2022-12-31-accounts

Trustees' Annual Report for the period

Period start date Period end date Day Month Year Day Month Year From 1st January 2022 To 31st December 2022

Section A Reference and administration details

Charity name Other names charity is known by Registered charity number (if any) 1157857 Charity's principal address Ipswich Street Stowmarket Suffolk Postcode IP14 1AD

Stowmarket United Reformed Church

Names of the charity trustees who manage the charity

1. 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18	Trustee name	Office (if any)	Dates acted if not **for whole year **	Name of person (or body) entitled to appoint trustee (ifany)
	The Revd Robert Sheard	Chair		Church Meeting
	Miss Anne Scarff	Secretary		Church Meeting
	Mrs MaryDurrant	Assistant Secretary		Church Meeting
	Mrs Janet Webb			Church Meeting
	Mrs Helen Freeman			Church Meeting
	Mr John Webb			Church Meeting
	Mrs Jane Gurney			Church Meeting
	Mrs Margaret Jackson			Church Meeting
	Mrs Joyce Gardiner			Church Meeting
	Mr Michael Martin			Church Meeting
	Mrs Lois Muller			Church Meeting
	Mr Keith Scarff			Church Meeting
	Mrs Linda Baxter			Church Meeting
	Mrs Monika Sudirgo		1stJuly2022	Church Meeting
	Mrs Pauline Gosling		1stJuly2022	Church Meeting
	Mrs Irene Martin		1stJuly2022	Church Meeting
	Mrs Michaela Farmer		1stJuly2022	Church Meeting
	Mrs Margaret Clarke		1stJuly2022	Church Meeting

Names of the trustees for the charity, if any, (for example, any custodian trustees)

	Name	Dates acted if not for whole year
	Eastern Synod URC

TAR

March 2012

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Names and addresses of advisers (Optional information) Type of adviser Name Address	Names and addresses of advisers (Optional information) Type of adviser Name Address	Names and addresses of advisers (Optional information) Type of adviser Name Address
Independent examiner	Matthew Aldous	Matthew Aldous, 5 Market Place, Stowmarket, Suffolk
		Ip14 1DT
Name of chief executive or names of senior staff members (Optional information)

Section B Structure, governance and management

Description of the charity’s trusts

Type of governing document Constitution

• (eg. trust deed, constitution)

How the charity is constituted Trust (eg. trust, association, company)

Trustee selection methods Elected by Church Members at Church Meeting. (eg. appointed by, elected by)

Additional governance issues (Optional information)

You may choose to include additional information, where relevant, about:

• policies and procedures adopted for the induction and training of trustees;

• the charity’s organisational structure and any wider network with which the charity works;

• relationship with any related parties;

• trustees’ consideration of major risks and the system and procedures to manage them.

Activities of the church are overseen by the Elders’ Meeting of the Church in accordance with the provisions of The Structure of the United Reformed Church determined by the General Assembly of the United Reformed Church and supplemented by the Stowmarket URC constitution.

The Elders’ Meeting is responsible for the financial administration of the Church, the care and maintenance of Church premises and the manse. The Elders report to the Church Meeting (all church members are entitled to attend) which has overall decision making and gives general guidance on the life and work of the Church.

Groups (Buildings, Finance, Spirituality and Social/Outreach with Fundraising) look at aspects of church matters and report to the Elders meeting.

The Finance Group review financial practice using guidance from Charity Commission. A Financial review was held in November 2022 based on cc8.

The Elders of the church are Church Members and Trustees. Elders normally serve a 3year period and then are able to be re-nominated. All Elders, and therefore Trustees, are nominated by Church Members and elected at a Church Meeting.

The Minister is a Trustee and is the Chair of both Elders and Church meetings.

The Church is a congregation of the United Reformed Church.

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March 2012

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All major insurable risks are subject to normal churches’ and employees’ insurance.

An annual review of the Safeguarding policy is carried out and our procedures are certificated by SAFEcic.

Section C Objectives and activities

Summary of the objects of the charity set out in its governing document Summary of the main activities undertaken for the public benefit in relation to these objects (include within this section the statutory declaration that trustees have had regard to the guidance issued by the Charity Commission on public benefit)

The object of the Charity is the advancement of the Christian faith for the benefit of the public in accordance with the Scheme of Union of the United Reformed Church.

