## **Trustees' Annual Report for the period** Period start date Period end date Day Month Year Day Month Year **From** 1st January 2021 **To** 31st December 2021 ## Section A Reference and administration details **Charity name Other names charity is known by Registered charity number (if any)** 1157857 Stowmarket United Reformed Church **Charity's principal address** Ipswich Street Stowmarket Suffolk **Postcode IP14 1AD** ## **Names of the charity trustees who manage the charity** |1.
2
3
4
5
6
7
8
9
10
11
12
13|**Trustee name**|**Office (if any)**|**Dates acted if not**
**for whole year **|**Name of person (or body) entitled**
**to appoint trustee (ifany)**| |---|---|---|---|---| ||The Revd Robert
Sheard|Chair||Church Meeting| ||Miss Anne Scarff|Secretary||Church Meeting| ||Mrs MaryDurrant|Assistant Secretary||Church Meeting| ||Mrs Janet Webb|||Church Meeting| ||Mrs Helen Freeman|||Church Meeting| ||Mr John Webb|||Church Meeting| ||Mrs Jane Gurney|||Church Meeting| ||Mrs Margaret Jackson|||Church Meeting| ||Mrs Joyce Gardiner|||Church Meeting| ||Mr Michael Martin|||Church Meeting| ||Mrs Lois Muller|||Church Meeting| ||Mr Keith Scarff|||Church Meeting| ||Mrs Linda Baxter|||Church Meeting| |||||| **Names of the trustees for the charity, if any, (for example, any custodian trustees)** ||**Name**|**Dates acted if not for whole year**| |---|---|---| ||Eastern Synod URC|| |||| ## **Names and addresses of advisers (Optional information)** |**Names and addresses of advisers (Optional information)**|**Names and addresses of advisers (Optional information)**|**Names and addresses of advisers (Optional information)**| |---|---|---| |**Type of adviser**
**Name**
**Address**||| |**Independent examiner**|Lorraine Baker|32 Chillton Avenue, Stowmarket IP14 1LB| |||| **Name of chief executive or names of senior staff members (Optional information)** **TAR** March **2012** 1 **Section B Structure, governance and management** ## **Description of the charity’s trusts** Type of governing document Constitution - (eg. trust deed, constitution) How the charity is constituted - Trust - (eg. trust, association, company) Trustee selection methods Elected by Church Members at Church Meeting. (eg. appointed by, elected by) ## **Additional governance issues (Optional information)** You **may choose** to include additional information, where relevant, about: - policies and procedures adopted for the induction and training of trustees; - the charity’s organisational structure and any wider network with which the charity works; - relationship with any related parties; - trustees’ consideration of major risks and the system and procedures to manage them. Activities of the church are overseen by the Elders’ Meeting of the Church in accordance with the provisions of The Structure of the United Reformed Church determined by the General Assembly of the United Reformed Church and supplemented by the Stowmarket URC constitution. The Elders’ Meeting is responsible for the financial administration of the Church, the care and maintenance of Church premises and the manse. The Elders report to the Church Meeting (all church members are entitled to attend) which has overall decision making and gives general guidance on the life and work of the Church. Groups (Buildings, Community and People, Discipleship, Finance, Publicity and Promotion) look at aspects of church matters and report to the Elders meeting. From July 2021 new groups were agreed to supersede the previous groups and oversee the life of the church, namely: Buildings, Finance, Spirituality and Social/Outreach with Fundraising. The Finance Group review financial practice using guidance from Charity Commission. A Financial review was held in November 2021 based on cc8. The Elders of the church are Church Members and Trustees. Elders normally serve a 3year period and then are able to be re-nominated. All Elders, and therefore Trustees, are nominated by Church Members and elected at a Church Meeting. The Minister is a Trustee and is the Chair of both Elders and Church meetings. The Church is a congregation of the United Reformed Church. All major insurable risks are subject to normal churches’ and employees’ insurance. An annual review of the Safeguarding policy is carried out and our procedures are certificated by SAFEcic. **TAR** March **2012** 2 ## **Section C Objectives and activities** |**Summary of the objects of the**
**charity set out in its**
**governing document**
**Summary of the main**
**activities undertaken for the**
**public benefit in relation to**
**these objects (include within**
**this section the statutory**
**declaration that trustees have**
**had regard to the guidance**
**issued by the Charity**
**Commission on public**
**benefit)**|The object of the Charity is the advancement of the Christian faith for the benefit
of the public in accordance with the Scheme of Union of the United Reformed
Church.| |---|---| ||The Trustees have regard to the guidance by the Charity Commission on
Public Benefit.
