NORTH TEIGNMOUTH COMMUNITY CHURCH
Trustees, Report and Annual Account5
For the period 1st October 2023 to 30th September 2024

North Teignmouth Community Church
Trustees, Report and Accounts
For the pefiod 1st October 2023 to 30th September 2024
Contents
Page
Legal and Administrative Details
Trustees, Report
Independent Examiner's Report
Statement of Financial Actlvitles
Balance Sheet
Notes and Accountln8 Policles

North Teignmouth Community Church
LEGAL AND ADMINISTRATIVE DETAILS
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Year ended 30 September 2024
STATUS
During the period covered by these accounts North Teignmouth Community Church continued to be a
Charitable Incorporated Organisation ICIOI established and governed by Its constitution dated 9, June 2013.
It was registered with the Charity Comrnission on 2. July 2013 under registration number 1152684 having
previously been a charitable trust with the registration number 1117531.
MANAGING TRUSTEES AT 30"SEPTEMBER 2024
Trustee
Mrs R Cole
Mr C Matthews
Mrs J A Matthews
Mrs N White
Church Secretary
Trustee
Church Treasurer
Trustee- Elected September 2024
Mr A J Cruickshank
Mr R J Hodgson
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MemberTrustee- Resigned 6 August 2024
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Elder Trustee- Resigned 28 July 2024
The Elders are responsible for the spiritual and pastoral guidance of the church and the Managing Trustees,
aided by the Compliance Team members, are responsible for its adrninistrative, financial, and legal activities.
The Member Trustee provides a direct link behNeen the membership and the Eldership and Managing
Trustees.
APPOINTMENTOFTRUSTEES
All Managing Trustees are appointed in accordance with the Church's Constitution and the trustees meet at
least twice a year in addition to calling the Annual General Meeting
PRINCIPAL ADDRESS
The Church Secretary
3 Soper Walk
Teignmouth
TQ14 9LP
BANKERS
CAF Bank Ltd.
25 Kings Hill Avenue
Kings Hill
West Malling
ME194JQ
Barclays Bank Ltd.
Leitester
LE87 2BB
INDEPENDENT EXAMINER
Mr J Foxwell, FCCA, FCIE
PO Box 9846
Poole
BH15 9JZ
Page l of 12

North Teignmouth Community Church
TRUSTEES, REPORT
For the period l October 2023 to 30, September 2024
Introdurtion
This report gives full details of the church, its membership, objects and activities.
Objects and Activities
The objectives of the Community Church shall be
The advancernent of the Christian Faith, and
The sUPPOrt of charitable purposes and charitable institutions.
In furtherance of the above objectives the Community Church shall have the following powers:.
With iegard to objective lal:_
To provide an Evangelical Independent non-denominational Church for the advancement of
religion based on a personal belief in Jesus Christ as Lord, Saviour and Redeemer as set out
in our Statement of Faith.
To provide services on Sundays together with ancillary activities for all age groups on anv
day in the week.
Wlth resard to objective (b):.
To raise funds and invite and receive donations from any person or persons. The income
and property of the Charity shall be applied solely towards the promotion of its Objectives.
Support for other Institutions is usually f inancial. Ten percent of all offerings received and
any Gift Aid recovered on those offerings was tithed to a number of charities during
2023/24. In addition one-off gifts were given during the year as was deemed appropriate.
To do all such other lawful things as are necessary for the attalnment of the said objectives.
The Church normally meets in the local Community Association hall which is situated in Higher
Buckeridge Road, Teignmouth.
All are welcome to attend servlces and other events and our aim 15 to enable people to live out their
faith as part of the Community Church through:
Worship and prayer, learning about the Gospel and developing their knowledge and trust in the
Lord Jesus Christ
Provision of pastoral care
Outreach work
Communion is normally celebrated twice each month. Evening service5 have been suspended
indefinitely due to a lack of support.
One of the Community Church Elders is designated as a mernber of the local Fraternal of Churches. As
an independent, non-denominational church the Elders felt the need to affiliate to umbrella
organisations for support, advice, etc. and to that end the church has affiliated to the South West
Baptist Association.
Page 2 of 12

