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2021-03-31-accounts

FAMILY LIFE CHRISTIAN CENTRE

FINANCIAL STATEMENTS

FOR THE YEAR ENDED 31[ST] MARCH 2021

REGISTERED CHARITY NUMBER: 1152892

THE HOUSE OF FAVOUR 454 – 460 OLD KENT ROAD LONDON SE1 5AG

INDEX Page Index 1 Legal & Administrative Details 2 Trustee’s Report 3 - 7 Independent Examiner’s Report 8 Statement of Financial Activities 9 Balance Sheet 10 Notes on the financial Statements 11-12

1

FAMILY LIFE CHRISTIAN CENTRE

LEGAL & ADMINISTRATIVE DETAILS YEAR ENDED 31[ST] MARCH 2021

ADDRESS FOR CORRESPONDENCE

HOUSE OF FAVOUR

454 – 460 OLD KENT ROAD LONDON SE1 5AG

REGISTERED CHARITY NUMBER

1152892

GOVERNING DOCUMENT

CIO – FOUNDATION CONVERSION DATED 21 FEB 2019

TRUSTEES/ DIRECTORS

Rev Nana Banyin Rev James Kwesi Ennin Rev Charles Wesley Elder Kese Boadu Ms Wilhemina Abban- Mensah

PRINCIPAL BANKERS

BARCLAYS PLC

NATIONAL WESTMINSTER BANK ROYAL BANK OF SCOTLAND

INDEPENDENT EXAMINER

FRESH FIRE ORGANISATION GENERATOR BUSINESS CENTRE 95 MILES ROAD MITCHAM CR4 3FH

2

Trustees Annual Report Year Ended 31[st] March 2021

Introduction

The Trustees of Family Life Christian Centre have presented this report that covers the activities that were carried out in the financial year ending 31[st] March 2021. The year under review experienced an increase in our spiritual activities as stated in our mission vision and objectives outlined below.

As a member of the Evangelical Alliance and Assemblies of God, Family life Christian Centre pursues its similar objectives in UK and overseas. The Trustees provide the strategic direction in consultation with the Church Council, which is the governing body responsible for its operating activities.

This report covers the composition of the board of Trustees, vision, aims and objectives, activities carried out during the year, the financial reporting.

Composition of Trustees

The Trustees worked relentlessly to make sure the mission and the laid down objectives were achieved for the year under review. The Trustees met three times to discuss on how the running of the church as a charity was best carried out. The following are Trustees members.

Trustees Position Pastor Nana Banyin Chairman Pastor Charles Wesley Member Pastor James Ennin Member Wilhemina Abban-Otoo Member Elder Kese Boadu Secretary

The Church Council has the power to appoint additional Trustees members if on review of the activities it becomes necessary to get new members to discharge the additional responsibilities.

Charity/Company Details Charity First Registration Date: 24[th] June 1997 Charitable Incorporated Organisation (CIO) Registration Date: Feb 21, 2019 Registration number: 1152892. Registered Address: The House of Favour, 454-460 Old Kent Road, London. SE1 5AG.

3

Our Vision:

Raising Breakthrough Generation of worshippers who will affect the nations of the world

Our Mission

To passionately build a governing Church to influence the city and impact the nation, through the raising of worshipful covenantal breakthrough believers trained in kingdom living, manifesting Christ’s character in ministry with miracles, signs and wonders finishing His will on the earth.

Aims and Objectives

The primary aims and objective s of Family Life Christian Centre are to fulfil the role of a Christian Church in the community and to provide help to others in promoting the Christian faith in the United Kingdom and overseas.

Financial Reporting

This section of the report covers the accounting policy adopted, the responsibility of the Trustees regarding the financial statement and the independent examiner of our financial records.

Accounting policy

The Charity has adopted the provisions of the Statement of Recommendation Practice (SORP 2005) ‘Accounts and Reporting by Charities’ in preparing the Annual Report and statement of financial activities of the Charity.