The Charity is a Public benefit Entity - we are set up to benefit the
general public.
Our activities include:
Providing regular public worship for all.
Promoting the Christian Faith.
Teaching the faith to all ages.
Providing training, nurture and activities for children and young people.
Serving the community.
Giving pastoral care and support to members and others in need,
particularly those in sickness, distress or poverty.
Providing premises and resources for community groups and activities.
We are not aware of any detriment or harm resulting from the
implementation of our purposes.
We have one Trustee who is employed by the church as an
Administrator. The role pre-dates her appointment as Trustee. At times
during the year she was furloughed and claims were made under the
Coronavirus job retention Scheme.
Our Minister is paid expenses incurred in the fulfilment of his ministry.
Otherwise, no Trustee benefitted from work at the church and there were
no personal benefits paid to Trustees.
.| ## **Additional details of objectives and activities (Optional information)** You **may choose** to include further statements, where relevant, about: - policy on grantmaking; - policy programme related investment; - • contribution made by volunteers. The Coronavirus pandemic impacted all the activities of the church. Our Covid -secure procedures closed the building, except for worship, for parts of the year for the general public. We rely on volunteers for our activities. These run our Fund Raising activities. We do not offer grants. We regularly review our finances to maximise them. **TAR** March **2012** 3 |Section D|Achievements and performance| |---|---| |**Summary of the main**
**achievements of the charity**
**during the year**|| ||We provided regular Public Worship for all. The worship is led by trained
ministers, or lay people who adhere to the central messages of the Christian
faith. While in lockdown services were on Zoomed to those able to receive the
service. We continue to offer a zoomed service now we are back in church.
We promoted the Christian faith. When we were able we taught the Faith to all
ages through Services, Meetings, Bible study groups, and Children’s Activities.
Children’s activities include: Family Church, “Messy Church” and “Open the
Book”, the latter involves a group from the Church enacting Bible stories at some
of the local Primary Schools. Unfortunately Open the Book has been severely
curtailed due to Covid.
We served the Community by providing opportunities for quiet reflection when
we were able to do so.. We provided a location for baptisms, weddings and
funeral services, irrespective of whether the individuals have strong Christian
beliefs, or not. We supported the Stowmarket Food Bank.
We provided a venue for a Charity Christmas day dinner which was taken to
those on their own.
Except during lockdown or Plan B arrangements we provide opportunities for the
community to come together over refreshments.
We continued to give pastoral care and support to members and others in need,
particularly those in sickness, distress, or poverty
When we were able to be open we provided premises and resources for
community groups and activities. The Church allowed local schools, a Dance
School, Choirs, U3A, and other organisations to use part(s) of the church
premises.
Organisations hired part of the premises for a variety of events and activities.
A number of Concerts have been held on our premises.
Most of our main fund raising events have had to be cancelled.
