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2025-10-31-accounts

TRUSTEES'ANNUAL REPORT{forthe Charity Commlsslon) Charlty name: Strattord St. Mary Chapel Charlty No: 1153673 Period for thls report: 111112024- 3111012025 Definltlon: Stratford St. Mary ChapeL 1hereinaftercalled.the Church.) Objectives and Actlvltles: To manage and govern the Church. The Church holds services and v8rious meetings on a weekly basis for public worship and activities and forthe teaching and discussion of the Bible to all age groups resident in the general area of Stratford St. Mary. The Church also finances and provides practical and logistical support to a sister Church in Moldova. The trustees have had regard to the guidance issued by the Charity Commission on public benef it. The trustees administerthe Charity on a voluntary lunpaidl basis Achlevement and Performance: The Church has throughout the period provided meetings for public worship each and every Sunday. It has also provided coffee mornings once a week. groups for Bible readingand discusslon, a Youth Club, Mums & Tots group. and Children's Club on a weekly basis during School term time. It also carries out pastoral visitation In the local 8rea. The Church has also funded and otherwise supported a sister Church in Moldova. Flnancial Review. The Church has held sufficientfunds throughoutthe period held in its bank accountto conduct its activities. Its bank account has never be8n in deficitthroughoutthe period and funds remain heLd as a hedge against anyforeseen and unforeseen capital expenditure required in the future. The Church isfunded entirely by its congregation togetherwith gift aid and a sum of £240 per annum beingground rent recelved from a freehold reversion. The Church does not seekto raise funds or receive anyfundingfrom any other source. Structure. Governance and Management: The Church is governed by its constltution, and its trustees are answerable to the Church membership. The trustees are appointed bythe church members. The Church Is non-denominational, meaningth8t it is noi governed byor even associated with any religious denomination and remains entirely automatous.

Reference and Admlnistrative detalls: Charity Name: Stratford St. Mary Chapel Ch8rity No: 1153673 Charity PrincipalAddress: 3 School Close, Capel St. Mary Ipswich IP9 2UP The current trustees: PhiLip Harold Wyncoll Adrian Gates William Frederick Rich8rdson (they are all appointed bythe Church) There are no corporate trustees The following trustees hold title to property belongingto the Church: Phillp Harold Wyncoll-Adrian Gates- William Frederick Richardson The assets held bythe Church are as follows: 1. Money held in the Church in their account at Barclays Bank PLC 2. Freehold title to the Chapel Premises 3. Freehold title to 1 D8tchet House Stratford St. Mary (the Manse) 4. Freehold reversion of 2 Leasehold flats known as 2 and 3 Datchet House aforesaid. The Church is not separately legally represented since one of the trustees is a retired 80licitor of the supreme court of the judicature. Declaratlon: The trustees declare that they have approved the trustees report above. Signed on behalf ofthe Charity's trustees.. Full name: Philip Harold Wyncoll Position: Chair of Trustees Date: 31st July 2026

Treasurer's Summary of Accounts

Opening Balance November 2024 £29,05
£31,73
Closing Balance October 2025
This Year Previous Year
Total Income £26,693.85 £24,092.42
Total Expenditure £24,017.28 £23,963.44
Net Spend -£2,676.57 -£128.98

Nov-25

55.24 31.81 Difference Detail £2,601.43Collection and HMRC Gift Aid £53.84 -£2,547.59

Charity Registration Number: 1153673

Stratford St Mary Chapel Unaudited Report and Financial Statements

For the year ended 31 October 2025

Stratford St Mary Chapel

Charity Registration Number: 1153673 For the year ended 31 October 2025

Contents Page
Reference and Administration Details 1
Independent Examiner's Report to the Trustees of Stratford St Mary Chapel 2
Receipts and Payments Account 3
Statementof Assets and Liabilities 6
Notes 7

Stratford St Mary Chapel Reference and Administration Details For the year ended 31 October 2025

Charity Registered Number 1153673
Charity's Principal Address 3 School Close
Capel St Mary
Suffolk
IP9 2UP
Trustees Phillip Wyncoll
AdrianGates
William Richardson
Independent Examiners Marsh Accountancy
67 Gardeners Road
Debenham
Stowmarket
Suffolk
IP14 6RX

Page 1

Stratford St Mary Chapel Independent Examiner's Report to the Trustees of Stratford St Mary Chapel For the year ended 31 October 2025

I report to the trustees on my examination of the accounts of Stratford St Mary Chapel (the Charity) for the year ended 31/10/2025.

Responsibilities and basis of report

As the charity trustees of the Trust, you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 (the Act).

I report in respect of my examination of the Trust’s accounts carried out under section 145 of the 2011 Act and in carrying out my examination, I have followed the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act.

No matter has come to the attention of the independent examiner.

Independent examiner's statement

I have completed my examination. I confirm that no material matters have come to my attention (other than that disclosed below *) in connection with the examination which gives me cause to believe that in, any material respect:

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in order to en able a proper understanding of the accounts to be reached.

