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2024-12-31-accounts

Company registration number: 09016329 Charity registration number: 1157339

Bell House Dulwich

(A company limited by share capital) Annual Report and Financial Statements for the Year Ended 31 December 2024

Hodson & Co Wiston House 1 Wiston Avenue Worthing West Sussex BN14 7QL

Bell House Dulwich

Contents

Reference and Administrative Details 1
Strategic Report 2 to 3
Trustees' Report 4 to 6
Independent Auditors' Report 7 to 9
Statement of Financial Activities 10 to 11
Balance Sheet 12
Statement of Cash Flows 13
Notes to the Financial Statements 14 to 28

Bell House Dulwich

Reference and Administrative Details

Trustees P A Hanton D R H Evans A T Hanton F D Hanton Charity Registration Number 1157339 Company Registration Number 09016329 The charity is incorporated in England & Wales. Registered Office Bell House 27 College Road Dulwich London SE21 7BG Auditor Hodson & Co Wiston House 1 Wiston Avenue Worthing West Sussex BN14 7QL

Page 1

Bell House Dulwich

Strategic Report for the Year Ended 31 December 2024

The trustees, who are directors for the purposes of company law, present their strategic report for the year ended 31 December 2024, in compliance with s414C of the Companies Act 2006.

Financial review

Within the year, the charity received income of £1,890,967, which includes the forgiveness of a loan of £1,500,000, which was with a company owned by one of the Trustees. Expenditure in the year was £325,823, of which £307,748 related directly to charitable activities.

Policy on reserves

At 31 December 2024, the total funds held by Bell House Dulwich were £17,945,560 (2023 – £16,382,480). These were all unrestricted funds. Included within unrestricted funds are fixed assets of £17,893,122, which leaves free reserves of £52,438. The charity’s aim is to hold six months of running costs in free reserves, and based on current costs this would be £146,000. Current free reserves represent just over 2 months running costs.

The charity holds 2 investment properties which should provide a regular income stream and improve the level of free reserves in the future. In addition the trustees have set up an unrestricted designated fund to represent the carrying value of Bell House. Surpluses from Bell House are used to keep the property maintained and in good order.

The trustees have examined the charity's requirements for reserves in light of the main risks to the organisation.The trustees will continue to review the financial affairs of the charity with the aim to increase income, cut costs and to improve overall control of its operations.

Investment policy and objectives

The objects of the company authorise it to invest and deal with moneys not immediately required for its purposes in and upon such investments securities and property as may be thought fit.

Principal risks and uncertainties

Reserves

The trustees actively review the major risks that the charity faces on a regular basis and believe that maintaining reserves at current levels, combined with the annual review of the controls over key financial systems, will provide sufficient resources in the event of adverse conditions.

The trustees have also examined other operational and business risks faced by the charity and confirm that they have established systems to mitigate the significant risks.

The main risks identified by the charity are:

Lack of volunteers Long-term funding

The charity has responded to these risks by: Regular engagement with the local community Purchase of property for the rental market, in order for the charity to have a regular income source.

The strategic report was approved by the trustees of the charity on 25 September 2025 and signed on its behalf by:

Page 2

Bell House Dulwich

Strategic Report for the Year Ended 31 December 2024

......................................... A T Hanton Trustee

Page 3

Bell House Dulwich

Trustees' Report

The trustees, who are directors for the purposes of company law, present the annual report together with the financial statements and auditors' report of the charitable company for the year ended 31 December 2024.

Objectives and activities

Objects and aims

The charity's object and principal activities are to advance education in any part of the world.

The aim of the charity is for Bell House to offer support for dyslexia and other learning differences and to provide enrichment through learning beyond the school curriculum and beyond school age.

Objectives, strategies and activities

The charity has had another successful year holding over 300 courses and events in the year. In line with the aims and objectives of the charity, the courses that have been run during the year included - a mixture of courses designed to support dyslexic learners, creative courses and more recently pottery courses. The charity completed the work on the pottery studio in 2023 and this was the first full year that it was opened for courses with over 40 classes held.

In the long-term our aim is to continue to provide courses supporting our aim of the advancement of education worldwide, in particular offering support for dyslexia and other learning differences.

The charity relies on volunteers; without them, the charity would not be able to run. During the year a total of 200 volunteers helped the charity deliver its aims and objectives for the year.

The charity is able to offer short courses and learning events including support for dyslexia and other learning differences. A strategy and management group of volunteers has divided the work into three main sections - neurodiversity with an emphasis on dyslexia, mental and physical health, and creative activities.

