FERNDALE BAPTIST CHURCH LTD
REPORT OF THE TRUSTEES
AND
FINANCIAL STATEMENTS
FOR THE YEAR ENDING
31" DECEMBER 2023
Ferndale kptlst Church Llrnlted
A Company Limited by Guwantee
Charity Number: 1156S96
Cornpany Number". 08858945
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*ADIKIUX4•
COMPMIE5 HOUSE

Index to the Report and Flnanclal Statements
Reference and Administrative Details
Trustees. Annual Report
Independent Examineffs Report
Statement of Financial Attivities
Balance Sheet
Note5 to the Financial Statements
10
Page 2

Reference and Administrative Details
Chariy. Femdale Baptist Church Ltd.
Registered Office: Norlh Avenue. Southend<TrSea. SS2 4ET.
Charity Number: 1156596
Comp8ny Number: 08858945
Goveming Document: The Charty is governed by Ihe Mernorandum and Artides of Assockilion of
FERNDALE BAPTIST CHURCH LTD, incorporaled on: 1 January 2014
Trustees:Carolann Chapman , Steven Dalley, Marga￿l Damids￿, Kenneth Davids￿. IV￿ Dalley
Other Officers..
Mrs Rosemary Cole, Glyn Gwkl, Lee Regan, Fiona Regan. Jennrfer Dalley. kndependent Examlner: Sal
Wainwright, Et Voila Accountancy SeNces Limited. Isis House, Smith Road, We(Inesbury. West Midlands. WS10
OPB
Bankers: Natsvest, 250 Bishopsgate. Londcffl. EC2M 4hA
Insurers.. The Baptist Insurance Ccffip8ny PLC.
Beaufort House. Brunswick Road. Gloucester. GL1 1JZ
Page 3

Trustees. Annual Report
for the perlod ended 31" December 2023
The Church's weekly Bible Study. fortnightly Home Group and monthly Prayer Evening continued over the year. We also
introduced a new monthly Worship Evening held at the Church. which ha5 been a bi8 success. Several of our Deacons, alon
wfth the Minister. cornpleted a Leadership Development Course being held at another local thurch. Several Trustees and
one Oeaeon attentled Safeguarding Training. We will continue to further develop this training over the coming year.
Sunday morning attendances continuèto increase gradually. The installation of two new large HD IV screens in the
Sanctuary have been well received and have enabled us to increaseour seating capacity.
DUÈ to the increasing demandslrequirements Of Dur congregation. we asked the Brethren In Christ Congregation to vacate
the pitmises and find a new home for their Sunday aftem¢)on serwce. This has allowed us to have exclusive use of our
premises on Sundays.
We continued to host a variety of regular and one￿ff hires in both the Churchtsancwary and the Community Hall.
We have ? newTuesday evening dance zrovp hiring the Santtuary on a weekly basis.
Progress continued on the redevelopment of the kitchen. and the conversion of the adjacent area into a small meetin8
roorn. New flooring has been laid in both ttrte kitchen area and the adjacent lobby. The new kitchen is due to be installed in
February 2024.
We have continued to support local. national and intemational charitie5through our Month￿ Blessing Box colleclions.
Charities supported in 2023 included..
Southend Talking Newspaper. RNLI. DECTurkey-Syria Earthquake Appeal. SoLrthend Hospr(al Swtlight RadiotherapyAppeal,
Dementia UK, Gold Geese. Welcometo the UK. Mission Aviation Fellowship. Motor Neurone Disease Association. Angel Tree
(Prison Fellowship). Open Doorswith Brother Andrew. Havens Hospices
Iljr Minister. Steve Dalley, continues to act as a Trustee for the St. Luke's CommunityAsstsciation and also for The Isaiah
Prolect. The Isaiah Project has successfully moved its staff into an offite unr( adjacentto the Church. whlth they rent from
us. The Isaiah Project provides housing for vulneratAe people, supports the Eeneral public in areas such as money advice,
debt counselling and budgeting. drug and alcohol abuse. benefit c13iming and housing. It also trndes tharitably via furnlture
shops. proving opportunities for beneficiaries of the Projectto volunteer. gain experience and even to be employed.
Throughout 2023 the Isaiah Project has hosted two weekl¥-Open House- eroups in the Community Hall and also held their
Christmas Party. for 311 residents. in the Sanctuary. We look fonvard to developire awtd strengthening this partnership
further over the course of 2024.
Ferndale Baptist Church contlnues to provide a venue for a Distriixrtion Centre of Southend Foodbank. This is wrt by a team
of seven Church Members. [￿er the course of the yearwe have expanded the team to cope with a signtficant increase in the
number of people attending the Foodbank requirin8 food assistsnce. We also invested in new storage units to create
additional space for storing food.
Page 4

