## Parish of the Harwich Peninsula 

# Registered Charity No.1152910 

# Annual Report and Financial Statements of the Parochial Church Council 

For the year ended 31st December 2024 

## Incumbent: 

Revd Canon Margaret Shaw The Rectory 51 Highfield Avenue Dovercourt Harwich CO12 4DR 

Bankers: 

Barclays Bank Plc TSB Bank Plc Central Board of Finance of the Church of England CAF Bank Ltd 

## Independent Examiner: 

Ms Louise Harknett Membership 20020545 AATQB 45 Newcastle Avenue Colchester Essex CO3 9XE 



## **The Parish of the Harwich Peninsula** 

Annual Report of the Parochial Church Council for the For the year ended 31st December 2024 

## **Administrative Information** 

The Parish of Harwich Peninsula covers Dovercourt, Harwich, Little Oakley, Parkeston and Ramsey. It is part of the Diocese of Chelmsford within the Church of England. The correspondence address is the Rectory, 51 Highfield Avenue, Dovercourt, Harwich, Essex CO12 3DR. The PCC is a registered Charity. 

PCC members who have served from 1 January 2022 until the date of this report was aproved: 

|Team Rector|Team Rector|Reverend Canon Margaret Shaw|To June 2023(Resigned)|
|---|---|---|---|
|Team Vicar||Rev KirstyEmmerson||
|Associate Priest||Rev Claire Scargill||
|Assistant Curate||||
|||||
|LLM||Dr John Shaw||
|LLM||Mr John Wallace|ActingChair(July2023)|
|LLM||Mrs Sioux Thorpe||
|Wardens:||Mrs Marylynn Mayo|All Saints|
|||Joan Hurst|All Saints|
|||Mrs Elizabeth Ford|St Michaels|
|||Mrs Dawn Wallace|St Michaels(from May2019)|
|||Mrs Janet Goodall|St Nicholas|
||||Vacant|
|||||
|Representatives on Deanery<br>Synod||||
|||Mr Christopher Wallace|St Michael's|
|||Mrs Christine Smith|St Nicholas'|
|||||
|||||
|||||
|Elected M|embers|Ms Sarah Abbott|All Saints|
|||Mrs Maureen Townsend|All Saints(from May2019)|
|||Mrs Deidre Salter|St Michael's(from May2019)|
|||Ms Janet Thomas|St Michael's(from May2020)|
|||Mrs Janet Goodall|St Nicholas'|
|||Mrs Christine Smith|St Nicholas'|
|Teasurers|:|Mr Douglas Cooper|Parish Treasurer|
|||||
|||Dr John Shaw|St Nicholas'|
|||Mr Douglas Cooper|All Saints|
|||Mr John Wallace|St Michael's|
|||Dr John Shaw|PCC Resources|



## **Structure, Governance and Management** 

The method of appointment of PCC members is set out in the Church Reresentatoion Rules. All Church attendees are encouraged to register on the Electoral Roll and stand for election to the PCC. 

The full PCC met 4 times during the year with an average level of attendence of 60 per cent. Committees met between meetings and minutes of their deliberations were received by the full PCC and discussed where necessary. 

1 



## **Objectives and activities** 

The Harwich Peninsula PCC has the responsibility of co-operating with the incumbent in promoting the ecclesiastical parish the whole mission of the Church, pastoral, evangelical, social and ecuminical. It also has maintenance responsibilities for the Churches in the Parish - All Saints, Main Road, Dovercourt; St Michaels and All Angels, Church Hill, Ramsey; St Nicholas, Church Street, Harwich 

As required under section 17 of the Charities Act 2011, the incumbent and the members of the PCC have considered the public benefit guidance published by the Charity Commission. The PCC maintains an overview of worship and other activities and initiatives carried out by the churches and church organisations that make up the Parish, for the benefit of the whole community. Some of the activities undertaken during the year are detailed below under review of the year. 

## **Achievements and performance** 

## **Review of the year: Chair's Report** 

2 



## **Financial Review** 

## **PCC** 

The financial statements for the Parish as a whole have been drawn up on a Receipts and Payments basis and combine the three sets of local accounts drawn up by DCC Treasurers. The aggregate bank and cash balances at the end of 2023 amounted to  £244,465  compared with £226,625 at the end of 2022. 

Unrestricted income received in 2023 amounted to £156,903 

Unrestricted exenditure was £140,972, This is a decrease on 2021 which in the main is due to ?? The Parish Share for 2022 has been paid in full within the financial year although it required subsidy from parish resources. 

