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← Skt Welfare

2023-09-30-accounts

ANNUAL REPORT 2022-2023

Head Office 652 Huddersfield Road, Ravensthorpe, Dewsbury, WF13 3HP www.sktwelfare.org

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ANNUAL REPORT 2022/2023

CONTENTS

ACRONYMS

CCCM Camps Coordination and Camps Management CHS Core Humanitarian Standards GOAC Guernsey Overseas Aid Commission HDI Human Development Index HHs Households ICRC International Committee of the Red Cross IRC International Rescue Committee (IRC) IRW Islamic Relief Worldwide IFPRI International Food Policy Research Institute NFIs Non Food Items SOH Spring of Hope SDG Sustainable Development Goals UNECOSOC United Nations Economic and Social Council UNICEF United Nations’ Children Fund UNOCHA United Nations Office of the Coordination of Humanitarian Affairs UNDP United Nations Development Programme VFM Value for Money WASH Water Sanitation and Hygiene WHO World Health Organisation 2022 - 2023 APE 1 April 2022 to 30 September 2023

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ANNUAL REPORT 2022/2023

CEO MESSAGE

Assalam Alaykum,

Since our inception in 2013, SKT Welfare has dedicated itself to improving the world. Guided by the teachings of Prophet Muhammad (PBUH) and driven by our faith, we, along with the generous support of donors & volunteers, strive to provide essential support like food, water, shelter, and healthcare while supporting communities affected by conflict and climate crises all over the world. As an organisation, our mission remains unchanged: to alleviate human suffering by combating poverty, and hunger, addressing homelessness and promoting sustainable solutions.

In 2022 we responded promptly, ensuring the availability of essential aid, including food, water, shelter, and medical supplies for families affected by humanitarian crises in Afghanistan, Pakistan, Gaza, Syria, Turkey, Yemen, Kenya, Somalia, Morocco, Libya, Tanzania and Bangladesh. We also strengthened the capacity of staff and partners to provide appropriate care, including training our teams in the early identification, assessment, and management of humanitarian responses in line with SPHERE and CHS protocols standards; emphasising the importance of protecting vulnerable groups like women, children and the elderly.

SKT Welfare continued to provide its unwavering support to the people who were greatly affected by different crises, especially with food and water which are the foundations of a healthy life. In 2022, we delivered over 26,000 food

packs to help those struggling to provide food for themselves and their families. In Pakistan, we continue to install Water Hand Pumps - bringing clean, fresh water to families - for their drinking, cooking and washing. We also install water filtration and desalination plants in various parts of the world. Among our many continuing successes is our flagship Safe Haven project. Since 2018, SKT has, has through this project, built over 1,800 homes in five villages. The villages called “Safe Haven 1-5” include a health Clinic, School, Mosques and safe spaces for women and children.

Additionally we persisted in prioritising the needs of marginalised and vulnerable families, including young children orphaned by conflicts and natural disasters with flagship programs like, our Springs of Hope project in Turkey which provides secure, stable, and dignified housing for orphaned families and refugees from Syria. By granting them access to safe shelter, we aim to alleviate the physical, emotional, and economic hardships these families endure.

Despite the challenges of 2022, it was a year of growth and opportunity for us. This report details our strategic approach to expanding our operations and impact while ensuring sustainability and efficiency. The objective is to provide a comprehensive overview of SKT Welfare’s approach to delivering lifesaving aid and implementing timely and effective response strategies to evolving global humanitarian challenges.

On behalf of SKT Welfare, I would like to thank all our donors, volunteers, partners and country teams for their tireless efforts to make the world a better place. Together, we’ll continue to positively impact the lives of vulnerable communities and dream up a better future for everyone regardless of gender, ethnicity, race and religion.

As we continue to expand our reach and effectiveness, we remain committed to achieving our mission of serving humanity with compassion and integrity.

Warmest regards, Asif Hussain (CEO)

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ANNUAL REPORT 2022/2023

VISION, MISSION & VALUES

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VISION MISSION VALUES
Working together
A world where everyone is To be among the leading Empowerment
humanitarian and development
being cared for, thrives and is Leadership
organisations to alleviate human
free from extreme poverty. Faith
suffering through principled
Accountability
humanitarian responses and
sustainable solutions. Respect
Excellence
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ANNUAL REPORT 2022/2023

GEOGRAPHICAL FOCUS

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UK
Tanzania
Turkey
Pakistan
Iraq
Syria
Kashmir
Kenya
Uganda
Ethiopia
Lebanon
Afghanistan
India
Bangladesh
Sri Lanka
Gaza
Somalia
Yemen
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ANNUAL REPORT 2022/2023

IMPACT

SKT WELFARE SUPPORTED 6,464,061 beneficiaries up to and including last reporting period

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ANNUAL REPORT 2022/2023

BENEFICIARIES

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|||||| |---|---|---|---|---| |18|12| |17|11| |16|10| |15|9| |8| |14|7| |13|6| |5|1|Syria - 1,852,280|10|Lebanon - 24,527| |4| |2|India - 1,504,180|11|Kashmir - 23,796| |3| |3|Gaza - 721,996|12|Tanzania - 8,042| |4|Somalia - 630,225|13|Uganda - 6,000| |5|Yemen - 571,494|14|Kenya - 4,890| |1| |2|6|Pakistan - 543,113|15|Iraq - 3,250| |7|Turkey - 378,007|16|Sri Lanka - 3,084| |8|Bangladesh - 107,890|17|Ethiopia - 3,013| |9|Afghanistan - 75,765|18|UK - 2,509|

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ANNUAL REPORT 2022/2023

SKT WELFARE: OVERVIEW

SKT Welfare is a non-profit organisation dedicated to providing humanitarian aid and sustainable development solutions to communities in need across the globe. Our mission is to alleviate poverty, empower individuals and build resilient communities through innovative programmes and initiatives.

As a global Islamic charity with a team of dedicated staff and volunteers, SKT Welfare utilises partnerships with local communities, governments, NGOs and corporate sponsors to implement cutting-edge humanitarian aid projects in volatile and complex crises. We respond swiftly to emergencies leveraging trusted humanitarian partnerships to ensure specialised services for orphans, widows and refugees while reaching more people timeously.

During the reporting period, SKT Welfare teams responded to several humanitarian emergencies including earthquakes in Turkey, Syria and Morocco; floods in Libya and Pakistan; and conflicts in Gaza, Yemen and Afghanistan. We also operated in regions such as Somalia, Tanzania, Ethiopia and Kenya where there are significant needs and opportunities for impactful interventions. Through thorough needs assessments and collaboration with local stakeholders, we identified priority areas for intervention and designed programmes to address them.

Our focus areas include but are not limited to emergency relief, food aid, shelter, education, healthcare, water, sanitation and livelihoods support. Cross-cutting themes include climate change resilience, gender sensitivity, orphan care, and disaster risk reduction.

STRATEGIC PRIORITIES

FOOD SECURITY

Ensuring quality food to lead a healthy life

WATER

Ensuring access to safe and affordable drinking water

SHELTER

Ensuring access to adequate shelter

HEALTH

Ensuring access to health and well-being

EDUCATION

Ensuring access to quality education

LIVELIHOODS

Ensuring access to livelihoods opportunities

CHILD PROTECTION

Ensuring every child grows up safe, happy, healthy and cared for

MOSQUES

Ensuring communities have easy access to their place of worship

ANNUAL REPORT 2022/2023

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SYRIA: AN OVERVIEW

The ongoing conflict in Syria has brought about unimaginable devastation and suffering to the Syrian people and their economy. With over 400,000 lives lost and 6.9 million displaced, the country’s economy is in decline. The Syrian pound has also plummeted to record lows, causing a drastic increase in the prices of essential goods such as food and fuel. Basic staples have now become almost unaffordable, with food prices skyrocketing by 200% and surpassing levels seen at the start of the conflict by 20 times.

Besides this, internally displaced individuals are left to survive in makeshift camps, dilapidated buildings, or out in the open, lacking access to proper healthcare and facilities. The unsanitary conditions in these crowded camps make inhabitants highly vulnerable to diseases like cholera, which spread rapidly due to inadequate water supplies and contaminated water sources.

Adding to the woes of the people, recent earthquakes in northwestern Syria have further compounded the crisis, pushing millions into unemployment and poverty, as well as deepening the humanitarian catastrophe in Syria.

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ANNUAL REPORT 2022/2023

SYRIA

EARTHQUAKE RESPONSE

On February 6, 2023, a catastrophic earthquake of magnitude 7.8 struck the region of south-eastern Turkey and northern Syria, followed by a magnitude 7.7 aftershock. This disaster resulted in over 50,700 fatalities and 107,000 injuries. The earthquakes caused extensive damage across several cities and were felt as far away as Egypt and Iraq.

In the wake of this disaster, SKT Welfare instantly mobilised to provide critical aid to the affected regions. Leveraging its established role as a trusted humanitarian partner in the region, SKT Welfare delivered food parcels, clean drinking water, cooked meals, blankets, and winter clothing providing support to more than 200,000 beneficiaries.

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ANNUAL REPORT 2022/2023

SYRIA

FOOD AID

Displaced Syrian refugees suffer from extreme poverty and the constant challenge of finding adequate food.

Contributing to achieving Targets 1 and 2 of SDG 2 (Zero Hunger), SKT ensured the provision of nutritional food to crisis affected communities in Syria.This year, 2,113 food parcels were distributed among Syrian refugees, with 12,461 beneficiaries.These parcels were filled with high-quality staple foods to ensure proper nutrition.

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ANNUAL REPORT 2022/2023

SYRIA

WATER

PERCENTAGE OF FUNCTIONING WATER SANITATION SYSTEMS

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50%
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Before 2010 and prior to the onset of the ongoing conflict in Syria, 98% of urban residents and 92% of rural inhabitants had reliable access to clean water. However, as of October 2021, only 50% of water and sanitation systems were functioning properly. This decline has left approximately 14.6 million Syrians without adequate access to clean water, while 7.6 million people are in urgent need of WASH (Water, Sanitation, and Hygiene) services.

