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2023-12-31-accounts

London Christian Fellowship Church

Charity No. 1153701

Trustees' Report and Unaudited Accounts

31 December 2023

London Christian Fellowship Church Contents

Pages
Trustees' Annual Report 1
Independent Examiner's Report 3
Statement of Financial Activities 4
Balance Sheet 5 to 5
Notes to the Accounts 6
Detailed Statement of Financial Activities 7 to

Page 1

London Christian Fellowship Church Trustees Annual Report

The trustees present their report with the unaudited financial statements of the charity for the year ended 31 December 2023.

REFERENCE AND ADMINISTRATIVE DETAILS

Charity No. 1153701

Principal Office

180 Ardleigh Basildon Essex SS16 5RL

Trustees

The following trustees served during the year:

R. Chekem J.C. Jacob G.K. Kadabur J.J. Lewis R.S.P. Samsonraj K. Thomas

==> picture [298 x 102] intentionally omitted <==

Accountants

MW Accounting Services Ltd South House 4 Bond Avenue Mount Farm Milton Keynes MK1 1SW

Bankers

Lloyds Bank 10-20 Town Square Basildon SS14 1DU

OBJECTIVES AND ACTIVITIES

The objects of the trust are for the benefit of the public, to advance the Christian faith in accordance with the statement of beliefs in such ways and in such parts of the United Kingdom or the worth as the trustees may from time to time to think fit.

ACHIEVEMENTS AND PERFORMANCE

LCFC is a Christian charity & its commitment to meet the spiritual needs of its beneficiaries and society as a whole. One of the main objectives of LCFC is to help people become disciples of Jesus Christ. As such, we emphasise the regular study of God’s word (the Bible), and live personal lives patterned after the life of Jesus Christ.

Page 2

London Christian Fellowship Church

Trustees Annual Report

As a Church, following in the principles taught by our Lord Jesus and His apostles, we trust only in God for all our financial needs and therefore we do not ask or compel anyone to tithe (i.e. compulsorily give 10% of their income), on the contrary, we believe tithing is an old covenant requirement. Instead, we point to what our Lord Jesus encouraged us to do i.e. cheerfully give according to one’s ability and means. Any offering received must also be anonymous. Further, following the practice of early church, we identify those in our midst who require financial and other practical help and cater in the best way possible for meeting their need(s).

LCFC has regular church meetings every Sunday in Enfield (North London) and various other meetings as summarised below.

  1. Sunday Church Meetings/Services: LCFC conducted regular church meetings/services on all Sundays of the year for the benefit of its members and non-member visitors (including vulnerable adults) free of cost.

  2. Sunday School and Teens Meetings: Since nearly half of the members are children (3-11 years), LCFC conducted regular Sunday Schools with specialised curriculum to address the needs of children. Similarly, a focussed teenager's meetings were conducted on all Saturday evenings.

  3. Weekly Bible Study: To provide a good foundation on Biblical values, LCFC conducted a weekly bible Study on Fridays exclusively for its members.

  4. Men’s/Women's Meeting: Once a month LCFC facilitated a men's/women's meetings to address the specific needs.

  5. Bible-study Conferences: Periodically, LCFC organised conferences with external speakers. In 2023, LCFC invited Mr. Santosh Poonen (RLCF Colorado/US) to speak at a spiritual growth and development conference held for its church members.

  6. Online outreach: LCFC has made a small investment in upgrading its equipment to facilitate online broadcasting of Sunday meetings/services over Zoom and YouTube to a wider audience who cannot physically attend our meetings.

  7. Informal fellowship: LCFC values informal fellowship; both between members within the Church and as a church collectively. In 2023, as a Church, we had an away day to Seaford.

FINANCIAL REVIEW

Total receipts were £52,445.02. The charity has great liquidity as a result allowing it to work towards its near term objectives.

The charity will look to maintain a healthy balance of reserves to ensure the charity can continue to operate for the long-term.

There are no uncertainties as to the charities ability to continue as a going concern.

The total reserves held at the end of the reporting period was £93,732.32

The reserves as at the reporting date were all unrestricted funds.

The current level of reserves are more than adequate to ensure compliance with the charities reserves policy.

STRUCTURE, GOVERNANCE AND MANAGEMENT

Page 3

London Christian Fellowship Church Trustees Annual Report

The governing document of the charity is via a trust deed.

The elders carefully identify those who are committed to the values of LCFC and live an upright, Godly life. Their names are then proposed to the LCFC board and if the board reaches consensus, a new trustee is appointed subject to their willingness to take on the role.

Statement of trustees' responsibilities in relation to the financial statements

The charity trustees are responsible for preparing a trustees' annual report and financial statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice).

