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2025-07-31-accounts

Verulam u3a Trustees’ Annual Report 1 Aug 2024- 31 July 2025

www.verulamu3a.org

Reference and Administration Trustees’ Report 1 Aug 2024 - 31 July 2025 Charity name: Verulam u3a Registered Charity Number: 1155517 Principal Address: c/o Secretary

Trustees who managed the charity during the period Barbara Bennett as Committee Malcolm Two as Chair Member and Trips Treasurer Giles Harrison as Committee Member Edmund Jankowski as Secretary Ann Dean as Committee Member Ian Marshall as Committee Member Ray Bloom as Treasurer Jennifer Edie as Committee Member and Groups Co-ordinator Helen Norman as Committee Member from the end of the 2024 AGM Trevor Taylor as Vice-Chair and Trips Co-ordinator Maggie Blockley as Committee Member from 14[th] February 2025 ( appointed by the Committee)

Structure, Governance and Management

The governing document of the charity is its constitution, initially adopted by the Steering Committee on 1.3.2013, formally adopted at the AGM on 29.10.2013, and amended at the AGMs held on 9.11.2021 and on 8.11.2022

The trustees are the members of the Executive Committee, elected by the membership at AGMs (or occasionally co-opted).

The charity is affiliated to the Third Age Trust (charity no. 288007), the national coordinating body for u3a groups.

Objectives:

The advancement of education and, in particular, the education of people not in full time gainful employment who are in their Third Age ( being the period of time after the first age of childhood dependence and the second age of full time employment and/or parental responsibility ) residing in St Albans Hertfordshire and its surrounding locality.

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Verulam u3a Trustees’ Annual Report 1 Aug 2024- 31 July 2025 www.verulamu3a.org

Activities

In accordance with the aims of the u3a movement, we are committed to promoting the benefits of learning in later life, and the attractions and advantages of the u3a. Members give their time freely to provide identifiable benefits to members in St Albans and the surrounding area, helping them to keep mind and body active, with resulting health benefits and improvement to quality of life. We have held monthly speaker meetings , run a variety of special interest groups , circulated to members a monthly newsletter and organised many trips and holidays.

The Trustees, in exercising their powers and duties, has taken into account the public benefit guidance as published by the Charity Commission.

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Verulam u3a Trustees’ Annual Report 1 Aug 2024- 31 July 2025

www.verulamu3a.org

Chair’s report, August 2024 / July 2025

Chair’s Report 2025

I am very pleased to report that your u3a remains in robust health. The inevitable loss of existing members during the year was somewhat exceed by the steady inflow of new members and at the end of the year our membership stood at approximately 525. However, a more important measure of our condition is the growing attendance at our monthly meetings and the wide range of group activities which have taken place all, in my experience, in a friendly, lively, informal atmosphere, which I think is the essence of our u3a.

Your committee completed its work in reviewing and expanding the governance policy documents of our u3a, and these are all available on our website. Ed, our secretary, continued to represent us at meetings and discussions regarding the proposed changes to the governance structure of the Third Age Trust and these changes have now been implemented. I remain most grateful for all the hard work of our committee members.

On the social front Rick organised a very successful 60’s/70’s Night in November, and Trevor organised an extremely popular New Year’s Lunch. Both of these are to be repeated this year. Trevor and Barbara offered us a wonderful series of holidays in the year including Sri Lanka, Uzbekistan, the Amalfi Coast, Albania, and various day trips to stately homes, gardens, castles and the seaside, as well as outings to theatres and concert halls, all much appreciated. Also we have enjoyed an eclectic and highly entertaining programme of talks at our monthly meetings and Brian has speakers booked to the end of 2026 and beyond.

You will have read of all these events in our brilliant newsletter but you will recall that, early in 2025, the serious medical emergency suffered by Roger Foad forced him to relinquish the editorship. Our thoughts and best wishes are still with Roger and his family in his

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Verulam u3a Trustees’ Annual Report 1 Aug 2024- 31 July 2025

www.verulamu3a.org

continued recovery challenge. We were most fortunate that with the minimum of delay Ian Marshall picked up the baton of editorship and is continuing to run with it at full speed as you will all have seen.

With everyone’s hard work and with the goodwill and friendly support of all our members, it has been a successful year for Verulam u3a. Long may it continue.

Malcolm Two.

Chair, Verulam u3a

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Verulam u3a Statement of Accounts

Verulam u3a Statement of Accounts
Income
Membership
Cheques/cash/bank transfer, exc donatons
Online - Membership transfer
PayPal - inc commissions
Gif Aid refund
Membership brought forward 2022/23
Donatons
Refunds
Lanyards & Badges
PayPal membership pre-payments
Miscellaneous - PayPal setup
sub totals
Expenditure
Paypal commission
Rent
Refunds
Talks Refreshments
Beacon sofware
Promotonal Material
Capitaton fee
Speakers
Statonery
Equipment purchase
Postage
Third Age Maters
Web Services
Miscellaneous - Mail refunds/gif
Transfer to Lloyds Savings account
sub totals
Balance Sheet as at 31 July 2025
Brought forward from July 31 2024
Surplus/Excess for Year
Accumulated funds at 31 July 2024
Lloyds Main Account at 31 July 2025
2024-25
£5,110.00
£34.00
£2,539.72
£586.00
£0.00
£43.00
£14.49
£19.00
£1,941.45
£0.00
£10,287.66
£80.33
£1,845.90
£47.00
£163.02
£522.00
£192.20
£1,632.00
£1,224.00
£151.98
£231.20
£40.19
£1,376.00
£244.80
£12.50
£6,000.00
£13,763.12
£8,610.79
-£3,475.46
£5,135.33
£5,135.33
2023-24
£5,367.00
£10.00
£2,109.89
£506.88
£35.00
£95.00
£0.00
£0.00
£12.00
£0.01
£8,135.78
£84.32
£1,896.30
£0.00
£185.82
£529.00
£23.67
£1,600.00
£960.00
£80.29
£0.00
£0.00
£1,143.80
£0.00
£29.00
£0.00
£6,532.20

