2024-12-31-accounts

Independent examiner's report on the accounts

Section A Independent Examiner’s Report

Report to the trustees/ members of	Charity Name South Cardiff Ministry Area
On accounts for the year	31 December 2024		Charity no	1155549
ended			(if any)
Set out on pages
		(remember to include the page numbers of additional sheets)		(remember to include the page numbers of additional sheets)

I report to the trustees on my examination of the accounts of the above charity (“the Trust”) for the year ended 31[st] December 2024. Responsibilities and basis As the charity's trustees, you are responsible for the preparation of the accounts in of report accordance with the requirements of the Charities Act 2011 (“the Act”).

• I report in respect of my examination of the Trust’s accounts carried out under section 145 of the 2011 Act and in carrying out my examination, I have followed all the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act.

• Independent examiner's I have completed my examination. I confirm that no material matters have come to statement my attention in connection with the examination which gives me cause to believe that in, any material respect:

  • the accounting records were not kept in accordance with section 130 of the Charities Act; or

  • the accounts did not accord with the accounting records; or

  • the accounts did not comply with the applicable requirements concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a ‘true and fair’ view which is not a matter considered as part of an independent examination.

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

• Please delete the words in the brackets if they do not apply.

Signed:	~~Y)f/]J~~	Date:15 October 2025 ~~oe~~	Date:15 October 2025 ~~oe~~
Name:	Peter Chapman ACMA CGMA
Relevant professional	CIMA Chartered Institute of Management Accountants. Practicing
qualification(s) or body	Certificate Holder
(if any):
Address:	Chapman & Co (Penarth) Ltd, 31 Coleridge Avenue, Penarth, CF64 2SQ

1

Oct 2018

IER

Sofa Separate Designated

	Unrestricted	Designated	Restricted	Endowment	Total	Prior year total
	funds	funds	funds	funds	funds
						funds
Income and endowments from:
Donations and legacies	81,603.59	565.00	3,034.91	-	85,203.50	95,369.68
Income from charitable activities	10,743.36	-	-	-	10,743.36	8,837.10
Other trading activities	175,426.49	-	-	-	175,426.49	190,489.35
Investments	6,378.44	-	-	-	6,378.44	8,611.35
Other income	7,100.00	-	-	-	7,100.00	9,525.00
Total income	281,251.88	565.00	3,034.91	-	**284,851.79 **	312,832.48
Expenditure on:
Raising funds	116.69	-	-	-	116.69	242.11
Expenditure on charitable activities	265,946.29	6,645.02	2,265.91	-	274,857.22	306,657.12
Other expenditure	1,377.00	12,261.83	-	-	13,638.83	307.00
Total expenditure	267,439.98	18,906.85	2,265.91	-	**288,612.74 **	307,206.23
Net income / (expenditure) resources before transfer	13,811.90	(18,341.85)	769.00	-	(3,760.95)	5,626.25
Transfers
Gross transfers between funds - in	3,685.57	-	-	-	3,685.57	93.37
Gross transfers between funds - out	-	(3,685.57)	-	-	(3,685.57)	(93.37)
Other recognised gains / losses
Gains/losses on investment assets	400.69	-	-	15,641.10	16,041.79	15,472.65
Gains on revaluation, fixed
assets, charity's own use	-	-	-	-	-	-
Net movement in funds	17,898.16	(22,027.42)	769.00	15,641.10	12,280.84	21,098.90

Reconciliation of funds

Total funds brought forward Total funds carried forward Represented by Unrestricted General Fund Designated (St Mary's) Faithful Butetown (St Mary's) Croeso Butetown (New) (St Mary's) Flowers (St Mary's) Garden (St Mary's) Homeless (St Mary's) Major Projects (St Mary's) Refugee Week (St Mary's) Sunday School Fund (St Saviours) Chairs (St Saviours) Light Bulbs Restricted (D&S) Heart Defibrillator (St Mary's) Sunday School Fund Charity Collections Endowment (D&S) 43 Pentre Street (D&S) St Dyfrigs Hall (St Pauls) Iron Room Endowment

119,327.04 25,169.80 2,460.50 284,202.61 431,159.95 410,061.05

137,225.20 3,142.38 3,229.50 299,843.71 443,440.79 431,159.95 137,225.20 - - - 137,225.20 119,327.04 - (482.00) - - (482.00) (482.00) - 161.91 - - 161.91 161.91 - 186.14 - - 186.14 82.91 - 298.15 - - 298.15 298.15 - 563.61 - - 563.61 563.61 - 2,473.76 - - 2,473.76 8,396.60 - (360.41) - - (360.41) - - 51.22 - - 51.22 51.22 - - - - - 15,847.40 - 250.00 - - 250.00 250.00 - - 544.00 - 544.00 544.00 - - - - - - - - 2,685.50 - 2,685.50 1,916.50 - - - 236,186.78 236,186.78 223,920.49 - - - 38,531.72 38,531.72 36,530.59 - - - 25,125.21 25,125.21 23,751.53

Sola Sewate De51inated-Tolal In¢ome vs Expendlture Income.'284851.79 Expenditure=288612.74 Sola Sew•te 0e51inated.lncome DonatlOn5 and iegacies'.85203.50 In¢ome fr¢m ¢haritsble a¢tlv1ties=10743.36 Other tradin8 activitie5:175426.49 Investrnents.'6378.44 Other Intome'.7100.00

Balance Sheet (Summary)

	As at	As at
	31/12/2024	31/12/2023
Fixed assets
	-	-
Current assets
Investments	308,883.86	292,842.07
Cash At Bank And In Hand	134,556.93	138,317.88
	443,440.79	431,159.95

Liabilities Net current assets less current liabilities Total assets less current liabilities Liabilities Total net assets less liabilities Represented by Unrestricted Unrestricted - General Funds Designated Designated - (St Mary's) Faithful Butetown Designated - (St Mary's) Croeso Butetown (New) Designated - (St Mary's) Flowers Designated - (St Mary's) Garden Designated - (St Mary's) Homeless Designated - (St Mary's) Major Projects Designated - (St Mary's) Refugee Week Designated - (St Mary's) Sunday School Fund Designated - (St Saviours) Chairs Designated - (St Saviours) Light Bulbs Restricted Restricted - (D&S) Heart Defibrillator Restricted - Charity Collections Endowment Endowment - (D&S) 43 Pentre Street Endowment - (D&S) St Dyfrigs Hall Endowment - (St Pauls) Iron Room Endowment Fund Totals

- - 443,440.79 431,159.95 443,440.79 431,159.95 - - 443,440.79 431,159.95 137,225.20 119,327.04 (482.00) (482.00) 161.91 161.91 186.14 82.91 298.15 298.15 563.61 563.61 2,473.76 8,396.60 (360.41) - 51.22 51.22 - 15,847.40 250.00 250.00 544.00 544.00 2,685.50 1,916.50 236,186.78 223,920.49 38,531.72 36,530.59 25,125.21 23,751.53 443,440.79 431,159.95

Statement of Assets and Liabilities (by code)

General Designated Restricted Endowment

Total Last year

Class and nominal code

Current Asset - Cash At Bank And In Hand	Current Asset - Cash At Bank And In Hand
6501: Current Account	102,868.84	3,142.38	2,787.50	-	108,798.72	104,852.19
6505: Deposit Account	25,742.21	-	-	-	25,742.21	33,449.69
6590: Cash in hand	(426.00)	-	442.00	-	16.00	16.00
Total	128,185.05	3,142.38	3,229.50	**- **	**134,556.93 **	138,317.88
Current Asset - Investments
6534: Other investments	9,040.15	-	-	299,843.71	308,883.86	292,842.07
Total	9,040.15	-	-	**299,843.71 **	**308,883.86 **	292,842.07
Net total assets	137,225.20	3,142.38	3,229.50	**299,843.71 **	**443,440.79 **	431,159.95
Represented by
Endowment - (D&S) 43 Pentre Street	-	-	-	236,186.78	236,186.78	223,920.49
Restricted - (D&S) Defib - Res	-	-	544.00	-	544.00	544.00
Endowment - (D&S) St Dyfrigs Hall	-	-	-	38,531.72	38,531.72	36,530.59
Designated - (St Mary's) Faithful Butetown	-	(482.00)	-	-	(482.00)	(482.00)
Designated - (St Mary's) Croeso Butetown (New)	-	161.91	-	-	161.91	161.91
Designated - (St Mary's) Flowers	-	186.14	-	-	186.14	82.91
Designated - (St Mary's) Garden	-	298.15	-	-	298.15	298.15
Designated - (St Mary's) Homeless	-	563.61	-	-	563.61	563.61
Designated - (St Mary's) Major Projects	-	2,473.76	-	-	2,473.76	8,396.60
Endowment - (St Pauls) Iron Room	-	-	-	25,125.21	25,125.21	23,751.53
Designated - (St Saviours) Chairs	-	-	-	-	-	15,847.40
Designated - (St Saviours) Light Bulbs	-	250.00	-	-	250.00	250.00
Restricted - Charity Collections	-	-	2,685.50	-	2,685.50	1,916.50
Unrestricted - General	137,225.20	-	-	-	137,225.20	119,327.04
Designated - Refugee	-	(360.41)	-	-	(360.41)	-
Designated - Sunday School	-	51.22	-	-	51.22	51.22

