OpenCharities

This text was generated using OCR and may contain errors. Check the original PDF to see the document submitted to the regulator.

2021-09-30-accounts

Trustees' Annual Report for the period

Period start date Period end date

From

Day Month Year Day Month Year 01 10 2020 To 30 09 2021

Section A Reference and administration details

Charity name Other names charity is known by Registered charity number (if any) 1152616

ANUGRAHAM

Charity's principal address 79 MANOR ROAD, CHIGWELL

Postcode IG7 5PH

Names of the charity trustees who manage the charity

----- Start of picture text -----
Dates acted if not for whole Name of person (or body) entitled
Trustee name Office (if any)
year to appoint trustee (if any)
1 Dr Girish Malhotra Chairman
2 Mr T Rajasingam Vice-Chairman
Mr Sanjeev
3
Tandon
4 Mr Deepak Mehta Treasurer
6 Dr Niraj Gopinath Secretary
7
8
9
10
11
12
13
14
15
16
17
18
19
20
----- End of picture text -----

Names of the trustees for the charity, if any, (for example, any custodian trustees)

Name Dates acted if not for whole year

March 2012

TAR

1

Names and addresses of advisers (Optional information)

Type of adviser Name Address

Name of chief executive or names of senior staff members (Optional information)

Section B Structure, governance and management

Description of the charity’s trusts

Type of governing document

Constitution

How the charity is constituted

Trust

Trustee selection methods

Appointed

(eg. appointed by, elected by)

Additional governance issues (Optional information)

You may choose to include additional information, where relevant, about:

The founder trustees and any subsequent trustees selected will be initially appointed for a period of three years.

No Trustee can be in office for more than three consecutive terms.

Each Trustee is given a copy of the Constitution, Grant making policy, Vulnerable adult and Child protection policy and Conflict of Interest policy.

Major risks to the Charity are:

Section C Objectives and activities

Summary of the objects of the charity set out in its governing document

The objects of the CIO are to promote for the benefit of the public the advancement of education, the preservation of health and the relief of poverty, for people principally situated in India, and any other places in the world that the charity trustees consider appropriate, in such ways as the charity trustees think fit including (without limitation) by the provision of grants, items and services to individuals in need and/or charities, or other organisations working in furtherance of these charitable purposes .

March 2012

TAR

2

EDUCATION:

The initial project undertaken by the charity is the construction of a school building in Mandya District, State of Karnataka, India, which provides free education primarily to rural children in rural India. The charity continued to support this project in the current financial year. Phase I has concluded successfully with the construction of the school building, teacher’s quarters and kitchen. Phase 2 is the construction of a modern hostel building that houses over 300 students and has also been concluded on schedule.

The Trust procured and installed solar panels for an educational institution in Muddenahalli, State of Karnataka, India.

Summary of the main activities undertaken for the public benefit in relation to these objects (include within this section the statutory declaration that trustees have had regard to the guidance issued by the Charity Commission on public benefit)

The Trust supports the Each One Educate One (E1E1) programme that ensures the cost of educating children from economically deprived areas is met by the alumni of the institution.

HEALTH CARE:

The charity has supported free paediatric cardiac surgical care at three different hospitals in India. Named as the Sri Sathya Sai Sanjeevani Centre for Child Healthcare. The hospitals are based at Raipur, Palwal (Delhi) and Navi Mumbai. To date, the three hospitals have performed over 10000 surgical procedures, seen over 84,000 children in the outpatient department, screened over 77,000 children for heart disease and screened over 15,000 pregnant mothers. Patients included children from India, Sri Lanka, Bangladesh, Nepal, Pakistan, Afghanistan, Fiji and Nigeria.

This charity has also supported the construction of a General Hospital with Intensive Care as well as high Dependency Facilities at Muddenahalli. The phase 1 project has been completed in a very short span of time and the next phase includes a Medical School. The Medical School will commence recruitment in June 2023 and will provide medical education as well as healthcare free of cost.

Homeless Feeding Due to the recent pandemic, the Grace Kitchen initiative was suspended temporarily. This project has in the past, undertaken the task of providing food for the needy. Ending Loneliness Project: The youth members of the Trust lead this project that involves spending quality time with residents of Care Homes. The project that was being run at London, Leicester and Chester is currently suspended due to the pandemic.

Additional details of objectives and activities (Optional information)

March 2012

TAR

3

You may choose to include further statements, where relevant, about:

Section D Achievements and performance

March 2012

TAR

4

Section D Achievements and performance

Summary of the main achievements of the charity during the year

March 2012

TAR

5

Section E Financial review

Brief statement of the All funds received from contributors are allocated to the respective charity’s policy on reserves projects as specified by the contributors. All funds are kept in the current account with Santander bank.

