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2024-03-31-accounts

AGE CONCERN (BANSTEAD)

FINANCIAL STATEMENTS for the YEAR ended 31 MARCH 2024

Davis, Burton, Williams & Co. Chartered Certified Accountant Unit B11 Sutton Business Centre Restmor Way Wallington Surrey SM6 7AH

AGE CONCERN (BANSTEAD)

INDEX TO FINANCIAL STATEMENTS

FOR THE YEAR ENDED 31 MARCH 2024

Page
Annual Report 1
Independent Examiner's Report 2
Statement of Trustees Responsibilities 3
Statement of Financial Activities 4-5
Balance Sheet 6
Notes to the Financial Statements 7-9

AGE CONCERN (BANSTEAD)

ANNUAL REPORT FOR THE YEAR ENDED 31 MARCH 2024

Age Concern (Banstead) is a Charitable Incorporated Organisation registered as a charity under the Charities Act 2011 with registered number 1157342. Its address is at Banstead Centre, The Horseshoe, Banstead, Surrey SM7 2BQ. The governing document is a Constitution.

The charity trustees during the year were: Mr N Pulsford (Chairman) Mr P Tickle (Treasurer) Mrs S Pulsford (Resigned 18/10/2023) Mr P Jobson (Resigned 18/10/2023) Mr C Batty Mr C Richold (Resigned 18/10/2023) Mrs R Turner Dr M Laffer Mrs A Edney (Resigned 18/10/2023) Mr S Duke Mrs S Cook (Appointed 18/10/2023) Mrs T Nye (Appointed 18/10/2023)

The current trustees include individuals with management and practical health care experience, as well as a retired police officer, retired company director, chartered accountant and individuals with a variety of relevant experience in the voluntary sector. In addition, during the year, Councillor R Ashford started to serve as the nominated observer of the Reigate & Banstead Council.

The charity's banker is Barclays Bank plc.

The object of the charity is to promote the welfare of the aged throughout the area formerly covered by Banstead UDC in any manner which is deemed by law to be charitable. The main activities and achievements during the year have been the dissemination of information, the provision of a visiting service to assess needs which are then channelled appropriately, a toe nail cutting service, the provision of transport by the hiring out of a minibus, the operation of a voluntary car scheme and the running of a number of clubs and support groups for the local elderly community.

The attached accounts show the financial activities for the year and the state of affairs at 31 March 2024. During the year under review there were net incoming resources of £5,319 resulting in a increase in total funds from £112,745 to £118,064. This compares with a shortfall the previous year of £6,065.

We are very pleased to report a surplus on our activities during the year and the main reasons for the turnaround from the previous year is a very welcome increase in grants, donations, fundraising and interest received, and an increase in net income from our charitable activities, particularly the minibus. These increases in revenues were partially offset by an increase in support costs, in particular staff salaries which were impacted by the recent inflationary economic conditions and the employment of an additional part-time member of staff.

A major project completed during the year was ‘Men In Sheds’, which involved building and equipping a wood-workshop type premises for the local elderly to use as a place to come together and create/repair items under supervision. The financial impact of the project is shown separately in the Income and Expenditure Statement on and we are very pleased to report that the project was funded entirely by grants and donations and was completed close to plan and on budget.

The Charity’s policy on reserves is to attempt to maintain sufficient funds to allow the funding of a deficit equivalent to twelve months operation. Surpluses in excess of this minimum defensive reserve are then available for special expenditure items as agreed by the Trustees.All accumulated funds in excess of what's required for the day to day running of the charity are presently held in a deposit fund at CCLA, investment managers who specialise in managing investments for charities.

Our thanks are due to all those who have donated so generously to our funds during the year, and to our staff and volunteers for their co-operation and assistance throughout this period.

Approved by the Trustees on 24th July 2024.

P Tickle

(Signed) P Tickle - Treasurer

1

INDEPENDENT EXAMINER'S REPORT TO THE TRUSTEES OF

AGE CONCERN (BANSTEAD)

I report on the accounts of the charity for the year ended 31 March 2024, which are set out on pages 4 to 9.

Respective responsibilities of the Trustees and Examiner

As described on page 3 the charity's trustees are responsible for the preparation of the accounts. The charity's trustees consider that an audit is not required for this year under section 144(2) of the Charities Act 2011 (the 2011 Act) and that an independent examination is needed.

It is my responsibility to:-

Basis of Independent Examiner's Report

My examination was carried out in accordance with the General Directions given by the Charity Commissioners. An examination includes a review of the accounting records kept by the charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts, and seeking explanations from you as trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit and consequently I do not express an audit opinion on the view given by the accounts.