Total 137,225.20 3,142.38 3,229.50 299,843.71 443,440.79 431,159.95

Fund movement summary

Fund Opening Incoming Outgoing Transfers Gains/Losses Journals Closing

Fund	Opening I	ncoming	utgoing Tran	sfers Gains	**Losses **	Journals	Closing
(D&S) 43 Pentre Street
Endowment	223,920.49	-	-	-	-	12,266.29	236,186.78
**Sub-totals **	223,920.49	-	-	-	**- **	**12,266.29 **	236,186.78
(D&S) Defib - Res
Restricted	544.00	-	-	-	-	-	544.00
Sub-totals	544.00	-	-	-	-	-	544.00
(D&S) St Dyfrigs Hall
Endowment	36,530.59	-	-	-	-	2,001.13	38,531.72
Sub-totals	36,530.59	-	-	-	-	2,001.13	38,531.72
(St Mary's) Faithful Butetown
Designated	(482.00)	-	-	-	-	-	(482.00)
Sub-totals	(482.00)	-	-	-	-	-	(482.00)
(St Mary's) Croeso Butetown (New)
Designated	161.91	-	-	-	-	-	161.91
Sub-totals	161.91	-	-	-	-	-	161.91
(St Mary's) Flowers
Designated	82.91	465.00	361.77	-	-	-	186.14
Sub-totals	82.91	465.00	361.77	-	-	-	186.14
(St Mary's) Garden
Designated	298.15	-	-	-	-	-	298.15
Sub-totals	298.15	-	-	-	-	-	298.15

(St Mary's) Homeless

Designated	563.61	-	-	-	-	-	563.61
Sub-totals	563.61	-	-	-	-	-	563.61
(St Mary's) Major Projects
Designated	8,396.60	-	5,922.84	-	-	-	2,473.76
Sub-totals	8,396.60	-	5,922.84	-	-	-	2,473.76
(St Pauls) Iron Room
Endowment	23,751.53	-	-	-	-	1,373.68	25,125.21
Sub-totals	23,751.53	-	-	-	-	1,373.68	25,125.21
(St Saviours) Chairs
Designated	15,847.40	100.00	12,261.83	(3,685.57)	-	-	-
Sub-totals	15,847.40	100.00	12,261.83	(3,685.57)	-	-	-
(St Saviours) Light Bulbs
Designated	250.00	-	-	-	-	-	250.00
Sub-totals	250.00	-	-	-	-	-	250.00
Charity Collections
Restricted	1,916.50	3,034.91	2,265.91	-	-	-	2,685.50
Sub-totals	1,916.50	3,034.91	2,265.91	-	-	-	2,685.50
General
Unrestricted	119,327.04	281,251.88	267,439.98	3,685.57	-	400.69	137,225.20
**Sub-totals **	**119,327.04 **	281,251.88	267,439.98	3,685.57	-	**400.69 **	137,225.20
Refugee
Designated	-	-	360.41	-	-	-	(360.41)
Sub-totals	-	-	360.41	-	-	-	(360.41)
Sunday School
Designated	51.22	-	-	-	-	-	51.22
Sub-totals	51.22	-	-	-	-	-	51.22

Totals 431,159.95 284,851.79 288,612.74

- 16,041.79 443,440.79

-

Analysis of income and expenditure

Total

Unrestricted Designated Restricted Endowment This year Last year

INCOME AND ENDOWMENTS FROM:

Donations and legacies
0101 - Standing Order Planned Giving	7,210.98	-	-	-	7,210.98	9,396.00
0102 - Occasional Giving via Bank	147.24	-	-	-	147.24	-
0110 - Gift Aid Envelopes -
Occasional	-	-	-	-	-	-
0111 - Gift Direct	32,646.27	-	-	-	32,646.27	28,260.80
0112 - Other planned giving	-	-	-	-	-	-
0113 - Weekly envelope planned giving	8,365.89	-	-	-	8,365.89	9,486.94
0114 - Special Service
Giving Envelopes	-	-	-	-	-	-
0201 - Loose plate offering	5,518.99	-	-	-	5,518.99	4,126.98
0202 - Offerings - Weddings	82.90	-	-	-	82.90	876.44
0203 - Offerings - Baptisms	-	-	-	-	-	-
0204 - Offerings - Funerals	3,816.66	-	-	-	3,816.66	2,538.75
0301 - Gift day receipts	100.00	-	-	-	100.00	-
0302 - Wall safe / box
donations	-	-	-	-	-	-
0303 - One off Gift Aid donations	1,005.70	-	-	-	1,005.70	500.00
0304 - Gifts of quoted
securities	-	-	-	-	-	-
0305 - Donations appeals etc	9,275.62	565.00	2,593.65	-	12,434.27	13,492.87
0306 - Contactless
Donations	-	-	-	-	-	-
0401 - Mission Boxes	-	-	-	-	-	-

0402 - Other collections/mission appeals	-	-	441.26	-	441.26	6,384.50
0501 - Recovered HMRC Gift Aid receipts	2,666.89	-	-	-	2,666.89	983.05
0502 - Recovered HMRC GASDS receipts	1,566.96	-	-	-	1,566.96	1,262.76
0503 - Recovered Gift Direct Gift Aid	9,199.49	-	-	-	9,199.49	8,902.11
0601 - Legacies	-	-	-	-	-	-
0701 - Recurring grants	-	-	-	-	-	-
0702 - Non-recurring one-off grants	-	-	-	-	-	9,158.48
Donations and legacies Totals	81,603.59	565.00	3,034.91	-	85,203.50	95,369.68

Income from charitable activities (St Mary the Virgin, Bute Street, Cardiff (PRSN: 4524), St Saviour, Splott (PRSN: 4193), Grangetown St Paul, St Dyfrig and St Samson, Grangetown (PRSN: 4523), South Cardiff MA)

0403 - Candles Income	981.36	-	-	-	981.36	212.10
0901 - Fees for Occasional
Offices	-	-	-	-	-	-
0902 - Wedding fee	740.00	-	-	-	740.00	580.00
0903 - Blessing fee	-	-	-	-	-	-
0904 - Publication of Banns	700.00	-	-	-	700.00	325.00
0905 - Funeral fee	8,322.00	-	-	-	8,322.00	7,720.00
0906 - Burial fee	-	-	-	-	-	-
0907 - Memorial fee	-	-	-	-	-	-
0908 - Search of registers	-	-	-	-	-	-
Income from charitable activities Totals	10,743.36	-	-	-	10,743.36	8,837.10

Other trading activities (St Mary the Virgin, Bute Street, Cardiff (PRSN: 4524), St Saviour, Splott (PRSN: 4193), Grangetown St Paul, St Dyfrig and St Samson, Grangetown (PRSN: 4523), South Cardiff MA)

0801 - Fund raising	7,516.30	-	-	-	7,516.30	10,131.63
0802 - Other funds generated	108,316.70	-	-	-	108,316.70	122,688.74
0803 - Hall Rental Income	29,087.50	-	-	-	29,087.50	17,780.00
0804 - Magazine/other publication sales	-	-	-	-	-	65.00
0805 - Sundry income	255.00	-	-	-	255.00	2,499.50
0806 - Printing Income	-	-	-	-	-	3,114.53
0807 - Church Building Rental	-	-	-	-	-	625.00

0808 - MA/Parish share rebate	5,191.87	-	-	-	5,191.87	23,934.14
0809 - Car Parking Income	25,059.12	-	-	-	25,059.12	9,650.81
Other trading activities Totals	175,426.49	-	-	-	175,426.49	190,489.35

Investments (St Mary the Virgin, Bute Street, Cardiff (PRSN: 4524), St Dyfrig and St Samson, Grangetown (PRSN: 4523))

