Company number
07990220
Registered charity number 1153745
CANTERBURY UMBRELLA
FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025

CANTERBURY UMBRELLA
CONTENTS
Page
Reference and administrative delails of the charity,
its Trustees and advisors
Trustees, report
Independent examiner's report
Slalemenl of financial activities
Balanc6 shè81
Notes to the financial statements
9-16

CANTERBURY UMBRELLA
Page 1
REFERENCE AND ADMINISTRATIVE DETAILS OF THE CHARITY,
ITS TRUSTEES AND ADVISORS
FOR THE YEAR ENDED 31 MARCH 2025
Truslees
B Gore (resigned 1 May 2025)
D Baxter- Chair
Mrs D Jackson
Dr B Slott Iresignad 15 July 2024>
P Nolan {resigned 29 May 2024)
Ms C Clark8
D Milham Treasurer
M Taylor
Mrs T Taylor
B Holli5 BEM (appointed 12 November 2024 resigned 18 November 20251
Mrs C Mcgirr (appointed 1 May 2025)
Reglstered offlce
Canlerbury Umbrella Centre
st. Pelar's Place
Canterbury
Kent CT12DB
Independent Examlner
M J Moore FCA
15 Preston Park
Faversham
Kent ME13 8LH
Bankers
CAF Bank
25 Kings Hill Avenua
Kings Hill
West Malling
Kent ME19 4TA
Company registered number
07990220
Charlty registered number
1153745

CANTERBURY UMBRELLA
Page 2
TRUSTEES. REPORT
FOR THE YEAR ENDED 31 MARCH 2024
The Trustees (who are also directors of the charitable company for the purposes of company lawl present Iheir annual
report together with the financial statements for the year ended 31 March 2025. The Charity conslitules a public benefit
enttty as deflneti by FFt5 102. Tn1s report has been prepared in aGGordanG¢ with AGcounting and Reporting by Charities..
statement of Recommended Practice appllcable lo charities preparing accounts in accordanc8 Wlth the Financlal Reporting
Standard applicablg in the UK and R8public of Ireland IFRS 1021 issued on 16 July 2014 as updated through Update
Bulletin 1 published on 1 January 2019, the Finanoial Reporting Standard applicable in the United Kingdom and Republic of
Ireland IFRS1021, the Charlties Act 2011, the Companies Act 2006 and UK Generally Accepted Practi￿ a5 rt 8pplies from 1
January 2019
structure. govern8nc$ and managemont
Conslilullon
The charity is a company limilBd by guarantee and is conslltuled under a Memorandum of Association dated 14
March 2013 as amendèd by sp8cial resolutlon r&glstered at Companl8s House on 5 September 2013 and is
reglst8r8d charity.
The reftrrence and 8dministr3tlon Informatlon is set out on p8g$ 1 of the financial statements.
bl
Mgthod of appolntm8nl of el8clion of Trusl8eS
The management of the charity is the responslbility of the Tru51ees who are elected and co-opted under th8
terms of the Memorandum of Association.
Pollcles adopted for the induction Bnd Iraining of Trustees
All new Trustees rorRlve an induction pack which includ9$
the obligations of Trust8es
the maln documents whlch s81 oul the operallonal framework for the Charlly In¢ludlng
Memorandum & Artlcles
the Aims, Principl88 & Policies Train1ng Pack
dl
Org8nisalion structure and declslon maklng
The Trustges me81 at least bi-rnonlhly, taking responslbllily for admini51ering the charity and taklng key pollcy
decisions. The Trustees regularly me81 with m8mber5 of staff and representatives of the c8nlre users Imembersl
Canlorbury Umbrella 8mploys 3 $1gff - a Centre Manager, a Chgf and a catering asslslanUclean8r. All other
function5 are carried out by a pool of acllve volunteers.
Risk assessment
The Trustees have asse53ed the major rlsks lo wh1Gh the charitable company Is exposed, in partlcular those
rèlated lo the operation$ and flnances of the charitable company. and are sallsfied that systems and procedures
are in place lo mrtigale exposure to the major risks.
Procedures are In place lo ensure compliance with the health and safety of all staff, Glients and vlsilors.