In line with Targets 1 and 2 of SDG 6 (Clean Water and Sanitation), SKT Welfare has taken action to address this crisis. We provided diesel water pumps to the Muhammadiyah and Deir Ballut camps, benefiting 5,705 individuals. These pumps ensure access to clean water for drinking and domestic use, offering a lifeline to those facing water scarcity in these communities.

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ANNUAL REPORT 2022/2023

SYRIA

HEALTH

SKT Welfare built the Al-Huda Hospital in northern Syria in 2014 to address the pressing healthcare needs of the community . This vital health care facility conducts over 10,000 medical procedures each month, offering free and accessible services ranging from surgical interventions to orthopedic, psychological, and social support. The hospital plays a crucial role in providing quality healthcare to conflict victims, contributing significantly to SDG 3: Health and Well-Being.

Al-Huda serves as a lifeline for the refugee population, offering essential services such as a pharmacy offering free medication, a 24-hour ambulance service, and units for pediatric care, neurosurgery, orthopedic treatment, radiology, and laboratory services. Each month, more than 5,610 beneficiaries receive support, totalling over 28,050 medical services. In 2022 alone, the hospital provided healthcare to 67,320 beneficiaries, making a significant impact on the health and well-being of the community.

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ANNUAL REPORT 2022/2023

SYRIA

SAFE HAVEN: CASE STUDY SHELTER

other vulnerable families. Safe Haven villages also feature road infrastructure, solar power systems for electricity, hot water, streetlights and access to safe drinking water.

The Safe Haven programme involves the construction of a sustainable living environment for families affected by the complex humanitarian crisis in Syria. Through strategic partnerships and community engagement, SKT Welfare is providing long-term sustainable housing solutions to families displaced from the 2011 Syrian civil war and earthquake victims with no hope of returning or acquiring another home.

In addition to other considerations, the Safe Haven villages prioritise accessibility and community, catering to diverse resident needs and promoting inclusivity. This commitment aligns with the goal of building a society that leaves no one behind. With communal spaces, health facilities, and schools, the programme fosters interconnectedness and acceptance, nurturing a more communal and sustainable society.

Safe Haven revolutionises refugee housing with cost-effective, locally sourced materials, eco-friendly construction practices and waste reduction efforts creating earthquake-resistant homes. Operating in challenging environments, this carbon-neutral project utilises eco-friendly construction practices such as renewable energy and waste reduction, promoting environmental responsibility and fostering sustainability.

Looking ahead, SKT Welfare envisions expanding the Safe Haven programme. We are dedicated to continuous improvement, incorporating feedback and adapting to evolving challenges. The programme’s impact on the lives of thousands of IDP families, design excellence, community-centric focus, and collaboration with built environment professionals collectively ensures a tangible difference in the lives of those affected by the Syrian crisis and beyond.

The resilience of the Safe Haven housing was proven during the 2023 earthquakes, as all the Safe Haven villages remained intact, showcasing the durability of its construction and the minimal environmental impact of the project.

Since 2018, SKT has built over 1,800 homes in five Safe Haven villages. Each home consists of two rooms, a courtyard, kitchen, washroom and bathroom. The first homes were prioritised for widows, orphans, elderly and disabled and

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ANNUAL REPORT 2022/2023

TURKEY

EARTHQUAKE RESPONSE

SKT Welfare comprehensive relief efforts include:

In February 2023, a devastating magnitude 7.8 earthquake struck southeastern Turkey and northern Syria, resulting in widespread loss of life and immense destruction. This tragedy claimed thousands of lives and properties, compounding existing crises faced by internally displaced Syrians and refugees.

Shelter: Offering insulated warm shelter homes for women, children, and large families, equipped with electricity, lighting, heaters and fuel.

In response, SKT Welfare swiftly provided vital humanitarian aid, including food parcels, clean water, cooked meals, blankets, and winter clothing, reaching over 200,000 individuals across both Syria and Turkey. Our urgent relief efforts aimed to support displaced families facing the bleak reality of starvation and homelessness.

Food and Water: Supplying food parcels, culturally appropriate food packs, clean drinking water and hot meals to the displaced.

Support for Orphans: Caring for orphans from Shaam through our orphan care program in Turkey.

Women-safe spaces: To ensure the safety, dignity and well-being of women and girls affected by the disaster.

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ANNUAL REPORT 2022/2023

TURKEY EDUCATION

Education remains a top priority for SKT Welfare and this is demonstrated through the establishment of the Abdullah Ibn Abbas Institute in 2016.

With nearly 400,000 Syrian refugee children in Turkey unable to attend school, this institute was created to address the educational barriers faced by refugee children. The institute offers a comprehensive curriculum covering core subjects, Arabic, Turkish, and Arabic calligraphy. Currently, 500 students benefit from 15 hours of weekly instruction provided by qualified teachers ensuring they have access to quality learning in a safe environment. Additionally, the institute’s Qur’an School project supports Syrian children in memorising the Qur’an , nurturing faith and providing hope for a brighter future.

Furthermore, the SKT Welfare Hifz Project engages benefactors to sponsor children in a specialised Islamic course dedicated to Quranic memorisation. Hifz education, centered on memorising the Qur’an , offers numerous benefits, including deepening one’s connection with Allah and a deeper appreciation of the message of the holy Qur’an . By committing the Qur’an to memory, learners play a role in preserving its accuracy. Hifz also encourages discipline, patience, and devotion, contributing to personal growth and spiritual well-being.

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ANNUAL REPORT 2022/2023

TURKEY

ORPHANAGE PROGRAMME

SPRINGS OF HOPE

SKT’s Springs of Hope orphanage in Turkey provides exceptional care for displaced Syrian orphans & widows, ensuring they thrive in a nurturing environment. Here, orphaned children and their mothers find happiness, health, and security.

Springs of Hope also empowers the widows and mothers of these children with skill development and Turkish lessons, helping them grow in independence. Through this, the women can find jobs, set up businesses and move into their own homes if they wish.

Equipped with separate living spaces, communal areas, classrooms, and a playground, the Springs of Hope programme aims to prevent further suffering or separation for those who have fled war-torn Syria, offering a safe haven where over 120 Syrian orphans live with their mothers.

Without a doubt, our Springs of Hope programme offers hope for a better life away from the perils of war and destruction.

The centre is equipped with fully functional medical clinic and pharmacy, separate living spaces, a communal eating area, kitchens, classrooms, and a playground. The children also receive top-notch education and healthcare, supported by regular health checks and robust psycho-social services to heal from the trauma of war. They play freely, engage in creative activities, and study at the Qur’an School which exposes them to the seerah of Prophet Muhammad (PBUH) and memorisation of the Holy Qur’an . This ensures that Syrian refugees remain connected to their Islamic faith, Arab heritage and language.

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ANNUAL REPORT 2022/2023

TURKEY

HUMAN STORIES

Samira Sufi

I got married when I was 14 years old. My husband was arrested by the security forces in Syria, and for two years I did not know what prison he was sent to. Then came the news that he died. Left alone, I had no money, so I decided to move to Turkey hoping that I will find a place or someone to help my children. Thankfully, I found “Springs of Hope” and they’ve been helping since then.

Fteem Al Ali

I got married when I was 20 years old and had three children. My husband joined the rebels and died while trying to defend his country. To feed my children, I started working on the farms until I was no longer able to work because of the shelling. I decided to move to Turkey to protect my children. I worked in the farms here until I physically couldn’t. I heard about the Springs of Hope Centre, and I am lucky to be here. My children have improved religiously, physically and emotionally since we arrived.

Shiran Alhasan

I married at the age of fifteen years and gave birth to seven children. Then the regime arrested my husband. When I ran away to seek refuge in Turkey, I did not know that a better life was possible. I am grateful to Allah and the Springs of Hope centre that my children can live a better life.

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ANNUAL REPORT 2022/2023

PAKISTAN: AN OVERVIEW

Pakistan continues to face severe challenges, including high levels of poverty and economic strain aggravated by the COVID-19 pandemic and its aftermath.

Unemployment, inflation, and income disparities remain a significant challenge, especially for marginalised groups and vulnerable communities. Additionally, climate-related disasters such as floods have further devastated livelihoods and infrastructure in already impoverished districts where communities were already living in abject poverty.

Despite these challenges, SKT Welfare strives to improve the well-being of communities across Pakistan through various interventions.

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ANNUAL REPORT 2022/2023

PAKISTAN

MONSOON FLOODS

The 2022 monsoon floods submerged one-third of the country, affecting 33 million people, half of whom were children. From 15 June to October 2022, floods in Pakistan killed over 1,700 people and caused ₨ 3.2 trillion (£11.7 billion) of damage and ₨ 3.3 trillion (£12 billion) of economic losses. The floods also damaged most of the water systems in the affected areas, forcing more than 5.4 million people to rely solely on contaminated water from ponds and wells.

prioritising urgent needs such as shelter and food for those impacted by the disastrous floods. Additionally, SKT Welfare conducted needs assessments and helped to rebuild homes that were damaged or destroyed by the floods.

The floods caused widespread devastation, damaging over 2 million homes and displacing 33 million people in Pakistan. In response, SKT Welfare launched plans to build flood-resistant homes in the country as part of our Safe Haven initiative.

The districts hit hardest by the floods were (Sindh, Balochistan, Punjab, Khyber, Paktunkhwa) vulnerable communities already struggling with poverty, massive unemployment, limited access to water and low school attendance. Hence, the loss of essential infrastructure from flood damage only worsened pre-existing disparities putting these communities at a greater risk and perpetuating a vicious cycle of malnutrition and illness.

SKT Welfare’s projects in flood-affected areas of Pakistan aim at empowering communities to be resilient to climate change and disasters, including the installation of water wells and the provision of livelihood training. Through these initiatives, SKT Welfare aims to bolster community resilience and facilitate long-term recovery in the face of adversity.

