CHARITY COMMISSION
FOR ENGLAND AND WALES
Trustees, Annual Report for the period
From 1*t Jan 2024 Period start date To 31" Dec 2024 Period end date
Charity name: Nawaal Benevolence Fund
Charity registration number: 1155381
Objectives and Activities
SORP reference
Summary of the purposes of
the charity as set out in its
governing document
Par8 1.17
The relief of povety and economic
disadvantage among persons who are In a
condition of need, hardship or distress
primarily irj the united kingdom and generally
around the world by providing such persons
with finan￿, goods and services which they
could not otherwise afford through lack of
financial means.
Awarding financial hardship grants.
Issuing supermarket vouchers to individuals
as well as community organisations and
charities to give to needy individual on our
behalf.
Homeless feeding projects.
Fresh meat distribution.
Raising funds for local hospitals and
homeless projects.
Raising funds for assisting refugees
resettled locall
Yes they have.
Summary of the main
activities in relation to those
purposes for the public
benefit, in particular, the
activities, projects or
services identified in the
accounts.
Para 1.17and
1.19
Statement confirming
whether the trustees have
had regard to the guidance
issued by the Charity
Commission on public
benefit
P8ra 1.18
Addltlonal Informatlon (optional)
You ma
choose to include further statements where relevant about:
SORP relergnce
Para 1.38
Policy on grant making
Para 1.38
Policy on social investment
including program related
investment

Pala 1.38
Contribution made by
volunteers
Other
Achievements and Performance
SORP reference
Helping to clear debts of beneficiaries thus
allowing then to use their income for daily
living costs andlor avoiding becoming
homeless.
Summary of the main
achievements of the charity,
identifying the difference the
charity's work has made to
the circumstances of its
beneficiaries and any wid8r
benefits to society as a
whole.
Para 1.20
Helping beneficiaries by proiliding financial
assistance in meeting food, clothing and
utility costs.
Providing grants to cover the cost of
deposits and rent of beneficiaries thereby
securing their accommodation.
Assisting beneficiaries with costs of
purchasing essential household items and
goods.
Addltlonal informatlon {optlonal>
You ma
choose to include further statements where relevant about..
Achievements against
objectives set
Para 1.41
Performance of fundraising
activities against objectives
set
Para 1.41
Investment performance
against objectives
Para 1.41
Other

Financial Review
Review of the charity's
financial position at the end
of the period
Para 1.21
At the end of the of the period the charity
had available funds in excess of £84k to
continue its activities of providing grants and
financial assistance. This will be further
increased during the course of the next
financial period as more donations are
received from members of the
ublic.
Reserves kept solely to be awarded as
grants in the future when received donations
are less than expected or do not meet the
bud et ex
enditure.
£10,000.00
Not applicable as we always keep reserves
from the
revious
ear.
Not applicable as no funds in deficit.
statement explaining the
policy for holding reserves
stating why they are held
Para 1.22
Amount of reserves held
Reasons for holding zero
reserves
Details of fund materially in
deficit
Explanation of any
uncertainties about the
charity continuing as a going
concem
Para 1.22
Para 1.22
Para 1.24
Para 1.23
No concerns.
Addltlonal Information {optlonal)
You ma
choose to include further statements where relevant about:
The charity's principal
sources of funds (including
any fundraising)
Para 1.47
Investment policy and
objectives including any
social investment policy
adopted
Para 1.48
A description of the principal
risks facing the charity
Para 1.48
other

Structure, Governance and Management
Description of charity's
trusts..
Type of governing document
Para 1.25
Constitution.
How is the charity
constituted?
Para 1.25
Charity Incorporated Organisation (CIO).
Trustee selection methods
including details of any
constitutional provisions e.g.
election to post or name of
any person or body entitled
to appoint one or more
trustees
Para 1.25
Elected by trust members.
Addltlonal Informatlon (optlonal)
You ma
choose to include further statements where relevant about:
Policies and procedures
adopted for the induction
and training of trustees
Para 1.51
The charity's oiganisational
structure and any wider
ne￿Ork with which the
charity works
Para 1.5.1
Relationship with any related
parties
Para 1.51
Other
Reference and Administrative details
Charit
name
other name the chari
uses
Re
istered chari
number
Charity's principal address
Nawaal Benevolence Fund
Nawaal Fund NBF
1155381
70 Fountayne Road
London N16 7DT

