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← North Teignmouth Community Church

2025-09-30-accounts

NORTH TEIGNMOUTH COMMUNITY CHURCH

Trustees’ Report and Annual Accounts

For the period 1st October 2024 to 30th September 2025

North Teignmouth Community Church

Trustees’ Report and Accounts

For the period 1st October 2024 to 30[th] September 2025

Contents Page
Legal and Administrative Details 1
Trustees’ Report 2
Independent Examiner’s Report 6
Statement of Financial Activities 7
Balance Sheet 8
Notes and Accounting Policies 9

North Teignmouth Community Church

LEGAL AND ADMINISTRATIVE DETAILS

Year ended 30[th] September 2025

STATUS

During the period covered by these accounts North Teignmouth Community Church continued to be a Charitable Incorporated Organisation (CIO) established and governed by its constitution dated 9[th] June 2013. It was registered with the Charity Commission on 2[nd] July 2013 under registration number 1152684 having previously been a charitable trust with the registration number 1117531.

MANAGING TRUSTEES AT 30[th ] SEPTEMBER 2024

Trustee Mrs R Cole Church Secretary Mr C Matthews Trustee Mrs J A Matthews Church Treasurer Mrs N White Trustee

The Managing Trustees are responsible for administrative, financial, and legal activities

APPOINTMENT OF TRUSTEES

All Managing Trustees are appointed in accordance with the Church’s Constitution and the trustees meet at least twice a year in addition to calling the Annual General Meeting

PRINCIPAL ADDRESS

The Church Secretary 3 Soper Walk Teignmouth TQ14 9LP

BANKERS

CAF Bank Ltd. 25 Kings Hill Avenue Kings Hill West Malling ME19 4JQ

INDEPENDENT EXAMINER

Mr J Foxwell, FCCA, FCIE 12 Hillbourne Road Poole BH17 7JB

Page 1 of 12

North Teignmouth Community Church

TRUSTEES’ REPORT

For the period 1[st] October 2024 to 30[th] September 2025

Introduction

This report gives full details of the church, its membership, objects and activities.

Objects and Activities

The objectives of the Community Church shall be

In furtherance of the above objectives the Community Church shall have the following powers:With regard to objective (a):-

With regard to objective (b):-

The Church normally meets in the local Community Association hall which is situated in Higher Buckeridge Road, Teignmouth.

All are welcome to attend services and other events and our aim is to enable people to live out their faith as part of the Community Church through:

Provision of pastoral care Outreach work

Communion is normally celebrated twice each month.

A member of the Leadership Team is designated as a member of the local Fraternal of Churches. As an independent, non-denominational church the Leaders feel the need to affiliate to umbrella organisations for support, advice, etc. and to that end the church has affiliated to the South West Baptist Association.

Page 2 of 12

North Teignmouth Community Church

Public benefit

To achieve Objective (a), above, the Community Church normally provides

i) Weekly Sunday morning services and Sunday school facilities when required ii) Twice monthly social club on Tuesday afternoons iii) Fortnightly Bible study groups iv) Monthly Messy Church for children and young people v) Monthly Afternoon Tea socials vi) Alpha courses and other outreach events vii) Various social events viii) Baby Bank for 0 – 2 year olds

Participation in i) – viii) above is not limited to members and all are welcome to attend or benefit. There is no charge for attendance or for services provided

Contracts with Central or Local Government

The charity has no contracts with either Central or local Government.

Staff payment policy

As at 30[th] September 2025 the church has one part time paid employee. A ‘Minister in Training’ commenced work on 18[th] September 2023 for three days per week on a three year contract. The payment scale is in line with the standard stipend as recommended by the The Baptist Union of Great Britain and is in line with employment status and experience. Reviews of pay scales will be undertaken each year on the anniversary of the commencement of employment.

Financial policies

The financial policies are reviewed at least annually and are as follows:

Investment policies

Property - In November 2015 the church purchased a property to be used as a Manse or to provide an alternative source of income. As the church is a CIO the property is registered with the Land Registry in the name of the church, not the name of any individual or individuals. This mid-terrace house, located in the nearby town of Dawlish, has been placed on the rental market and the income produced will be used for the charitable objectives of the church.

