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The David Richard Bell and Rosemary Elizabeth Bell 1157031
Charitable Trust
CC16a
Receipts and payments accounts
For the period Period start date Period end date
To
from 06/04/2024 27/08/2025
Section A Receipts and payments
Unrestricted Restricted Endowment
Total funds Last year
funds funds funds
to the nearest £ to the nearest £ to the nearest £ to the nearest £ to the nearest £
A1 Receipts
Income from investments 36,554 36,554
Income from Interest 462 - 462 -
- - - - -
Sub total (Gross income for
37,016 - - 37,016 -
AR)
A2 Asset and investment sales,
(see table).
Sale of investments - - 22,464 22,464
- - - - -
Sub total [ - ] - 22,464 22,464 -
Total receipts 37,016 - 22,464 59,480 21,996
A3 Payments
Charitable Payments 28,000 - - 28,000
Trust management fees 8,107 - - 8,107
Investment Management Fees - - 11,421 11,421 -
- - - - -
Sub total 36,107 - 11,421 47,528 -
A4 Asset and investment
purchases, (see table)
Investment purchases - -
- - - -
Sub total - - - - -
Total payments 36,107 - 11,421 47,528 44,799
Net of receipts/(payments) 909 - 11,043 11,952 - 22,803
A5 Transfers between funds 8,107 - 8,107 - -
A6 Cash funds last year end 2,918 1,411 4,329 27,132
Cash funds this year end 11,934 - 4,347 16,281 4,329
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CCXX R1 accounts (SS)
16/04/2026
1
| Section B Statement of assets and liabilities at | Section B Statement of assets and liabilities at | the end of the period | |
|---|---|---|---|
| Categories Signed by one or two trustees on behalf of all the trustees B5 Liabilities B3 Investment assets B2 Other monetary assets B4 Assets retained for the charity’s own use B1 Cash funds |
Details Investment portfolio Details Details Details Total cash funds (agree balances with receipts and payments account(s)) Details Capital account Income account Signature |
Unrestricted funds Restricted funds to nearest £ to nearest £ - - 11,934 - - - 11,934 - OK OK Unrestricted funds Restricted funds to nearest £ to nearest £ - - - - - - - - - - - - Fund to which asset belongs Cost (optional) Endowment - - - - - Fund to which asset belongs Cost (optional) - - - - - - - - - Fund to which liability relates Amount due (optional) - - - - Print Name Joanne Spiceley on behalf of Ludlow Trust Company (Southampton) Limited |
Endowment funds to nearest £ 4,347 - - |
| 4,347 | |||
| OK | |||
| Endowment funds to nearest £ - - - - - - Current value (optional) 1,043,293 - - - - Current value (optional) - - - - - - - - - When due (optional) Date of approval |
CCXX R2 accounts (SS)
16/04/2026
2
Trustees’ Annual Report for the period
From 06 April 2024To 27 August 2025
Charity name: The David Richard Bell and Rosemary Elizabeth Bell Charitable Trust Charity registration number: 1157031
Objectives and Activities
| SORP reference | ||
|---|---|---|
| Summary of the purposes of the charity as set out in its governing document |
Para 1.17 | To promote such purposes which are exclusively charitable under the laws of England and Wales as the Trustees shall at their absolute discretion determine. The charity provides financial support to charitable organisations operating in Derby England within a 50-mile radius. The Charity aims to support - Christian organisations and organisations supporting disabilities. |
| Summary of the main activities in relation to those purposes for the public benefit, in particular, the activities, projects or services identified in the accounts. |
Para 1.17 and 1.19 |
In furtherance of the charity’s objects for the public benefit the trustees provide grants. In determining the charity’s activities, the trustees have had regard to the Charity Commission’s guidance on public benefit. |
| Statement confirming whether the trustees have had regard to the guidance issued by the Charity Commission on public benefit |
Para 1.18 |
Additional information (optional)
You may choose to include further statements where relevant about:
| SORP reference | ||
|---|---|---|
| Policy on grant making | Para 1.38 | |
| Policy on social investment including program related investment |
Para 1.38 | |
| Contribution made by volunteers |
Para 1.38 | |
| Other |
Achievements and Performance
| SORP reference | ||
|---|---|---|