22 July 2026

Marsh Accountancy 67 Gardeners Road Debenham Stowmarket Suffolk IP14 6RX

Page 2

Stratford St Mary Chapel Receipts and Payments Account For the year ended 31 October 2025

Donations, legacies and grants
Members’ subscriptions
Other receipts
Charitable activities
Fundraising events, eg raffles,
jumble sales, coffee mornings etc
Investment dividends/interest
Interest on deposit account
Dividends on investments
Hire of hall and equipment
Sub total (Receipts)
Asset and Investment Sales
Receipts from sale of fixed assets
Receipts from sale of investments
Loan repayments received
Loans received from an external
funder
Freehold Land & Buildings -
Disposals
Other Land & Buildings - Disposals
Plants, Machinery & Motor Vehicles
- Disposals
Fixtures, Fittings and Equipment -
Disposals
Freehold Land & Buildings -
Disposals
Other Land & Buildings - Disposals
Plants, Machinery & Motor Vehicles
- Disposals
Fixtures, Fittings and Equipment -
Disposals
Computer Equipment - Disposals
Computer Equipment - Disposals
Heritage Fixed Assets - Disposals
Heritage Fixed Assets - Disposals
Cash & Cash Equivalents -
Disposals at Carrying Value
Listed Investments - Disposals at
Carrying Value
Investment properties - Disposals at
Carrying Value
Social Investments - Disposals at
Carrying Value
Other Investments- Disposals at
Carrying Value
Cash & Cash Equivalents -
Disposals at Carrying Value
Listed Investments - Disposals at
Unrestricted
Funds
£
Restricted
Funds
£
Endowment
Funds
£
Total
Funds
£
24,959
0
0
24,959
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
91
0
0
91
0
0
0
0
1,485
0
0
1,485
26,535
0
0
26,535
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0

Page 3

Stratford St Mary Chapel Receipts and Payments Account (Continued) For the year ended 31 October 2025

Carrying Value
Investment properties - Disposals at
Carrying Value
Social Investments - Disposals at
Carrying Value
Other Investments- Disposals at
Carrying Value
Sub total (Sales)
Total receipts
Payments
Costs of generating voluntary
receipts
Fundraising costs (trading activities)
Governance costs
Investment management costs
Costs of charitable activities
Cost of fundraising events
Repairs and maintenance
Wages / salaries and national
insurance
Sub total (Payments)
Asset and Investment Purchases
Purchase of fixed assets
Purchase of investments
Loans made
Loans repaid to an external funder
Bank interest and charges
Freehold Land & Buildings -
Additions
Other Land & Buildings - Additions
Plants, Machinery & Motor Vehicles
- Additions
Fixtures, Fittings and Equipment -
Additions
Computer Equipment - Additions
Heritage Fixed Assets - Additions
Cash & Cash Equivalents -
Additions to Investment
Listed Investments - Additions to
Investment
Investment properties - Additions to
Investment
Social Investments - Additions to
Investment
Other Investments- Additions to
Investment
Cash & Cash Equivalents -
Additions to Investment
Listed Investments - Additions to
Investment
Investment properties - Additions to
Investment
Social Investments - Additions to
Investment
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
26,535
0
0
26,535
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
15,605
0
0
15,605
0
0
0
0
2,766
0
0
2,766
5,496
0
0
5,496
23,867
0
0
23,867
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0

Page 4

Stratford St Mary Chapel Receipts and Payments Account (Continued) For the year ended 31 October 2025

Other Investments- Additions to
Investment
Sub total (Purchases)
Total payments
Net of receipts/(payments)
Transfers between funds
Cash funds last year end
Cash funds this year end
0
0
0
0
0
0
0
0
23,867
0
0
23,867
2,668
0
0
2,668
29,064
0
0
29,064
0
0
0
0
31,732
0
0
31,732

Page 5

Stratford St Mary Chapel Statement of Assets and Liabilities

For the year ended 31 October 2025

Categories
Details
Cash funds
Cash at bank & in hand
Other
Short Term Cash Investments
Short Term Deposit
Total Cash Funds
Unrestricted Funds (£)
Restricted Funds (£)
Endowment Funds (£)
25,113
0
0
0
0
0
0
0
0
6,619
0
0
31,732
0
0

The Charity was entitled to exemption from audit under section 477 of the Companies Act 2006. The members have not required the company to obtain an audit in accordance with section 476 of the Companies Act 2006. The trustees acknowledge their responsibilities for complying with the requirements of the Companies Act with respect to accounting records and the preparation of accounts. These accounts have been prepared in accordance with the provisions applicable to small charities, subject to the small companies’ regime and in accordance with FRS 102 SORP.

Page 6

Stratford St Mary Chapel Notes For the year ended 31 October 2025

1. Cash and Cash Equivalents

This Year (£)
Short term deposits 6,619
Cash at bank 25,084
Cash on hand 29
Total 31732

Page 7