A loan for about £1.6 million was obtained in order to advance payments Details of any funds materially to the Mandya hostel project. Outstanding loan at 30 September 2021 in deficit was £689,199.

Further financial review details (Optional information)

You may choose to include additional information, where relevant about:

Section F Other optional information

Section G Declaration

The trustees declare that they have approved the trustees’ report above.

Signed on behalf of the charity’s trustees

Signature(s)

Full name(s) Deepak Mehta Position (eg Secretary, Chair, Treasurer etc)

Date 04-08-2022

March 2012

TAR

6

Anugraham

Charitable Incorporated Organisation

Financial Statements

30 September 2021

CHARITY REGISTRATION NUMBER: 1152616

Anugraham

Charitable Incorporated Organisation

Financial Statements

Year ended 30 September 2021

Page
Trustees' annual report (incorporating the director's report) 1
Independent auditor's report to the members 4
Statement of financial activities (including income and expenditure account) 8
Statement of financial position 9
Notes to the financial statements 10
The following pages do not form part of the financial statements
Detailed statement of financial activities 16

Anugraham

Charitable Incorporated Organisation

Trustees' Annual Report (Incorporating the Director's Report)

Year ended 30 September 2021

The trustees, who are also the directors for the purposes of company law, present their report and the financial statements of the charity for the year ended 30 September 2021.

Reference and administrative details

Registered charity name Anugraham
Charity registration number 1152616
Principal office and registered 79 Manor Road
office Chigwell
Essex
IG7 5PH
The trustees
Dr Grish Kumar Malhotra
Mr Thuraiayah Rajasingam
Mr Mr Deepak Mehta
Mr Mr SanjeevTandon
Dr Niraj Gopinath
Auditors Peer Roberts Ltd
Chartered accountants & statutory auditor
The Pavilion
Rosslyn Crescent
Harrow
Middlesex
HA1 2SZ
Bankers Santander
9 Nelson Street
Bradford
BD1 5AN
Solicitors Paul Hastings (Europe) LLP
10 Bishops Square
8thFloor
London
E1 6EG

.

- 1 -

Anugraham

Charitable Incorporated Organisation

Trustees' Annual Report (Incorporating the Director's Report) (continued)

Year ended 30 September 2021

Objectives and activities

The Objects of the CIO are to promote for the benefit of the public the advancement of education, the preservation of health and the relief of poverty for the people principally situated in India, and any other places in the world that the charity trustees consider appropriate, In such ways as the charity trustees think fit including (without limitation) by the provision of grants, items and services to individuals in need or charities, other organisations working in furtherance of these charitable purposes.

We have referred to the guidance contained in the Charity Commission's general guidance on public benefit when reviewing our aims and objectives and in planning our future activities.

Strategic report

The following sections for achievements and performance and financial review form the strategic report of the charity.

Achievements and performance

During the year the charity has contributed to various Education, Health care, Homeless feeding and ending loneliness projects according to the charities objectives and Trustees are satisfied with the performance of the Charity.

Financial review

During the year total donations received were £1,493,382 compared to previous year of £1,015,532.The donations are voluntary donations from public. The grant making policy is used as a guide to grant funds. During the year the trust granted £1,614,157 compared to previous year total £989,449 to various projects.

Trustees' responsibilities statement

The trustees, who are also directors for the purposes of company law, are responsible for preparing the trustees' report and the financial statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice).

Company law requires the charity trustees to prepare financial statements for each year which give a true and fair view of the state of affairs of the charitable company and the incoming resources and application of resources, including the income and expenditure, for that period.

- 2 -

Anugraham

Charitable Incorporated Organisation

Trustees' Annual Report (Incorporating the Director's Report) (continued)

Year ended 30 September 2021

In preparing these financial statements, the trustees are required to:

The trustees are responsible for keeping adequate accounting records that are sufficient to show and explain the charity's transactions and disclose with reasonable accuracy at any time the financial position of the charity and enable them to ensure that the financial statements comply with the Companies Act 2006. They are also responsible for safeguarding the assets of the charity and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

Auditors

Each of the persons who is a trustee at the date of approval of this report confirms that:

The auditor is deemed to have been re-appointed in accordance with section 487 of the Companies Act 2006.

The trustees' annual report and the strategic report were approved on 26 July 2022 and signed on behalf of the board of trustees by:

………..

Deepak Mehta Treasurer

Charity Registration Number: 1152616

- 3 -

Anugraham

Charitable Incorporated Organisation

Independent Auditor's Report to the Members of Anugraham

Year ended 30 September 2021

Opinion

We have audited the financial statements of Anugraham (the 'charity') for the year ended 30 September 2021 which comprise the statement of financial activities (including income and expenditure account), statement of financial position and the related notes, including a summary of significant accounting policies. The financial reporting framework that has been applied in their preparation is applicable law and United Kingdom Accounting Standards, including FRS 102 The Financial Reporting Standard applicable in the UK and Republic of Ireland (United Kingdom Generally Accepted Accounting Practice).