| Summary of the main achievements of the charity, identifying the difference the charity’s work has made to the circumstances of its beneficiaries and any wider benefits to society as a whole. |
Para 1.20 | During the year under review the charity made grants to the following charities totaling £28,000 - Buttercup Children's Trust - Upbeat Communities - BritishDisabled Angling Association - Cope Children's Trust (Rainbows) - Newlife - Brainwave - Mission to Seafarers - Christian Aid - Derby City Mission - Sudden Productions - Newlife Charity - Go Beyond |
| Additional information (optional) You may choose to include further statements where relevant about: |
Additional information (optional) You may choose to include further statements where relevant about: |
Additional information (optional) You may choose to include further statements where relevant about: |
|---|---|---|
| Achievements against objectives set |
Para 1.41 | |
| Performance of fundraising activities against objectives set |
Para 1.41 | |
| Investment performance against objectives |
Para 1.41 | |
| Other |
Financial Review
| Financial Review | ||
|---|---|---|
| Review of the charity’s financial position at the end of the period |
Para 1.21 | At the end of the reporting period the charity had free reserves of £11,934 (2024: £2,918). In addition to the free reserves the charity has bank balances of £4,347 (2024: £1,411) and investments valued at £1,043,293 within the expendable endowment fund which can be released to support the activities of the charity. |
| Statement explaining the policy for holding reserves stating why they are held |
Para 1.22 | The Trustees pursue a policy of maintaining a free reserve available to be spent in the furtherance of the charity’s objectives as well as covering future needs, opportunities, contingencies and risks. |
| Amount of reserves held | Para 1.22 | |
| Reasons for holding zero reserves |
Para 1.22 | |
| Details of fund materially in deficit |
Para 1.24 | |
| Explanation of any uncertainties about the |
Para 1.23 |
| charity continuing as a going concern |
||
|---|---|---|
| Additional information (optional) You may choose to include further statements where relevant about: |
||
| The charity’s principal sources of funds (including any fundraising) |
Para 1.47 | |
| Investment policy and objectives including any social investment policy adopted |
Para 1.46 | |
| A description of the principal risks facing the charity |
Para 1.46 | |
| Other | Expendable endowment funds are those which are required to be invested to produce income, but which may be transferred to unrestricted funds at the discretion of the trustees in order that they may be expended in furtherance of the charity’s objectives. Unrestricted income funds are available for use at the discretion of the trustees in furtherance of the general objectives of the charity and which have not been designated for other purposes |
Structure, Governance and Management
| Description of charity’s trusts: |
||
|---|---|---|
| Type of governing document | Para 1.25 | Trust deed 27 August 2013 |
| How is the charity constituted? |
Para 1.25 | Trust |
| Trustee selection methods including details of any constitutional provisions e.g. election to post or name of any person or body entitled to appoint one or more trustees |
Para 1.25 | Trustees are appointed by the existing trustees |
|---|---|---|
| Additional information (optional) You may choose to include further statements where relevant about: |
||
| Policies and procedures adopted for the induction and training of trustees |
Para 1.51 | |
| The charity’s organisational structure and any wider network with which the charity works |
Para 1.51 | |
| Relationship with any related parties |
Para 1.51 | No trustee received any remuneration or was reimbursed any expenses in the year under review. Ludlow Trust Company (Southampton) Limited was paid £2,533 for trust administration services during the year under review. HSBC UK Bank PLC also received £16,995 for trust administration services and investment management fees. These fees are authorised under clause 7.4 of the trust deed. |
| Other |
Reference and Administrative details
| Charity name | The David Richard Bell and Rosemary Elizabeth Bell Charitable Trust |
|---|---|
| Other name the charity uses |