North Teignmouth Community Church
Public benefit
To achieve Objective (a), above, the Community Church normally provides
Weekly Sunday morning service5 and Sunday school facilities
Twice monthly social club on Tuesday afternoons
Fortnightly Bible study groups
Monthly Messy Church for children and young people
Monthly Afternoon Tea 50cials
Alpha courses and other outreach events
Various social events
Baby Bank for o- 2 year olds
Food Bank {ceased July 20241
iv)
vi)
ix}
Participation in i}- ixl above is not limited to member5 and all are welcome to attend or benefit.
There is no charge for attendance or for services provided
Contmcts with Central or Local Government
The charity has no contracts with either Central or local Governrnent.
Staff paymentpollcy
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As at 30 September 2024 the church has one part time paid employee. A'minister in Training,
commenced work on 18, September 2023 for three days per week on a three year contract. The
payment scale is in line with the standard stipend as recommended by the The Baptlst Unlon of Great
Britain and is in line with employment status and experience. Reviews of pay scales will be undertaken
each year on the anniversary of the commencement of employment.
Flnanclal pollcles
The financial policies are reviewed at least annually and are as follows.
Investment policies
Property- In November 2015 the church purchased a property to be used as a Manse or to
provide an alternative Source of incorne. As the church 15 a CIO the property is registered wlth
the Land Registry in the name of the church, not the name of any indivldual or indlviduals.
This mid-terrace house, located in the nearby town of Dawlish, has been placed on the rental
market and the income produced will be used for the charitable objectives of the church.
Genernl- Under the Church's constitution all property acquired may be vested in a
corporation lawfully entitled to act as Custodian Trustee or in the Trustees. In addition to the
property there are a few items it owns ie: an audio/visual system, laptop computers,
keyboard, chorus books, etc. and these may be replaced from time to time as required.
Reserves pollry
The CIO has no major assets other than a property which produces rental income and could be
sold at any time if so decided. As the continuing existence of the church is not dependent on
the property the trustees have concluded that the CIO does not need to hold any funds in
reserve.
While it was decided not to create reserves the trustees felt that the existing Designated
Funds for development of the church and property rnaintenance should continue to receive
donations.
Risk policy
The Trustees have assessed the major risks to which the charity is exposed and are satisfied
that systems are in place to mitigate exposure to these risks.
Page 3 of 12

North Teignmouth Community Church
General
Church Minister
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A 'Minister in Training, cornmenced work on 18 September 2023 for three days per week on
a three year contract. The minister will work alongside the Elders to minister to the
congregation ar)d the wider community. She is studying Theology at Bristol Baptist College
Property purchase
The church continues to own the property it purchased In November 2015 and the original
tenant remains in residence, Due to an increase in the current housing market the resale
value of the property has increased during 2023/24 by £38,5(X) to £205,000.
Bonk accounts
The current account opened with Barclays Bank in September 2016 for the deposit of gifts and
offerings is not now being used as CAF Bank now accept cash deposits. All other banking
services continue to be provided by CAF Bank.
Communlty Actlons
During 2023/24 the church provided three Community Initiatives Making a Difference, is
food outreach service. This service ceased in July 2024 with the resignation of trustee Mr R
Hodgson. The second is a Baby Bank service which provides items for new mothers who are
in difficult circumstances. Due to a major donation and the stipulation that the funds must
not be used for any other purpose thls account Is now operated as a Restricted Fund. The
third initiative is providing monthly'cost of living, payments to individuals known to the
church and are finding it difficult to rnanage during the current financial situation. These
paymènts are scheduled to cease In March 2025.
Summary of the trusteeg actlvities
In addition to calling the AGM and other meetings of the members, the Managing Trustees met three
times during the year ending 30, September 2024.
Trust administrtytion and trustees, expenses
During the year no trustees were paid for their service5 and no claims for travellin8 expenses
were received. Since the resignation of two trustees the remaining trustees are embarking on
a re-structuring plan.
Trustfunding
During the period covered by this report the Trusys Income derlved solely from offerings, Gift
Aid recovery, rental income, gifts and donations and interest on its investments.
Compliance wlth the Charity's qoverning document and current statutory requlrements
The financial statements have been prepared in accordance with li) the governing document
of the Charity and (li) current statutory requirements
Page 4 of 12