CITIZENS ADVICE BUREAU IN SWALE
Page 3
TRUSTEES. REPORT
FOR THE YEAR ENDED 31 MARCH 2025
Oble¢ts of the Charlty for Publlc Benefit
Canterbury Umbrella exists to provide public benefit by'.-
Promoting wilhoul distinction of sex, sexual orienlalion, race, or of pollllcal, r8ligious or othor opinions, any
haritablè purpos8 for thè benefit of the inhabitants of Canlerbury, Kent and th8 n8ighbouring villages and
nèighbourhood, and without prejudice, to thg g8nerality of the foregoing in particular,.
Supportlng people with mental or physical sickness, disability or disorder, and lo support the aged.,
Prolecllng and preserving mgntal and emollonal health and slablllly.,
Providlng publlc b8nefrt through the communlly support ¢entre$ sUppl￿ng facilities for r8creation, education.
refreshm&nl, companionship and general care. and rgsid8nc6. and to manage and maintain such centrgs for
facilllie8 so as lo further thg objects of Canterbury Umbr811a.
In setting objectives and plannlng for activ￿1￿8, the Trustees have glven due consideration lo general guldance publlshed by
the Char￿Y Commission relating lo publlc benefit, including the guldance 'Public benefit., running a charity IP821'.
The strategy adopted to meet the objective of the charity in delivering public bgnefil includes the Trustees continually
8valuallng and enhancing ils rang8 ol activities and facilllies which are made available to th8 members. Specifically thls
includes the inlrodudion of counselling 88rvice8, additional computgr facililigs and well malnlalned communlly support
enlro.
Achl•vém6nts and Performance
The charity continu9d to operatè Cant8rbuiy Umbrella Cenlrg throughout the year provldlng support, activities and nutrillous
reasonably priced meals lo thos8 In the community with poor mental health, slr8ss, dlsabilities and economically
dlsadvanlaged. In March 2024 the Trustees signed a memorandum of understanding to merge Cantgrbury Umbrella wlth
MIND Bexley and East Kent. Thè agr8emenl sp8¢lflcally dgtalled that the range of 5ervlces and activllles would ¢ontlnue to
b8 offered al the Umbrella Centre and that the experienced staff would be offered equivalent lobs under TUPE regulations.
MIND proposals were lo gxlend tho cafe lo creat8 a commercial vegan cafe applying their Revival formal as al Whilslable.
The Umbrella activities would be contained lo an area al the front of th8 ground floor with the upstairs converted lo a training
c8nlre. MIND had submitted an applicallon Ljndgr the Levelling-up Fund for £250,000 for the cafe extension and working
capi181. When the General Election was call8d in June 2025 and tho grant application was frozon, the CEO of MIND
wSthdrgw from the proposed merger.
In July 2025 tho Trustees revlewed the flnanclal po8ilion and urggntly reduced operatlonal c081s by declaring two lobs
redundant lo relaln cl centre m8nager, chef and an asslslanVGleaner. The Centre opening hours were reduced so the Gentre
is open from 9am lo 3 pm Monday to Frlday. The Trusle9s assessed there were adequate funds to ¢onllnue lo operate until
and ol December 2024,
Financial Plan lo ensure thè charity was able lo continue lo operate throughout 2025. This involved recruiting addilonal
Iruslees and volunteers, increasing cafe income and room hire revenues, developing professional methodology for grant
applications Ilhis aspect has begn aid8d by mentoring from Funding for All), increasing awareness of the Umbrella Centre
within the local community, particularly erscouraging business lo donate awareness of the Umbrella Centre within the local
otnmunlly, partlcularly encouraging business to donate food thanks particularly lo Bookers Wholesale, TW Wholesale
(fresh fruit and vegelablesl, Nando's, Sainsbury, Tesco and Fairtrade - and financial contributions from local businesses,
organlsations and individuals. There has also been action to reduce energy, telephonellnlernel, photocopying and other
costs. Whilst Canterbury Umbrella is open lo all, it is a reglstered Warm Welcome Spaces Centre, 8 m8mbershlp scheme
was re-introduced costing £12 pa - thls gives a discount on meals, free acllvilles and reduced hire costs
currently there
are 325 members. The Cenlre is now busier than pre-covid when 9 staff were ernployed provlded income from Cafe and
room hlre Is maintained the Trustees consider there are sufficient funds to operate Into 2027 and beyond.