In response to the 2022 monsoon floods in Pakistan, SKT Welfare swiftly mobilized its resources to provide emergency assistance. We distributed Emergency Response Kits to flood victims including essential items like food, water, health and hygiene kits and shelter materials. SKT also established Flood Relief Camps, offering hot meals and shelter to affected families. These camps provided a glimmer of hope amidst the darkness,

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ANNUAL REPORT 2022/2023

PAKISTAN FOOD AID

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35%
20%
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Over 35% of Pakistan’s population suffers from food insecurity. Of the country’s 235 million population, 20% are undernourished, with 40% of children suffering stunted growth.

In 2022, Pakistan’s food insecurity worsened due to severe monsoon flooding in various regions of Pakistan. Droughts and climate change also contributed to job losses and decreased agricultural yields. As a result, SKT Welfare continues to provide food aid to people affected by floods.

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ANNUAL REPORT 2022/2023

PAKISTAN

WATER

In Pakistan, approximately 22 million people lack access to clean water, leading to 97,900 deaths annually, including 54,000 children under the age of five. The situation is inflamed by water scarcity and contamination, making access to clean drinking water a critical concern for public health in the country.

In response to this crisis, SKT Welfare is providing essential support to affected communities with the SKT purification plants and water hand pump project which provides clean water for drinking, cooking and hygiene to vulnerable communities in Pakistan.

Since its inception in 2020, this water hand pump project has been one of the most successful projects of SKT Welfare. Over 7000 water pumps have been installed throughout Pakistan’s most impoverished and water-scarce communities aligning with SKT Welfare global efforts to contribute to UN SDG 6: Clean Water and Sanitation.

The hand pumps provide poor families with clean, safe, disease-free water – a transformative benefit that frees them from daily water treks,improves their family’s health and their prospects for a better life. In 2022, over 2450 Water Hand Pumps were installed, providing clean, fresh water to over 14700 beneficiaries.

SKT Welfare continues to delivers water purification plants across some of Pakistan’s most impoverished rural communities. These plants filter gallons of water daily, providing safe, fresh water close to

home. By reducing diseases like diarrhea, cholera, and typhoid, these plants positively impact the health of the communities we serve. Additionally, we’ve set up solar-powered filtration plants to address the growing demand for safe water while minimising the environmental impact. These solar-powered plants use reverse osmosis technology to treat impure or contaminated water, providing sustainable and green energy for rural communities in Pakistan.

Notably each water filtration plant benefits an entire village of approximately 12000 people. Last year 2 Water Filtration Plants were installed and 2 plants were repaired by SKT, providing and continuing to supply water to 48000 beneficiaries.

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ANNUAL REPORT 2022/2023

PAKISTAN

HEALTH

Accessing healthcare is a struggle for many Pakistanis, especially those in rural and remote regions. Geographic barriers, transportation issues and financial constraints create hurdles, resulting in unequal health outcomes and worsening existing disparities.

To address this, SKT Welfare has developed several initiatives to improve well-being and make healthcare accessible to all.

OUR HEALTH PROJECTS IN PAKISTAN INCLUDE:

Cancer Diagnosis Centre:

SKT pioneered the establishment of Pakistan’s first cancer diagnosis and triage centre at the Rawalpindi Medical University (RMU), catering to millions of people.

Mobile Medical Units (MMUs):

SKT Welfare operates mobile medical units that travel to remote and underserved areas, offering free medical services such as basic health check-ups, vaccinations, and consultations. Our goal: to reach individuals who face barriers accessing healthcare due to geographical constraints.

Mobile Eye Clinics:

SKT Welfare’s eye camps prioritise eye health, offering free eye check-ups, distributing glasses, and performing cataract surgeries. These camps aim to prevent blindness and enhance vision for those in need. Additionally, they address age-related cataracts, a prevalent issue among elderly individuals living in poverty.

Neonatal intensive care units (NICU):

SKT Welfare supports Lady Dufferin Hospital in Quetta and Karachi by providing state-of-the-art neonatal intensive care units (NICUs). These units offer the highest level of care with qualified staff supervised by experienced pediatricians. Additionally, patients from low-income groups receive free or heavily subsidised rates for their treatment.

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ANNUAL REPORT 2022/2023

PAKISTAN

SHELTER AND NFIS

SKT Welfare replicated the Safe Haven model of Syria in Pakistan, to provide shelter to flood-affected families who had lost their homes and lands. Thus far, SKT Welfare has relocated over 10 families to Safe Haven villages in Pakistan.

SKT also emphasises social inclusion by providing Eid gifts to children facing exclusion due to poverty. Eid , celebrated twice a year by Muslims, is a time of joy where parents typically buy gifts, clothes, and sweets for their children. During Eid , SKT carefully selects meaningful and enjoyable items for each child, promoting happiness and cheer.

Overall, the distribution of Eid gifts to orphans and underprivileged children in Pakistan reflects the spirit of generosity, compassion, and solidarity. It embodies values of empathy and care for the less fortunate in society. Last year alone, over 1,000 Eid gifts were distributed.

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ANNUAL REPORT 2022/2023

PAKISTAN

LIVELIHOOD

IZAAT KI ROZI

SKT Welfare’s “Izzat ki Rozi” project aims to empower people from poverty-stricken backgrounds, enabling them to upskill themselves and earn an income. The project focuses on providing individuals with the means to support themselves and their families, ultimately allowing them to live a life of dignity.

As part of this initiative, SKT Welfare helps people establish small home-based shops, while supplying them with one month’s worth of stock, and teaching them budgeting and business management skills. The profits generated from sales cover essential expenses such as rent, school fees, food and medicine. Through “ Izzat ki Rozi ,” SKT Welfare empowers individuals to break free from poverty cycles and build sustainable livelihoods.

HUMAN STORY

“My name is Saima, and I have 4 children; 2 daughters and 2 sons. My husband left me and later I found out that he re-married. In that same time, my younger brother got killed, he was the sole support for my parents. I tried a lot to find work but it was very difficult because of my baby. Wherever I went, I was told: I need to leave my baby at home. My other children were not old enough to be able to look after their baby brother. My elderly parents were also not able to help me. On some days I felt so helpless that I thought about leaving my children and committing suicide.”

SKT Welfare helped Salma open a grocery shop and provided her with one month’s supply of stock.

“Because of your help, I will run this shop for the sake of my children and because of SKT Welfare and the donors, I will be able to feed my children. I will always be grateful to you; may Allah give you more.” - Saima

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ANNUAL REPORT 2022/2023

PALESTINE: AN OVERVIEW

SKT Welfare has been providing humanitarian assistance for the people of Gaza since 2014.

In 2022, more than 60% of the 2.1 million Palestinians living in Gaza required food assistance. The 2022 Gaza–Israel clashes, known as Operation Breaking Dawn, lasted from August 5th to 7th, with the Israel Defence Forces conducting around 147 airstrikes. The clashes resulted in the deaths of at least 49 Palestinians, including 17 children, with 350 civilians wounded and 36 civilians killed, as reported by the Gaza health ministry.

Unemployment levels in Gaza are also amongst the highest in the world. Under constant military and aerial threat, citizens suffer daily deprivations of water, power, healthcare, and education, demanding more urgent aid from charities like SKT Welfare.

According to UNRWA, years of conflict have left 80% of Gaza’s population dependent on international assistance. Schools are also understaffed and overcrowded, raising stress levels for students and staff, heightening the risk and spread of disease, and limiting concentration and productivity.

Despite the challenges, SKT Welfare remains committed to supporting vulnerable communities in Gaza. Over the last six years, we have provided 23,750 Palestinians with vital food aid and distributed fresh, hearty bread to over 5,000 people.

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ANNUAL REPORT 2022/2023

PALESTINE

GAZA WATER DESALINATION PLANTS

Ensuring access to clean water is crucial for the well-being of Gaza’s communities, especially during crises.

SKT Welfare is actively working to improve water access and humanitarian conditions in the region. We have delivered two water desalination plants in Gaza, each producing up to 40,000 litres of fresh water daily. This initiative benefits almost a quarter of a million impoverished people, who previously had to travel long distances to access safe water.

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ANNUAL REPORT 2022/2023

PALESTINE

ORPHANAGE PROGRAMME

In Gaza, over 33,000 Palestinian orphans live in challenging circumstances, facing poverty and uncertainty amid ongoing conflict and violence .

SKT Welfare’s orphan sponsorships are communitybased, allowing orphans to find healing and support within their own homes and families. Families receive financial assistance and school materials to ensure their children’s education and well-being.

SKT Welfare also operates an individual sponsorship model to assist Palestinian orphans, covering essentials such as clothing, food, education, and healthcare. This year, through our orphan care program, SKT provided basic necessities including food, shelter, clothing, and education to over 350 Palestinian orphans.

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ANNUAL REPORT 2022/2023

TANZANIA: AN OVERVIEW

Tanzania faces ongoing challenges from natural hazards like floods, droughts, and disease outbreaks, which worsens poverty and increase humanitarian needs in rural communities.

Women and children are particularly affected by social inequalities and poverty burdens. SKT Welfare has been active in Tanzania since 2015, prioritizing initiatives in built environment, food security, and WASH (Water, Sanitation, and Hygiene).

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ANNUAL REPORT 2022/2023

TANZANIA

FOOD AID

Food insecurity remains a pressing issue, particularly in rural and marginalized communities. Climate change, crop failures, and economic instability are key factors contributing to food shortages and malnutrition, particularly among vulnerable groups like children, women, and the elderly.

To address food insecurity in Tanzania, SKT conducts food distribution campaigns throughout the year, specifically targeting disabled individuals, the elderly, women and children from marginalised communities.

TANZANIA

WATER AID

SKT Welfare has been dedicated to providing clean water access to communities across various villages.

We have constructed numerous water wells in regions facing water scarcity, ensuring that clean water is readily available to everyone. Additionally, SKT distributes health and hygiene items to promote the overall well-being of these communities.

