CA
8ISHOWS STORTFORD CHRISTIAN ASSEMBLY
Registered Charity number= 1153114
Report and Financial Statements
For the Year ended 31$¢ July 2024

Table of Contents
Page I
Table of Contents
Page 2
Legal and Administrative Details
Page3to6
Trustees, annual report
Page 7
Independent examiners report
Financial Statements
Page 8
Receipt5 and payments account
Page 9
Statement of A55ets and liabilities
Page 10 to 12 Notes to the financial statements

Le
al and Administrative Details of the Chari
for the
ear ended 31" Jul 2024
Address of Charity
Bishop's Stortford Christian Assembly, Hockerill Christian Centre, 9-11, Dunmow Road, Bishop's Stortford, Herts,
CM23 SHE
Other address used for Correspondence
The BSCA Administrator, Mr Tjones, 15. Newton Drive, Sawbridgeworth, Herts, CM219HE
Governing Document is a Declaration of Trust, completed in 2013.
Registered Charity Number is 1153114 Iregistered on 29 July 20131
Trustees for the Charity are..
Christine Bowker
Ka Wai Ilvanl Chan ljoined 20105120241
Nigel Courtman (retired 26102120241
Hannah Ferguson
Richard Harknett
Timothy Jones
Simon Prince
Steve Prince (retired 07105120241
Bankers for the Charity
Barclay5 Bank plc, Leicester- local branch is now Harlow, Essex, following the closure of their branch in Bishop's
Stortford
Independent Examiner for the Accounts is..
Andrew Geary, Geary Partnership, 159a Chase Side, Enfield, EN2 OPW
Social Media Details
Website.. bsca-biblech¢Jrch.or
.uk. Facebook.. www.facebook.com
BSCABibleChurch

Trustees, Annual Re
ort for the Bisho
's Stortford Christian Assembl
Chari
number: 1153114 forthe
ear ended 31"Jul 2024
BSCA
The Trustees of the charity have pleasure in submitting their report and financial statements for the year.
Vision
The vision of the charity is to be a Bible believing, caring community of Christians, passionate about loving God.
loving His Word, loving His people and sharing His love with those in need, both spiritually and practicallv.
Reference and Administration
As of 31st July 2024, BSCA had six Trustees, one of whom was an elder.
Tim Jones- Treasurer. Chair of Trustees
Simon Prince- Elder
Christine Bowker- Secretary of Trust
Ka Wai Chan Ilvanl
Hannah Ferguson
Richard Harknett
The policy and operating decisions of BSCA rest with the Trustees who meet 4 times a year to monitor the
activities of the charity. Our accounts are independently examined by Geary Partnership as identified on the
previous page.
Strutture, Governance and Management
BSCA is a Charitable Trust, Boverned through a Declaration of Trust, established in 2013. New Trustees are
appointed by the elders of the church. BSCA understands the importance of good governance and applies the
principles of the guidelines set out in the Charity Governarice Code, as it applies to the charity.
Thumb nail sketch of BSCA
BSCA is an Independent evangelical church based in Bishop's Stortford, Hertfordshire, which welcomes people of
all ages, all backgrounds and especially those thinking about the Christian faith. 8SCA encourages everyone to
serve within the church as they are gifted and able. God has created men and women differently 3nd they have
different roles to fulfil in the church. BSCA is a non-charismatic church in respect of the modern use of spiritual
gifts relating to words of knowledge, prophecy and tongues. Whilst baptism is not necessary to make a person a
Christsan, BSCA believes that adult baptism by immersion is an essential step in a believer'5 Spiritual growth and
developfflent. symbolising commitment to, and union with, the risen Christ.