The Trustees have regard to the guidance by the Charity Commission on Public Benefit. The Charity is a Public benefit Entity - we are set up to benefit the general public. Our activities include: Providing regular public worship for all. Promoting the Christian Faith. Teaching the faith to all ages. Providing training, nurture and activities for children and young people. Serving the community. Giving pastoral care and support to members and others in need, particularly those in sickness, distress or poverty. Providing premises and resources for community groups and activities. We are not aware of any detriment or harm resulting from the implementation of our purposes. We have one Trustee who is employed by the church as an Administrator. The role pre-dates her appointment as Trustee. Our Minister is paid expenses incurred in the fulfilment of his ministry. Otherwise, no Trustee benefitted from work at the church and there were no personal benefits paid to Trustees. .

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March 2012

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Additional details of objectives and activities (Optional information)

You may choose to include further statements, where relevant, about:

• policy on grantmaking;

• policy programme related investment;

• contribution made by volunteers.

The Fuel situation has started to affect all the activities of the church. This has meant that Hire fees have been increased.

We rely on volunteers for our activities. These run our Fundraising activities.

We do not offer grants.

We regularly review our finances to maximise them.

Section D Achievements and performance

We provided regular Public Worship for all. The worship is led by trained Summary of the main ministers, or lay people who adhere to the central messages of the Christian achievements of the charity faith. We continue to offer our services on Zoom. during the year We promoted the Christian faith. We taught the Faith to all ages through Services, Meetings, Bible study groups, and Children’s Activities. Children’s activities include: Family Church, “Messy Church” and “Open the Book”, the latter involves a group from the Church enacting Bible stories at some of the local Primary Schools.

We served the Community by providing opportunities for quiet reflection when we were able to do so. We provided a location for baptisms, weddings and funeral services, irrespective of whether the individuals have strong Christian beliefs, or not. We supported the Stowmarket Food Bank. We provided a venue for a Charity Christmas Day dinner. . We provide opportunities for the community to come together over refreshments. Our coffee mornings are warm spaces available to the community. We continued to give pastoral care and support to members and others in need, particularly those in sickness, distress, or poverty We provided premises and resources for community groups and activities. The Church allowed a Dance School, Choirs, U3A, and other organisations to use part(s) of the church premises. Organisations hired part of the premises for a variety of events and activities. A number of Concerts have been held on our premises. Fundraising events for Church funds are also held. Some Charity enterprises were offered facilities free of charge or at a reduced rate.

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March 2012

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Section E Financial review

We retain £10,000 in our accounts as reserves to meet unexpected Brief statement of the demands of a general nature. charity’s policy on reserves Designated funds are held for :Growth; Improvement; Projects; Building; Commitment for Life; Organ; and Pirmasens. In addition we have historic Restricted funds for Local Needs Benevolent; Coupland; Foord;

Details of any funds materially in deficit

NONE

Further financial review details (Optional information)

You may choose to include additional information, where relevant about:

• the charity’s principal sources of funds (including any fundraising);

The principal sources of income are through free will offerings, hire of premises and fundraising.

A proportion of our income (approx. 1/3[rd] ) is used exclusively for Ministry and Mission within the wider URC.

We use TSB and CAF banks.

• how expenditure has supported the key objectives of the charity; For 2022 Income was £89,379 and expenditure £106,599. A number of

• • investment policy and extra building works, the increase in oil prices and the need for professional help with Finances resulted in Reserves being used.

• objectives including any ethical investment policy adopted.

Section F Other optional information

During the year we changed our Treasurer. We now also employ a Bookkeeper to work alongside our Treasurer. We also engaged an Accountancy firm to Independently examine our Accounts.

The Finance Groups reviewed the financial arrangements of the church and made some adjustments to our procedures which were shared with the Elders.

Despite a loss in income we are a going concern.

Section G Declaration

The trustees declare that they have approved the trustees’ report above.

