Docusign Envelope ID: 3AE38FF0-D4FC-4927-B3CA-5BEF9B119100
**REGISTERED CHARITY NUMBER: 1155145**
## **REPORT OF THE TRUSTEES AND**
**UNAUDITED FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2024**
## **FOR**
## **FUTURE LIVING HERTFORD**
Barker Wilkinson Limited 19-21 Middle Row Stevenage Hertfordshire SG1 3AW
Docusign Envelope ID: 3AE38FF0-D4FC-4927-B3CA-5BEF9B119100
**FUTURE LIVING HERTFORD**
## **CONTENTS OF THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2024**
|||**Page**||
|---|---|---|---|
|**Chair's Report**||1||
|**Report of the Trustees**|2|to|8|
|**Independent Examiner's Report**||9||
|**Statement of Financial Activities**||10||
|**Balance Sheet**||11||
|**Notes to the Financial Statements**|12|to|23|
|**Detailed Statement of Financial Activities**|24|to|25|
Docusign Envelope ID: 3AE38FF0-D4FC-4927-B3CA-5BEF9B119100
**FUTURE LIVING HERTFORD**
## **CHAIR'S REPORT**
## **FOR THE YEAR ENDED 31 DECEMBER 2024**
As Chair of Future Living Hertford, I am proud to share our Annual Accounts for the year ending 31 December 2024.
This has been a year of renewed purpose and meaningful impact. Against a backdrop of growing need and financial uncertainty across the charity sector, Future Living Hertford has remained steadfast in its mission: to support survivors of domestic abuse with compassion, resilience, and dignity. I am pleased to report a small surplus this year, testament to the ongoing dedication of our staff and volunteers, and to the support of our funders and partners who continue to believe in our work.
Our programmes-especially Monica and Wise Guys-have grown in strength and reach, delivering transformative results for those who need us most. Testimonies from clients and case studies included in this report show how our trauma-informed, person-centred approach has helped individuals not only recover, but flourish. We have also deepened our impact with children and young people, expanded our education work, and laid the foundations for stronger community partnerships.
This year's financial position reflects careful stewardship. While we are mindful of the risks of over-reliance on grants, our board is actively pursuing a strategy of diversification-seeking more commissioned work, local fundraising, and business partnerships to build long-term sustainability. With modest but growing reserves, we are committed to managing risk responsibly while delivering life-changing support.
I would like to express heartfelt thanks to both our founder and CEO, Sandra Conte who retired in 2024 and our new CEO Emma Fleming who continues the good work, alongside our small but passionate staff team, and our extraordinary volunteers-without whom none of this would be possible. I also extend thanks to our funders, trustees, and the many individuals and organisations who have supported our mission this year.
We look ahead with cautious optimism and strong resolve. Our new 2025-2030 strategy outlines ambitious goals, and we are confident that with the continued support of our community, we can break the cycle of abuse and build a future of safety, healing, and hope.
**Mrs S Harvey** Chair of Trustees Future Living Hertford
Page 1
Docusign Envelope ID: 3AE38FF0-D4FC-4927-B3CA-5BEF9B119100
**FUTURE LIVING HERTFORD**
## **REPORT OF THE TRUSTEES FOR THE YEAR ENDED 31 DECEMBER 2024**
The trustees present their report with the financial statements of the charity for the year ended 31 December 2024. The trustees have adopted the provisions of Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019).
## **Vision Statement**
We envisage a world where every person is given the opportunity to flourish and lead a self-directed life and where non -judgemental support is provided to those who need it to overcome difficulties such as recovery from abuse, trauma, addictions or disadvantaged beginnings.
## **Mission Statement**
Our mission is to help anyone, including children and young people, who have felt vulnerable through abusive relationships to feel stronger, more empowered and able to make healthy life choices for themselves and their families.
We aim to help our clients to flourish and regain control over their lives and to regain the sense of self that is so often lost.
We campaign towards giving children a voice in their future.
We will work tirelessly to support those in need.
## **Core Values**
Christian values are central to our charity and way of working.
Our values define who we are and how we work with one another and with our clients. We firmly believe in:
- Respecting one another
- Working with integrity and transparency; being accountable and taking responsibility for all that we do
- Fostering relationships that are built on trust
- Maintaining an environment that is safe for clients, volunteers, staff and the community
- Empowering our clients so that they can find their inner strength and freedom to make good life choices
- Working with consistency and fairness, appreciating diversity and promoting equality for all
- Working jointly with partner organisations that can increase opportunities and services for our clients and staff.
- Working in a professional and inspiring way
- Encouraging a sense of community amongst clients and team members so that support structures can be built
## **OBJECTIVES AND ACTIVITIES**
## **Charitable objectives**
Future Living Hertford exists to support individuals and families affected by domestic abuse, trauma, and addiction. Our objective is to break the cycle of abuse and empower clients-children, young people, and adults alike-to lead healthier, independent, and flourishing lives.
We provide trauma-informed, therapeutic programmes that focus on long-term recovery. Our services include free and accessible counselling, empowerment programmes, support groups, physical and creative therapies, and outreach in schools. We also deliver education and training for professionals and employers, supporting early intervention and improved recognition of domestic abuse in the workplace and community.
Page 2
Docusign Envelope ID: 3AE38FF0-D4FC-4927-B3CA-5BEF9B119100
**FUTURE LIVING HERTFORD**
## **REPORT OF THE TRUSTEES FOR THE YEAR ENDED 31 DECEMBER 2024**
## **OBJECTIVES AND ACTIVITIES**
## **Key activities and achievements**
In 2024, we delivered impactful support through our core programmes:
- The Monica Programme: Supported dozens of women through group-based recovery, providing space to rebuild self-esteem, develop healthy boundaries, and reduce psychological distress.
- Wise Guys: Our male peer support and education programme provided a lifeline for men who had previously lacked any safe space to process abuse.
- Counselling Services: Over 30 volunteer and placement counsellors delivered therapeutic sessions for adults and young people, free at point of access, significantly improving mental health outcomes.
