REGISTERED CHARITY NUMBER; 1156157
Report of the Trustees aDd
Unaudited Financtal Staten)ents for the Year Ended 31 March 2025
for
Daeorum BAngladeshl Wetfarc Assoclatlon
CBrtwrights
Ciwtered Accounlanls and Busirte￿ Advisors
Regency House
33 Wood Street
Barnet
Hertfordshire
EN5 4BE

Dacorum Bangladeshi Welfare Association
CollteDts of the Financiol Statements
ror the Year Ended 31 March 2025
Page
Report of the Truste&8
Independcnt Examiner's Report
Slatemeiil of Flnaneial Actlvities
Balance Sheet
No1¢8 to the Flnanci#l Statements
Detalled Statement of FlnanciBI AetivStfes
12 to 13

Dacornm Bangladeshi Welfare A&socialio
Report of the Trustees
for the Year Ended 31 March 2025
Objectives and activities
The Associatioi) is established to Promote charitable puryoses for the benefit of the Banglad&sbi and wider minority
communities in DacorLun. Its aims include Ihe relief of poverty, the puervation and protection of healih. the advancement
of education, aiid the provision of recteaiional and leisure facilities in the Inte￿$t of social welfare, with the overall putVO4%e
of impi'oving the quality of life of the commuThiti&8 served.
The TTu81ees have had due regard to Ihe Charity C(Mnmis8ion's guidan￿ on public benefit when deiermining the ￿tIvItieS
undertaken during the year.
Achievements 4nd performance
Thmughout the year, (he DB WA has continued to deliver a wide rdn8e of eommunity servic&s lo the Bangladeshi cornmunity
and beyond, Acliviiies provid¢d included..
- Weekly COng￿E8(10nal Prayer facilities (every Friday)
Special Ramadan Prayer facilili¢s
- An annual family "Funday" eveni
Social & Housing advice services
Eid celebraiions twice a year
Education￿ classcs for boih child￿￿ and adults
. Games room facililies for all ages 10 SUPPOrt social engagement
- Ladies-only classes and programm&8
Wo aim lo continue and expand these progrdmmes. with particular focus on supporting women young people. The
inLenlion is to further encourage in￿grA110n into wider SOLiery and to foster confidence. wellbeing. and personal
development. Wilh (he previous purch&%e of a pennanent community home, we plan to inv¢5t further in initialives that meet
Ihese goals..
rlinaiicial revielv
Incoming resources of a revenue nature for the year I￿all￿ £276J15 (2024.. £204.603).
Un￿￿￿1Cled rtservas al year-end amoun1￿ 10 £442,207 (2024.. £307.198).
It is the charity's tK)licy that unre5tricled funds noi designated for a S￿lf￿ pu￿5¢ should be maintained at a level
equivalent to Ihite lo six months. eXpendI￿re. The TTh￿tee$ consider this level of reserves appropriate to ensure that, tn the
event of a Significant drop in income. the Ch￿lty can coniinue ils core activities while exploring additional funding
opportunities. This reserves level has been masntained Ihroughoui the ye￿.
The Trustees have assessed the inajoi. risks facing the charity and are satisfied that appropriate systems and controls xre in
place to mitigale exposure to Ih¢se risk5.
STRUCTUIIE, GOVERNANCE AND MAP4AGEMENT
Governlng document
The chatity is controlled by ils governing document, a deed of tTUSi and constitutes an unincorporated charity.
REFERENCE AND ADMINISTEL4TIVE DETAUS
Registered Charity number
1156157

Dacorum Bangladeshi WeRfgre Assoclalio
Report of ihe Trustees
ror the Year Ended 31 March 2025
Principal addr
DB WA Cent
Heniel Hempstead
Hei'tfordshire
HP2 6BH
Trustees
S Rashid Trustee
J Islam Tn]stee
N Kthan Twstee
A Khan Tru51ee
B Ahmed TNslee
M F 151am Ti'ustee
S Rahman Trustee
W Islam Trustee
l Haque Tiuslee
l Rahman TtlEStee
Indepelldent FJxamlner
C&rtwrighis
Chartered A¢¢ountsnls and Busin&ss AdviSOTS
Regency House
33 Wood Street
Bamet
Herlfordshire
EN5 4BB
Approved by order of the board of trusiett on .......
. and signed on its behalf by,.
L Rahman- Trustee