Some Charity enterprises were offered facilities free of charge or at a reduced
rate.| **Section E Financial review** We retain £10,000 in our accounts as reserves to meet unexpected **Brief statement of the** demands of a general nature. **charity’s policy on reserves** Designated funds are held for :Growth; Improvement; Projects; Building; Commitment for Life; Organ; and Pirmasens. In addition we have historic Restricted funds for Local Needs Benevolent; Coupland; Foord; **Details of any funds materially** NONE **in deficit Further financial review details (Optional information)** **TAR** March **2012** 4 You **may choose** to include additional information, where relevant about: - the charity’s principal sources of funds (including any fundraising); - how expenditure has supported the key objectives of the charity; The principal sources of income are through free will offerings, hire of premises and fundraising. During this financial year we have not always been able to hire out our building on so many occasions as pre-covid A proportion of our income (approx. 1/3[rd] ) is used exclusively for Ministry and Mission within the wider URC. We use CAF banking for deposits. - investment policy and For 2021 Income was £83,586 and expenditure £91,207. Covid continued to impact on our income resulting in Reserves being used. - objectives including any ethical investment policy adopted. ## **Section F Other optional information** During the year a new camera was installed to enhance the experience on Zoom and on the screens in church. Some plans for the year have been curtailed due to the ongoing presence of covid. A number of activities usually evident during the year have not been possible. During the year we reviewed our banking arrangements and made some changes to ensure we gained maximum benefit from our finances. The Finance Groups reviewed the financial arrangements of the church and made some adjustments to our procedures which were shared with the Elders. One improvement will be a monitoring of our finances against our budget on a more regular basis. Despite a loss in income we are a going concern. ## **Section G Declaration** **The trustees declare that they have approved the trustees’ report above.** ## **Signed on behalf of the charity’s trustees** **Signature(s) Full name(s)** Anne Maureen Scarff **Position (eg Secretary, Chair,** Secretary **etc) Date** 14/03/2022 **TAR** March **2012** 5 ## **Stowmarket URC Charity, Registered Charity No 1157857** ## **Stowmarket United Reformed Church** ## **Ipswich Street** ## **Stowmarket** **Suffolk, IP14 1AD** ## **End of Year Financial Statements** **Year ending 31[st] December 2021** **Accounts based on Accrual Accounting FRS102 SORP 2015** **The accounts are prepared in accordance with Charity Law by Ann Waller, Church Treasurer, January 2022** ## **The United Reformed Church Stowmarket - 1157857** ## **Statement of Financial Activities** ## **For the period from 01 January 2021 to 31 December 2021** ||**Unrestricted**|**Restricted**|**Endowment**||| |---|---|---|---|---|---| ||**funds**|**funds**|**funds**|**2021**|**2020**| |**_Income and endowments from:_**|||||| |Donations and legacies|40,970|—|—|40,970|37,629| |Other trading activities|10,055|—|—|10,055|7,916| |Investments|4,181|—|—|4,181|4,382| |Other income|28,379|—|—|28,379|5,337| |**Total income**|**83,586**|**—**|**—**|**83,586**|**65,266**| |**_Expenditure on:_**|||||| |Raising funds|—|—|—|—|45| |Expenditure on charitable activities|37,572|413|—|37,986|50,737| |Other expenditure|53,221|—|—|53,221|50,188| |**Total