The trustees are responsible for keeping proper accounting records that disclose with reasonable accuracy at any time the financial position of the charity and to enable them to ensure that the financial statements comply with the Charities Act 2011, the applicable Charities (Accounts and Reports) Regulations, and the provisions of the Trust deed. The Trustees are also responsible for safeguarding the assets of the charity and hence taking reasonable steps for the prevention and detection of fraud and other irregularities.

That the trustees are responsible for the maintenance and integrity of information included on the company's website.

Signed on behalf of the charity's trustees

G.K. Kadabur Trustee 29 February 2024

Page 4

London Christian Fellowship Church Independent Examiners Report

Independent Examiner's Report to the trustees of London Christian Fellowship Church

I report to the trustees on my examination of the financial statements of London Christian Fellowship Church for the year ended 31 December 2023.

Responsibilities and basis of report

As the charity's trustees you are responsible for the preparation of the financial statements in accordance with the requirements of the Charities Act 2011 ('the Act').

I report in respect of my examination of the charity's financial statements carried out under section 145 of the 2011 Act and in carrying out my examination I have followed all the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act.

Independent examiner's statement

I have completed my examination. I can confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the financial statements to be reached.

Adam Sibley ACCA MW Accounting Services Ltd South House 4 Bond Avenue Mount Farm Milton Keynes MK1 1SW 29 February 2024

Page 5

London Christian Fellowship Church Statement of Financial Activities

for the year ended 31 December 2023

Notes
Income and endowments
from:
Donations and legacies
3
Total
Expenditure on:
Donations - CFC India
activities
4
Charitable activities
5
Other
6
Total
Net gains on investments
Net income
7
Transfers between funds
Net income before other
gains/(losses)
Other gains and losses
Net movement in funds
Reconciliation of funds:
Total funds brought forward
Total funds carried forward
Unrestricted
funds
Restricted
funds
Total funds Total funds
2023 2023 2023 2022
£ £ £ £
42,111 10,333 52,444 42,602
42,111 10,333 52,444 42,602
- 5,334 5,334 15,739
28,775 - 28,775 21,069
9,162 - 9,162 5,450
37,937 5,334 43,271 42,258
- - - -
4,174 4,999 9,173 344
- - - -
4,174 4,999 9,173 344
4,174 4,999 9,173 344
84,560 - 84,560 84,395
88,734 4,999 93,733 84,739

Page 6

London Christian Fellowship Church Balance Sheet

at 31 December 2023

Charity No. 1153701
Fixed assets
Tangible assets
9
Current assets
Cash at bank and in hand
Creditors:Amount falling due within one year
10
Net current assets
Total assets less current liabilities
Net assets excluding pension asset or liability
Total net assets
The funds of the charity
Restricted funds
11
Restricted income funds
Unrestricted funds
11
General funds
Reserves
11
Total funds
2023
£
2,115
2,115
92,098
92,098
(480)
91,618
93,733
93,733
93,733
4,999
4,999
88,734
88,734
93,733
2022
£
2,840
2,840
82,379
82,379
(480)
81,899
84,739
84,739
84,739
-
-
84,739
84,739
84,739

Approved by the trustees on 29 February 2024

And signed on their behalf by:

G.K. Kadabur Trustee 29 February 2024

Page 7

London Christian Fellowship Church Notes to the Accounts

for the year ended 31 December 2023

Basis of preparation

The financial statements have been prepared in accordance with Statement of Recommended Practice: Accounting and Reporting by Charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic if Ireland (FRS 102) issued on 16 July 2014 and the Financial Reporting Standard applicable in the United Kingdom and Republic of Ireland (FRS 102) and the Charities Act 2011.

Change in basis of accounting or to previous accounts

There has been no change to the accounting policies (valuation rules and method of accounting) since last year and no changes have been made to accounts for previous years.

Fund accounting

Income

Volunteer help The value of any volunteer help received is not included in the accounts. Investment income This is included in the accounts when receivable. Gains/(losses) on This includes any gain or loss resulting from revaluing investments to market value revaluation of fixed at the end of the year. assets Gains/(losses) on This includes any gain or loss on the sale of investments. investment assets

Page 8

London Christian Fellowship Church Notes to the Accounts

Expenditure

Taxation

The charity is exempt from tax on its charitable activities.

Freehold investment property

Investment properties are measured initially at cost and subsequently at fair value at each balance sheet date and are not depreciated. All gains or losses are taken to the Statement of Financial Activities as they arise.

Stocks

Stock is included at the lower of cost or net realisable value. Donated items of stock are recognised at fair value which is the amount the charity would have been willing to pay for the items on the open market.

