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2025-12-31-accounts

Diocese of Salisbury

The Parish Church of Saint Mary the Virgin Gillingham, Dorset

‘Open to God, Open to Gillingham’

Statement of Accounts for the year ending 31[st] December 2025 Registered Charity Number 1158272

Overview of Finances as of 31[st] December 2025

Part of the accounts for 2025 may appear confusing because of the donations to the Roof Appeal and a significant donation to the Fabric Fund, so much so that the cash flow balance sheets (Receipts and Payments) create the illusion of a very significant surplus, which indeed it is in cash flow terms. However, the reality of how we manage our day-to-day finances is shown in the summary of the General Fund which is for the day to day running of the church – here can be seen that we spent more than the income received!

The 2025 accounts still show a surplus in the General Fund but only because of a review of our reserves policy and the Rural Dean negotiating a significant reduction in the Fairer Share request for 2025. This mid-year review of our General Fund Reserve, agreed by the PCC, was for a reduction to an amount equivalent to 6 weeks of payments from the General Fund rather than the previous 3 months reserve. The resultant release of cash allowed us to pay the reduced Share to diocese in full and still leave a reduced but healthy balance at year end, albeit because a change in energy supplier delayed the October through December gas charges into 2026.

The reserve serves two purposes, first to cover any unexpected costs (perhaps not wholly justified with a current healthy Fabric Fund) but, more importantly it covers cash flow variations throughout any given period (we can dip in and out as required and remain solvent).

Part of our overall accounts are various sub-accounts covering other aspects of church life - the Legacy Fund, the Roof Appeal Fund, the Bell Ringers Fund, etc, all of which are detailed along with the overall Fund Apportionment.

Bank statements (not published as part of the church accounts) are even further complicated because they include collections and payouts for our departing Curate and Parish Administrator, the Gillingham and Shaftesbury Show church tent transactions, the Gillingham Community Cinema accounts and the Rectors welcome gift - all such items are accounted for separately but utilise our bank account.

During the year banking became more problematic, firstly with Santander’s amended bank transfer mechanism and subsequently with the closure of the Shaftesbury branch. Paying by cheque has, over time, caused delays to our accounts as recipients struggle to find a branch to pay them in. Consequently, we have converted to a single signature account allowing instead bank transfers with minimal fuss but with internal controls put in place to avoid malpractice and for personal protection. Cash is paid in via the Post Office and cheques either via the Post Office or the Santander App.

At the end of September our contract for Gas and Electricity with Total Energies came to an end. Historically we have raised the energy contract through Parish Buying who claim to organise such preferential contracts for churches on a bulk buying basis. Thus, through Parish Buying we applied for a new contract with gas through Corona Energy and electricity with Ecotricity. The transfer process was tortuous, to say the least, and electricity for the church building fell at the last hurdle because the church meter is supposedly registered as a domestic meter. After 3 months of failure of Ecotricity to communicate and because we were paying an excessive out of contract rate with Total Energies, we reverted to Total Energies who not only offered a rate as good as Ecotricity but back dated the contract to reimburse 3 months of excess charges.

All our appeals were generously supported, especially the Roof Appeal which raised over £65,000, including 2 extremely generous lump sums which with Gift Aid accounted for some 70% of that total. Some of this cash, along with the Legacy Fund, has already been put to good use with the nave roof now watertight and redecoration in hand for early 2026. We also received a very generous donation to the Fabric Fund. We are blessed to have such generous benefactors.

We are also blessed by the efforts of the Eden Café which continue to provide a steady income stream along with Sunday Coffee and the Repair Cafe, so a big thank you to all those who volunteer. A thank you too for Gordon Amery with the Community Cinema that donates to the church as well as local charities. The VSR ended the year with a profit but nevertheless rental rates are to increase in 2026 because profitability is dependent on occupancy rates.

So, a satisfactory end to 2025. However, to balance future accounts and to grow our church life will require increased giving (cash, time and talents); thus, a Stewardship Campaign leading up to Passion Sunday is in hand. This is focused through our budget for 2026 for increased financial giving, increased Fund Raising, increased VSR rental charges and some judicial redirection of funds within our accounts.