Verulam u3a Statement of Accounts: Trips Income and Expenditure 1 August 2024 to 31 July 2025

Income
Account transfers
Social events
Day trips 2024-25
Day Trips 2023-24
Holiday trips 2023-24
Holiday trips 2024-25
Theatre trips 2023-24
Theatre trips 2024-25
Theatre trips 2025-26
Sub totals
Expenditure
B/F from 2022-23
Account transfers
Social events
Day Trips 2023-24
Day trips 2024-25
Day trips 2025-26
Holiday trips 2025-26
Holiday trips 2024-25
Hoilday trips 2023-24
Theatre trips 2023-24
Theatre trips 24-25
Sub totals
Agreed operatonal expenses
Sundries
Printng, Postage & Statonery
Sub totals
Balance Sheet as at 31 July2025
2024-25
£2,500.00
£5,189.70
£15,369.01
£0.00
£0.00
£7,107.30
£0.00
£26,639.51
£52.50
£56,858.02
£0.00
£2,000.00
£4,937.09
£0.00
£14,535.43
£50.00
£93.60
£7,001.67
£0.00
£0.00
£26,656.79
£55,274.58
£930.00
£73.88
£22.49
£56,300.95
£5,887.75
£557.07
£6,444.82
£6,444.82
2023-24
£1,000.00
£5,413.30
£1,078.20
£13,741.25
£18,270.80
£0.00
£27,977.32
£0.00
£0.00
£10.35
£5,500.00
£4,677.00
£10,368.15
£0.00
£0.00
£0.00
£0.00
£19,416.62
£27,971.16
£0.00
£880.00
£215.99
£15.60
Brought forward from July 31 2024
Surplus/Excess for Year
Accum'd Funds at 31 July 2025
Cash at bank 31 July 2024

£67.480.87 £67.943.28 £69.054.87

Verulam u3a Groups Account

Income & Expenditure, 1st August 2024 - 31st July 2025

Verulam u3a Groups Account
Income & Expenditure, 1st August 2024 - 31st July 2025
Start
Income
Year
Art Group
Table Tennis Group
Sub-totals
Expenditure
Art Group Rent
Table Tennis Group Rent
Account transfer
Sub totals
Balance Sheet
Accumulated funds July 31 2024
Excess for 2024/25
Accumulated funds July 31 2025
Lloyds Groups Account July 31 2025
2024/2025
£572.00
£875.14
£1,447.14
£548.00
£1,032.20
£0.00
£1,580.20
£478.68
-£133.06
£345.62
£345.62

2023/2024

£428.00 £707.10 £1,135.10 £295.00 £488.00 £10.00 £793.00

Verulam u3a - Statement of Accounts:Main Saving Account Verulam u3a - Statement of Accounts:Main Saving Account Verulam u3a - Statement of Accounts:Main Saving Account
Start year 2024-25
Income
Transfers from the Main Account £6,000.00
Interest £44.42
Sub-totals £6,044.42
Expenditure
£0.00
Sub-totals £0.00
Balance Sheet
Transfer from Main Account at 24 September 2024 £6,000.00
Excess on 2024-25 £44.42
Accum'd funds as at 31 July 2025 £6,044.42
Cash at bank £6,044.42
Verulam u3a - Statement of Accounts:Trips Saving Account
Start year
2024-25
Income
Transfers from the Main Account
£2,000.00
Interest
£43.62
Sub-totals
£2,043.62
Expenditure
Transfer to the Main Trips account
£2,500.00
Sub-totals
£2,500.00
Balance Sheet
Accum'd funds as at 31 July 2024
£4,526.25
Excess on 2024-25
-£456.38
Accum'd funds as at 31 July 2025
£4,069.87
Cash at bank
£4,069.87
2023-24
£ 5,500.00
£ 26.25
£ 1,000.00

£ 5,526.25

£ 1,000.00

£ 0.00 £ 4,526.25 £ 4,526.25 £ 4,526.25

CHARITY COMMISSION FOR ENGLAND AND WALES Independent examiner's report on the accounts Section A Independent Examiner's Report Report to the trusteesl mombers of Verulam u3a On accounts for the year ended 31 July 2025 Charity no (if any) 1155517 Set out on pages I report to the trustees on my examination of the accounts of the above charity ("th8 Trust") for th8 year ended 3110712025 Responsibilities and As the charity trustees of the Trust, you are responsible for the preparation basis of report of the accounts in accordance with the requirements of the Charities Act 2011 ("the Act"). I report in respect of my examination of the Trust's accounts carried out under section 145 of the 2011 Act and in carying out my examination, I have followed the applicable Directions given by the Charity Commission under section 145(5){b) of the Act. I have completed my examination. I confim that no material matters have come to my attention (other than that disclosed below ") in connection with the examination which gives me cause to believe that in, any material respect: accounting records were not kept in accordance with section 130 of the Act or the accounts do not accord with the accounting records Independent examiner's statement I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in order to enable a proper understanding of the accounts to be reached. Please te the words in the brackets if they do not apply. Signed: Date: Name: CIWL 11 Tn Relevant professional qualiflcation(s) or Ix>dy (if any): Address: IER October 2018