Trustees Responsibilities in Relation to the Financial Statements

The Trustees are responsible for preparing the Trustees’ Annual Report and the Financial Statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice).

Law applicable to Charities in England and Wales requires the Trustees to prepare financial statements for each financial year which give a true and fair view of Charity and of the incoming resources and application of resources of the Charity for that year. In preparing these financial statements the Trustees are required to:

4

Independent Examiners Freshfire Organisation Unit 5, The Generator Business Centre 95 Miles Road Mitcham CR4 3FH Bankers Barclays PLC National Westminster Bank Royal Bank of Scotland Financial Performance

What more can be said about 2020? It was a challenging year for both the church and the congregation due to the Covid-19 pandemic. The church building was closed for several months so regular collections income was much reduced.

While we were unsure how the year would turn out, we planned for the worst. Our members faithfully continued to support the church and our vision. Their generosity is what enables the church to build generations of Jesus followers who take grace to our world. May God continually bless our faithful members. We pray for an end to the pandemic and a return to normal worship and fellowship in the church. We also pray that our church finances will stabilise and that we can get back to working on our mission in the church and not struggling to make ends meet.

The reality however is that the collection each week still accounts for a significant proportion of the church’s income, and reduced levels of congregational attendance, and our inability to hold social or fundraising events will continue to impact our ability to generate funds in the immediate term.

Human Resource

The Church has three (3) employees. The bulk of the work in the church is carried out on voluntary basis by members who use their spiritual gifts to serve in appreciation for their existence and wellbeing. Much of this work is done privately, without recognition, and the hours and value of their time spend cannot be quantified.

Summary of Performance and Achievement

During 2020 financial year, the church made regular adaptations to respond to the restrictions of

the Covid-19 pandemic. There were times of closure enforced by the Government restrictions, and times of closure when the Leadership considered it was necessary for the health and safety of our members.

At the start of the pandemic churches were required to close, first for public worship on 17[th] March 2020 then on 23[rd] of March also for private prayer. We moved our worship online, largely thanks to our Media Team. We offered pastoral care via telephone, email and WhatsApp. The church reopened on 12[th] July for public worship and continue to open for the rest of the year though with restricted service and shorter opening hours. We were delighted to welcome back many of our members, although some are still isolating at home.

5

For a better part of this year our services have either been completely virtual or virtual with a small number of people physically in the sanctuary. In fact, we have had several people (non-members) that have joined our YouTube, Facebook and ZOOM channels to worship with us each midweek and Sundays. During the midweek, we were able to offer ministry to children, students, and adults.

In short, amidst all of the challenges, the work of Family Life Christian Centre continued. We continued to worship God every week. We continued to celebrate the word and the different seasons of the church. We are grateful to the members of the church, who each, in their own way, contributed to this effort.

However long the quarantine lasts, we believe this emerging online ministry platform and outward-focus will continue to be shape our ministry.

Community Support

The COVID-19 pandemic brought in its wake financial difficulties for many in society, especially for those who lost their jobs. This left individuals in a difficult situation with incomes affected, either as part of a reduced salary whilst on furlough or a complete loss of salary by being made redundant. Many people, with everything that was going on, had to make a choice between putting food on the table or paying their utilities bills.

We continue to support our church members and the local community by distributing packages to families and passers-by who waited in line to fill their shopping bags with fresh and non-perishable food items. We received several remarks of appreciation from those who received the packages and were able to distribute over 200 packages to individuals and families who had been affected by the pandemic.

Easter Church Service

In Christianity, Easter remembers the sacrifices Jesus Christ made when he was crucified on Good Friday and his resurrection on Easter Sunday. However, this year, with COVID 19 closing churches and lockdown still in place, we had to livestream services Easter services to our congregation via YouTube and Facebook

Safeguarding of Children & Adults

The church has adopted and reviewed up to date policies for Child Safeguarding and Safeguarding Adults. We make clear our commitment to safeguarding by displaying the policies and helpful information on the church noticeboard. We know who is working with children and/or vulnerable adults and we ensure that everybody who is eligible has a DBS check. First Aid Training is given to everybody who is eligible. We also ensure that all people who work with children and vulnerable adults attend safeguarding training. We keep information safely and maintain appropriate confidentiality.