Independent Ex8mintr's Report to the Trllstees or
Dacorum Bangladeshl Welf£re Associalion
Independent examlner's report to the trnstees of Daeornm Bangladeshl Welfgre Assoeiatlo
l ffport to the charity trustees on my examinalion of the accounis of Dacorum Bangladeshi Welfare Association (the Trust)
for the year ended 31 Ma￿h 2025.
Respo￿SIbilItieS And basis of report
As the ch￿.1￿ trustees of the Trust you are responsible for the preparation of the accounts in accoi'dance with the
requirernetlts of the Charities Act 201 I ('the Act,).
I report in respect of my examination of the T￿￿¥S accounts catried out under Section 145 of the Aei and in canying out my
examination E have followed all applicable Directions given by the Ch￿ilY Commi&sioll under Section 145(5Xb) of the Act.
Independent examlner's statement
Since your charity's gi'05s income exceeded £250,C(il your examiner rn￿1 be a member of a listed body. I can COnf￿M that I
am qualified to undertake the examination because l am a member of the Insliwte of Chartered Accountants in Englatid and
Wales. which is onc of the listed b(MJies.
I have completed my examination. I confirni that no maierial matlers have come to my atteniion in connection with the
examination giving me cause to believe that in any material Tespe¢l'.
accounting records were Thoi kepl ID ￿spect of the Trust as reqUI￿d by Section 130 of (he Act; or
the accounty do not a￿ord with those records.. or
the a¢¢ounis do not comply with ihe applicable requirements concerning thc forni and conient of accouThts sel Out in
the CharÉlies (Accounts and Reports) Regulations 21M)8 other than any requutment that the accouiits give a tsue and
fatl. view whi¢h is not a maller consideffd as part of an independent ex8rnination.
I have no concerns and have come acro&8 no oih¢r mailers in ¢oftnecEion with the examinalion 10 which ￿tentIOn should be
drawn in this i'eport in ol'der to enable a proper uTrdersthnding of the accounls lo be reached.
M Khawar FCA
Cartwi'ighis
Chartered Accoun￿￿18 and Business Advisors
Regency House
33 Wood Sts'eet
Barnet
Hertfotthhire
EN5 4BE
Dale..

Daeornm B&ngl•deshi Welfare Assoeialion
Statement of Financi￿ Activitios
for the Year Ended 31 March 2015
2025
Unrestricted
funds
2024
Total
funds
Noles
INCOME AND ENDOWMENTS FROM
Donations and legacies
225,668
170.257
ChAritablc actlvities
Ch￿.11&bEe
41,836
34.345
Investment income
8.811
Total
276.315
204,a13
EXPENDrruRE ON
Raising funds
40.946
35.288
Charllable actlvlties
Charirable
ICXl.360
74,208
Totol
141,306
109,496
NET INCOME
l35,IXJ9
95,107
RECONCILIATION OF FUNDS
Total funds brought forward
307.198
212,091
TOTAL FUNDS CARRIED FORWARD
442.207
307,198
The note3 forni part of these financial statements

Dacorum Bangladeshi Welfare AssociatSon
Balwice Sheet
31 March 2¢ll5
2025
Unrestricted
funds
2024
Total
funds
Not&s
IIIXED ASSETS
Tangible assels
387.865
397,071
CURRENT ASSETS
Debtors
Cash al bank
7,400
90,751
127,893
130.893
98,151
CREDITORS
Amoiinis falling due within one year
(27,303)
(15,053)
NET CUIIRENT ASSETS
103,590
83,098
TOTAL ASSETS LLSS CURRENT
LIABILITl&S
491,455
480,169
CREDITORS
Amourtis falling due Afta. more than one year
10
(49,248)
(172,971)
NET ASSETS
442,207
307,198
FUNDS
Umrsliieled fiJnd5
12
442,207
307,198
I'OTAL FUNDS
442,207
307,198
The financial slalements were approved by the Bi)8rd of Thlsiees and authorised for issue on
and wth'e signed on its behalf by:
l Rahrnan- Tiustee
The notes fonn part of these rmat￿l81 statements