Public benefit

The charity's main activity is educational offering courses and support for all age groups.

The trustees have referred to the guidance contained in the Charity Commission's general guidance on public benefit when reviewing the charity's aims and objectives and in planning future activities.

Going concern

The charity has reviewed its financial performance and general reserves position. The charity has adequate financial resources and is able to manage its business risks. The charity's planning process has taken into consideration the current economic climate and its potential impact on the various sources of income and planned expenditure. Accordingly, the accounts have been prepared on the basis that the charity is a going concern.

Trustees and officers

The trustees and officers serving during the year and since the year end were as follows:

Trustees:

P A Hanton D R H Evans A T Hanton F D Hanton

Page 4

Bell House Dulwich

Trustees' Report

Structure, governance and management

Nature of governing document

The charity is governed by a memorandum and articles of association and is limited by guarantee and has no share capital.

Recruitment and appointment of trustees

All directors of the company are also trustees of the charity, and there are no other trustees. The Board has the power to appoint additional trustees as it considers fit to do so.

The trustee selection and induction process is guided by the Charity Commission. Trustees' role descriptions, policies and procedures are produced as relevant to the roles.

None of the trustees has any beneficial interest in the charity.

Induction and training of trustees

Potential trustees are selected on the basis of their personal qualities and familiarity with the operations of the charity. New trustees are made familiar with the charity's vision, operation and goals by dialogue with existing personnel and provision of minutes and other literature pertaining to charity activity.

Organisational structure

The charity is organised so that the trustees meet regularly to manage its affairs. The charity is overseen by the trustees and a Strategy and Management committee, supported by volunteers. The charity operates in the UK from premises in Dulwich, London.

Key strategic and administrative decisions are made with the agreement of the trustees.

The day-to-day running of the charity is undertaken by volunteers under the general direction of the “Strategy and Management Group”.

Financial instruments

Objectives and policies

The trustees actively review the major risks that the charity faces on a regular basis and believe that maintaining reserves at current levels, combined with the annual review of the controls over key financial systems, will provide sufficient resources in the event of adverse conditions. The trustees have also examined other operational and business risks faced by the charity and confirm that they have established systems to mitigate the significant risks.

Statement of trustees' responsibilities

The trustees (who are also the directors of Bell House Dulwich for the purposes of company law) are responsible for preparing the trustees' report and the financial statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice), including FRS 102 "The Financial Reporting Standard applicable in the UK and Republic of Ireland".

Company law requires the trustees to prepare financial statements for each financial year. Under company law the trustees must not approve the financial statements unless they are satisfied that they give a true and fair view of the state of affairs of the charitable company and of the incoming resources and application of resources, including its income and expenditure, of the charitable company for that period. In preparing these financial statements, the trustees are required to:

Page 5

Bell House Dulwich

Trustees' Report

The trustees are responsible for keeping proper accounting records that can disclose with reasonable accuracy at any time the financial position of the charitable company and enable them to ensure that the financial statements comply with the Companies Act 2006. They are also responsible for safeguarding the assets of the charitable company and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

The trustees are responsible for the maintenance and integrity of the corporate and financial information included on the charitable company's website. Legislation governing the preparation and dissemination of financial statements may differ from legislation in other jurisdictions.

Disclosure of information to auditor

Each trustee has taken steps that they ought to have taken as a trustee in order to make themselves aware of any relevant audit information and to establish that the charity's auditor is aware of that information. The trustees confirm that there is no relevant information that they know of and of which they know the auditor is unaware.

The annual report was approved by the trustees of the charity on 25 September 2025 and signed on its behalf by:

......................................... A T Hanton Trustee

Page 6

Bell House Dulwich

Independent Auditor's Report to the Members of Bell House Dulwich

Opinion

We have audited the financial statements of Bell House Dulwich (the 'charity') for the year ended 31 December 2024, which comprise the Statement of Financial Activities, Balance Sheet, Statement of Cash Flows, and Notes to the Financial Statements, including a summary of significant accounting policies. The financial reporting framework that has been applied in their preparation is United Kingdom Accounting Standards, comprising Charities SORP - FRS 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland' and applicable law (United Kingdom Generally Accepted Accounting Practice).