1001 - Dividends/investment income	5,775.58	-	-	-	5,775.58	5,775.58	8,000.60
1020 - Bank and building society interest	602.86	-	-	-		602.86	610.75
1030 - Rent from investment
land or buildings	-	-	-	-		-	-
Investments Totals	6,378.44	-	-	-	6,378.44		8,611.35
Other income(St Mary the Virgin, Bute Street,		Cardiff (PRSN: 4524), St Saviour, Splott (PRSN: 4193),
Grangetown St Paul, St Dyfrig	and St Samson,	Grangetown (PRSN: 4523), South Cardiff MA)
0809 - Bingo income	5,500.00	-	-	-	5,500.00		-
0810 - Bingo income	1,600.00	-	-	-	1,600.00		9,525.00
1101 - Insurance claims	-	-	-	-		-	-
1102 - Surplus - Sales of
fixed assets	-	-	-	-		-	-
1103 - Sales of fixed assets	-	-	-	-		-	-
1104 - Sale of investments	-	-	-	-		-	-
1105 - Loans received	-	-	-	-		-	-
1106 - Loan repaymnets
received	-	-	-	-		-	-
Other income Totals	7,100.00	-	-	-	7,100.00		9,525.00
Income and endowments Grand totals	281,251.88	565.00	3,034.91	-	284,851.79 312,832.48
EXPENDITURE ON:
Raising funds
3101 - Fees paid to fund
raisers	-	-	-	-		-	-
3102 - Costs of applying for
grants	-	-	-	-		-	-
3103 - Costs of generating resoucres - giving	-	-	-	-		-	35.52
3104 - Costs of fund raising	116.69	-	-	-		116.69	206.59

Raising funds Totals

116.69 - - - 116.69 242.11

Expenditure on charitable activities(St Mary the Virgin, Bute Street, Cardiff (PRSN: 4524), St Saviour, Splott	Expenditure on charitable activities(St Mary the Virgin, Bute Street, Cardiff (PRSN: 4524), St Saviour, Splott	Expenditure on charitable activities(St Mary the Virgin, Bute Street, Cardiff (PRSN: 4524), St Saviour, Splott	Expenditure on charitable activities(St Mary the Virgin, Bute Street, Cardiff (PRSN: 4524), St Saviour, Splott	Expenditure on charitable activities(St Mary the Virgin, Bute Street, Cardiff (PRSN: 4524), St Saviour, Splott	Expenditure on charitable activities(St Mary the Virgin, Bute Street, Cardiff (PRSN: 4524), St Saviour, Splott	Expenditure on charitable activities(St Mary the Virgin, Bute Street, Cardiff (PRSN: 4524), St Saviour, Splott
(PRSN: 4193), Grangetown St Paul, St Dyfrig and St Samson, Grangetown (PRSN: 4523), South Cardiff MA)
2001 - Diocesan share	101,932.98	-	-	- 101,932.98		95,882.76
2101 - Clergy expenses	-	-	-	-	-	121.87
2102 - Clergy expenses - mileage	571.24	-	-	-	571.24	748.25
2103 - Clergy expenses -
printing/postage/stationery	-	-	-	-	-	-
2104 - Clergy expenses - equipment	312.99	-	-	-	312.99	23.00
2120 - Council tax	-	-	-	-	-	-
2145 - Parsonage - water	1,225.13	-	-	-	1,225.13	1,298.28
2146 - Parsonage - gas	-	-	-	-	-	-
2147 - Parsonage - electricity	738.47	-	-	-	738.47	906.75
2148 - Parsonage -
Oil/wood/LPG/other	-	-	-	-	-	-
2149 - Parsonage - other
	-	-	-	-	-	-
expenses
2150 - Clergy - telephone/mobile/internet	474.44	-	-	-	474.44	898.91
2170 - Professional
development & training cost	-	-	-	-	-	-
2201 - Assistant clergy
fees/expenses	-	-	-	-	-	-
2202 - Readers Expenses	-	-	-	-	-	-
2203 - Curate expenses	-	-	-	-	-	-
2210 - Readers expenses -
mileage	-	-	-	-	-	-
2211 - Readers expenses -
printing/postage/stationery	-	-	-	-	-	-
2212 - Readers expenses -
equipment	-	-	-	-	-	-
2220 - Curate expenses -
mileage	-	-	-	-	-	-
2221 - Curate expenses -
printing/postage/stationery	-	-	-	-	-	-
2222 - Curate expenses -
equipment	-	-	-	-	-	-
2230 - Lay Ministers	-	-	-	-	-	-

expenses
2231 - Lay Ministers
expenses - mileage	-	-	-	-	-	-
2232 - Lay Ministers
expenses -	-	-	-	-	-	-
printing/postage/stationery
2233 - Lay Ministers
expenses - equipment	-	-	-	-	-	-
2234 - Lay Ministers Salary	-	-	-	-	-	-
2235 - Lay Ministers HMRC
payments	-	-	-	-	-	-
2236 - Lay Ministers
Pension contributions	-	-	-	-	-	-
2340 - Maintenance of services	2,765.59	361.77	-	-	3,127.36	3,557.21
2341 - Costs of vergers, organists and choir	1,350.00	-	-	-	1,350.00	2,245.00
2342 - Music & performance
	-	-	-	-	-	-
expenses
2343 - Music Instrument Tuning/Maintenance	-	-	-	-	-	876.00
2344 - Costs of digital
services (streaming,	-	-	-	-	-	-
subscriptions)
2345 - Costs of Copyright License	431.20	-	-	-	431.20	-
2401 - Costs of meetings	-	-	-	-	-	-
2402 - Bank and Credit Card Charges	373.67	-	-	-	373.67	370.93
2403 - Cost of printing, post and stationery	(422.88)	-	-	-	(422.88)	6,272.20
2404 - MA - telephone/mobile/internet	126.00	-	-	-	126.00	126.00
2405 - Office and general
expenditure	-	-	-	-	-	-
2406 - Admin/Staff Salary	-	-	-	-	-	-
2407 - Depreciation	-	-	-	-	-	-
2408 - Leasing and Hire
purchase charges	-	-	-	-	-	-
2409 - Professional Fees	100.00	-	-	-	100.00	-
2410 - IE/Audit and
accountancy fees	-	-	-	-	-	-

2411 - Investment
management fees	-	-	-	-	-	-
2412 - Trustee Training and
development	-	-	-	-	-	-
2413 - Trustee expenses	-	-	-	-	-	-
2414 - Trustee Other Costs	-	-	-	-	-	-
2415 - Gifts to individuals	30.00	-	-	-	30.00	-
2421 - Admin/Staff HMRC
payments	-	-	-	-	-	-
2422 - Admin/Staff Pension
contributions	-	-	-	-	-	-
2423 - Admin/Staff
Expenses	-	-	-	-	-	-
2424 - Admin/Staff
Equipment	-	-	-	-	-	-
2425 - Admin/Staff Other
Costs	-	-	-	-	-	-
2450 - MA/LMA central costs	102,463.74	-	-	-	102,463.74	122,273.35
2501 - Church operating costs - insurance	9,772.24	-	-	-	9,772.24	9,546.65
2502 - Church operating costs - electricity	1,959.22	-	-	-	1,959.22	4,225.22
2503 - Church operating costs - gas	13,804.73	-	-	-	13,804.73	9,597.17
2504 - Church operating costs - water	1,192.95	-	-	-	1,192.95	1,200.81
2505 - Church operating costs - other	8,872.78	-	-	-	8,872.78	439.93
2506 - Church operating
costs - oil/LPG	-	-	-	-	-	-
2507 - Interest on parish
loans	-	-	-	-	-	-
2508 - Church repairs and maintenance	2,410.20	-	-	-	2,410.20	7,102.44
2509 - Church Cleaning	-	-	-	-	-	30.93
2510 - Church operating costs - tel/mob/internet	734.47	-	-	-	734.47	641.80
2511 - Church operating
costs - fire equipment, roof	944.88	-	-	-	944.88	4,511.18
alam, CCTV service
2601 - Churchyard
management costs	-	-	-	-	-	-

2602 - Church hall operating
costs - other	-	-	-	-	-	-
2603 - Church hall operating costs - electric	1,215.41	-	-	-	1,215.41	1,182.38
2604 - Church hall operating costs - gas	1,166.90	-	-	-	1,166.90	1,100.13
2605 - Church hall operating
costs - insurance	-	-	-	-	-	-
2606 - Church hall costs - repairs/maintenance	6,969.39	-	-	-	6,969.39	18,879.80
2607 - Church hall costs -
tel./mob./internet	-	-	-	-	-	-
2608 - Church hall operating
costs - water	-	-	-	-	-	-
2609 - Church hall - equipment repair & renewal	288.46	-	-	-	288.46	1,048.85
2611 - Church hall operating costs - cleaning	1,249.20	-	-	-	1,249.20	1,697.32
2612 - Other property repairs/maintenance	-	-	-	-	-	107.58
2613 - Other property -
insurance	-	-	-	-	-	-
2614 - Other property -
electricity	-	-	-	-	-	-
2615 - Other property - gas	-	-	-	-	-	-
2616 - Other property -
oil/LPG	-	-	-	-	-	-
2617 - Other property -
water	-	-	-	-	-	-
2618 - Other property -
tel./mob./internet	-	-	-	-	-	-
2619 - Other property -
compliance costs	-	-	-	-	-	-
2641 - Churchyard grass
cutting	-	-	-	-	-	-
2642 - Churchyard structural
repairs	-	-	-	-	-	-
2643 - Churchyard memorial
costs	-	-	-	-	-	-
2644 - Churchyard grave
costs	-	-	-	-	-	-
2701 - Major building repairs and renovations	-	5,922.84	-	-	5,922.84	-