General - Under the Church’s constitution all property acquired may be vested in a corporation lawfully entitled to act as Custodian Trustee or in the Trustees. In addition to the property there are a few items it owns ie: an audio/visual system, laptop computers, keyboard, chorus books, etc. and these may be replaced from time to time as required.

Reserves policy

The CIO has no major assets other than a property which produces rental income and could be sold at any time if so decided. As the continuing existence of the church is not dependent on the property the trustees have concluded that the CIO does not need to hold any funds in reserve.

While it was decided not to create reserves the trustees felt that the existing Designated Funds for development of the church and property maintenance should continue to receive donations.

Risk policy

The Trustees have assessed the major risks to which the charity is exposed and are satisfied that systems are in place to mitigate exposure to these risks.

Page 3 of 12

North Teignmouth Community Church

General

Church Structure

The members approved a new management structure which was implemented in June 2025. The church is now managed by a Leadership Team which consists of the Managing Trustees, Stewards, who are responsible for the spiritual and pastoral guidance of the church, and an employed Church Minister.

Church Minister

A ‘Minister in Training’ commenced work on 18[th] September 2023 for three days per week on a three year contract. The minister will work alongside the Leadership Team to minister to the congregation and the wider community. She is studying Theology at Bristol Baptist College

Property purchase

The church continues to own the property it purchased in November 2015 and the original tenant remains in residence.

Bank accounts

All banking services continue to be provided by CAF Bank.

Community Actions

During 2024/25 the church provided two Community Initiatives. The first is a Baby Bank service which provides items for new mothers who are in difficult circumstances. Due to a major donation and the stipulation that the funds must not be used for any other purpose this account is now operated as a Restricted Fund. The second initiative is providing monthly ‘cost of living’ payments to individuals known to the church and are finding it difficult to manage during the current financial situation. These payments ceased in March 2025.

Summary of the trustees’ activities

In addition to calling the AGM and other meetings of the members, the Managing Trustees met twice during the year ending 30[th] September 2025.

Trust administration and trustees’ expenses

During the year no trustees were paid for their services and no claims for travelling expenses were received.

Trust funding

During the period covered by this report the Trust’s income derived solely from offerings, Gift Aid recovery, rental income, gifts and donations and interest on its investments.

Compliance with the Charity’s governing document and current statutory requirements

The financial statements have been prepared in accordance with (i) the governing document of the Charity and (ii) current statutory requirements

Page 4 of 12

North Teignmouth Community Church

Statement of trustees’ responsibilities

Law applicable to charities in England and Wales requires the trustees to prepare financial statements for each financial year which give a true and fair view of the charity’s financial activities during the year and of its financial position at the end of the year. In preparing financial statements giving a true and fair view, the trustees should follow best practice and:

The trustees are responsible for keeping accounting records which

They are also responsible for safeguarding the assets of the charity and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

Approved by the Trustees on 11[th] December 2026 and signed on their behalf by:

Trustee Signature …………………………………………………… Name ……………………….….……………………

Trustee Signature …………………………….…………………… Name …………………………………..………..

Page 5 of 12

North Teignmouth Community Church

INDEPENDENT EXAMINER’S REPORT

TO THE TRUSTEES OF THE NORTH TEIGNMOUTH COMMUNITY CHURCH

I report to the trustees on my examination of the financial statements of the charity for the period 1[st] October 2024 to 30th September 2025

Responsibilities and basis of report

As the trustees of the charity, you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 (‘the Act’).

I report in respect of my examination of the charity’s accounts carried out under section 145 of the 2011 Act and in carrying out my examination I have followed all the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act.

Independent examiner’s statement

I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:

  1. accounting records were not kept in respect of the Trust as required by section 130 of the Act; or

  2. the accounts do not accord with those records; or

  3. the accounts do not comply with the applicable requirements concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a ‘true and fair view which is not a matter considered as part of an independent examination.

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

Mr J Foxwell, FCCA, FCIE 12 Hillbourne Road Poole BH17 7JB

Signed: ……………………………………………………………..