## **Reserves Policy** 

It is PCC policy to maintain a cash balance on unrestricted funds (if possible) which amounts to at least three months of unrestricted expenditure. This equates to £35,198 for the parish as a whole. The aggragate balance at the end of 2022  on all unrestricted general funds (excluding those which had been designated for specific purposes) was £173,578 This represents in excessof three months of operating costs, based upun 2023 levels. As previously, this is unevenly distributed between the various churches (see note 7 to the financial statements). 

**Approved by the PCC on         April 2024 and signed on their behalf by John Wallace (Chair)** 

3 



## Independent Examiners Report to the Trustees of Harwich and Parkeston PCC 

I report to the Charity trustees on my examination of the accounts of Harwich and Parkeston PCC Charity for the year ended 31 December 2023, which are set out in pages 6 to 12 

## Responsibilities and basis of report 

As the charity's trustees you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 ("the Act") 

I report in respect of my examinationof the charity's accounts carried out under section 145 of the Act and in carrying out my examination I have followed all the applicable Directions given by the Charity Commision under Section 145(5)(b) of the Aw 

## Independent examiners's statement 

I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respec: 

- 1 Accounting records were not kept in respect of the charity as required by Section 130 of the Act; or 

- 2 The accounts do not accord with those records 

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached. 

Louise Harkenett 

Date 



|THE PARISH OF THE HARWICH PENINSULA PCC<br>RECEIPTS AND PAYMENTS ACCOUNT<br>For the year ended 31st December 2024<br>Notes<br>Receipts<br>Donations and legacies<br>2a<br>Activities for generating funds<br>2b<br>Income from investments<br>2c<br>Church activities<br>2d<br>Other receipts<br>2e<br>Total receipts<br>Payments<br>Costs of generating voluntary income<br>3a<br>Fund-raising trading costs<br>3a<br>Church activities<br>3b<br>Payments for Weddings/Funerals<br>Total payments<br>Excess/(Shortfall) of Receipts over Payments<br>Transfers between funds<br>7<br>Bank and cash balances at 1 January 2024<br>Bank and cash balances at 31 December 2024|PCC<br>PCC<br>PCC<br>St Nicholas<br>St Nicholas<br>St Nicholas St Nicholas<br>All Saints<br>All Saints'<br>All Saints' All Saints<br>St Michaels St Michael's<br>St Nicholas<br>St Nicholas<br>St Nicholas<br>St Nicholas<br>St Nicholas<br>St Nicholas<br>All Saints<br>All Saints<br>All Saints<br>St Michaels<br>St Michael's<br>St Michael's<br>T<br>General<br>Resources<br>Wedding &<br>General<br>Church Hall<br>Esplanade<br>Handbells<br>General<br>Fabric<br>Tea<br>Music<br>Fund<br>100 Club<br>Unrestricted<br>Fabric<br>Organ<br>Flower<br>Appeal<br>Choir<br>Clock<br>Lighting<br>Organ<br>Fabric<br>Building<br>Organ<br>Flower<br>Restricted<br>EndowmentN<br>Fund<br>Account<br>Funeral