2801 - Children & young people activity costs	42.50	-	-	-	42.50	67.22
2803 - Payments to parish
lay workers	-	-	-	-	-	-
2804 - Cost of church publications	62.40	-	-	-	62.40	384.51
2805 - Cost of mission & evangelism	1,877.39	-	-	-	1,877.39	1,018.72
2806 - Other costs of parish mission work	255.45	360.41	-	-	615.86	1,250.41
2807 - Cost of maintaining
websites and social media	137.40	-	-	-	137.40	-
platforms
2901 - Support of diocesan
projects	-	-	-	-	-	-
2902 - Support of church charities & projects	40.00	-	-	-	40.00	1,050.00
2903 - Support of UK charities	477.75	-	1,338.56	-	1,816.31	3,373.78
2904 - Support of
international mission &	-	-	927.35	-	927.35	2,599.78
projects
Expenditure on charitable activities Totals	265,946.29	6,645.02	2,265.91	-	274,857.22	306,657.12

Other expenditure (St Mary the Virgin, Bute Street, Cardiff (PRSN: 4524), St Saviour, Splott (PRSN: 4193), Grangetown St Paul, St Dyfrig and St Samson, Grangetown (PRSN: 4523), South Cardiff MA)

3001 - Purchase of asstes for church purposes 3002 - Purchase of investments 3003 - Loans made 3004 - Loans received repayments 3005 - Loss on sale of fixed asset Other expenditure Totals Expenditure Grand totals	1,377.00 12,261.83 - - 13,638.83 307.00 - - - - - - - - - - - - - - - - - - - - - - - -
	1,377.00 12,261.83 - - 13,638.83 307.00
	267,439.98 18,906.85 2,265.91 - 288,612.74 307,206.23

SOUTH CARDIFF MINISTRY AREA BUTETOWN I GRANGETOWN I SPLorr

Overview of the Total Ministry Area

• Total Income £173,653.39 (As £111,198.40 is movement between accounts)

• Total Expenditure £179,941.48 (As £108,671.26 is movement between accounts)

• Movement -£3,760.95

Income

• Giving – £53,742.13 (31%) (£13,884.88 still cash) (Not including occasional service & donations)

• Gift Aid – £13,433.94 (38%)

• Giving and Gift Aid - £67,176.07 (60%)

• Income from our buildings and grounds £54,146.62(31%)

Expenditure

• Fairer Share £101,932.98 (57%) in 2025 we move to common fund £110k (8% increase)

• Operating cost of our buildings £29575.39 (16%) (without repairs and improvements)

• Supporting UK and World £2743.66

Overview of Financial Report 2023

Overall Movements

~~a~~	MinstryArea St Dyfrigand St Samson St Pauls St Marys St Saviours	MinstryArea St Dyfrigand St Samson St Pauls St Marys St Saviours	2,527.14 Rebates not 51.13 Electical Works £4033 -3,085.37£6335.22 Gas Bill for a number of 4,269.75 £3780 Garden Works -7,523.60£12261.83 on New Chairs	2,527.14 Rebates not 51.13 Electical Works £4033 -3,085.37£6335.22 Gas Bill for a number of 4,269.75 £3780 Garden Works -7,523.60£12261.83 on New Chairs	527.14 Rebates notpaid for last rebate 51.13 Electical Works £4033,Lessor Hall Painting£1571 £6335.22 Gas Bill for a number ofyears 269.75 £3780 Garden Works £12261.83 on New Chairs	527.14 Rebates notpaid for last rebate 51.13 Electical Works £4033,Lessor Hall Painting£1571 £6335.22 Gas Bill for a number ofyears 269.75 £3780 Garden Works £12261.83 on New Chairs	527.14 Rebates notpaid for last rebate 51.13 Electical Works £4033,Lessor Hall Painting£1571 £6335.22 Gas Bill for a number ofyears 269.75 £3780 Garden Works £12261.83 on New Chairs	527.14 Rebates notpaid for last rebate 51.13 Electical Works £4033,Lessor Hall Painting£1571 £6335.22 Gas Bill for a number ofyears 269.75 £3780 Garden Works £12261.83 on New Chairs
	~~aae~~		-3,760.95 ~~ae~~ ~~ee~~		~~eeee~~ ~~ee~~
Year ~~a~~		General ~~ae~~		Designated ~~ee~~		Restricted ~~ee~~	Total ~~ee~~	Change
•Cash P 2022 ~~a ~~		£117,857.89 ~~ae~~		£13,902.74 ~~ee ~~		£ 931.00 ~~ee~~	£132691.63 ~~ee~~	-£4,945.88
~~• Investments~~ 2023		~~Investments~~ £110,687.58		£25,169.80		£2,460.50	£138317.88	£5626.25
~~Investments~~ 2024		~~Investments~~ £137,225.20		£3142.38		£3229.50	£134556.93	-£3,760.95

3111212024 3111212023 Currant as5•ts 6501: 1(￿.79&T2 25.74121 1ts135219 33.449. 65￿Tr. Cash in harnj 6534. ¢￿T 34107 Total Curr•nt assets 443,440.79 431,159.95 Not A8s&t Surplus (def icit) 443.440.79 431,159.9S R•8• rv•s ,T60SS} 431.159. 16N1.79 111.. balarr8S 4101k%1.115 15.4T265 112.. C￿r&I￿SeS1C￿ InwstsMntass8ts Total R080 rvos 443,440.79 431,159.95 Represented by Funds 13722￿) 119J27.04 2&169. 3.142 3229￿> 2,460.9) 4171 284202.61 Tc*al 443A4th79 431,159,95

2024 Monthly Income l Expenditure totals - Details As at: 31 December 2024 _24 F•b_24 Mv_24 y_24 ltsy_24 Jwi24 thA_24 ￿24 S•p_X Ctt_x DK_24 CthDtdal 0101. SknllThJ l)def Fknrnd 13KITrJ 0102.. (Irasl(xwl (>4r¥J 4a B 0111..GfttJr&a 0113.. 02)1'. LcTh• ￿al? dlDrtr¥a 0￿2.. (kntYJs. 1.79).Q) 570th 8YJ.(X• 440m 440m 440.¢￿ 43lC(1 42Q(rf) 420.(A) 43).Q) 7210.98 550 141.74 14724 2517.(6 2,60958 2,656.% I￿28 195826 I958￿ 2SJ3th 2m.48 2ffj09.48 1789.43 2￿.48 32￿￿7 724.Q) 113.￿ 677.Q) 525.cfj 775IKI 872LKI ffi6.40 S94.tXI 61&(Q 721Q) 647.5) 840.tJ) 8￿.89 3￿.82 47267 482.67 e08.59 229A7 24158 548.&1 167.g2 50&1fj 384.71 ￿.68 5518.99 82g) 38.&) 31.10 24135 1233) 58322 181.(6 1CK).IY) 131.11 578.44 666.17 877.15 3016. 1￿.(￿) OJ)1'. (aft OJ)3.. (h off Gft Ad 2570A) 510m 1.110.(J) 350.(xI ) 165.￿) W.¢XI 610.1x1 3277.62 W).(6 1S8&tXI 1143427 74.( 44126 71m 101.Q) 981. 1666.89 0402.. (Xxjr cdleAll0rthlssk￿ 0403.. Car#Jes Ir£crn 0￿1.. ReoMr&J HKRC Gft￿l 165.IM) 107AXI 114.95 107.e6 131C(I 1.CQ5BS 0) 16Z(L) 88.95 79658 26.0) YA 05)3.. ftl(xh•ff￿ Gft (Jr•2 GftAd 1.. Flnd rasl 714.e6 ￿.76 599. 147B4 1a7.70 851.75 647A3 2.46122 599.37 ￿37 9,199.49 258.￿ 4Xlm 253.1)) 40.Tr) J)IKI 413XI 1J)7X) 4￿.(X1 70.IX) ￿).(￿) 2209.Q) 1.71&tXI 7516.￿tr 9247.32 11.610.71 8558.91 8.756.81 9.￿.76 T.￿.(￿) &616.¢X) 6.7￿.70 8.4￿.84 6591.45 8.726.TT 13263.43 108.316.70 2a5&1J) 1755m 1XJS.(XI 3370.LX) &S35AXI 2570AX) 1.937￿) 1.TTO.¢XJ 1J70.(Q 3.4￿1.(￿) 1 ffjell O) 2310.(1) 29.¢￿7.￿• 115.CL) .1x1 175th) 180m) 115.ci) 1￿).￿) 255.(x) 37&10 ￿TA)7 1.146A5 1271AS 5.191.87 323&87 3,10331 165925 2631.42 1.￿47 1X.46 1A67.66 la92￿ 2ffj79.68 1￿6318 3AXI.63 25.059.12 53X). 1m).IX) 1.eiK).cx) 740.IXI .fJ) 50.(XI 1S)AYJ 1(1).Q) 7CM).(KI 310.(fJ 1ffi8AX) 6X).IXI 596.ljl 510.(X) 1.47￿￿ 7￿.[￿) 1WI.(K) 720.(X) 720.cfj 8322.lJ) 123).13 126323 152188 1 ffj59.34 5,77558 3.78 2.52 134 149. {0.11} 126.52 )2. trAals 25W.14 24x89 21%19.Q3 21,114.10 2417332 21,78U1 ￿.￿2 20￿.￿ 18229.16 25J8U1 23,1￿26 33J2&ni 284351.79 0￿3.. W411 Ron￿ LW9.. Car P&lr¥J Ir££r 0810. Blrrfj) IrKxx 0￿)2. OW. P￿41(3￿ of8 1(QO.' 8•1( ¥LI txthJr¥J sc*lnknsl 147.97 159.78 2.66

