Charity registrdtion number: 1158120
Tipton Food Bank
Annual Report and Financial Statements
for the Year Ended 31 March 2025

Contents (continued)
Trustees, Report
I to2
Independent Examin¢r's Report
Statement of Financial Activities
Balance Sheet
Notes to the Financial Statements
6t08

Trustees, Report
The tnistees present the annual report together with the fmancial statements of the charity for the y¢ar
ended 31 March 2025.
Objectives and activities
Public benef
The trustees confiml that the). have complied with the requirements of section 17 of the Charities Act
201 I to have due regard to Ehe public benefit guidance published by the Charity Commission for
England and Wale5.
Trnstees and officers
The trustees and officers serving during the ycar and since the year end were as follows:
Trustees:
Mr J Blewitt
Mrs H J Pearce
Mr M P Reynolds
Mr P H Bradley
Structure? governAnee and management
Nature ofgoverning documenl
The charity is registered as a Charitable Incorporated Organisation
Page I

Trustees, Report (continued)
Statement of Trustees, Responsibilities
The trustees are responsible for preparing the trustees, report and the fmancial statements in
accordance with the United Kingdom Accounting Standards (United Kingdom Generally Accepted
Accounting Practice) and applicable law and regulations.
The law applicable to charities requires the trustees to prepare financial statements for each financial
year which give a true and fair view of the state of affairs of the charity and of the incoming resources
and application of r¢sour¢es of the chariry for that period. In preparing these financial statementy the
trustees are required to:
select suitable accounting policies and then apply them consistently-
observe the methods and principles in the Charities SORP.
make judgements and estimates that are reasonable and prudent"
state whether applicable accounting standards have been followed, subject to any materia
departures disclosed and explained in the financial statements. and
prepare the fInancial statements on the going concern basis unlcss it is inappropriate to presume
that the charity will continue in business.
The trustees are responsible for keeping proper accounting records that disclose with reasonable
accuracy at any time the financial position of the charity and enable them to ensure that the financial
statements comply with the Charities Act 2011, the Charities (Accounts and Reports) Regulations
2008, and the provisions of the constitution. The trustees are also responsible for safeguarding the
assets of the charity and hence for taking reasonable steps for the prevention and detection of fraud
and other irregularities.
The trustees are responsible for the maintenance and integrtty of the corporate and financial
infonnation included on the charitable companv's website. Legislation governing the preparation and
dissemination of financial statements may differ from legislation in other jurisdictions.
The annual report was approved by the trustees of the chariti/ on 19 May 2025 and signed on its
behalf by:
Mr P H Bradley
Trustee
Page 2

Independent Examiner's Report to the trustees of Tipton Food Bank
I report to the trustees on my examination of the accounts of Tipton Food Bank for the year ended 31
March 2025.
Responsibilities and basis of report
As the charity trusle¢s of Tipton Food Bank you are responsible for the preparntion of the accounts in
accordance with the requirements of thc Charities Act 2011 ('the Act,).
I report in respect of my examination of the Tipton Food Bank's accounts carried out under section
145 of the 201 l Act and in carrying out my examination I have followed all the applicable Directions
given by the Charity Commission under section 145(5)(b) of the Act.
Independent eIamineT'S statement
I have completed my e￿InatiOn. I confirni that no material mattcrs have come to my attention in
connection with the examination giving me cause to believe that in any material respect:
accounting records were not kept in r¢spect of Tipton Food Bank as Tcquired by section 130 of
the Act" or
2. the accounts do not accord with those records. or
3. the accounts do not compl), with the accounting requirements concerning the forni and content of
accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any
requirement that the accounts give a "true and fair view which is not a matter considered as part
of an independent examination.
I have no conc¢rns and have Come across no other matters in connection with the examination to
which attention should be drawn in this report in order to enable a proper understanding of the
accounts to be reached.
N A Westwood
Neil Westwood & Co.
l 01 Dixons Green Road
Dudley
West Midlands
DY2 7DJ
19 May 2025
Page 3

Statement of Financial Activities for the Year Ended 31 March 2025
Unrestricted
funds
Restricted
funds
Total
2025
Total
2024
Note
Illeome and Endowments from:
Donations and legacies
Total income
13,673
13,673
17,534
13,673
13,673
17,534
Expenditure on:
Raising funds
Charitable activities
Other expenditure
(1,530)
(11,157)
1,323)
(1,530)
(11,157)
(1,568)
(6,943)
(3,045)
Total expenditure
Net (expenditure)lincome
14,010)
(14,010
(11,556)
(337)
(337
5,978
Net movement in funds
(337)
(337)
5,978
Reconciliation of funds
Total funds brought
forward
17,587
17,250
17.587
11,609
Total funds caTried forward
17,250
17,587
All of the charity's activities derive from Continuing operdtions during the abovc two periods.
The funds breakdown for 2024 is shown in note 6.
The notes on pages 6 to 8 fonn an integral part of these financial statements.
Page 4

