HALIFAX BIBLE BELIEVERS FELLOWSHIP
2023- 2024
ANNUAL REPORT
FELLOIVSHIP
And this gospel of the kingdom shall be preached in all the world for a wilness unlo all nations.. and then shall the end come.

HALIFAX BIBLE BELIEVERS FELLOWSHIP '
2023-24 ANNUAL REPORT
Halifax Bible Believers Fellowship
(A Charitable Incorporated Organisalion)
Annual Report and Financial Statements
For the Year Ended 30 June 2024
Charlty Number: 1152719

HAUFAX BIBLE BEUEVERS FELLOWSHI
2023-24 ANNUAL REPORT
TABLE OF CONTENTS
1 . Legal and Administrative Information
2. Report of the Board of Trustees
3. Independent Examinerfs Report
4. Statement of Financial Activities
5. Balan￿ Sheet
10
6. Notes to the Financial Statements
12

HALIFAX 818LE BELIEVERS FELLOWSHI
2023-24 ANNUAL REPORT
Charity Name:
Halifax Bible Believers Fellowship
Charlty Registration Number:
1152719
Registered l Operating Office:
Halifax Bible Believers Tabemacle
stead Street
Halifax
West Yorkshire
HX15AN
Pastorlchlef Executive Officer:
Mr R M Tizora
Board of Trustees:
Mr R M Tizora
Mr S G Murape
Mr E M Tizora
MrTKBero
Independent
Examlners:
GAHarris&CoLtd
Chartered Accountants & Registered
Auditors
Brulimar House, Jubilee Road,
Middleton.
Manchester,
M24 2LX
Bankers:
Barclays Bank plc
39147 Commercial Street
Halifax
West Yorkshire
HX1 1BG

HALIFAX BIBLE BELIEVERS FELLOWSHI
2023-24 ANNUAL REPORT
REPORT OF THE BOARD OF TRUSTEES
Introduction
The Board of Trustees of Halifax Bible Believers Fellowship CIO are delighted to present its
Annual Report and Financial Statements for the year ended 30 June 2024. The Board has
adopted the provisions of the Statement of Recommended Practice (SORP) "Accounting for
Charities" issued in 2005 in p￿ParIng the annual report and financial statements for the
charity. Halifax Bible Believers Fellowship (HBBF) became a registered Charitable
Incorporated Organisation (CIO or charity) with registered number 1152719 on the 4th of July
2013.
Aims and Objectives
The CIO'S purposes and core objectives, as set out in the objects contained in the
constitution and articles of association, are to:
To advan￿ the Christian faith for the benefit of the members and the public in
accordance with the Bible.
The advancement of the Gospel of Christ through preaching, teaching. listening of
messages, broadcasting and evangelical outreaches.
To advance the Christian religion in the United Kingdom for the benefit of the
members and public through the holding of prayer meetings. sermons, Sunday
School, conventions and distribution of literature to enlighten others about
Christianity.
Promoting social integration, religious tolerance, peace, love and harmony within the
communtty.
We ￿VIeW our aims, objectives and achievements each year. This review looks at what we
achieved and the outcomes ofourwork in the previous year. The review looks at the success
ofour main activities and the benefits they have brought to our members and the community.
The review also helps us ensure our aim, objectives and activities remain aligned to our
stated purposes. We have referred to the guidan￿ contained in the Charity Commission's
general guidance on public benefit when reviewing our aim and objectives and in planning
our future activities. In particular, we consider how our planned activities will contribute to
our aims and objectives.
Financial review
Our work is dependent on the dedication, commitment and generosity of our members, who
are our principal donors. In the financial year ended 30 June 2024, we received £227,099 of
Voluntary income, primarily from our members. We also received £50,786 through other
income such as grants, rebates and gift aid. A total of £29,557 of our funds went towards
charitable activities, £175,845 was expended on operating costs and £1 ,990 went towards
govemance costs throughout the financial year.