Independent Examiner's Statement

In connection with my examination, no matter has come to my attention: (1) which gives me reasonable cause to believe that in any material respect the requirements

a, to keep accounting records in accordance with section 130 of the 2011 Act; and b, to prepare accounts which accord with the accounting records and comply with the accounting requirements of the 2011 Act have not been met: or

(2) to which, in my opinion, attention should be drawn in order to enable a proper understanding of the accounts to be reached.

P R Williams Signed

P R Williams F.C.C.A Chartered Certified Accountants Davis Burton Williams & Co. Unit B11 Sutton Business Centre, Restmor Way, Wallington, Surrey SM6 7AH

Date 24th July 2024

2

AGE CONCERN (BANSTEAD)

STATEMENT OF TRUSTEES' RESPONSIBILITIES

Charity law requires the trustees to prepare financial statements for each financial year which give a true and fair view of the charity's incoming resources and application of resources during the year and of its state of affairs at the end of the year. In preparing those financial statements, the trustees are required to:

(a) select suitable accounting policies and apply them consistently;

(c) state whether applicable accounting standards and statements of recommended practice have been followed, subject to any material departures disclosed and explained in the financial statements;

(d) prepare the financial statements on the going concern basis unless it is inappropriate to presume that the Society will continue in business.

The trustees are responsible for keeping proper accounting records which disclose with reasonable accuracy at any time the financial position of the charity and to enable them to ensure that the financial statements comply with the Charities Act 2011. They are also responsible for safeguarding the charity's assets and hence for taking reasonable steps for the prevention and detection of fraud and breaches of law and regulations.

3

AGE CONCERN (BANSTEAD)

STATEMENT OF FINANCIAL ACTIVITIES for the 31 MARCH 2024

INCOMING RESOURCES
Incoming Resources from Generated Funds-
Grants and Subsidies:-
Core Activities
Visiting Services
Lunch Clubs and Other Support Groups
Men In Sheds
Subscriptions
Donations and Fund Raising
Interest Received
Incoming Resources from Charitable
Activities -
Lunch Clubs and Other Support Groups
Car Scheme
Minibus
Footcare
Other
Total Incoming Resources
RESOURCES EXPENDED
Charitable Activities: -
Men In Sheds
Visiting Services
Community Garden
Information and Advice
Lunch Clubs and Other Support Groups
Footcare
Car Scheme
Minibus (including depreciation)
Governance Costs: -
Administration
Insurance
Independent Examiner's Fee
Unrestricted
Funds
£
14,130
6,000
3,293
44,961
2,670
32,965
6,403
5,781
8,867
15,715
240
609
141,634
45,015
31,734
579
12,431
16,202
473
12,411
13,683
132,528
1,419
1,468
900
3,787
Restricted
Funds
£
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
2024
Total Funds
£
14,130
6,000
3,293
44,961
2,670
32,965
6,403
5,781
8,867
15,715
240
609
141,634
45,015
31,734
579
12,431
16,202
473
12,411
13,683
132,528
1,419
1,468
900
3,787
2023
Total Funds
£
15,554
-
-
-
1,936
24,511
2,161
5,124
10,022
7,561
240
730
67,839
-
28,673
347
9,701
11,821
376
10,624
9,087
70,629
1,127
1,248
900
3,275

4

AGE CONCERN (BANSTEAD)

STATEMENT OF FINANCIAL ACTIVITIES for the 31 MARCH 2024 (continued)

RESOURCES EXPENDED (continued)
Total Expenditure
Net Incoming / (Outgoing) Resources
for the year
Total Funds brought forward
TOTAL FUNDS CARRIED FORWARD
Unrestricted
Funds
£
136,315
5,319
112,745
118,064
Restricted
Funds
£
-
-
-
-
2024
Total Funds
£
136,315
5,319
112,745
118,064
2023
Total Funds
£
73,904
(6,065)
118,810
112,745

Restricted Funds comprise any amounts received by Age Concern Banstead to be expended on specific purposes.

All activities for the current and previous year derive from continuing operations.

There are no recognised losses and gains other than the (deficits) for the current and previous year as shown above.

The notes on pages 7 to 9 form an integral part of these accounts.