Signed on behalf of the charity’s trustees

Signature(s) Full name(s) Anne Maureen Scarff Position (eg Secretary, Chair, Secretary etc) Date 1 April 2023

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Stowmarket URC Charity, Registered Charity No 1157857

Stowmarket United Reformed Church

Ipswich Street

Stowmarket

Suffolk, IP14 1AD

End of Year Financial Statements

Year ending 31[st] December 2022

Accounts based on Accrual Accounting FRS102 SORP 2015

The accounts are prepared in accordance with Charity Law

January 2023

The United Reformed Church Stowmarket - 1157857

Statement of Financial Activities

For the period from 01 January 2022 to 31 December 2022

	Unrestricted	Restricted	Endowment	Total	Prior year
	funds	funds	funds	funds	total funds
Income and endowments from:
Donations and legacies	41,343	11	—	41,354	40,970
Other trading activities	18,794	—	—	18,794	10,055
Investments	4,605	—	—	4,605	4,181
Other income	23,906	—	—	23,906	28,379
Total income	88,650	11	—	88,661	83,586
Expenditure on:
Expenditure on charitable activities	47,199	401	—	47,601	37,986
Other expenditure	58,280	—	—	58,280	53,221
Total expenditure	105,479	401	—	105,881	91,207
Net income / (expenditure) resources before transfer	(16,829)	(390)	—	(17,219)	(7,620)
Transfers
Gross transfers between funds - in	5	—	—	5	10,000
Gross transfers between funds - out	(5)	—	—	(5)	(10,000)
Other recognised gains / losses
Net movement in funds	(16,829)	(390)	—	(17,219)	(7,620)
Reconciliation of funds
Total funds brought forward	181,018	12,063	—	193,081	200,702
Total funds carried forward	164,189	11,672	—	175,861	193,081

Statement of Cashflows has not been included, as they are not required due to thresholds.

There are no related party transactions

There may be minor discrepancies in the totals if the pence are not being shown

Page 1a

The United Reformed Church Stowmarket - 1157857

Statement of Financial Activities

For the period from 01 January 2021 to 31 December 2021

Unrestricted funds Restricted funds	Endowment funds 2021 2020
Income and endowments from: Donations and legacies 40,970 — Other trading activities 10,055 — Investments 4,181 — Other income 28,379 —	— 40,970 37,629 — 10,055 7,916 — 4,181 4,382 — 28,379 5,337
Total income 83,586 — Expenditure on: Raising funds — — Expenditure on charitable activities 37,572 413 Other expenditure 53,221 —	— 83,586 65,266 — — 45 — 37,986 50,737 — 53,221 50,188
Total expenditure 90,793 413	— 91,207 100,970
Net income / (expenditure) resources before transfer (7,207) (413)	— (7,620) (35,704)
Transfers Gross transfers between funds - in 10,000 — Gross transfers between funds - out (10,000) — Other recognised gains / losses	— 10,000 33,010 — (10,000) (33,010)
Net movement in funds (7,207) (413) Reconciliation of funds	— (7,620) (35,704)
Total funds brought forward 188,225 12,476	— 200,702 236,406
Total funds carried forward 181,018 12,063	— 193,081 200,702

Statement of Cashflows has not been included, as they are not required due to thresholds.

There are no related party transactions

There may be minor discrepancies in the totals if the pence are not being shown

Page 1b

The United Reformed Church Stowmarket - 1157857

Balance sheet (Summary) As at: 31 December 2022

	As at 31/12/2022 £	As at 31/12/2021 £
Fixed assets Tangible assets Current assets Debtors Cash at bank and in hand Liabilities Creditors: Amounts falling due in one year Net current assets less current liabilities Total assets less current liabilities Total net assets less liabilities Represented by Unrestricted Unrestricted - General fund Designated Designated - Improvement Fund Designated - Project Fund Designated - Haughley Fund Designated - Growth Fund Designated - Commitment for Life Fund Designated - Pirmasens Fund Designated - Organ Fund Designated - Pastorate Fund Restricted Restricted - Local Needs Benevolent Fund Restricted - Coupland Fund Restricted - Foord Fund Funds of the charity	21,859 21,859 3,180 150,955 154,135 133 154,002 175,861 175,861 22,212 2,291 123,867 — 8,500 — 494 4,377 2,446 2,010 231 9,430 175,861	29,964 29,964 3,751 159,504 163,256 138 163,117 193,081 193,081 30,891 4,946 129,163 — 8,500 — 494 4,377 2,644 1,999 231 9,831 193,081

Note: Trustees agreed that Restricted and Designated Funds are correct Accounts agreed

Signed on behalf of the Trustees ……………………………………………………………… Date ………………………… Revd: Robert Sheard Chairman