Date: ……………………………..…………………………………

Page 6 of 12

North Teignmouth Community Church

STATEMENT OF FINANCIAL ACTIVITIES

For the year from 1[st] October 2024 to 30[th] September 2025


INCOME from
Offerings received
Rental income
Gift Aid recovery
Investment interest
(see Note 3)
Donations received
(see Note 4)
Other income
(see Note 5)
Total Income
EXPENDITURE on
Activities
(see Note 6)
Pastoral & Social Care
(see Note 7)
Outreach
(see Note 8)
Donations
(see Note 9)
Legislation
(see Note 10)
Technology
(see Note 11)
Property
(see Note 12)
Administration
(see Note 13)
Other
(see Note 14)
Employment
(see note 15)
Total Expenditure
Net Deficit		 Unrestricted
Funds
Restricted
Funds
TOTAL
2023/24
3
£
£
£
£
16,192
16,192
17,609
7,050
7,050
6,900
3,827
3,827
4,071
4,663
4,663
4,938
5,966
5,966
5,896
751
751
3,078
38,449
0
38,449
42,492
3,809
2,247
6,056
7,985
720
720
829
124
124
1,234
6,267
6,267
4,879
148
148
360
492
492
604
3,310
3,310
1,287
1,535
1,535
2,124
109
109
3,268
25,431
25,431
26,674
41,945
2,247
44,192
49,244
-3,496
-2,247
-5,743
-6,752
Net income (— deficit) for the period
Funds b/fwd 1st Oct 2024
Net gains/(losses) on Property
Net gains/(losses) on investments
Transfer of Funds
Re: Baby Bank(See Note 16)
Total funds c/fwd at 30th September 2025		 Un-
Restricted
Funds
Restricted
Funds
Designated
Funds
TOTAL
2023/24
(see Note 16)
(see Note 17)
£
£
£
£
£
-3,496
-2,247
0
-5,743
-6,752
7,736
215,979
121,492
345,207
311,191
0
0
0
0
38,500
-1,517
0
0
-1,517
2,268
0
0
0
0
0
0
0
0
0
0
2,723
213,732
121,492
337,947
345,207

NOTES :

The charity’s results derive from continuing activities

The notes on pages 9, 10, 11 and 12 form part of these accounts

Page 7 of 12

North Teignmouth Community Church

BALANCE SHEET

As at 30[th] September 2025

Fixed Asset Investment
Investment property
Current Assets
BlackRock Charities UK Bond
Bonds & Investments
Debtors and prepayments
Cash at bank – General
Current Liabilities
Creditors and receipts in advance
Income received in advance
Net current assets
Net assets
Funds
Restricted funds (See Note 16)
Unrestricted funds
General Funds
Designated Funds (See Note 17)
Total Funds		 30-9-2025
£
205,000
0
120,364
8,169
5,737
134,270
1,324
0
1,324
132,946
337,946
213,731
2,723
121,492
337,946		 30-9-2024
£
205,000
54,538
70,501
6,202
10,435
141,676
1,469
0
1,469
140,207
345,207
215,979
7,736
121,492
345,207

The notes on pages 9, 10, 11 and 12 form part of these accounts

Approved by the Trustees on 11[th] December 2025 signed on their behalf by

……………………………………………………………………..

Name ……………………………………………………………….

Trustee

……………………………………………………………………….

Name …………………………………………………………………

Trustee

Page 8 of 12

North Teignmouth Community Church

NOTES AND ACCOUNTING POLICIES

For the period 1[st] October 2024 to 30[th] September 2025

1 Accounting Policies

The accounts (financial statements) have been prepared under the historical cost convention with items recognised at cost or transaction value unless otherwise stated in the relevant note(s) to these accounts. The financial statements have been prepared in accordance with the Statement of Recommended Practice: Accounting and Reporting by Charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) and the Charities Act 2011.

The trust constitutes a public benefit entity as defined by FRS 102. The trustees consider that there are no material uncertainties about the Trust’s ability to continue as a going concern.

b) Investment income

Investment income is accounted for by reference to the period of the accounts and not the date at which interest is credited to the bank.

c) Liability recognition

Generally liabilities are recognised as soon as there is a legal or constructive obligation committing the charity to the expenditure.

d) Investment property

Investment property was disclosed initially at cost and is revalued at fair value at each accounting period end date.

e) Reserves

As stated on pages 3 and 4 the trustees have decided that the Trust does not need to hold any funds as reserves. However funds are held in a number of Designated Accounts and the Charity, at its discretion, may use all these funds for its charitable purposes. Sufficient resources are held in an appropriate form to do this.