Future Plans

Our church does a great job of caring for those who request help, but we know there are unexpressed needs out there. We plan on creating a way to make sure all needs within the church can be communicated and addressed through a unified and intentional approach. We also intend to develop a formal budgeting plan for 2022 to insure adequate funding for our mission strategy.

6

With many of our members having stayed home from church during the COVID 19 pandemic,

some of our members, about 30%, have grown accustomed to watching services online, hence their reluctance to come to church in person. Do we maintain and enforce safety precautions? How will we bring our congregations back in face-to-face settings without risking their health?

To encourage our members to come back to church, we are communicating what we are doing to ensure the safety of their families. We will let them know that they may require a mask to enter and will supply one if they forget theirs. The church will be sanitised and hand sanitisers will be provided at the door.

We will let them know that there will be plenty of social distancing space to help them feel comfortable in the church with other people. We will call and ask how they are doing, how they have fared during the pandemic, and if they have any concerns about returning to church service.

We believe these simple steps may give them the opportunity to explain safety protocol and the measures the church is taking to ensure everyone stays safe.

Public Benefit

While our aim remains the furtherance of the word of God through preaching, teaching and aiding humanity, we continue to abide by Public Benefit Guidance published by Charity Commission in compliance with its duties under section 4 of the Charities Act 2006.

  1. The organisation must have identifiable benefit.

  2. The benefit must be to the public or to a section of the public.

During this financial year the main ways the Church sought to achieve the calling of Christ upon it and its charitable purposes for the public benefit have been as follows:

  1. Increase awareness of God’s presence and to celebrate God’s love.

  2. Help people to grow as Christians, through mutual support and care.

  3. Be a good neighbour to people in need and challenge injustice.

The trustees concluded that during the year under review, the requirements of the charity commission have been met.

The Trustees would like to express their gratitude to all members of the congregation who generously give their time, money and support throughout the year, without which the church would not be what it is today. Thank you.

Elder Kese Boadu Secretary On behalf of the Board of Trustees

7

Independent Examiner’s Report To the Trustees FAMILY LIFE CHRISTIAN CENTRE

I report on the accounts of the church for the year ended 31[st ] March 2021 set out on the following pages which have been prepared on the basis of the accounting policies shown in the corresponding pages.

Respective responsibilities of trustees and examiner

The trustees of the church are responsible for the preparation of accounts: they consider that the audit requirement under section 144(2) of the Charities Act 2011 (the 2011 Act),does not apply. It is my responsibility to :

Basis of Independent examiner’s report

My examination was carried out in accordance with the General Directions given by the Charity Commissioners. An examination includes a review of the accounting records kept by the church and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts and seeking explanations from you as trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit, and consequently I do not express an audit opinion on the view given by the accounts.

Independent examiner’s statement

In the course of my examination, no matter has come to my attention;

Chuks Ajuka FICB PMDip In association with FRESH FIRE ORGANISATION Generator Business Centre 95 Miles Road Mitcham Surrey CR4 3FH