Fees<br>Fund<br>Hall<br>Fund<br>Fund<br>Fund<br>Fund<br>Fund<br>Funds<br>Fund<br>Fund<br>Fund<br>Fund<br>Fund<br>Fund<br>Fund<br>Fund<br>Fund<br>Fund<br>Fund<br>Fund<br>Funds<br>Funds<br>#<br><br>£<br>£<br>£<br>0.00<br>0.00<br>0.00<br>16,277.61<br>0.00<br>0.00<br>0.00<br>16,022.29<br>0.00<br>0.00<br>16,422.68<br>0.00<br>54,348.43<br>0.00<br>0.00<br>0.00<br>0.00<br>0.00<br>0.00<br>0.00<br>0.00<br>0.00<br>0.00<br>0.00<br>0.00<br>-<br>-<br>75,980.20<br>0.00<br>0.00<br>3,000.00<br>0.00<br>0.00<br>0.00<br>796.40<br>0.00<br>0.00<br>0.00<br>0.00<br>79,776.60<br>0.00<br>0.00<br>0.00<br>0.00<br>0.00<br>0.00<br>0.00<br>0.00<br>0.00<br>0.00<br>0.00<br>0.00<br>-<br>-<br>0.00<br>0.00<br>0.00<br>1,853.74<br>0.00<br>0.00<br>0.00<br>390.65<br>0.00<br>0.00<br>57.11<br>0.00<br>447.76<br>10,066.78<br>0.00<br>0.00<br>0.00<br>0.00<br>5,000.00<br>0.00<br>0.00<br>0.00<br>0.00<br>0.00<br>0.00<br>15,066.78<br>-<br>40,147.21<br>0.00<br>0.00<br>0.00<br>0.00<br>0.00<br>0.00<br>2,107.50<br>0.00<br>0.00<br>1,122.50<br>0.00<br>43,377.21<br>0.00<br>0.00<br>0.00<br>0.00<br>0.00<br>0.00<br>0.00<br>0.00<br>0.00<br>0.00<br>0.00<br>0.00<br>-<br>-<br>0.00<br>0.00<br>0.00<br>0.00<br>0.00<br>0.00<br>0.00<br>0.00<br>0.00<br>0.00<br>0.00<br>0.00<br>0.00<br>0.00<br>0.00<br>0.00<br>0.00<br>0.00<br>0.00<br>0.00<br>0.00<br>0.00<br>0.00<br>0.00<br>-<br>-|
|---|---|
||116,127.41<br>0.00<br>0.00<br>21,131.35<br>0.00<br>-<br>19,316.84<br>0.00<br>0.00<br>0.00<br>17,602.29<br>0.00<br>177,950.00<br>10,066.78<br>-<br>-<br>-<br>-<br>5,000.00<br>-<br>-<br>-<br>-<br>-<br>15,066.78<br>-|
||0.00<br>0.00<br>0.00<br>0.00<br>0.00<br>0.00<br>0.00<br>0.00<br>0.00<br>0.00<br>0.00<br>0.00<br>0.00<br>0.00<br>0.00<br>0.00<br>0.00<br>0.00<br>0.00<br>0.00<br>0.00<br>0.00<br>0.00<br>0.00<br>0.00<br>-<br>-<br>-<br>0.00<br>0.00<br>0.00<br>0.00<br>0.00<br>0.00<br>0.00<br>0.00<br>0.00<br>0.00<br>0.00<br>0.00<br>27,900.10<br>0.00<br>0.00<br>0.00<br>0.00<br>0.00<br>0.00<br>0.00<br>0.00<br>0.00<br>0.00<br>0.00<br>0.00<br>-<br>-<br>111,023.20<br>0.00<br>0.00<br>15,317.84<br>0.00<br>0.00<br>18,323.28<br>0.00<br>0.00<br>16,494.60<br>0.00<br>136,158.92<br>223,951.06<br>160.00<br>0.00<br>0.00<br>15,318.60<br>0.00<br>120.00<br>0.00<br>120.00<br>0.00<br>0.00<br>239,669.66<br>-<br>000<br>000|
||.<br>.<br>111,023.20<br>0.00<br>0.00<br>15,317.84<br>0.00<br>0.00<br>18,323.28<br>0.00<br>0.00<br>0.00<br>16,494.60<br>0.00<br>164,059.02<br>223,951.06<br>160.00<br>0.00<br>0.00<br>15,318.60<br>0.00<br>120.00<br>0.00<br>0.00<br>0.00<br>8,267.96<br>-|
||5,104.21<br>0.00<br>0.00<br>5,813.51<br>0.00<br>0.00<br>0.00<br>993.56<br>0.00<br>0.00<br>0.00<br>1,107.69<br>0.00<br>13,890.98<br>(213,884.28)<br>(160.00)<br>0.00<br>0.00<br>0.00<br>(10,318.60)<br>0.00<br>(120.00)<br>0.00<br>0.00<br>0.00<br>0.00<br>6,798.82<br>-<br>0.00<br>0.00<br>0.00<br>0.00<br>0.00<br>0.00<br>0.00<br>0.00<br>1,000.00<br>1,000.00<br>-<br>#<br>0.00<br>0.00|
||5,104.21<br>0.00<br>0.00<br>5,813.51<br>0.00<br>993.56<br>0.00<br>0.00<br>0.00<br>1,107.69<br>0.00<br>13,890.98<br>(213,884.28)<br>840.00<br>0.00<br>0.00<br>0.00<br>(10,318.60)<br>0.00<br>(120.00)<br>0.00<br>0.00<br>0.00<br>0.00<br>7,798.82<br>-<br>130,226.37<br>57,319.96<br>0.00<br>0.00<br>0.00<br>1,451.00<br>0.00<br>72.57<br>4,528.62<br>193,598.52<br>283,611.07<br>116.92<br>973.45<br>10,958.67<br>96.67<br>3,540.03<br>16,356.12<br>0.50<br>31.00<br>315,684.43<br>-|
||135,330.58<br>0.00<br>0.00<br>63,133.47<br>0.00<br>0.00<br>0.00<br>2,444.56<br>0.00<br>72.57<br>0.00<br>5,636.31<br>0.00<br>207,489.50<br>69,726.79<br>956.92<br>973.45<br>0.00<br>0.00<br>640.07<br>96.67<br>3,420.03<br>16,356.12<br>0.50<br>31.00<br>0.00<br>92,201.55<br>-|