In our opinion the financial statements:

Basis for opinion

We conducted our audit in accordance with International Standards on Auditing (UK) (ISAs (UK)) and applicable law. Our responsibilities under those standards are further described in the auditor's responsibilities for the audit of the financial statements section of our report. We are independent of the charity in accordance with the ethical requirements that are relevant to our audit of the financial statements in the UK, including the FRC’s Ethical Standard, and we have fulfilled our other ethical responsibilities in accordance with these requirements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our opinion.

Conclusions relating to going concern

We have nothing to report in respect of the following matters in relation to which the ISAs (UK) require us to report to you where:

- 4 -

Anugraham

Charitable Incorporated Organisation

Independent Auditor's Report to the Members of Anugraham (continued)

Year ended 30 September 2021

Other information

The other information comprises the information included in the annual report, other than the financial statements and our auditor’s report thereon. The trustees are responsible for the other information. Our opinion on the financial statements does not cover the other information and, except to the extent otherwise explicitly stated in our report, we do not express any form of assurance conclusion thereon.

In connection with our audit of the financial statements, our responsibility is to read the other information and, in doing so, consider whether the other information is materially inconsistent with the financial statements or our knowledge obtained in the audit or otherwise appears to be materially misstated. If we identify such material inconsistencies or apparent material misstatements, we are required to determine whether there is a material misstatement in the financial statements or a material misstatement of the other information. If, based on the work we have performed, we conclude that there is a material misstatement of this other information, we are required to report that fact.

We have nothing to report in this regard.

Opinions on other matters prescribed by the Companies Act 2006

In our opinion, based on the work undertaken in the course of the audit:

Matters on which we are required to report by exception

In the light of the knowledge and understanding of the charity and its environment obtained in the course of the audit, we have not identified material misstatements in the trustees' report.

We have nothing to report in respect of the following matters in relation to which the Companies Act 2006 requires us to report to you if, in our opinion:

Responsibilities of trustees

As explained more fully in the trustees' responsibilities statement, the trustees (who are also the directors for the purposes of company law) are responsible for the preparation of the financial statements and for being satisfied that they give a true and fair view, and for such internal control as the trustees determine is necessary to enable the preparation of financial statements that are free from material misstatement, whether due to fraud or error.

In preparing the financial statements, the trustees are responsible for assessing the charity's ability to continue as a going concern, disclosing, as applicable, matters related to going concern and using the going concern basis of accounting unless the trustees either intend to liquidate the charity or to cease operations, or have no realistic alternative but to do so.

- 5 -

Anugraham

Charitable Incorporated Organisation

Independent Auditor's Report to the Members of Anugraham (continued)

Year ended 30 September 2021

Auditor's responsibilities for the audit of the financial statements

Our objectives are to obtain reasonable assurance about whether the financial statements as a whole are free from material misstatement, whether due to fraud or error, and to issue an auditor’s report that includes our opinion. Reasonable assurance is a high level of assurance, but is not a guarantee that an audit conducted in accordance with ISAs (UK) will always detect a material misstatement when it exists. Misstatements can arise from fraud or error and are considered material if, individually or in the aggregate, they could reasonably be expected to influence the economic decisions of users taken on the basis of these financial statements.

As part of an audit in accordance with ISAs (UK), we exercise professional judgment and maintain professional scepticism throughout the audit. We also:

- 6 -

Anu Charltabl• Inco oratod O Inde ont Auditor, ortto th Members o Anu raha Y•ar ended 30 So mber 2021 Vle communicate those charged with governance regarding. among other matters. the planned scope and timing of thè audit and S￿nIfICant audit findings. including any siynificanl deficiencies In inlemal control that we idenlfy during our aud Use of our report This réport is madè 40191y lo the charity," members, 98 a body. in accordance Willi Chapter 3 ofpart 16 of the Companies Act 2006. Ouraudil work ha5 been undertaken so thai we might Slate lo the charity's members those m8llèrs we are requir8d lo stale lo Ihern in an auditovs report and lor no other puipose. To the fullest exlani permitted by law. we do not accept or assume responsibility lo anyone other than Ihecharity and the GharlI￿5 membets as a body. foi our audilwork. forthis r@port. orforth8 Dpinion6 we have lormed. thnash Sh8h,FCA S8nlDr StsiutoryAudftot pa@r Robefls Ltd Chartered Awountsnt6 & S￿￿tOry auditor5 The PAvilign Rosslyn Crescent H8rrow r41iddle5ex HA12SZ 27 July 2022

Anugraham

Charitable Incorporated Organisation

Statement of Financial Activities (including income and expenditure account)