In our opinion the financial statements:

Basis for opinion

We conducted our audit in accordance with International Standards on Auditing (UK) (ISAs (UK)) and applicable law. Our responsibilities under those standards are further described in the auditor responsibilities for the audit of the financial statements section of our report. We are independent of the charity in accordance with the ethical requirements that are relevant to our audit of the financial statements in the UK, including the FRC’s Ethical Standard, and we have fulfilled our other ethical responsibilities in accordance with these requirements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our opinion.

Conclusions relating to going concern

In auditing the financial statements, we have concluded that the trustees use of the going concern basis of accounting in the preparation of the financial statements is appropriate.

Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the charity's ability to continue as a going concern for a period of at least twelve months from when the original financial statements were authorised for issue.

Our responsibilities and the responsibilities of the trustees with respect to going concern are described in the relevant sections of this report.

Other information

The trustees are responsible for the other information. The other information comprises the information included in the annual report, other than the financial statements and our auditor’s report thereon. Our opinion on the financial statements does not cover the other information and, except to the extent otherwise explicitly stated in our report, we do not express any form of assurance conclusion thereon.

In connection with our audit of the financial statements, our responsibility is to read the other information and, in doing so, consider whether the other information is materially inconsistent with the financial statements or our knowledge obtained in the audit or otherwise appears to be materially misstated. If we identify such material inconsistencies or apparent material misstatements, we are required to determine whether there is a material misstatement in the financial statements or a material misstatement of the other information. If, based on the work we have performed, we conclude that there is a material misstatement of this other information, we are required to report that fact.

We have nothing to report in this regard.

Page 7

Bell House Dulwich

Independent Auditor's Report to the Members of Bell House Dulwich

Opinion on other matter prescribed by the Companies Act 2006

Matters on which we are required to report by exception

In the light of our knowledge and understanding of the charity and its environment obtained in the course of the audit, we have not identified material misstatements in the Strategic Report and the Trustees' Report.

We have nothing to report in respect of the following matters where the Companies Act 2006 requires us to report to you if, in our opinion:

Responsibilities of trustees

As explained more fully in the Statement of trustees' responsibilities (set out on page 5 and 6), the trustees are responsible for the preparation of the financial statements and for being satisfied that they give a true and fair view, and for such internal control as the trustees determine is necessary to enable the preparation of financial statements that are free from material misstatement, whether due to fraud or error.

In preparing the financial statements, the trustees are responsible for assessing the charity's ability to continue as a going concern, disclosing, as applicable, matters related to going concern and using the going concern basis of accounting unless the trustees either intend to liquidate the charity or to cease operations, or have no realistic alternative but to do so.

Auditor responsibilities for the audit of the financial statements

Our objectives are to obtain reasonable assurance about whether the financial statements as a whole are free from material misstatement, whether due to fraud or error, and to issue an auditor’s report that includes our opinion. Reasonable assurance is a high level of assurance, but is not a guarantee that an audit conducted in accordance with ISAs (UK) will always detect a material misstatement when it exists. Misstatements can arise from fraud or error and are considered material if, individually or in the aggregate, they could reasonably be expected to influence the economic decisions of users taken on the basis of these financial statements.

The extent to which our procedures are capable of detecting irregularities, including fraud is detailed below:

Irregularities, including fraud, are instances of non-compliance with laws and regulations. We design procedures in line with our responsibilities, outlined above, to detect material misstatements in respect of irregularities, including fraud. The extent to which our procedures are capable of detecting irregularities, including fraud is detailed below:

Page 8

Bell House Dulwich

Independent Auditor's Report to the Members of Bell House Dulwich

Owing to the inherent limitations of an audit, there is an unavoidable risk that we may not have detected some material misstatements in the financial statements, even though we have properly planned and performed our audit in accordance with auditing standards.

In addition, as with any audit, there remained a higher risk of non-detection of fraud, as these may involve collusion, forgery, intentional omissions, misrepresentations, or the override of internal controls. Our audit procedures are designed to detect material misstatement. We are not responsible for preventing non-compliance or fraud and cannot be expected to detect non-compliance with all laws and regulations. If a breach of operational regulations is not disclosed to us or evident from relevant correspondence, an audit will not detect that breach.

A further description of our responsibilities is available on the Financial Reporting Council’s website at: www.frc.org.uk/auditorsresponsibilities. This description forms part of our auditor’s report.

Use of our report

This report is made solely to the charitable company's trustees, as a body, in accordance with Chapter 3 of Part 16 of the Companies Act 2006. Our audit work has been undertaken so that we might state to the charity's trustees those matters we are required to state to them in an auditor’s report and for no other purpose. To the fullest extent permitted by law, we do not accept or assume responsibility to anyone other than the charitable company and its trustees as a body, for our audit work, for this report, or for the opinions we have formed.

