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2024-08-31-accounts

Calvary Exeter Annual Report & Accounts Year Ended 31st August 2024 CALVARY CALVARY PLYMOUTh

Calvary Exeter

Annual Report and Accounts

Year Ended 31[st] Aug 2024

Objectives and Achievements .............................................................................................................. 2 Financial Review .................................................................................................................................... 3 Plans For Future Periods ...................................................................................................................... 4 Structure, Governance and Management ........................................................................................... 5 Reference and Administrative Details ................................................................................................. 6 Statement of Financial Activities ......................................................................................................... 7 Balance Sheet......................................................................................................................................... 8 Summary Income and Expenditure Account ...................................................................................... 9 Notes to the Financial Statements ..................................................................................................... 10 1. Accounting Policies ....................................................................................................................... 10 2. Analysis of Income ........................................................................................................................ 12 3. Donated Goods, Facilities and Services ....................................................................................... 12 4b. Analysis of Expenditure on Charitable Activities ......................................................................... 13 5. Trustee Expenses .......................................................................................................................... 15 6. Independent Examination .............................................................................................................. 15 7. Grant Making Activities .................................................................................................................. 16 8. Staff Costs, Employee Benefits and Trustee Remuneration ......................................................... 17 9. Fixed Assets .................................................................................................................................. 18 10. Debtors ........................................................................................................................................ 19 11. Creditors ...................................................................................................................................... 19 12. Summary of the Assets and Liabilities of each Category of Fund .............................................. 20 13. Movement In Funds ..................................................................................................................... 21 14. Related Party Transactions ......................................................................................................... 22

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CALVARY EXETER Annual Report – Year Ended 31[st] Aug 2024

Objectives and Achievements

Objects of the Charity

The Charity’s Objects (“ the Objects ” ) are the advancement of Christianity for the benefit of the public in accordance with the following:

As we have opportunity, to do good to all, especially to those who are of the household of faith (Galatians 6:10).

Activities of the Charity

The charity trustees have reviewed its activities with regard to the Charity Commission’s guidance on public benefit. The charity provides, amongst other things, the following benefits:

The charity uses its financial resources to fulfil the charity purposes in the following ways:

Achievements and Performance, Year Ended 31[st] Aug 2024

Calvary Exeter undertook the following achievements in accordance with its objectives:

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CALVARY EXETER Annual Report – Year Ended 31[st] Aug 2024

Calvary Plymouth:

Financial Review

Financial Position

The Charity’s primary source of funds is from free -will offerings received from those regularly attending the Sunday services as well as various other supporters to the objectives of the Charity. No material fundraising activities were undertaken.

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CALVARY EXETER Annual Report – Year Ended 31[st] Aug 2024

The charity’s finances are in a very healthy position. Income and expenditure were in line with expectations and the charity expects to maintain future expenditure in line with current expenditure.

Reserves Policy

Keeping in line with the Charity’s future plans it has a policy to hold sufficient reserves to be able to respond in a timely manner to any opportunity presented that would allow the Charity to achieve those plans. Current reserves are minimal for meeting such possible opportunities. There must be, at minimum, the equivalent of 3 months worth of expenditure held in unrestricted funds and available as a liquid asset held at all times. If the reserves fall below this figure, an extraordinary trustee meeting will be called.

Grant Making Policy

The Charity will make grants to external organisations and individuals by assessment of the Trustees on the basis of need and fulfilment of the charitable activities. There are no upper or lower limits of support.

Spending and Reimbursement Policy

All money spent from an individual’s personal bank account, with the intention of being reimbursed by the church, must either be by a trustee, or under the direction of/agreed by a trustee. If a trustee is planning to spend over £1,000 for the charity, this must also be approved by at least one other trustee.

Principal Sources of Funding

The charity’s principal source of funds is from voluntary donations received from those regularly attending the Sunday services as well as various other supporters of the objectives of the charity.

Declaration

The trustees declare that they have approved the trustees’ report above. Signed on behalf of the charity’s trustees: Andrew Ley (Chair)

Date: 18/01/2025

Plans For Future Periods

The charity’s plans for the future , including its aims and objectives and activities remain unchanged and the trustees expect the future direction of the charity to remain the same.