- Young Herts: Delivered in schools, this early intervention initiative helped children build resilience and understand healthy relationships.
- Community Engagement: We supported service users with legal advice, parenting techniques, creative therapies, and social reconnection..
## **Public benefit**
The trustees have considered the provisions of Section 17(5) of the 2011 Charities Act and consider that the objectives and aims of the Charity are for the public benefit. All our services are delivered with the goal of increasing personal safety, emotional wellbeing, and social inclusion for survivors of abuse and trauma. Our volunteer-led model strengthens community ties and offers skill development and pathways into employment for those involved.
Looking ahead, our strategic objectives (2025-2030) are centred on expanding access, raising awareness, embedding survivor leadership, and building organisational resilience. We are committed to delivering high-quality, person-centred services that meet the evolving needs of our community.
## **Volunteers**
Future Living Hertford is volunteer led and enjoys a large team of placement counsellors, therapists, teachers, psychologists and admin volunteers, who support our clients both adult and children, and the rest of the team. We have access to specialists who provide a range of ad hoc services such as art therapy, health and wellbeing, fitness, relaxation, debt counselling, legal advice, training, employment and benefit advice.
The trustees are grateful to the work of all volunteers who have helped to ensure that the charity achieves its objectives and aims.
Page 3
Docusign Envelope ID: 3AE38FF0-D4FC-4927-B3CA-5BEF9B119100
**FUTURE LIVING HERTFORD**
## **REPORT OF THE TRUSTEES FOR THE YEAR ENDED 31 DECEMBER 2024**
## **ACHIEVEMENT AND PERFORMANCE**
In 2024, Future Living Hertford continued to provide life-changing support for individuals and families affected by domestic abuse. We strengthened our core programmes, expanded our reach, and improved our financial position-delivering impact where it matters most.
## **Programme impact and key metrics**
|**Programme/Service**|**Output/Reach**|**Outcomes/Impact**|
|---|---|---|
|||92% reported improved emotional|
|**Monica Programme (Women)**|72 Women Completed Programme|wellbeing and increased confidence|
|||85% reported reduced isolation and|
|**Wise Guys (Men)**|22 Men Supported|better understanding of abuse|
|||94% of clients showed improvement|
|**Counselling Services**|1,258 Sessions Delivered|on mental health scoring tools|
||70 Children and Teens Received|100% of schools reported improved|
|**Children & Young People**|Therapy|emotional expression in pupils|
|||510 students reached with resilience|
|**Young Hearts (Schools)**|11 Schools Partnered|and healthy relationship lessons|
||4 New Social/Wellness Groups|100+ attendees supported in rebuilding|
|**Community Engagement**|Launched|social confidence|
## **Client stories and testimonials**
Client feedback continues to highlight the effectiveness of our trauma-informed approach. Clients demonstrate significant improvements in self-esteem, boundary-setting, and parenting confidence. Many have gone on to volunteer with us or join peer support groups, reflecting sustainable recovery.
"Thank you for such an amazing programme. The Monica programme has been incredible. With new friends, an amazing amount of support and an understanding of what has happened to me and how I can change it, I can move forward." **- Monica participant**
"Thank you to everybody involved in this programme. I appreciate the session every week and getting to know people in a similar situation. It has really helped me to move on and better understand my situation. I have changed my mind about a lot of things and I am reflecting on what is important to me. Hearing others talk about their experiences makes me want to do more to make a difference. I have realised the importance of sharing and the difference it makes hearing about other peoples situations." **- Wise Guys Participant**
"Counselling has had a huge impact on me. I never thought I would be someone who needed counselling. It has helped me so much to have that hour a week to talk things through. It is protected time for me to work on me. I would recommend it to anyone." - **Counselling client**
"I would just like to thank the team at Future Living. My daughter has felt so comfortable as an autistic child coming here compared to CAMHS. She has really enjoyed her sessions with Nancy and was upset that they have come to an end." - **Parent of young client**
"The children enjoyed these sessions a lot. It's good for them to talk about subjects such as consent, particularly with a different adult so they are more aware of this not just at school but also in everyday life.'' **Teacher - Young Herts**
## **Organisational progress**
- Improved governance and internal systems following leadership transition
- Grew volunteer base to 34+, delivering a combined 3,500+ hours of support
- Increased unrestricted income and reduced overall expenditure by 13%
## **Financial highlights**
- Total income: £270,415 (up 52% from 2023)
- Total expenditure: £238,912 (down 12% from 2023)
Page 4
Docusign Envelope ID: 3AE38FF0-D4FC-4927-B3CA-5BEF9B119100
**FUTURE LIVING HERTFORD**
## **REPORT OF THE TRUSTEES**
## **FOR THE YEAR ENDED 31 DECEMBER 2024**
- Surplus: £31,503 (compared to a deficit of £94,939 in 2023)
- Unrestricted Reserves increased to £59,639 improving organisational resilience
## **Key strategic objectives**
1. Expand and Enhance Core Services
- Increase delivery of our Monica and Wise Guys programmes across Hertfordshire
- Provide more flexible access through online and satellite sessions in under-served areas
- Improve wraparound support with integrated counselling, mentoring, and peer groups
2. Support Children and Young People
- Grow our counselling provision for children and young people with dedicated funding
- Expand our Young Herts school programme, adapting content for different age groups
- Launch a new parent support programme to build stronger, more informed families
3. Increase Awareness and Reach
- Raise the charity's local and regional profile through stronger communications and advocacy
- Build partnerships with businesses and statutory services to extend our referral network
- Strengthen our voice in the criminal justice system, advocating for survivors
4. Empower Survivors and Volunteers
- Formalise survivor-led input through an Experts by Experience programme
- Develop alumni networks and regular client forums for feedback and co-production
- Invest in training for volunteers and support peer-led initiatives
5. Strengthen Organisational Sustainability
Diversify income through commissioned services, corporate partnerships, and fundraising
- Build on recent financial improvements to grow unrestricted reserves
- Increase staff capacity and reduce key person dependency through leadership development
## **Our commitment**
We remain committed to providing trauma-informed, inclusive, and holistic support to all who need it. Our plans are ambitious yet grounded in evidence, client feedback, and organisational reflection. With continued support from funders, volunteers, and the community, we are confident in our ability to grow our impact and be a source of healing, hope, and empowerment in Hertfordshire.