HALIFAX BIBLE BELIEVERS FELLOWSHI
2023-24 ANNUAL REPORT
Throughout the year, we hosted several events including Easter meetings, August
convention, as well as other activities such as weddings, birthday parties and baptismal
services. We would like to give our soon coming Lord Jesus Christ, all the glory and honour
for helping us to host successful evenls. We also had the privilege of enjoying the
ministration of the Word from several visiting ministers from all over the world, who were a
tremendous blessing.
We would like to express our sincere gratitude to all the members of HBBF for their
commitment and continuous support through attendance, financial support and active
participation in all the services, activities and events. We would also want to mention our
special thanks to the Pastor, the ministers, the deacons, the elders, the Sunday School
superintendent and teachers, the trustees, the song leaders, the musicians and all the
members who tirelessly worked and devoted their all - financially, materially. physically and
spiritually to contribute to the work in the house of the Lord. May the Lord richly bless you
for all your efforts and sacrifices, which we are certain will be rewarded both in this world
and in the world to come.
We sincerely believe those who attend our services and events benefit spiritually,
emotionally and physically, which also in turn leads to better life outcomes, health and well-
being in this world, and most important, etemal life beyond the curtain of time. Through our
sermons, Sunday school, fellowships and counselling services we have impacted numerous
souls for the glory of God.
Structure, governance and management
Governing Document
The organisation is a charitable incorporated organisation, registered on the 4th of July 2013,
with registered number 1152719.
Appointment of the Board of Trustees
The trustees are elected to serve for a period of one year after which they must be re-elected
at the next Annual General Meeting. All the trustees, being eligible, offer themselves for re-
election at the next Annual General Meeting in early 2025. The PastorlCEO is an executive
trustee, who is not elected but a permanent member of the Board of Trustees.
All member of the Trustee Board, apart from the PastorlCEO give their time voluntarily and
re￿iVed no benefrts from the charity. The Pastor, who is also the Chair of the Board of
Trustees, is employed by the charity, and also plays the role of the Chief Executive Officer
(CEO). The CEO is responsible for ensuring that the charity delivers the ServI￿S specified
and that key performance indicators are met and also has the responsibility for the day-to-
day operational management of the charity, its staff, members and other related
responsibilities.

HAUFAX BIBLE BEUEVERS FELLOWSHI
2023-24 ANNUAL REPORT
Risk Management
The Trustee Board has conducted a review of the major risks to which the CIO is exposed. A risk
register has been established and is updated at leasl annually. Where appropriate, systems or
proCedU￿S have been established to mitigate Ihe risks the CIO fa￿s. Significant risks relating to
meeting its day-lo-day obligations due to funding constraints exist, and the Trustee Board is
looking at ways of cutting costs. Internal control risks are minirnis8d by the implementation of
procedures for authorisation of all financial transactions and key projects and costs. Procedures
are in place to ensure Complian￿ with health and safety regulations relating to members and
visitors to the church premises.
Accountants and Audltors
The Trustee Board has agreed to re-appoint G A Harris & Co Ltd as the CIO'S Accountants and
Independent Examiners. Due to our Income levels rising beyond the £25,000 threshold, we are
required to appoint independent examiners under the Charity Cornmission guidelines. G A Harris &
Co Ltd have completed their independent examination of these accounts and their report is
incorporated in this Annual Report,
Trustees, responslbilities for the financial statements
The Trustees are responsible for preparing the Trustees, Annual Report and the Financial
Statements in accordan￿ with the United Kingdom's Generally Accepted Accounting Practices and
Charities Act, 2011. The Charities Commission and the applicable laws require Ihe Trustees to
prepare financial statements for each financial year which give a true and fair view of the state of
affairs of the CIO and of the incoming resources and application of resources of the CIO for that
period. In preparing the financial statements, the Trustees are required to:
select suitable accounting policies and apply them consistently.,
observe the methods and principles in the Charities SORP.,
make judgements and estimates that are reasonable and prudent;
state whether applicable accounting standards have been followed, subjecl to any material
departures disclosed and explained in the financial statements, and
prepare the financial ststements on the going concern basis unless it is inappropriate to
presume that the CIO will continue in operation.
Plans for Future Periods
The CIO plans continuing its ongoing charitable activities outlined above in the forthcoming years
subject to satisfactory funds becoming available. We are also continually working on our building to
maintain it to the required standards befitting a place of worship and to improve the usage and
enjoyment by all members and members of the community.
The Pastor and the Board of Trustees would like to express their sincere gratitude to all the members,
donors, volunteers and other stakeholders for Iheir invaluable contributions. support and
commitment throughout the last financial year.
R M Tizora
Pastor/CEO
S G Murape
Trustee
T Bero
Trustee
ON BEHALF OF THE BOARD
Signed on the 4th April 2025