Financial Review
Overall inccthe for the year was £93.99712022- £96.8071.
Total expendiiure for the year Wds £71.801 12022- £62.250).
resulting in an overall surplus of £22.196{2022- £34.457 surrAus).
The Charity has no long term liabilities.
The financial posrtion ol the Chanty. Wthich is under miew by the Trustees. is ￿nSIdered satisfactory.
Risk Management
The Tnjstees have examined the potential risks ￿thIch the Charity fa￿ and confimi that measures to minimise
risk have been pul in plate.
Responsibilities of the Trustees
The Charities Ad 2011 and the Charity's ccwtstitution require the Trustees to prepare annual accounts which give
a true and fair Mew of the state of affairs of the Charity and of its SUFplus or deficrt for the year. In preparing such
ststements, the Trustees are required to..
' Select suitsble accounting pdiaes and apply ihem con￿Stenty.
' Make judgements and estimates that are reasonatAe and pnJdent-
. Presume the Charity wil continue in ¢)peratiryt.
The Trustees are responyt4e for keeping ryoper br*Jks of 8ccwnt They are aiso responsible for safeguarding
the assets of Ihe Charity and hence for laking reasonable steps preventicrf) and detects'w of fraud anol other
irregularities.
Approved on behaw ofthe Trustees and signed C￿ their behaff by Mr Steven Dalley on 1710412024
S7￿￿j OALL&Y
Page 5

Independent Examiner's Report
I report on the accounts of Femdale Bapiist Church Limited, Soulhend-on-sea for the period ended 31 De￿mber
2023, which comprise the Statement of Finafflc￿ Activities, the Balan￿ Sheei and the related notss.
Respec(ive responsibilit￿S of the Trustees and examiner
The charitys trustees are responsible for the prepar*ion of the accounts. The chaTitV5 tru*ees consider that an
audit is not required for this year under seaion 144(2) of the Charities Act 2011 (the 2011 Act) and that an
independent examination is needed.
It is ffly responsibility to..
•examine the accounts under SeCt￿n 145 of the 2011 Act.,
o follow the procedures laid down in the generd Direclions given by the Charity Commission under section of the
2011 Act., and •to state whether pa￿ular matters have come to my attention.
Basis ol independent examiners report
My examination was carried out in accordan￿ with the general Directions given ty the Charty Commission. An
examination includes a review of the accounting records kept by the charty and a comparison of the accounts
presented with those records. It also includes consideration ol any unusual items or disclosures in the accounts,
and seeking explanations from you as trustees Con￿rning any such matters. The procedures undertaken do not
prowde all the evidence that would be required in an audi( and consequently no opinion is given as to whether the
accounts present a'true and fair view. and the report is limited to those matters set out in the statement below.
Independent examiners statement
In connection wÉth my examination. no matter has come to my attention:
(l) which gives me reasonable cause to believe that in any material respect the requirements
•to keep accounts.ng records in accordance with sectK)n 130 of the 2011 Act: and
•to prepare accounts which accord the accounting records and comply viith the accounting requirements of
the 2011 Act have not been met- or
{2) to which. in my opinion. attention should be dravm in order to enable a proper understanding of the accounts to
be reached.
Miss Salty J Wainwright ACMA - Et Voila Accounkncy Services Limited
Page 6

Statement of the Financial activities lor the period ended 31 December 2023
Incoming resources
Incoming reSoUr￿S from generated funds
Voluntary income
Activilies for generating funds
Incoming resources from charitable activitses
Other incoming resources
Note
General Designated Tolal 2023 Total 2022
63,176
63,176
70,391
22
20,092
20,092
17,155
2A
10,729
10,729
9,261
Total Incoming resources
93.997
93,997
96,807
Resources used
Cost of generating funds
Cost of Generating voluntary income
Charitable activities
Governance costs
Total resources used
48.083
23.128
590
71,801
48,083
23,128
590
71,801
55,080
6,689
32
33
62,250
Net incoming l outgoing resources before transfers
22.196
22.196
34.557
Gross transfers between funds
Building Transfer
Total funds brought forward
Total funds carried forward
857,370
879.566
857,370
879.566
822,813
857.370
Page 7