Year ended 30 September 2021

2021 2020
Total funds Total funds
Note £ £
Income and endowments
Donations and legacies 5 1,516,991 1,170,035
Investment income 6 - 27
──────────── ─────────
Total income 1,516,991 1,170,062
════════════ ═════════
Expenditure
Grants made during the year 7 1,614,157 989,449
Expenditure on charitable activities 8,9 6,898 75,798
Foreign Exchange (gains) (49,593) (19,774)
──────────── ─────────
Total expenditure 1,571,462 1,045,473
════════════ ═════════
──────────── ─────────
Net income/(expenditure) and net movement in funds (54,471) 124,589
════════════ ═════════
Reconciliation of funds
Total funds brought forward 133,028 8,439
──────────── ─────────
Total funds carried forward 78,557 133,028
════════════ ═════════

The statement of financial activities includes all gains and losses recognised in the year. All income and expenditure derive from continuing activities.

The notes on pages 10 to 14 form part of these financial statements.

- 8 -

Anugraham

Charitable Incorporated Organisation

Statement of Financial Position

30 September 2021

2021 2020
Note £ £ £
Current assets
Debtors 10 700,000 1,207,000
Cash at bank and in hand 71,356 23,620
──────────── ────────────
771,356 1,230,620
Creditors: amounts falling due within one year 11 3,600 1,800
──────────── ────────────
Net current assets 767,756 1,228,820
──────────── ────────────
Total assets less current liabilities 767,756 1,228,820
Creditors: amounts falling due after more than
one year 12 689,199 1,095,792
──────────── ────────────
Net assets 78,557 133,028
════════════ ════════════
Funds of the charity
Unrestricted funds 78,557 133,028
─────── ─────────
Total charity funds 78,557
═══════
133,028
═════════

These financial statements were approved by the board of trustees and authorised for issue on …… July 2022, and are signed on behalf of the board by:

…………………………………………………..

Grish Malhotra Chair person

Charity Registration Number: 1152616

The notes on pages 10 to 14 form part of these financial statements.

- 9 -

Anugraham

Charitable Incorporated Organisation

Notes to the Financial Statements

Year ended 30 September 2021

1. General information

The charity is a public benefit entity and a private company limited by guarantee, registered in England and Wales and a registered charity in England and Wales. The address of the registered office is 79 Manor Road, Chigwell, Essex, IG7 5PH.

2. Statement of compliance

These financial statements have been prepared in compliance with FRS 102, 'The Financial Reporting Standard applicable in the UK and the Republic of Ireland', the Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (Charities SORP (FRS 102)) and the Companies Act 2006.

3. Accounting policies

Basis of preparation

The financial statements have been prepared on the historical cost basis, as modified by the revaluation of certain financial assets and liabilities and investment properties measured at fair value through income or expenditure.

The financial statements are prepared in sterling, which is the functional currency of the entity.

Going concern

There are no material uncertainties about the charity's ability to continue.

Foreign currencies

Foreign currency transactions are initially recorded in the functional currency, by applying the spot exchange rate as at the date of the transaction. Monetary assets and liabilities denominated in foreign currencies are translated at the exchange rate ruling at the reporting date, with any gains or losses being taken to the statement of financial activities.

Fund accounting

Unrestricted funds are available for use at the discretion of the trustees to further any of the

charity's purposes.

Designated funds are unrestricted funds earmarked by the trustees for particular future project or commitment.

Restricted funds are subjected to restrictions on their expenditure declared by the donor or through the terms of an appeal, and fall into one of two sub-classes: restricted income funds or endowment funds.

- 10 -

Anugraham

Charitable Incorporated Organisation

Notes to the Financial Statements (continued)

Year ended 30 September 2021

3. Accounting policies (continued)

Incoming resources

All incoming resources are included in the statement of financial activities when entitlement has passed to the charity; it is probable that the economic benefits associated with the transaction will flow to the charity and the amount can be reliably measured. The following specific policies are applied to particular categories of income:

Resources expended

Expenditure is recognised on an accruals basis as a liability is incurred. Expenditure includes any VAT which cannot be fully recovered, and is classified under headings of the statement of financial activities to which it relates:

All costs are allocated to expenditure categories reflecting the use of the resource. Direct costs attributable to a single activity are allocated directly to that activity. Shared costs are apportioned between the activities they contribute to on a reasonable, justifiable and consistent basis.

Financial instruments

A financial asset or a financial liability is recognised only when the charity becomes a party to the contractual provisions of the instrument.

Basic financial instruments are initially recognised at the amount receivable or payable including any related transaction costs.

- 11 -

Anugraham

Charitable Incorporated Organisation

Notes to the Financial Statements (continued)

Year ended 30 September 2021

3. Accounting policies (continued)

Financial instruments (continued)

Current assets and current liabilities are subsequently measured at the cash or other consideration expected to be paid or received and not discounted.

