GRACI
CHURCH
CAVERSHAM
Trustees. Annual Report for the year ended 31st March 2025
Grace Church Caversham (registered charity number: 1158041)
Governing Document
Grace Church Caversharn was registered as a Charitable Incorporated Organisation (CIO) in July 2014 and
is governed by a constitution as of that date. The CIO is the successor charity to the Charity of Ann Burchett
{charity registration number 233776).
Vlslon and Objects
As a church our vision is..
To see Jesus glorified in everything we do:
In preaching the gospel and seeing lives Iransformed by God's Word and Spirit
In serving the community and reaching out to all including the poor and marginalised
In actively encouraging and promoting mission throughout the world to extend God's Kingdom.
This vision aligns with the objects of the CIO, which are set out in the constitution=
i) To advance the Christian faith, in accordance with the church's Ststement of Beliets, in the local
community and elsewhere; and to
ii) To relieve persons who are in conditions of need or hardship or who are aged or sick and to relieve
the distress caused thereby in the local community and elsewhere.
Through the activities of the church as described below, the trustees consider that the church has provided a
public benefit to the local community and beyond, and with respect to this the twstees have had regard to
the Charity Commission's publtc benefit guidance. and particularly the specific guidance given to charities on
the advancement of religion.
Overvlew of Actlvltles
A congregation has been meeting at Grace Church Caversham (fomierly known as Caversham Hill Chapel)
since the 1820s. Grace Church Caversham has a congregation of around 80 people. and the key activitj'es of
the church, all of which are of public benefit are:
Weekly Sunday moming worship and teaching services open catering for all sections of the local
cornmunity.
Church groups that focus on meeting the needs of different sections of the public within the local
community {e.g. Pop-ln Café, Toddlers group, Wellbeing Café) continue on a weekly basis.
Youth clubs run during term time for young people of primary and secondary school age from the local
community.
Provision of ongoing pastoral care and practical help for members of the church and more widely
within the local community (e.g. support from a pastoral team and others) focussing particularly on
those who are isolated and providing practical support as necessary.
Support for the work of various ministries and other charities whose objects are aligned with those of
Grace Church Caversham and who are serving the public generally or sections of the public within the
localities where they are based.
During the year the pastor and the youth worker, both full-time employees, left Grace Church Caversham.
The church administrator remains employed part-time. The church is currently seeking a replacement pastor.
Together the employees, the other elders and other members of the congregation have all continued to
contribute to the various activities described above.
Church Partnershlps
Grace Church Caversham continues to be a member of Ihe Evangelical Alliance and is part of the
Commission ne￿Ork of churches. part of Newfrontiers. Gra￿ Church Caversham also participates in the
Reading Churches Nelmiork (Transform Reading) and supports the local work of Churches Together in
Caversham.
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GRACI
CHURCH
CAVERSHAM
Flnanclal Revlew
The underlying level of donations to the church has remained relatively consistent from the previous year
with the majority of the church's income being donations from members of the congregation. The largest
areas of church expenditure continue to be staff salaries. building repair and maintenance costs and grants
to mission partners.
The CIO aims to maintain £25.000 in General Reserves to meet any unexpected expenditure or to offset any
irregularities in regular income. This represents approximately three months of normal church total
expenditure.
Trustees
The trustees of Grace Church Caversham during the period were:
Mr. D. Steed (Elder, Chair) - resigned July 2024
Mr. K. Saynor {Elder)- resigned April 2024
Mr. N. King (Elder)
Mr. N. Barnett
Mrs. M. Clarke- resigned April 2024
Mrs. C. Lamsdale- appointed July 2024
Mr. J. Crozier (Treasurer)
According to the constitution, new trustees are appointed by the existing charity trustees.
Governance
Pastoral and spiritual leadership for the church is provided by the elders who meet on a regular basis to
discuss the direction of the church and other matters arising. The trustees provide oversight of the operatlon
of the church and for all legal and financial matters. The trustees meet regularly throughout the year to
review operations of the church and its financial position. During the year the trustees continued to review
and update the policies and procedures put in place to govern the activities of the church. The church's risk
assessment is included in the above reviews and any findings are addressed on an ongoing basis.
Address
Grace Church Caversham
119 Peppard Road
Emmer Green
Reading
RG4 8TR
Bankers
Barclays Bank
90-93 Broad Street
Reading
RG12AP
Independent Examlner
Mr. R. Smyth
4 Chatsworth Close
Caversham Park Village
RG4 6RS
Signed on behalf of the charity's trustees:
Mr. N. King (Trustee)
141h December 2025
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GRACE
CHURCH
CAVERSHAM
(registered charity number 1158041)
Financial Accounts
Year ended
31 March 2025