## **FINANCIAL REVIEW**
## **Financial position**
Future Living Hertford ended the financial year 2024 in a significantly stronger position, reporting a surplus of £31,503 and increasing total funds to £87,845 (up from £56,342 in 2023). Income rose by over 50% to £270,415, driven by growth in grant funding, commissioned work, and earned income from counselling services. Expenditure was carefully managed and reduced to £238,912, ensuring the charity could maintain high-quality services while improving financial resilience. Unrestricted reserves now stand at £59,639, with trustees continuing to work towards a target of six months' operating costs. With improved reserves, a diverse income base, and ongoing financial oversight, the charity is well-positioned to sustain and expand its services in 2025 and beyond.
Page 5
Docusign Envelope ID: 3AE38FF0-D4FC-4927-B3CA-5BEF9B119100
**FUTURE LIVING HERTFORD**
## **REPORT OF THE TRUSTEES FOR THE YEAR ENDED 31 DECEMBER 2024**
## **FINANCIAL REVIEW**
## **Reserves policy**
Future Living Hertford is committed to maintaining a prudent level of unrestricted reserves to ensure the sustainability and continuity of its services. The trustees have set a target to hold reserves equivalent to a minimum of three months' and a maximum of six months' operating costs, in line with Charity Commission guidance. This allows the charity to manage financial risks, respond to unforeseen challenges, and plan for long-term growth with confidence. At the end of 2024, unrestricted reserves stood at £59,667, representing steady progress toward this goal. The board continues to actively monitor reserve levels and prioritise diverse income generation to strengthen financial resilience.
## **Going concern**
The trustees have reviewed the Charities financial position and ongoing funding and financial obligations and feel that the charity has adequate resources available to fund the activities of the charity for the foreseeable future.
The trustees regularly review the Charity's financial position to ensure that sufficient resources are available.
## **LOOKING AHEAD**
As we look ahead to 2025 and beyond, Future Living Hertford is focused on growth, sustainability, and deeper impact. Building on the progress of 2024 and guided by our new 5-year strategy (2025-2030), we are committed to breaking the cycle of domestic abuse through accessible, high-quality, and survivor-led support services.
## **STRUCTURE, GOVERNANCE AND MANAGEMENT**
## **Governing document**
The charity is a Charitable Incorporated Organisation established on 31 December 2013.
The charity is controlled by its governing document, a deed of trust, and is registered with the Charity Commission number 1155145.
Page 6
Docusign Envelope ID: 3AE38FF0-D4FC-4927-B3CA-5BEF9B119100
**FUTURE LIVING HERTFORD**
## **REPORT OF THE TRUSTEES FOR THE YEAR ENDED 31 DECEMBER 2024**
## **STRUCTURE, GOVERNANCE AND MANAGEMENT Organisational structure Patron**
The Lord-Lieutenant Robert Voss, CBE and Order of St John, as our Patron attends the majority of our public events and is a really positive link with our community.
## **Trustees**
The affairs of the Charity are controlled and managed by the board of trustees. Our board is made up of senior representatives from business, legal, academic and judicial fields along with other sectors. The board is responsible for the strategic direction, investment and reserves policy of the Charity. All trustees are provided with a job description matching our expectations as a trustee of the charity and its workings, together with an induction programme and identified responsibility within the board. Following induction, any appropriate training is undertaken to ensure all trustees are kept up to date with all current legislation and directives regarding the charity and their position as trustees
## **Staff**
Future Living Hertford is supported by a dedicated team comprising three full-time staff and two part-time team members, one of whom is currently on maternity leave. We also work with four specialist contractors who contribute expertise in counselling, education, and programme delivery. Crucially, the organisation benefits from the commitment of over 30 volunteers, including placement counsellors, therapists, administrative supporters, and group facilitators, who together contribute thousands of hours each year. This combined team effort is essential to delivering our trauma-informed, person-centred services and ensures we can continue meeting the needs of our community with compassion, professionalism, and care.
## **Staff Training**
We offer a bespoke training and development plan for each team member in order to provide them with the skills to carry out their duties to the best of their ability and enhance their overall knowledge. This provides our clients the safe pair of hands and environment in which to recover and flourish. All team members including the Trustees undertake a DBS check and training that includes a full induction, domestic abuse awareness, mental health awareness, addiction awareness and the counselling process itself.
## **REFERENCE AND ADMINISTRATIVE DETAILS Registered Charity number**
1155145
## **Principal address**
Vale House 43 Cowbridge Hertford Hertfordshire SG14 1PN
## **Trustees**
Mrs S Harvey - Chair Ms A Brewster - Vice Chair Mr J Deamer - Treasurer Mr S Barfoot Ms J Hamby (appointed 1.7.24) Mrs A Hardy Ms V Wood (appointed 15.1.25) Ms J Khedarun (resigned 19.11.24) Mr C Fraser (resigned 14.12.24)
Page 7
Docusign Envelope ID: 3AE38FF0-D4FC-4927-B3CA-5BEF9B119100
**FUTURE LIVING HERTFORD**
## **REPORT OF THE TRUSTEES FOR THE YEAR ENDED 31 DECEMBER 2024**
**REFERENCE AND ADMINISTRATIVE DETAILS Independent Examiner** Colin Wilkinson Barker Wilkinson Limited 19-21 Middle Row Stevenage Hertfordshire SG1 3AW
Approved by order of the board of trustees on 20 June 2025 and signed on its behalf by:
Mrs S Harvey - Chair - Trustee
Page 8
Docusign Envelope ID: 3AE38FF0-D4FC-4927-B3CA-5BEF9B119100
## **INDEPENDENT EXAMINER'S REPORT TO THE TRUSTEES OF FUTURE LIVING HERTFORD**
## **Independent examiner's report to the trustees of Future Living Hertford**
I report to the charity trustees on my examination of the accounts of Future Living Hertford (the Trust) for the year ended 31 December 2024.