North Teignmouth Community Church
Stotement OA trustees, responsibilities
Law applicable to charities in England and Wales requires the trustees to prepare financial statements
for each financial year which give a true and fair view of the charity's financial activitie5 during the year
and of its financial position at the end of the year. In preparing financial statements giving a true and
fair view, the trustees should follow best practice and:
select suitable accounting policies and then apply them consistently
make judgements and estimates that are reasonable and prudent
state whether applicable accounting standards and statements of recommended practice have
been followed, Subject to any departures disclosed and explained in the financial statements
present the financial statements on the going concern basis unle55 it 15 inappropriate to
presume that the charity will continue in operation.
The trustees are responsible for keeping accounting records which
i) disclose with reasonable accuracy the financial position of the charity
ill enables them to ascertain the financial position of the charity, and
ill) enables them to ensure that the financial statements comply with appltcable law regulations
and trust deed.
They are also responsible for safeguardlng the assets of the charity and hence for taking reasonable
steps for the prevention and detection of fraud and other irregularities.
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Approved by the Trustees on 24 April 2025 and signed on their behalf by:
Trustee
Signature
Name
N..1 { OLIq .,.bthL.IT.£..
Trustee
Signature
Name
TFtr Q5LL"-
Page 5 of 12

North Teignmouth Community Church
INDEPENDENT EXAMINER'S REPORT
TO THE TRUSTEE5 OF THE NORTH TEIGNMOUTH COMMUNtrY CHURCH
I report to the trustees on my examination of the financial statements of the charity for the period
I" October 2023 to 30th September 2024.
Responsibilities and basls of report
As the trustees of the charity, you are responsible for the preparation of the accounts in accordance with the
requirements of the Charities Act 20111'the Act,).
I report in respect of my examination of the charity's accounts carried out under section 145 of the 2011 Act
and in carrying out my examination I have followed all the applicable Directions given by the Charity
Commission under section 14515llbl of the Act.
Independent examinerfs statement
I have completed my examination. I confirm that no material matters have come to my attention in connection
with the examiiiation giving me cause to believe that in any material respect:
accounting records were not kept in respect of the Trust as required by section 130 of the Act, or
the accounts do not accord with those records; or
the accounts do not comply with the applicable requirements concerning the form and content of
accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any
requirement that the accounts give a 'true and fair view which is not a matter considered as part
of an independent exarnination.
I have no concerns and have come across no other matters in connection with the examination to which
attention should be drawrb in this report in order to enable a proper understanding of the accounts to be
reached.
Mr J Foxwell, FCCA, FCIE
PO Box 9846
Poole
BH15 9JZ
Signed:
Date: ........
Page 6 of 12