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ANNUAL REPORT 2022/2023

TANZANIA

MOSQUE PROJECT

Constructing Mosques is regarded as an ongoing charity ( Sadaqah Jariyah ) in Islam, bringing blessings and rewards to donors both in this life and the hereafter. Thanks to the generous support of our donors, SKT Welfare has been able to build more than 12 Mosques in various regions of Tanzania, particularly in villages where congregational prayer spaces were lacking.

These Mosques serve as vital community centers, offering spaces for worship, education and social gatherings. By establishing Mosques, SKT Welfare actively contributes to the overall development of the local Muslim community and fosters unity among its members. The construction of Mosques not only strengthens bonds but also encourages cooperation within the community. More than 120 worshipers pray in each Mosque every day. In areas with limited prayer facilities, the Mosques provide a dedicated space for congregational prayers, which is especially crucial during Friday prayers ( Jumu’ah ).

The generous contributions of our donors continue to benefit the community for years to come, leaving a positive legacy of faith, community, and service.

According to Baraka (a female worshipper): “This mosque has been a lifeline for our community. Before, we had only a tiny grass structure to pray in. Now, thanks to this mosque, students from the school, passers-by, and fellow believers have a good place to come together and worship Allah. Alhamdulillah, we’re incredibly grateful for this blessing..”

Umar (one of the local Imams) highlighting the mosque’s crucial role in bringing the community together said:

“Praying together and sharing Islamic teachings here has helped us build peace and strengthen our community bonds.”

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ANNUAL REPORT 2022/2023

KENYA: AN OVERVIEW

Kenya has faced a series of natural disasters, including floods, droughts and landslides, which have displaced populations and disrupted livelihoods. The impacts of climate change, such as unpredictable weather patterns and environmental degradation, have further exacerbated vulnerabilities, posing challenges to agriculture, food security, and water resources management. In addition, food insecurity remains a pressing concern in Kenya, particularly in arid and semi-arid regions prone to drought and erratic weather patterns. Poor harvests, locust infestations, and economic shocks have contributed to food shortages and malnutrition, particularly affecting vulnerable populations such as children, pregnant women, and the elderly.

There is also the issue of poverty levels which remains high in Kenya. With a significant portion of the population living below the poverty line, disparities between urban and rural areas have further entrenched poverty and economic vulnerability across the nation.

Concerning is that despite efforts to enhance educational access, Kenya still struggles to ensure quality education for all. Issues such as overcrowded classrooms, inadequate infrastructure, a shortage of trained teachers, and low literacy rates in certain regions hinder progress in educational development.

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KENYA

FOOD AID

Food insecurity in Kenya is a pressing issue that affects millions of people . Approximately 3.4 million Kenyans are severely food insecure, and over 300,000 have been internally displaced due to food scarcity and drought. Large areas in Marsabit and Turkana counties have also reached ‘crisis’ levels of hunger, as classified by the Integrated Food Security Phase Classification system and are increasingly vulnerable to ‘emergency’ levels.

Despite Kenya’s recent economic growth, access to adequate nutritious food remains a challenge, especially in arid and semi-arid regions. Factors such as rapid population growth, climate change and inefficient food systems contribute to this situation.

SKT Welfare assists crisis-affected communities, combating hunger, malnutrition, and poverty through seasonal campaigns and projects targeting women and children in drought-prone regions. Through initiatives, we work to prevent and treat hunger in the country, by addressing root challenges such as livestock deaths due to prolonged drought, severe flooding, failed harvests, malnutrition and poverty.

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ANNUAL REPORT 2022/2023

KENYA

GIFTS OF KINDESS

LIVELIHOOD

SKT Welfare’s Gifts of Kindness project provides essential support to individuals and families living in poverty with micor-grants to initiate their own businesses and earn their livelihood. The gifts include:

Sewing Machines: This gift empowers women to start their own tailoring businesses.

Snack Stalls: This gift empowers women to earn money by running a snack stall.

Fruit Stall: Enables women to earn money for their families through fruit sales.

Chickens: Help poor families earn money by raising chickens and generating income.

The SKT Welfare Gift of Kindness programmes is transformative and impactful. It’s a form of Sadaqah Jariyah , benefiting both the giver and the receiver for years to come.

EDUCATION

Under the banner of Gifts of Kindness, SKT Welfare also distributes education supplies to children including books, uniform and other learning materials.

Education Gifts of Kindness include:

School Fees: This supports a child’s education, one of the most precious gifts for a child living in poverty.

School Kits: This provides basic school equipment to children who miss out on education due to financial constraints.

Clothes and Shoes: This relieves the burden on parents by providing new clothes and shoes for children.

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ANNUAL REPORT 2022/2023

EMERGENCY RESPONSE AND AID IN OTHER COUNTRIES

YEMEN CRISIS

The humanitarian crisis in Yemen is one of the most severe in the world. After nine years of conflict, the country’s socioeconomic systems are on the brink of collapse. Large-scale displacement, recurring climate shocks, and ongoing violence have left families vulnerable to communicable diseases. The conflict involving the internationally recognized government (backed by a Saudi-led coalition) and Houthi rebels supported by Iran has resulted in widespread hunger, diseases, and attacks on civilians contributing to Yemen’s tragic situation. Approximately 9.8 million children in Yemen require humanitarian assistance, with thousands killed, maimed or recruited into fighting.

An estimated 17 million people or around 60% of the population are facing crisis level or acute food insecurity conditions. Around 2.7 million children suffer from acute malnutrition, with hundreds of thousands facing severe acute malnutrition—a life-threatening condition if not treated promptly. More than 4.5 million school-age children do not attend schools due to damage and closures. Those who do attend cope with overcrowded classrooms and under-equipped teachers.

AFGHANISTAN

Following the Taliban’s takeover, Afghanistan experienced a severe economic collapse characterised by widespread unemployment, inflation, and currency depreciation. The closure of businesses, loss of livelihoods, and disrupted supply chains have exacerbated poverty and economic hardship for millions of Afghans, pushing many into extreme poverty and reliance on humanitarian aid for survival. Drought, conflict-related disruptions to agriculture, and economic collapse exacerbated food shortages and hindered access to food for vulnerable populations, including children and internally displaced persons (IDPs).

In response, SKT provided food aid to the people who lost access to basic necessities due to economic and political instability. Beyond emergency relief, SKT Welfare’s projects in Afghanistan encompass various sectors such as food, water, healthcare, education, orphan care, and seasonal aid. For instance, we distribute winterization aid, food parcels, and meals during Ramadan and Qurbani to alleviate challenges faced by communities in remote regions.

SKT Welfare has responded to Yemen’s plight in several significant ways, working with partners on the ground to save lives. We provide annual and seasonal food aid programmes during Ramadan, winter and Qurbani targeting vulnerable and marginalised people. We also provide medical supplies, victim assistance and education while rehabilitating damaged schools.

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ANNUAL REPORT 2022/2023

EMERGENCY RESPONSE AND AID IN OTHER COUNTRIES

MOROCCO EARTHQUAKE

A powerful 7.2 magnitude earthquake struck Morocco, resulting in a devastating loss of lives, with at least 2,862 individuals reported dead and many more injured. As rescuers search for survivors among the rubble of collapsed dwellings in isolated sections of the High Atlas Mountains, the death toll is expected to rise.

Focusing on remote areas overlooked by other aid organisations, SKT Welfare collaborated with local partner organisation Molham Team to deliver water, food, and critical supplies to over 1,000 people. Additionally, we supported damaged local schools, arranging for the renovation and refurbishment of several schools in the affected regions.

To further aid earthquake relief efforts, SKT Welfare initiated a Morocco Earthquake Appeal, raising funds to provide essentials like tents, food, and water to affected families. Beyond the immediate emergency response, SKT remains vigilant in monitoring ongoing needs in Morocco, addressing challenges such as water scarcity, desertification, and pollution. Climate change impacts, including extreme weather events and rising temperatures, continue to pose risks to agriculture, water resources, and livelihoods in the region.

LIBYA FLOODS

In September 2023, eastern Libya was hit hard by terrible flooding caused by Storm Daniel and the collapse of two dams near Derna. The floods led to widespread destruction, with over 11,000 people losing their lives and around 10,000 more missing. Cities like Benghazi, Sousa, and Al-Marj were severely affected, as entire neighborhoods were washed away by the floodwaters. Rescue efforts were also made difficult by Libya’s political problems, as the country had two rival governments.

SKT Welfare quickly stepped in to help those affected by the floods. We provided urgent emergency assistance, including:

Medical Aid : Delivering essential medical supplies, aiding rescue and recovery efforts and preventing waterborne diseases. As part of our emergency response, SKT Welfare established medical field hospitals which included hospital beds, medical equipment and medicines. We provided emergency treatment, surgeries and other essential health services.

Emergency Fund: Providing life-saving support such as medical aid, food, and shelter to vulnerable families who lost their homes in the disaster.

Water Aid: Ensuring access to clean water for communities affected by the floods.

Heaters: Donating heaters to individuals seeking shelter away from the affected areas.

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ANNUAL REPORT 2022/2023

EMERGENCY RESPONSE AND AID IN OTHER COUNTRIES

ETHIOPIA

Ethiopia continues to experience severe food insecurity and famine risk, particularly in conflict-affected areas such as Tigray and parts of Amhara and Afar regions. The conflict has triggered a massive displacement crisis, forcing millions to flee in search of safety and aid. Economic vulnerability and poverty have deepened, with many losing livelihoods and basic services. Humanitarian access is limited, hindering aid delivery. Unemployment, inflation, and disrupted markets further exacerbate economic challenges, pushing more into poverty and reliance on aid.

To tackle this multifaceted crisis, SKT Welfare projects in Ethiopia include emergency relief, food distribution, water access, healthcare, education, orphan care and seasonal aid such as winter emergency response and Qurbani donations.

SOMALIA

Somalia faces significant humanitarian and social development challenges, further compounded by ongoing conflict, natural disasters, and political instability. These challenges result in civilian casualties, displacement, and infrastructure destruction, limiting access to basic services. The economy is fragile, marked by insecurity, high unemployment, widespread poverty, vulnerability and reliance on humanitarian assistance for citizens’ survival.

