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2022-03-31-accounts

Trustees’ Annual Report for the period

From 1[st] April 2021 To 31[st] March 2022

Charity name: Tavistock Swimming Club (est.1990)

Charity registration number: 1157854

Objectives and Activities

SORP reference

1



Policy on grant making



Para 1.38
Grants are available for Swim England coaching
courses. The amount of grant paid depends on
the course; the financial state of the Club; and
the trustees being satisfied that paying the grant
will benefit the Club’s work (ie. the Club needs
coaches with the qualification in question and
the person receiving the grant will use their new
skills for the Club’s benefit.)
SORP reference
Summary of the purposes of
the charity as set out in its
governing document
Para 1.17 The promotion of community participation in
healthy recreation in particular by the
provision of facilities for the teaching,
development and practice of swimming for
all age groups within the town of Tavistock,
Devon and its locality.
Summary of the main
activities in relation to those
purposes for the public benefit,
in particular, the activities,
projects or services identified in
the accounts.
Para 1.17 and
1.19
Swimming coaching to all age groups from
approximately 7 up to senior citizens, provided
by Swim England qualified coaches.
Training and skills development for volunteers
– e.g. technical judging, team management,
timekeeping and coaching skills. This includes
grants towards Swim England recognised
coaching and other training courses.
Statement confirming whether
the trustees have had regard to
the guidance issued by the
Charity Commission on public
benefit
Para 1.18 Yes

Additional information (optional) You may choose to include further statements where relevant about:



Policy on social investment
including program related
investment


Para 1.38
The Club does not hold, or make use of, social
investments.

2



Contribution made by
volunteers



Para 1.38
Volunteers are involved in all aspects of the
charity: the only people who are paid are some
of the coaches.

The trustees, who are all volunteers, run
the Club.

Two of the regular coaches are
volunteers.

Volunteers also:
o
organise fundraising; o publicise the
Club and its activities; o run and assist at
swimming
competitions (“galas”) – e.g. helping on
poolside, acting as officials and judges
o
oversee the training of volunteers and
coaches; and o deal with child welfare
matters.

Other

Achievements and Performance

SORP reference



Summary of the main
achievements of the charity,
identifying the difference the
charity’s work has made to the
circumstances of its
beneficiaries and any wider
benefits to society as a whole.





Para 1.20

The pandemic continued to have an
impact during part of the year. Pools reopened
in early April 2021, with everyone except non-
disabled adults allowed to train subject to
Covid-19 precautions (eg. no mixing between
groups). Non-disabled adults were included as
from 17th May.

Apart from that, we were able to
provide swimming coaching over the whole
year. Towards the end of the year (Feb 2022),
pool hours allowed us to reintroduce
landtraining.

Galas returned midway through the year
and we were able to hold two entry level
competitions, allowing many members to swim
in a gala for the first time.

We had 26 new swimming joiners and
were also joined by a new volunteer assistant
coach.

3


We held several diving courses and
introduced a system of speed awards for
swimmers aged 12 and under, to give them
goals to aim for and to allow them to measure
their progress.

We invested in a radio-headset system,
which allows the coach to talk to swimmers
while they are swimming, allowing quicker and
more effective feedback.

Many of our members achieved
qualifications.
o
Two qualified as assistant coaches and
a third did the training during the year but
qualified after the year end. o Four
members obtained a basic lifesaving award
(the NRASTC) which included CPR
training.
o
Eight members qualified for the first
time as swimming officials or improved
existing qualifications.

Financial Review

Review of the charity’s
financial position at the end of
the period
Para 1.21
From April 2019, the Club accounts have
been done on an accruals basis.

The Club aims approximately to break
even over the year, excluding investment in
capital items or other payments of long-term
benefit.

The main expenses are coaching costs and
pool hire.

In 2021-22, it did not achieve its aim of
breaking even, but made a loss of £2,421.
This
is largely due to a reduced number of members.
Pre-pandemic, it had about 100 numbers; by
March 2022, that had dropped to around 80.