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CALVARY EXETER Annual Report – Year Ended 31[st] Aug 2024

Structure, Governance and Management

The charity is overseen by the church pastor, who is an office holder rather than an employee. He is supported in the decision-making process by the charity trustees and supported in the execution of his office by a team of volunteers. The charity has no employees but relies heavily upon all those who attend the fellowship to use their individual gifts and talents for the edification of the church.

The office of ‘Pastor’ is defined and regulated by the constitution. The charity trustees are entitled to remove the pastor from his office in accordance with circumstances listed in the constitution, but neither the church nor the charity trustees are the pastor’s employer.

There is no legal obligation on the charity to provide financial or other material support to persons holding the office of pastor. However, the charity is always delighted when it can provide such support to enable the pastor to devote his full time and attention to fulfilling the functions of his office without having to engage in other work to support himself and his family.

The charity references the Charity Commission document CC3 – ‘The essential trustee: what you need to know, what you need to do’ for the induction and training of trustees

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CALVARY EXETER Annual Report – Year Ended 31[st] Aug 2024

Reference and Administrative Details

Trustees: Andrew Ley (Chair) Kenneth Pope Jason Thorpe Edward Major Pastors: Andrew Ley Kenneth Pope

Governing Document: CIO - Foundation Constitution Registered 23rd April 2014 Amended 15th Dec 2015 and 16th May 2022

Registered Charity Number: 1156774 Charity Principal Address: The Old Gospel Hall Edgerton Park Road Exeter EX4 6DD Accounts Prepared By: Bliss Accounts

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CALVARY EXETER Annual Report – Year Ended 31[st] Aug 2024

Statement of Financial Activities

For the Year Ended 31[st] Aug 2024



Note
Income
Donations and Legacies
2
Charitable Activities
Other Trading Activities
Investments
2
Other Income
2
Total Income

Expenditure
Raising Funds
Charitable Activities
4-9
Total Expenditure

Net Income (Expenditure)
Transfers between Funds
Net Movement in Funds

Reconciliation of Funds
12-13
Total Funds b/fwd
Total Funds c/fwd
Unrestricted
Restricted
Total
Total
Funds
Funds
Funds
Funds
2024
2024
2024
2023
141,356
-
141,356
129,305
575
-
575
1,560
-
-
-
-
1,435
-
1,435
551
1,110
-
1,110
12
144,476
-
144,476
131,428
-
-
-
-
(93,809)
-
(93,809)
(92,444)
(93,809)
-
(93,809)
(92,444)
50,667
-
50,667
38,984
-
-
-
-
50,667
-
50,667
38,984
112,690
-
112,690
73,706
163,357
-
163,357
112,690

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CALVARY EXETER Annual Report – Year Ended 31[st] Aug 2024

Balance Sheet

At 31[st] Aug 2024

Note 2024 2023
Fixed Assets
Tangible Assets 9 7,638 2,179
Current Assets
Debtors 13,160 12,976
Cash in Bank and in Hand 143,350 98,262
Total Current Assets 156,510 111,238
Liabilities
Creditors: Amount falling 11
due within one year (791) (727)
Net Current Assets 155,719 110,511
Net Assets 163,357 112,690
The Funds of the Charity 12-13
Unrestricted Funds 163,357 112,690
Restricted Funds - -
Total Funds **163,357 ** 112,690

These Financial Statements were approved by the board of trustees and signed on their behalf on 19/01/2025

Andrew Ley (Chair)

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CALVARY EXETER Annual Report – Year Ended 31[st] Aug 2024

Summary Income and Expenditure Account

For the Year Ended 31[st] Aug 2024

Income
Gains/(losses) on Investments
Interest and Investment Income
Gross Income in the Reporting Period
Expenditure
Interest Payable
Depreciation and charges for impairment of Fixed Assets
Total Expenditure in Reporting Period
Net Income (Expenditure) before tax
Tax Payable
Net Income (Expenditure) for the financial year
2024
143,041
-
1,435
144,476
(91,335)
-
(2,474)
(93,809)
50,667
-
**50,667 **
2023
130,877
-
551
131,428
(91,610)
-
(834)
(92,444)
38,984
-
**38,984 **

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CALVARY EXETER Annual Report – Year Ended 31[st] Aug 2024

Notes to the Financial Statements

For the Year Ended 31[st] Aug 2024

1. Accounting Policies

General Information

Calvary Exeter is a Charitable Incorporated Organisation registered in England and Wales. The registered charity number, company number and address of the charity is given in the charity Reference and Administrative Details.