## **Responsibilities and basis of report**
As the charity trustees of the Trust you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 ('the Act').
I report in respect of my examination of the Trust's accounts carried out under Section 145 of the Act and in carrying out my examination I have followed all applicable Directions given by the Charity Commission under Section 145(5)(b) of the Act.
## **Independent examiner's statement**
Since your charity's gross income exceeded £250,000 your examiner must be a member of a listed body. I can confirm that I am qualified to undertake the examination because I am a member of the Association of Chartered Certified Accountants, which is one of the listed bodies.
I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:
1. accounting records were not kept in respect of the Trust as required by Section 130 of the Act; or
2. the accounts do not accord with those records; or
3. the accounts do not comply with the applicable requirements concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a true and fair view which is not a matter considered as part of an independent examination.
I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.
Colin Wilkinson The Association of Chartered Certified Accountants
Barker Wilkinson Limited 19-21 Middle Row Stevenage Hertfordshire SG1 3AW
20 June 2025
Page 9
Docusign Envelope ID: 3AE38FF0-D4FC-4927-B3CA-5BEF9B119100
## **FUTURE LIVING HERTFORD**
## **STATEMENT OF FINANCIAL ACTIVITIES FOR THE YEAR ENDED 31 DECEMBER 2024**
|Unrestricted
fund
Notes
£
**INCOME AND ENDOWMENTS FROM**
Donations and legacies
2
16,636
**Charitable activities**
5
Core Funding
119,860
Other trading activities
3
30,354
Investment income
4
1,888
Other income
1,800
**Total**
170,538
**EXPENDITURE ON**
Raising funds
6
6,480
**Charitable activities**
7
Core Funding
129,185
Other
4,607
**Total**
140,272
**NET INCOME/(EXPENDITURE)**
30,266
**Transfers between funds**
16
(3)
**Net movement in funds**
30,263
**RECONCILIATION OF FUNDS**
Total funds brought forward
29,376
**TOTAL FUNDS CARRIED FORWARD**
59,639|Restricted
funds
£
-
99,877
-
-
-
99,877
5,535
93,105
-
98,640
1,237
3
1,240
26,966
28,206|2024
Total
funds
£
16,636
219,737
30,354
1,888
1,800
270,415
12,015
222,290
4,607
238,912
31,503
-
31,503
56,342
87,845|2023
Total
funds
£
16,062
122,928
37,742
1,012
-
177,744
15,174
253,472
4,037
272,683
(94,939)
-
(94,939)
151,281
56,342|
|---|---|---|---|
The notes form part of these financial statements
Page 10
Docusign Envelope ID: 3AE38FF0-D4FC-4927-B3CA-5BEF9B119100
## **FUTURE LIVING HERTFORD**
## **BALANCE SHEET 31 DECEMBER 2024**
||||||2024|2023|
|---|---|---|---|---|---|---|
|||Unrestricted|Restricted||Total|Total|
|||fund|funds||funds|funds|
||Notes|£|£||£|£|
|**FIXED ASSETS**|||||||
|Tangible assets|12|-||-|-|4,607|
|**CURRENT ASSETS**|||||||
|Debtors|13|7,500||-|7,500|14,275|
|Cash at bank||54,425|28,616||83,041|57,893|
|||61,925|28,616||90,541|72,168|
|**CREDITORS**|||||||
|Amounts falling due within one year|14|(2,287)|(409)||(2,696)|(20,433)|
|**NET CURRENT ASSETS**||59,638|28,207||87,845|51,735|
|**TOTAL ASSETS LESS CURRENT**|||||||
|**LIABILITIES**||59,638|28,207||87,845|56,342|
|**NET ASSETS**||59,638|28,207||87,845|56,342|
|**FUNDS**|16||||||
|Unrestricted funds|||||59,638|29,376|
|Restricted funds|||||28,207|26,966|
|**TOTAL FUNDS**|||||87,845|56,342|
The financial statements were approved by the Board of Trustees and authorised for issue on 20 June 2025 and were signed on its behalf by:
Mr J Deamer - Treasurer - Trustee
The notes form part of these financial statements
Page 11
Docusign Envelope ID: 3AE38FF0-D4FC-4927-B3CA-5BEF9B119100
**FUTURE LIVING HERTFORD**
## **NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2024**
## **1. ACCOUNTING POLICIES**
## **Basis of preparing the financial statements**
The financial statements of the charity, which is a public benefit entity under FRS 102, have been prepared in accordance with the Charities SORP (FRS 102) 'Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019)', Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland' and the Charities Act 2011. The financial statements have been prepared under the historical cost convention.
## **Income**
All income is recognised in the Statement of Financial Activities once the charity has entitlement to the funds, it is probable that the income will be received and the amount can be measured reliably.
## **Expenditure**
Liabilities are recognised as expenditure as soon as there is a legal or constructive obligation committing the charity to that expenditure, it is probable that a transfer of economic benefits will be required in settlement and the amount of the obligation can be measured reliably. Expenditure is accounted for on an accruals basis and has been classified under headings that aggregate all cost related to the category. Where costs cannot be directly attributed to particular headings they have been allocated to activities on a basis consistent with the use of resources.
## **Tangible fixed assets**
Depreciation is provided at the following annual rates in order to write off each asset over its estimated useful life.
Plant and machinery - 25% on cost Fixtures and fittings - 25% on cost
Where a tangible fixed asset is funded through an appeal or by way of a grant or donation, the accounting treatment of the asset acquired is dependant on the circumstances of each case. In deciding whether the asset is categorised as restricted or unrestricted, the trustees consider whether the terms of the gift:
- require the charity to hold the tangible fixed asset acquired on an on-going basis for a specific purpose; or - are met once the specified asset is acquired, so allowing the charity to use the asset acquired on an unrestricted basis for any charitable purpose.