Mike Sargent Hon. Treasurer

GENERAL FUND
FINANCIAL SUMMARY as at 31/12/2025
Excludingtransfers IN and Fabric funded capital items
General Funds 01/01/25 25170.11
Strategic Reserves 01/01/25 24537.50
Available Reserves 01/01/25 632.61
Receipts to date (Gen Fund) 123019.72
Total receipts less Misc Account receiptsplus Legacies
Payments to date (Gen Fund) 131134.08
Totalpayments less Misc Account Payments
Receipts minus Payments to date -8114.36
General Funds 31/12/2025 17055.75
Inc legacies
Strategic Reserves 15130.86
Usable Funds 31/12/2025 1924.89
£ 65013 80 5031 20 29659 97 8961 27 108666 24
Whole Year 2024 £ 41667 00 8757 15 14589 65 0 00 3212 16 1819 04 0 00 8600 00 8225 97 12834 00 1630 93 2311 15 2298 04 2721 15
£ 85182 87 87259 62 24787 37 7193 50 204423 36
Actual 31/12.2025 £ 39850 96 9592 23 35739 68 2000 00 84552 95 706 67 0 00 7915 00 6844 37 10028 00 1450 63 2463 00 2442 37 837 50
60250 00 4500 00 27600 00 5800 00
Budget to 31/12.2025 39500 00 8750 00 12000 00 0 00 3500 00 1000 00 0 00 7600 00 8000 00 12000 00 1200 00 2300 00 2300 00 0 00 98150 00
Budget 2025 £ 39500 00 8750 00 12000 00 0 00 3500 00 1000 00 0 00 7600 00 8000 00 12000 00 1200 00 2300 00 2300 00 0 00 98150 00
THE PARISH CHURCH OF ST MARY THE VIRGIN, GILLINGHAM FINANCIAL STATEMENT FOR YEAR TO DATE RECEIPTS AND PAYMENTS ACCOUNT RECEIPTS Incoming resources from donors Planned giving Collections and other giving Tax recovered Other voluntary incoming resources Legacies Donations Grants Income from operating activities to further the work of the church Impact magazine Rent from VSR Fundraising Fees Income from investments Bank interest Central costs paid by Milton Central costs paid by Silton Transfers from restricted funds Total Receipts
£ 1853 22 95088 61 11633 85 90 00 108665 68 0 56 41326 35 41326 91
Whole Year 2024 £
£
1853 22 518 33 50670 00 14146 55 10229 53 842 68 597 49 606 64 1554 00 0 00 14890 83 1550 89 147511 42 3822 75 7811 10 0 00 10119 03 90 00 17318 75 175467 53 28955 83 41326 91 70282 74 Note 1 70282 74 25170 11
Actual 31/12.2025 £ 518 33 66798 26 12707 05 6917 60 572 93 421 97 328 59 42061 14 444 00 15856 25 1403 63 4095 73 6008 33 14 97 17318 75 Checksum
1800 00 85405 00 10945 00 0 00
THE PARISH CHURCH OF ST MARY THE VIRGIN, GILLINGHAM FINANCIAL STATEMENT FOR YEAR TO DATE RECEIPTS AND PAYMENTS ACCOUNT
Budget
Budget to
2025
31/12.2025
PAYMENTS
£
Home charities & misc charges, etc.
1800 00
1800 00
Activities directly relating to the work of the church Diocesan parish share
43855 00
43855 00
Church running expenses
14200 00
14200 00
VSR running expenses
8000 00
8000 00
Clergy expenses
1000 00
1000 00
Cost of services
800 00
800 00
Cost of fundraising
600 00
600 00
Church capital expenses
0 00
0 00
VSR capital expenses
0 00
0 00
Salaries and honoraria
15450 00
15450 00
Mission and evangelism
1500 00
1500 00
Church management and administration Office costs
3800 00
3800 00
Assigned fees
7145 00
7145 00
Bank charges
0 00
0 00
Transfers to restricted funds
0 00
0 00
Total Payments
98150 00
98150 00
Excess - Gross Receipts minus Gross Payments
0 00
0 00
Total opening funds held Total closing funds held Opening General Fund Note 1
53226 99 is currently held for singular purposes (includes Misc, Legacy and Roof Appeal Funds)
BANK RECONCILIATION BANK RECONCILIATION
DATE: 31/12/2025
LEDGER C/F from 31.12.24 41326 91
Plus Receipts YTD 204423 36
Minus Payments YTD 175467 53
SO's in bank but outstanding to Ledger 0 00
Total 70282 74
BANK Santander current amount 36839 63
CCLA deposit 33504 73
Plus cash 23 54
Flower cash 329 17
Plus Cheques to be paid in 85 00
Plus uncleared credits 593 39
Minus uncashed cheques 357 13
Minus uncleared debits 0 00
Minus Gill/ Shaft Show Accts 0 00
0 00
0 00
0 00
Minus Community Cinema Accts 735 59
Total 70282 74
Difference 0 00
VSR profitability
Receipts Payments Profit/ P/L %
to date to date Loss
7915 00 6917 60 997 40 12 60