expenditure**|**90,793**|**413**|**—**|**91,207**|**100,970**| |**Net income / (expenditure) resources before transfer**|**(7,207)**|**(413)**|**—**|**(7,620)**|**(35,704)**| |**_Transfers_**|||||| |Gross transfers between funds - in|10,000|—|—|10,000|33,010| |Gross transfers between funds - out|(10,000)|—|—|(10,000)|(33,010)| |**_Other recognised gains / losses_**|||||| |**Net movement in funds**|**(7,207)**|**(413)**|**—**|**(7,620)**|**(35,704)**| |**_Reconciliation of funds_**|||||| |**Total funds brought forward**|**188,225**|**12,476**|**—**|**200,702**|**236,406**| |**Total funds carried forward**|**181,018**|**12,063**|**—**|**193,081**|**200,702**| ## **Statement of Cashflows has not been included, as they are not required due to thresholds.** ## **There are no related party transactions** _**There may be minor discrepancies in the totals if the pence are not being shown**_ Page 1 ## **The United Reformed Church Stowmarket - 1157857** ## **Statement of Financial Activities** ## **For the period from 01 January 2020 to 31 December 2020** **----- Start of picture text -----**
Unrestricted Restricted Endowment
Prior year
funds funds funds 2020 2019
Income and endowments from:
Donations and legacies 37,592 37 — 37,629 37,906
Other trading activities 7,916 — — 7,916 25,629
Investments 4,382 — — 4,382 4,476
Other income 15,337 — — 15,337 62,445
Total income 65,229 37 — 65,266 130,457
Expenditure on:
Raising funds 45 — — 45 595
Expenditure on charitable activities 50,444 293 — 50,737 99,664
Other expenditure 50,188 — — 50,188 43,680
Total expenditure 100,677 293 — 100,970 143,940
—
Net income / (expenditure) resources before transfer (35,448) (256) (35,704) (13,483)
Transfers
Gross transfers between funds - in 21,010 12,000 — 33,010 47,293
Gross transfers between funds - out (33,010) — — (33,010) (47,293)
Other recognised gains / losses
Net movement in funds (47,448) 11,743 — (35,704) (13,483)
Reconciliation of funds
Total funds brought forward 235,674 732 — 236,406 249,890
Total funds carried forward 188,225 12,476 — 200,702 236,406
**----- End of picture text -----**
## **Statement of Cashflows has not been included, are not necessary due to thresholds.** ## **There are no related party transactions** _**There may be minor discrepancies in the totals if the pence are not being shown**_ Page 1 The Unlted Refonned Church Stowmarkot - 1157857 Balance 8he•l (Summary) AS al: 31 Dec¢mber 2021 AS at3111212021 As •t 3111212020 FLK•d *s•8ts Tanoble 31,754 31,7S4 3.751 1S9.504 Cash at bonk and In hand 165.559 163,258 189,180 Credth.. Amounts lol4ng In t￿8 y•ur 232 N•tcurrwrt asmts l••B ¢urr•nt lo￿11￿1•# 163.117 188.947 Tot•1 ••H¢• l••$ ¢wr•nt I1•bIl￿ 193m1 200.702 Totsl n•t •JMts l•A• Il•bllltl•s 193m1 21x1.702 R•pr••mtsd by Unre•trl¢t•d. G•r*w•l ftmd 30,891 19,473 D••lgn*t•d at•d- Inyrovem•nt Fund DI￿L￿tatI0- prO￿¢t Fund oted- Houghley Fund De*￿•te0. Growth Fund ated- Comnytm•nt for Ul• Fund ated- Plrm•tyens Fund kYtatsrt- Qrgan Fund at*d- PMtor•t¢ Fund 7.807 148,273 1>,163 8,500 8.500 494 4,377 494 4,377 1,498 R•8trlct•d- Local Ne•th B•n•vol•nt Fund Reslrtct8d- CouplaThd Fund R•8lrictod- Foord Fund 231 9,831 231 102C Funds of th• 193m1 200,702 Noto.. Tnths 4wrnodt￿k Restrid8d end De8wn Funds arn ¢on¥rt Signodonljehalfoflho Tntstw ... ......................................... .. Date....14, J z <...a./. Revd.. Robert she&￿ Cheim*n Pap2 ## **The United Reformed Church Stowmarket - 1157857** ## **Statement of Assets and Liabilities (by code) As at: 31 December 2021** |**Class and nominal