6 




**----- Start of picture text -----**<br>
THE PARISH OF THE HARWICH PENINSULA PCC<br>STATEMENT OF ASSETS AND LIABILITIES AT 31 DEC PCC PCC PCC St Nicholas St Nicholas St Nicholas St Nicholas St Nicholas St Nicholas St Nicholas All Saints All Saints' All Saints' St Michaels St Michael's<br>TOTAL TOTAL TOTAL<br>FUNDS General Resources Wedding &  General Church Hall Amenity  Drop Esplanade Choir Handbells General Fabric  Tea Fund 100 Club Unrestricted Restricted Endowment FUNDS FUNDS<br>2022 Fund Account Funeral Fees Fund Fund In Hall Fund Fund Fund Fund Fund Funds Funds Funds 2022 2021<br>Notes     £     £     £     £     £<br>Fixed assets<br>Tangible fixed assets 5<br>Investments  6 0.00<br>Total fixed assets 0.00  0.00  0.00  0.00  0.00  0.00  0.00  0.00  0.00  0.00<br>Cash funds<br>Stock<br>Debtors 8<br>   Short term deposits   Cash at bank (current accounts)   Cash in hand 0.00 0.00 0.00  74.15  4,232.56  341.00  0.00  --- --- 164,334.67 62,216.95 74.15<br>7 0.00  0.00  0.00  0.00  0.00  0.00  0.00  0.00  0.00  0.00  0.00  0.00  0.00  74.15  4,232.56  341.00  0.00  0.00  0.00  - 226,625.77<br>Creditors: amounts falling due within  9 #REF! #REF! #REF! #REF! #REF! #REF! #REF! #REF! #REF!<br>Net current assets #REF! #REF! 0.00  0.00  #REF! #REF! 0.00  0.00  #REF! #REF! #REF! #REF! 0.00  74.15  #REF! 341.00  0.00  0.00  0.00  0.00  226,625.77<br>Total assets less current liabilities #REF! #REF! 0.00  0.00  #REF! #REF! 0.00  0.00  #REF! #REF! #REF! #REF! 0.00  74.15  #REF! 341.00  0.00  0.00  0.00  0.00  226,625.77<br>Creditors: amounts falling due after o 9<br>NET ASSETS #REF! #REF! 0.00  0.00  #REF! #REF! 0.00  0.00  #REF! #REF! #REF! #REF! 0.00  74.15  #REF! 341.00  0.00  0.00  0.00  0.00  226,625.77<br>Funds 7<br>Endowment funds 10 0.00  0.00<br>0.00<br>Restricted funds 10 92,201.55  Err:509 0.00  92,201.55<br>0.00<br>Unrestricted funds 10 207,489.50  135,330.58  0.00  0.00  63,133.47  0.00  Err:509 Err:509 0.00  2,444.56  0.00  72.57  5,636.31  0.00  207,489.50<br>Other Monetary Assets    Income tax recoverable for 2018 299,691.05 135,330.58 0.00 0.00 63,133.47  0.00 Err:509 Err:509 0.00 Err:509 0.00 2,444.56 0.00 72.57  5,636.31  0.00 207,4890.00 .50 92,2- 01.55 - -<br>   Legacies,bequests,grants awarded  - - 0.00 0.00  -- -- 0.00  0.00 0.00<br>Investment Assets<br>   CBF Investment Fund shares 5 - - 0.00  - 22,285.62<br>   CBF Fixed Interest Securities 5 - - 0.00 0.00  0.00 - 242,,848.23 562.61<br>Assets retained for Church use<br>   Freehold land and buildings 6 0 0.00  - - - 0.00<br>Liabilities<br>   Ministry expenses & other costs - - 0.00 - - - -<br>Approved by the Parochial Church Council on    April 2021 and signed on their behalf<br>Revd Canon Margaret Shaw (PCC Chair)                                                                                               Mr Douglas Cooper Mr Douglas Cooper (Treasurer)<br>**----- End of picture text -----**<br>


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THE PARISH OF THE HARWICH PENINSULA PCC NOTES  TO  THE  FINANCIAL  STATEMENTS (continued) For the year ended 31st December 2024 