GRACE
CHURCH
CAVERSHAM
Receipts and Payments Account
For the financial year ended 31 March 2025
Notes
Unrestricted Designated
funds
funds
Restricted
funds
Total
FY25
Total
FY24
Receipts
Donations and lax refunds
Investment income
Grants
81,268
16,813
6,983
88,252
22,513
1,332
112,097
114,915
18,998
870
134.783
5,700
1,332
8,315
98,081
5.700
Income from sales ot assets
Total Receipts
98,081
5,700
8,315
112,097
134,783
Payments
Reaching the Community
Church costs
Mission grants
Staff costs
Facilities
2,430
10,674
7,218
43,965
11,956
76.243
4,157
6,587
10,674
7,218
43,965
25,552
93,997
4,676
9,771
9,677
82,712
49,762
156,598
13,597
13,597
4,157
Asset purchases
Paying down liabilities
Total Payments
76.243
13,597
4,157
93.997
156,598
Net Recelpts
21,838
17,8971
4,158
18,099
121,8151
Transfers between funds
111,5001
11.500
Net movement in funds
10,338
3,603
4,158
18,099
121,8151
Total cash funds blf lat 1 April 20241
12.009
21.409
5,184
38.601
60,415
Tolal cash tunds clf lat 31 March 20251
22.347
25,012
9,342
56.701
38,601
The notes on pages 3 to 5 form an integral part of these accounls.
These accounts were approved by the Trustees and signed on their behalf by John Crozier (Treasurer)
Date.. 24th October 2025
Paoe 1

GRACE
CHURCH
CAVERSHAM
Statement of Assets and Liabilities
As at 31 March 2025
Notes
Unrestricted Designated
funds
funds
Restricted
funds
Total
FY25
Total
FY24
Cash funds
Bank and cash
Investment assets
Debtors
Total cash funds
9,646
25.012
8,592
43,250
34.239
12,970
22,616
750
9,342
13,720
56.970
4,374
38,613
25,012
Assets relained for the charily's own use
Land and buildings
Computers and other equipment
Total assets retained for the charity's own use
310,000
800,000
1,110,000
7,908
1,117,908
1,110,000
7,908
1,117,908
7,908
7,908
310.000
800,000
Totsl assets
30,524
335,012
809.342
1,174,878
1.156,521
Liabilities
12701
12701
1121
Total net assets
30,255
335,012
809,342
1,174,609
1,156,509
The notes on pages 3 to 5 fomi an integral part of these accounts.
These accounts were approved by the Trust&es and signed on their behalf by John Crozier (Treasurer)
Dale.. 24th October 2025
Page 2

GRACE
CHURCH
CAVIRSHAM
Notes to the Accounts
For the financial year ended 31 March 2025
1 Aceountlng Policies
al Basis ol Preparation
The accounts are prepared on a Receipts and Payments basis in accordance with the Charities Act 2011 and Charities SORP.
bl Donations, legacies and other income
Donations, legacies and other income is accounted for when received. Tax reclaims on donations are accounted for in the same period as the donatlons to which they rèlate.
cl Grants
Grace Church Caversham makes grants to other Drganisations whose charitable objects complement ils work. They are accounted for in the period in which they are paid.
dl Assets
The church buildings are valued al their insurance value. The church manse al Fraser Avenue, Caversham, is valued as at ils transfer value. Quoted investments are stated at market valu
2 Donations and tax relunds
Unrestricted Designated
funds
funds
68,298
12,970
81,268
Restricted
funds
6,233
750
8,983
Total
FY25
74,531
13,720
88,2
Total
FY24
97,115
17,800
114,91
Donations
Tax refunds
Total
3 Investment income
Unreslricled Designated
funds
funds
13
Restricted
funds
Total
FY25
13
Total
FY24
45
353
18,600
Bank interest
Income from other investments
Rental income
Total
16,800
,81
5,700
22,500
4 Mission grants paid in furtherance of the charl￿S objects
Unrestricted Designated
funds
funds
6,080
933
Restricted
funds
Total
FY25
6,080
933
Total
FY24
6,000
926
500
891
1,360
Operation Mobilisation
Churches Together in Caversham
NewtrontieTsICatalysVCommission
Naomi House
Aggregated Dther grants less than £1,000
Total
205
205
Page 3