8

FAMILY LIFE CHRISTIAN CENTRE

Statement of Financial Activities for the year ended 31st March 2021

Unrestricted
Restricted
Total Funds
Funds
Funds
2021
Incoming ResourcesNote
£
£
£
from generated funds
Donations and Legacies
2
260860
260860
Investment income
3
0
0
260860
0
260860
Other
22575
0
22575
_____
Total Incoming
283435
0
283435
Resources
Resources Expended
Expenditure on:
Charitable Activities
6
87,451
87,451
Other
7
113221
113221
____
Total Resources
200,672
0
200,672
Expended
______
Net movement in funds
82,763
0
82,763
Reconciliation of Funds
Total Funds brought forward
1085881
360642
1446523
Total Funds carried forward
1,168,644
360642 1,529,286		 Unrestricted
Restricted
Total Funds
Funds
Funds
2021
Incoming ResourcesNote
£
£
£
from generated funds
Donations and Legacies
2
260860
260860
Investment income
3
0
0
260860
0
260860
Other
22575
0
22575
_____
Total Incoming
283435
0
283435
Resources
Resources Expended
Expenditure on:
Charitable Activities
6
87,451
87,451
Other
7
113221
113221
____
Total Resources
200,672
0
200,672
Expended
______
Net movement in funds
82,763
0
82,763
Reconciliation of Funds
Total Funds brought forward
1085881
360642
1446523
Total Funds carried forward
1,168,644
360642 1,529,286		 2020
£
243900
0
260860
0
260860
22575
0
22575
 243900
11425
_________
283435
0
283435		 ___
255325
87,451
87,451
113221
113221
 128692
117829
_________
200,672
0
200,672
 ___
246521
_________
82,763
0
82,763
1085881
360642
1446523
1,168,644
360642 1,529,286		 ___
8804
1437719
1446523

The above funds are all classed as to purpose All movements of funds and all recognised gains and losses are included above.

The notes on the accounts form part of these accounts.

9

FAMILY LIFE CHRISTIAN CENTRE Balance Sheet as at 31st March 2021

Note
Fixed Assets
Tangible fixed assets
5
Current Assets
Cash at bank and
in hand
Debtors & prepayments
Creditors:amounts falling due
within one year
Creditors & accruals
8
Net Current Assets
Total assets less current
liabilities
Creditors:amounts falling after
more than one year
Net Assets
Funds
Restricted Funds
Unrestricted Funds
TOTAL FUNDS		 2021
£
1822030
_
1822030
_
98467
51768
150235
12330
_
137905
_
1959935
430649
1529286
360642
1168644
_
1529286
_		 2020
£
1823280
1823280
___
136092
17195
153287
23809
___
129478
___
1952758
506235
1446523
361632
1084891
_
1446523
_

Approved by the trustees on 15th December 2021 and signed on their behalf by :

The notes on these accounts form part of these accounts

10

FAMILY LIFE CHRISTIAN CENTRE NOTES TO THE ACCOUNTS FOR THE YEAR ENDED 31[ST] MARCH 2021

1) Accounting Policies

These accounts have been prepared under the historic cost convention with items Recognised at cost or transaction values otherwise stated in the relevant note(s) to These accounts. The accounts have been prepared in accordance with: The Statement of Recommended Practice: Accounting and Reporting by Charities Preparing their accounts in accordance with the Financial Reporting Standard Applicable in the UK and Republic of Ireland (FRS102) issued on 16 July 2014.

1.2 The accounts present a true and fair view and no change have been made to the accounting policies adopted.

Recognition of Income

These are included in the Statement of Financial Activities (SOFA) when:

Grants and Donations

Grants and Donations are only included in the SOFA when the general income recognition criteria are met (5.10 to 512 FRS102 SORP)

.

Tax reclaim on donations and gifts

Gift Aid receivable is included in the income when there is a valid declaration from the donor. Any gift aid amount recovered on a donation is considered to be part of that gift and is treated in addition to the same fund as the initial donation unless the donor or the terms of the appeal have specified otherwise.

EXPENDITURE AND LIABILITIES

Liability Recognition

Liabilities are recognised where it is more likely than not that there is a legal or constructive obligation committing the charity to pay out resources and the amount of the obligation can be measured with reasonable certainty.

Grants and Support Costs

Support costs have been allocated between the governance costs and other support. Governance costs comprise all costs involving public accountability of the charity and its compliance with regulation and good practice.

11

FAMILY LIFE CHRISTIAN CENTRE NOTES TO THE ACCOUNTS FOR THE YEAR ENDED 31[ST] MARCH 2021

Creditors

The charity has creditors which are measured at settlement amounts less any trade discounts.

ASSETS

Tangible Fixed Assets for use by the charity

They are capitalised if they can be used for more than one year. They are valued at cost. The depreciation is calculated at 20% reducing balance method.