Debt instruments are subsequently measured at amortised cost.

Where investments in shares are publicly traded or their fair value can otherwise be measured reliably, the investment is subsequently measured at fair value with changes in fair value recognised in income and expenditure. All other such investments are subsequently measured at cost less impairment.

Other financial instruments, including derivatives, are initially recognised at fair value, unless payment for an asset is deferred beyond normal business terms or financed at a rate of interest that is not a market rate, in which case the asset is measured at the present value of the future payments discounted at a market rate of interest for a similar debt instrument.

Other financial instruments are subsequently measured at fair value, with any changes recognised in the statement of financial activities, with the exception of hedging instruments in a designated hedging relationship.

Financial assets that are measured at cost or amortised cost are reviewed for objective evidence of impairment at the end of each reporting date. If there is objective evidence of impairment, an impairment loss is recognised under the appropriate heading in the statement of financial activities in which the initial gain was recognised.

For all equity instruments regardless of significance, and other financial assets that are individually significant, these are assessed individually for impairment. Other financial assets are either assessed individually or grouped on the basis of similar credit risk characteristics.

Any reversals of impairment are recognised immediately, to the extent that the reversal does not result in a carrying amount of the financial asset that exceeds what the carrying amount would have been had the impairment not previously been recognised.

5. Donations and legacies

Total Funds Total Funds
2021 2020
£ £
Donations
Donation receipts 1,493,382 1,015,532
Donations - HMRC Gift aid 23,609 154,503
──────────── ─────────
1,516,991 1,170,035
════════════ ═════════

- 12 -

Anugraham

Charitable Incorporated Organisation

Notes to the Financial Statements (continued)

Year ended 30 September 2021

6. Interest income

Total Funds Total Funds
2021 2020
£ £
Building society interest receivable - 27
════ ════
7. Grants made
Total Funds Total Funds
2021 2020
£ £
Grants given during the year 1,614,157 989,449
═════════ ═════════
8. Expenditure on charitable activities
Total Funds Total Funds
2021 2020
£ £
Travel and other related costs - 48,650
Charitable activity costs - 25,179
Charitable donations 5,008 -
Governance costs 1,890 1,969
──────── ────────
6,898 51,192
════════ ════════
9. Net income/(expenditure)
Net income/(expenditure) is stated after charging/(crediting):
2021 2020
£ £
Foreign exchange differences - Gain (49,593)
════════
(19,774)
════════

- 13 -

Anugraham

Charitable Incorporated Organisation

Notes to the Financial Statements (continued)

Year ended 30 September 2021

10. Debtors

2021 2020
£ £
Other debtors 700,000 1,207,000
════════════ ════════════

11. Creditors: amounts falling due within one year

2021 2020
£ £
Accruals and deferred income 1,800 1,800
═══════ ════
12. Creditors: amounts falling due after more than one year
2021 2020
£ £
Other loans 689,199 1,095,792
════════════ ════════════

The charity availed interest free loan of Euros 809,602 (2020: 1,213,919) to complete the Mandya Hostel project on time.

- 14 -

Anugraham

Charitable Incorporated Organisation

Management Information

Year ended 30 September 2021

The following pages do not form part of the financial statements.

- 15 -

Anugraham

Charitable Incorporated Organisation

Detailed Statement of Financial Activities

Year ended 30 September 2021

2021 2020
£ £
Income and endowments
Donations and legacies
Donations received 1,493,382 1,015,532
HMRC Gift aid 23,609 154,503
──────────── ─────────
1,516,991 1,170,035
──────────── ─────────
Investment income
Building society interest receivable - 27
──── ────
──────────── ─────────
Total income 1,516,991 1,170,062
════════════ ═════════
Grants made
Grants given 1,614,157 989,449
──────────── ─────────
1,614,157 989,449
──────────── ─────────
Expenditure on charitable activities
Charitable activity costs - 25,179
Charitable donations 5,008 -
Travel and Subsistence costs - 48,651
Audit fee 1,800 1,800
Bank charges 90 168
Foreign exchange gain (49,593) (19,774)
Donations made - -
──────── ────────
(42,695) 56,024
──────── ────────
──────────── ─────────
Total expenditure 1,571,462 1,045,473
════════════ ═════════
──────────── ─────────
Net income/(expenditure) (54,471) 124,589
════════════ ═════════

- 16 -

Anugraham

Charitable Incorporated Organisation

Financial Statements

30 September 2021

CHARITY REGISTRATION NUMBER: 1152616

Anugraham

Charitable Incorporated Organisation

Financial Statements

Year ended 30 September 2021

Page
Trustees' annual report (incorporating the director's report) 1
Independent auditor's report to the members 4
Statement of financial activities (including income and expenditure account) 8
Statement of financial position 9
Notes to the financial statements 10
The following pages do not form part of the financial statements
Detailed statement of financial activities 16

Anugraham

Charitable Incorporated Organisation

Trustees' Annual Report (Incorporating the Director's Report)

Year ended 30 September 2021

The trustees, who are also the directors for the purposes of company law, present their report and the financial statements of the charity for the year ended 30 September 2021.

