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2025-03-31-accounts

Accounts

Fountain of Mercy

Reports and Accounts

For the Year Ended

31 March 2025

Charity number 1157224

Fountain of Mercy Reports and accounts Contents

Page
Reference and Administrative Details 1
Trustees' Report & Statement of responsibilities 2 to 4
Independent Examiner Report 5
Statement of Financial Activities 6
Balance Sheet 7
Notes to the Annual Accounts 8 to 10

Fountain of Mercy Reference and Administrative Details

Trustees
Mr Mohammed Kaydul Islam Trustee
Mr Abdullah Memi Trustee
Mr Mohammed Aminur Rahman Trustee
Principal Office Unit 1, Britannia Estate
Leagrave Road
Luton
LU3 1RJ
Charity Registration Number 1157224
Bankers Al Rayan Bank
44 Hans Crescent
Knightsbridge
London
SW1X 0LZ
Independant Examiner HA Accountants
26 Leagrave Road
Luton
LU4 8HZ

1

Fountain of Mercy

The report of the trustees for the year ended

31 March 2025

The trustees present their annual report and accounts for the year ended 31 March 2024.

Objectives and Activities

Charitable Objectives.

The Charitable trust is governed by the CIO - Foundation Registered 29 May 2014.

Aims of Charity

THE PREVENTION AND RELIEF OF POVERTY AND SUFFERING BY PROVIDING ORPHANS, UNDERPRIVILEGED CHILDREN AND NEEDY PEOPLE ACCESS TO EDUCATION, FOOD, CLEAN WATER, MEDICAL AID AND SHELTER. (2) THE RELIEF AND ASSISTANCE OF PEOPLE WHO ARE THE VICTIMS OF WAR OR NATURAL DISASTER, TROUBLE, OR CATASTROPHE, IN PARTICULAR, BY THE SUPPLY OF MEDICAL AID TO SUCH PERSONS.

Objectives for the year.

During this year the charity sought to:

-The advancement of health or saving of lives.

-Provision of education and welfare to disadvantaged children.

Public benefit statement

The Trustees confirm that they have complied with the requirements of section 17 of the Charities Act 2011 to have due regard to the public benefit published by the Charity Commission for England & Wales.

Achievements and Performance

-The Charity continued to provide services and relief to disadvantaged children.

Financial Review

During the year the charity's income was £198,875 (2024: £281,840) and after expenditure of £379,282 (2024: £151,791) the carry forward reserves stood at £123,147 (2024: £303,554).

Reserves policy

The Trustees have resolved to establish over the next few years reserves to provide for future activities, and to provide funding for the expected expenditure for six months ahead.

Current reserves are adequate based on our knowledge and experience.

Principal funding source

The principal income was generated through collection of donations in accordance with the objectives of the charity. The principal expenditure related to the cost of providing financial aid to those in need.

Plans for future periods

The Charity will also continue to look at options to diversify in delivering the aims and objectives of the Trust.

2

Fountain of Mercy The report of the trustees for the year ended

31 March 2025

Structure, Governance and Management

Nature of the Governing Documents

The Charity is an unincorporated association governed by a trust deed. Eligibility for membership of the charity, and membership of the board of trustees is governed by the trust deed. There are no restrictions in the governing document on the operation of the charity or on its investment powers, other than those imposed by general charity law.

Recruitment and appointment of new trustees

New Trustees are appointed by invitation based upon the specific requirements and the skill set needed by the charity to help advance the charitable objectives.

Induction and training of trustees.

We have at the moment no policy or procedure for the training of trustees, other than the "do's and don'ts" publication provided by the charity.

Organisational structure and management.

Trustees meet regularly on a monthly basis to discuss and plan objectives and implementation thereof. Matters of general concern are raised with all members. Day to day management and responsibility for implementing policies is carried out by the trustees. There is 1 part time employee and a number of volunteers.