2 RECEIPTS 

|a<br>Donations and legacies<br>Planned giving<br>Collections at all services<br>Gift days<br>Sundry donations and appeals<br>Income tax recovered<br>Grants<br>Legacies<br>b<br>Activities for generating funds<br>Fetes, bazaars and other fund-raising activities<br>Other receipts<br>c<br>Investment income<br>Dividends and interest received<br>d<br>Church activities<br>Church hall lettings etc<br>Fees from weddings, funerals etc<br>Parish magazine<br>PCC<br>e<br>Other receipts    All Saints<br>Internal Transfer<br>Total receipts|PCC<br>General<br>Fund|PCC<br>PCC<br>St Nicholas<br>St Nicholas<br>St Nicholas<br>St Nicholas<br>St Nicholas<br>St Nicholas<br>All Saints<br>All Saints'<br>All Saints'<br>All Saints<br>St Michaels<br>St Michael's<br>Unrestricted<br>Restricted<br>Resources<br>Wedding &<br>General<br>Church Hall<br>Amenity<br>Drop<br>Esplanade<br>Handbells<br>General<br>Fabric<br>Tea<br>Music<br>Fund<br>100 Club<br>Funds<br>Funds<br>Sccount<br>Funeral Fees<br>Fund<br>Fund<br>In<br>Hall<br>Fund<br>Fund<br>Fund<br>Fund<br>Fund<br>£<br>£<br>5,358.90<br>4,557.00<br>4,810.00<br>14,725.90<br>-<br>2,952.90<br>6,798.79<br>5,184.13<br>14,935.82<br>-<br>4,000.00<br>4,000.00<br>-<br> <br>4,560.26<br>0.00<br>1,462.80<br>731.25<br>0.00<br>9,380.16<br>5.00<br>3,405.55<br>3,203.70<br>1,697.30<br>8,306.55 14,854.35<br> <br>3,000.00<br>-<br>0.00<br>-|
|---|---|---|
||||
||||
||||
||||
||||
||2,625.85||
||3,000.00||
||5,625.85|<br>0.00<br>0.00<br>16,277.61<br>0.00<br>0.00<br>0.00<br>0.00<br>16,022.29<br>0.00<br>0.00<br>0.00<br>16,422.68<br>54,348.43<br>14,859.35|
||75,980.20|0.00<br>0.00<br>-<br> <br>3,000.00<br>796.40<br>0.00<br>79,776.60<br>-|
||75,980.20|<br>0.00<br>0.00<br>3,000.00<br>0.00<br>0.00<br>0.00<br>796.40<br>0.00<br>0.00<br>79,776.60<br>0.00|
|||<br>390.65<br>0.00<br>57.11<br>447.76<br>10,066.78|
||6,804.83||
|||0.00<br>0.00<br>0.00<br>0.00<br>0.00<br>390.65<br>0.00<br>57.11<br>447.76<br>10,066.78|
||10,985.87<br>29,161.34|0.00<br> <br>0.00<br>2,107.50<br>397.50<br>13,490.87<br>-<br> <br>0.00<br>725.00<br>29,886.34<br>-<br>0.00<br>-|
||40,147.21|<br>0.00<br>0.00<br>0.00<br>0.00<br>0.00<br>0.00<br>2,107.50<br>0.00<br>1,122.50<br>43,377.21<br>-|
||0.00<br>0.00|<br> <br>0.00<br>0.00<br>0.00<br>0.00<br>0.00<br>-|
||s|0.00<br>0.00<br>0.00<br>0.00<br>0.00<br>0.00<br>-|
||||
||121,753.26|0.00<br>0.00<br>19,277.61<br>0.00<br>0.00<br>0.00<br>0.00<br>19,316.84<br>0.00<br>0.00<br>0.00<br>17,602.29<br>0.00<br>177,950.00<br>24,926.13|
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THE PARISH OF THE HARWICH PENINSULA PCC NOTES  TO  THE  FINANCIAL  STATEMENTS For the year ended 31st December 2024 

## 1. Accounting policies 

## a Accounting basis 

The financial statements have been prepared on a receipts and payments basis and in accordance with the Charities Act 2011 and current church accounting guidance. 

## b Funds 

The PCC operates a number of different types of funds, as detailed below: 

Unrestricted funds - general funds which can be used for PCC ordinary purposes 

Designated funds - monies set aside by the PCC out of unrestricted funds for specific future purposes or projects. 

Restricted funds - a) income from trusts or endowments which may be expended only on those restricted objects provided in the terms of the trust or bequest; b) donations or grants received for a specific object or invited by the PCC for a specific object.  The funds may only be expended on the specific object for which they were given.  Any balance remaining unspent at the end of the year is carried forward as a balance on that fund. 