Where such tangible assets are treated as unrestricted then the income is recognised in full as restricted and the value of tangible fixed assets purchased is shown as a transfer from restricted to unrestricted funds.
## **Taxation**
The charity is exempt from tax on its charitable activities.
## **Fund accounting**
Unrestricted funds can be used in accordance with the charitable objectives at the discretion of the trustees.
Restricted funds can only be used for particular restricted purposes within the objects of the charity. Restrictions arise when specified by the donor or when funds are raised for particular restricted purposes.
Further explanation of the nature and purpose of each fund is included in the notes to the financial statements.
## **Hire purchase and leasing commitments**
Rentals paid under operating leases are charged to the Statement of Financial Activities on a straight line basis over the period of the lease.
## **Pension costs and other post-retirement benefits**
The charity operates a defined contribution pension scheme. Contributions payable to the charity's pension scheme are charged to the Statement of Financial Activities in the period to which they relate.
continued...
Page 12
Docusign Envelope ID: 3AE38FF0-D4FC-4927-B3CA-5BEF9B119100
**FUTURE LIVING HERTFORD**
## **NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 DECEMBER 2024**
## **2. DONATIONS AND LEGACIES**
|Donations
Gift aid
**3.**
**OTHER TRADING ACTIVITIES**
Bakery income
Other income
Counselling & therapy income
**4.**
**INVESTMENT INCOME**
Deposit account interest
**5.**
**INCOME FROM CHARITABLE ACTIVITIES**
Activity
Grants
Core Funding
Contract income
Core Funding
Grants received, included in the above, are as follows:
Hertfordshire Community Foundation - Monica Programme
Lloyds Bank Foundation
Department for Digital, Cultural, Media and Sport
Hertfordshire Community Foundation - Wise Guys
Hertfordshire County Council
Archer Trust
Peoples Postcode Places Trust
The National Lottery Community Fund
Lifelines
Ware Town Council
Hertford Town Council
The Benefact Trust
The Albert Hunt Trust
Hertfordshire Community Fund - Warmer Spaces
Henry Smith Charity
Hertfordshire Community Fund - Workforce Development
Sport England
East Herts District Council
Carried forward||2024
£
8,659
7,977
16,636
2024
£
-
24
30,330
30,354
2024
£
1,888
2024
£
156,877
62,860
219,737
2024
£
10,000
25,000
15,682
23,884
4,895
2,500
25,000
19,950
-
-
-
-
-
(1,994)
20,600
-
5,192
1,668
152,377|||2023
£
5,368
10,694|
|---|---|---|---|---|---|
||||||16,062|
||||||2023
£
14,540
50
23,152|
||||||37,742|
||||||2023
£
1,012
2023
£
68,628
54,300|
|||||122,928||
|||||2023
£
5,000
-
23,046
-
2,345
-
-
-
10,493
1,000
1,200
9,200
3,000
1,994
10,300
1,050
-
-||
|||||68,628||
continued...
Page 13
Docusign Envelope ID: 3AE38FF0-D4FC-4927-B3CA-5BEF9B119100
**FUTURE LIVING HERTFORD**
## **NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 DECEMBER 2024**
## **5. INCOME FROM CHARITABLE ACTIVITIES - continued**
|Brought forward
Souter Trust
Westfield Health
**6.**
**RAISING FUNDS**
**Other trading activities**
Purchases
Counselling & therapy expenditure
**7.**
**CHARITABLE ACTIVITIES COSTS**
Core Funding
**8.**
**SUPPORT COSTS**
Core Funding|2024
£
152,377
2,000
2,500
156,877
2024
£
-
12,015
12,015
Support
Direct
costs (see
Costs
note 8)
£
£
217,680
4,610
Governance
Finance
costs
£
£
494
4,116||2023
£
68,628
-
-|
|---|---|---|---|
||||68,628|
|||2023
£
9,907
5,267
15,174
Totals
£
222,290|2023
£
9,907
5,267|
||||15,174|
|||Totals
£
4,610||
## **9. TRUSTEES' REMUNERATION AND BENEFITS**
There were no trustees' remuneration or other benefits for the year ended 31 December 2024 nor for the year ended 31 December 2023.
## **Trustees' expenses**
There were no trustees' expenses paid for the year ended 31 December 2024 nor for the year ended 31 December 2023.
continued...
Page 14
Docusign Envelope ID: 3AE38FF0-D4FC-4927-B3CA-5BEF9B119100
**FUTURE LIVING HERTFORD**
## **NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 DECEMBER 2024**
## **10. STAFF COSTS**
|Wages and salaries
Social security costs
Other pension costs
The average monthly number of employees during the year was as follows:
CEO
Support Workers
No employees received emoluments in excess of £60,000.
**COMPARATIVES FOR THE STATEMENT OF FINANCIAL ACTIVITIES**
Unrestricted
fund
£
**INCOME AND ENDOWMENTS FROM**
Donations and legacies
16,062
**Charitable activities**
Core Funding
54,300
Other trading activities
37,202
Investment income
1,010
**Total**
108,574
**EXPENDITURE ON**
Raising funds
15,174
**Charitable activities**
Core Funding
167,878
Other
4,037
**Total**
187,089
**NET INCOME/(EXPENDITURE)**
(78,515)
**Transfers between funds**
(79)
**Net movement in funds**
(78,594)
**RECONCILIATION OF FUNDS**
Total funds brought forward
107,971
**TOTAL FUNDS CARRIED FORWARD**
29,377||2024
£
141,036
8,413
1,288
150,737
2024
1
5
6
Restricted
funds
£
-
68,628
540
2
69,170
-
85,594
-
85,594
(16,424)
79
(16,345)
43,310
26,965||2023
£
150,475
8,124
1,311
159,910
2023
1
5
6
Total
funds
£
16,062
122,928
37,742
1,012
177,744
15,174
253,472
4,037
272,683
(94,939)
-
(94,939)
151,281
56,342|
|---|---|---|---|---|
||||||
||||||
## **11. COMPARATIVES FOR THE STATEMENT OF FINANCIAL ACTIVITIES**
Page 15
continued...