(Registration number: 1158120)
Balance Sheet as at 31 March 2025
2025
2024
Note
Current assets
Cash at bank and in hand
17,250
17,587
FuDds of the cbarity:
Unrestricted income funds
Unrestricted funds
17,250
17,587
Total fulld5
17,250
17,567
The financial statements on pages 4 to 8 were approved by the trustees, and authoris¢d for issue on 19
May 2025 and signed on their behalf b>.:
Mr J Blewitt
Trustee
The notes on pages 6 to 8 forni an integral part of these financial statements.
Page 5

Notes to the Fanancial Statements for the Year EDded 31 March 2025
l Accounting pollcies
Statement of compliance
The financial ststements have ken prepared in accordance with the second edition of the Charities
Statement of Recommended Practice issued in October 2019, the Financial Reporting Standard
applicable in the United Kingdom and Republic of Ireland (FRS 102) and the Charities Act 2011.
Basis of preparation
Tipton Food B9nk meets the definition of A public benefit entity under FRS 102. The accounts
(financial statements) have been prepared under the historical cost convention with items recognised
at cost or transaction value unless otherwise stated in the relevant note(s) to Ihese accounts.
Going concern
The trustees consider that there are no material uncertainties about the charity's ability to continue as a
going concern.
Income and endowments
Voluntary income including donations: gifts, legacies and grants that provide core fundtng or are of a
general na￿re is recognis¢d when the charity has entitlement to the income, it is probabl¢ that the
income will be received and the amount can be measured with sufftcient reliability.
Donations and legacies
Donations and legacies are recognised on a receivable basis when receipt is probable and the amount
can be reliably measured.
Granls receivable
Grants are recognised when the charity has an entitlement to the funds and any conditions Iknked to
the grants have been met. Where perforn]ance conditions are attached to the grant and are yet to be
meL the income is recognised as a liability and included on the balance sheet as def¢￿ed income to be
released.
Expenditsre
All expenditure is recognised once there is a legal or constructive obligation to that expenditure, it is
probable settlement is required and the amount can be measured reliabls,. All costs are allocated to the
applicable expenditure heading that awegate similar costs to that category. Where costs cannot be
directly attributed to particular headings they hav¢ been allocated on a basis consistent with the usc of
resources, with centrdl staff Costs allo¢ated on the basis of time spenL and depreciation charges
allocated on the portion of the asset's use. Other support costs are allocated based on the spread of
staff costs.
Raiyingfunds
These are costs incurred in attracting voluntary income, the management of investments and those
incU￿ed in trading activiti¢s that raise funds.
Page 6

Notes to the Financial Statements for the Year Ended 31 March 2025 (continued)
Charilable aciivities
Charitable expenditurc comprises those costs incurred by the charity in the delivery of its activities
and services for it5 beneficiaries. It includes both costs that can be allocated directly to such activities
and those costs of an indirect natur¢ necessary to support them.
Graniprovisions
Provisions for grants are made when the intention to make a grant has been communicated to the
recipient but there is uncertainty about either the timing of the grant or the amount of grant payable.
T2xAtioD
The charity i5 con5id¢red to pass the tests 5Ct out in Paragraph I Schedule 6 of the Finance Act 2010
and therefore it meets the definition of a charitable company for UK corporation tax purposes.
Accordingly. the charity is potentially exempt from taxation in respect of income or capital gains
received within cat¢gories covered by Chapter 3 Part I l of the Corporation Tax Act 201 O or Section
256 of the Taxation of Chargeable Gains Act 1992, to the extent that such income or gains are applied
exclusively to charitsble purposes.
Fund structure
Unrestricted income funds are general funds that are available for use at the tTUStees discretion in
furtherance of the objectives of the charity.
2 Income from donations and legacies
Unrestricted
funds
General
Total
2025
Total
2024
Donations and legacies"
Donations from individuals
Grants. including capitsl grdnts"
Grants from other charities
2,223
2,223
2,234
11,450
11,450
15,300
13,673
13,673
17,534
3 Expenditure on charitable aclivities
Unrestricted
fuDds
General
Total
2025
Total
2024
Note
Food costs
Grant funding of activities
8,657
2,500
8,657
2,500
11,157
6,943
11.157
6,943
Page 7