code**|**General**|**Designated**|**Restricted**|**Endowment**|**2021**|**2020**| |---|---|---|---|---|---|---| |**Fixed assets - Tangible assets**||||||| |Balcony Rails|—|1,059|—|—|1,059|1,530| |Staging|—|849|—|—|849|1,212| |Kitchenette|—|11,995|—|—|11,995|13,494| |New Church Chairs|—|3,043|—|—|3,043|4,869| |HP Photocopier|824|—|—|—|824|1,406| |Church Technology|—|6,930|—|—|6,930|9,241| |New Church Microphone and|—|5,261|—|—|5,261|—| |Camera||||||| |**Total**|824|29,139|—|—|29,964|31,754| |**Current assets - Cash at bank and in hand**||||||| |CAF General Cash Account|(129,770)|118,322|12,448|—|1,000|650| |CAF Gold Account|70,724|—|—|—|70,724|163,144| |CAF Pastorate Account|—|2,644|—|—|2,644|1,498| |TSB Petty Cash Account|414|20|(299)|—|135|266| |TSB Business Instant Access|85,000|—|—|—|85,000|—| |Savings||||||| |**Total**|26,368|120,987|12,148|—|159,504|165,559| |**Current assets - Debtors**||||||| |Z05 Accounts Receivable|3,751|—|—|—|3,751|3,620| |**Total**|3,751|—|—|—|3,751|3,620| |**Liabilities - Agency accounts**||||||| |6699 Agency collections|—|—|85|—|85|—| |**Total**||—|85|—|85|—| |—||||||| |**Liabilities - Creditors: Amounts falling due**|**in one year**|||||| |Z04 Accounts Payable|53|—|—|—|53|232| |**Total**|53|—|—|—|53|232| |||||||| |**Net total**|30,891|150,127|12,06|—|193,081|200,702| |**assets**|||3|||| _**There may be minor discrepancies in the totals if the pence are not being shown**_ Page 3 **The United Reformed Church Stowmarket - 1157857** ## **Analysis of income and expenditure Selected period: 01 January 2021 to 31 December 2021** |**Income**
**Income and endowments**
**_Donations and legacies_**
Local Needs Benevolent Fund
Donations Received
Donations allocated to Specific
Funds
Freewill Offering
Gift Day
Legacies Received
Commitment for Life
**_Donations and legacies Totals_**
**_Other trading activities_**
Coffee Mornings
Premises Letting
Special Fund Raising Events
SHCT (Cycle Ride)
**_Other trading activities Totals_**
**_Investments_**
Int on Manse account at Synod
Int on TSB Business Instant Access
Interest on CAF Gold a/c
Yaxley Trust
**_Investments Totals_**
**_Other income_**
Church Projects Income
Funerals
HMRC Job Retention Scheme
Income Tax Gift Aid Refund
Loss of 2020/21 Income Insurance
Claim
Magazines
Miscellaneous Income
Pastorate Group Income
Transfers from Pastorate
**_Other income Totals_**
**Income and endowments**
**Grand totals**|**Unrestricted**
**Designated**
**Restricted**
**Endowment**
**2021**
**2020**| |---|---| ||—
—
—
—
—
37
1,560
—
—
—
1,560
2,418
270
—
—
—
270
12
34,593
—
—
—
34,593
34,779
4,234
—
—
—
4,234
247
—
—
—
—
—
10
—
312
—
—
312
125| ||40,657
312
—
—
40,970
37,629
1,207
—
—
—
1,207
1,384
8,090
—
—
—
8,090
6,107
624
—
—
—
624
277
132
—
—
—
132
147| ||10,055
—
—
—
10,055
7,916
3,737
—
—
—
3,737
3,644
88
—
—
—
88
—
12
—
—
—
12
156
342
—
—
—
342
582| ||4,181
—
—
—
4,181
4,382
—
1,500
—
—
1,500
—
240
—
—
—
240
120
3,507
—
—
—
3,507
5,152
7,744
—
—
—
7,744
7,724
7,700
—
—
—
7,700
—
25
—
—
—
25
7
10
—
—
—
10
15
—
6,806
—
—
6,806
2,318
845
—
—
—
845
—| ||20,073
8,306
—
—
28,379
15,337| ||74,967
8,618
—
—
83,586
65,266| _**There may be minor discrepancies in the totals if the pence are not being shown**_ Page 4 **Expenditure** **Unrestricted** **Designated** **Restricted** **Endowment** **2021** **2020** |**_Raising funds_**
S03 - Special Fund Raising Events
**_Raising funds Totals_**
**_Expenditure on charitable activities_**
Church Office
Local Needs Benevolent Fund
Church Projects Expenditure
Church Publicity
Donations Made
Donations allocated to specific
funds