Docusign Envelope ID: 3AE38FF0-D4FC-4927-B3CA-5BEF9B119100
**FUTURE LIVING HERTFORD**
## **NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 DECEMBER 2024**
## **12. TANGIBLE FIXED ASSETS**
|Plant and
machinery
£
**COST**
At 1 January 2024
48,730
Disposals
(38,736)
At 31 December 2024
9,994
**DEPRECIATION**
At 1 January 2024
44,123
Charge for year
4,607
Eliminated on disposal
(38,736)
At 31 December 2024
9,994
**NET BOOK VALUE**
At 31 December 2024
-
At 31 December 2023
4,607
**13.**
**DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR**
Trade debtors
Prepayments and accrued income
**14.**
**CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR**
Bank loans and overdrafts (see note 15)
Trade creditors
Taxation and social security
Other creditors
**15.**
**LOANS**
An analysis of the maturity of loans is given below:
Amounts falling due within one year on demand:
Bank overdrafts|Fixtures
and
fittings
£
3,171
(1,193)
1,978
3,171
-
(1,193)
1,978
-
-
2024
£
-
7,500
7,500
2024
£
-
673
-
2,023
2,696
2024
£
-|Totals
£
51,901
(39,929)
11,972
47,294
4,607
(39,929)
11,972
-
4,607
2023
£
6,300
7,975
14,275
2023
£
300
576
3,057
16,500
20,433
2023
£
300|
|---|---|---|
Page 16
continued...
Docusign Envelope ID: 3AE38FF0-D4FC-4927-B3CA-5BEF9B119100
## **FUTURE LIVING HERTFORD**
## **NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 DECEMBER 2024**
## **16. MOVEMENT IN FUNDS**
|At 1.1.24
£
**Unrestricted funds**
General fund
29,376
**Restricted funds**
Wise Guys
-
Monica programme
-
Workforce Development
1,110
Ware Town Council
393
Hertford Town Council
1,200
The Benefact Trust
9,200
HCC Activity Grant
1,732
Cost of Living
1,037
Henry Smith Charity
10,300
Warmer Spaces
1,994
Life Chances
-
Sport England
-
26,966
**TOTAL FUNDS**
56,342
Net movement in funds, included in the above are as follows:
**Unrestricted funds**
General fund
**Restricted funds**
Wise Guys
Monica programme
Workforce Development
Ware Town Council
Hertford Town Council
The Benefact Trust
HCC Activity Grant
Cost of Living
Henry Smith Charity
Warmer Spaces
Life Chances
Sport England
East Herts District Council
**TOTAL FUNDS**|Net
movement
in funds
£
30,265
7,857
5,032
(716)
(393)
(1,200)
(9,146)
(1,789)
(1,037)
-
(1,994)
2,572
2,052
1,238
31,503
Incoming
resources
£
170,538
23,886
10,249
-
-
-
-
4,645
15,681
20,601
(1,994)
19,950
5,192
1,667
99,877
270,415|Transfers
between
At
funds
31.12.24
£
£
(3)
59,638
-
7,857
-
5,032
-
394
-
-
-
-
(54)
-
57
-
-
-
-
10,300
-
-
-
2,572
-
2,052
3
28,207
-
87,845
Resources
Movement
expended
in funds
£
£
(140,273)
30,265
(16,029)
7,857
(5,217)
5,032
(716)
(716)
(393)
(393)
(1,200)
(1,200)
(9,146)
(9,146)
(6,434)
(1,789)
(16,718)
(1,037)
(20,601)
-
-
(1,994)
(17,378)
2,572
(3,140)
2,052
(1,667)
-
(98,639)
1,238
(238,912)
31,503|
|---|---|---|
continued...
Page 17
Docusign Envelope ID: 3AE38FF0-D4FC-4927-B3CA-5BEF9B119100
**FUTURE LIVING HERTFORD**
## **NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 DECEMBER 2024**
## **16. MOVEMENT IN FUNDS - continued**
## **Comparatives for movement in funds**
|**Unrestricted funds**
General fund
**Restricted funds**
Monica programme
Young Hearts
Children in Need Continuation Fund
Workforce Development
Bakery@43
Hardship fund
Drama Club
Lifelines
Ware Town Council
Hertford Town Council
The Benefact Trust
HCC Activity Grant
Cost of Living
Henry Smith Charity
Warmer Spaces
**TOTAL FUNDS**|At 1.1.23
£
107,971
-
2,308
416
-
33,425
4,384
2,777
-
-
-
-
-
-
-
-
43,310
151,281|Net
movement
in funds
£
(78,516)
(27)
(2,308)
(409)
1,110
(33,422)
(4,384)
(2,777)
(62)
393
1,200
9,200
1,732
1,037
10,300
1,994
(16,423)
(94,939)|Transfers
between
funds
£
(79)
27
-
(7)
-
(3)
-
-
62
-
-
-
-
-
-
-
79
-|At
31.12.23
£
29,376
-
-
-
1,110
-
-
-
-
393
1,200
9,200
1,732
1,037
10,300
1,994|
|---|---|---|---|---|
|||||26,966|
|||||56,342|
continued...