Jan_24 F•b_24 klv_24 y_24 W_24 j￿24 ￿_24 AL24 Sop_x (kt_24 tra%_24 Dx_24 C￿&t￿lI 931232 9J1132 9J12.32 9312.32 &(6234 8.1￿.34 &(62.34 816234 8JW4 816134 8247J2 816134 101YJ2.98 11_9) 94.12 1304 43.47 27202 44.10 57124 46.&) 46.Q) 23.￿ 23.￿ 23.0) 312.99 lo2￿ 7359 130.59 TJ.02 129.se 101.48 101.48 101.48 101.48 118.48 7198 118.48 1225.13 T7￿1 38.75 263.75 9&75 3&75 523S 513S 738.47 42.IX) 42.¢XI 21.¢XJ 113.94 s5￿) 21.Q) 23.Q) 32 474.44 159.97 1.023.45 495.98 189.19 148.(Xl 161.45 75.44 864.37 21.C 78.S) 3,127 120.IX> XQ.CO 1eo.o) 19)A￿ 110.(n ￿(1) 910) .0) 1 J50.L 431JJ 431.3) 373.67 1422Sg) 126. 1Crf).C pom) JJ.o) 5008J 11 ￿7￿1 8558.91 8558.91 W.91 T.￿.(￿) 7ffi8.(M) 8.4￿￿4 8.4￿ 8￿1.45 8.72&7T 12.127.62 102,463.74 846.52 84656 846.56 846.56 eA6.56 846.% 641.60 641.fA) 844A) 844.85 844B5 87522 9,T72.24 $08.45 432.36 45120 437.89{1951th1 3)5.40 29223 285.74 31&41 324.84 321.01 334.97 1.95922 1.746.111 1.453.43 186.￿ 1.615.34 78223 465.01 X11.74 181.74 6.440.44 8&46 354￿8 ￿).71 13004.73 107.49 7833 88.￿ 101.91 102.04 102D4 102.04 10201 10201 10204 10204 101(4 1,192.95 4.62557 323.71 942.Iy) 1975.￿ ID)S.70 8072.78 .(KJ 197.54 ￿￿.48 32.(12 117.( 27￿ ￿.(￿1 2.4102) 28.14 27. 28.14 89A8 44.94 29.13 T34.47 175.92 144.(KI 265.14 114.41 116.13 233.41 2104. 2145. Pasw. 2147. P¥sw8. el8(ldty 2341. Costs ￿nISts dxlf 2345: Costs ofCKwlghtLkon 10.64 1.68 1050 15.xl 19.71 2325 19n1 474ZJ 1050 41.(M) (1531.71) 11&12 IOA) 10A) 3&16 X75 6240 624) 10A) 2403. Qldtlt)Ong. [￿1 arnj stsowy 10A1 10x1 lo.￿ 10YJ 1LX).IXI 1050 10x1 24(Y3. PnY&ssicrd F￿8 2415: (3ts b IndI￿ou￿8 29)2. (p￿r￿j a)sts. 2YM. rnrAlrs mairknrK 5&14 119.ci) I￿).(￿) 6231 1)3. tdl cwattng (Thts. •Athlc 2fl)4. tdl cwalng o)sts. gas 1(￿.10 21720 10&91 972) 97.39 1215.41 201ffj1 197.n 1.166.9) 7&(X) 6W.39 767.52 2227.37 I￿55￿XI 7x1.(￿ 8.rxi 1.446.62 584.40 117J4 171.12 2611: qwalng ￿ts. dwlng 2701., txlldf¥J rerdrts )1. (Jlhkni & rAc(Aé 1￿.IN) 115m 2rx).o) 11&(Kl 21911 1249%) I7￿.1X1 5922.84 42.9) 62.40 1077.39 615.&3 137.40 2.142.84 42.50 6. tstdmlsslth & 2&%: Ctsr o)sts ofFthsh Missi￿ J7: C(JSl(rfmrta￿lyj $oda $4athyms 77.40 1.79EI 1.41 201J) 54 40 7&1J) 40.CX) 377.75 1th).(N) 371& 1016.31 27.35 13.638.83 116.69 29)4: ￿ Of1r*f￿￿￿￿I m1$$1c￿ 165.(KJ 488.30 973SJ 355￿} 4& 3104: clknd r4slr¥J 7175 42 21,72U9 39WI09 21675JO 24.752J4 24￿50 2q631J8 2146636 18W73 25￿.￿ 169112122,127A8 29219A7 2W61174 Bth• (kncryn•.•xwthx•) (1760.95)

'." ;,', Central Ministry Area Account MINISTRY AREA BUTETOWN | GRANGETOWN | SPLO &)uth Cardift MA onthly Incorne l Expenditure totals - Detsi15 AJ at: 31 Decernber 2024 14)rthl coj JJn24 f•b24 r24 W_Z4 JLn24 J￿_24 >p_24 Oul_24 Ibv_24 fbu_24 Q1O2'.Oxa5iwd Brd Q801.. 136.7 1￿.74 YJM 247J2 11J10.71 a7SQI1 9A5576 7MLYJ W6.70 ￿lAS &rn.77 12,127B2 1LA1WJLI S5£0 S5.QD 1297Ar 4A15.77 08LY.. &rayin￿ne 1.1q6 1271a5 kr•m•tahs 9247X I¢1￿2.70 9gJSIS 8m.70 ￿lAs 1U4X 111.19 2WI.. LlJ12J2 ￿12￿2 1312a2 atA251 W34 6X62Jd a￿3% 101.748fjD 91.12 13 43A7 272ff2 44.10 3877 21a2 $222 rJ 2)m 23£1] 2JnD 23fA ) 335.8 73112 12&4D6 1 D1 A 1D1Aa 101Aa 101AI 111AB 118AI 116Aa 12lQffj5 TASO 36.7S 2￿.7s Y.7S ￿.7£ S2.3B tr2 21 £1] 23AID 32r 2)m 1Q2r 2145.. 2147.. elerknciw 21sJ.. aw- 1&F￿&¥r￿l￿Inknt 2515..Cort 24￿3..￿J￿ralF￿Ing,Pll￿1￿d5knIw 73& 1)J 42 32m 3lJJ 11D 1412A)S1 3P1 105J 4T423 10bJ 11531111 11a.12 105J 10 62AD Ta 10 10fjJ 10 ID 10EQ 10DJ 2415..Gtt 2￿6..chJrth DJd.D• 2P￿.. GJ=tolrni==iDn &é4wJi5rn 2Fth..CWxDJ=Èofwithrni==iDn4¥7k 2FA)F..GJrt0lrnuntMning￿rI￿. 2W2..&Fpx1of&Lrth IM[￿.70 1105.7D 1077.3LI 2J11D 1)7AD TTAO 1.7WdE6J 75m bj &TUA3 WSb4 a,3BLI& 8W2.17 1fj,745￿ W20 g,757.Tg 1twi