...................................... Matthew Hodson FCA (Senior Statutory Auditor) For and on behalf of Hodson & Co, Statutory Auditor

Wiston House 1 Wiston Avenue Worthing West Sussex BN14 7QL

25 September 2025

Page 9

Bell House Dulwich

Statement of Financial Activities for the Year Ended 31 December 2024 (Including Income and Expenditure Account and Statement of Total Recognised Gains and Losses)

Note
Income and Endowments from:
Donations and legacies
3
Charitable activities
4
Other trading activities
5
Investment income
6
Total Income
Expenditure on:
Raising funds
Charitable activities
7
Total Expenditure
Gains/losses on investment assets
Net income
Transfers between funds
Net movement in funds
Reconciliation of funds
Total funds brought forward
Total funds carried forward
18
Note
Income and Endowments from:
Donations and legacies
3
Charitable activities
4
Other trading activities
5
Investment income
6
Total income
Expenditure on:
Raising funds
Charitable activities
7
Total expenditure
Gains/losses on investment assets
Net income
Transfers between funds
Net movement in funds
Unrestricted
£
1,534,166
166,071
39,447
151,283
1,890,967
(18,075)
(307,748)
(325,823)
(2,064)
1,563,080
(9,263,801)
(7,700,721)
16,362,480
8,661,759
Unrestricted
funds
£
6,067,037
93,469
34,976
55,625
6,251,107
(53,631)
(208,940)
(262,571)
206,852
6,195,388
(20,000)
6,175,388
Total
2024
£
1,534,166
166,071
39,447
151,283
1,890,967
(18,075)
(307,748)
(325,823)
(2,064)
1,563,080
(9,263,801)
(7,700,721)
16,362,480
8,661,759
Total
2023
£
6,067,037
93,469
34,976
55,625
6,251,107
(53,631)
(208,940)
(262,571)
206,852
6,195,388
(20,000)
6,175,388

The notes on pages 14 to 28 form an integral part of these financial statements. Page 10

Bell House Dulwich

Statement of Financial Activities for the Year Ended 31 December 2024 (Including Income and Expenditure Account and Statement of Total Recognised Gains and Losses)

Note
Reconciliation of funds
Total funds brought forward
Total funds carried forward
18
Unrestricted
funds
£
10,207,092
16,382,480
Total
2023
£
10,207,092
16,382,480

All of the charity's activities derive from continuing operations during the above two periods. The funds breakdown for 2023 is shown in note 18.

The notes on pages 14 to 28 form an integral part of these financial statements. Page 11

Bell House Dulwich

(Registration number: 09016329) Balance Sheet as at 31 December 2024

2024 2023
Note £ £
Fixed assets
Tangible assets 12 9,529,819 9,523,956
Investments 13 8,363,303 8,326,653
17,893,122 17,850,609
Current assets
Debtors 14 156 139
Cash at bank and in hand 15 63,428 46,225
63,584 46,364
Creditors: Amounts falling due within one year 16 (11,146) (14,493)
Net current assets 52,438 31,871
Total assets less current liabilities 17,945,560 17,882,480
Creditors: Amounts falling due after more than one year 17 - (1,500,000)
Net assets 17,945,560 16,382,480
Funds of the charity:
Unrestricted income funds
Unrestricted funds 18 8,661,759 16,362,480
Revaluation reserve 18 20,000 20,000
Designated funds 18 9,263,801 -
Total unrestricted funds 17,945,560 16,382,480
Total funds 18 17,945,560 16,382,480

The financial statements on pages 10 to 28 were approved by the trustees, and authorised for issue on 25 September 2025 and signed on their behalf by:

......................................... A T Hanton Trustee

The notes on pages 14 to 28 form an integral part of these financial statements. Page 12