Reference and administrative details

Registered charity name Anugraham
Charity registration number 1152616
Principal office and registered 79 Manor Road
office Chigwell
Essex
IG7 5PH
The trustees
Dr Grish Kumar Malhotra
Mr Thuraiayah Rajasingam
Mr Mr Deepak Mehta
Mr Mr SanjeevTandon
Dr Niraj Gopinath
Auditors Peer Roberts Ltd
Chartered accountants & statutory auditor
The Pavilion
Rosslyn Crescent
Harrow
Middlesex
HA1 2SZ
Bankers Santander
9 Nelson Street
Bradford
BD1 5AN
Solicitors Paul Hastings (Europe) LLP
10 Bishops Square
8thFloor
London
E1 6EG

.

- 1 -

Anugraham

Charitable Incorporated Organisation

Trustees' Annual Report (Incorporating the Director's Report) (continued)

Year ended 30 September 2021

Objectives and activities

The Objects of the CIO are to promote for the benefit of the public the advancement of education, the preservation of health and the relief of poverty for the people principally situated in India, and any other places in the world that the charity trustees consider appropriate, In such ways as the charity trustees think fit including (without limitation) by the provision of grants, items and services to individuals in need or charities, other organisations working in furtherance of these charitable purposes.

We have referred to the guidance contained in the Charity Commission's general guidance on public benefit when reviewing our aims and objectives and in planning our future activities.

Strategic report

The following sections for achievements and performance and financial review form the strategic report of the charity.

Achievements and performance

During the year the charity has contributed to various Education, Health care, Homeless feeding and ending loneliness projects according to the charities objectives and Trustees are satisfied with the performance of the Charity.

Financial review

During the year total donations received were £1,493,382 compared to previous year of £1,015,532.The donations are voluntary donations from public. The grant making policy is used as a guide to grant funds. During the year the trust granted £1,614,157 compared to previous year total £989,449 to various projects.

Trustees' responsibilities statement

The trustees, who are also directors for the purposes of company law, are responsible for preparing the trustees' report and the financial statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice).

Company law requires the charity trustees to prepare financial statements for each year which give a true and fair view of the state of affairs of the charitable company and the incoming resources and application of resources, including the income and expenditure, for that period.

- 2 -

Anugraham

Charitable Incorporated Organisation

Trustees' Annual Report (Incorporating the Director's Report) (continued)

Year ended 30 September 2021

In preparing these financial statements, the trustees are required to:

The trustees are responsible for keeping adequate accounting records that are sufficient to show and explain the charity's transactions and disclose with reasonable accuracy at any time the financial position of the charity and enable them to ensure that the financial statements comply with the Companies Act 2006. They are also responsible for safeguarding the assets of the charity and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

Auditors

Each of the persons who is a trustee at the date of approval of this report confirms that:

The auditor is deemed to have been re-appointed in accordance with section 487 of the Companies Act 2006.

The trustees' annual report and the strategic report were approved on 26 July 2022 and signed on behalf of the board of trustees by:

………..

Deepak Mehta Treasurer

Charity Registration Number: 1152616

- 3 -

Anugraham

Charitable Incorporated Organisation

Independent Auditor's Report to the Members of Anugraham

Year ended 30 September 2021

Opinion

We have audited the financial statements of Anugraham (the 'charity') for the year ended 30 September 2021 which comprise the statement of financial activities (including income and expenditure account), statement of financial position and the related notes, including a summary of significant accounting policies. The financial reporting framework that has been applied in their preparation is applicable law and United Kingdom Accounting Standards, including FRS 102 The Financial Reporting Standard applicable in the UK and Republic of Ireland (United Kingdom Generally Accepted Accounting Practice).

In our opinion the financial statements:

Basis for opinion

We conducted our audit in accordance with International Standards on Auditing (UK) (ISAs (UK)) and applicable law. Our responsibilities under those standards are further described in the auditor's responsibilities for the audit of the financial statements section of our report. We are independent of the charity in accordance with the ethical requirements that are relevant to our audit of the financial statements in the UK, including the FRC’s Ethical Standard, and we have fulfilled our other ethical responsibilities in accordance with these requirements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our opinion.

Conclusions relating to going concern

We have nothing to report in respect of the following matters in relation to which the ISAs (UK) require us to report to you where:

- 4 -

Anugraham

Charitable Incorporated Organisation

Independent Auditor's Report to the Members of Anugraham (continued)

Year ended 30 September 2021

Other information

The other information comprises the information included in the annual report, other than the financial statements and our auditor’s report thereon. The trustees are responsible for the other information. Our opinion on the financial statements does not cover the other information and, except to the extent otherwise explicitly stated in our report, we do not express any form of assurance conclusion thereon.