Foord exp
Manse Costs not shared from
1/10/12
Ministerial Costs/Expenses
Miscellaneous Exp
Organ & Piano Upkeep
Organist
Premises Water
Pulpit Supply
Heating Repairs
Premises Cleaning
Premises Electricity
Premises Fire Precautions
Premises Repair
Premises Heating
Premises Telephone/Broadband
Salaries
Commitment for Life
Worship Miscellaneous
Youth and Children
**_Expenditure on_**
**_charitable activities_**
**_Totals_**
**_Other expenditure_**
Bank Charges
Depreciation
Employee Income Tax Paid
Haughley Fund Transfers
Insurance
Ministry & Mission fund
Pastorate Group Expenditure
Transfers to Pastorate account
**_Other expenditure Totals_**
**Expenditure Grand totals**|—
—
—
—
—
45| |---|---| ||—
—
—
—
—
45
705
—
—
—
705
932
—
—
44
—
44
50
—
—
—
—
—
5,915
—
—
—
—
—
79
152
—
—
—
152
150
20
—
—
—
20
12
—
—
368
—
368
243
669
4,800
—
—
5,469
9,110
1,365
—
—
—
1,365
682
173
—
—
—
173
570
260
—
—
—
260
—
735
—
—
—
735
665
929
—
—
—
929
502
553
—
—
—
553
509
710
—
—
—
710
—
474
—
—
—
474
416
1,638
—
—
—
1,638
3,718
844
—
—
—
844
648
4,435
—
—
—
4,435
8,796
7,551
—
—
—
7,551
5,859
1,012
—
—
—
1,012
1,222
9,436
—
—
—
9,436
9,702
—
312
—
—
312
125
623
—
—
—
623
630
169
—
—
—
169
196| ||32,460
5,112
413
—
37,986
50,737
98
—
—
—
98
60
581
6,470
—
—
7,052
7,799
490
—
—
—
490
530
—
—
—
—
—
400
4,840
—
—
—
4,840
4,571
30,852
—
—
—
30,852
33,020
—
5,660
—
—
5,660
2,398
4,226
—
—
—
4,226
1,408| ||41,090
12,130
—
—
53,221
50,188| ||73,550
17,243
413
—
91,207
100,970| _**There may be minor discrepancies in the totals if the pence are not being shown**_ Page 5 ## **Paid employees** ## **Staff Costs** |**Salaries and wages**
**Social security costs**
**Pension costs (defined contribution scheme)**
**Other employee benefits**
**Total staff costs**|**This year**
**£**|**Last year**
**£**| |---|---|---| ||**9927**|**9703**| ||0|0| ||0|0| ||0|0| ||**9927**|**9703**| |**Band**|**Number of employees**| |---|---| |**£2000 to £6000**|1| |**£6000 to £10,000**|1| |**Average head count in the year**
**The parts of the charity in which the**
**employees work**||**This year**
**Number**|**Last year**
**Number**| |---|---|---|---| ||**Fundraising**|-|-| ||**Charitable Activities**|0.62|0.62| ||**Governance**|-|-| ||**Other**|-|-| ||**Total**|0.62|0.62| ## **HMRC Job Retention Grant Received to cover period 1[st] January to 31[st] July 2021 was £3507.96. This was passed on to the employees in line with HMRC instructions.** The church used the services of one part-time cleaner to clean the premises, and a part-time Church Administrator to run the Church Office. ## **We do not run a defined contribution Pension Scheme** ## **Trustee expenses.** ## **There was no trustee’s remuneration in the year ended 31[st] December 2021** ## **Fees for examination of the accounts** The independent examiner fees. |Independent examiner’s fee|**2021**|**2020**| |---|---|---| ||150|150| **Page 6** ## Tangible Fixed Assets |At the beginning of the
year 1/1/2021
Additions
Revaluations
Disposals
Transfers *
At end of the year
31/12/2021
****Basis**
**** Rate**
At beginning of the year
1/1/2021
Disposals
Depreciation
At end of the year
31/12/2021
Net book value at the
beginning of the year
Net book value at the
end of the year 2021|**Freehold land &**