There may be minor discrepancies in the totals if the pence are not being shown

Page 2

The United Reformed Church Stowmarket - 1157857

Statement of Assets and Liabilities (by code) As at: 31 December 2022

Class and nominal code	General	Designated	Restricted	Endowment	Total	Last year
Fixed assets - Tangible assets
FA032014 : Balcony Rails	—	588	—	—	588	1,059
FA042014 : Staging	—	485	—	—	485	849
FA102020 : Kitchenette	—	10,496	—	—	10,496	11,995
FA2013 : New Church Chairs	—	1,217	—	—	1,217	3,043
FA2017 : HP Photocopier	242	—	—	—	242	824
FA2020 : Church Technology	—	4,620	—	—	4,620	6,930
FA2021 : New Church Microphone	—	4,209	—	—	4,209	5,261
and Camera
Total	242	21,617	—	—	21,859	29,964
Current assets - Cash at bank and in hand
C30 : CAF General Cash Account	(128,698)	117,813	11,884	—	1,000	1,000
C31 : CAF Gold Account	56,191	—	389	—	56,581	70,724
C34 : CAF Pastorate Account	—	2,446	—	—	2,446	2,644
C36 : TSB Petty Cash Account	6,440	100	(467)	—	6,072	135
C37 : TSB Business Instant Access	84,855	—	—	—	84,855	85,000
Savings
Total	18,789	120,360	11,805	—	150,955	159,504
Current assets - Debtors
Z05 : Accounts Receivable	3,180	—	—	—	3,180	3,751
Total	3,180	—	—	—	3,180	3,751
Liabilities - Agency accounts
6699 : Agency collections	—	—	133	—	133	85
Total	—	—	133	—	133	85
Liabilities - Creditors: Amounts falling due	in one year
Z04 : Accounts Payable	—	—	—	—	—	53
Total	—	—	—	—	—	53
Net total assets	22,212	141,977	11,672	—	175,861	193,081

Page 3

The United Reformed Church Stowmarket - 1157857

Analysis of income and expenditure Selected period: 01 January 2022 to 31 December 2022

						Total
	Unrestricted	Designated	Restricted	Endowment	This year		Last year
Income and endowments
Donations and legacies
B7 - Local Needs Benevolent Fund	—	—	11	—	11		—
D1 - Donations Received	2,694	—	—	—	2,694		1,560
D2 - Donations allocated to Specific	—	—	—	—	—		270
Funds
F3 - Freewill Offering	34,571	—	—	—	34,571		34,593
G6 - Gift Day	3,945	—	—	—	3,945		4,234
W3 - Commitment for Life	—	132	—	—	132		312
Donations and legacies Totals	41,210	132	11	—	41,354		40,970
Other trading activities
C1 - Coffee Mornings	2,337	—	—	—	2,337		1,207
P8 - Premises Letting	14,776	—	—	—	14,776		8,090
S1 - Special Fund Raising Events	547	—	—	—	547		624
S5 - SHCT (Cycle Ride)	150	—	—	—	150		132
W2 - Wide Horizons	983	—	—	—	983		—
Other trading activities Totals	18,794	—	—	—	18,794		10,055
Investments
I12 - Int on Manse account at Synod	3,790	—	—	—	3,790		3,737
I5 - Int on TSB Business Instant Access	355	—	—	—	355		88
I6 - Interest on CAF Gold a/c	249	—	—	—	249		12
I7 - Interest on CAF Cash a/c	0	—	—	—	0		—
Y1 - Yaxley Trust	208	—	—	—	208		342
Investments Totals	4,605	—	—	—	4,605		4,181
Other income
C20 - Church Projects Income	—	—	—	—	—		1,500
F4 - Funerals	300	—	—	—	300		240
H2 - HMRC Job Retention Scheme	—	—	—	—	—		3,507
I1 - Income Tax Gift Aid Refund	7,522	—	—	—	7,522		7,744
L2 - Loss of 2020/21 Income Insurance	7,478	—	—	—	7,478		7,700
Claim
M1 - Magazines	—	—	—	—	—		25
M8 - Miscellaneous Income	—	—	—	—	—		10
P28 - Pastorate Group Income	—	6,796	—	—	6,796		6,806
T1 - Transfers from Pastorate	1,809	—	—	—	1,809		845
Other income Totals	17,109	6,796	—	—	23,906		28,379
Income and endowments	81,720	6,929	11	—	88,661		83,586
Grand totals