SKT Welfare responds by providing vital food packages for thousands of people in Somalia, especially in impoverished and refugee communities. Emergency aid, including clean water and nutritious food for malnourished children, is also provided. Our volunteers work tirelessly on the ground, delivering essential food parcels to vulnerable Somali families. These parcels contain essentials like sugar, rice, flour, pasta, and milk powder. To date, over 100 food parcels have been distributed by SKT Welfare in Somalia.

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ANNUAL REPORT 2022/2023

SKT DATE PROJECT

This unique and remarkable 100% volunteer-run initiative, has, since 2015, transformed and helped the lives of thousands in desperate need of humanitarian aid.

The idea was simple: to raise funds for the Al-Huda Bakery in Syria (established in 2014), by selling a box of the finest dates in Ramadan – with the profits from each tin sold providing funds for fifty loaves of bread for a Syrian family. Since 2015, over 15 million loaves of bread have been provided to Syrian refugees in camps around Idlib, Northern Syria.

Since 2016 over 200 million litres of clean drinking water have been provided to Palestinians from our 2 purpose-built desalination plants in Gaza.

Since 2017, 85 orphaned children a month, in Turkey have been provided with support in their education, psychology, specialist needs, medical care, food and clothing.

Through the Date Project we support patients with clinical eye disorders across 3 separate camps in Syria – providing free cataract surgery and reading glasses. Over 30% screened were provided with medication for infections and allergies.

From 2019 to 2022, nearly 4,000 families, suffering in Yemen’s civil war, received food packs and essential aid, with over 1300 tonnes of rice and flour delivered to its hardest hit areas. We built on this in 2021, delivering a further 42 pallets with 2,100 rice bags, benefitting 4,400 people.

ETHICALLY SOURCED DATES

The dates we sell are ethically sourced; they are the finest Medjool dates from the Jordan Valley, hand-selected and packed by a community of Syrian refugees who are employed in the process.

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ANNUAL REPORT 2022/2023

QURBANI

Qurbani is a sacred act and a great virtue that embodies love and devotion to Allah. Performed during the days of Eid al-Adha, it’s our chance to offer our very best in sacrifice and a symbol of our commitment to serve those in need. It involves the sacrifice of chosen animals, with portions of nutritious meat distributed among vulnerable individuals and families at risk of malnutrition. For them, Qurbani meat is not just a gift but a lifeline, providing vital nourishment and joy.

SKT Welfare implemented Qurbani programmes in the following regions:Pakistan, Bangladesh, India, Indonesia, Yemen, Palestine, Tanzania, Mali, Malawi, Kashmir, Sri Lanka, Kenya, Turkey and Syria benefiting over 1.5 million people. From orphan care centres to regions ravaged by disasters, marginalised minorities and remote villages, we sent donors Qurbani to areas where it made the most impact.

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ANNUAL REPORT 2022/2023

LOOKING BACK MOVING FORWARD SKT WELFARE GLOBAL PROGRAMMES

SKT Welfare strives to promote well-being in vulnerable communities in a holistic manner by providing shelter, health and education services to support people who live in precarious situations. Our core products and services will be:

Emergency Relief: Providing immediate assistance such as food, shelter and medical aid to communities affected by natural disasters and conflict.

Sustainable Development Projects:

Implementing long-term initiatives in areas such as education, healthcare, water sanitation and livelihood support to empower communities and foster selfreliance, especially for vulnerable groups including orphans, disabled, women and minorities.

Capacity Building: Offering training and skill development programmes to enhance the capabilities of individuals and partners in target communities.

Advocacy and Awareness: Raising awareness

about humanitarian issues and advocating for policy changes to address root causes of war, poverty and injustice.

THE FOLLOWING ARE SKT’S MAIN AIMS, OBJECTIVES AND TARGETS FOR 2023-24:

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INNOVATION AND
SUSTAINABILITY
ACCESSIBILITY AND
INCLUSIVITY
COMMUNITY-CENTRIC
APPROACH:
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SKT Welfare will develop innovative approaches to upscaling emergency response programmes and leveraging existing networks and resources. By creating safe and sustainable humanitarian solutions and using locally sourced supplies, SKT will strengthen its commitment to innovation and sustainability.

SKT Welfare programmes will be designed with accessibility in mind, ensuring that all emergency response activities meet the diverse needs of the entire affected population. The commitment to inclusivity aligns with SKT’s values of creating a better society that leaves no one behind.

Our programmes will be designed not only to provide urgent humanitarian aid but also to foster community resilience in disaster prone areas. The programmes will ensure that health and education are integrated into broader aid delivery initiatives with a focus on women and children. SKT will strive to nurture a sense of interconnectedness and create an environment of understanding and acceptance.

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ANNUAL REPORT 2022/2023

SKT WELFARE OPERATIONS

Our operations will be structured to ensure efficiency, accountability and transparency.

Project Management: Implementing projects through a structured approach, including needs assessments, project planning, implementation, monitoring and evaluation.

Human Resources: Recruiting, training and retaining qualified staff and volunteers to support our programmes and operations effectively.

Technology and Innovation: Leveraging technology and innovative solutions to enhance the efficiency and effectiveness of our operations, including digital platforms for fundraising, monitoring and communications.

Early Warning Systems and Monitoring: Enhancing the monitoring of food security, water, shelter and health indicators to detect any changes or emerging risks promptly.

Data Collection: Using established reporting mechanisms for regular data collection, analysis and reporting, to inform decision-making and trigger early response actions.

MONITORING AND EVALUATION

We are committed to monitoring and evaluating the impact of our programmes to ensure effectiveness and accountability. This includes developing robust monitoring and evaluation frameworks for each project, with clear indicators and targets to measure progress and outcomes. We conduct regular assessments and evaluations to identify successes, challenges, areas for improvement and utilise feedback from beneficiaries, partners, and other stakeholders to inform programme decisions and improve service delivery.

RISK MANAGEMENT

We recognize the inherent risks associated with our humanitarian operations, including security risks, financial risks, and reputational risks. Our risk management approach includes conducting risk assessments and developing mitigation strategies to address potential threats to our operations and beneficiaries. We develop response strategies that outline specific actions, roles, and responsibilities for each stage of the response, from preparedness to emergency response and early recovery. Our teams maintain contingency plans and emergency response protocols to respond effectively to crises and unforeseen events. We implement robust security measures to ensure the safety and well-being of our staff, volunteers, and beneficiaries and assess the vulnerabilities and capacities of communities, households, and health facilities to identify and respond to potential challenges

COMMUNITY ENGAGEMENT AND EMPOWERMENT

SKT Welfare has taken measures to enhance community engagement and empower populations affected by humanitarian crises through volunteerism, fostering connections, breaking down barriers and empowering individuals across the globe. We engage community leaders, and support groups to disseminate key messages and actively identify and refer vulnerable individuals, particularly children, to health facilities for timely treatment and care. Our field teams raise awareness among communities about the risks associated with heavy rains, including increased vulnerability to malnutrition and waterborne diseases. We also conduct community-based training sessions on nutrition, hygiene, and safe water practices, emphasising the importance of proper food handling, sanitation, and access to clean drinking water.

COORDINATION AND PARTNERSHIPS

SKT Welfare continues to prioritise coordination and partnerships to maximise impact. By collaborating with other organisations, we enhance the ability to deliver aid effectively, ensuring that communities receive comprehensive support in times of need.

Our field teams actively participate in coordination mechanisms involving host governments, UN agencies, INGOs, and other stakeholders to ensure aid is delivered where it is needed in a harmonised and efficient way. We conduct regular coordination meetings to share information, coordinate activities, avoid duplication, and address emerging challenges. Our aim is to strengthen partnerships with local organisations, community-based structures, and private sector entities to enhance the reach and effectiveness of our humanitarian work in Africa, Asia and the Middle East.

RESOURCE MOBILSATION, FUNDRAISING AND ADVOCACY

SKT Welfare employs a multi-faceted approach to marketing and outreach. We will continue to advocate for increased funding and resources to support the humanitarian responses globally. We are engaging with donors, humanitarian networks, and government agencies to secure necessary funding and will continue to leverage digital and social media platforms to engage with supporters, share stories, and promote our work. We also organise fundraising events, campaigns, and awareness-raising initiatives to mobilise support for emerging humanitarian crises and collaborate with other NGOs, government agencies, corporations, and community-based organisations to amplify our impact and reach a wider audience.

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ANNUAL REPORT 2022/2023

FINANCIAL REVIEW FOR THE PERIOD ENDED 30 SEPTEMBER 2023

REPORT OF THE TRUSTEES

The trustees present their report with the financial statements of the parent charity and group for the period ended 30 September 2023. The trustees have adopted the provisions of Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2015).

OBJECTIVES AND ACTIVITIES

We have referred to the guidance contained in the Charity Commission’s general guidance on public benefit when reviewing our aims and objectives and in planning our future activities. The principal objectives set out by the charity and contained within our trust deeds, are summarised as follows:

• To provide relief to victims of natural and man-made disasters worldwide, regardless of colour, race, ethnicity and to facilitate rehabilitation back into communities by providing sustainable aid concentrating on education and welfare

• To help young people, especially but not exclusively through leisure time and educational activities, so as to develop their capabilities that they may grow to full maturity as individuals and members of society

Our objectives are set to reflect the aims and purpose of the charity. They are constantly reviewed and assessed by the Trustees to ensure they continue to reflect our aims. The Charity Commission’s guidance notes have been consulted in formulating these objectives.

OPERATING MECHANISM

The charity delivers its charitable aims through direct delivery in areas where we have our own staff and through grant making, chiefly using our partner organisations.

useful where the charity has no established infrastructure for managing staff and operations or where it provides a more economical approach than using our own staff. Using both partner organisations and our own local staff helps utilise local knowledge effectively and assists in our relief and development work. Longer term solutions require that we address the underlying social and economic circumstances across the areas where we work.