Statement of Compliance

The financial statements have been prepared in accordance with Accounting and Reporting by Charities: Statement of Recommended Practice (SORP) applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019) and The Charities Act 2011.

Calvary Exeter is a Public Benefit Entity as defined by FRS 102.

Going Concern

The charity has a number of regular donors, giving the trustees reasonable confidence that sufficient funding will be secured beyond the current year. The trustees have assessed the level of funds held, in addition to the cash flow needs of the charity, concluding with confidence that it will be able to continue in its operation.

Fund Accounting Policies

The General Funds are not subject to any restrictions regarding their particular use and are available for applicable general purposes of the charity.

The Building Fund is a designated unrestricted fund. No fundraising has taken place for this fund, it is solely resources “earmarked” for a Building.

Incoming Resources

All incoming resources are included in the Statement of Financial Activities (SoFA) when; the charity is legally entitled to the resources; the trustees are virtually certain they will receive the resources; and the monetary value can be measured with sufficient reliability.

Expenditure and Liabilities

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CALVARY EXETER Annual Report – Year Ended 31[st] Aug 2024

Liabilities are recognised as soon as there is a legal or constructive obligation committing the charity to pay out resources. It is probable that the paying out of resources will be required in settlement and the amount of the obligation can be measured reliability. The charity makes grants to individuals and other institutions to further its charitable objectives.

Governance costs of the charity are accurately recorded. These costs include those associated with preparation and examination of accounts, trustee meetings, trustee legal advice and expenditure incurred on the strategic management of the charity.

Fixed Assets

Tangible fixed assets which cost £500 or more and used for more than one year are capitalised.

They are valued at cost price or a reasonable value on receipt. Depreciation is calculated on tangible fixed assets using the Straight-Line Method at 25% of the cost per year

Debtors

Trade and other debtors are recognised at the settlement amount after any trade discount offered.

Judgements in Applying Accounting Policies

In the application of the church's accounting policies, the trustees are required to make judgements, estimates and assumptions about the carrying amount of assets and liabilities that are not readily apparent from other sources. The estimates and associated assumptions are based on historical experience and other factors that are considered relevant. Actual results may differ from these estimates but are unlikely to be material.

Cash at Bank and In Hand

Cash at bank and in hand includes cash and short-term highly liquid investments with short maturity of three months or less from the date of acquisition or opening of the deposit or similar amount.

Financial Instruments

The church only has financial assets and financial liabilities of a kind that qualify as basic financial Instruments. Basic financial instruments are initially recognised at transaction value and subsequently measured at their settlement value with the exception of bank loans which are subsequently measured at amortised cost using the effective interest method

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CALVARY EXETER Annual Report – Year Ended 31[st] Aug 2024

Notes to the Financial Statements - Continued

2. Analysis of Income

Donations and Legacies
Freewill Offerings
Freewill Offerings from Outside the UK
Tax Recoverable - Gift Aid


Charitable Activities
Plymouth Conferences and Retreats
Plymouth Merchandise Sales
Plymouth Discipleship and Outreach


Investment Income
Bank Interest

Other Income
SSE Business Support Fund
HMRC Gift Aid Interest


Total
2024
Unrestricted
Restricted
Total
Funds
Funds
Funds
97,863
-
97,863
31,482
-
31,482
12,011
-
12,011
141,356
- 141,356
315
-
315
260
-
260
-
-
-
575
-
575
1,435
-
1,435
865
-
865
245
-
245
1,110
-
1,110
144,476
- 144,476
2023
Unrestricted
Restricted
Total
Funds
Funds
Funds
82,985
-
82,985
34,063
-
34,063
12,257
-
12,257
129,305
- 129,305
-
-
-
-
-
-
1,560
-
1,560
1,560
-
1,560
551
-
551
-
-
-
12
-
12
12
-
12
131,428
- 131,428