Endowment funds - funds the capital of which must be maintained; only income arising from the investment of the endowment may be used, either as restricted or unrestricted funds, depending on the purpose set out in the terms of the original endowment. 

## c Receipts 

Receipts are included in the Receipts and Payments Account only when actually received by the PCC. Amounts due but not received at the end of the year (such as income tax claims, legacies or grant awards) are not included, however significant items are noted at the bottom of the Statement of Assets and Liabilities. Receipts for fee income from weddings, funerals etc. relate only to amounts due to the PCC, and exclude amounts collected by the PCC as agent and subsequently paid over to ministers, vergers, organists and the Diocesan Board of Finance. 

## d Payments 

Payments are included in the Receipts and Payments Accounts only when paid by the PCC. Amounts due but not paid at the end of the year (such as committed grants or unpaid diocesan parish share contributions) are not included, however significant items are noted at the bottom of the Statement of Assets and Liabilities. 

## e Fixed Assets 

Movable church furnishings held by the churchwardens on special trust for the PCC, and which require a faculty for disposal, are treated as inalienable property unless consecrated. Such items  are recognised in the Statement of Assets and Liabilities but are not valued.  They are listed in the relevant church inventories which can be inspected at any reasonable time.  Consecrated and benefice property is not included in the financial statements in accordance with Section 10(2)(a) and (c) of the Charities Act 2011. 

Other significant fixed assets retained for use by the PCC are recognised in the Statement of Assets and Liabilities. Approximate values are stated where available. 

## f Investments 

- Investments held by the PCC are recognised in the Statement of Assets and Liabilities, and are stated at year end market value. 

8 



THE PARISH OF THE HARWICH PENINSULA PCCNOTES  TO  THE  FINANCIAL  STATEMENTS  (continued)For the year ended 31st December 2024 

3 PAYMENTS 

|a<br>Fund-raising trading costs<br>Fundraising events and activities<br>b<br>Church Activities<br>Missionary and charitable giving<br>Ministry costs:<br>Diocesan parish share paid<br>Other ministry expenses<br>Church running expenses<br>Insurance<br>Utility bills<br>Church maintenance<br>Upkeep of services<br>Upkeep of vicarage<br>Parish magazine<br>Sunday school costs<br>Church hall running costs<br>Bank charges<br>Other payments<br>Independent examination fee<br>Transfer|PCC<br>PCC<br>PCC<br>St Nicholas<br>St Nicholas<br>St Nicholas<br>St Nicholas<br>St Nicholas<br>St Nicholas<br>St Nicholas<br>All Saints<br>All Saints<br>All Saints<br>St Michaels<br>St Michaels<br>General<br>Resources<br>Wedding &<br>General<br>Church Hall<br>Amenity<br>Drop<br>Esplanade<br>Choir<br>Handbells<br>General<br>Fabric<br>Tea<br>Fund<br>100 Club<br>Unrestricted<br>Fund<br>Account<br>Funeral Fees<br>Fund<br>Fund<br>In<br>Hall<br>Fund<br>Fund<br>Fund<br>Fund<br>Fund<br>Funds<br>£<br>000<br>000<br>00|St Nicholas<br>St Nicholas<br>St Nicholas<br>St Nicholas<br>St Nicholas<br>St Nicholas<br>All Saints<br>All Saints<br>All Saints<br>All Saints<br>All Saints<br>St Michaels<br>St Michaels<br>St Michaels<br><br>Fabric<br>Organ<br>Flower<br>Appeal<br>Clock<br>Handbells<br>Lighting<br>General<br>Organ<br>Fabric<br>Organ<br>Building<br>Organ<br>Flower<br>Restricted<br>Fund<br>Fund<br>Fund<br>Fund<br>Fund<br>Fund<br>Fund<br>Reserve<br>Fund<br>Fund<br>Fund<br>Fund<br>Fund<br>Fund<br>Funds<br>£<br>0<br>-|
|---|---|---|
||.<br>.<br>.<br>0.00<br>0.00<br>0.00<br>0.00<br>0.00<br>0.00<br>0.00<br>0.00<br>0.00<br>0.00<br>0.00<br>0.0<br>25,485.62<br>1,892.48<br>0.00<br>522.00<br>0.00<br>27,900.1<br>0.0|<br>0<br>0.00<br>0.00<br>0.00<br>0.00<br>0.00<br>0.00<br>0.00<br>0.00<br>0.00<br>0.00<br>0.00<br>-<br>0<br>0.00<br>-<br>0<br>-|
||25,485.62<br>0.00<br>1,892.48<br>522.00<br>0.00<br>0.00<br>27,900.1<br>8,500.00<br>4,800.00<br>10,000.00<br>23,300.0<br>27,110.63<br>2,700.00<br>2700<br>32,510.6<br>0.00<br>1,768.50<br>1,768.5<br>5,964.80<br>0.00<br>2,228.09<br>1,370.04<br>9,562.9<br>4,182.64<br>0.00<br>4,777.51<br>8,960.1<br>0.00<br>172.41<br>0.00<br>2,970.96<br>390.06<br>3,533.4<br>3,453.38<br>275.72<br>0.00<br>144.72<br>266.00<br>4,139.8<br>958.83<br>958.8<br>0.0<br>0.00<br>0.0<br>19,740.05<br>0.00<br>19,740.0<br>0.00<br>-<br>774.69<br>129.79<br>0.00<br>2,880.00<br>0.00<br>3,784.4<br>0.0<br>25,000.00|0<br>-<br>-<br>-<br>0<br>0.00<br>-<br>3<br>0.00<br>120.00<br>120.00<br>0<br>0.00<br>0.00<br>0.00<br>-<br>3<br>-<br>5<br>0.00<br>-<br>3<br>223,951.06<br>0.00<br>223,951.06<br>2<br>160.00<br>15,318.60<br>15,478.60<br>3<br>-<br>0<br>-<br>0<br>-<br>5<br>-<br>-<br>8<br>0.00<br>0.00<br>-<br>0<br>-|
||111,023.20<br>0.00<br>0.00<br>15,317.84<br>0.00<br>0.00<br>0.00<br>0.00<br>0.00<br>0.00<br>18,323.28<br>0.00<br>0.00<br>16,494.60<br>0.00<br>136,158.9<br>0.00<br>0.00<br>0.00<br>0.00<br>0.00<br>0.00<br>0.00<br>0.00<br>0.0|2<br>223,951.06<br>160.00<br>0.00<br>0.00<br>15,318.60<br>0.00<br>0.00<br>0.00<br>0.00<br>0.00<br>120.00<br>0.00<br>0.00<br>0.00<br>239,549.66<br>0<br>0.00<br>0.00<br>0.00<br>0.00<br>0.00<br>0.00<br>0.00<br>0.00<br>0.00<br>0.00<br>0.00<br>0.00<br>-|