| Registered charity number | 1157031 |
|---|---|
| Charity’s principal address | Ludlow Trust Co (Southampton) Ltd, Yarmouth House, 1300 Parkway, Solent Business Park, Whiteley, PO15 7AX |
Names of the charity trustees who manage the charity
| 1 2 3 4 |
Trustee name | Office (if any) | Dates acted if not for whole **year ** |
Name of person (or body) entitled to appoint trustee (ifany) |
|---|---|---|---|---|
| Elizabeth Bell | ||||
| RosemaryBell | ||||
| David Richard Bell | ||||
Ludlow Trust Company (Southampton)Ltd |
– Corporate trustees names of the directors at the date the report was approved
Director name Gary St John Collins Walter Duncan Coxon Christopher Ian Thurlow Matthew John Wickers
Name of trustees holding title to property belonging to the charity
Trustee name Dates acted if not for whole year
Funds held as custodian trustees on behalf of others
Description of the assets held in this capacity Name and objects of the charity on whose behalf the assets are held and how this falls within the custodian charity’s objects
Details of arrangements for safe custody and segregation of such assets from the charity’s own assets
Additional information (optional)
Names and addresses of advisers (Optional information)
| Type of adviser Name Address |
Type of adviser Name Address |
Type of adviser Name Address |
|---|---|---|
| Investment Managers | HSBC UK Bank PLC | 1 Centenary Square, Birmingham, B1 1HQ |
| Bankers | HSBC UK Bank PLC | 1 Centenary Square, Birmingham, B1 1HQ |
| Accountants | Charter Tax Consulting Limited |
8th Floor 1 Southampton Street, London, England, WC2R 0LR |
Name of chief executive or names of senior staff members (Optional information)
Exemptions from disclosure
Reason for non-disclosure of key personnel details
Other optional information
Declarations
The trustees declare that they have approved the trustees’ report above.
Signed on behalf of the charity’s trustees
Signature(s) Full name(s)[Joanne Spiceley on behalf of ] Ludlow Trust Company (Southampton) Limited Position (eg Secretary, Chair, etc)
Date
Document Activity Report
Document Sent Thu, 16 Apr 2026 10:03:20 GMT Document Approval Status Approved Approval Activity Summary Joanne Spiceley Approved Thu, 16 Apr 2026 10:32:03 GMT Document Activity History Document history shows most recent activity first Date Activity Thu, 16 Apr 2026 10:31:30 GMT Joanne Spiceley viewed the document
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Independent examiner's report on the accounts
Section A Independent Examiner’s Report
Report to the trustees/ Charity Name members of The David Richard Bell and Rosemary Elizabeth Bell Charitable Trust On accounts for the 27[th] August 2025 Charity no 1157031 period ended (if any) Set out on pages Financial statements page 1 - 2 Trustee report page 3 - 11
I report to the trustees on my examination of the accounts of the above charity (“the Trust”) for the period ended 27/08/2025.
- Responsibilities and As the charity trustees of the Trust, you are responsible for the preparation basis of report of the accounts in accordance with the requirements of the Charities Act 2011 (“the Act”).
I report in respect of my examination of the Trust’s accounts carried out under section 145 of the 2011 Act and in carrying out my examination, I have followed the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act.
Independent I have completed my examination. I confirm that no material matters have examiner's statement come to my attention in connection with the examination which gives me cause to believe that in, any material respect:
-
accounting records were not kept in accordance with section 130 of the Act or
-
the accounts do not accord with the accounting records
I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in order to enable a proper understanding of the accounts to be reached.
Date: 27 April 2026 Signed: Name: Ian Rodd Relevant professional BSc FCA FCCA qualification(s) or body (if any): Address: TC Group 115 – 119 Holdenhurst Road Bournemouth BH8 8DY
1
IER
Section B Disclosure
Only complete if the examiner needs to highlight matters of concern (see CC32, Independent examination of charity accounts: directions and guidance for examiners).
Give here brief details of any items that the examiner wishes to disclose .
n/a
2
IER