Debtors

Debtors are measured on initial recognition at settlement amount. Subsequently they are measured at cash.

.

12

FAMILY LIFE CHRISTIAN CENTRE Notes to the accounts for year ended 31st March 2021

2 Donations

Church collections
Tithes
Offerings
Thanksgiving
Kairos
Others
Youth & Children
Women;s fellowship
Men's Fellowship
Total
3 Investment income
Bank Interest
4 Other Income
Good to Give
Mission house fund
Mission thanksgiving
Media contributions
Total		 Unrestricted
Total fundsTotal funds
Funds
Restricted
2021
2020
£
£
£
£
231740
181307
181307
25283
0
40243
40243
2540
0
4340
4340
1010
0
0
287
0
2090
2090
0
2225
2225
0
0
0
0
0
0
0
260860
0
230205
230205
Unrestricted
Total fundsTotal funds
Funds £
2020/£
2019/£
0
0
3041
Unrestricted
Restricted
Total
Total
Funds/2021
Funds/2021
Funds/2021
Funds/2020
22575
0
22575
11425
0
0
0
0
0
0
0
0
0
0
0
22575
0
22575
11425
5 Tangible Fixed Assets
Cost
At 01/04/2020
Additions
Disposals
At 31/03/2021
Depreciation
At 01/04/2020
charge for the year
Disposals
At 31/03/2021
Net Book Value at 31/03/2021
Net Book Value at 01/04/2020		 Land and
Fixtures,
buildings
fittings and Motor
Freehold
Equipment Vehicle
Total 2021
£
£
£
£
1819580
15745
0
1835325
0
1250
0
0
0
0
0
0
1819580
16995
0
1835325
12969
0
12969
326
0
326
0
0
0
13295
0
13295
1819580
3700
0
1822030
1819580
2776
0
1822356

13

Notes to the accounts for year ended 31st March 2021

**6 ** Cost of Activities in furtherance Cost of Activities in furtherance of Charity's Objectives of Charity's Objectives
2021/£ 2021/£ 2020/£
Unrestricted Restricted
Missions 0 861
Wages & Salaries 55186 55186
Employer's NIC 0 21255
Depreciation 0 924
Donations/welfare 20260 37284
Youth ministry 0 0
FGC Conference 0 0
Training expenses 0 3000
Decorations 0 0
Events 0 286
Pension 4650 4675
Media expenses 3798 972
Children Ministry 0 1308
Marketing 3557 2941
Total 87451 0 128692
**7 ** Other Costs
Church council 0 0
Admin expenses 2864 3721
Security 9028 7915
Consummables 1200 716
Light & Heat 14639 10257
Repairs& maintenance 0 0
Insurance 8137 11017
TV/Radio expenses 0 426
Hygiene & sanitation 7785 2473
Motor,travel expenses 1571 2113
Equipment expensed 2289 0
Printing & Stationary 0 0
Subscription 598 440
Conference/meetings 0 14501
Volunteer expenses 9660 0
Travel 0 5567
Telephone & Internet 4420 4881
Accountancy service 2160 2160
Other expenses 3647 3950
Bank charges 1450 1877
Mortgage Interest 12268 20784
Building Renovation 15460 18343
Media expenses 0 1011
Women's fellowship 0 0
Men's fellowship 0 2760
Sundry 5523 2073
Card services 0 844
COVID Expenses 10522 0
Total 113221 117829