Bell House Dulwich

Statement of Cash Flows for the Year Ended 31 December 2024

Note
Cash flows from operating activities
Net cash income
Adjustments to cash flows from non-cash items
Depreciation
Investment income
Revaluation of investments
Working capital adjustments
(Increase)/decrease in debtors
14
(Decrease)/increase in creditors
16
Net cash flows from operating activities
Cash flows from investing activities
Interest received
Acquisitions of tangible assets
Acquisitions of investments
Proceeds from sale of investments
Net cash flows from investing activities
Cash flows from financing activities
Proceeds from other borrowings during the period
Repayment of other borrowings
Net cash flows from financing activities
Net increase/(decrease) in cash and cash equivalents
Cash and cash equivalents at 1 January
Cash and cash equivalents at 31 December
2024
£
1,563,080
12,976
(151,283)
2,064
1,426,837
(17)
(3,347)
1,423,473
151,283
(18,839)
(38,714)
-
93,730
-
(1,500,000)
(1,500,000)
17,203
46,225
63,428
2023
£
6,155,388
12,530
(55,625)
-
6,112,293
144,587
7,682
6,264,562
55,625
(736,290)
(13,560,518)
6,432,813
(7,808,370)
1,500,000
-
1,500,000
(43,808)
90,033
46,225

All of the cash flows are derived from continuing operations during the above two periods.

The notes on pages 14 to 28 form an integral part of these financial statements. Page 13

Bell House Dulwich

Notes to the Financial Statements for the Year Ended 31 December 2024

1 Charity status

The charity is limited by guarantee, incorporated in England & Wales, and consequently does not have share capital. Each of the trustees is liable to contribute an amount not exceeding £1 towards the assets of the charity in the event of liquidation.

The address of its registered office is: Bell House 27 College Road Dulwich London SE21 7BG

These financial statements were authorised for issue by the trustees on 25 September 2025.

2 Accounting policies

Summary of significant accounting policies and key accounting estimates

The principal accounting policies applied in the preparation of these financial statements are set out below. These policies have been consistently applied to all the years presented, unless otherwise stated.

Statement of compliance

The financial statements have been prepared in accordance with Accounting and Reporting by Charities: Statement of Recommended Practice (applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102)) (issued in October 2019) - (Charities SORP (FRS 102)), the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) and the Companies Act 2006.

Basis of preparation

Bell House Dulwich meets the definition of a public benefit entity under FRS 102. Assets and liabilities are initially recognised at historical cost or transaction value unless otherwise stated in the relevant accounting policy notes.

Going concern

The trustees consider that there are no material uncertainties about the charity's ability to continue as a going concern nor any significant areas of uncertainty that affect the carrying value of assets held by the charity.

Page 14

Bell House Dulwich

Notes to the Financial Statements for the Year Ended 31 December 2024

Judgements

The preparation of the financial statements requires management to make judgements, estimates and assumptions that affect the amounts reported. These estimates and judgements are continually reviewed and are based on experience and other factors, including expectations of future events that are believed to be reasonable under the circumstances.

Buildings are depreciated over their remaining useful economic lives, taking into account residual value. Land apportionment is estimated. The remaining useful economic life of an asset and any residual value are assessed annually by the trustees. At 31 December 2024 no depreciation was charged as the trustees estimate that the property is in excess of its residual value.

Income and endowments

All income is recognised once the charity has entitlement to the income, it is probable that the income will be received and the amount of the income receivable can be measured reliably.

Donations and legacies

Donations are recognised when the charity has been notified in writing of both the amount and settlement date. In the event that a donation is subject to conditions that require a level of performance by the charity before the charity is entitled to the funds, the income is deferred and not recognised until either those conditions are fully met, or the fulfilment of those conditions is wholly within the control of the charity and it is probable that these conditions will be fulfilled in the reporting period.

Grants receivable

Grants are recognised when the charity has an entitlement to the funds and any conditions linked to the grants have been met. Where performance conditions are attached to the grant and are yet to be met, the income is recognised as a liability and included on the balance sheet as deferred income to be released.

Investment income

Dividends are recognised once the dividend has been declared and notification has been received of the dividend due.

Expenditure

All expenditure is recognised once there is a legal or constructive obligation to that expenditure, it is probable settlement is required and the amount can be measured reliably. All costs are allocated to the applicable expenditure heading that aggregate similar costs to that category. Where costs cannot be directly attributed to particular headings they have been allocated on a basis consistent with the use of resources, with central staff costs allocated on the basis of time spent, and depreciation charges allocated on the portion of the asset’s use. Other support costs are allocated based on the spread of staff costs.

Raising funds

These are costs incurred in attracting voluntary income, the management of investments and those incurred in trading activities that raise funds.

Charitable activities

Charitable expenditure comprises those costs incurred by the charity in the delivery of its activities and services for its beneficiaries. It includes both costs that can be allocated directly to such activities and those costs of an indirect nature necessary to support them.