Trade and other debtors

Trade and other debtors are recognised at the settlement amount due after any trade discount offered. Prepayments are valued at the amount prepaid net of any trade discounts due.

Cash and cash equivalents

Cash and cash equivalents comprise cash at bank and on hand, demand deposits with banks and other short-term highly liquid investments with original maturities of three months or less and bank overdrafts. In the statement of financial position, bank overdrafts are shown within borrowings or current liabilities. In the Statement of Cash Flows, cash and cash equivalents are shown net of bank overdrafts that are repayable on demand and form an integral part of the company's cash management.

Trade and other creditors

Short term creditors are measured at the transaction price. Other creditors and provisions are recognised where the charity has a present obligation resulting from a past event that will probably result in the transfer of funds to a third party and the amount due to settle the obligation can be measured or estimated reliably. Creditors and provisions are normally recognised at their settlement amount after allowing for any trade discounts due.

Page 9

London Christian Fellowship Church Notes to the Accounts

Research and development

Expenditure on research and development is written off in the year in which it is incurred.

Foreign currencies

Monetary assets and liabilities denominated in currencies other than the functional currency of the charity are translated at the rates of exchange prevailing at the end of the reporting period.

Transactions in currencies other than the functional currency of the charity are recorded at the rate of exchange on the date that the transaction occurred.

All exchange differences are are taken into account in arriving at net income/expenditure.

Leased assets

Where the charity enters into a lease which entails taking substantially all the risks and rewards of ownership of an asset, the lease is treated as a finance lease.

Leases which do not transfer substantially all the risks and rewards of ownership to charity are classified as operating leases.

Assets held under finance leases are initially recognised as assets of the charity at their fair value at the inception of the lease or, if lower, at the present value of the minimum lease payments. The corresponding liability to the lessor is included in the balance sheet date as a finance lease obligation. Lease payments are apportioned between finance expenses and reduction of the lease obligation so as to achieve a constant rate of interest on the remaining balance of the liability. Finance expenses are recognised immediately, unless they are directly attributable to qualifying assets, in which case they are capitalised in accordance with the charity's policy on borrowing costs.

Assets held under finance leases are depreciated in the same way as owned assets.

Operating lease payments are recognised as an expense on a straight-line basis over the lease term. In the event that lease incentives are received to enter into operating leases, such incentives are recognised as a liability. The aggregate benefit of incentives is recognised as a reduction of rental expense on a straight-line basis.

Pension costs

The charity operates a defined contribution plan for its employees. A defined contribution plan is a pension plan under which the charity pays fixed contributions into a separate entity. Once the contributions have been paid the charity has no further payments obligations. The contributions are recognised as expenses when they fall due. Amounts not paid are shown in accruals in the balance sheet. The assets of the plan are held separately from the charity in independently administered funds.

Receipt of donated goods, facilities and services

All donated goods, facilities and services received are recognised within incoming resources and expenditure at an estimate of the value to the charity.

Page 10

London Christian Fellowship Church Notes to the Accounts

2 Statement of Financial Activities - prior year

2
Statement of Financial Activities - prior year
Income and endowments from:
Donations and legacies
Total
Expenditure on:
Rent & Conference Costs
Other
Total
Net income
Net income before other
gains/(losses)
Other gains and losses:
Net movement in funds
Reconciliation of funds:
Total funds brought forward
Total funds carried forward
3
Income from donations and legacies
Donations - CFC India
Donations - Other
Donations - LCFC
Church Venue Rent
4
Expenditure on raising funds
Costs of generating voluntary
income
Donations - CFC India
Unrestricted
£
-
-
13,942
28,169
42,111
Unrestricted
funds
2022
£
32,183
32,183
20,975
5,450
26,425
5,758
5,758
5,758
84,395
90,153
Restricted
£
8,583
1,750
-
-
10,333
Restricted
£
5,334
5,334
Restricted
funds
2022
£
10,419
10,419
15,833
-
15,833
(5,414)
(5,414)
(5,414)
-
(5,414)
Total
2023
£
8,583
1,750
13,942
28,169
52,444
Total
2023
£
5,334
5,334
Total funds
2022
£
42,602
42,602
36,808
5,450
42,258
344
344
344
84,395
84,739
Total
2022
£
9,871
548
6,288
25,895
42,602
Total
2022
£
15,739
15,739