3. Donated Goods, Facilities and Services

Donated Goods
Donated Facilities
Number of Unpaid General Volunteers
Church Services - Hospitality and Operations
Church - Services - Technical
Church Services - Children's Ministry
Church Services - Discipleship
2024
£
2,000
-
2,000
30
15
14
7
66
2023
£
-
-
-
30
15
14
7
66

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CALVARY EXETER Annual Report – Year Ended 31[st] Aug 2024

Notes to the Financial Statements - Continued 4b. Analysis of Expenditure on Charitable Activities

Note
Mission and Ministry - Exeter
Discipleship and Outreach
Hospitality, Supplies, Gifts
Honorarium
Ministerial Staff Salaries
8
IT - Media - Music
Grants Payable
7
Travel and Accommodation
5
Mission and Ministry - Plymouth
Discipleship and Outreach
Hospitality, Supplies, Gifts
IT - Media - Music
Conferences and Retreats
Grants Payable
7
Honoraria
Leadership Meetings and Dinners
5
Travel and Accommodation
5
Van Upkeep
5
Property, Management and Administration
Exeter - Rent and Utilities
Plymouth - Rent and Utilities
Exeter - Building, Repairs and Upkeep
Plymouth - Building, Repairs and Upkeep
Exeter - Insurance
Plymouth - Insurance
Exeter - Fixed Asset Depreciation
Plymouth - Fixed Asset Depreciation
Exeter - Office Supplies and Postage
Plymouth - Office Costs and Postage
2024
Activities
Grant
Undertaken
Funding of
Support
Directly
Activities
Costs
Total
£
£
£
£
1,704
-
196
1,900
1,173
-
-
1,173
600
-
-
600
30,825
-
-
30,825
735
-
219
954
-
4,350
-
4,350
172
-
-
172
35,209
4,350
415
39,974
6,500
-
538
7,038
3,081
-
-
3,081
3,850
-
209
4,059
3,111
-
-
3,111
-
6,265
-
6,265
400
-
-
400
441
-
-
441
209
-
-
209
622
-
-
622
18,214
6,265
747
25,226
2,200
-
-
2,200
20,447
-
-
20,447
1,245
-
-
1,245
120
-
-
120
613
-
-
613
267
-
-
267
1,545
-
-
1,545
928
-
-
928
311
-
-
311
79
-
-
79
2023
Activities
Grant
Undertaken
Funding of
Support
Directly
Activities
Costs
Total
£
£
£
£
1,255
-
97
1,352
1,361
-
-
1,361
-
-
-
-
27,200
-
-
27,200
2,539
-
2,539
-
6,400
-
6,400
-
-
-
-
32,355
6,400
97
38,852
3,720
-
361
4,081
2,997
-
-
2,997
5,450
-
221
5,671
4,815
-
-
4,815
410
3,439
-
3,849
600
-
-
600
-
-
-
-
-
-
-
-
-
-
-
-
17,992
3,439
582
22,013
1,859
-
-
1,859
20,151
-
-
20,151
1,137
-
-
1,137
4,625
-
-
4,625
651
-
-
651
103
-
-
103
393
-
-
393
441
-
-
441
573
-
-
573

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Square Fees
Accounting
11
Independent Examination
6,11
Visa Costs
HR Software
12
-
-
12
-
-
498
498
-
-
180
180
-
-
-
-
-
-
164
164
27,767
-
842
28,609
81,190
10,615
2,004
93,809
CALVARYEXETER
Annual Report–Year Ended 31stAug 2024
143
-
-
143
-
-
595
595
-
-
170
170
-
-
536
536
-
-
202
202
30,076
-
1,503
31,579
80,423
9,839
2,182
92,444

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CALVARY EXETER Annual Report – Year Ended 31[st] Aug 2024

Notes to the Financial Statements - Continued

5. Trustee Expenses

No trustee was paid for their service as a trustee. The nature of expenses incurred were for: ministry, administrative and subsistence causes, exclusively and necessary for fulfilling the charity objects.