CANTERBURY UMBRELLA
Page 4
TRUSTEES. REPORT
FOR THE YEAR ENDED 31 MARCH 2025
Plans for the Future
Following a year of restructuring the Charity is on a better financial footing having secured a number of Grants and in
partlcular £20,000 pa from The Swire Trust secured for 3 years. In addition the following grants have been obl¥ined in 2025
Philip and Connie Phillips Trust
£10000
April 2025
Community of the Presentation Trust.
£5000
June 2025
Colyer Fergusson Charitable Trust
£15,000
July 2025
Henry Oldlièld Trust
£25,000
August 2025
Kobler Trust
£25,000
September 2025
Friends of Mental Health East Kent
£2,000
September 2025,
Mayah's Legacy
£1737
September 2025.
Kent & Medway Community Health
£4950
September 2025.
HNS K8nl and Medway
£1000
September 2025.
Kent Community Foundation
£5000
Oclob8r 2025
total of £11,000 was ralsed uslng the Kent Crowd Fund platform to run Living in the Moment Workshops
al C8nlerbury Umbrella for 12 months commenGlng Novemb&r 2025,
The Trus1998, staff and members ar8 very grateful lo thg Trustees of th8 above and the local businesses and Individuals
who donate so generously to support the WOTk al Canl8rbury Umbrella.
Provided the cafe income and room hire revenu8 is mainlainod the Trustees are confid$nl Canterbury Umbrella wlll continue
to serve the Communlty well into 2027.
Flnanclal R8vl8w
Tho financlal rasults for the year are sel out on page 7
Rosorv8s Pollcy
The Truslge's aim to maintain £30,000 cash reserve lo cover redundancy and other closure costs
Going ¢on¢grn
Th8 Trustees have reasonable expeGlalions that the charity has adgquate recourses lo opar8le Into 2027 and beyond. They
continue lo ope¥ale on the basis of a going concern Sn preparing th8 financial statements

CANTERBURY UMBRELLA
Page 5
TRUSTEES, REPORT
FOR THE YEAR ENDED 31 MARCH 2025
Statement of Trustees, R95ponslbilities
The Trustees (who are also the Dirgctors ol the Charity for the purposes of Company Lawl are r8sponsible for
preparing the Trustees, report and th8 financial slalemenls in accordance with applicabl8 law and United Kingdom
Accounllng Standards (United Kingdom Generally Accepted Accounting Practice)
Company Law roqulr8s the Trustees lo prepare flnancial statements for each financial year. Under company law, the
Trustees must not approve the financial statements unleys they are satisfied that th&y giv8 a true and fair view of the slate
ol affairs of the charity and of Its incoming resources and application of resources. including ils income and expenditure
for that period. In preparing these fln&ncl81 statements th8 Trustees are required to:_
1. select 8uilabl8 accounting policies and then apply them consistently
observ8 th& m8lhDds and prin¢ipl&s of the Charities SORP IFRS 1021
make judgements and acGounling esllm8les that are reasonable and prudent
4. prepare the financSal slal8menls on th8 golng concern basis unl8ss11 is Inappropri8t8 to presume that the Charity
w511 conllnue In business
Th8 Twsteos are responsible for k8eping adgquate 8ccounling racords that 8re sufficient lo show and explain the charity's
Iran8aclions and disclose with reasonable accuracy al any time the financial posllion of the charlly and enablg them lo
ensur8 that the financial statements comply with thè Companies Act 2006. Th8y are also responsible for safeguarding the
assets of the charrty and hen￿ for laklng reasonable steps for the preven11on of fraud and other irregularllle8.
roved
rd of Trustees on the 18th December 2025 and signed on Ils behalf by..
David Baxter
Chalrman

CANTERBURY UMBRELLA
Page 6
INDEPENDENT EXAMINER'S REPORT TO THE TRUSTEES OF CITIZENS ADVICE BUREAU IN SWALE
I report to the charity trustees on my examination of the accounts of the company for the year ended 31 March 2025
which are set out on pages 6 to 19.
Responslbllities and basls of report
As the charity Trustees of the company land also its directors for the purposes of company lawl you are responsible
for the preparation of the accounts in accordance with the requirements of the Companies Act 2006 1"Ihe 2006
Act").
Having satisfied myself that the accounts of the Gompany are not required to be audit&d under Part 16 of the 2006
Act and are eligible for independent examination, I report in respect of my examination of your Charity's accounts as
carried out under section 145 of the Charities Act 2011 ("Ihe 2011 Act"). In carrying out my examination I have
followed the Directions given by the Charity Commission under section 14515llbl of the 2011 Act.
Independent examlnèrfs stataments
I have complet8d my @xamination. l ¢onfirm that no matters have ¢om8 to my attention in connection with the
éxamination giving me cause lo believe that in any material respect..
accounting records were not kept in respect of the company as required by section 386 of the 2006 AGt',
or
the accounls do not accord with those records,. or
the accounts do not comply with the a¢¢ounting requirements of section 396 of th8 2006 Act other than
any r8quir8m8nt that the eccounls give a 'lru8 and fair view, which is not a matl8r considered as part of
an Independent examination., or
the accounts have not been prepared In accordance with the Charitiès SORP IFRS1021.
I have no con¢erns and have come across no other mall8rs in connection with the examination to whi¢h attention
should be drawn in this report in order lo enable a proper understanding of the accounts to be reached.
Use of Report
This report is made solely to the Company's Trustees, as a body, in accordance wlth section 145 of the Charities Act
2011 and regulations made under s8clion 145 of that Act. My work has been undertaken so that I might stale lo the
Company's Trustees those matters l am required to stale to them in an Independent examiner's report and for no
other purpose. To the fullest &xlent permitted by law, I do not accept or assume responsibility lo anyone other than
the Company and the Company's Trustees as a body, for my work or this report.
M J Moore FCA
15 Preston Park
Faversham
Kent ME13 8LH
Date 19th December