Balance sheet as at 31st De¢ember 2023
General Designated Total 2023
Total 2022
Fixed assets
Tangible assets
No
754.265
754,265
754.265
Current assets
Debtors
Cash at bank and in hand
24,000
101,781
125,781
24,000
101,781
125,781
26,000
77,482
103,482
Totals
Credttors
Creditors amount falling due in one year
480)
480)(
377)
Net current assets
125.301
125,301
103,105
Total Assets
879,566
879,566
857,370
Represented by general fund
Building Transfer
134.566
745.000
134,566
745,OIXJ
112,370
745,000
Funds ol the charity
879.566
879.566
857,370
Page 8

Statement of Financial Activities for the period ended 3tst December 2023 (Continued).
The charitable company is entrtled to exempts'on from audit under Section 477 of the Companies Act
2006 for the period ended 31 De￿mber 2023.
The members have not required the charitable company to obtain an audii of its financial statements for
the period ended 31 December 2023 in accordance with Section 476 of the Companies Acl 2006.
The trustees acknowledge their responsibilities for
a. Ensuring that the charitable company keeps accounting records that compty with Section 386 and 387
of the Companies Act 2006 and
b. preparing financial slatements wh￿h gNe a true and fair view of the state of affairs of the chariLibbe
company as at the end of each financial year and of its surplus or def￿[t for each financial year in
accordance the requirements of Seaion 396 and which othe￿iSe comply with the requirements of
the Companies Act 2006 relating to financial statements, so far as applicab￿ to the chariiable company.
These financial statements have been prepared in accordance with the special provisions of Part 15 of
the Cornpanies Act 2006 relating to small Charitab￿ ￿rnpanIeS and with the Financial Reporting
Slandard for Smailer Entities {effecttve April 2008).
The financial statements were approved by the Board of Trustees on ......I 91 o {k.l.z
were signed on its behalf by:
STeV DALLE
sfEÉ
MA¢fj¥l14c 1 Tr4f/i)i fRLt S i trc
Page 9

Noles to the financial slatements for the year ended 3tst December 2023
I. ACCOUNTING POLICIES
The tinancial statements have been prepared under the historical cost convenlion, and in accordance
with the Financial Reporting Standard for Smaller Entities (FRSSE), the Charities Act 2011 and the
Charities Statement of Recommended Practice {SORP).
Funds
General funds represent the funds of the company that are not subject to any restriction regarding their
use and can be used in accordance with charitsble objects at the discretion of the trustees. Funds
designated for a particular purpose by the company are also unrestricted.
Incoming Resources
Colleciions and donations are recognised when ye￿ived or earlier where advised as receivable.
Income tax recoverable on gift aid donations is recognised when the dOna￿n is recerved. Ren&il
income from letts'ngs is recognised when the rent￿ is due. Interest is accounted for when receivable.
Resources used
Expenses are recognised when incurred and are apport￿rIed to the category to which they relate.
Grants and donalions are accounted for when paid over. or when awarded, if award creates a
binding obligation.
Fixed assets
Land and buildings..
The Land and buildings were transferred from Ihe London Baptist Propety Board to the charity. As the
trustees feel that the propety value will not decrease no depreciation has been charged
Other fixtures, fittings and office equipment:
Equipment used within the church premises is depreciated on a straight line basis over four years.
Indivrdual items of equipment with a purchase price of £l,OCJ) or less are written off when the asset is
acquired.
Current assets
Amounts owing to the company at 31 December in respect of fees, rents or other income are shown as
debtors less provision foi amounts ihat may prove un-collecLable.
Pensions
The charty operates a defined contsibution pension scheme arrangement. Contributions are charged in
the period lo which Ihey relate. These contributions are invested separately from the charivs assets.
Taxation
The charity is not registered for Value Added Tax edAT) and accordingty expenditure is shown gross of
irrecoverable VAT. The VAT incurred from time to time on certain fabric iepair and maintenance
expenditure can. however, be recovered under the Listed Places of Worship Grant Scheme.
The charity is exempt from corporation on its charitable activities.
Page 10