There may be minor discrepancies in the totals if the pence are not being shown

Page 4

						Total
	Unrestricted	Designated	Restricted	Endowment	This year		Last year
Expenditure on charitable activities
A05 - Church Office	894	—	—	—	894		705
B07 - Local Needs Benevolent Fund	—	—	—	—	—		44
C020 - Church Projects Expenditure	—	433	—	—	433		—
D01 - Donations Made	30	—	—	—	30		152
D02 - Donations allocated to specific	—	—	—	—	—		20
funds
F06 - Foord exp	—	—	401	—	401		368
M010 - Manse Costs not shared from	3,992	—	—	—	3,992		5,469
1/10/12
M04 - Ministerial Costs/Expenses	1,374	—	—	—	1,374		1,365
M08 - Miscellaneous Exp	354	—	—	—	354		173
O03 - Organ & Piano Upkeep	362	—	—	—	362		260
O1 - Organist	2,080	—	—	—	2,080		735
P010 - Premises Water	499	—	—	—	499		929
P013 - Pulpit Supply	696	—	—	—	696		553
P027 - Heating Repairs	528	—	—	—	528		710
P03 - Premises Cleaning	537	—	—	—	537		474
P04 - Premises Electricity	2,173	—	—	—	2,173		1,638
P05 - Premises Fire Precautions	649	—	—	—	649		844
P06 - Premises Repair	6,428	—	—	—	6,428		4,435
P07 - Premises Heating	12,936	—	—	—	12,936		7,551
P09 - Premises Telephone/Broadband	1,614	—	—	—	1,614		1,012
S07 - Salaries	10,582	—	—	—	10,582		9,436
W03 - Commitment for Life	—	132	—	—	132		312
W04 - Worship Miscellaneous	850	—	—	—	850		623
Y02 - Youth and Children	50	—	—	—	50		169
Expenditure on charitable	46,633	566	401	—	47,601		37,986
activities Totals
Other expenditure
B01 - Bookkeeper	322	—	—	—	322		—
B08 - Bank Charges	82	—	—	—	82		98
D03 - Depreciation	581	7,522	—	—	8,104		7,052
E01 - Employee Income Tax Paid	594	—	—	—	594		490
I02 - Insurance	5,109	—	—	—	5,109		4,840
M07 - Ministry & Mission fund	32,856	—	—	—	32,856		30,852
P028 - Pastorate Group Expenditure	—	6,995	—	—	6,995		5,660
T01 - Transfers to Pastorate account	4,215	—	—	—	4,215		4,226
Other expenditure Totals	43,761	14,518	—	—	58,280		53,221
Expenditure Grand totals	90,394	15,084	401	—	105,881		91,207

There may be minor discrepancies in the totals if the pence are not being shown

Page 5

Paid employees

Staff Costs

Paid employees Staff Costs
Salaries and wages Social security costs Pension costs (defined contribution scheme) Other employee benefits Total staff costs	This year £	Last year £
	10583	9927
	0	0
	0	0
	0	0
	11051058383101 11005	9927

Band	Number of employees
£2000 to £6000	1
£6000 to £10,000	1

Average head count in the year The parts of the charity in which the employees work

	This year Number	Last year Number
Fundraising	-	-
Charitable Activities	0.62	0.62
Governance	-	-
Other	-	-
Total	0.62	0.62

The church used the services of one part-time cleaner to clean the premises, and a part-time Church Administrator to run the Church Office.

We do not run a defined contribution Pension Scheme

Trustee expenses.

There was no trustee’s remuneration in the year ended 31[st] December 2022

Fees for examination of the accounts

The independent examiner fees.

Independent examiner’s fee	2021	2022
	150	300+vat

Page 6

Tangible Fixed Assets

At the beginning of the year 1/1/2022 Additions Revaluations Disposals Transfers At end of the year 31/12/2022 Basis* Rate At beginning of the year 1/1/2022 Disposals Depreciation At end of the year 31/12/2022 Net book value at the beginning of the year Net book value at the end of the year 2022	Freehold land & buildings £	Fixtures, fittings and equipment £	Total £
	75495	55607	131102
	0.00	0.00	0.00
	0.00	0.00	0.00
	55792	13987	69779
	0.00	0.00	0.00
	19703	41620	61323
	SL	SL	SL
	10%	10% &20%	10% & 20%
	62440	38698	101138
	55792	13987	69779
	1970	6134	8104
	8618	30845	39463
	13055	16909	29964
	11085	10775	21860

Items 1, 2 and 3 listed below are assets held by the URC (Eastern Province) Trust as the Custodian Trustees of these assets and hence these items do not appear in the balance sheet of this church. Fixtures, fittings and equipment purchased since 1[st] January 2001 have been capitalized, subject to the following:

• (a) The item has a value >£1000 (previously> £500)

• (b) The item does not represent a maintenance, or replacement item.