Page 18
Docusign Envelope ID: 3AE38FF0-D4FC-4927-B3CA-5BEF9B119100
**FUTURE LIVING HERTFORD**
## **NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 DECEMBER 2024**
## **16. MOVEMENT IN FUNDS - continued**
Comparative net movement in funds, included in the above are as follows:
|**Unrestricted funds**
General fund
**Restricted funds**
Monica programme
Young Hearts
Children in Need Continuation Fund
Workforce Development
Bakery@43
Hardship fund
Drama Club
Lifelines
Ware Town Council
Hertford Town Council
The Benefact Trust
HCC Activity Grant
The Albert Hunt Trust
Cost of Living
Henry Smith Charity
Warmer Spaces
**TOTAL FUNDS**|Incoming
resources
£
108,574
5,000
-
-
1,650
-
(59)
-
10,494
1,000
1,200
9,200
2,345
3,000
23,046
10,300
1,994
69,170
177,744|Resources
Movement
expended
in funds
£
£
(187,090)
(78,516)
(5,027)
(27)
(2,308)
(2,308)
(409)
(409)
(540)
1,110
(33,422)
(33,422)
(4,325)
(4,384)
(2,777)
(2,777)
(10,556)
(62)
(607)
393
-
1,200
-
9,200
(613)
1,732
(3,000)
-
(22,009)
1,037
-
10,300
-
1,994
(85,593)
(16,423)
(272,683)
(94,939)|
|---|---|---|
continued...
Page 19
Docusign Envelope ID: 3AE38FF0-D4FC-4927-B3CA-5BEF9B119100
**FUTURE LIVING HERTFORD**
## **NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 DECEMBER 2024**
## **16. MOVEMENT IN FUNDS - continued**
A current year 12 months and prior year 12 months combined position is as follows:
|||Net|Transfers||
|---|---|---|---|---|
|||movement|between|At|
||At 1.1.23|in funds|funds|31.12.24|
||£|£|£|£|
|**Unrestricted funds**|||||
|General fund|107,971|(48,251)|(82)|59,638|
|**Restricted funds**|||||
|Wise Guys|-|7,857|-|7,857|
|Monica programme|-|5,005|27|5,032|
|Young Hearts|2,308|(2,308)|-|-|
|Children in Need Continuation Fund|416|(409)|(7)|-|
|Workforce Development|-|394|-|394|
|Bakery@43|33,425|(33,422)|(3)|-|
|Hardship fund|4,384|(4,384)|-|-|
|Drama Club|2,777|(2,777)|-|-|
|Lifelines|-|(62)|62|-|
|The Benefact Trust|-|54|(54)|-|
|HCC Activity Grant|-|(57)|57|-|
|Henry Smith Charity|-|10,300|-|10,300|
|Life Chances|-|2,572|-|2,572|
|Sport England|-|2,052|-|2,052|
||43,310|(15,185)|82|28,207|
|**TOTAL FUNDS**|151,281|(63,436)|-|87,845|
continued...
Page 20
Docusign Envelope ID: 3AE38FF0-D4FC-4927-B3CA-5BEF9B119100
**FUTURE LIVING HERTFORD**
## **NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 DECEMBER 2024**
## **16. MOVEMENT IN FUNDS - continued**
A current year 12 months and prior year 12 months combined net movement in funds, included in the above are as follows:
|**Unrestricted funds**
General fund
**Restricted funds**
Wise Guys
Monica programme
Young Hearts
Children in Need Continuation Fund
Workforce Development
Bakery@43
Hardship fund
Drama Club
Lifelines
Ware Town Council
Hertford Town Council
The Benefact Trust
HCC Activity Grant
The Albert Hunt Trust
Cost of Living
Henry Smith Charity
Life Chances
Sport England
East Herts District Council
**TOTAL FUNDS**
**UNRESTRICTED FUNDS**|Incoming
resources
£
279,112
23,886
15,249
-
-
1,650
-
(59)
-
10,494
1,000
1,200
9,200
6,990
3,000
38,727
30,901
19,950
5,192
1,667
169,047
448,159|Resources
Movement
expended
in funds
£
£
(327,363)
(48,251)
(16,029)
7,857
(10,244)
5,005
(2,308)
(2,308)
(409)
(409)
(1,256)
394
(33,422)
(33,422)
(4,325)
(4,384)
(2,777)
(2,777)
(10,556)
(62)
(1,000)
-
(1,200)
-
(9,146)
54
(7,047)
(57)
(3,000)
-
(38,727)
-
(20,601)
10,300
(17,378)
2,572
(3,140)
2,052
(1,667)
-
(184,232)
(15,185)
(511,595)
(63,436)|
|---|---|---|
## **General**
The general funds are available for expenditure on the furtherance of the charitable objectives.
## **RESTRICTED FUNDS**
## **Other restricted funds**
In periods prior to 2019 funds received and expended for various programmes and projects had been carried forward within one fund as the major restrictions were similar in nature being restricted to expenditure on salary costs. During the financial period ended 31st December 2020 the Trustees reviewed this policy and adopted a policy of separating these funds for greater transparency and to aid users of the financial statements to gain a better understanding of the Charities funding.
The balance brought forward in financial period ended 31st December 2020 was transferred to the general fund as the Trustees believe that all restricted funds received had been spent.
## **CURRENT FUNDS**
## **Wise Guys**
continued...
Page 21
Docusign Envelope ID: 3AE38FF0-D4FC-4927-B3CA-5BEF9B119100
**FUTURE LIVING HERTFORD**
## **NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 DECEMBER 2024**
## **16. MOVEMENT IN FUNDS - continued**
Grants received from the Hertfordshire Community Foundation are restricted for expenditure to provide multiple Wise Guys domestic abuse empowerment programmes for male victims of domestic abuse.
The surplus funds will be expended in the coming period for this purpose.
## **Monica Programme**
Grants received from the Hertfordshire Community Foundation are restricted for expenditure to provide multiple Monica domestic abuse empowerment programmes for female victims of domestic abuse.
The surplus funds will be expended in the coming period for this purpose.
## **Workforce Development**
Grants received from Hertfordshire Community Foundation are restricted for continued professional development of staff at the charity.
The surplus funds will be expended in the coming period for this purpose.
## **Ware Town Council**
Grants from Ware Town Council are restricted for expenditure to provide a Sugar Foot Boxing Club for children and young people to access for free for the period May 2023 to March 2024.