In connection with our audit of the financial statements, our responsibility is to read the other information and, in doing so, consider whether the other information is materially inconsistent with the financial statements or our knowledge obtained in the audit or otherwise appears to be materially misstated. If we identify such material inconsistencies or apparent material misstatements, we are required to determine whether there is a material misstatement in the financial statements or a material misstatement of the other information. If, based on the work we have performed, we conclude that there is a material misstatement of this other information, we are required to report that fact.

We have nothing to report in this regard.

Opinions on other matters prescribed by the Companies Act 2006

In our opinion, based on the work undertaken in the course of the audit:

Matters on which we are required to report by exception

In the light of the knowledge and understanding of the charity and its environment obtained in the course of the audit, we have not identified material misstatements in the trustees' report.

We have nothing to report in respect of the following matters in relation to which the Companies Act 2006 requires us to report to you if, in our opinion:

Responsibilities of trustees

As explained more fully in the trustees' responsibilities statement, the trustees (who are also the directors for the purposes of company law) are responsible for the preparation of the financial statements and for being satisfied that they give a true and fair view, and for such internal control as the trustees determine is necessary to enable the preparation of financial statements that are free from material misstatement, whether due to fraud or error.

In preparing the financial statements, the trustees are responsible for assessing the charity's ability to continue as a going concern, disclosing, as applicable, matters related to going concern and using the going concern basis of accounting unless the trustees either intend to liquidate the charity or to cease operations, or have no realistic alternative but to do so.

- 5 -

Anugraham

Charitable Incorporated Organisation

Independent Auditor's Report to the Members of Anugraham (continued)

Year ended 30 September 2021

Auditor's responsibilities for the audit of the financial statements

Our objectives are to obtain reasonable assurance about whether the financial statements as a whole are free from material misstatement, whether due to fraud or error, and to issue an auditor’s report that includes our opinion. Reasonable assurance is a high level of assurance, but is not a guarantee that an audit conducted in accordance with ISAs (UK) will always detect a material misstatement when it exists. Misstatements can arise from fraud or error and are considered material if, individually or in the aggregate, they could reasonably be expected to influence the economic decisions of users taken on the basis of these financial statements.

As part of an audit in accordance with ISAs (UK), we exercise professional judgment and maintain professional scepticism throughout the audit. We also:

- 6 -

Anu Charltabl• Inco oratod O Inde ont Auditor, ortto th Members o Anu raha Y•ar ended 30 So mber 2021 Vle communicate those charged with governance regarding. among other matters. the planned scope and timing of thè audit and S￿nIfICant audit findings. including any siynificanl deficiencies In inlemal control that we idenlfy during our aud Use of our report This réport is madè 40191y lo the charity," members, 98 a body. in accordance Willi Chapter 3 ofpart 16 of the Companies Act 2006. Ouraudil work ha5 been undertaken so thai we might Slate lo the charity's members those m8llèrs we are requir8d lo stale lo Ihern in an auditovs report and lor no other puipose. To the fullest exlani permitted by law. we do not accept or assume responsibility lo anyone other than Ihecharity and the GharlI￿5 membets as a body. foi our audilwork. forthis r@port. orforth8 Dpinion6 we have lormed. thnash Sh8h,FCA S8nlDr StsiutoryAudftot pa@r Robefls Ltd Chartered Awountsnt6 & S￿￿tOry auditor5 The PAvilign Rosslyn Crescent H8rrow r41iddle5ex HA12SZ 27 July 2022

Anugraham

Charitable Incorporated Organisation

Statement of Financial Activities (including income and expenditure account)

Year ended 30 September 2021

2021 2020
Total funds Total funds
Note £ £
Income and endowments
Donations and legacies 5 1,516,991 1,170,035
Investment income 6 - 27
──────────── ─────────
Total income 1,516,991 1,170,062
════════════ ═════════
Expenditure
Grants made during the year 7 1,614,157 989,449
Expenditure on charitable activities 8,9 6,898 75,798
Foreign Exchange (gains) (49,593) (19,774)
──────────── ─────────
Total expenditure 1,571,462 1,045,473
════════════ ═════════
──────────── ─────────
Net income/(expenditure) and net movement in funds (54,471) 124,589
════════════ ═════════
Reconciliation of funds
Total funds brought forward 133,028 8,439
──────────── ─────────
Total funds carried forward 78,557 133,028
════════════ ═════════

The statement of financial activities includes all gains and losses recognised in the year. All income and expenditure derive from continuing activities.

The notes on pages 10 to 14 form part of these financial statements.