CANTERBURY UMBRELLA
Pago 7
STATEMENT OF FINANCIAL ACTIVITIES Ilncorporating an Income and Expenditure Account)
FOR THE YEAR ENDED 31 MARCH 2025
Note Unre5trlcted Designatgd
Funds
Fund
Restricted
Funds
Total
2025
Total
2024
Income and Endowments
Donations
62,168
1,000
63,168
73,757
Charitablo Activities:
24,172
24,172
26,267
Other Tradlng Actlvltles
20,731
20,731
21,509
Investmènt Income
1,362
1,362
1,369
Total Incomlng resources
108,433
1,000
109,433
122,902
ExpendSture on..
Raising Funds
Charltablè activltlès
50
174,923
50
184,793
3,796
243,322
9,870
Total resourGes oxpended
174,973
9,870
184,843
247,118
Net lexpendlture)
166,5401
18,870)
175,4101
1124,2161
Net Galn{{Lo$s) on investmènts
2,349
2,349
11,105}
164,1911
18,8701
173,061 }
{125,321 }
Transfèrs b6twa8n funds
181
830
11,0111
Not movamant In funds
Reconclllatlon ol fund8
Total funds brought forward
89,980
184,086
274,066
399,387
Total funds c8rrled forward
25,970
830
174,205
201,005
274,068

CANTERBURY UMBRELLA
Page 8
BALANCE SHEET
AS AT 31 MARCH 2025
Note
2025
2024
Flxed Assets
Tangible assets
169,704
172,315
Current Assets
Debtors
Investments
Cash at bank and in hand
5,415
5,808
60,666
43,921
110,395
26,391
31.806
Credltors: Amounts falling dua
withln on8 year
505
8,644
Net current assets
31,301
101,751
Total net assets
201,005
274,066
Thg Funds of the Charlty
Unrestricted funds
Designated Fund
Reslricled funds
12
25,970
830
174,205
89,980
184,086
Total charlty funds
201,005
274,066
The Trustees eonslder that the Company Is entitled to exemption from th& r6quir8m8nt to have an audit undèr the
provisions of section 477 of the Compani8s Act 20061"Ihe Act")
The Trust8es acknowledge their responsibilities for complying with the requirements of the Companies Act 2006 with
resp8cl to accounting records and the preparation of the financial statements.
The financial stataments hava been prepared in aceord8nc8 with tha provlsion applicable to companies subject lo the
small companies regime and in accordance with the provisions of FRS 102 soction 1A -small 8nlilias.
These financlal st
18t
ecè
ements W8re approved and aulhorised for issue by the Board and weré signed on their behalf on
MrD
axter
Chairman
Company Registratlon No 07990220