We see the practical expression of our charitable aims as to ensure all people in the areas we are working, enjoy a minimum standard of nutrition, access to shelter, safe drinking water, sanitation and healthcare and the opportunity for good education and to have the life skills to earn a secure livelihood.

We decide on where we work, taking into account the following factors such as incidence of natural disasters and conflicts; levels of poverty for countries where we work; existing commitments to prevent or relieve poverty and suffering; details from partners about areas of deprivation and need and the degree of stability, safety and security in the area of operation.

We have an ethical stance where we seek to provide our programmes without detriment to the local economy or community. To this end where beneficial we seek to locally source labour, materials and supplies to ensure that the benefits of our work are maximised across the economy. This approach underpins local businesses, local employment prospects and the viability of the local community.

Over the year we have worked directly with over a million poor and disadvantaged beneficiaries in many different countries and indirectly webelieve our work to support sustainable solutions in the communities has enhanced the lives of many more. We regard our plans as indicators and not absolute targets because the key is to resource the right programmes.

As a large charity with so many programmes inevitably this report is a summary and for examples of the effect we have had on saving individuals and families lives from poverty and suffering view our web site www.sktwelfare.org

Work carried out by the partner organisations is especially

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ANNUAL REPORT 2022/2023

RISK MANAGEMENT

The Trustees take their responsibilities towards staff, donors, and beneficiaries very seriously. An important aspect of discharging these responsibilities involves the identification and management of all potential risks that might compromise staff, resources, or ability to deliver programmes.

The Charity, therefore, has the ultimate duty to regularly identify and review the risks to which The Charity is exposed, and ensure that appropriate controls are in place to provide reasonable assurance against fraud, malicious acts, and error. The Trustees, along with the CEO and the senior staff, actively review these risks on a regular basis.

Risks are complex, due to the nature of the work we carry out. They are assessed on the basis of their likelihood and potential impact, which would allow the implementation of mitigation strategies to manage these risks. Also, wherever possible, risks are covered by suitable insurance, to reduce their financial impact.

The principal risks to the charity have been identified as:

STRATEGIC REPUTATION

One of the most valuable assets of any charity is its reputation. It is vitally important that we do all we can to meet the expectations of our donors, beneficiaries, supporters and other organisations that we partner with.

To protect The Charity against reputational damage, we implement the following policies:

• Fraud, Corruption and Bribery - We work very hard to ensure that integrity and transparency are embedded in all our policies and procedures. Conflict of interest; Anti-Bribery; Anti-Terrorism and Anti-Money Laundering policies are introduced and closely monitored.

• Senior level representation on many important forums and influential fronts, to ensure positive visibility, including a strong media presence.

OPERATIONAL

Risks in this area include physical risks to our personnel and volunteers, and risks compromising the continuation of project delivery. To mitigate against such risks, The Charity has taken the following actions:

• Developed Standard Operating Procedures for common processes to protect against loss of key staff or volunteers;

• Improved the quality and the scope of training, to disseminate skills and good practice within the organisation, and to ensure staff safety and wellbeing;

• Regular reviews of key systems and procedures to improve and strengthen the internal policies and communication processes, thus maintaining a clear structure of delegated authority and control;

• Applied robust due diligence policy in our dealings with donors;

• Adopted clear processes to review and assess our performance management system on the ground;

• All programmes have up-to-date security policies, which include the provision of regular comprehensive security briefings and assessments, in response to rapid changes in the political situation;

• Culture and Behaviour – SKT Welfare monitors and learns lessons from peer organisations and as such focused on ensuring it develops the right culture and behaviour as The Charity grows:

• As such we have undertaken a review of policy an procedures to ensure they are ‘fit for purpose’.

• Enhanced support to field offices in Turkey.

• A programme of regular training for all staff. The Trustees, are therefore, satisfied that adequate systems and procedures are in place to manage and minimise exposure to the identified risks.

PLANS FOR FUTURE PERIODS

AIMS AND KEY OBJECTIVES FOR FUTURE PERIODS

The Charity intends to continue the projects outlined above and to expand them as required by needs on the ground, and determined by the limits of our capacity. ln addition, we will continue to consider other projects, within the funds and staff capacity available, and based on comprehensive and up-to-date needs assessments. Furthermore, we will continue to closely monitor the progress of the various projects and to analyse the challenges facing them. A number of issues have been identified:

• We will work to provide the most appropriate solutions for our beneficiaries. This will be realised through the development of appropriate accountability, compliance and quality tools/mechanism to align with industry standards and best practice.

• To ensure we have the resources and systems in place to play a leading role in defining and shaping the direction of The Charity. The quality of programming delivered align with humanitarian principles and are delivered in the most efficient and effective way.

• To ensure professionalism, integrity, transparency & accountability.

• We aim to reach out to an increasing number of institutional donors during this year. However, it would be imperative to build capacity and enhance the quality of programmes.

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SECTORS OF WORK:

GOING CONCERN

Our programmes are structured into seven sectors of work:

Each of these areas is managed by a dedicated team, in charge of the planning, implementation, reporting and documentation of projects within their respective sector.

GRANT MAKING POLICY

The trustees consider grant making an effective means of delivering aid using local partners. Local partners have access to facilities, expertise, staff or other resources, in the field and they may be better placed to deliver aid speedily and effectively.

Applications for grants are not invited. Instead, trustees actively develop the programmes for the year, identify whether it is most effective to deploy our own staff and resources or whether to seek a local partner for some or all the planned programmes for each geographical locality. Where a local partner is preferable, those organisations active in the target area are reviewed for their track record in the field, financial transparency and operational capability.

Those potential partners that meet the criteria are contacted and a dialogue initiated to see if they would act as partners for the charity. Conditional grants are then awarded where applicable local partnerships are established. Our grant making policy is reviewed each year to align our grants with our priorities and programmes activities for the year.

In view of the financial performance as at the balance sheet date, the Board of Trustees has a reasonable expectation that The Charity will have the resources to continue in operational existence for the foreseeable future.

The Trustees believe there are no material uncertainties that call into doubt our ability to continue as a going concern. The annual financial statements have therefore been prepared on the basis that The Charity is a going concern.

PUBLIC BENEFIT

The Trustees confirm that they have complied with the requirements of Section 17 of the Charities Act 2011 to have due regard to the public benefit guidance published by The Charity Commission for England and Wales.

FUNDRAISING

The Charity strives to adhere to relevant statutory regulations including the Data Protection Act (2018), Charities Act (2011) and the Telephone Preference Service. We are continually revising our policies and procedures as we grow to keep up-to date with changes in legislation and regulations. SKT Welfare is registered with the Fundraising Regulator and have developed our procedures to comply with the Code of Fundraising Practice.

SKT Welfare is also a member of the Institute of Fundraising and our fundraising activities are legal, open, honest and respectful. The Charity utilises a number of different fundraising approaches, which includes the following:

Fundraising activities are carried out by our own staff, volunteers, partners and professional fundraisers.

CODE OF FUNDRAISING PRACTICE

We comply with the Fundraising Regulator’s Code of Fundraising Practice and ensure our fundraising activities reflect the code standards.

GENERAL DATA PROTECTION REGULATION (GDPR)

Staff are required to read and understand the organisational GDPR policy which is accessible to all new staff and volunteers. GDPR training is ongoing for new staff and volunteers. We have a Data Protection policy and privacy statements.

PROTECTION OF VULNERABLE PEOPLE

The Charity abides by the Fundraising Regulator’s Code of Fundraising Practice and ensures our staff and volunteers are fully briefed about the code of conduct with regard to the protection of vulnerable people. Before any external facing fundraising activity is undertaken, we brief staff and volunteers on best practice and make them aware of the need to identify, respect, support and protect vulnerable people.

COMPLAINTS HANDLING

There may be times when we do not meet the high standards we set ourselves and for such instances we have a complaints policy in place. Complaints are captured centrally, dealt with in accordance with the process laid down in the policy and reported to the Fundraising Regulator through the annual return. In 2023 we received 0 complaints (2022: 0).

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STRUCTURE, GOVERNANCE AND MANAGEMENT

GOVERNANCE

SKT Welfare under its constitution is a UK registered charity (1153735) with the Charity Commission. It is a Charitable Incorporated Organisation whose Foundation was registered with the Charity Commission on 9 September 2013. On the 04 February 2014, the assets of Sacred Knowledge which was a UK registered charity (1127634) with the Charity Commission, were transferred into SKT Welfare (1153735). Sacred Knowledge Trust was incepted on 21 January 2009 and operated under the governance of a deed of trust adopted on 1 September 2009 and later amended on 15 September 2012.

ORGANISATIONAL STRUCTURE AND MANAGEMENT

Appointed trustees are responsible for general management and control of the charity and to ensure that it operates within the guidelines dictated by the Charity Commission and its own governing documents.

All our existing trustees have long experience of being a charity trustee and aside from some expenses are not remunerated for their trusteeship. New trustees are nominated by members of the board of trustees, interviewed by a panel of trustees and appointed where they have the necessary skills to contribute to the charity’s management and development. Each trustee takes responsibility for monitoring the charity’s activities in specific operational areas. Additionally, the new Trustees are provided training on SKT aims, objectives and policies.

The trustees meet regularly to discuss and review the Charity’s operations. At these meetings, they also make macro and micro level decisions relating to the running of the charity and its activities, mainly the delivery of humanitarian aid projects to different parts of the world, as well as within the UK. The trustees also have a group of volunteers working under them (in the form of sub-committees and teams) that focus on particular projects of the charity’s work. The teams that manage the

day-to-day running of the charity are primarily:

1) Finance and Operations 2) International Aid Projects 3) Fundraising and 4) PR, Media and Communications

At least one trustee, with the relevant skill set and experience, is responsible for oversight of one of these teams and the recommendations and activities are reported back into the monthly Trustee meetings.

RELATED PARTIES

SKTW Ventures Ltd is a trading subsidiary of SKT Welfare. It supports our charitable activities by retailing high-quality types of dates across the UK. The registered address of SKTW Ventures Ltd is 652 Huddersfield Rd, Dewsbury, WF13 3HP.