THE PARISH OF THE HARWICH PENINSULA PCC NOTES  TO  THE  FINANCIAL  STATEMENTS  (continued) For the year ended 31st December 2024 

## 4 PCC members and related parties 

Mrs Liz McLeod a PCC Member received a salary of £5,000 during 2022 for her work as Parish Administrator. Expenses paid to clergy may include a small immaterial proportion which relates to their function as PCC members.  No other payments were made to PCC members, or to related parties, either as remuneration or as expenses, other than the occasional reimbursement for routine items and services paid for by them on behalf of the PCC. 

## 5 Investment assets (representing endowment funds) 

|Market value 31 Dec 2022|Dovercourt<br>Tithe<br>Miss<br>Chancel<br>Ward<br>Trust<br>Trust<br>£<br>£<br>9,148.53 11,223.56|Ramsey<br>Tithe<br>Chancel<br>Trust<br>£<br>7,822.23|Little Oakley<br>Revd M Wontner<br>Bequest<br>Ch'yard<br>Fund<br>Trust<br>£<br>£<br>1,980.31<br>296.75<br>0.00<br>0.00|Total<br>£<br>30471.38|
|---|---|---|---|---|
||||||
||||||
||||||
||||||
||0.00<br>0.00|0.00|||
||||0.00<br>0.00|0.00|
||||||



The above five endowment trust funds are managed by the Diocese on behalf of the PCC. 

Income on the Miss Ward Trust fund is mandated to the PCC, and is available for general ecclesiastical purposes. Income on the Tithe Chancel Trust funds is reinvested until required, and is available for restricted use in connection with eligible costs associated with the chancel areas of the above two churches.  The Wonter Bequest is set up for any special need for assistance in the parish.  The Wonter churchyard trust income is for the upkeep of Little Oakley Churchyard, especially the graves of Revd Wonter and his relatives. 

The capital element of all five endowment funds is permanent. 