Dacorum Bangl8d&8hi wdfgre Association
Notes to the Financial Statements
for the Year Ended 31 March 2025
COMPANY INFORMATION
Dacorum Bangladeshi Welfare Association is an a&socRation conslituted under & governing document dated 13
March 2014, The addr&ss of the registeTed office i5 given on the legal and administrltive inforni&tion page of these
financial stalemeiils.
ACCOUNTING POLICIFS
Basls of prepAring the fillancial stattmcnts
The accounis have been prepared in accordance wilh ieh Charity's governing documenL the Charities Act 2011 and
"Accounting aiid reporting by Ch￿lties.. statement of recommended pracliee applicable to Charities preparing their
acocunts in accordance within the Financial rew)rting $thnd￿￿ applicable in the UK And Republic of I￿land (FRS
1021" (as amended for accounting p¢tiods commencing fron) l January 2016). The charity is a public benefit entity
as defined by FRS 102.
The charity has taken advantage of the provisions in the SORF for charities 4)plying FRS 102 update bulletin I not
lo prepare a slatemenl of cash flows.
The financial blatements are prewEd in sterling. which is the functionJl c[￿reD¢y of the charity. Monetsry amounts
in these financial stat¢m¢nts rounded lo the nearest £.
The financial stalemetils have been prepared under historical wst convention.
Incomc
All income is recognised in the Statement of Financial Aclivilies once the charity h&4 entitl¢menl to Ihc funds. il is
probable Ihal the income will be ￿e1ved and the amount eAn be mwured reliably.
Cash donations are recognised on receipt.
Income received from classes is r¢¢ognised utKbn receipt.
Expenditure
Liabilili¢s are recogni%ed as expenditure gs soon as lhe￿ is a legal or constTUClive obligation commilling the ch￿￿tY
lo that expenditure. it is probable that a transfer of economic benefits will be required in settlemeiit and the amount
of the obligaiion ¢an be measured reliably. Ex￿ndItUre is accounted for on an a￿rualS basis and has been classified
under headings that aggregate all cost relAted io the category. Where COSL8 cannot be directly aits'ibuled to pai1icu10r
headings they have been allocated to activities ott a b￿lS consislenl with the use of resources.
Charitable funds
Unrestricted ￿ndS aff available for use at the discrelion of the Trustees in futtherance of (heir charitable objectives.
Desi8nated funds comprise fun(ts which have been set asidc at the discretion of the Trnstees for specifi¢ purposes.
The purposes and u5¢s of the designa￿d fuThls are set oul in the note5 of the financial staternents.
Txnglble fixed assets
Depreciation is provided al the following annual rdtes in onler to write off each &sset over ils estimated usethl life.
Freehold property
Fixtures and fiiiings
2¥0 on cost
25O/fj on cosl
Taxatio
Th¢ charily is ex¢mpi from tsx on 115 e￿ilable activities.

Dacornm Banglad￿h1 Welfare Association
Notes to the Financi81 Statements- continued
for the Year EDded 31 March 2025
ACCOUNTING POLICIES - contlnued
Fund accounting
Unrestricted fiinds can be used in ￿COrdanCe with the charitable objectives at the discretion of the trustees.
.Rests'icled funds can only be used for particular restricted pvTrrt)ses within the (l)jects of the chariry. Restrictiorjs
rise when specified by (he donor or when funds are raiseLI for particular restricied pu￿oS&￿.
Further explanation of the nature and purrM)se of each fvnd is ittcluded in the notas to the financi&l statement5.
Hii'e purchase and leaslng commllments
Rentals paid undei. operatiTrg leases are charged to the Sthiemenl of Financial Aclivilies on a straight line basis over
the period of the lea&e.
INVESTMENf INCOME
2025
2024
Rents received
Deposit a¢¢ount interest
8.810
8,811
RAISING FUNDS
Ralslng donation5 llnd legacies
2025
2024
Other Fundroising cos15
Support costs
24,3lO
7,036
14,673
20,615
31,346
35.288
TRUSTEES, REMUNERATION AND BENEFrrs
There were Ao truslees, remuneration or other benefits for the year ended 31 Ma￿h 2025 nor for the year ended
31 Maieh 2024.
Trustees, expenses
There wer¢ no tsvslees, expense5 paid for the year ended 31 Ma￿h 2025 nor for the year ended 31 March 2024.

Dacorum Banglad&¥hi Welfare AssociYAtion
Notes to tbe Finallcial Statements - continued
for the Year Ended 31 March 2025
COMPARATIVFS FOR THE STATEMENT OF FINANCIAL AcrIvtTlFS
Unrestri¢¢¢d
funds
INCOME AND ENDOWMENTS FROM
Donations and legacies
170.257
Charltable activities
Chwitable
34,345
Investment income
Total
204,603
EXPEI NDITURE ON
Raising fuilds
35.288
Cliaritable actiyitles
Charitable
74.208
Total
509,496
NET INCOME
95,107
RECONCILIATION OF FUNDS
Total ￿ndS b￿ught forward
212,091
TOTAL FUNDS CARRIED FORWARD
307,198
TANGIBLE FIXED ASSETS
Fixiures
and
fittings
Freehold
propery
Totals
COST
At l April 2(r24 and 31 March 2025
430.631
4,145
434,776
DEPRECIATION
At l April 2024
Charge for year
34.451
8,612
3.254
37,705
9.206
At 31 March 2025
43.063
3,848
46.91l
NET BOOK VALUE
Al 3 l March 2025
387,568
297
387,865
At 31 March 2024
396,180
891
397,071