Charitable objects and Artivities
To advance the Christian faith in accordance with the principles and practices of its Statement of Beliefs. In
achieving its objects BSCA engages in a range of activities including, but not restricted to:
al the celebration of public worship,. (for example Bible teaching and prayer)
bl the teaching of the Christian faith-
cl mission and evangelism:
dl pastoral work, including the sick and bereaved,.
el the support of other Christian charities and individuals in the UK and overseas, and
fl the hosting of various social events, for all ages, in order to develop and strengthen friendships and
encourage active Christian faith.
In planning the events of the year, at their meetings the Trustees review and consider the guidance as set out by
the Charity Commission regarding public benefit.
Charitable public benefit
All meetings are free of charge and open to all in accordance with the guidance on public benefit Issued by the
Charity Commission. Individually Christian believers find a sense of purpose and spiritual well-being and comfort
and solace in their faith.
Collectively Christians provide a moral and ethical framework which offers benefits to the wider society.
Achievements and Performance
The past year has seen BSCA continue to grow in numbers, with those attending and coming into membership,
following baptisms. It has been an encouragement to see people Erow in their faith and get involved with the life
of the charity.
As with previous years, all our services and activitie5 are open to the general public, and we actively encourage
those who are not members to join us- through signage at Hillmead School and the Hockerill Christian Centre,
through personal contacts, our website and our social media channels.
We have been able to continue our activities within the community. both as a church and with other churches in
the lotal area. Our Centre run 'Neighbourhood Chaplains, programme in the town has continued to expand, as we
have started to work with the local NHS social prescribers.
Through this initiative we are able to offer practical help and a listening ear and to befriend those in need. We
have also been able to use the Hockerill Christian Centre as a base for community events, through a wider
relationship with other charities who look to help the community in a similar way.
Our weekly community cafe, Café Connect, continues to be a great resource for the local community every
Thursday morning, and during the winter months is able to offer a 'safe and warm space, where we were able to
expand our normal offering of light refreshments, with a light lunch. We continue to have contact with the
community with the distribution of the 'new home, cards that welcome residents as they move into the area.

With other churches we have again been involved with our local 'Love Stortford, campaign, which was about
showing God's love in action in the community- We have continued our support of local charity and mission
worker5, namely, Stort Valley Schools Trust (who support initiatives in the areas of School assemblies for primary
aged children, lunch clubs and other activities for secondary school aged children), Holiday Bible week in the town
(major holiday programme reaching many children during the summer break) and the Street Pastors Iwork that
seeks to bring practical and emotional assistance to younger people who are out enjoying their evenings but who
may then need helpl. Further afield we have been able to support a number of Christian missionaries / charities in
other countries.
Our Sunday worship services, held at Hillmead Primary School, are open to the local community. We continue to
be grateful to the school for being able to use their facilities each week. On top of the weekly 5eNices, they
allowed us to hold community quizzes, a Carol Service, and various lunches/events to mark significant events and
other special occasions. As with last year, as we write this report, we note that our membership will increase
again this year, as we look to be able to baptise more people in the days ahead- a real joy for us as a church.
As well as the weekly worship services, which we recorded and made available on YouTube. we have had a couple
of weeks of prayer, some men's and ladies, events, and have started Home groups- small groups. open to all,
meeting in homes to Study God's word and pray together.
Our children's work has continued through thi5 past year, with children of primary age regularly attending the
activities, as too, the Youth work, which has grown Steadily over this past year.
It is good to see the children come together to learn and socialise together. All those involved in this work, the
Neighbourhood Chaplains teams and the trustees are all DBS checked, and the church is regularly reminded of
their safeguarding responsibilities, with regular training undertaken.
With the good weather of the summer, we were able to hold our regular picnics.
Whilst our main focus is the community in which we serve, we are still able to support other mission workers in
the UK and further afield, as part of our planned programme, including the persecuted church, which we were
able to support through prayer and giving through Echoes International.
As Trustees we are continually reminded that there are many challenges that need to be faced in the days ahead.
We continue to give thanks to God for all that has passed and look to Him for the future. As Trustee5 we are
onfident that we have everything in place to not only survive well into the future, but to continue to reach out to
the community with the love, help and support that they require.
Financial Review
There were four institutions that received grants of over £1,000 in thi5 past financial year. They were paid to
Echoes International, Noor Ministries UK. Shanti bhaven (North India EvanEeli5t51 and the Brethren Association in
Ethiopia. Full details of giftslgrants made are in note 3 on page 11 of the accounts.
BSCA'S ReSe￿e Policy follows the Charity Commission general guidance and are reviewed at the quarterly Trustee
meetings. Our accounts continue to show a relatively consistent reserve balance.
With our reserves stable, we would expect to be able to release some next year to help with the work in the River
of Life Church in Poz2uoli, Italy. whi15t still maintaining the ability to cover all our costs. We expect to see an
increase in our expenditure, particularly in our energy, our employment costs, some general repairs to the