Notes to the Financial Statements for the Year Ended 31 March 2025 (contlnued)
4 Trnstees remuneration and expenses
No trustees, nor any persons connected with them, have received any remuneration from the charity
during the year.
No tTUStees have received any rcimbur5ed expenses from the charity during the year.
S TaxAtion
The chariry is a rcgisteTed charity and is therefore exempt from Lqxation.
6 Funds
Balance at I
April 2024
Incoming
resources
Resources
expended
B21anee at 31
March 2025
Unrestricted funds
General
17,587
13,673
(14,010
7,250
Balance at I
April 2023
Incoming
resources
Resources
expended
Balance at 31
March 2024
Unrestricted funds
General
11.609
17.534
(11,556
17,587
Page 8

I CHARITY COMMISSION
FOR ENGLAND AND WALES
Trustees, Annual Report for the period
From
Period start date 01104125 TO 31103125 Period end date
Charity name: TIPTON FOOD BANK
Charity registration number: 1158120
Objectives and Activities
SORP refefen
Summary of the purposes
of the charity as set out in
its governing document
Para 1.17
TO RELIEVE FINANCIAL HARDSHIP
PRIMARILY AMONG PEOPLE LIVING OR
WORKING IN SANDWELL, DUDLEY,
WOLVERHAMPTON AND WALSALL IN
THE WEST MIDLANDS MAINLY BY
PROVIDING SUCH PERSONS WITH
FOOD WHICH THEY COULD NOT
OTHERWISE AFFORD THROUGH LACK
OF MEANS
WE OFFER FREE FOOD TO THOSE
WHO ARE IN POVERTY OR NEED VIA A
VOUCHER BASED SYSTEM WHERE
VOUCHER-HOLDING AGENCIES
ASSESS NEED AND ISSUE
ACCORDINGLY. VOUCHERS, WHEN
PRESENTED TO THE FOOD BANK, WILL
ENTITLE THE CLIENT TO 3 DAYS OF
FOOD. THIS CAN BE DONE 3 TIMES. WE
ALSO SIGNPOST AND OFFER
ADVOCACY IN RELATION TO DEBT
COUNSELLING AND RELIEF.
WE HOLD REGULAR TRUSTEE
MEETINGS AND ArrEMPT ALWAYS TO
MONITOR ACHIEVMENT AND KNOW
THAT WE ARE ACTING WITHIN THE
REMIT OF OUR CHARITABLE STATUS.
Summary of the main
activities in relation to
those purposes for the
public benefil in
particular, the activities,
projects or services
identified in the accounts.
Pard 1.17 and
1.19
Statement confiming
whether the trustees have
had regard to the
guidance issued by the
Charity Commission on
ublic benefit
Para 1.18
Additional infomiation (optional)
You ma
choose to include further statements where relevant about:
SORP referen
Para 1.38
Policy on grant making
Para 1.38
Policy on social investment
including program related
investment

Para 1.38
Contribution made by
volunteers
Other
Achievements and Perfonnance
SORP referen(*
Tipton Food Bank has continued to offer
clients three sessions per week:
Monday. Tuesday and Friday
. from11.00am until 1.00pm
Summary of the main
achievements of the
charity, identifying the
difference the Charity's
work has made to the
circumstances of its
beneficiaries and any
wider benefrts to society
as a whole.
Para 120
, Our volunteer base has remained
| constanL However, the trustees are
| aware that a number of volunteers are
over retirement age. which may leave
the food bank exposed.
| The trustees have continued to meet
quarterly to discuss finance, operations,
stocks, policies, volunteers and
I governance issues.
During the year ended 3113125 we have,
again, served over 3000 clients
including children with 20 tonnes of
food. Our statistics show that 46.10/0 of
food went to people who were
unemployed, 18.20/0 went to people who
| had benefit issues with DWP and 10.50
I went to people who were in debL
With regard to family structure of those
presenting, we have recorded single
people claimlng 13.5 % of food, which is
a considerable increase over last year.
| During the year 81% of food issues went
to clients which were in the DY4
Postcode: this Postcode is part of
I Sandwell MBC, a borough that is ranked
i in the top twenty of most deprived of
3174 authorities.
A good number of our clients are mid-
I twenties and, possibly. have never had
any permanent work. Some of these
clients cite mental health as their main
reason for being unemployed. These are
wo
in
statistics and we fre
uentl