South Cardiff MA Balance Sheet (Separats fvnds) G•neral Deslgnated Rostrlct•d Endowme nt 3111212024 3111212023 Flx•d ass•ts Current a8Mts Cash A Bgr* knj In Fknr¥J 6.574. 6.574.9) 4,047.76 6,574.90 6,574.90 4,047.76 Uabllltl•s Net curr•nt as•et$ l•s$ curr•nl Ilabllltl•• 6.574.90 6,574.90 4,047.76 Total a•s•t$ l•$• currenl Ilabllrtlo• 6.574.90 6,574.90 4,047.76 Uabllltl•s Total n•t a•s•ts1•8s Ilabllltl•s 6,574.90 6,574.90 4,047.76 Repr•so nl•d by Unrestrlcted Lknrestrithd. Lknl FLv¥J 6.574. 6574.9) 4,047.76 Deslgnated Restrlctod Fund Totals 6.574.90 6.574.90 4,047.76

St Dyfrig and St Samson

• Total Income – £39,050.53

• Total Outgoings – £38,999.40

• Balance £51.13

• Major Income (Without major projects)

• £11,162.50 (£6,715.00 – 2023) – Hall Rentals – 28% 2. £10,030.96 (£9650.81 – 2023) – Car Parking – 26% 3. £7247.25 (£6,642.06 - 2023) – Giving associated Gift Aid - 19%

• Major Outgoings (Without major projects) 1. £ 23,290.27 – Parish Share and Ministry Area Cost – 60% 2. £1,823.72 – Church Gas – 5% 3. £1,293.17 – Insurance – 3%

GAP - £16k between giving against common fund contribution so a reliance on other income streams

St Dyfrlg and St Samson. Grangetown (PRSN: 4523) Monthty Income l Expendlture totals - Detalls As at: 31 December 2024 Jm24 F•b_24 Mv_24 4Y_24 W_24 kn_24 ￿_24 9•_24 Ct_24 PY4_24 fc_24 0101.. Qdw G￿r￿j 0111.. Gftthred Oa)1'. Lc(6e Fd clbnrg OXJ4.' c￿ry. OXi5.' wials et 10.C( 10.C 10 10.C•J 20L 10.co 10.C( 10.LiI 10.0) 10 10.CN) 10I 130.CD 372.17 372.17 3r2.17 375.9) 432￿ 432.￿ 431￿ 432.￿) 136.(M) ￿.(￿1 4.￿.01 183.IXI 134B5 240.02 127.3) 3CS.40 S5.C(1 259.¢X1 1.5T6.47 150.(XI .(M) .CX) 785.C 10.CD $7.CLI 1&(X) 108.( 16.co 26£rt) 16.LKI 26.LX1 322.C 85J 8529 100.48 1C(1.48 7625 7625 7625 972TI 280.(KI 213AYI 153.W 1.rx .(x1 815.￿ 835m 1275IKI 1.5NI.W 1.177x1 2>).(￿ XM).CO 1.111.￿ 99).c￿ 11.162. (75.C(11 I￿.C1)I 115.LKI 1CIJ.¢X) 120.0) .761,039.91 684S6 922.99 S56.40 ￿.08 924.￿ W.37 833.34 701W2 6&528 1267.CXI 10.030. . 1 1.KM).IX) 1KI.LKI I￿.1X) 1.IN8.C 1fiC6.85 31IXI 16.LXI 186.71 1CKI.48 OXI3'. 13ft Lhr&lGftAd 0￿11.. Fum1 rn18lrYJ 0￿3.. Hal 0810.. 180.(KI .IJ) 1￿￿￿1 I.&￿.11 252 110.(IJ 1,474.71 3.34 1.19122 1020.. w¥J ixlkding S￿ofyIrtye6t 231 2.14 1A1 238 30.93 2I2822 3,w.88 20T2A1 I1￿￿1 2.803m 1257.43 156101 3,717.1)) 1923.41 2A31J6 4J26A2 5281M 39,050.53 I94.￿) .40 511. 78￿) 821J 1.724.11 1.766.44 1.7￿.44 1.7￿.44 1.766.44 1.766.44 1.766.44 1.766.44 1.7e6.44 1.7￿.44 3￿1.76 1.766.44 2329)27 107.81 107.76 107.76 107.76 107.76 107.76 107.76 107.76 107.76 107.76 107.76 107.76 1a3.11 59.14 IAS ￿.44 67.78 59.47 29.58 89.71 39 45.46 28.01 12.83 42728 639.fA) 195.18 170.75 26827 122.64 1.823.n .16 27SS 2759 27.59 27.￿ 27.￿ 27￿ 27.59 2759 277.43 51956 AK) SM.56 29.14 29.13 21424 2x11.. CtLKth (￿.ng ￿ets. In8uar 2￿)2.. cw'ng c£K8ts. thiaty 2￿13.. c(•r'ng sx6ts. 9 27 180.LK) 175 27A)O 2510.. Chxth cwng ¢))sts. t￿￿￿tr￿n￿ret 2511.. CtrKKth cwng (a8ts. fir8 ro¢A8lan, CcNsU￿[ 2￿3.. hal c￿alIva aists . 2W.' CtKKth hll cwalrvJ tt8ts . gas 2￿6.. CtxTth hal c£6ts . rrfAltshnanknTh 2&)9.' CtrxKth hall. &[Br￿￿1 29.14 14.57 XJ9.82 217JI 108.91 5826 114.41 116.13 211.41 1C6.10 972) 62J1 6222 97￿ 1215.41 201.61 197.7T 1.166.9) 78m 6.￿1.39 76752 2227.37 1.￿.[(1 7Xim . 1,446B2 .￿ 584.40 117.34 171.12 4.71618 3919A3 3594J7 1867M 4266.17 124166 1557.70 3A7824 108&70 2P58.75 414M 259323 38.￿A0 (IK(¥n•.•xFrnkn} 51.13

St DyfTlg and St Samson, Grangetown {PRSN: 4523 Balance Sheet (Separale funds) General Deslgnat•d R•strlctod Endowment At 3111212024 A 3111212023 Flx•d ass•ts Curr•nt a8S•ts kn$trnèrts Cgsh A Bank knj In PknrKI 274,7185) 274,718. 8,689.03 1,451.08 6,637.9) s,1￿.03 1.XQ.C(I 5,180.03 1,509.00 274,718.50 281,407.53 267,088.98 Uabllltl•• N•t curr•nt asMl• l••• curr•nt Ilabllttl•• 5.180.03 1.509.00 274.718.$0 281.407.53 267,088.98 Total a•Mt• l••• curr•nt Il•bllltl•• 5,180.03 1,509.00 274.718.50 281,407.53 267,088.98 Uablllth• Total n•1 a$8•ts l•s• Il•bllttl•$ 5,180.03 1,509.00 274,718.50 281,407.53 267,088,98 R•pr•s•nt•d by Unr•strlct•d S,1￿.03 S,1￿.03 5513. Deslgnat•d Re•trlct•d Resthcbj. ICASI H&•1 Cfibrfll8&y Fl8sthcbJ. C￿tycOll￿10r $44. 544.Crf) 5. Endown*nt Ern￿Nn￿l. ID&SI 43 P8ntre Slr881 EThtsrnit. {D&SI & twgs Fund Totals 236.186.78 38.531.72 ,1￿.78 38.53172 2T3,920.49 36,530.59 5,180.03 1,509.00 274,718.50 281,407.S3 267,088.98

St Paul’s

• Total Income – £44,133.38

• Total Outgoings – £47,218.75

• Balance -£3,085.37 (Multiyear Gas bill in 2024)

• Major Income

• £17,925.00 (£11,065.00 – 2023) – Hall Rentals – 40% 2. £14,405.60 (£14,880.52 – 2023) – Giving associated Gift Aid - 33% 3. £5,500 – Bingo (used for the Digital Hymnal Setup)

• Major Outgoings

1. £26,459.23 (£ 21,197.23 – 2023) – Parish Share and Ministry Area Cost – 56% 2. £6,335.22 – Gas (Multiyear Bill) 3. £2,073.08 (£ 2,002.31 – 2023) – Insurance – 4%

GAP - £12k between giving against common fund contribution so a reliance on other income streams