HAUFAX BIBIE BEUEVERS FELLOWSHI
2023-24 ANNUAL REPORT
INDEPENDENT EXAMINER REPORT
I report on the accounts for the year ended 30 June 2024 set out on the following pages.
The Gharily's trustees are responsible for the preparation of the accounts. The charity's trustees consider that
an audit is not required for this period (under Section 144{2) of the Chartties Act 2011 (the 2011 Act)) and that
an independent examination is required.
11 is my responsibility to-
examina the accounts under Section 145 of the 2011 Act
to follow the procedures laid down in Ihe General Directions given by the Charily Commission
{under Section 145151(b} of Ihe 2011 Act). and
to slate whether particular matters have corne lo my altenlion.
Basis of the independent examiner's repart
My examination was carried oul in acGordance with the General Dlrections given by the Charity Commission.
An examination Includes a review of Ihe accounting records kept by the charity and a comparison of the
accounts presented with Ihose recoids.11 also includes consideration of any unusual items or disclosures in
the accounts, and seeking explanations from you as trustees concerning any such matter5. The procedures
undertaken do not provide all the eviden￿ Ihat would be required in an audit, and consequenlly no opinion is
given as to whether the ac¢ounts present a 'true and fair view, and the report is limiled lo those matters set out
in the 5talemenis below,
Independent examiner's slatement
In connection with my examination, no matter has come to my attenlion-.
(11 which gives me reasonable cause to believe that, in any material respect. the requir8m8nts
to keep accounting records in accordan￿ wilh Section 130 of th8 2011 Act-, and
lo prepare accounts which accord with the accounting records and to comply with
the accounting requirements of the 2011 Act
Have not been mat- or
12) To which, in my opinion, attention should be drawn in order to ènable a proper understanding
of Ihe accounts to be reached.
Gary A Harris
G A Harris & Co Ltd
Chartered Accountants & Registered Auditors
Brulimar House
Jubilee Road
Middleton
Manchesler
M242LX
Dale..
/4

HALIFAX BIBLE 8EUEVERS FELLOWSHI
2023-24 ANNUAL REPORT
Statement Of Financial Activitles
For the year ended 30th June 2024
2024
Unrestricted
Funds
2023
Unrestricted
Funds
Notes
INCOMING RESOURCES
Incoming resources from generatèd funds
Voluntary income
Gift Aid
227.099
50.786
307.849
48,128
Total Incoming resources
277.885
355 977
RESOURCES EXPENDED
Charitable activities
Other charitable activities
(29.557)
{26,346)
Operating costs
Governance costs
(175.845)
(1,990}
{201,443)
{1,853)
Total resources expensed
207.392
NET INCOMING RESOURCES
70,493
126,335
Inlerest receivable
Interest payable
Other Income
102
(16,839)
8,050
<15.326)
NET INCOME FOR THE YEAR
61.806
111,009
CONTINUING OPERATIONS
All incoming resources and resources expended arise from conlinuing activitles.