DISCLOSURE OF INFORMATION TO AUDITOR

Each Trustee has taken steps that they ought to have taken as a Trustee in order to make themselves aware of any relevant audit information and to establish that The Charity’s auditor is aware of that information. The Trustees confirm that there is no relevant information that they know of and of which they know the auditor is unaware

REFERENCE AND ADMINISTRATIVE DETAILS

REGISTERED CHARITABLE INCORPORATED ORGANISATION:

CE000173

(England and Wales)

REGISTERED CHARITY NUMBER

1153735

REGISTERED OFFICE

652 HUDDERSFIELD ROAD DEWSBURY WF13 3HP

TRUSTEES

MR ASIF HUSSAIN MR MUZAFFAR ALI MR MAJID BUTT (RESIGNED AUGUST 2022) MR ZUBAIR SHARIF MR IFTEKHAR AMEER (APPOINTED OCTOBER 2022 AND RESIGNED DECEMBER 2023)

AUDITORS

XAVIERS ACCOUNTANTS LIMITED CHARTERED CERTIFIED ACCOUNTANTS SUITE 3O, RECYCLING LIVES CENTRE 1A ESSEX STREET PRESTON PR1 1QE

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FINANCIAL REVIEW

2022/23 has been a strong financial period, SKT Welfare raised over £13.29m including Gift Aid. SKT Welfare spent around £11.17m helping the large number of beneficiaries we support in all areas of the world from natural disasters and war zones to educational and orphan programmes. At the same time the balance sheet shows reserves of £7.14m (2022: £5.02m). Moreover, in the event of a significant drop in funding, the Trustees feel that they would be able to continue the current activities of the Charity through the availability of these reserves. The Charity needs to be able to respond quickly to emergencies should the need arise, to get aid and assistance where most needed around the world. The Charity’s reserve policy is to hold equivalent to three months operating costs.

STATEMENT OF TRUSTEES’ RESPONSIBILITIES

The Trustees are responsible for preparing The Trustees’ report and the Financial Statements in accordance with applicable law and regulations.

• Prepare the financial statements on the going concern basis unless it is inappropriate to presume that The Charity and group will continue in business.

The Trustees are responsible for keeping adequate accounting records that are sufficient to show and explain The Charity’s transactions and disclose with reasonable accuracy at any time the financial position of The Charity and enable them to ensure that the financial statements comply with the Charities Act 2011. They are also responsible for safeguarding the assets of The Charity and group and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

Approved by The Trustees of the Charity on 31 July 2024 and signed on its behalf by:

Mr Asif Hussain CEO / Trustee

Charity law requires The Trustees to prepare financial statements for each financial year in accordance with United Kingdom Generally Accepted Accounting Practice (United Kingdom Accounting Standards and applicable law). Under charity law the trustees must not approve the financial statements unless they are satisfied that they give a true and fair view of the state of affairs of the parent charity and group and of the incoming resources and application of resources, including the income and expenditure, of the group for that period.

In preparing these financial statements, The Trustees are required to:

• State whether applicable UK Accounting Standards have been followed, subject to any material departures disclosed and explained in the financial statements;

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INDEPENDENT AUDITOR’S REPORT TO THE TRUSTEES OF SKT WELFARE

sufficient and appropriate to provide a basis for our opinion.

We have nothing to report in this regard.

CONCLUSIONS RELATED TO GOING CONCERN

OPINION

We have audited the financial statements of SKT Welfare (The “Parent Charity”) and its subsidiary (The “Group’’) for the period ended 30 September 2023 which comprise of the consolidated statement of financial activities, the parent charity statement of financial activities, the group and parent charity balance sheets, the consolidated cash flow statement and notes to the consolidated financial statements, including a summary of significant accounting policies. The financial reporting framework that has been applied in their preparation is applicable law and United Kingdom Accounting Standards, including Financial Reporting Standard 102 The Financial Reporting Standard applicable in the UK and Republic of Ireland (United Kingdom Generally Accepted Accounting Practice).

In our opinion, the financial statements:

• Give a true and fair view of the state of the group’s and parent charity’s affairs as at 30 September 2023 and of group and parent charity’s incoming resources and application of resources for the year then ended;

• Have been properly prepared in accordance with United Kingdom Generally Accepted Accounting Practice; and

• Have been prepared in accordance with the requirements of The Charities Act 2011.

BASIS FOR OPINION

We conducted our audit in accordance with International Standards on Auditing (UK) (ISAs (UK)) and applicable law. Our responsibilities under those standards are further described in the Auditor’s responsibilities for the audit of the financial statements section of our report. We are independent of The Charity in accordance with the ethical requirements relevant to our audit of the financial statements in the UK, including the FRC’s Ethical Standard, and we have fulfilled our other ethical responsibilities in accordance with these requirements. We believe that the audit evidence we have obtained is

In auditing the financial statements, we have concluded that the trustees’ use of the going concern basis of accounting in the preparation of the financial statements is appropriate.

Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the group’s and parent charity’s ability to continue as a going concern for a period of at least 12 months from when the financial statements are authorised for issue.

Our responsibilities and the responsibilities of the trustees with respect to going concern are described in the relevant sections of this report.

OTHER INFORMATION

The other information comprises the information included in the annual report, including the trustees’ report, other than the financial statements and our auditor’s report thereon. The trustees are responsible for the other information contained within the annual report. Our opinion on the financial statements does not cover the other information and, except to the extent otherwise explicitly stated in our report, we do not express any form of assurance conclusion thereon.

Our responsibility is to read the other information and, in doing so, consider whether the other information is materially inconsistent with the financial statements, or our knowledge obtained in the course of the audit, or otherwise appears to be materially misstated. If we identify such material inconsistencies or apparent material misstatements, we are required to determine whether this gives rise to a material misstatement in the financial statements themselves. If, based on the work we have performed, we conclude that there is a material misstatement of this other information, we are required to report that fact.

MATTERS ON WHICH WE ARE REQUIRED TO REPORT BY EXCEPTION

In the light of the knowledge and understanding of the group and parent charity and its environment obtained in the course of the audit, we have not identified material misstatements in the trustees’ report.

We have nothing to report in respect of the following matters in relation to which the Charities (Accounts and Reports) Regulations 2008 require us to report to you if, in our opinion:

• The information given in the trustees’ report is inconsistent in any material respect with the financial statements; or

• Sufficient accounting records have not been kept by the parent charity; or

• The parent charity’s financial statements are not in agreement with the accounting records; or

• We have not received all the information and explanations we require for our audit.

RESPONSIBILITIES OF TRUSTEES

As explained more fully in the Statement of Trustees’ Responsibilities, the Trustees are responsible for the preparation of the financial statements and for being satisfied that they give a true and fair view, and for such internal control as the Trustees determines is necessary to enable the preparation of financial statements that are free from material misstatement, whether due to fraud or error.

In preparing the financial statements, the Trustees are responsible for assessing the group’s and he parent charity’s ability to continue as a going concern, disclosing, as applicable, matters related to going concern and using the going concern basis of accounting unless the Trustees either intend to liquidate the group or the parent charity or to cease operations, or have no realistic alternative but to do so.

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ANNUAL REPORT 2022/2023

AUDITOR’S RESPONSIBILITIES FOR THE AUDIT OF THE FINANCIAL STATEMENTS

We have been appointed as auditors under section 151 of the Charities Act 2011 and report in accordance with regulations made under section 154 of that Act. Our objectives are to obtain reasonable assurance about whether the financial statements as a whole are free from material misstatement, whether due to fraud or error, and to issue an auditor’s report that includes our opinion. Reasonable assurance is a high level of assurance, but is not a guarantee that an audit conducted in accordance with ISAs (UK) will always detect a material misstatement when it exists.

Misstatements can arise from fraud or error and are considered material if, individually or in the aggregate, they could reasonably be expected to influence the economic decisions of users taken on the basis of these financial statements.

Irregularities, including fraud, are instances of non-compliance with laws and regulations. We design procedures in line with our responsibilities, outlined above, to detect material misstatements in respect of irregularities, including fraud. The extent to which our procedures are capable of detecting irregularities, including fraud is detailed below:

CAPABILITY OF THE AUDIT IN DETECTING IRREGULARITIES

In identifying and assessing risks of material misstatement in respect of irregularities, including fraud and non-compliance with laws and regulations, our procedures included the following:

• We enquired of management, which included obtaining and reviewing supporting documentation, concerning the parent charity & group’s policies and procedures relating to:

they were aware of any instances of non-compliance; - Detecting and responding to the risks of fraud and whether they have

knowledge of any actual, suspected, or alleged fraud; - The internal controls established to mitigate risks related to fraud or noncompliance with laws and regulations.

• We inspected the minutes of meetings of those charged with governance.

• We obtained an understanding of the legal and regulatory framework that the parent charity/ group operates in, focusing on those laws and regulations that had a material effect on the financial statements or that had a fundamental effect on the operations of the parent charity/ group from our professional and sector experience.

• We communicated applicable laws and regulations throughout the audit team and remained alert to any indications of noncompliance throughout the audit.

• We reviewed any reports made to regulators.

• We reviewed the financial statement disclosures and tested these to supporting documentation to assess compliance with applicable laws and regulations.

• We performed analytical procedures to identify any unusual or unexpected relationships that may indicate risks of material misstatement due to fraud.

• In addressing the risk of fraud through management override of controls, we tested the appropriateness of journal entries and other adjustments, assessed whether the judgements made in making accounting estimates are indicative of a potential bias and tested significant transactions that are unusual or those outside the normal course of business.

Because of the inherent limitations of an audit, there is a risk that we will not detect all irregularities, including those leading to a material misstatement in the financial statements or noncompliance with regulation. This risk increases the more that compliance with a law or regulation is removed from the events and transactions reflected in the financial statements, as we will be less likely to become aware of instances of non-compliance.

The risk is also greater regarding irregularities occurring due to fraud rather than error, as fraud involves intentional concealment, forgery, collusion, omission or misrepresentation.