___________ 14

FAMILY LIFE CHRISTIAN CENTRE
Notes to the accounts for theyear ended 31st March 2020
**8 ** Restricted Funds 01/04/2020 Income Expenses 31/03/2021
Missions 0 0 0
Mens Fellowship 4784 1000 3784
Events 0 0 0
Kairos 4640 0 4640
Mission House Fund 36219 0 1535 34684
Media 0 0 0 0
Buildingfund 314964 0 2834 312130
Womens fellowship 1025 0 440 585
Total 361632 0 5809 355823
Staff Costs 2021/£ 2020/£
Salaries 55186 55185
HMRC 26544 26030
Total 81730 81215
No employee earned more than £60,000p.a. There were 3 employees duringtheyear.
Trustee Remuneration
The trustee Rev Nana Banyin waspaid £58462 for theyear for services rendered to the charityas Senior Pastor.
**9 ** Debtors and Prepayments 2021/£ 2020/£
Debtors 22554 0
Israel and cashback 7255 13695
FGC conference 646
PAYE 21313
Hardship 0 3500
51768 17195
**10 ** Creditors: amounts falling due within oneyear 2021/£ 2020/£
Accruals 7273 22017
Summer events 0 0
Dorcas Ministry 613 613
Bookshop 75 825
Men's Ministry 3784 0
Women's Ministry 585 0
FGC conference 0 354
12330 23809
**11 ** Creditors:amounts falling more than oneyear 2021/£ 2020/£
Mortgage Principal 430649 506236
Creditors 0 0
430649 506236
15
FAMILY LIFE CHRISTIAN CENTRE
Notes to the accounts for theyear ended 31st March 2020
**8 ** Restricted Funds 01/04/2020 Income Expenses 31/03/2021
Missions 0 0 0
Mens Fellowship 4784 1000 3784
Events 0 0 0
Kairos 4640 0 4640
Mission House Fund 36219 0 1535 34684
Media 0 0 0 0
Buildingfund 314964 0 2834 312130
Womens fellowship 1025 0 440 585
Total 361632 0 5809 355823
Staff Costs 2021/£ 2020/£
Salaries 55186 55185
HMRC 26544 26030
Total 81730 81215
No employee earned more than £60,000p.a. There were 3 employees duringtheyear.
Trustee Remuneration
The trustee Rev Nana Banyin waspaid £58462 for theyear for services rendered to the charityas Senior Pastor.
**9 ** Debtors and Prepayments 2021/£ 2020/£
Debtors 22554 0
Israel and cashback 7255 13695
FGC conference 646
PAYE 21313
Hardship 0 3500
51768 17195
**10 ** Creditors: amounts falling due within oneyear 2021/£ 2020/£
Accruals 7273 22017
Summer events 0 0
Dorcas Ministry 613 613
Bookshop 75 825
Men's Ministry 3784 0
Women's Ministry 585 0
FGC conference 0 354
12330 23809
**11 ** Creditors:amounts falling more than oneyear 2021/£ 2020/£
Mortgage Principal 430649 506236
Creditors 0 0
430649 506236
15
FAMILY LIFE CHRISTIAN CENTRE
Notes to the accounts for theyear ended 31st March 2020
**8 ** Restricted Funds 01/04/2020 Income Expenses 31/03/2021
Missions 0 0 0
Mens Fellowship 4784 1000 3784
Events 0 0 0
Kairos 4640 0 4640
Mission House Fund 36219 0 1535 34684
Media 0 0 0 0
Buildingfund 314964 0 2834 312130
Womens fellowship 1025 0 440 585
Total 361632 0 5809 355823
Staff Costs 2021/£ 2020/£
Salaries 55186 55185
HMRC 26544 26030
Total 81730 81215
No employee earned more than £60,000p.a. There were 3 employees duringtheyear.
Trustee Remuneration
The trustee Rev Nana Banyin waspaid £58462 for theyear for services rendered to the charityas Senior Pastor.
**9 ** Debtors and Prepayments 2021/£ 2020/£
Debtors 22554 0
Israel and cashback 7255 13695
FGC conference 646
PAYE 21313
Hardship 0 3500
51768 17195
**10 ** Creditors: amounts falling due within oneyear 2021/£ 2020/£
Accruals 7273 22017
Summer events 0 0
Dorcas Ministry 613 613
Bookshop 75 825
Men's Ministry 3784 0
Women's Ministry 585 0
FGC conference 0 354
12330 23809
**11 ** Creditors:amounts falling more than oneyear 2021/£ 2020/£
Mortgage Principal 430649 506236
Creditors 0 0
430649 506236
15