CANTERBURY UMBRELLA
Page 9
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025
1 General Informatlon
Cant8rbLlry Umbrella is a Company litnit8d by guarante9 incorporated in England and Wales. The address of the
registered office is Th8 Umbrella Centre, Sl Peters Place. Cantorbury, Kent CT1 2DB. Details of the principal
activities are included in the Trustees Report.
2 A￿?￿ntIng pollrle5
a General information and basis of PTeparatlon
The Charity conslilules a public benefit enlily as dalined by FRS 102. The financial slalemenls have been prepared
in 8ccordance with Accounting and Reporting by Charities.. Statement ol Rowmmended Practice 8pplicable to
charities preparing Ihoir accounts in accordance with the Financial Reporting Sland8rd appli¢8ble in the UK and
Rgpublic of Ireland IFRS 1021 issued on 16th July 2014 as updated through Update Bulletin 1 publishad on 1
January 2019, the Financial Reporting Standard applicable in the UK and Republic of Ireland IFRS 1021. the
Charities Act 2011, Companlos Act 2006 and UK Gen8rally Accepted Pra¢lice a8 11 applies from 1 JonU8ry 2019
The Charlly has applièd Updat? Bulletin 1 as published on 2 Fèbruary 2016 and does not Includ$ 8 ¢8sh flow
st8ternont on the grounds that It Is applying FRS 102 Secllon IA
The financlal slatemenls Sre prgparett on a going concern basis undgr hi5torlcal cost conventlon, rnodified to
Includ¢ Gertoin iterns ol lair valuo. The flnanGial stalemonts are presented In $lerling whlch is the functional ¢urren¢y
of the charlty and iounded lo the neare51 £.
The signilicarTrl accounting policigs applied In Ihe preparallon ol these fin8nclal statements are s8t out below. These
policies have bgen consislenlly applied 10 811 years pr8s8ntgd unless otherwise stated.
bl Incomlng re$ourcoS
All incorne is rgcoonised onco th$ eharily h85 8nlit18m8nl to the In¢omo, it is probable that the Incom• will be
roceivèd and the amount of incorne recelvable can be measured rellably
Grants, Including grant$ for Ihg purchaso of lixod assols, aro rocosnised In full In tho Stalèmant of Financial
Activllies when tha charity h85 ontitlom9nl after any performancè conditions are rnet, It Is probablo that Iht incorno
ill be rgceived and the amount can ba mea5urod r9118bly, Income Is dèlèrrad only when the donor has spaclflad
that the Incomè ralatgs to a lulure pgrlod, or If entitlement 1$ not rnel.
Donated seNices and facilities are included al the value lo the Charity, where this ¢an be quanllfied. The value ol
seN1￿$ provided by volunteers has not been in¢lud$d in these aceounls in Ilne with the SORP IFRS 1021
Rental Income Is mcognl$ed ¢nco 11 is established the Charity has a right t¢ receive such a payment
cl Resource8 expend•d
ReSoUr￿S expende(J arg r¢¢ognised in th8 period in which they are incurred. Rgsources expended Include VAT
which cannot be recovered and Is therefore reported a8 part ol the expenditure to which it relates
Charitable 8xpendllure comprises those costs Incurred by the Charity in the delivery of Ils aclivilies. 11 Includes both
costs that con ba 8llo¢atad diractly lo such activitlas and those ¢osls of an indirect nature nocessary lo support
th9m.
Support costs are those Ih818ssisl the work ol the Charlty but do not dira¢lly repr95enl the charitabla acllvlliès and
include office, personnel. governonco ond admini31ralive costs, These costs have been allocated lo expenditure in
charitable aclivitias.
Gov8rnance ¢03ts Include those costs assoclated wth rne8tlng the wnstitutlonal and statutory requir8ments or the
Chaiity and In¢lydg Independent Examlners, fees 1202418nd costs linked to the strateglc man8g8m8nl of tht
Charity.

CANTERBURY UMBRELLA
Page 10
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025
1 Accountin9 poli¢ies l¢ont'dl
dl Taxation
The Charity is considered lo pass the le51s sel out in paragraph 1 schedule 6 of the Finance Act 2010 and therefore
11 meets the definition of a charitable company for UK corporation lax purposes. Accordingly, the Charity is
polenliallv exgmpl from laxalion in reqneel ol income or capital oains received within caleaories covered by Chapter
3 Part 11 of th8 Corporation Tax Aet 2010 or saetion 256 01 th8 Taxation of Chsngaabla G8ins Act 1992, to th
extent that such income or gains are applied exclusively lo charitable purposes.
el Tangible fixed 35Sèts and depreciation
Tangible fixed assets are initially recognised at cost. After recognition . under the cost model. tangible fixed assets
are measured al Cost less ac¢umulaled depre¢i81ion and Sny 8¢¢umulaled imp8irmenl10s5es. All costs incurred lo
bring a tsngible fixed asset into ils intended working condition should be included in the measurement ol cost
Depr8clallon is ch8roed $0 88 to allocate the cost ol lanoible fixed 8ssets l*s8 their residual value over their
681imal$d useful Iivtt8 u3ing tha 8lraighl line method,
Lgasèhold improvements
Fixtura and Fittings
Camput8r Equiprnent
Over the period of the lease
33% straiohl linè
33% straight linè
fl Cash and Cash 8quival8nt8
C8sh is rèpr8S8nt8d by cash in hand and financi81 Institutions rap8y8b18 Without penalty on noti¢e of not r￿ts￿ than
24 hours.
gl Debtor8 and eredltors rocolvablolpayablè wlthln one year.
Doblors and creditors with no s181ed int8r8st rale and raceivable or payabl8 within ong ygar ar¥ r¥¢ord¥d ot
Irans8clion pric8. Any loss arising from Imp8im7ont are rg¢ognised in expenditure,
h) Emplo￿ b*n¢fit$
The Charity operates a delingd contribution plan for Ihg benefit of employee8. Conldbulions are oxpensed as they
become payetyle.
kl Operallng leases
Lease payments under operating lease, where subslanlially 811 ¢f the risk and benefits remain with the lessor, are
chargèd as expen3es in thè period in which they &re incurred.
11 Golng concern
The financial slal8m8nls hav8 bean prep8r8d on a oolng concern basis. We have Sought lo maximise In￿me In
recent limes, and all expenditure is closely monitored lor v8lue-for-money and impact on Ihg provision of services
Following the pandemic we are in a good position lo offer the best ol the old and new melhodolooSes, and slafl
and volunteers ere cleerly eble lo work from 8 variety of locations and using a range ol tools. This puls us in a good
PQ811ion lo be 8 mod8rn, lorw8rd-Ihinkino 88rvice
ased on Ihgse 8ssessments and having ragard to the r8s0urces avallable lo tho entlly, the Trustees have
concluded th8t there Is no malgrial uncert81nly 8nd Ih8t they ogn conlSnue lo adopt the going Conoern b8sl$ In
proparing tho annual rÈport and aceounts.
ml Fund A¢¢ounlin
Funds hgld by tha Charity arg gilh9r'.
Unreslricled gen8ral funds. these are funds which can be used in accordance with the charitable oblects al the
dlscretlon ol the trustees.
D&signaled Funds- these arè funds sel aside by the Trustees out ol unreslricled general funds for specific projects
or future purpDse5.
Restricted funds- these are funds that can only be used for particular restricted purposes within the objects of the
charity. Restrictions 8rise when specrfigd by thé donor or whèn funds aré us8d lor particular rèstrictÉd purposès.