5

AGE CONCERN (BANSTEAD)

BALANCE SHEET as at 31 MARCH 2024

----- Start of picture text -----
Note 2024 2023
£ £ £ £
FIXED ASSETS
Tangible Assets 3 3,825 5,100
CURRENT ASSETS
Debtors 4 5,067 4,373
Cash at Bank and in Hand 16,868 12,935
CCLA Deposit Fund 100,000 130,000
121,935 147,308
CURRENT LIABILITIES
Creditors 5 (7,696) (39,663)
NET CURRENT ASSETS 114,239 107,645
NET ASSETS 118,064 112,745
RESTRICTED FUNDS - -
UNRESTRICTED FUNDS
General Purposes Fund 118,064 112,745
TOTAL FUNDS 118,064 112,745
Approved by the Trustees and signed on their behalf by:
N Pulsford (Title: Chairman)
Signed
P Tickle (Title: Treasurer)
Signed
----- End of picture text -----

Date: 24th July 2024

The notes on pages 7 to 9 form an integral part of these accounts.

6

AGE CONCERN (BANSTEAD)

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2024

(a) Basis of Accounting

The financial statements have been prepared under the historical cost convention and in accordance with the Statement of Recommended Practice "Accounting and Reporting by Charities" (SORP 2005) issued in March 2005 and applicable UK Accounting Standards and the Charities Act 2011.

(b) Depreciation of Fixed Assets

Depreciation is provided on tangible fixed assets at rates calculated to write off the cost of each asset over its estimated useful life as follows:-

Minibus

25% on reducing balance

(c) Incoming Resources

All incoming resources are recognised once the charity has entitlement to the resources, it is certain that the resources will be received and the monetary value of incoming resources can be measured with sufficient reliability.

(d) Allocation of Overhead and Support Costs

Overhead and support costs have been allocated between charitable activities and governance costs in proportion to the estimated administrative burden applicable to each activity. The allocation of overhead and support costs is analysed in note 2.

(e) Governance Costs

Governance costs comprise all costs involved in the public accountability of the charity and its compliance with regulation and good practice.

2 Allocation of Support Costs and Overheads

The breakdown of support costs and how these were allocated between Charitable Activities and Governance is shown in the tables below.

2024 2023
Total Costs £ £
Administration expenses 5,954 4,469
Salaries 32,914 26,209
Rent 6,240 5,108
Office Equipment 1,560 1,320
Bank And Transaction Expenses 633 463
47,301 37,569
Allocated as follows: 2024
£
2023
£
Charitable activities-
Information and advice 25% 11,826 25% 9,392
Visiting service 30% 14,190 30% 11,271
Lunch clubs 15% 7,095 15% 5,635
Driving scheme 25% 11,825 25% 9,392
Minibus 1% 473 1% 376
Footcare 1% 473 1% 376
Governance 3% 1,419 3% 1,127
47,301 37,569

7

AGE CONCERN (BANSTEAD)

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2024 (continued)

3 Fixed Assets
COST
At 1.4.2023
Additions
Disposals
At 31.3.2024
DEPRECIATION
At 1.4.2023
Charge for year
Disposals
At 31.3.2024
NET BOOK VALUE
31.3.2024
31.3.2023
4 Debtors
Debtors and Prepayments
5 Creditors - falling due within one year
Accruals and Income In Advance
6 Funds
At 1 April 2023
Incoming resources
Outgoing resources
At 31st March 2024
Represented by:
Tangible Fixed Assets
Net Current Assets
Unrestricted
Funds
£
112,745
141,634
(136,315)
118,064
3,825
114,239
118,064
Minibus
£
39,655
-
-
39,655
34,555
1,275
-
35,830
3,825
5,100
Restricted
Funds
£
-
-
-
-
-
-
-
2024
£
5,067
2024
£
7,696
2024
Total Funds
£
112,745
141,634
(136,315)
118,064
3,825
114,239
118,064
Total
£
39,655
-
-
39,655
34,555
1,275
-
35,830
3,825
5,100
2023
£
4,373
2023
£
39,663
2023
Total Funds
£
118,810
67,839
(73,904)
112,745
5,100
107,645
112,745

Restricted Funds

These are amounts received by Age Concern Banstead to be expended on specific purposes.

8

AGE CONCERN (BANSTEAD)

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2024 (continued)

7 Employees' Remuneration

Total remuneration (excluding employers' NI contributions) for the year amounted to £55,213 (2023 £43,131)

The average number of paid staff for the year were:

Welfare Services : 2 part-time employees Administration : 4 part-time employee Minibus driver 1 part-time employee

8 Trustees Remuneration and Expenses

No remuneration was paid or payable out of the funds of the charity to any trustee or to any person or persons known to be connected with any of them in the past year.

Trustees are reimbursed for any expenses icured in the running of the charity, with approvals in line with the charity's financial control policies and procedures.

9 Public Benefit Entity

The Charity is a Public Benefit Entity.

9