Hockerill Christian Centre.
This past year our bank, like many, have introduced many new checks upon the Charity. This has resulted in a
delay in setting up new signatories and accounts: hence the higher amount of funds being held in the Current
Account. At the time of writing this has all been sorted out, and it is expected that we would distribute some of
those funds into an interest-bearing account.
A summary of ourfinances
31st july 2024
31st July 2023
Cash position..
£ 84,951
Receipts
£ 76,502
£ 86,666
Payments
£ 88,694
£ 11,7151
Net receiptsllpaymentsl
£ 112,1921
£ 81,701
Bank balances
E 83,416
Grants paid
£ 29,255
Value of grants paid
£ 33,907
Trustees. responsibilities
Charity law requires us as Trustees to prepare financial statements for each accounting year, which record the
receipts and payments of the charity for the year.
We are responsible for keeping accounting records which disc105e with reasonable accuracy at any time the
financial position of the charity and enable us to ensure that the financial statements comply with the Charities
Act 2011.
We also have a responsibility to safeguard the assets of the charity and to take reasonable steps to prevent fraud
or any other irregularities.
Approval
This report was approved by the Trustees and signed on their behalf on..
Christine Bowker
Hannah Fergu50n
Date-
IL141tC

Inde
endent Examiner's Re
ort
To the Trustee5 of
815HOP'S STORTFORD CHRISTIAN ASSEMBLY
I report to the trustees on my examination of the accounts of the Bishop's Stortford Christian Assembly (the
charity) for the year ended 31st July 2024 which are set out on pages 8 to 12.
Responsibilities and basis of report
As the charity trustees you are responsible for the preparation of the accounts in accordance with the
requirements of the Charities Act 20111'the Act'l.
I report in respect of my examination of the charity's accounts carried out under section 145 of the 2011 Act ond
in carrying out my examination I have ft)Ilowed all the applicable directions given by the Charity Commission
under section 145151 Ibl of the Act.
Independent examiner's statement
I have completed my examination. I confirm that no material matters have come to my attention connection
with the examination giving me cause to believe that in any material respect..
l. accounting records were not kept in respect of the charity as required by section 130 of the Act- or
2. the account5 do not accord with those records.
I have no concerns and have come across no other matters in connection with the examination to which attention
should be drawn in this report in order to enable a proper understanding of the accounts to be reached.
An
rew Geary
For and on behalf of..
Geary Partnership
Chartered Accountants
159a Chase Side
Enfield
EN2 OPW
Date..
23 Ap..) 2025

BISHOP'S STORTFORD CHRISTIAN ￿$SEMBLy
RECEIPTS AND PAYMENTS ACCOUNT
8 AT 31ST JULY 2024
Unrestricted Restricted
general funds
funds
2024
2023
Receipts
Charitable receipts
Grants and gifts received
Tax refvnds under gift aid
43,213
13,048
27,972
71,185
13,048
62,630
13,343
56,261
27,972
84,233
75,973
Other receipts
Resale of equipmgnt
Interest received
93
436
718
718
Total receipts
56,979
27,972
84,951
76,502
Payments
Chantable payments in fvrtherance
of the charities objectives
Direct payments
note 2
55,448
1,170
56,618
53,440
Grants paid
note 3
3,750
25,505
29,255
33,907
Govemance Costs
note 5
793
793
1,347
Total payments
59,991
26.675
86,666
88,694
Net receiptsi{payments) before transfers
{3,0121
1.297
11,715)
{12,1921
Transfers be￿een funds
Net movement in funds
{3,012)
1.297
(1.715)
112,192)
Balances at 1st August, 2023
81,747
1,669
83,416
95,608
Balances at 31st July, 2024
78,735
2,966
81.701
83,416

BISHOP'S STORTFORD CHRISTIAN ASSEMBLY
STATEMENT OF ASSETS and LIABILITIES
AS AT 31 JULY 2024
A Fixed assets
2024
2023
Hockerill Christian Centre. insurance values..
Freehold
BSCA has unrestricted use of the freehold
propety which is owned by Hockerill
Christian Centre, a connected charity
Furniture and equipment
362,998
324.105
60,991
423,989
54,456
378,561
B Bank balances
2024
2023
Barclays Bank PLC community current account
Virgin ￿neY PLC charity deposit account (issue 3)
Hampshire bank 1 year bond
Total
50,093
23,791
28,670
30,955
83,416
31,608
81,701
C Other assets and liabilities
Assets
Tax refunds under gift aid not yet received, estimate
2024
2023
1,156
1,156
1,107
1,107
Li8bilities
Grants to be paid in August (restricted fund)
Unbilled Pension Contributions from July
Unbilled fee for independent examination
273
660
933
220
630
850
The financial statements were approved by the Trustees and signed on their behalf on..
By
Simon Prince
Richard Harknett
Date: i Llylxj