5 Stsff costs and trustee expenses
Unrestricted Designated
funds
funds
40,581
Restricted
funds
Total
FY25
40,581
Total
FY24
74,121
1,826
6,765
,712
Salaries
Social security costs
Pension costs
Total
3,385
43,965
3,385
,96
The average number of employees during the year was 2 IFY24= 3 employees). No employee received emoluments in excess of £50,000 during the year IFY24.' none).
ND sums were reimbursed to the trustees lor their work as trustees IFY24'. none).
6 Restricted Funds
The Contributions fund is used to track contributions towards church activities participated in by the conlributees le.g. church trips and evenlsl.
The Reaching the Community fund is used to track donations specified for the support of work in the community in the UK and overseas.
The Building fund is used to track donations specified lor improvements to the church buildings.
The Care fund is used lo track dDnalions specified for the support ol those in need.
Fund
Contributions Reaching the
Fund Community
Fund
Building
Fund
Care
Fund
Total
Balance as at 1st ApTII 2024
Incoming resources
Resources expended
Balance as at 31 st March 2025
840
2,783
12,3961
1,22
1,095
1,472
19811
1,60
3,248
2,810
18001
5,184
8.315
14,1571
1,250
The balance of these funds is all held in Bank and cash.
The Church Buildings fund is used to account for the main chuch buildings.
Fund
Church
Buildinqs Fund
Balance as at 1 st April 2024
Incoming resources
Resources expended
Balance as al 31st March 2025
800,000
The balance ol this fund represents the value of the main church land and buildings.
Paoe 4

7 Designated Funds
The General Reserve fund represents the reserves lor the church lor large or unexpected future expenditure items and the ITUStees are satisfied that a balance
rèpresenting approximately three Tnonths expenditure is sufficient to be able to respond to unexpected changes in incoming resources and expenditure.
The Propety Fund represents income and expenditure related to the church manses.
Fund
General
Reserves
Property
Fund
Total
Balance as a11 st April 2024
Incorning resources
Resources expended
Balance as at 31st March 2025
25,000
306.409
17,200
113,5971
331.409
17,20Q
113,5971
Represented by-.
Bank and cash
Investment assets
Land and Buildings
25,000
12
25,012
310,000
310,000
Balance as al 31st March 2025
,000
310,
33
8 Related Charities
As the successor charity to the Charity ol Ann Burchett Icharity registration number 2337761, during FY16 the ongoing assets of the Charity ol Ann Burchett were transferred
lo the CIO as per resolutions ol the trustees. During FY16 the main church premises were held in trust by the FIEC as holding trustee. The church premises were transferred
into the ownership ol the CIO during FY17 and are reflected in the accounts as such.
Grace Church Caversham is in association with the Catalyst Network ol Churches. Newfrontiers International, and is a member of the Evangelical Alliance.
9 Guarantees and Debts
The trustees confirm. in accordance with the Charitable Incorporated Organisations IGènerall RegulatiC)ns 2012, that at 31 st March 2025. Grace Church Caversham
did not have any outstanding guarantees to third parties or any debts secured on assets of the CIO.
Pao0 5

Independent Examiner's Report to the Trustees of Grace Church Caversham
I report on the accounts of Grace Church Cavgrsham for the year ended 31 March 2025, which are set out on pages 1 to 5.
Respective responsibilities of trustees and examiner
The charity's Iruslees are responsible lor the preparation ol the accounts. The charity's trustees consider that an audit is not required
for this year (under section 144 of the Charities Act 20111 and that an independent examination is required.
It is my responsibility to=
examine the accounts lunder section 145 of the Charities Act 20111.,
to follow the procedures laid down in the General Directions given by the Charity Commissioners (under section 14515llbl ol the Charities Act 20111,. and
to slate whether particular matters have come lo my attention.
Basis of independent exarniner's report
My examination was carried out in accordance with the General Directions given by the Charity Commissioners. An examination includes a review ol the
accounting records kept by the charity and a comparison of the accounts presented with those records. 11 also includes consideration of any unusual items
or disclosures in the accounts, and seeking explanations from you as trustees concerning any such matters. The procedures undertaken do not provide all
the evidence that would be required in an audit, and Consequently no opinion is given as to whether the accounts prèsent a'true and fairf view. and the report
is limited to those matters set out in the statement below.
Independent examiner's statement
In connection with my examination, no matter has come to my attentlDn-.
111 which gives me reasonable cause to believe that in any material aspect the requirements
to keep accounting records in accordance with section 130 01 the Charities Act 2011- and
lo prepare accounts which accord with the accounting records and comply with the accounting requirements ol the Charities Act 2011
have not been met- or
121 to which, in my opinion, attention should be drawn in order lo enable a proper understanding of the accounts to be reached.
Signed=
Date=
24th November 2025
Name:
Address:
Roy Smyth
4 Chalsworth Close, Caversham Park Village. RG4 6RS
Pagp 6