Grangetown St Paul Monthty Income l Expendlture totals- Detslls As at: 31 December 2024 Pknxlc¢xl• 24 F•b_24 Mv_24 4Y_24 W_24 kn_24 ￿_24 ￿24 S•p_24 (￿_24 P&y4_24 DK_24 0111: Gftclrecl 0113.. 03J1". Lc#Jse dkn" 03)4. Clarir￿. 391.14 ￿1.14 411.14 417.94 41794 417.94 417.94 ￿7.ffi 2￿.76 29J.76 470.71 2K1.76 ￿.595￿3 368.co 403.￿ 467.C(1 321.{￿ 5881KI W.C•J 318.40 25S.IXI 383.￿ 302.50 432.C() 4.773.￿• 76.9) 88.C￿ g1.C(1 as.￿ 70LKI ￿.Co 97.co 32.IXI 37.IXI 11005 170IKI 12520 1.021.55 36.￿ 45.C(J 41A5 31.10 57.co 211.55 1C(I.fy) 3)fy) 670. 7S8 . 1.025.85 2.ffi6. 223.43 Ki.Q3 9)I13 147N 183.48 91.74 6.￿ 84.17 %1.94 ￿.94 1.347.43 40. y)3.￿ l.x17￿) 40. Xi).¢XI 1.￿.00 10.cfj 4.115. 1.7&5.CQ 1,￿0.0) 870m I￿.(￿) 2260LKI 1,C40.CO 760.IXI 1.WJ.fx) 870.fJ) 540.ryJ 1￿XI.￿ 17.925. . 3,XQLKI l(th.L)) S.XQ.IXI 118.U) 250£L) 734. S71.93 3W.CKI 10) 09)1. Rwéd Hthc Gfft￿￿ f￿apts 09)3. Rwued Gl Chr•# (3ftAd 0￿1. FWKI Tris OWJ3: Hal Rwllal 0￿9, e4r¥Jo Ir￿n0 09)5, 1Lw. Bank￿1 s￿?0ty1l￿￿¢St 13J.IX1 118.(KI 118.( 145B3 157.81 147.yj 13.151 124.14 n•l(lah 3Yg.17 I￿&17 2,776A3 1509.78 7,30032 4,623.99 3.983.49 2,569J5 3,OM69 3ffj7035 3J46m 208104 44.1313 127£1) 78.S) 6151 269.01 120.¢)J 180.c() 2(K)no 1￿.[#) 150m ￿$.￿) ￿.[￿) ￿.Co ￿. ).U) 1270.11) 1455 10.64 1051 7￿1 10.92 35.47 27.￿ 48.33 2326 ZI.49 235.9B 30.Tr) - S,416.￿ 2.7Ce30 17Ce.￿ 2.70820 1,845.39 lo45.￿ 1N5.39 . 5U.17 26.45923 2C4. 2C41.96 2Cbl.96 204￿ 203.X$ ?￿25 2CQ25 233.62 2.073.1 144.85 15127 118.9) 12323 110fi2 140.6S 159M1 174.23 138.12 X8.70 167.47 253.TI 1.89262 . 6,33S.22 6.33522 28.47 2&47 28A7 ￿5.94 5M9128 33. 327. 2341.. Cc6ts clwJw5, ￿g￿¥sts 2402 8ank aTrJ cr￿1ft Card CIwg85 2415.. Gts b lrnl1￿dL 249Tr. WLIMc£ntr81 c£6ts 2￿1.. c£6ts . Irsw ChJth C￿r￿j c£6ts . decffiaty 2￿3. ¢￿r￿j costs . g•J 29.TJ 29.rJ 40JO 28A2 28.47 28.47 2847 4,62557 323.71 941(A) 28.47 28.47 2511Tr. cfwairvj 2511.. c£6ts . fir8 ￿al￿n, CCTVs•pAc 2Eth'. ChJth hall c£6ts . rnFoirsthant8n 2611: ChJth hai L¥￿atr￿j C￿ts. dathr#J 3104: Cc6ts rdslr 28.14 28.14 28.14 175.92 144.OJ 265.14 8.(Ll 80.74 80.74 J.37 1.74 J7 8.￿) 115.LII 21920 12492) 53.75 1(Ml.(M) 2Cn 115m Xil.O) 1LKI.(A) 2(M).C 53.75 64223 417726 3￿16A6 I￿.70 8,13836 I8￿10 3261A8 2214J1 9.03&99 765A2 $66J)$ 6A1459 4721&73

Grdngetown St Paul Balance Sheet (Separate fvnds) G•neral Deilgnated Restrktèd EndowThnt At 3111212024 A 3111212023 Flx•d assets Curr•nt asMt• h￿Strner￿S 1,324.94 ,707.CQ 25,12521 26.49J.15 32.070.C6 25,076.47 35,155.45 h A Bark knj kn H&r#l 1.3.LX) 32,032.02 1,363.00 25,125.21 58,520.23 60,231.92 Uabllltl•• N•t curr•nt ••••t• 1••4 curr•nt Il•bllltl•• 32,032.02 1,363.00 25,125.21 $8,520.23 60,231.92 Total a•sot•10s8 curr•nl Ilabllltl•• 32,032.02 1,363.00 25,125.21 58,520.23 60,231.92 U•bllltl•• Total n•t a•s•ts lo8• Ilabllltlo8 32,032.02 1,363.00 25,125.21 58,520.23 60,231.92 R•pr•••nl•d by Unr•strlct•d 32.[￿2.02 32.032.02 35,497.39 D•$lgnat•d R•8trlct•d Ftsstrkl&J. CarftyCdle('c 1.3.(() EndowmDnt 25,12521 25.12521 23,751.53 Fund Totals 32,032.02 1,363.00 25,125.21 58,520.23 60,231.92

St Mary the Virgin

• Total Income – £61,521.84

• Total Outgoings – £ 57,252.09

• Balance £4269.75

• Major Income –

• £29,188.20 (£23,179.01 - 2023) – Giving including associated Gift Aid – 47% 2. £15028.16 (£13,664.32 - 2023) – Car Parking – 24% 3. £4860.00 (£3,520.00 - 2023) – Funeral Fees – 8% • Major Outgoings (Without major projects) 1. £33,943.48 (£30,253.14 -2023) – Parish Share and Ministry Area Cost – 53% 2. £4058.22 (£3,971.76 - 2023) – Insurance – 7% 3. £3857.63 (£4,809.81-2023) – Gas – 7%

• GAP - £5k between giving against common fund contribution so a reliance on other income streams

St Mary the Vlrgln, Buts Streec Cardlff (PRSN: 4524) Monthty Income l Expendlture totals - Detalls As at: 31 December 2024 JL24 F•bJ4 htsr_24 •ty_24 ltsy_24 J￿_21 S•p_24 ￿￿24 Pkn4_24 Calbthi 0101.. 0111.. Gft￿.rod 011&. rAmJwTrJ 0111., Lo)SeK40tsrirYJ OX12.. 1.455m 295.LK$ s55.￿ 185.rij 185til 185.C 165.[ 1&5m 185.( 185.clj 1.C68.74 1.118.74 1.141.27 I.1￿￿2 1275.92 1275.92 1275.92 1275.92 127592 1275.92 1275.92 127592 14.￿7.03 126. l¥JYa .(x) 92(Xl 140[￿ 1>£ 134.(K) 115fy) 124.IX) 1(X).ts) 148fy) 1.481. 98m 114.40 23&82 23057 114.87 215 57 38323 1￿.40 85.￿ 152M 36262 I1￿(8 82. 3.￿.11 I.(￿70 6363) ￿￿XI 2￿.Co 1,162fi2 346n5 2&sL￿ 427427 8395 10fy) 10.0) 7sr 377.gj 9451 $33A4 474.32 3850 24135 1 58322 181£ fj27 877.15 46&CO 120 1C6£ s.o) 09)3.. Gl ￿r8#¢3fthJ CQ)1.. ￿$IThj 277.19 282&2 1.71 316A8 316.48 316A8 2,17833 316.48 316A8 5.187.14 2&5C¢ 1215M1 376.10 187111 376.10 Z41&85 n626 2.075.lQ 49439 4e4S1 6f128 &1035 197T.76 4C8DJ 2533ffj3 15.02&16 370.CQ 370.( 740. CtJ)2.. WknJ(hThJ .Cn 9)£0 9).0) wrj) 1&)m 128Jffi Xl.(Kl 180m 3eom I,0￿.C(l 38. 43.12 48.17 1fJ)r IDJ 5K)m 4M).CQ 52.49 182. 7275J6 In4.70 Sgb&OJ 323B37 4399.$2 199U9 2Ag030 SJ0520 3.1S320 8925A• 35r2n1 920531 61,521A4 152.79 21.0) 77 74.07 1S 21 31fj0 1.45722 2341.. Ccets clwwB.ryi#tstr￿d￿r 2409.. frkngirmd F 1CAI.ts) 1CA)C IS19.94 251994 2519.94 2519￿ 2￿19.94 Z51994 251994 328J.78 32&1.78 32&J.78 3MI.78 3Th.n 33.94348 338.13 3￿.19 S￿19 338.19 338.19 338.19 .19 3￿.19 338.19 .19 338.19 338.19 4.(6822 109.41 1(&40 63.17 72.48 S7.7S 74.93 8158 71.75 101£kg 46.19 1.c63￿ 1J33.46 77469 267.78 171 It9.88 24J) 24￿ 24. 22S7 .93 2293 22.wa 22S9 1975AI 2722 192B5 117.05 3B57 63 279.79 1.97S.&) 2154 316.70 210.9) 2510.. C￿￿￿￿1¥￿*.￿j4￿ts.t￿hKblnknl 19285 3.7&)10 5.92184 42.X) 6240 414_ 1.136.X) 76135 1.377.0) 4194 2.14204 42 11.. cri1￿ &yJwYJ 3&).41 5425 171DJ 276 973x1 3&55) 48 3104.. thtsdfiTh1 rasirq Fvrwkn￿l• 42x34 5.13018 1011.37 6J73.79 3,5S3M 4,521A8 4KI1328 4m8A4 3,718￿ 3,7￿36 6￿￿6 8￿39 57251