North Teignmouth Community Church
STATEMENT OF FINANCIAL ACTIVITIES
For the year from I" October 2023 to 30 September 2024
Unrestrlcted
Funds
Restricted
Funds
TOTAL 2022123
INCOME from
Offerings received
Rentsl income
Gift Aid iecovery
Investment interest
Donations received
Other income
17,609
6.900
3,821
4,938
5,766
3,078
42,112
17,609
6.900
4,071
4,938
5,896
3,078
42.492
18,000
6,900
4,390
4,852
22,702
250
Isee Note 31
Isee Note 41
(see Note 51
Total Income
130
380
EXPENDITURE on
Activities
Pastoral & Soclal Care
Outreach
Donations
Legislation
Technology
Property
Administration
Other
Employment
(see Note 61
(see Note 7)
(see Note 8)
(see Note 9)
(see Note 101
(see Note 111
(see Note 12)
(see Note 131
{see Note 141
(see note 15)
Total Expendlture
5,454
829
1,234
4.879
360
604
1.287
2,124
3,268
26,674
46,713
2,531
7,985
829
1,234
4,879
360
604
1,287
2,124
3,268
26,674
49,244
7,906
303
1,035
9,264
272
457
2,594
1,499
109
I,oio
24,449
2.531
Restritted Designated Restrlrted
Funds
Funds
Funds
TOTAL
2022123
Net Incorne {- deflclt) for the perlod
Funds b/fwd I" ort 2023
Net gains/(losses) on Property
Net galns/llosses) on Investments
Transfer of Funds
Re: Baby Bank (See Mote 161
Total funds c/fwd at 30th September 20Z4
4,601
3,199
-2,151
-6,752
181,500 311,191
38,500
38,500
2,268
32,395
298,075
-18,500
-779
126,492
2.268
5,000
1,870
7,736
-5.1)00
-1,870
215,979
121,492
345.207
311,191
NOTES:
Restricted Funds b/fwd I" Oct 2023 include Property £166,500 and Baby Bank £15,000- see Note 16
The CharIt￿S results derive from continuing activities
The notes on pages 9, 10, 11 and 12 form part of these accounts
Page 7 of 12

North Teignmouth Community Church
iSAiAr4CÉ ii4EE I
As at 301b September 2024
3￿9-2024
30-9-2023
Flxed Asset Investment
Investment property
205.000
166,500
Current Assets
BlackRock Charities UK Bond
Bonds
Debtors and prepayments
Cash at bank-General
Cash at bank- 31 day Notice
54.538
60,501
6,202
10,435
10,000
52,269
70,763
5,207
9,215
10,000
141,676
147,454
Current Liabllltles
Creditors and receipts In advance
Income received in advance
1,469
2,763
1,469
2,763
Net current assèts
140,207
144,691
Net a55ets
345,207
311,191
Funds
Restricted funds (See Note 16)
Unrestricted funds
General Funds
Designated Funds Isee Note 17)
Total Funds
215,979
181,500
7,736
121,492
345,207
3,199
126,492
311,191
The notes on pages 9, 10. 11 and 12 form part of these accounts
Approved by the Tfustees on 24 April 2025 and signed on their behalf by
Name
Nl..L.(n..fl........L¢LLT.t......... .....
Trustee
Name
.rrt Cts LL'-
Trustee
Page 8 of 12

North Teignmouth Community Church
NOTES AND ACCOUNTING POLICIES
For the period I" October 2023 to 30, September 2024
Accountlng Polldes
a) Ba515 of preparatlon and assessment of going concern
The accounts (financial statements) have been prepared under the historical cost convention with
items recognised at cost or transaction value unless otherwise stated in the relevant note(sl to
these accounts. The financial statements have been prepared in accordance with the Statement of
Recommended Practice: Accounting and Reporting by Charities preparing their accounts in
accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland IFRS
1021 and the Charities Act 2011.
The trust constitutes a public benefit entity as defined by FRS 102. The trustees consider that
there are no material uncertainties about the Trusys ability to continue as a going concern.
b) Investment Income
Investment income is accounted for by reference to the period of the accounts and not the date at
which interest 15 credited to the bank,
¢) Llablllty reco8nltlon
Geneially liabilitie5 are recognised as soon as there is a legal or constructive obligation committing
the charity to the expenditure.
d> Investment property
Investment property was disclosed initially at cost and Is revalued at fair value at each accounting
period end date.
e) Reserves
As stated on pages 3 and 4 the trustees have decided that the Trust does not need to hold anv
funds a5 reserves, However fund5 are held in a number of Designated Accounts and the Charity, at
its discretion, may use all these funds for its charitable purposes. Sufficient resources are held in an
appropriate form to do this.
Remuneratlon
The trustees received no remuneration in their capacity as trustees.
2023124
2022/23
Investrnent interest received
BlackRock Charities UK Fund A Inc
Hampshire Trust Bank
Cambridge & Counties Bank
CAF Bank
2,240
176
2,504
18
4,938
2,240
1,358
1,219
35
4,852
Page 9 of 12