CANTERBURY UMBRELLA
NOTES TO THE FIN￿CIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025
Page 11
n) Judg8ment5 and key Sources of èstlrnated uncertaintie5
No judgements (apart from those involving estimates) havo been made in th9 prO￿3S of applying the abov&
accounting policies that have had any significant effect on amounts recognised ill the financial statements, 6XGept
for those detailed in the abov8 accounting policies.
There are no key assutnption5 concerning the lulure and other key sourTrs ol eslimalion uncertainly al the reporting
date that have a significant rksk of causing a materi81 adjlsslmenl to the carrying amount of assets and liabilili8S
wKhin the financial y¢ar.
ol Inv85tm?nts
Inveslrnents ar& a forrn ol financial instruments and are inili8lly r8cognised al their transaction cost and
subsequently me88ur8d al fair value at thg Balance sheet date un1gss the value cannot be measured ieliably in
which cbse it is measured at cost less impairment . Investment gains and losses, whglher realised or unrealised.
are combined and presented as 'G8ins IILossesl on Investments, in tha Stslemenl of Financial Activities
incorporating income and axpendituro account.
Unrestricted Restrlclgd
Funds
Fund8
Inve$tmont Incom•
2025
2024
Deposit Interest
Income from
1362
1362
1106
263
1362
1362
1369
charltable Actlvlll¢•
UnroStrlct8d Restrl¢ted
Fund8
Fund¥
2025
2024
Food Purchas8s
Salarles
Terrninalion paymènts
Members, and Volunlettr aclivilias and gxpen888
Equipmènt Hir9 and Malnl8n8neè
Ground Rent
Ralas and Water
Telephone and inlemal
Cleaning and waste removal
Insurance
Hgal and light
Computer costs
Sundry expgn$88
Dapre¢latlon
Supporl Costs
11,112
95,647
19,470
209
4,900
1,350
I,ie8
1,270
6,701
6,545
12,351
2.501
2.632
5,221
16,333
95,647
19.470
733
6,185
1,350
1,168
1,270
6,701
6,545
12,351
2.501
2.632
2.611
9,296
14,464
118,778
524
1,285
3,336
54,822
1,350
1,053
1,379
7.583
5.874
11,468
2,676
2,668
2,878
14.995
2,611
229
9,067
174,923
9,870
184,793
243.322
8upport costs allocated to actlvltles
Unreslrlcl•d RBstrlct8d
Funds
Fund
2025
2024
Staff Training
Bookkeeping lees
Postage Slalionery and advgrtlsing
Indeptrndenl tsxamlner
S&rvic8 charges
179
6,551
565
179
6.551
516
9,099
1,470
2,543
1,367
229
1,772
1,772
9,067
229
9,296
14,99S
5 Net In¢Omellox￿ndIt￿rvTr for tho y•ar
202J
29Z4
This IS stal8d after charglng..
Depreciation ol Tanglble assets
Operatlng leasg rentals
Independcnt exarniners lees
2.933
1,744
2,878
1,640
2,543