A further description of our responsibilities for the audit of the financial statements is located on the Financial Reporting Council’s website at

www.frc.org.uk/auditorsresponsibilities. This description forms part of our auditor’s report.

USE OF OUR REPORT

This report is made solely to the charity’s trustees, as a body, in accordance with the Charities Act 2011. Our audit work has been undertaken so that we might state to the trustees those matters we are required to state to them in an auditor’s report and for no other purpose. To the fullest extent permitted by law, we do not accept or assume responsibility to anyone other than the charity’s trustees as a body, for our audit work, for this report, or for the opinions we have formed.

Xaviers Accountants Limited Statutory Auditor Chartered Certified Accountants Suite 3J, Recycling Lives Centre 1a Essex street Preston PR1 1QE Date: 31 July 2024

Xaviers Accountants Limited is eligible for appointment as auditor of the charity by virtue of its eligibility for appointment as auditor of a company under section 1212 of the Companies Act 2006.

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ANNUAL REPORT 2022/2023

SKT WELFARE

Consolidated statement of financial activities and income and expenditure account for the period ended 30 September 2023

The notes on pages 52 to 65 form an integral part of these financial statements.

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ANNUAL REPORT 2022/2023

SKT WELFARE

Parent Charity’s statement of financial activities and income and expenditure account for the period ended 30 September 2023

The notes on pages 52 to 65 form an integral part of these financial statements.

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ANNUAL REPORT 2022/2023

SKT WELFARE

Consolidated and Parent Charity’s Balance Sheets as at 30 September 2023

The financial statements on page 48 to 50 were approved by the board and signed on its behalf by

Mr Asif Hussain Trustee 31 July 2024

The notes on pages 52 to 65 form an integral part of these financial statements.

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ANNUAL REPORT 2022/2023

SKT WELFARE

Consolidated Cash flow statement for the period ended 30 September 2023

Reconciliation of net income/ (expenditure) to net cash flow from operating activities

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ANNUAL REPORT 2022/2023

SKT WELFARE

Notes to the financial statements for the period ended 30 September 2023

1. ACCOUNTING POLICIES

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES AND KEY ACCOUNTING ESTIMATES

The principal accounting policies applied in the preparation of these financial statements are set out below. These policies have been consistently applied to all the years presented, unless otherwise stated.

STATEMENT OF COMPLIANCE

The financial statements have been prepared in accordance with Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2015) - (Charities SORP (FRS 102)), the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102). They also comply with The Charities Act 2011.

BASIS OF PREPARATION

SKT Welfare meets the definition of a public benefit entity under FRS 102. Assets and liabilities are initially recognised at historical cost or transaction value unless otherwise stated in the relevant accounting policy notes. The financial statements are presented in sterling, which is the presentational currency of the entity. The accounting period has been extended to 18 months, and these financial statements cover the period 1 April 2022 to 30 September 2023.

BASIS OF CONSOLIDATION

The consolidated financial statements of the group incorporate the financial statements of SKT Welfare

(“The Charity”) and its wholly owned subsidiary, SKTW Ventures Ltd.

GOING CONCERN

The Trustees consider that there are no material uncertainties about The Charity’s ability to continue as a going concern nor any significant areas of uncertainty that affect the carrying value of assets held by The Charity.

INCOME AND ENDOWMENTS

All income is recognised once The Charity has entitlement to the income, it is probable that the income will be received and the amount of the income receivable can be measured reliably.

DONATIONS AND LEGACIES

Donations are recognised when The Charity has been notified in writing of both the amount and settlement date. In the event that a donation is subject to conditions that require a level of performance by The Charity before The Charity is entitled to the funds, the income is deferred and not recognised until either those conditions are fully met, or the fulfilment of those conditions is wholly within the control of The Charity and it is probable that these conditions will be fulfilled in the reporting period.

GIFTS IN KIND

Gifts in kind are recognised in different ways dependent on how they are used by The Charity:

(i) Those donated for resale produce income when they are sold. They are valued at the amount actually realised. (ii) Those donated for onward transmission to beneficiaries are included in the Statement of Financial Activities as incoming resources and resources expended when they are distributed. They are valued at the amount The Charity would have had to pay to acquire them.

(iii) Those donated for use by The Charity itself are included when receivable. They are valued at the amount The Charity would have had to pay to acquire them.

STOCKS

Stock is valued at the lower of cost and net realisable value

EXPENDITURE

All expenditure is recognised once there is a legal or constructive obligation to that expenditure, it is probable settlement is required and the amount can be measured reliably. All costs are allocated to the applicable expenditure heading that aggregate similar costs to that

category. Where costs cannot be directly attributed to particular headings, they have been allocated on a basis consistent with the use of resources, with central staff costs allocated on the basis of time spent, and depreciation charges allocated on the portion of the asset’s use. Other support costs are allocated based on the spread of staff costs.

RAISING FUNDS

These are costs incurred in attracting voluntary income, the management of investments and those incurred in trading activities that raise funds.

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ANNUAL REPORT 2022/2023

TANGIBLE FIXED ASSETS

FUND STRUCTURE

SKT WELFARE

Notes to the financial statements for the period ended 30 September 2023

CHARITABLE ACTIVITIES

Charitable expenditure comprises those costs incurred by The Charity in the delivery of its activities and services for its beneficiaries. It includes both costs that can be allocated directly to such activities and those costs of an indirect nature necessary to support them.

GRANT PROVISIONS

Provisions for grants are made when the intention to make a grant has been communicated to the recipient but there is uncertainty about either the timing of the grant or the amount of grant payable.

FINANCIAL INSTRUMENTS

The Charity only has financial assets and liabilities of a kind that qualify as basic financial instruments. Basic financial instruments are initially recognised at transaction value and subsequently measured at amortised cost. Financial assets held at amortised cost comprise cash and bank in hand, debtors and other debtors. Financial liabilities held at amortised cost comprise all creditors except social security and other taxes.

Financial assets held at amortised cost was £6,465,329 (2022: £4,500,395). Financial liabilities held at amortised was £66,375 (2022: £58,922).

Individual fixed assets are initially recorded at cost, less any subsequent accumulated depreciation and subsequent accumulated impairment losses.

Freehold property - 4% straight line Fixtures and fittings - 20% on reducing balance Motor vehicles - 20% on reducing balance Computer equipment - 20% on reducing balance

INVESTMENTS

Investment property is property held for rental, capital growth or both, excluding those occupied by the Group or the Parent charity. No depreciation is provided in respect of investment properties. Initial measurement is at cost inclusive of transaction cost. It is subsequently carried at fair value in the balance sheet or at the trustees’ best estimate of market value.

Fair value best represents a true and fair view of the value of these assets to the charity and can be determined based on current prices in an active market for similar properties in the same location and condition. Any gain or loss arising from a change in fair value is recognised in the statement of financial activities based on the market value at the year end.

TAXATION

The charity is exempt from tax on its charitable activities. The charity’s subsidiary is subject to corporation tax in the same way as any commercial organisation.

Unrestricted income funds are general funds that are available for use at The Trustees’ discretion in furtherance of the objectives of The Charity. Restricted income funds are those donated for use in a particular area or for specific purposes, the use of which is restricted to that area or purpose.

PENSIONS AND OTHER POST RETIREMENT OBLIGATIONS

The Charity operates a defined contribution pension scheme which is a pension plan under which fixed contributions are paid into a pension fund and The Charity has no legal or constructive obligation to pay further contributions even if the fund does not hold sufficient assets to pay all employees the benefits relating to employee service in the current and prior periods.

Contributions to defined contribution plans are recognised in the Statement of Financial Activities when they are due. If contribution payments exceed the contribution due for service, the excess is recognised as a prepayment.

CRITICAL ACCOUNTING JUDGEMENTS AND KEY SOURCES OF ESTIMATION UNCERTAINTY

The Trustees are required to make judgments, estimates, and assumptions about the carrying value of assets and liabilities that are not readily apparent from other sources. The estimates and underlying assumptions are based on historical experience and other factors that are considered to be relevant. Actual results may differ from these estimates.

FOREIGN EXCHANGE

SIGNIFICANT JUDGEMENT AND ESTIMATES

GOVERNANCE COSTS

These include the costs attributable to The Charity’s compliance with constitutional and statutory requirements, including audit, strategic management and Trustees’, meetings and reimbursed expenses.

Transactions in foreign currencies are recorded at the rate of exchange at the date of the transaction. Monetary assets and liabilities denominated in foreign currencies at the balance sheet date are reported at the rates of exchange prevailing at that date.

There are no significant judgements and estimates having a material effect on the financial statements.

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ANNUAL REPORT 2022/2023

SKT WELFARE

Notes to the financial statements for the period ended 30 September 2023

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SKT WELFARE

Notes to the financial statements for the period ended 30 September 2023

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ANNUAL REPORT 2022/2023

SKT WELFARE

Notes to the financial statements for the period ended 30 September 2023

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ANNUAL REPORT 2022/2023

SKT WELFARE

Notes to the financial statements for the period ended 30 September 2023

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ANNUAL REPORT 2022/2023

SKT WELFARE

Notes to the financial statements for the period ended 30 September 2023

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ANNUAL REPORT 2022/2023

SKT WELFARE

Notes to the financial statements for the period ended 30 September 2023

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ANNUAL REPORT 2022/2023

SKT WELFARE

Notes to the financial statements for the period ended 30 September 2023

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ANNUAL REPORT 2022/2023

SKT WELFARE

Notes to the financial statements for the period ended 30 September 2023

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ANNUAL REPORT 2022/2023

SKT WELFARE

Notes to the financial statements for the period ended 30 September 2023

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ANNUAL REPORT 2022/2023

SKT WELFARE

Notes to the financial statements for the period ended 30 September 2023

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ANNUAL REPORT 2022/2023

SKT WELFARE Notes to the financial statements for the period ended 30 September 2023

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ANNUAL REPORT 2022/2023

SKT WELFARE

Notes to the financial statements for the period ended 30 September 2023