North Teignmouth Community Church
Donatlons recelved
Baby Bank- Restricted Funds
Making a Difference
General Funds
El Shadda i
World Disaster
Welcome Box
Legacy
Other
130
576
15,526
581
521
629
445
5,000
190
5,896
22,702
Other Income
Refund of duplicate charge Isee Note 141
Refund from ￿ Gallaghers (See Note 141
Receipts for social events
Other receipts
2,000
514
483
81
3,078
Actlvltles
Sunday Services
Sunday School
House Group5
Time Out
Men'5 Breakfast
TLC
Messy Church
Community Initiatives
Baby Bank- Restrlcted Funds
Making a Difference
Cost of Living
1,462
15
1,088
320
360
275
179
1,228
61
1.239
2,531
1,457
900
2,793
508
1,475
7,906
Pastoral & Soclal Care
Pastoral
Social Care
69
760
78
225
303
Outreach
Advertising & Promotions
Door to Door
Trinity School
Others
228
864
91
si
1,234
824
159
52
1,035
Donatlons glven
Tithes
S West Bapt15t A55ociation
Teignmouth Hub
Shelter Box
CR2EE
DEC Appeals
Special Collections
N RACA
others
2,168
1,620
650
285
2,239
1,515
215
3,000
1,050
700
loo
445
9,264
156
4,879
Page 10 of 12

North Teignmouth Community Church
io
Leglslatlon
Health & Safety
Safeguarding Membership
Training
DBS
51
208
18
83
360
42
138
50
42
272
11
Techno108y
Equipment
Software
Website Costs
Audiolvisual System
Other items
147
88
243
189
25
604
243
101
25
457
Propertv
Agents Fees
Property Insurance
Certifications
Maintenance
745
336
80
126
1,287
745
294
70
1,485
2,594
13
Admlnlstratlon
Affiliation Fees
Music Licenses
Subscriptions
Bank Charges
Audit Fees
Insurance- Public Liability and Trustee Indemnity
Elder, Trustee & Meeting Costs
Stationery, postage & printing etc
Mobile Phone
Other items
30
388
72
61
280
479
21
414
82
60
290
521
122
141
581
2,124
27
14
M15cellaneous
Duplicate charge re Payroll- WEBA (See Note 51
Donation to Teignmouth Hub {See Note 5)
Indurtion Service
NRACA Costs
Christmas Costs
Other
2,OCX)
514
659
47
62
49
15
Employment
Salary
Manse Allowance
Employers Pension contribution
Expenses
Payroll Service C05tS
Office Hire
Donation towards College Fees
Parking Permit
Legal Costs
other Costs
15,026
1.784
1,563
2,820
205
1,920
3,000
324
595
75
160
180
32
26,674
i.oio
Page 11 of 12

North Teignmouth Community Church
16 Restrlcted Funds
Funds
brought
forward on
1-10-2023
Increase
in
Valuation
Closing
Balance at
30-09-2024
Income Expenditure
Property
166,500
38,500
205,000
Baby Bank (See Note below)
Feb 2020 to Sep 2023
15,000
380
4,063
-2,531
-5,933
10,979
181,500
4,443
-8,464
38,5(N)
215,979
NOTE:
The church commenced Baby Bank outreach in February 2020 and most income and expenditure up
Ih
to 30 September 2023 was dealt with as Unrestricted Funding. In February and August 2023 donations
totalling £15,000 were received which were specified to be treated as Restricted Funding.
The Income and Expenditure figures above are the transactions whlch took place from February 2020 through
to September 2023 which have been transferred from Unrestricted Funds to Restricted Funds. All future Baby
Bank funding will be treated as Restricted Funding.
17 Un-Restrlcted - Deslgnated Funds
Funds brought
forward on
1-10-2023
Transfers
from
General Fund
Transfers
Closlng
Balance at
30-09-2024
General Funds
Development Fund
Property Maintenance
Legacies:
109,022
7,000
10,470
126,492
-5,000
104,022
7,000
10,470
121,492
-5,000
Page 12 of 12