CANTERBURY UMBRELLA
Page 12
NOTES TO THE FIMANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025
6 Staff ¢osts
2025
2024
Wage5 and salaries
Social security costs
Defined contribution pgnsion wsls
91,230
3,039
1,378
114,000
3,394
1,725
95,647
119,119
No employee received total employee benefits (excluding employers pension costs) amounting to more than
£60.000 In the period.
2025
Number
2025
FTE
2024
Number
2024
FTE
Provislon ol services
7 Trusta•8' #nd key manag•ment pernonnèl ramuneratlon and expenses
None of the Trustees lor 8ny porson5 cnnnect8d wllh thernl received any remunerotlon durlng the y98r, 12024.. £Nill
n8lthor w8ro they reimburs6d exp8nse$ durlng th8 y6ar12024.' £Nill.
8 Tanglble fixed asset$
Long-tarm
Lgasehold
Pioperty
Fixturo5, Compulor
& flttings equipment
Tol•l
Cost
As al 1 April 2024
Disposals
258,478
37.148
825
8,330
301,956
825
As a131 March 2025
258,478
36,323
8,230
301,131
Deprgclatlon
A3 at 1 Apdl 2024
Dlsposals
Charge for the year
86,163
37.148
18251
6,330
129.641
18251
2,611
Ag gt 31 March 2025
88,774
36.323
6,330
131,427
Nel book values
As al 31 March 2023
169,704
169,704
A8 at 31 March 2022
172,315
1 T2,315
C8nterbury Umbr811a has leased land in Sl Peter's Placè, C8nt9rbury from the Canterbury City Councll, lor
8 term of 99 years. The Canterbury Umbralla Centre has been erected on this land 818 wst ol £258,478.
This lease was signed on 16 S6Ptember 1991. The curr8nt annual rent is £1,350 per 8nnum.
Thg rent is next due for r9view in S8Plember 2026

CANTERBURY UMBRELLA
Page 13
NOTES TO THE FINAMCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025
9 Debtors
2025
2024
Trade Debtors
Prepayments and accrued Income
690
4,725
45
5,763
5,415
5,808
10 Creditors.. amounts falling due wlhin on8 y88r
2025
2024
Tradè Creditors
Other creditors
Accruals
112
56
337
438
469
7,737
505
8,644
11 Funds R•eoncillatlon
STATEMENT OF FUNDS- CURRENT YEAR
Unrestrlctgd Funds
Balance at
0104 24
Incomlng Resources
Tran$fgrs
resources
Exp•nded Galn51llos81
Balance at
31 0325
Unre5trlct•d Funds
89,980
108,433
174,973
2,530
25,970
Deslgnat8d fund
Arts Club
830
830
RestrSct•d funds
Building Fund
Art Group fund
Gardèn Furniture Fund
CCC Wellb8ing & Support Fund
CCC Paront Power Prolocl
Grand Lodge of Mark Ma50n8
Food Parcel Furld
Calé Furniture Fund
The Rotary Club
Kent Community Foundation Consultancy
str8ynsham's Trust Kitchen Upd8t9
strgynsham's Trust Inleraotive Whiteboards
St Dun$t8n3 PCC Flower Baskol
Ukraine Community Kobler Trust A
172,313
1,354
384
1,761
470
322
3,221
1,225
460
450
117
825
12,8111
15241
13841
12291
169,702
18301
1,532
470
220
11021
13,2211
12191
14601
1,006
450
825
131
12,0001
1,000
1,000
184,086
1,000
19,8701
174,205
Total Funds
274,066
109,433
184,843
2,349
201,005