Page 15

Bell House Dulwich

Notes to the Financial Statements for the Year Ended 31 December 2024

Support costs

Support costs include central functions and have been allocated to activity cost categories on a basis consistent with the use of resources.

Governance costs

These include the costs attributable to the charity’s compliance with constitutional and statutory requirements, including audit, strategic management and trustees meetings and reimbursed expenses.

Tangible fixed assets

Individual fixed assets costing £500.00 or more are initially recorded at cost, less any subsequent accumulated depreciation and subsequent accumulated impairment losses.

Depreciation and amortisation

Freehold land is not depreciated as it is considered to have an indefinite useful life.

Buildings are depreciated over a maximum period of 50 years. The remaining expected life of buildings is reviewed annually by the trustees and, where material, the accumulated and future depreciation is adjusted.

Building refurbishments are depreciated over the remaining expected life of the building

Asset class Depreciation method and rate
Fixture and fittings 15% reducing balance
Office equipment 20% straight line
Plant and machinery over 4 - 25 years

Impairment of fixed assets

A review for indicators of impairment is carried out at each reporting date, with the recoverable amount being estimated where such indicators exist. Where the carrying value exceeds the recoverable amount, the asset is impaired accordingly. Prior impairments are also reviewed for possible reversal at each reporting date.

For the purposes of impairment testing, when it is not possible to estimate the recoverable amount of an individual asset, an estimate is made of the recoverable amount of the cash-generating unit to which the asset belongs.

Investment properties

Investment property and land is carried at fair value, derived from the current market prices for comparable real estate. The valuers use observable market prices, adjusted if necessary for any difference in the nature, location or condition of the specific asset. Changes in fair value are recognised in profit or loss.

Fixed asset investments

Fixed asset investments, other than programme related investments, are included at market value at the balance sheet date. Realised gains and losses on investments are calculated as the difference between sales proceeds and their market value at the start of the year, or their subsequent cost, and are charged or credited to the Statement of Financial Activities in the period of disposal.

Unrealised gains and losses represent the movement in market values during the year and are credited or charged to the Statement of Financial Activities based on the market value at the year end.

Page 16

Bell House Dulwich

Notes to the Financial Statements for the Year Ended 31 December 2024

Trade debtors

Trade debtors are amounts due from customers for rents owed and cash balances held with the company's stockbroker.

Trade debtors are recognised initially at the transaction price. They are subsequently measured at amortised cost using the effective interest method, less provision for impairment. A provision for the impairment of trade debtors is established when there is objective evidence that the charity will not be able to collect all amounts due according to the original terms of the receivables.

Cash and cash equivalents

Cash and cash equivalents comprise cash on hand and call deposits, and other short-term highly liquid investments that are readily convertible to a known amount of cash and are subject to an insignificant risk of change in value.

Foreign exchange

Foreign currency transactions are initially recorded in the functional currency, by applying the spot exchange rate as at the date of the transaction. Monetary assets and liabilities denominated in foreign currencies are translated at the exchange rate ruling at the reporting date, with any gains or losses being taken to the statement of financial activities.

Fund structure

Unrestricted income funds are general funds that are available for use at the trustees discretion in furtherance of the objectives of the charity.

Designated funds are unrestricted funds earmarked by the trustees for particular future project or commitment.

Restricted funds are subjected to restrictions on their expenditure declared by the donor or through the terms of an appeal, and fall into one of two sub-classes: restricted income funds or endowment funds.

Financial instruments

Classification

The company only has financial assets and financial liabilities of a kind that qualify as basic financial instruments. Basic financial instruments are initially recognised at transaction value and subsequently measured at their settlement value with the exception of bank loans which are subsequently measured at amortised cost using the effective interest method.

Page 17

Bell House Dulwich

Notes to the Financial Statements for the Year Ended 31 December 2024

3 Income from donations and legacies

Donations and legacies;
Donations
Grants, including capital grants;
Grants from other charities
Total for 2024
Total for 2023
4
Income from charitable activities
Educational Activities
Total for 2024
Total for 2023
5
Income from other trading activities
Other income from other trading activities
Total for 2024
Total for 2023
Unrestricted
funds
General
£
1,511,099
23,067
1,534,166
6,067,037
Unrestricted
funds
General
£
166,071
166,071
93,469
Unrestricted
funds
General
£
39,447
39,447
34,976
Total
funds
£
1,511,099
23,067
1,534,166
6,067,037
Total
funds
£
166,071
166,071
93,469
Total
funds
£
39,447
39,447
34,976