I feel powerless to do anything but deal
with the immediate problem.
I We deal, in the main. with clients who
I have presented vouchers from agencies
I which have already assessed the needs
of each clienL Qne such agency was
DWP, through their Job Centres, We had
to halt all dealings wlth DWP during the
year because they were unwilling to
share with us vital inforniation about
clients on the basis of GDPR
regulations. These clients, of course,
simply emerged from another agency
e.g. Citizens. Advice Bureau.
It's difflcuK at times to see people who
cannot find a way forward - people who
may never work. However, our role is to
seNe these people without judgement,
to uphold their dignity and simply have
compassion for them.
Additional inforniation (optional)
You ma
choose to include further statements where relevant about:
Achievements against
objectives set
Para 1.41
Perfonnance of fundraising
activities against objectives
set
Para 1.41
Investment performan
against objectives
Para 1.41
Other

Financial Review
Revlew of the charity's
financlal position at the
end of the
riod
Statement explaining the
policy for holding
reserves stating why they
are held
Amount of reserves held
Reasons for holding zero
reserves
Details of fund materially
in deficit
Explanation of any
uncertainties about the
charity continuing as a
going concern
Para 1.21
The Charity has sufficient reserves to
meet its current obllgattons.
Para 1.22
We do not have a specific policy on
reserves
Para 1.22
Nos
cific
olic
Not applicable
Pard 122
Para 1.24
Not applicable
Para 1.23
There is no uncertainty about the charity
gotng forward. The Truste￿ agro@ that
the charity is a going concern looking
twelve months forward. There is no cash
concern.
Additional inforniation (optional)
You ma
choose to include further ststements where relevant alx>ut:
The charity's principal
sources of funds
(including any
fundraising)
Pard 1A7
Invesknent policy and
objectives including any
social investment policy
adopted
Para 1.46
A description of the
prlncipal risks facing the
charity
Para 1.46
Other

Structure, Governance and Management
Description of charity's
trusts:
Type of governing
document
Parn125
Foundation Model Constltutlon
rrtiisl rtC*rl
How is the charity
constituted?
i e.g unincorporated
Paro 1.25
cio
Trustee selection methods
including details of any
constitutional provisions
e.g. election to post or
name of any person or
body entitled to appoint
one or more trustees
Para 1.25
Apart from the first charity trustees,
every trustee must be appointed for a
term of three years by a resolution
passed at a properly convened meeting
of the charity trustees.
In selecting individuals for appointment
as charity trustees, the charity trustees
must have regard to skills, knowledge
and experience needed for the effective
administration of the CIO
Additional information (optional>
You ma
choose to include further statements where relevant about:
Policies and procedures
adopted for the induction
and training of trustees
Parn 1.51
The charity's organisational
structure and any wider
network with which the
charity works
Para 1.51
Relationship with any related
parties
Para 1.51
Other
Reference and Administrative details
Charit
name
Other name the chari
uses
Re
istered chari
number
Charity's principal address
TIPTON FOOD BANK
"THE WELL.
1158120
15. Bemiuda Close. Woodsetton. DUDLEY DY14LZ

Names of the charity trustees who manage the charity
Dates acted if not for whole
ear
Trustee name
Office (rf any)
Name of person (or body) entitled
oint trustee
ifan
Mr Michael Peter
Reynolds
Mr Peter Harold
Bradley
Mr John Spen￿r
Blewitt
Trustee and
Chair
Trustees and
Treasurer
Trustees &
Secretary
Trustee
Mrs Heather
Pear
10
12
13
14
15
16
17
18
19
20
orate trustees - names of the directors at the date the re
Director name
rtwasa
roved
NONE
Name of trustees holding title to property belonging to the charity
Trustee name
Dates acted rf not for whole
ear
NONE

Funds held as custodian trustees on behalf of others
Description of the assets
NOT APPLICABLE
held in this capacity
Name and objects of the
charity on whose behalf the
assets are held and how this
falls within the custodian
charity's objects
NOT APPLICABLE
Details of arrangements for
safe custody and
segregation of such assets
from the charity's own
assets
NOT APPLICABLE
Additional information (optional)
Names and addresses of advisers (Optional infonnation)
Type of
Name
Address
adviser
Name of chief executive or names of senior staff members (Optlonal infomation)
Exemptions from disclosure
Reason for non-disclosure of ke
ersonnel details
NOT APPLICABLE
Other o
tional infonnation
NOT APPLICABLE

Declarations
The trustees declare that they have approved the trustees. report above.
Slgned on behalf of the charity's trustees
Signature(s>
Full namels)
Position (eg Secretary,
Ghair, etG)
JOHN SPENCER BLEvvirr
TREASURER
Date
18° August 2025