FUND APPORTIONMENT @ reconciliation

FUND APPORTIONMENT
@ reconciliation
£ £
2025 2024
(Year end)
GENERAL FUND (unrestricted)
Funds at 31.12.23 25170 11
Receipts 123019 72
Transfer ex Legacy Fund 0 00
Payments 131134 08
Funds YTD 17055 75 25170 11
LEGACY FUND (UNRESTRICTED)
Funds at 31.12.23 12673 01
Receipts 2000 00
Transfer to General Fund 0 00
Payments 14673 01
Funds YTD 0 00 12673 01
ROOF APPEAL FUND (RESTRICTED)
Funds at 31.12.23 0 00
Receipts 79073 64
Payments 27788 04
Funds YTD 51285 60 0 00
COMMUNITY FUND (DESIGNATED)
Funds at 31.12.23 353 42
Receipts 0 00
Payments 0 00
Funds YTD 353 42 353 42
BELL RINGERS (RESTRICTED)
Funds at 31.12.23 2821 20
Receipts 120 00
Payments 1772 40
Funds YTD 1168 80 2821 20
BIBLES for SCHOOLS (RESTICTED)
Funds at 31.12.23 0 00
Receipts 0 00
Payments 0 00
Funds YTD 0 00 0 00
MOTHERS UNION (RESTRICTD)
Funds at 31.12.23 90 00
Receipts 0 00
Payments 0 00
Funds YTD 90 00 90 00
CHURCH FLOWERS (RESTRICTED)
Funds at 31.12.23 219 17
Receipts 210 00
Payments 100 00
Funds YTD 329 17 219 17
TOTAL 70282 74 41326 91
Of which misc funds 53226 99 16156 80
General Fund 17055 75
Total misc receipts 81403 64
Total misc payments 44333 45
CCLA INVESTMENT FUNDS Administered by Diocese Carlton
Cross
134001343S
CB3015372
14174 22
13607 56
Nurse
Church
Reid
Trust
634117001S 134001358S
CB3034450
CB3015378
Bid market valuation
3977 80
3818 77
153187 89
147063 74
RESTRICTED FUNDS Pioneer
Pot
CCLA
634117007D
CB3034454
34329 09
1564 96
0 00
692 50
35201 55
Choir
Fund
CCLA
634117006D
CB3034453
1173 62
51 51
0 00
145 00
1080 13
Carlton
Cross
CCLA
634117002D
CB3034451
8715 03
791 73
0 00
0 00
0 00
9506 76
Fabric
Fund
CCLA
634117001D
CB3034449
41545 99
2072 65
4256 58
17318 75
0 00
65193 97
GENERAL FUND SANTANDER
97333084
CCLA
634117003D
CB3034452
41326 91
202135 23
1450 63
837 50
158148 78
17318 75
70282 74
Monetary assets at 31.12.24
RECEIPTS
Net receipts
Donations
Interest
Income from other CCLA investments
Investment gain/loss
Transfers in
PAYMENTS
Net payments
Transfers out
Monetary assets at last reconciliation

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