Page 18

Bell House Dulwich

Notes to the Financial Statements for the Year Ended 31 December 2024

6 Investment income

Interest receivable and similar income;
Interest receivable on bank deposits
Other investment income
Income from rents
Total for 2024
Total for 2023
Unrestricted
funds
General
£
3
1,280
150,000
151,283
55,625
Total
funds
£
3
1,280
150,000
151,283
55,625

7 Expenditure on charitable activities

Note
Educational Activities
Allocated support costs
8
Governance costs
8
Unrestricted
funds
General
£
288,467
7,666
11,615
307,748
Total
2024
£
288,467
7,666
11,615
307,748
Total
2023
£
193,679
6,962
8,299
208,940

Page 19

Bell House Dulwich

Notes to the Financial Statements for the Year Ended 31 December 2024

Educational activities
Total for 2023
Activity
undertaken
directly
£
288,467
193,679
Activity
support costs
£
7,666
6,962
Total
expenditure
£
296,133
200,641

£296,133 (2023 - £200,641) of the above expenditure was attributable to unrestricted funds and £Nil (2023 - £Nil) to restricted funds.

8 Analysis of governance and support costs

Support costs allocated to charitable activities

Basis of
allocation
Educational Activities
direct
Governance costs
Audit fees
Audit of the financial statements
Other fees paid to auditors
Other governance costs
Administration
costs
£
7,666
Unrestricted
funds
General
£
5,333
6,282
-
11,615
Total
2024
£
7,666
Total
2024
£
5,333
6,282
-
11,615
Total
2023
£
6,962
Total
2023
£
6,500
1,800
(1)
8,299

Page 20

Bell House Dulwich

Notes to the Financial Statements for the Year Ended 31 December 2024

9 Net incoming/outgoing resources

Net (outgoing)/incoming resources for the year include:

Audit fees
Depreciation of fixed assets
Foreign currency gains
Net gains/loss on investments
2024
£
5,333
12,976
219
(2,063)
2023
£
6,500
12,529
3,953
186,852

10 Trustees remuneration and expenses

No trustees, nor any persons connected with them, have received any remuneration from the charity during the year.

No trustees have received any reimbursed expenses or any other benefits from the charity during the year.

11 Taxation

The charity is a registered charity and is therefore exempt from taxation.

Page 21

Bell House Dulwich

Notes to the Financial Statements for the Year Ended 31 December 2024

12 Tangible fixed assets

Cost
At 1 January 2024
Additions
At 31 December 2024
Depreciation
At 1 January 2024
Charge for the year
At 31 December 2024
Net book value
At 31 December 2024
At 31 December 2023
13 Fixed asset investments
Investment land and property
Other investments
Land and
buildings
£
9,683,715
16,264
Furniture and
equipment
£
308,936
2,575
311,511
32,517
12,976
45,493
266,018
276,419
2024
£
8,326,653
36,650
8,363,303
Furniture and
equipment
£
308,936
2,575
311,511
32,517
12,976
45,493
266,018
276,419
2024
£
8,326,653
36,650
8,363,303
Total
£
9,992,651
18,839
10,011,490
468,695
12,976
481,671
9,529,819
9,523,956
2023
£
8,326,653
-
9,699,979 311,511
436,178
-
32,517
12,976
436,178 45,493
9,263,801 266,018
9,247,537 276,419
2024
£
8,326,653
36,650
8,363,303
8,326,653

Page 22

Bell House Dulwich

Notes to the Financial Statements for the Year Ended 31 December 2024

Cost or Valuation
At 1 January 2024
Provision
At 31 December 2024
Net book value
At 31 December 2024
At 31 December 2023
Investment
land and
property
£
8,326,653
-
8,326,653
8,326,653

Investment land is held at fair value. The trustees valued the land held at 31 December 2024 by reference to the size and market value of the individual plots sold during the year and held at the year end. The historical cost of the land is £55,000, purchased in 2016.

Investment property is held at fair value. The trustees have valued the properties at 31 December 2024 by reference to market rental yields and comparing local sales of similar properties in the area. The historical cost of the investment properties is £8,251,652.

There has been no valuation of investment land by an independent valuer.