• (c) If the item is a gift of equipment,or money to purchase equipment it must add significantly

to the existing overall value of the church premises, or have a significant immediate realisable value.

1. The Freehold and contents in the Church in Ipswich Street.

2. The Freehold of the Manse in Temple Road.

3. £117k invested by the Synod in COIF Bank. (The income alone is expendable, allowable by existing URC policy- may be subject to change).

The church does not have a policy for revaluation of assets .

Page 7

Debtors and prepayments

Please complete this note if the charity has any debtors or prepayments.

Analysis of debtors Trade debtors Prepayments and accrued income Other debtors Total	2022 £	2021 £
	0.00	0.00
	1258	1194
	1922	2558
	3180	3752

Creditors and accruals

Please complete this note if the charity has any creditors or accruals.

Analysis of creditors Bank loans and overdrafts Accruals and deferred income Taxation and social security Other creditors Total
	Amounts falling due within oneyear
	2022 £	2021 £
	0.00	0.00
	0.00	0.00
	0.00	0.00
	0.00	53
	0.00	53

There is no Security over assets:

Endowment and Restricted Funds

The church has no Endowment Funds

Grant-making policy

Grants made to institutions in a given year are agreed at a Church Meeting.

Page 8

PASTORATE ACCOUNT 2022 INCOME Bl￿d from 2021 £2,644.83 Income from Pastorate Interest Total £6,795.15 El.80. £9.441.78 EXPENDITURE Worshlp Council Tax Telephone Travel Anglia Water manse Brown bin 5tationery/ Admin 8ook5/Software Monthly bank charge5 Others £0. £2.029.92 £606.42 £561.60 £279.85 £54.50 £213.40 £195.49 £81.(N) £2.973.33 (refund to churcheslsynod gatherln81 Total empendlture £6,995.51 Balance sheet 2022 Blfwd from 2020 Income £2.644.83 £6,796.95 Expenditure -£6,995.51 Clfwd to 2023 £2,446.27 Anne Scarff ITreasurer)

BENEVOLENT COLLECTIONS FOR OTHER CHARITIES 2022.

The figures below are not included in the Main Accounts. They are classed as Agency Collections as the church collection is on behalf of charities.

DECEMBER 2021 EACH	£345 (paid in 2022)
JANUARY LOCAL NEEDS	£11
FEBRUARY STROKE	£85.70
MARCH ST. ELIZ	£118
APRIL YANA	£97
MAY CHRISTIAN A	£485.06
JUNE TWAM	£123.21
JULY FAMILIES	£147
AUGUST AIR AMBULANCE	£98.94
SEPTEMBER FOOD BANK	£236.85
OCTOBER PARKINSON	£77.51
NOVEMBER BIBLE SOCIETY	£24.37
CYCLE RIDE	£150
UKRAINE	£1040
C4L	£132.50
Total	£3322.14

Stowmarket URC Charity Independent Examiner’s Report Year ending 31[st] December 2022

Independent Examiner’s Report to the Trustees of Stowmarket URC Charity

I report to the trustees on my examination of the accounts of Stowmarket URC Charity for the year ended 31[st] December 2022

Responsibilities and basis of report

As the charity’s trustees you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011. ("the Act").

I report in respect of my examination of the Trust's Accounts carried out under section 145 of the 2011 Act and in carrying out my examination I have followed all the applicable directions given by the Chairty Commission under section 145(5)(b) of the Act.

Independent examiner's statement

I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:

1. Accounting records were not kept in respect of the Trust as required by section 130 of the ACT: or

2. The accounts do not accord with those records: or

3. The accounts do not comply with the applicable requirements concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a "true and fair view" which is not a matter considered as part of an independent examination.

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

Matthew Aldous

Matthew Aldous FMAAT 5 Market Place STOWMARKET Suffolk

6th April 2023