Related parties

Other than the Trustees and those persons connected with them there are no individuals who are related parties. Details of transactions with related parties are shown in the notes to the accounts. This includes remuneration and expenses paid to Trustees.

Risk Management

The trustees acknowledge their responsibilities for establishing a risk management system and satisfield that appropriate systems and procedures are under development and continue to keep the strategic, business and operational risk under review with view to introducing, where necessary, additional procedures to mitigate these risks.

3

Fountain of Mercy The report of the trustees for the year ended

31 March 2025

Statement of Trustees' Responsibilities

The Trustees are resonsible for preparing the trustees' report and the financial statements for each financial year which give a true and fair view of the state of affairs of the charity as at the end of the financial year and of the surplus or deficit of the charity.

In preparing those financial statements the Board is required to :-

The Trustees are also responsible for maintaining adequate accounting records which disclose with reasonable accuracy at any time the financial position of the charity and which are sufficient to show and explain the charity's transactions and enable them to ensure that the financial statements comply with regulations made under the Charities Act.

They are also responsible for safeguarding the assets of the charity and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

This report was approved by the board of trustees on 15/01/2026

Mohammed Kaydul Islam Trustee

4

Independent Examiners Report on the Accounts

Report to the trustees/members of: Fountain of Mercy On accounts for the year ended: 31 March 2025 Charity no 1157224 Set out on pages: 6 to 10

I report to the trustees on my examination of the accounts of the above charity for the year ended 31st March 2025.

Responsibilites and basis of report

As the charity's trustees, you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 (“the Act”).

I report in respect of my examination of the Trust’s accounts carried out under section 145 of the 2011 Act and in carrying out my examination, I have followed all the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act.

Independent examiner's statement

I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination which gives me cause to believe that in, any material respect:

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

Signed: Date: 16/01/2026 Name: M A Haque Bsc, MBA, FFA

5

Fountain of Mercy

Statement of Financial Activities For the Year Ended 31 March 2025

Notes
Income and Endownments from
Donations and legacies
2
RESOURCES EXPENDED
Cost of charitable activities
Governance costs
3
Total funds carried forward
Total incoming resources
Total resources expended
Net movement in funds
Total funds brought forward
Unrestricted
funds
Total Funds
2025
£
£
198,875
198,875
198,875
198,875
379,102
379,102
180
180
379,282
379,282
(180,407)
(180,407)
303,554
303,554
123,147
123,147
Last Year
Total
Funds
2024
£
281,840
281,840
151,611
180
151,791
130,049
173,505
303,554

The net movement in funds referred to above is the net incoming resources as defined in the Statement of Recommended Practice for Accounting and Reporting issued by the Charity Commission for Engtand & Wales and is reconciled to the total funds as shown in the Balance Sheet on page 7 as required by the said statement.

All activities derive from continuing operations

The notes on pages 8 to 10 form an integral part of these accounts

6

Fountain of Mercy BALANCE SHEET As at 31 March 2025

2025 2024
Notes £ £
The assets and liabilities of the chartty:
Current Assets
Cash at bank and in hand 123,327 303,734
Creditors: amounts falling due 123,327 303,734
within one year
Net Current Assets
Total assets less current liabilities
5 (180) 123,147
123,147
(180) 303,554
303,554
Total Net Assets 123,147 303,554
The funds of the charity:
Unrestricted income funds 7 123,147 303,554
Total charity funds 123,147 303,554
Approved by the board of trustees on 15/01/2026
Mohammed Kaydul Islam
Trustee

The notes on pages 8 to 10 form an integral part of these accounts.

7

Fountain of Mercy Notes to the Accounts For the Year Ended 31 March 2025

1 Accounting policies

Statement of compliance

These accounts have been prepared in accordance with Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2015)- (Charities SORP (FRS 102)), the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) and the Charities Act 2011.