HAUFAX 818LE BELIEVERS FELLO
2023-24 ANNUAL REPORT
Halifax Blble Believer3 Fellowship
Balance sheet
as at the 30th of Juna 2024
2024
2023
Notes
Unrestricted
funds
Unrestricted
funds
FIXED ASSETS
Tangible assets
508,991
516,395
CURRENT
ASSErs
Cash at bank
21,178
2.360
Debtors
113,589
68,688
134,767
71,048
CREDrroRS
Amounts falling due within one year
(34,690)
(30.514)
NET CURRENT ASSETS
100,077
40.534
TOTAL ASSETS LESS CURRENT LIABILrriES
609,068
556.929
CREDITORS
Amounts falling due after one year
(209,918)
{219,585)
NEf ASSErs
399.150
337.344
FUNDS
Unrestricted funds
399,150
337,344
TOTAL FUNDS
399,150
337,344
10

HALIFAX BIBLE BEUEVERS FELLOWSHI
2023-24 ANNUAL REPORT
The financial statements were approved by the Board of Trustees on 0410412025 and were
signed on its behalf by:
s4
R M Tizora
P8Stor/CEO
S G Murape
Trustee
T Bero
Trustee
ON BEHALF OF THE BOARD

HALIFAX BIBLE BEUEVERS FELLOWSHI
2023-24 ANNUAL REPORT
Halrfax Bible Believers Fellowshlp
Notes to the Flnancial Statements
For the year ended 30th June 2024
ACCOUNTING POLICIES
Accounting conventlon
The finanacial statements have been prepared under the historical cost convention and in accordan
with the statement of recommended practice 'Accounting and Reporting by charities preparing their
accounts in accordance with the Financial Reporting Standard applicable in the UK
and Republic of Ireland. (FRS 102) issued on 16 July 2014 and wilh the Charities Act 2011.
Financial Reporting Standard Numbor 1
Exemption has been taken from preparing a cash flow statement on the grounds that the charity qualifies
as a small charity.
In¢omlng resources
All incoming resources are included on the Statement of Flnancial Activitles when the charity is legally
entitled to the income and the amount can be quanlrfied with reasonable accuracy.
Resources expended
Expenditure is accounted for on an accruals basis and has been classrfied under the headings that
aggregate all costs related lo the category. Where Gosts cannot be directly attributed to particular
headings they have been allocated to activities on a basis conslstent with the use of resources.
Tangible fixed assets
Tangible fixed assets are measured at cost less accumulative depreciation and any accumulative
impairment losses. Depreciation is provide(l on all tangible fixed assets, other than freehold land.
al raies calculated to write off the cost, less estimated residual value. of each asset evenly over its
expected useful life. as follows..
Freehold buildings..
Leasehold land and buildings..
Plant and machinery..
Fixtures, fittings, tools and equipment..
over 50 years
over the lease term
over 5 years
over 5 years
D•btors
Short t8rm debtors are measured at transaction price (which is usually the invoice price). less any
impairment losses for bad and doubfful debts. Loans and other financial assets are initially
recognised at transaclion price including any transaction costs and subsequently measured at
amortised cost determined using the effective interest method, less any impairment losses for bad
and doubtful debts.
Creditors
Short term creditors are m8asured at transaction price (which is usually the invoice pri￿). Loans
and other financial liabilities are initially recognised at transaction price net of any transaction
costs and subsequently measured al amortised cost determined using the effedive interest
method.
Provisions
Provisions (ie liabilities of uncertain timing or amount) are recognised when there is an obligation
at the reporting date as a result of a past event, it 15 probable that economic benefrt will be
transferred to settle the obligation and the amount of the obligation can be estimated reliably.
12