CANTERBURY UMBRELLA
Page 14
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025
11 STATEMENT OF FUNDS. PRIOR YEAR
Unr85trict8d Funds
Balancè at
01 04 23
Incomlng Re¥our¢#5
Transfers
resour¢e$
Exptsnded ProfitllLossl
Balance at
310324
UnrestrlGtod Funds
147,407
74,662
190,984
58.895
89,980
Design81ed fund
Buildings Maint8nance Fund
60,000
60,000
Re5trlcted funds
Bulldlng Fund
Art Group fund
Garden Furnitur& FLJnd
CCC Wellbeing & Support Fund
Kenl Community Foundation Fund
CCC Parènt Powfjr Project
Tha Percy Billon Charity Fund
Gr8nd Lodge ol Mark Masons
Food Parcel Fund
Csfo Furniture Fund
Th8 Ro18ry Club
Kant Community Foundgtlon Consultsncy
Str8ynsharn's Trusl Kitchen Upda18
Strgyn5harn's Trust Intoraclivo Whiteboards
Sl Dunsl8n5 PCC Flower Baskat
Ukralno Community Kobler Trust A
174,924
1,354
731
2,071
12,61ti
172,313
1,3S4
13471
15001
190
1,761
600
40
11301
1401
145,2601
12,3271
13,7751
17581
470
45,582
643
322
3,221
1,22S
460
450
117
825
4,905
5,000
1,002
450
500
400
216
13831
425
1,000
1,000
191.980
48,240
156,1341
184,086
Tolal Funds
399,387
122,902
247118
1,105
274.066
Purposo of fund5'.
Unra$tri¢led Funds.. These funds can ba used in accordance with tha Ch8ri1y's oblecllves at th8 dlscretion
ol Ihe Truslges.
Designated Fund
The Art Group fund r8present0d mtsnias r8ised and donated by ¢h8rity for running the 8rt group dt th8 Centre. This was
prèvl¢usly a reslrlcled fund but In Consultal￿rn wth Trustees and donor$ moved to deslgnatad
Reslrloted Fund
Building Fund
Umbrella Centro
Art Group fund'.-
Represents monios raised for runnin9 the Art group
Garden Fumllure Fund:_ Monles raised for the purchasg of new garden lurniturg.
CCC Wellbein9 & Support Fund :. Monies raised to support prornolion of the centre and oncour8ge new members.
CCC Parent Powèr Project..- Represents rnonies ralsad for a young persons support progr8mme,
Grand Lodge ol Mark Masons'.- Donatlon lo enable refurblshmenl ol the kltchen at the Centre
Food Par￿1 Fund:.
Donation8 recelveoj to prepare food p8rcg15
Gafé Furniture Fund:_
Donations to Centre to purchase Tables and Arm¢hairs for C81é,
The Rotary Club...
Monies receive(J to support the Ukraine Cornmunlly.
Kent Cornmunlly Foundation Coll5ultancy'.- Monies ralsed for the provision of consultancy servlces for th9 Charity.
Streynshatn's Trust Kltchen Update:_ Monies recelved lo relurblsh Kitchen.
streynsham s Trust Interactive Whiteboards:. Funds donated to enable the purchase of an intor8¢tive whiteboard.
st Dunslans PCC Flower Ba8k81:_ Fund for the purchase of flow8r baskets.
Ukraine Community Kobler Trust A:. Monies received lo support the Ukraine Comrnunily In Canlerbury.
represents donations and funds raised lor the Specific purpose of bullding tha C8nlerbury

CANTERBURY UMBRELLA
Page 15
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025
12 Analys1$ of a58ets b&tw•en fund5. current year
Unrestricted Designated Restricted
Fund
Funds
Funds
Total
Tangibl8 fixed assets
Current assets
Creditors due wilhln tsne y8ar
169,704
4,501
169,704
31,806
505
26,475
505
830
Total nel assels
25,970
830
174,205
201.005
Analysls of assets betweèn funds- Pr5or ￿ar
Unrestricted Daslgnated Re8trlet8d
Fund
funds
fund8
Total
2024
Tangible lixad assets
Other current 8SSo1slliabililies
Cash al Bank and In Hand
172,315
11,771
172,31 S
110,395
8.644
98.624
8,644
Tolal nal as$¥ls
89,980
184,086
274,066
13 Flnan¢lal Cornmltmonts
At 31 March 2025 th8 charity had total future rninimum b88e payments under non-
¢ancellabl8 oporating le850s as follows..
2025
2024
Withln 1 year
etwgen 1 and 5 y8ar8
L8ter than five years
3,094
5,400
81,000
2,274
4,800
73,800
89,494
80,874
Pgn¥lon8 and other post r&tlrement beneflts
The Charily opereles 8 dellned contributlon penslon plan for Its employea$. The amount recognlsed as an gxpen8e In
the pèriod was £1,37812024'. £6,071). There were no liabllillgs oulslanding12021. £NIII In relatlon to this pènsion plan.

CANTERBURY UMBRELLA
Page 16
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025
14 Comparative Stat8ments of Financial Activities (2024)
Note
Unrestricted Designated
Funds
Fund
Rastrictod
Funds
Total
2024
Total
2023
InGome and Endowments
Donatlons
25,517
48,240
73,757
71,629
Charltable AGtlvities
26,267
26,267
36,793
other tradlng activities
21,509
21,509
24,852
Investment incorne
1,369
1,369
1,018
Total InGoming re50urce$
74,662
48,240
122,902
134,292
Exponditurg on Charltabl8 Actlvltles
Ralslng Funds
3,798
3,796
4,272
Charltable activities
187,188
56,134
243,322
195,464
Total ragour¢es expend8d
190,984
56.134
247,118
199,736
Net Incomel(oxpendlture)
1116,3221
17,8941
1124,216)
165,444)
Transfers bgtween funds
Net movement In funds
for the year
1116,322)
17,8941
(124,2161
(65,4441
Net Losses on Investments
1,105
1117,4271
1,105
1125,321)
2,833
168,277)
17,8941
Reconciliation of funds
Total funds brought forward
207,407
191,980
399,387
467,664
Total funds carrled forward
89,980
184,086
274.066
399,387