Basis of preparation

The Charity meets the definition of public benefit entity under FRS 102. Assets and liabilities are initially recognised at historical cost or transaction value unless otherwise stated in the relevant accounting policy notes.

Exemption from preparing a cash flow statement

The Charity opted to early adopt Bulletin 1 published on 2 February 2016 and therefore not included a cash flow statement in these accounts.

Going concern

The trustees consider that there are no material uncertainties about the Charity's ability to continue as a going concern.

Income and endowments

Voluntary income including donations, gifts, legacies and grants that provide core funding or are of a general nature is recognised when Charity has entitlement to the income, it is probable that the income will be received and the amount can be measured with sufficient reliability.

Donations and legacies

Donations and legacies are recognised on a receivable basis when receipt is probable and the amount can be reliably measured.

Volunteer help

The value of any voluntary help received is not included in the accounts but is described in the trustees’ annual report.

EXPENDITURE AND LIABILITIES

Liability Recognition

Liabilities are recognised where it is more likely than not there is a legal or constructive obligation committing the charity to pay out resources and the amount of the obligation can be measured with reasonable certainty.

Governance costs

Include costs of the preparation and examination of statutory accounts, the costs of trustee meetings and cost of any legal advice to trustees on governance or constitutional matters.

Fixed assets and depreciation

All tangible fixed assets are capitalised if they can be used for more than one year and are stated at cost less depreciation. Items of less than £1000 are not capitalised.

Depreciation has been provided at the following rates in order to write off the assets (less their estimated residual value) over their estimated useful economic lives.

Land & Buildings 2% straight line Plant & Machinery 25% reducing balance Motor Vehicles 25% reducing balance

A regular annual review of the likelihood of asset impairment is undertaken.

Taxation

The charity is exempt from corporation tax on its charitable activities.

Funds stucture policy

The charity maintains a general unrestricted fund which represents funds which are expendable at the discretion of the trustees in furtherance of the objects of the charity. Such funds may be held in order to finance both working capital and capital investment. Restricted funds can only be used for particular restricted purposes within the objects of the charity.

8

Fountain of Mercy Notes to the Accounts For the Year Ended 31 March 2025

2 Incoming resources
2025
£
Voluntary income
General Donations
198,875
198,875
3 Resources expended
2025
Charitable activities:
£
Education
Staff Cost
0
Charitable Activities
367,702
367,702
Administrative expenses
Telephone
0
Stationery and Printer Supplies
172
Travel & Subsistence
11,008
11,180
Support Cost
Staff Training & Welfare
0
Advertising
0
0
Others
Sundry Expenses
0
Motor Expenses
220
220
379,102
Governance costs:
Accountancy/ Internal Examiner
180
4 Staff Costs and Emoluments
2025
£
Gross Salaries
0
Employer's National Insurance
0
Employers Pension
0
0
Numbers of full time employees or full time equivalents
2025
£
Engaged on charitable activities
0
Administration
0
There were no fees or other remuneration paid to the trustees
There were no employees with emoluments in excess of £60,000 per annum
2024
£
281,840
281,840
2024
£
0
140,128
140,128
54
81
11,129
11,264
0
0
0
0
219
219
151,611
180
2024
£
0
0
0
0
2024
£
0
0

9

Fountain of Mercy Notes to the Accounts For the Year Ended 31 March 2025

5 Creditors: amounts falling due within one year
Trade creditors
6 Analysis of the Net Movement in Funds
Net movement in funds from Statement of Financial Activities
Net movement in funds available for future activities
7 Net Assets by fund
Unrestricted
funds
£
Current Assets
123,327
Current Liabilities
-180
123,147
2025
£
180
180
Restricted
funds
£
-
-
0
2024
£
180
180
2025
£
-180,407
-180,407
Total Funds
2025
£
123,327
-180
123,147
2024
£
130,049
130,049
Total Funds
2024
£
303,734
-180
303,554

8 Related Party Transactions

No fee or expenses were paid to trustees or persons connected with them

10