HALIFAX BIBLE BELIEVERS FELLOWSHI
2023-24 ANNUAL REPORT
Leased Assets
A lease is classified as a finance lease rf it transfers substantially all the risks and rewards
incidental lo ownership. All other leases are classified as operating leases. The rights of use and
obligations under finance leases are initially recognised as assets and liabilities al amounts equal
to the fair v8lue of the leased assets or, rf lower, the present value of the minimum lease
payments. Minimum lease payments ar8 apportioned between the finance charge ané the
reduction in the outstandlng liability using the effectrve interest rate method. The finance charge Is
allocated to each period during the lease so as to produce a constant periodic rate of interest on
the remaining balance of the liability. Leased assets are depreciated in accordance with the
company's policy for tangible ftxed assels. If there is no reasonable certainty that ownership will
be obtained at the end of the lease term, the asset is depreciated over the lower of the lease term
and its useful life. Operating lease payments are recognised as an expense on 8 straight-line
basis over the lease lerm.
Pensions
Contributions to defined contribulion plans are expensed in the period to whiGh they relate.
Taxation
The charity is exempt from tax on its charitable activities.
Fund a¢¢ountlng
Unrestricted funds can be used in accordance with the charitable objectives at the discretion of the
trustees.
Restricted funds can only be used for particular restricted purposes within the objects of the charity.
Restriction arises when specified by the donor or when fun(is are raised for particular restricted
purposes.
Further explanation of the nature and purpose of each fund is included in the notes to the financial
siatements.
VOLUNTARY INCOME
2024
Tithes & offerings
227,099
Gift Aid
50.786
277,885
13

HAUFAX BIBLE BEUEVERS FELLOWSHIP
2023-24 ANNUAL REPORT
3. OPERATING EXPENSES
2024
2023
Cost of sal*s
Chantable Actiyities
Honordrium
21,997
7,560
29,557
22,038
4,308
28.346
Admlnlstratlve axpenp•es
Employee costs.
Wages and salaries
Pensions
Casual Wage
Employers Nl
Pastoral allowance
Travel and subslstence
Motor expenses
30,000
525
1,015
19,500
320
9,120
959
23.054
77,282
16,179
146,414
31,744
45,566
13.672
122,522
Premises Gosts:
2,130
12,136
14,266
1,429
17,025
18.454
Ught and heat
Gèneral administr8tlv,8 expènses:
T*phone and internet
Storage
Subscrlptions
B￿K charges
Insurance
Equipment hire
Repalrs and maintenance
Depreciatlon
Sundry expenses
803
4,195
492
752
2,802
622
67
6,001
905
5,088
19,213
1.125
36,575
5.310
9,200
801
39,057
Legal and professional costs:
Accountancy fees
Other legal and professlonal
1,253
737
1,990
1,853
177,835
203,296
Note8:
a) Cost of sales relate to Charitable Activilies Cosls.
b) Adminislralion Expenses relate to Operating Expenses.
c) Legal and professional fees relate to Governance Expenses.
14

HAUFAX 81BLE BELIEVERS FELLOWSHI
2023.24 ANNUAL REPORT
7. TRUSTEES EXPENSES
There were no Trustees, expenses paid for the year ended 30lh June 2024.
8. TANGIBLE FIXED ASSETS
Plant and
machlnery
etc
Land and
bulldings
Total
Cost
At l July 2023
Additions
435,969
99,639
10,852
110,491
535,608
10,852
546,460
At 30 June 2024
435.969
Doproclatlon
At 1 July 2023
Charge for the year
At 30 June 2024
19.213
18,256
37,469
19,213
18,256
37,469
Net IK•ok value
At 30 June 2024
435.969
73.022
508.991
At 30 June 2023
435,969
80,426
516,395
9. MOVEMENT IN FUNDS
Net
movement
in funds
Asat
0110712022
As8l
3010612023
Unrestrlcted funds
General fund
337,344
61,806
399,150
TOTAL FUNDS
337,344
61,806
399,150
16

HALIFAX BIBLE BELIEVERS FELLOWSHI
2023-24 ANNUAL REPORT
Net movement in funds, included in the above are 88 follows:
Incoming
resources
Resources
expended
Movement
in funds
Unrestrlcted funds
General fund
277,885
216,079
61,806
TOTAL FUNDS
277.885
216 079
61.806
Approved by the Board of Trustees and signed on its behalf by:
R M Tizora
Pastor/CEO
S G Murape
Trustee
TKBero
Trustee
Signed on the 4th April 2025
17