2 Remuneration

The trustees received no remuneration in their capacity as trustees.

3
Investment interest received
BlackRock Charities UK Fund A Inc
Hampshire Trust Bank
Cambridge & Counties Bank
Green Pastures
CAF Bank		 2024/25
£
883
381
2,958
408
33
4,663		 2023/24
£
2,240
176
2,504
0
18
4,938

Page 9 of 12

North Teignmouth Community Church

4
Donations received
General Funds
World Disaster
Leaving Collection
Legacy
Baby Bank – Restricted Funds
Making a Difference
Others
5
Other Income
Receipts for social events
Refund of duplicate charge
Refund received
Other receipts
6
Activities
Sunday Services
Sunday School
House Groups
Time Out
Men’s Breakfast
TLC
Messy Church
Community Initiatives
Baby Bank – Restricted Funds
Making a Difference
Cost of Living payments
7
Pastoral & Social Care
Pastoral
Social Care
8
Outreach
Advertising & Promotions
Door to Door
Trinity School
Others
9
Donations given
Tithes
S West Baptist Association
Teignmouth Hub
NRACA
World Disasters
Leaving Collection
Shelter Box
Others		 200
406
240
5,000
0
0
120
5,966
518
0
0
233
751
1,515
0
0
500
0
7
1,187
2,247
0
600
6,056
91
629
720
59
0
42
23
124
1,902
1,620
600
1,000
775
250
0
120
6,267		 5,000
0
0
0
,130
576
190
5,896
483
2,000
514
81
3,078
1462
15
0
320
0
61
1,239
2,531
1,457
900
7,985
69
760
829
228
864
91
51
1234
2,168
1,620
650
0
0
0
285
156
4,879

Page 10 of 12

North Teignmouth Community Church

10
Legislation
Health & Safety
Safeguarding
Membership
Training
DBS
11
Technology
Website Costs
Audio/Visual System
Equipment
Other items
12
Property
Agents Fees
Property Insurance
Certifications
Maintenance
13
Administration
Music Licenses
Subscriptions
Bank Charges
Audit Fees
Insurance - Public Liability and Trustee Indemnity
Elder, Trustee & Meeting Costs
Stationery, postage & printing etc
Mobile Phone
Other items
14
Miscellaneous
Christmas Costs
Induction Service Costs
Duplicate charge re Payroll – WEBA (See Note 5)
Donation to Teignmouth Hub (See Note 5)
Other
15
Employment
Salary
Manse Allowance
Employers Pension contribution
Expenses
Payroll Service
Office Accommodation
Donation towards College Fees
Parking Permit
Other		 0
148
0
0
148
243
200
0
49
492
761
350
90
2,109
3,310
305
34
60
350
576
15
67
99
29
1,535
108
0
0
0
1
109
14,809
1,844
1,635
2,280
216
1,920
2,006
580
141
25,431		 51
208
18
83
360
243
189
147
25
604
745
336
80
126
1,287
414
82
60
290
521
0
122
54
581
2,124
49
659
2,000
514
46
3,268
15,026
1,784
1,563
2,820
205
1,920
3,000
324
32
26,674

Page 11 of 12

North Teignmouth Community Church

16 Restricted Funds

16
Restricted Funds
Funds
brought
forward on
1-10-2024
£
Property
205,000
Baby Bank
10,979
215,979
17 Un-Restricted - Designated Funds
Funds brought
forward on
1-10-2024
£
Development Fund
104,022
Property Maintenance
7,000
Legacies:
10,470
121,492		 Funds
brought
forward on
1-10-2024
£
205,000
10,979		 Income
£
Expenditure
£
Increase
in
Valuation
£
0
0
0
0
-2,247
0



Closing
Balance at
30-09-2025
£

205,000

8,732

213,732
Closing
Balance at
30-09-2025
£
104,022
7,000
10,470
215,979 0
-2,247
0
Transfers
from
General Fund
£
0
0
0
0		 Transfers
To
General Funds
£
0
0
0
0
121,492

Page 12 of 12