3 Trustees were paid expenses in the financial year ended 31st Aug 2024 2 Trustees were paid expenses in the financial year ended 31st Aug 2023

Trustee Expenses - Exeter related
Travel
Trustee Expenses - Plymouth related
Retreats and Conferences
Leadership Meetings and Dinners
Travel
6. Independent Examination
Independent Examiner Fees
2024
£
172
172
2024
£
2,511
441
209
3,161
2024
£
180
2023
£
-
-
2023
£
409
-
409
818
2023
£
170

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CALVARY EXETER Annual Report – Year Ended 31[st] Aug 2024

Notes to the Financial Statements - Continued

7. Grant Making Activities

Grants Made to Institutions
Creation Fest
Global Refugee Aid
Our Daily Bread Ministries Trust
Christians Together Across Exeter
Pioneers UK Ministries
Transforming Plymouth Together
Grants Made to Individuals
C Cannone Bible College Support
Delbridge Car Repairs
General Benevolence - Plymouth
Hardship - Exeter
S. Yardley - Missionary Support
S. Martinez - Missionary Support
Total
2024
£
2,400
500
100
50
-
-
3,050
2,270
1,500
1,055
1,800
540
400
7,565
10,615
2023
£
6,400
-
-
240
100
6,740
800
-
999
1,000
300
-
3,099
9,839

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CALVARY EXETER Annual Report – Year Ended 31[st] Aug 2024

Notes to the Financial Statements - Continued

8. Staff Costs, Employee Benefits and Trustee Remuneration

Average number of staff employed during the reporting period
Staff Costs and Employee Benefits
Ministerial Staff Stipend Salary
Employer's Social Security Costs
Employer's Contribution to Pension Schemes
Other Employee Benefits
2024
2
£
30,825
-
-
-
30,825
2023
2
£
27,200
-
-
-
27,200

No employees received employee benefits of more than £60,000

Trustee Remuneration

By provision of the charity's Governing Document, in their capacity as pastors,

Calvary Exeter is not an employer for the purposes of automatic enrolment at this time as confirmed by the Pensions Regulator. Under the Pensions Act 2008, automatic enrolment duties no longer apply. If circumstances change in the future, Calvary Exeter will inform the Pensions Regulator

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CALVARY EXETER Annual Report – Year Ended 31[st] Aug 2024

Notes to the Financial Statements - Continued

9. Fixed Assets

Cost or Valuation
At 1st September 2023
Additions
Disposals
Revaluations
Transfers
At 31st August 2024

Depreciation and Impairments
At 1st September 2023
Disposals
Depreciation
Impairment
Transfers
At 31st August 2024

Net Book Value at 1st Sept 2023
Net Book Value at 31st Aug 2024
Fixtures, Fittings and Equipment
Exeter
Plymouth
Exeter
Ministry
Ministry
Building
Equipment
Equipment
Improvements
£
£
£
2,200
1,880
-
-
2,000
5,932
-
-
-
-
-
-
-
-
-
2,200
3,880
5,932
(1,324)
(577)
-
-
-
-
(309)
(928)
(1,236)
-
-
-
-
-
-
(1,633)
(1,505)
(1,236)
876
1,303
-
567
2,375
4,696
Fixtures, Fittings and Equipment
Exeter
Plymouth
Exeter
Ministry
Ministry
Building
Equipment
Equipment
Improvements
£
£
£
2,200
1,880
-
-
2,000
5,932
-
-
-
-
-
-
-
-
-
2,200
3,880
5,932
(1,324)
(577)
-
-
-
-
(309)
(928)
(1,236)
-
-
-
-
-
-
(1,633)
(1,505)
(1,236)
876
1,303
-
567
2,375
4,696
Total
Exeter
Ministry
Equipment
£
2,200
-
-
-
-
2,200
(1,324)
-
(309)
-
-
(1,633)
876
567
Plymouth
Ministry
Equipment
£
1,880
2,000
-
-
-
3,880
(577)
-
(928)
-
-
(1,505)
1,303
2,375
£
4,080
7,932
-
-
-
12,012
(1,901)
-
(2,473)
-
-
(4,374)
2,179
7,638

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CALVARY EXETER Annual Report – Year Ended 31[st] Aug 2024