Notes to the financial sL*ements for lh• yw ending 31s1 December 2023
2 Incomlng resources
2.1 Incoming resourtts from generated fvnds -voluntary income
General Designated Total 2023
Total 2022
Collections1 Offerings
Dona￿￿$
Grènts
Tithe
Renlal Office incorne
Wedd￿ng5 and Funerals
Coffee & Sing
Flower Fund
Blessing Box
Building Fund Cash & Donations
Grft Aid redaimed
10,623
2.835
10,623
2.835
500
17.236
6.935
11,233
119
15.121
17,236
6.935
803
174
803
174
1.183
115
1,710
31.250
14.924
8.302
14.924
8.302
Totals
63.176
63.676
70.391
2.2 Incoming r•sourcos from Gen•rat•d funds Act1¥1t￿S for generating funds
Genernl Designated Total 2023
Total 2022
Hire of Church
Hire of halLs
2.690
17.402
2.6
17.402
3.475
13.680
Totals
20,092
20.092
17.155
2.3 Incoming resources from charitable acti¥itses
2.4 Other incoming receipts
Genèral Designated Total 2023
Total 2022
Rental ineome &lwyn Road
Partnership Support
Night Shelter
10.729
10.729
9.261
Totsls
10.729
10,729
9.261
In¢omlng resources Grand totals
93,997
94.497
96.807
Page 11

Notes to the financial statements for the year ending 3tst December 2023
3 Resources used
3.1 Cost of generating funds <ost of generating voluntary income
General Designated
29,450
2023
29,450
2022
27,777
Pastor-salary
Baptist pension scheme
Curreni Baptist Pension Scheme
Current Minister Pension Contribution
Pastor-other expenses
Christian ministry housing costs
Church and Hall- Light and heat
Church and Hall- Water raies
Church and Hall- Insurance
Church and Hall - Cleaning I gardening
Church and Hall - Fabric repairs and maintenan
Church and Hall - Equipment repairs and mwntenan
Deprecialion of i)flice Equipment
12
1,914
12
1.914
2,193
1,774
195
5,131
5,131
3,362
2,558
2,558
2,407
1,784
1,474
10,962
3,088
6.074
6,074
To&ils
48.083
48.083
55,080
Page 12

Noles to the Ilnancial 5tstements for the y•ar ending 31st December 2023
3. 2 Charltable activilies
General l)eslgnated Total 2023 Total 2022
Churth ￿utreaCh
8uildirbg Project
Flower
Event Costs
Donations
Stationary I Pholocopwng I Printing
Service Expenses
Vnicom
SubscTrplionsl Licenses
Refreshments
Adverbsing
Bank charge5 £hvrch
Waste
Charitable acLivilie5 total
50
15.897
18
15.897
2.066
1.995
211
511
465
826
17
1,923
2.250
112
225
631
407
1.99S
211
511
465
826
17
98
58
935
6,689
1.122
23,128
1.122
23,128
3.3 Govornance ¢o$ts
General Deslgnated Total 2023 Total 2022
Accounting se￿i(*S
Legal expenses induding architects fees
Totals
487
103
590
103
590
Page 13

Notes to the Financial Statements lor the year ended 31st December 2023.
4 Fixed assets
Office
Equipment
Buildings
Total
Cost
At l January 2023..
Additions:
Ai 31 December 2023:
27,110
745,0Tr)
772.110
27.110
745,0
772,110
Depreciation
At l January 2023:
Charge for year:
At 31 December 2023".
17,845
17.845
17.845
Net book value
At 31 December 2023:
At l January 2023..
9,265
9.265
745,000
745,000
754,265
754,265
5 Debtors and Prepayments
2023
2022
Overpayment
S E Christian Fellowship
Income ￿ (gift aid) recoverable
24,000
24,000
26,0
26.000
6 Creditors less than one year
2023
2022
Accruals
480
377
Page 14

Notes to the Financial Stalements for the year ended 31st December 2023.
7 Related parties
No payments were made to individuats for their being Trustees.
There is no other organisation or indNidual who is Considered to be a related paty of the Church.
8 Pensions
The church pays into Ihe pension for the minister who is a trustee. Mr Steven Dalley. This is in his
capacity of a minister. not a trustee. The total pension cost for the Church is £1.926 (2022 £3.967).
This is split into amounts.. namely the pension contribution for the current Minister and a historic
pension debt repayment for previous Ministers. currenlly being paid off.This repayment Is made to the
Baptlsl Union in regard to ongoing deficiency contributions. In August 2022 contributions were redU￿d
to £1 a month and is currenuy at the same amounL however this could be subject to change
Page 15