St Plory the Virgin. Bute Strert Cardiff (PRSN: 4524) Balance Sheet detalled Sat 3111212024 3111212023 Curr• nt ass•ts 74293.16 70,023.41 69)5.. Cy6il 7,71521 16 7,314.52 16.(L) f>￿.. Cash in hand T¢)t•l Curr•nl 82,024.37 77,353.93 Uabllltles Total Uabllltl•• N•t urplu• {d•fl¢ll) 82,024.37 77,353.93 Ros•rv•s Ex￿￿[1￿flCitI bda )1.. SaiifwJ balar )2.. assets 4W.75 77,35393 4C().69 11.020.44 65,947.CQ 386.47 Total R•••rv•• 82,024.37 77,3S3.93 Represented by Funds Crwa Iunreslrfc E*S1￿￿j Restnthj 78.848.49 2.W2.38 283.￿1 67.928.03 9.072.40 T(Aal 82,024.37 77,3U93

St Saviours

• Total Income – £28,947.64

• Total Outgoings – £36,471.24 (£39,965.01- Remaining Fairer Share)

• • Balance £-7,523.60 (£12,361.83 – New Chairs) (-£11,017.37)

• Major Income

• £16777.77 (£16,033.78 - 2023) – Giving including associated Gift Aid – 55% 2. £6,705.00 – Donations – 23% 3. £2125.00 (£2614.10 - 2023) – Fundraising – 7%

• Major Outgoings (without New Chair Purchases) 1. £18,770.76 (£3493.77 not paid in 2024) Total £22,264.53 – Fairer Share and Ministry Area Cost – 55% 2. £2,347.77 (£2,308.79 - 2023) – Insurance – 6% 3. £1,788.16 (£3,298.28 – 2023) – Gas – 4%

GAP - £5k between giving against common fund contribution so a reliance on other income streams

St Savlour, Splott (PRSN: 4193) Monthty Income l Expendlture totals - Detalls As at: 31 December 2024 _24 f•b_24 I￿r24 w_24 ltsy_24 kn_24 ￿_24 ￿24 8•p_24 tht_24 kn_24 ￿￿_24 0101.. 0102.. Ilxasirywl ￿lI￿j Ila 0111.. GftC'r&a 0113.. FI￿￿j 0111.. c4knr¥J OX11'. (3fttywiFIS OX15'. ot 0402.. Cknf 0403.. CwJles trK£m8 OXi3'. R￿￿￿d Gft Gfthd 0￿1.. FUMJ rnlsl 325.CW) ￿5.58 245.(￿ 245.IX) 245m 245.00 245.￿ 245.00 22SIXI 225.￿ L5.IX1 225.CKI 3.IXKI. 5.CKI 10.xl 831ffj0 &31.60 &31.￿ 7C6.80 7Cffj.80 7C6AO 8.795.40 95m 3)5.00 210.0) 195.00 120.0) 1￿.00 245.IXI ￿. 2.110.(KI 45 45.00 56I11 2620 1052 192A6 8&5.c￿ 685.CQ S85.(￿ T11.￿ 15XJ.C 110.(K) 8727 195J2 15.IXI 11J).(K) 1570.CM) 5ChJ.(KI XKI.(KI 23).( 1(K).( 13).IXI 1 gXI.(KI 6.70&(fJ 74. 441 281.46 1.￿2.15 2.125.17) .00 115.(KI 255.00 2.015. 20226 10.00 45.￿1 146.70 146.70 146.70 .CKI 25).￿ 1.185. 1&51K) 71 15.Q) 325M 177.90 .00 91ffi 25.00 177.90 29).00 14125 14125 1SJ.C() 141 40.Q) 146.70 70. 1WIIK1 2￿1.00 180. 310.CO 28i1.IXI 170.00 40).￿ I￿.Th) 1801(1 1.th0.IXI n•t(Aal• 3,18DJ7 2J69XO 1,64625 1N49.W 1913SO 1209JO 2A6927 2JI50JO 1.679m 3,768J6 1W 4295a6 28947.64 2340.. olsepAcs 2402.. Bank Cr&JrtCard (Jug88 24XI'. WLIMcntr81 ￿sts 2￿11.. C￿rth c£6ts. IrK8Lf 2XI2'. cfwng tt6ts . deciaty 2XI3'. Ctrurch cwng tt6ts . gas 2S)4'. Cturth cwrvJ . w 495. 83.95 16.07 15.￿) 1535 8.09 1522 13.45 11.￿1 13 9£7 137. 156423 1￿23 1,YA23 1.W21 1￿4￿3 1,W23 1XA23 156423 1.W23 156423 1￿24 1￿423 18.770.76 195.62 195.65 195.65 195. 195.65 195.65 195.65 195.65 195.65 195. 195.65 2.347.7T 195.05 195.C 195.C6 195.15 (1202.16) 7.C(I 7.C#J {1.372.%) 235.16 119.97 186. ZJ1.1 31929 123.06 10522 86.31 169.13 1.788.16 24.30 24.xi 24.xi 2297 22S9 22.99 22.99 21￿ 22.99 21￿ 22.99 279.79 426.C(I 71.86 22.99 117.00 37T.75 11J).(K) 0.01 165.IXI 12261.83 29)4.' SJFPJI cl int&natlcfd missiC￿ & 165.00 12.261.&3 2W.18 14.787m Z677A7 1578A1 {84ffi51 I1￿￿7 1m9.78 1992.18 1W7 1W823 IIM.70 1￿￿7 36A7124

St Savlour. Splcrtt (PRSN: 4193) Balance Sheet (Separale funds) General Deslgnatod Restrlcted Endowmont 31112r2024 A 3111212023 Flx•d a$￿t Current assets Cash A In 14.589.76 2S).C 74.C(I 14.913.76 22,437.36 14,589.76 250.00 74.00 14,913.76 22,437.36 Uabllltles N•t curr•nt aM•ts l••$ ¢urr•nt Ilablltth• 14,589.76 250.00 74.00 14,913.76 22,437.36 Tot•1 a•s•t8 l••$ curr•nt Ilabllltl•• 14,589.76 250.00 74.00 14,913.76 22,437.36 Uabllltl•s Total n•t ass•ts l•s• Ilabllltles 14,589.76 250,00 74.00 14,913.76 22,437.36 R•pre8•nt•d by Unre•trlct•d Lknrosldded. fAro81 Fw 14589.76 14￿9.76 6,339. D•$lgnat•d OesignJ. ISI Sthknjrsl (Yar8 Llesignthl. (St So%l¢JJrnl Litht &ItA8 15,847.40 2XJ.CQ 250. 250. R•$trlct•d 74.CQ 74.co Fund Totals 14,589.76 250.00 74.00 14,913.76 22,437.36

Thanks

To the sub treasurers

• Cheryl and Jean – St Pauls

• Virginia – St Marys

• Glyn – St Saviours

To all those who help with the banking processing and Gift Aid claims. To all those support the fundraising activities To all those who giving – Gift Direct, Bank Transfers, Weekly Envelopes and Loose plate.

Key points

To note for 2025

• Common Fund 2025 – £110k (8k increase form 2024)

• Common Fund is paid to dioceses to cover the cost of the Clergy within the ministry area

• Current Giving and Gift Aid – £67k

• GAP - £43k between giving against common fund so a reliance on other income streams

• 2 out of our 4 churches currently do not have working heating systems and an investments of over 100k is needed to resolve.

SOUTH CARDIFF MINISTRY AREA BUTETOWN I GRANGETOWN I SPLorr