The club’s balance sheet shows reserves
of about £25.5k.
Statement explaining the policy
for holding reserves stating why
they are held
Para 1.22 The Club holds reserves:

to give it scope to invest in capital items
which will enhance its services or make other
payments of long-term benefit;

to allow it to smooth out fluctuations and
cope with downturns and unexpected events (eg.
the pandemic and the cost-ofliving crisis); and

4

because the reserves represent contributions
from previous members and therefore, save in
exceptional circumstances, should be spent for
the benefit of the Club as a whole, rather than
used to reduce fees paid by current members.
Amount of reserves held Para 1.22 £25.5k
Reasons for holding zero
reserves
Para 1.22 N/A
Details of fund materially in
deficit
Para 1.24 None
Explanation of any uncertainties
about the charity continuing as a
going concern

Para 1.23
None

Additional information (optional)

You may choose to include further statements where relevant about:

The
charity’s
principal
sources of funds (including
any fundraising)




Para 1.47
The Club’s principal source of funds are
membership and training fees. Gala hosting
also makes a valuable contribution. Grants and
donations are a smaller – but still very useful –
element; they are generally made for specific
items. Other income comes from joining fees
and general fund-raising activities at social
events and otherwise.
Investment policy and
objectives including any social
investment policy adopted




Para 1.46
The reserves are held as cash, in FSCS protected
accounts.

5



A description of the principal
risks facing the charity




Para 1.46
The principal risks facing the Club are:
Long-term or permanent closure of the local
swimming pool.

An inability to get sufficient pool time,
even if pools remain open (e.g. due to other
demands on the facilities).
A significant
increase in costs,
particularly pool hire costs, such that it can no
longer afford to provide coaching at an
affordable cost.

A significant drop in membership,
whether caused by increased costs or otherwise.

Loss of key coaches, with no-one to
replace them. This could be for many reasons –
ill health/ injury/ moving on/ interpersonal
conflict/ allegations of
misconduct which, even if unsubstantiated, take
a long time to resolve/ other.
Insufficient volunteers to carry on the work of
running the Club, especially with ever increasing
administrative and regulatory demands.

Structure, Governance and Management

Description of charity’s trusts:
Type of governing document
(trust deed, royal charter)
Para 1.25
Written constitution, based on the Charity
Commission’s model constitution for
Charitable Incorporated Organisations (2014)
and the Swim England model constitution for
swimming clubs.
How is the charity
constituted?(e.g
unincorporated
association,CIO)
Para 1.25 CIO
Trustee selection methods
including details of any
constitutional provisions e.g.
election to post or name of any
person or body entitled to
appoint one or more trustees
Para 1.25
Trustees are appointed by the members
at the AGM, with one third of the trustees
retiring each year but being eligible for
reelection.

Up to three trustees can be appointed
during the year by the other trustees; such
trustees serve until the conclusion of the
following AGM.

6

Reference and Administrative details

Charityname Tavistock SwimmingClub(est.1990)
Other name the charityuses Tavistock SwimmingClub,TSC
Registered charity number 1157854
Charity’s principal address Meadowlands Swimming Pool
The Wharf
Tavistock PL19 8SP

Names of the charity trustees who manage the charity

1
2
3
4
5
6
7
8
9
10
11
12

Trustee name Office (if any) Dates acted if not for whole
year
Name of person (or body) entitled to
appoint trustee(if any)
Caroline Furze Chairman
Paul Johnson Chairman Until 28/11/21
Claire Palmer Secretary
Katrina Shipp Treasurer (until Sept 2022)
Lisa France
Sarah Rice
Hazel Walker
Sam Lake
Dawn Gatcum Until 28/11/21
Liam
SebagMontefiore
Ian Higham From Sept 2021


Melanie
Oxborough
Treasurer (from Sept 2022) From May 2022

Corporate trustees – names of the directors at the date the report was approved: None

Name of trustees holding title to property belonging to the charity: None

Funds held as custodian trustees on behalf of others

Description of the assets None held in this capacity Name and objects of the charity on whose behalf the assets are held and how this falls within the custodian charity’s objects

7

Details of arrangements for safe custody and segregation of such assets from the charity’s own assets

Additional information (optional)

Names and addresses of advisers (Optional information)

Type of Name Address adviser Name of chief executive or names of senior staff members (Optional information)

Exemptions from disclosure

Reason for non-disclosure of key personnel details

N/A

Other optional information

Declarations

The trustees declare that they have approved the trustees’ report above.