Page 11

London Christian Fellowship Church Notes to the Accounts

5
Expenditure on charitable activities
Expenditure on charitable
activities
Governance costs
6
Other expenditure
Amortisation, depreciation,
impairment, profit/loss on
disposal of fixed assets
General administrative costs
Legal and professional costs
7
Net income before transfers
This is stated after charging:
Depreciation of owned fixed assets
8
Staff costs
No employee received emoluments in excess of £60,000.
9
Tangible fixed assets
Cost or revaluation
At 1 January 2023
At 31 December 2023
Depreciation and
impairment
At 1 January 2023
Depreciation charge for the
year
At 31 December 2023
Net book values
At 31 December 2023
At 31 December 2022
Unrestricted
£
28,775
-
-
28,775
Unrestricted
£
725
7,957
480
9,162
2023
£
725
Total
2023
£
28,775
-
-
28,775
Total
2023
£
725
7,957
480
9,162
£
2,900
2,900
60
725
785
2,115
2,840
Total
2022
£
18,835
94
2,140
21,069
Total
2022
£
60
4,910
480
5,450
2022
£
60
£
2,900
2,900
60
725
785
2,115
2,840

Page 12

London Christian Fellowship Church Notes to the Accounts

10 Creditors:

amounts falling due within one year

Accruals
11 Movement in funds
Restricted funds:
Restricted income funds:
Total
Unrestricted funds:
General funds
Total funds
12 Analysis of net assets between funds
Fixed assets
Net current assets
13 Reconciliation of net debt
Cash and cash equivalents
Net debt
2023
£
2022
£
480 480
At 1 January
2023
-
-
84,560
84,560
480
Incoming
resources
(including
other
gains/losses
)
£
10,333
10,333
42,111
52,444
At 1 January
2023
£
Resources
expended
£
(5,334)
(5,334)
(37,937)
(43,271)
Unrestricted
funds
£
2,115
91,618
93,733
Cash flows
£
480
At 31
December
2023
£
4,999
4,999
88,734
93,733
Total
£
2,115
91,618
93,733
At 31
December
2023
£
82,379 9,719 92,098
82,379
82,379
9,719
9,719
92,098
92,098

Page 13

London Christian Fellowship Church Statement of Cash flows

for the year ended 31 December 2023

Cash flows from operating activities
Net income per Statement of Financial Activities
Adjustments for:
Depreciation of property, plant and equipment
Decrease in trade and other payables
Net cash provided by operating activities
Net cash used in investing activities
Net cash from financing activities
Net increase/(decrease) in cash and cash equivalents
Cash and cash equivalents at the beginning of the year
Cash and cash equivalents at the end of the year
2023
£
9,173
725
-
9,898
-
-
9,898
82,379
92,277
2022
£
344
60
(284)
120
(2,900)
-
(2,780)
85,159
82,379
Components of cash and cash equivalents
Cash and bank balances 92,098 82,379
92,098 82,379

Page 14

London Christian Fellowship Church Detailed Statement of Financial Activities

for the year ended 31 December 2023

Income and endowments from:
Donations and legacies
Donations - CFC India
Donations - Other
Donations - LCFC
Church Venue Rent
Total income and endowments
Expenditure on:
Costs of generating donations and
legacies
Donations - CFC India
Total of expenditure on raising
funds
Charitable activities
Total of expenditure on charitable
activities
General administrative costs,
including depreciation and
amortisation
Depreciation of
Bank charges
General insurances
Software, IT support and related
costs
Stationery and printing
Subscriptions
Sundry expenses
Telephone, fax and broadband
Legal and professional costs
Accountancy and bookkeeping
Total of expenditure of other costs
Unrestricte
d funds
2023
£
-
-
13,942
28,169
42,111
42,111
-
-
-
28,775
-
-
28,775
28,775
725
48
288
205
7
1,326
5,859
224
8,682
480
480
9,162
Restricted
funds
2023
£
8,583
1,750
-
-
10,333
10,333
5,334
5,334
5,334
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
Total funds
2023
£
8,583
1,750
13,942
28,169
52,444
52,444
5,334
5,334
5,334
28,775
-
-
28,775
28,775
725
48
288
205
7
1,326
5,859
224
8,682
480
480
9,162
Total funds
2022
£
9,871
548
6,288
25,895
42,602
42,602
15,739
15,739
15,739
18,835
94
2,140
21,069
21,069
60
30
308
180
2,602
1,171
319
300
4,970
480
480
5,450

Page 15

London Christian Fellowship Church Detailed Statement of Financial Activities

London Christian Fellowship Church
Detailed Statement of Financial Activities
Total expenditure
Net gains on investments
Net income
Net income before other
gains/(losses)
Other Gains
Net movement in funds
Reconciliation of funds:
Total funds brought forward
Total funds carried forward
37,937
-
4,174
4,174
-
4,174
84,560
88,734
5,334
-
4,999
4,999
-
4,999
-
4,999
43,271
-
9,173
9,173
-
9,173
84,560
93,733
42,258
-
344
344
-
344
84,395
84,739

Page 16