**buildings**
**£**|**Fixtures, fittings**
**and equipment**
**£**|**Total**
**£**| |---|---|---|---| ||**75495**|**50345**|**125840**| ||0.00|5262|5262| ||0.00|0.00|0.00| ||0.00|0.00|0.00| ||0.00|0.00|0.00| ||**75495**|**55607**|**131102**| ||SL|SL|SL| ||10%|10% &20%|10% & 20%| equipment, it must add significantly to the existing overall value of the church premises, or have a significant immediate realisable value. 1. The Freehold and contents in the Church in Ipswich Street. 2. The Freehold of the Manse in Temple Road. 3. £117k invested by the Synod in COIF Bank. (The income alone is expendable, allowable by existing URC policy- may be subject to change). **The church does not have a policy for revaluation of assets** . **Page 7** ## **Debtors and prepayments** ## _**Please complete this note if the charity has any debtors or prepayments.**_ |
**Analysis of debtors**
**Trade debtors**
**Prepayments and accrued income**
**Other debtors**
**Total**|**2021**
**£**|**2020**
**£**| |---|---|---| ||0.00|0.00| ||1194|1141| ||2558|2480| ||3752|3621| ## **Creditors and accruals** ## _**Please complete this note if the charity has any creditors or accruals.**_ ## **Analysis of creditors** |**Bank loans and overdrafts**
**Accruals and deferred income**
**Taxation and social security**
**Other creditors**
**Total**|**Amounts falling due**
**within oneyear**|**Amounts falling due**
**within oneyear**| |---|---|---| ||**2021**
**£**|**2020**
**£**| ||0.00|0.00| ||0.00|0.00| ||0.00|0.00| ||53|232| ||53|232| There is no Security over assets: ## **Endowment and Restricted Funds** The church has no Endowment Funds ## **Grant-making policy** Grants made to institutions in a given year are agreed at a Church Meeting. **Page 8** ## Benevolent Collections for other Charities 2021 The figures below are not included in the Main Accounts. They are classed as Agency Collections as the church collection is on behalf of charities. Boys Brigade & Girls Assn 106.00 East Anglian Air Ambulance 143.37 EACH 313.10 SHCT 265.00 Homestart 168.00 Stowmarket Food Bank 112.00 YANA 33.00 Bible Society 104.28 Tools with a Mission 30.00 Total £1274.75 Note: These are funds received and paid to the charities above by the Stowmarket URC Charity during 2021. SToWmARK￿ UNrrED REFORMED CHURCH INDEPENDENT EXAMINERS REPORT I report to the trustees on my eXami￿tion of the accounts of the Stownwket United Refornied ￿UrCh (the Trust) for the year ended 31* December ￿21. ResponsibAlities and Basis of Report As the ch￿lty trustees of the Tntst you are resE￿Ible for the preparation of the accounts An accordance wlth the requirements of the Charities Art 2)11 ('the Act,). I report in respert of my examination of the Trust's accounts carried out under sKtion 145 of the 2011 Act and in carrying out my examination I have followed all the applicable Directions given by the Ciwity Conunwion wKler section 145(5)(b) of the Act. Independent Exanthierf8 Statement I have completed my exaMI￿tion. I confirni that no material Jnatters have come to my attention in contwtion with the exami￿tion giving me cause to believe that in any nwterial respect: l. accounting reconts were not kept in re5￿t of the Trust as required by section of the Act; or 2. the accounts do not accord with those records: or 3. the accounts do not comply with the applicable requirements co￿ernIng the forni and content of accounts set out in the (Tharities (Accounts and Re￿rts) Regulations 2(KB other than any requirement that the accounts give a'true and fair view which is not a n￿tter congidered as part of an independent examirwtio I have no concerns and have come across no other matters in connection with the exami[￿tion to which altention should ￿ drawn in this report in order to enable a proper understanding of the accounts to ￿ reached. Signed: Address: 32 Chilton Avenue StownLqrket Suffolk IP14 ILB Date: 301(￿12￿22