## 6 **Fixed assets retained for church use** 

Freehold land and buildings comprise St Nicholas Hall, Harwich, Esplanade Hall, Harwich and The Millennium Room, Ramsey. These are stated at estimated cost value.For many years the PCC has also had use of Esplanade Hall, Harwich. The property has been in a very poor state of repair for a number of years and during 2015 it was necessary to carry out essential work on the property. Efforts are continuing, with the assistance of the Diocese, to register the hall, which stands on consecrated ground, in the name of the Parish with the Land Registry. Until ownership is established the church continues to insure the building. 

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## THE PARISH OF THE HARWICH PENINSULA  PCC NOTES  TO  THE  FINANCIAL  STATEMENTS  (continued) For the year ended 31st December 2024 

|7 Statement of funds<br>Unrestricted Funds<br>Undesignated funds<br>PCC General Fund<br>PCC Wedding & Funeral Fees<br>St Nicholas General fund<br>All Saints General Fund<br>St Michael's General Fund<br>Designated funds<br>PCC Children's Work<br>St Nicholas Hall<br>St Nicholas Amenities<br>St Nicholas Drop In<br>St Nicholas Choir Fund<br>St Nicholas Handbells Fund<br>All Saints Music Fund<br>All Saints Fabric Fund<br>All Saints Tea Fund<br>St Michael's 100 Club<br>St Michael's Flower Fund<br>Restricted Funds<br>St Nicholas Fabric Fund<br>St Nicholas Organ Fund<br>St Nicholas Flowers Fund<br>St Nicholas Appeal Fund<br>St Nicholas Choir Fund<br>St Nicholas Clock Fund<br>St Nicholas Children's Corner<br>All Saints Lighting Fund<br>All Saints Organ Fund<br>All Saints Fabric Fund<br>St Michael's Building Fund<br>St Michael's Organ Fund|Bal b/fwd<br>Receipts<br>Payments<br>Transfers<br>Bal c/fwd<br>£<br>£<br>£<br>£<br>£<br>117,181.20<br>0.00<br>0.00<br>(5,000.00)<br>112,181.20<br>1,676.93<br>-<br>-<br>0.00<br>1,676.93<br>20,129.49<br>21,131.35<br>(15,317.84)<br>-<br>25,943.00<br>11,063.00<br>19,316.84<br>(18,323.28)<br>12,057.00<br>2,554.14<br>17,602.29<br>(16,494.60)<br>0.00<br>3,661.83<br>-<br>-<br>0.00<br>0.00<br>0.00<br>0.00<br>0.00<br>0.00<br>Err:509<br>Err:509<br>-<br>Err:509<br>-<br>Err:509<br>Err:509<br>Err:509<br>Err:509<br>0.00<br>Err:509<br>Err:509<br>Err:509<br>Err:509<br>0.00<br>-<br>-<br>0.00<br>-<br>0.00<br>600.00<br>600.00<br>0.00<br>0.00<br>-<br>0.00<br>0.00<br>74.15<br>0.00<br>0.00<br>0.00<br>74.15<br>341.00<br>0.00<br>0.00<br>0.00<br>341.00<br>58.50<br>0.00<br>0.00<br>-<br>58.50|
|---|---|
||153,078.41<br>Err:509<br>Err:509<br>Err:509<br>Err:509|
||53,755.95<br>10,066.78<br>(223,951.06)<br>-<br>(160,128.33)<br>645.00<br>-<br>(160.00)<br>1,000.00<br>1,485.00<br>1,115.68<br>0.00<br>0.00<br>-<br>1,115.68<br>0.00<br>0.00<br>0.00<br>0.00<br>0.00<br>0.00<br>0.00<br>0.00<br>0.00<br>10,958.67<br>5,000.00<br>(15,318.60)<br>640.07<br>96.67<br>0.00<br>-<br>-<br>96.67<br>3,069.88<br>0.00<br>(120.00)<br>-<br>2,949.88<br>16,102.68<br>0.00<br>-<br>16,102.68<br>0.50<br>-<br>0.00<br>-<br>0.50<br>31.00<br>-<br>-<br>-<br>31.00|
||Err:509<br>Err:509<br>Err:509<br>Err:509<br>Err:509|



The above figures represent bank and cash balances only, and exclude the value of church plate, investments and other assets. 

Restricted funds are available only for the purposes indicated above, either as a result of conditions stipulated by donors, or as made known by the PCC when inviting donations or raising funds for specific objects. Designated funds have been earmarked by the PCC for specific purposes, but can be re-designated if required at the PCC's discretion. 

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Transfers within unrestricted funds relate mainly to the allocation between various churches and central PCC funds of shared ministry, administration and other costs, together with transactions relating to the parish magazine. As in previous years, a few transactions shown as payments or receipts within individual DCC accounts have been treated as transfers within the financial statements of the PCC as a whole. 

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