All funds have been expended for this purpose.
## **Hertford Town Council**
Grants from Hertford Town Council Council are restricted for expenditure to provide clinical supervision for therapists supporting people in Hertford who have experienced poor mental wellbeing during the period July 2023 to June 2024.
All funds have been expended for this purpose.
## **The Benefact Trust**
Grants from The Benefact Trust "Domestic Abuse Unravelled" are restricted for expenditure for expenditure to provide empowerment programmes and other support for clients experiencing domestic abuse during the period December 2023 to November 2024.
The small underspend of £54 has been transferred to the general fund.
## **HCC Activity Grant**
Grants from Hertfordshire County Council Activity Grant are restricted for expenditure to provide free access to pilates and boxing activities for adults to improve their mental wellbeing during the period September 2023 to June 2024.
The small overspend of £57 has been transferred to the general fund.
## **Cost of Living**
Grants from /The Department for Culture, Media & Sport "Community Hands"/The National Lottery are restricted for expenditure to provide safe spaces and services to support those experiencing domestic abuse and most vulnerable in the East of Hertfordshire, together with food and essential items for those experiencing deprivation and hardship as a result of the cost of living increase during the period July 2023 to March 2024.
continued...
Page 22
Docusign Envelope ID: 3AE38FF0-D4FC-4927-B3CA-5BEF9B119100
**FUTURE LIVING HERTFORD**
## **NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 DECEMBER 2024**
## **16. MOVEMENT IN FUNDS - continued**
All funds have been expended for this purpose.
## **Henry Smith Charity**
Grants have been awarded by The Henry Smith Charity "Improving Lives" totalling £61,800 to cover expenditure for running costs of our organsiation providing counselling and holistic support for individuals and families affected by domestic abuse in Hertfordshire and are for a 3 year period commencing December 2023.
The surplus funds will be expended in the coming period for this purpose.
## **Warmer Spaces**
The charity was granted £1,994 by Hertfordshire Community Foundation to open a Warm Space for residents in our community to meet up, get a hot drink and stay warm during this challenging time in the cost of living crisis. The charity was unable to continue with this project due to staff shortages and has refunded the full amount to Hertfordshire Community Foundation in 2024.
## **Life Chances**
Grants received from the National Lottery Community Fund for the project Life Chances are restricted to providing group and individual therapy support to victims of domestic abuse.
The surplus funds will be used in the coming period for this purpose.
## **Sport England**
The grant received from Sport England is restricted to the provision of Boxing and Pilates sessions for female survivors of domestic abuse
The surplus funds will be used in the coming period for this purpose.
## **Transfers between funds**
Small over/under spends on restricted funds are regularly transferred at the year end from/to the general unrestricted fund.
Assets purchased from restricted funds are included within expenditure in the year of purchase.
## **17. RELATED PARTY DISCLOSURES**
Mrs S Harvey, a trustee, is also a trustee of the Hertfordshire Community Foundation who provided grants totalling £33,884 (2023 - £6,994) and returned £1,994 of funding. The Charity also invoiced the Hertfordshire Community Foundation for training and support services totalling £Nil (2023 - £1,050). Mrs S Harvey does not sit on any of the grant funding committees of the Herfordshire Community Foundation when applications are made by Future Living Hertford to the foundation.
Page 23
Docusign Envelope ID: 3AE38FF0-D4FC-4927-B3CA-5BEF9B119100
## **FUTURE LIVING HERTFORD**
## **DETAILED STATEMENT OF FINANCIAL ACTIVITIES FOR THE YEAR ENDED 31 DECEMBER 2024**
|**INCOME AND ENDOWMENTS**
**Donations and legacies**
Donations
Gift aid
**Other trading activities**
Bakery income
Other income
Counselling & therapy income
**Investment income**
Deposit account interest
**Charitable activities**
Grants
Contract income
**Other income**
Gain on sale of tangible fixed assets
**Total incoming resources**
**EXPENDITURE**
**Other trading activities**
Bakery expenditure
Counselling & therapy expenditure
**Charitable activities**
Wages
Social security
Pensions
Rent
Rates and water
Insurance
Light and heat
Telephone
Postage and stationery
Advertising
Sundries
Carried forward|2024
£
8,659
7,977
16,636
-
24
30,330
30,354
1,888
156,877
62,860
219,737
1,800
270,415
-
12,015
12,015
141,036
8,413
1,288
30,000
255
2,487
6,663
3,683
131
1,018
2,909
197,883|2023
£
5,368
10,694|
|---|---|---|
|||16,062
14,540
50
23,152|
|||37,742
1,012
68,628
54,300|
|||122,928
-|
|||177,744
9,907
5,267|
|||15,174
150,475
8,124
1,311
30,000
675
1,282
7,085
3,955
1,438
2,392
2,525
209,262|
This page does not form part of the statutory financial statements
Page 24
Docusign Envelope ID: 3AE38FF0-D4FC-4927-B3CA-5BEF9B119100
## **FUTURE LIVING HERTFORD**
## **DETAILED STATEMENT OF FINANCIAL ACTIVITIES FOR THE YEAR ENDED 31 DECEMBER 2024**
|**Charitable activities**
Brought forward
Travel & subsistence
Volunteer costs
Reference material
Project materials
Computer costs
Repairs & renewals
Training
Subscriptions
Equipment purchases
Hardship support
Hall hire
**Other**
Plant and machinery
**Support costs**
**Finance**
Bank charges
**Governance costs**
Accountancy and legal fees
Total resources expended
**Net income/(expenditure)**|2024
£
197,883
1,072
299
29
3,164
3,956
3,377
1,400
3,317
998
1,311
874
217,680
4,607
494
4,116
238,912
31,503|2023
£
209,262
1,987
778
89
2,446
3,184
7,145
717
1,839
18,913
-
380
246,740
4,037
568
6,164
272,683
(94,939)|
|---|---|---|
This page does not form part of the statutory financial statements
Page 25