Name of parson
lor body) entitled
to appolnt trustee
ifan
Trust Members
Trustee name
Olyice fif any)
Dates a¢ted if not for whole
year
A R Mangera
Eusoof Dawood
Arnerat
Chairperson
Trust Members
Musa Jabbar
Secretary
Trust Members
Trust Members
Trust Members
Yusuf Dana
Yunus Kapadia
Treasurer
Cor
orate trustees - names of the directors at the,date the re
Dlrecior namè
ortwasa
roved
Name of trustees holding title to property belonging to the charity
Trusteo name
Datos acted If not for whole
ear
Funds held as custodian trustees on behalf of others
Description of the assets
None
held in this capacity
Name and ob'ects of the
None

charity on whose behalf the
assets are held and how this
falls within the custodian
charity's objects
Details of arrangements for
safe custody and
segregation of such assets
from the charity's own assets
None
Addltlonal information (optional)
Type of
Name
Address
advlser
Name of chlef executive or names of senlor staff members (Optlonal informatlon)
Exemptions from difjclosure
Reason for non-disclosure of ke
ersonnel details
NIA
Other o
tional infomiation
Declarations
Th8 trustees declare that they have approved the trustees, report (Includlng dlrectors,
report) above.
Signed on behalf of the charlty's trusteesldirectors
Slgnature(s)
Full name(s)
Yunus Kapadia
Eusoof Dawood Amerat
Position
Treasurer
Trustee
Date
2811012024
2811012024

The Charity Registration Number: 1155381
Nawaal Benevolence Funcl
Nawaal Benevolence Fund
Accounts
31 December 2024

Nawaal Benevolence Fund
INDEPENDENT EXAMINER'S REPORT
I report to the trustees on my examination of the accounts of Nawaal Benevolence Fund for the
year ended 31 December 2024
Responsibllltles and basls of report
As the trustees of the charitable incorporated organisation you are responsible for the preparation
of the accounts in accordance with the requirements of the Charities Act 2011 (the 2011 Act).
I report in respect of my examination of the charitable incorporated organlsation's account
carried out under Section 145 of the 2011 Act. In carrying out my examination I have followed all
the applicable Directions given by the Charity Commission under section 145(5)(b) of the 2011
Act.
Independent examlner's statement
My examination was carried out in accordance with general Directions given by the Charity
Commission. An examination includes a review of the accounting records kept by the charrty and
a comparison of the accounts presented with those records. It also includes consideration of any
unusual items or disclosures in the accounts, and seeking exp.lanations from the trustees
concerning any such matters. The procedures undertaken do not provide all the evidence that
would be required in an audit. and consequently no opinion is given as to whether the accounts
present a 'true and fair, view and the report is limited to those matters set out in the statement
below.
I have completed my examination. I confirm that no mattèrs have come to my attention in
connection with the examination giving me cause to believe that in any material respect:
accounting records were not kept in respect of the charitable incorporated organisation
as required by section 130 of the 2011 Act; or
the accounts do not accord with those records; or
I have no concerns and have come across no other matters in connection with the examination to
which attention should be drawn in this report in order to enable a proper understanding of the
accounts to be reached.
7flL
Z Pathan
20th October 2025

Nawaal B8nevolence Fund
Receipts and payments accounts
Year ended 31 December 2024
Unrestricted
Funds
Restricted
Funds
Total Funds Totsl Funds
2024
2023
Incoming Resources
Recelpts
Zakat, lilliahlsadaqah and other donations
Gift Aid
89.969
10,345
89,969
10,345
130,756
19,374
- Total receipts
100,314
100,314
150,13
Payments
Charitable actlvlties
Grants and vouchers
Qurbani project
General ex￿n6•S
Office expenditure
Salaries
Employer's pension
Subscription
Website costs
Marketing
Insurance
Volunt8er expens.es
Travel
129,562
129,562
174,007
1,300
210
5,200
7,800
98
462
258
7,800
98
462
258
504
428
157
1,632
793.
157
1,632
793
157
1,839
731
Total payments
140,772
140,772
184,376
Net Incomel(Expenditure) for the year before
transfers
(40,458)
(40,458)
(34,246)
Transfers from general funds
Net Incomel(Expenditure) for the year
(40,458)
(40,458)
(34,2461
Net movement in fund5
(40,458)
(40,458)
(34,246)
Balances brought forward at 1st January 2024
Balan￿S carried forward at 31 st December 2024
90,661
90,661
124,907
50,203
50,203
90,661

Nawaal Benevolence Fund
Balance Sheet
As at 31 December 2024
2024
2023
Current Assets
Cash at bank and in hand
50,707
91,051
50,707
91,051
Creditors amounts falling
due within one year
504
390
Net current assets
50,203
90,661
Total net assets
50,203
Funds
Restricted
Unrestricted
50,203
9(Y,661
50,203
90,661
Approved by the Board of Trustees and signed on its behalf by:
Signature:
Cu5fWJfi . p ,
Signature:
Name:
Name.,
Ja9 ILAPADI
Date:
Date:

Notes to the Accounts for the year ended 31 December 2024
1 Accounting policies
Basis of preparation
The accounts have been prepared on cash basis (receipts and
payments accounts).
Lilliah, sadaqah and other donations
Zakat, lilliahlsadaqah and other donations represents donations made
by individuals and organisations during the course over the year
2 Credltors - amounts falling due within one year
2024
2023
Pension
Salary
PAYE
127
370
390
504
390

The Charity Registration Number: 1155381
Nawaal Benevolence Funcl
Nawaal Benevolence Fund
Accounts
31 December 2024

Nawaal Benevolence Fund
INDEPENDENT EXAMINER'S REPORT
I report to the trustees on my examination of the accounts of Nawaal Benevolence Fund for the
year ended 31 December 2024
Responsibllltles and basls of report
As the trustees of the charitable incorporated organisation you are responsible for the preparation
of the accounts in accordance with the requirements of the Charities Act 2011 (the 2011 Act).
I report in respect of my examination of the charitable incorporated organlsation's account
carried out under Section 145 of the 2011 Act. In carrying out my examination I have followed all
the applicable Directions given by the Charity Commission under section 145(5)(b) of the 2011
Act.
Independent examlner's statement
My examination was carried out in accordance with general Directions given by the Charity
Commission. An examination includes a review of the accounting records kept by the charrty and
a comparison of the accounts presented with those records. It also includes consideration of any
unusual items or disclosures in the accounts, and seeking exp.lanations from the trustees
concerning any such matters. The procedures undertaken do not provide all the evidence that
would be required in an audit. and consequently no opinion is given as to whether the accounts
present a 'true and fair, view and the report is limited to those matters set out in the statement
below.
I have completed my examination. I confirm that no mattèrs have come to my attention in
connection with the examination giving me cause to believe that in any material respect:
accounting records were not kept in respect of the charitable incorporated organisation
as required by section 130 of the 2011 Act; or
the accounts do not accord with those records; or
I have no concerns and have come across no other matters in connection with the examination to
which attention should be drawn in this report in order to enable a proper understanding of the
accounts to be reached.
7flL
Z Pathan
20th October 2025

Nawaal B8nevolence Fund
Receipts and payments accounts
Year ended 31 December 2024
Unrestricted
Funds
Restricted
Funds
Total Funds Totsl Funds
2024
2023
Incoming Resources
Recelpts
Zakat, lilliahlsadaqah and other donations
Gift Aid
89.969
10,345
89,969
10,345
130,756
19,374
- Total receipts
100,314
100,314
150,13
Payments
Charitable actlvlties
Grants and vouchers
Qurbani project
General ex￿n6•S
Office expenditure
Salaries
Employer's pension
Subscription
Website costs
Marketing
Insurance
Volunt8er expens.es
Travel
129,562
129,562
174,007
1,300
210
5,200
7,800
98
462
258
7,800
98
462
258
504
428
157
1,632
793.
157
1,632
793
157
1,839
731
Total payments
140,772
140,772
184,376
Net Incomel(Expenditure) for the year before
transfers
(40,458)
(40,458)
(34,246)
Transfers from general funds
Net Incomel(Expenditure) for the year
(40,458)
(40,458)
(34,2461
Net movement in fund5
(40,458)
(40,458)
(34,246)
Balances brought forward at 1st January 2024
Balan￿S carried forward at 31 st December 2024
90,661
90,661
124,907
50,203
50,203
90,661

Nawaal Benevolence Fund
Balance Sheet
As at 31 December 2024
2024
2023
Current Assets
Cash at bank and in hand
50,707
91,051
50,707
91,051
Creditors amounts falling
due within one year
504
390
Net current assets
50,203
90,661
Total net assets
50,203
Funds
Restricted
Unrestricted
50,203
9(Y,661
50,203
90,661
Approved by the Board of Trustees and signed on its behalf by:
Signature:
Cu5fWJfi . p ,
Signature:
Name:
Name.,
Ja9 ILAPADI
Date:
Date:

Notes to the Accounts for the year ended 31 December 2024
1 Accounting policies
Basis of preparation
The accounts have been prepared on cash basis (receipts and
payments accounts).
Lilliah, sadaqah and other donations
Zakat, lilliahlsadaqah and other donations represents donations made
by individuals and organisations during the course over the year
2 Credltors - amounts falling due within one year
2024
2023
Pension
Salary
PAYE
127
370
390
504
390