BISHOWS STORTFORD CHRISTIAN ASEMBLY (BSCA)
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31st JULY 2024
l. AccourTrting policies
The financial statements have been prepared on a receipts and payments basis with a statement of assets
and liabilities.
Direct Payments- all payments made
General
funds
Restricted
funds
Total
2024
Total
2023
Building Hire
Cleaning
Equipment
Hospitality
Insurance
Light, heat and water
Music
Office prinbng etc
Outreach
Payroll expenses
Pension
PublicationslLiterature
Publicitylwebsite
Remuneration
Repairs and renewals
Speakers Expenses
Stsff training
tT cosls
Travel costs
Young people
8,082
96
159
693
535
2,454
908
293
1,225
663
1,345
1,085
817
34,965
1,332
858
8,940
4,142 note 4
132
4,416
743 note 6
482
1,855 note 6
802 note 7
243
2,151
637
1,199 note8
657
878
30,236 note 8
4,105
40
350
159
693
535
2,454
908
293
1,537
663
1,345
1,085
817
34,965
1,332
312
55
190
29
522
55,448
55
190
29
522
56.618
372
53,440
1,170
Explanatory notes on Building Hire, Governance, Hospitality, Utilities, Music and remuneration lincluding
pensionsl costs are listed below.
io

3. Grants paid
General Restricted
funds
funds
Total
2024
Total
2023
Individuals - mission support
Indimduals - non mission support
Institutions - mission support
Institutions - non mission support
1,665
235
1,650
200
3,750
15,200
16,865
235
11,955
200
29,255
15,595
87
18,015
210
33,907
10,305
25,505
Number of grants paid in excess of£1,000
Individuals
InstitLrtions
Total
There were four institutions that received grants of over £1,000 in this past financial year. They were paid
to Echoes International, Noor Ministries UK, Shanti bhaven INorth India Evan8elistsl and the Brethren
A550ciation in Ethiopia.
There were five gifts from restricted funds in excess of £1,000 given to individuals this year. They were to
Will Andrews (Counties EvanEelistl- Mulugeta Ashagre, who works alongside the Brethren churches in
Ethiopia,. Divanshu and Jenny Sandhu who were with us in Bishop's Stortford in 2018/19 and who now
work in North India,. David Sutherland, a Mission worker in France. as well as Alec Catchpole in Italy
(£1,000 of hi5 gifts came from General funds, but his total receipts from the charity amounted to £2,200).
4. Building Hire
We hire Hillmead Primary School for all our services and activitie5 where we need to accommodate our
congregation or those from the community. The majority of the costs of building hire this year. including
that from the restricted funds, related to our weekend away at Letton Hall.
S. Governance
Governance costs include our safeguarding responsibilities and our examination fees.
Hospitality and Utilities
These costs are higher again this past year as we continued to increase our hospitality. We are now using
the Hockerill Christian Centre more than pre-covid times. This also mean5 that we are using more energy.
We have re-negotiated a lower fixed tariff for the next two year5.
7. Music
We have again expanded our music team this year, which has resulted in some extra cost. As in recent
vears, the majority of the expense remains the CCLI licence.
8. Remuneration and Pension
No amounts were paid, or are payable, out of the funds of the charity, to any trustee, or to any person
li

connected to them, in their capacity as a trustee.
Timothy Jones, Trustee, Elder, was paid £7,254.3212023'. £6,906), from the general funds, for
administrative services rendered to the charity, as permitted by the governing document.
Simon Prince, Trustee, Elder, financially independent son of Steve Prince (Trusteel, was paid £27,879.12
12023.. £23,5171, for local pastoral Services rendered to the charity as permitted by the rules of the
governing document.
All employees are now enrolled in a NEST Pension plan at an Employer rate of 4%.
9. Movement of restricted funds
Balance at
01.08.23
Balance at
31.07.24
Receipts Payyrents Transfer
ssionary Fund
Away residential Fund
811
858
1,669
27,972
25,817
858
26,675
2,966
27,972
2,966
Mission Fund- to support our Mission Giving Programme
Away residential Fund= was used to hold the deposits for the Away Weekend in February 2024. The funds
went towards the Building Hire Invoice.
12