Dacorum Bangladeshl WelfAre A&soeiation
Notes to tlie Flngncial Staten)¢nts - coiitinued
ror the Year Ended 31 March 2025
DEBTORS: AMouNfs FALLING DUE ￿THllN ONE YEAR
2025
2024
Other debtoiB
7.400
C￿1 DITORS: AMOUNTS FALLING DUE WITHtN ONE YEAR
2025
2024
Bank loans and ov¢rdrafts (see note I l)
Other ejtditors
14,875
12,428
14,875
178
27,303
15.053
io,
CREDITORS: AMOUNTS Tr ALLING DUE AFTER MORE THAN ONE YEAR
2025
2024
Bank loans (see note I l)
49,248
172,971
ii.
LOANS
An analysis of Ihe maturity of loans is given below:
2025
2024
Amounts falling due within one year on demand:
Bank loans
14.875
14,875
Amounls falling duc in more Ihan five yeatS:
Repayable by instalments..
Bank lo&ns more 5 yr by inst81
49,248
l72,971
12.
MOVEMENT IN FUNDS
Net
movemeni
in funds
Ai
3113125
Ai 114124
Unrestrlcted fun
General fund
307.198
135,009
442,207
TOTAL FUNDS
307,198
135,009
442,207

Dacorum Bangladtsbl Welfare Association
Notes to the Financial Statements - Continued
for the Year Ended 31 March 2025
12.
MOVEMENT IN FUNDS - continued
Net movement in fvnds, included in the above a￿ as follows:
Incoming
r&source5
Resources
expended
Movement
in funds
Unresti'icted ￿ndS
General fund
276.315
(I41,306)
135,009
TOTAL FUNDS
276,315
(141,306)
135,iJ19
Comp8rallves for movcment in thnds
Nel
movement
in fvnds
At
3113124
A¢ 114123
Unrestrlcted funds
General bjnd
212,091
95,107
307,198
TOTAL FUNDS
212,091
95,107
307,198
Compardiive net movement irt fijnds, included in Ihe above are as follows:
Inconiing
resources
Resources
expended
Movement
in funds
Unrestricted lunds
General fund
204,603
(109,496)
95, l¢YI
TOIAL FUNDS
204,603
(109,496)
95,107
A cufteni year 12 months and prior Y￿ 12 months combintyj position is as follows:
Net
movemenr
in ￿ndS
Al
3113125
At 114r23
Uiirestricted fund5
Gener241 ￿nd
211091
230,116
442,207
TOTAL FUNDS
212,091
230.116
442.207
-iO-

D9con)m Bangladeshi Welf&re A&sociailon
Notes to the Financial Stalements - contlnlled
for the Year Ended 31 Mgrch 2025
12.
MOVEMENT IN FUNDS - continued
A cuttenl year 12 month5 and wior year 12 Mond￿ combined nel movement in funds, included in the above are as
follows:
Incoming
Sources
Resources
expended
Movement
in funds
lJnrestricted fund5
General fund
480.918
(250,802)
230,116
TOTAL FUNDS
480,918
(250,802)
230,116
13,
RELATED PARTY DISCLOSURLS
There were no related party transaclions for the year ended 31 March 2025.
CONCESSIONAL LOAN
A conce&5ional Loan of £3,00012024 ..£7.4￿) paid to Muhammed Hamid Naqvi on 1911012022 is still outstanding,
Initial ￿paYMent ternis slate that the loan is lo be tepoid back within 6 months of the funds being traiisfenEd. New
lems a￿'eed for payment and will be repaid on demand.

DaC0￿M Bangladeshi Welfare knociation
Detsiled Statement of Financial Activltlas
for tbe Year Ended 31 March 2025
2025
2024
INCOME AND ENDOWMENrs
Donatl(bns and lega¢5o8
Donations and legacies
225.668
170,257
Investment Income
Rents received
Deposit account interest
8,810
8.811
Charllable actlvitie8
Children and adult teaching
41.836
34,345
Total ineoining rttources
276,315
204,603
EXPENDITURE
RAislng donatloijs #nd legaeles
Other Fundraising cosrs
24.310
14.673
Other trAdlng aetlvltles
Other op￿￿tIng leases
Charitable actlvlties
Rates and water
Insui'an¢e
Telephone
Sundi'ies
CRB Checks
14.ayer Fees
Teaching services
Repaii's and Mailllenance
Hall Hire
pps
Advertising
Freehold property
Fixtures and flllings
8,314
1.270
762
11.230
98
24,437
31382
7,015
4,300
1,346
4,026
1,227
529
8,565
5.293
28,586
7.096
5.137
2,822
1,278
8,613
1,036
8,613
593
100.360
74208
Support costs
Financc
Finance chfu'ges
7,036
17,779
Thi5 page does not frth part of the staiulory fthancial statements
-12-

Dacorum Bangladeshi Weifgre A&sociation
Detailed Ststernent of Financial Aetivities
for the Year Ended 3J March 2025
2025
2024
Finaiice
Governance costs
Leg￿ and professional fees
2,836
Total resouices expended
141,306
109,496
Net income
135,IX19
95,107
Thi5 page d0¢5 noi forn] part of the statutory financial statements
-13-