Notes to the Financial Statements - Continued

10. Debtors

Prepayments and Accrued Income
Insurance
Thirtyone:eight safeguarding
Christian Copyright
Utilities
Zoom
Find a Church
Guardian Security
Breathe HR Software prepayment
Other Debtors
Tax Recoverable - Gift Aid
Breathe HR Software refund owing - charity status
Total
2024
£
252
36
242
135
91
10
94
97
957
12,011
192
12,203
13,160
2023
£
231
-
192
-
10
85
-
518
12,257
201
12,458
12,976

11. Creditors

Amount falling due within one year

Accruals and Deferred Income
Accrued Utilities
Other Creditors
PAYE Tax Owing
Independent Examination
Accounting
A Ley - Church hospitality reimbursement
Total
2024
£
51
412
180
120
28
740
**791 **
2023
£
70
357
170
130
-
657
727

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CALVARY EXETER Annual Report – Year Ended 31[st] Aug 2024

Notes to the Financial Statements - Continued

12. Summary of the Assets and Liabilities of each Category of Fund

Tangible Fixed Assets
Intangible Assets
Current Assets
Debtors
Creditors: Amounts falling due within one year
Creditors: Amount falling due after more than one year
2024
Unrestricted
Restricted
Total
Funds
Funds
Funds
£
£
£
7,638
-
7,638
-
-
-
143,350
-
143,350
13,160
-
13,160
(791)
-
(791)
-
-
-
163,357
-
163,357
2023
Unrestricted
Restricted
Total
Funds
Funds
Funds
£
£
£
2,179
-
2,179
-
-
-
98,262
-
98,262
12,976
-
12,976
(727)
-
(727)
-
-
-
112,690
-
112,690

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CALVARY EXETER Annual Report – Year Ended 31[st] Aug 2024

Notes to the Financial Statements - Continued

13. Movement In Funds

Unrestricted Funds
Exeter General Fund
Plymouth General Fund
Building Fund
Total Funds
Fund Balances
Net
Fund Balances
Brought Forward
Income
Expenditure
Transfers
Carried Forward
£
£
£
£
£
57,015
68,885
(46,321)
(5,922)
73,657
13,381
75,591
(47,488)
(14,078)
27,406
42,294
-
-
20,000
62,294
112,690
144,476
(93,809)
-
163,357

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CALVARY EXETER Annual Report – Year Ended 31[st] Aug 2024

Notes to the Financial Statements - Continued

14. Related Party Transactions

Income

Income from donations and legacies include £8,239 received from Trustees and Related Parties.

Expenditure

All expenditure transactions involving related parties are detailed in note 5, 'Trustee Expenses', and note 8, 'Staff Costs, Employee Benefits, and Trustees' Remuneration'.

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CHARITY COMMISSION FOR ENGLAND AND WALES Independent examiner's report on the accounts Section A Independent Examinerfs Report Report to the trusteesl members of Calvary Chapel Exeter On accounts for the year ended 31" August 2024 Charity no (if any) 1156774 Set out on pages I report to the trustees on my examination of the accounts of the above charity ("the Trust"} for the year ended 3110812024. Responsibilities and As the charity trustees of the Trust, you are responsible for the preparation basis of report of the accounts in accordance with the requirements of the Charities Act 2011 ('the Act"). I report in respect of my examination of the Trust's accounts carried out under section 145 of Ihe 2011 Act and in carrying out my examination, I have followed the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act. I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination which gives me cause to believe that in, any material respect: accounting records were not kept in accordance with section 130 of the Act or the accounts do not accord with the accounting records Independent examiner's statement I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in order to enable proper understanding of the accounts to be reached. Signed: Date: 0910512025 Name: Michelle Hook Relevant professional qualification(s) or body (if any): NIA Address: 35 Treeve Lane, Connor Downs, Hayle, Cornwall TR27 5DQ Section B Disclosure Only complete if the examiner needs to highlight matters of concern (see CC32, Independent examination of charity accounts: directions and guidance for examiners). IER October 2018

Glve here brlef detalls of any items that the examlner wlshes to disclose. Nothlng to disclose IER October 2018