/cases current/hmvc audit/23-05-12/25-05-21/25-05-21 accounts.docx
P a g e | **3**
## **Honley Male Voice Choir**
## **to the trustees and members of Independent Examiner’s report Honley Male Voice Choir** Registered Charity number 1158453
I report on the accounts of the charity for the year ended 31st March 2025, which are set out on pages 2 and 3 with the notes on pages 5 and 6.
## **Respective responsibilities of the trustees and the independent examiner.**
The charity's trustees are responsible for the preparation of the accounts. The trustees consider that under section 144 of the Charities Act 2011 an audit is not required for this year, nor an independent examination. They have, nevertheless appointed me to undertake an independent examination.
It is my responsibility to:
- examine the accounts under section 145 of the Charities Act
- follow the procedures laid down in the general directions given by the Charity Commission (under section 145(5)(b) of the Charities Act
- state whether particular matters have come to my attention.
## **Basis of independent examiner's statement.**
My examination was carried out in accordance with general directions given by the Charity Commission. An examination includes a review of the accounting records kept by the charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts, and seeking explanation from the trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit, and consequently no opinion is given as to whether the accounts present a “true and fair” view and the report is limited to those matters set out in the statement below.
## **Independent examiner's statement.**
In connection with my examination no matter has come to my attention
- 1 which gives me reasonable cause to believe that, in any material respect, the requirements
- to keep accounting records in accordance with section 130 of the Charities Act; and
to prepare accounts which accord with the accounting records and comply with the accounting requirements of the Charities Act
have not been met; or
- 2 to which, in my opinion, attention should be drawn in order to enable a proper understanding of the accounts to be reached.
Chris Makin FCA FCMI FAE QDR MCIArb 21 May 2025 www.chrismakin.co.uk
\https://chrismakinmediatorltd-my.sharepoint.com/personal/chris_chrismakin_co_uk/documents/ncm6/cases current/hmvc audit/23-05-12/25-05-21/25-05-21 accounts.docx
P a g e | **4**
## **Honley Male Voice Choir**
## NOTES to the ACCOUNTS for the YEAR ENDED 31 March 2025
## **1 Accounting policies**
a) Accounting convention
The accounts are prepared on an accruals basis under the historical convention and are in accordance with applicable accounting standards and the Statement of Recommended Practice for Accounting by Charities.
b) Tangible fixed assets and depreciation
Tangible fixed assets are stated at cost less depreciation. Depreciation is provided at rates calculated to write off the cost less estimated residual value of each asset over its expected useful life as follows:
Instruments and equipment: 25% on the reducing balance
## **2 Concert income and expenditure**
A summary of the outcome of each concert during the year is provided on page 7. This summary has not been subject to review by the Independent Examiner.
## **3 Donations received**
|**Donations & Sponsorship**|**£**|
|---|---|
|**Not identified**
Patrons
ChrisF fundraising
Christmas messages
2024 Walking challenge part 2
Other donations|210
1,045
125
3,969
1,077|
||6,426|
\https://chrismakinmediatorltd-my.sharepoint.com/personal/chris_chrismakin_co_uk/documents/ncm6/cases current/hmvc audit/23-05-12/25-05-21/25-05-21 accounts.docx
P a g e | **5**
## **Honley Male Voice Choir**
## **4 Miscellaneous**
|**Miscellaneous**|**Expenditure**|
|---|---|
||**£**|
|||
|Insurance|337|
|Publicity & promotion|116|
|Retiring present Norman Mellor|335|
|Music printing & purchase||
|Website|120|
|Kirklees small lottery licence|20|
|Kirklees rates on DK_Print storage|234|
|Honley Mail expenses|276|
|Sundries|70|
||1,508|
## CONCERT ACCOUNT
The following summary has not been subject to review by the Independent Examiner.
|**Concert Account**|**Income**
**Expenditure**
**Net**
£
**£**
**£**|
|---|---|
|Halifax Minster
Lawrence Batley
Huddersfield Parish Church
Lepton Church
Fountains Abbey
St Mary's Mirfield
St Mary's Honley
Christmas sing group
Town Hall
Sundry concerts|233
-
233
975
577
398
349
135
214
835
468
367
887
1,103
(216)
250
12
238
-
167
(167)
337
-
337
5,001
2,388
2,613
-
68
(68)|
||8,867
4,918
3,949|
\https://chrismakinmediatorltd-my.sharepoint.com/personal/chris_chrismakin_co_uk/documents/ncm6/cases current/hmvc audit/23-05-12/25-05-21/25-05-21 accounts.docx
P a g e | **6**