Page 23

Bell House Dulwich

Notes to the Financial Statements for the Year Ended 31 December 2024

Other investments

Other investments
Cost or Valuation
Additions
Revaluation
At 31 December 2024
Net book value
At 31 December 2024
14 Debtors
Prepayments
15 Cash and cash equivalents
Cash at bank
16 Creditors: amounts falling due within one year
Other creditors
Accruals
17 Creditors: amounts falling due after one year
Other loans
Listed
investments
£
38,714
(2,064)
36,650
36,650
2024
£
156
2024
£
63,428
2024
£
1,108
10,038
11,146
2024
£
-
Total
£
38,714
(2,064)
36,650
36,650
2023
£
139
36,650
36,650
2024
£
156
2024
£
63,428
2024
£
1,108
10,038
11,146
2024
£
-
2023
£
46,225
2023
£
2,965
11,528
14,493
2023
£
1,500,000

Page 24

Bell House Dulwich

Notes to the Financial Statements for the Year Ended 31 December 2024

18 Funds

Unrestricted funds
General
Unrestricted Funds
Other
Total unrestricted funds
Other funds
Revaluation reserve
Total funds
Unrestricted funds
General
Unrestricted Funds
Balance at 1
January 2024
£
16,362,480
-
16,362,480
20,000
16,382,480
Balance at 1
January 2023
£
10,207,092
Incoming
resources
£
1,890,967
-
1,890,967
-
1,890,967
Incoming
resources
£
6,251,107
Resources
expended
£
(325,823)
-
(325,823)
-
(325,823)
Resources
expended
£
(262,571)
Transfers
£
(9,263,801)
-
(9,263,801)
-
(9,263,801)
Transfers
£
(20,000)
Other
recognised
gains/(losses)
£
(2,064)
-
(2,064)
-
(2,064)
Other
recognised
gains/(losses)
£
186,852
Balance at 31
December
2024
£
8,661,759
-
8,661,759
20,000
8,681,759
Balance at 31
December
2023
£
16,362,480

Page 25

Bell House Dulwich

Notes to the Financial Statements for the Year Ended 31 December 2024

Other funds
Revaluation reserve
Total funds
Other reserves
Designated unrestricted
Balance at 1
January 2023
£
-
10,207,092
Incoming
resources
£
-
6,251,107
Resources
expended
£
-
(262,571)
Transfers
£
20,000
-
Other
recognised
gains/(losses)
£
-
186,852
Balance at 31
December
2023
£
20,000
16,382,480
Balance at 31
December
2024
£
9,263,801

Included within designated funds is the carrying value of Bell House (functional property) of £9,263,801. Bell House is used for running charitable courses and any surpluses generated are used to maintain and upkeep the property.

Page 26

Bell House Dulwich

Notes to the Financial Statements for the Year Ended 31 December 2024

19 Analysis of net assets between funds

19 Analysis of net assets between funds
Tangible fixed assets
Fixed asset investments
Current assets
Current liabilities
Total net assets
Tangible fixed assets
Fixed asset investments
Current assets
Current liabilities
Creditors over 1 year
Total net assets
Unrestricted
General
£
9,529,819
8,363,303
63,584
(11,146)
17,945,560
Unrestricted
General
£
9,523,956
8,326,653
46,364
(14,493)
(1,500,000)
16,382,480
Total funds
2024
£
9,529,819
8,363,303
63,584
(11,146)
17,945,560
Total funds
2023
£
9,523,956
8,326,653
46,364
(14,493)
(1,500,000)
16,382,480

20 Analysis of net funds

Cash at bank and in hand
Net debt
Cash at bank and in hand
Net debt
At 1 January
2024
£
46,225
46,225
At 1 January
2023
£
90,033
90,033
Financing cash
flows
£
17,203
17,203
Financing cash
flows
£
(43,808)
(43,808)
At 31
December
2024
£
63,428
63,428
At 31
December
2023
£
46,225
46,225

Page 27

Bell House Dulwich

Notes to the Financial Statements for the Year Ended 31 December 2024

21 Related party transactions

During the year the charity made the following related party transactions:

Woodland Investment Management Limited

(A Hanton, who is a trustee of the charity is also a director and majority shareholder of Woodland Investment Management Limited.)

In the year to 31 December 2023 the company made a loan to the charity of £1,500,000. On the 4th December 2024 the company agreed to forgive the loan and this amount is shown as a donation in the financial statements. At the balance sheet date the amount due to/from to Woodland Investment Management Limited was £Nil (2023 - £1,500,000).

A total of £3,075 was received in donations from the Trustees and companies owned and managed by the Trustees. At the balance sheet date the amount due to/from was £Nil (2023 - £Nil).

Page 28