Signed on behalf of the charity’s trustees

Signature(s) Full name(s) Caroline Furze Samantha Lake Position (eg Secretary, ViceChairman Vice-chairman Chairperson Chair, etc)

Date 28/12/2022

8

TAVISTOCK SWIMMING CLUB (EST.1990) Charity No.1157854 ACCOUNTS FOR YEAR ENDED 31 MARCH 2022

Profit & loss account

Membership Fees
Training Fees
Direct Income
Less :
Coaches Wages
Pool Hire
Fusion
MK
Direct Costs
Profit/ loss on coaching
Other Income
Joining Fees
Swim England
Income
Costs
Total
Galas
Income
Costs
Total
Dartmoor gala
Swimshop
Income
Costs
Total
Fundraising
Easy Fundraising
Donations
Club Champs
Total
Other Income
Investments - Bank Interest
Gift Aid
Other Income
Other Expenses (next page)
Total Profit/Loss
11,263
£
11,788
£
9,854
£
27,947
£
21,117
£
39,735
£
10,036
£
13,952

1,488
£
24,691

10,824
£
6,718

22,348
£
45,362

1,231

5,626

234
£
614
£
2,175
£
2,663
£
2,429
£
2,998

254

335

-
£
3,769
£
1
£
3,850

1

81

-
£
-
£
3,425
£
1,899

1,526
£
30
£
942
£
238
£
681

208

260
£
234
£
128
£
552
£
1,015
£
-
£
-
£
786
£
1,143
£
1,043
£
2
£
-
£
2,240
£
2,278
£
2,799
£
6,447
£
1,568

3,242

0
£
2,421

2021-22
2020-21
Balance sheet
Starting balance
Profit/ loss over year
Ending balance
Consisting of:
Current account
Deposit acccount
Stock
Prepayments/ accruals
31.03.21
27,903
£
5

27,898
£
21,850
£
4,652
£
833
£
563
£
27,898
£
31.03.22
27,898
£
2,421

25,477
£
18,726
£
4,653
£
680
£
1,418
£
25,477
£
Breakdown of "Other Expenses" in profit & loss account
2020-21
Alora app
Award
Bank charges
Clock
Equipment
70
£
Gifts
-
£
Medals for Club Champs
62
£
Postage
6
£
Printing & stationery
16
£
SE licence fees
40
£
Team Unify
1,208
£
Training
-
£
Transaction fees
Trophy Engraving
122
£
Zoom
43
£
Other Expenses total
1,568
£
--------------
2021-22
29
£
40
£
15
£
64
£
1,700
£
£ 41
-
£
-
£
50
£
70
£
971
£
166
£
82
£
-
£
14
£
3,242
£

Inde endent Examinerfs re ort to the Trustees of Tavistock Swimmin Club This report on the financial statement of the Trust for the year ended 31 March 2022 is in respect of an examination carried out in accordance with s.145 of the Charities Act 2011. Res ective res onsibilities of the trustees and the examiner The Trustees are responsible for the preparation of the financial statement. You consider that the audil requirement of s.144121 of the Charities Act does nol apply. It is my responsibility to issue this report on those accounts in accordance with the terms of the Regulations. Basis of this re ort My examinalion was carried oul in accordance with the General Directions given by the Charity Commission under s.145151{b} of the Act. That examination includes a review of the accounting records kept by Ihe Charity and a comparison of the accounts with those records. It also includes considering any unusual items or disclosures in the accounts and seeking explanations from you as Iruslees Con￿rning any such mallers. The Pro￿dureS undertaken do not provide all the eviden￿ that would be required in an audil, and consequently I do not express an audit opinion on the view given by the accounts. Inde endent examiner's statement In connection with my examination, no matter has come to my attention: i. which gives me reasonable cause to believe that in any material respect the requirements to keep accounting records in accordance with seclion 130 of the Act- and to prepare accounts which accord with the accounting records and comply with the requirements of the Act and the Regulalions have not been met- or ii. to which, in my opinion, attention should be drawn in order lo enable a proper understanding of the accounts to be reached. Signed Robert Leigh Palmer House Brenlor Road Mary Tavy TAVISTOCK PL19 9PY Dated 21 September 2022