- 8 -

Anugraham

Charitable Incorporated Organisation

Statement of Financial Position

30 September 2021

2021 2020
Note £ £ £
Current assets
Debtors 10 700,000 1,207,000
Cash at bank and in hand 71,356 23,620
──────────── ────────────
771,356 1,230,620
Creditors: amounts falling due within one year 11 3,600 1,800
──────────── ────────────
Net current assets 767,756 1,228,820
──────────── ────────────
Total assets less current liabilities 767,756 1,228,820
Creditors: amounts falling due after more than
one year 12 689,199 1,095,792
──────────── ────────────
Net assets 78,557 133,028
════════════ ════════════
Funds of the charity
Unrestricted funds 78,557 133,028
─────── ─────────
Total charity funds 78,557
═══════
133,028
═════════

These financial statements were approved by the board of trustees and authorised for issue on …… July 2022, and are signed on behalf of the board by:

…………………………………………………..

Grish Malhotra Chair person

Charity Registration Number: 1152616

The notes on pages 10 to 14 form part of these financial statements.

- 9 -

Anugraham

Charitable Incorporated Organisation

Notes to the Financial Statements

Year ended 30 September 2021

1. General information

The charity is a public benefit entity and a private company limited by guarantee, registered in England and Wales and a registered charity in England and Wales. The address of the registered office is 79 Manor Road, Chigwell, Essex, IG7 5PH.

2. Statement of compliance

These financial statements have been prepared in compliance with FRS 102, 'The Financial Reporting Standard applicable in the UK and the Republic of Ireland', the Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (Charities SORP (FRS 102)) and the Companies Act 2006.

3. Accounting policies

Basis of preparation

The financial statements have been prepared on the historical cost basis, as modified by the revaluation of certain financial assets and liabilities and investment properties measured at fair value through income or expenditure.

The financial statements are prepared in sterling, which is the functional currency of the entity.

Going concern

There are no material uncertainties about the charity's ability to continue.

Foreign currencies

Foreign currency transactions are initially recorded in the functional currency, by applying the spot exchange rate as at the date of the transaction. Monetary assets and liabilities denominated in foreign currencies are translated at the exchange rate ruling at the reporting date, with any gains or losses being taken to the statement of financial activities.

Fund accounting

Unrestricted funds are available for use at the discretion of the trustees to further any of the

charity's purposes.

Designated funds are unrestricted funds earmarked by the trustees for particular future project or commitment.

Restricted funds are subjected to restrictions on their expenditure declared by the donor or through the terms of an appeal, and fall into one of two sub-classes: restricted income funds or endowment funds.

- 10 -

Anugraham

Charitable Incorporated Organisation

Notes to the Financial Statements (continued)

Year ended 30 September 2021

3. Accounting policies (continued)

Incoming resources

All incoming resources are included in the statement of financial activities when entitlement has passed to the charity; it is probable that the economic benefits associated with the transaction will flow to the charity and the amount can be reliably measured. The following specific policies are applied to particular categories of income:

Resources expended

Expenditure is recognised on an accruals basis as a liability is incurred. Expenditure includes any VAT which cannot be fully recovered, and is classified under headings of the statement of financial activities to which it relates:

All costs are allocated to expenditure categories reflecting the use of the resource. Direct costs attributable to a single activity are allocated directly to that activity. Shared costs are apportioned between the activities they contribute to on a reasonable, justifiable and consistent basis.

Financial instruments

A financial asset or a financial liability is recognised only when the charity becomes a party to the contractual provisions of the instrument.

Basic financial instruments are initially recognised at the amount receivable or payable including any related transaction costs.

- 11 -

Anugraham

Charitable Incorporated Organisation

Notes to the Financial Statements (continued)

Year ended 30 September 2021

3. Accounting policies (continued)

Financial instruments (continued)

Current assets and current liabilities are subsequently measured at the cash or other consideration expected to be paid or received and not discounted.

Debt instruments are subsequently measured at amortised cost.

Where investments in shares are publicly traded or their fair value can otherwise be measured reliably, the investment is subsequently measured at fair value with changes in fair value recognised in income and expenditure. All other such investments are subsequently measured at cost less impairment.

Other financial instruments, including derivatives, are initially recognised at fair value, unless payment for an asset is deferred beyond normal business terms or financed at a rate of interest that is not a market rate, in which case the asset is measured at the present value of the future payments discounted at a market rate of interest for a similar debt instrument.

Other financial instruments are subsequently measured at fair value, with any changes recognised in the statement of financial activities, with the exception of hedging instruments in a designated hedging relationship.

Financial assets that are measured at cost or amortised cost are reviewed for objective evidence of impairment at the end of each reporting date. If there is objective evidence of impairment, an impairment loss is recognised under the appropriate heading in the statement of financial activities in which the initial gain was recognised.

For all equity instruments regardless of significance, and other financial assets that are individually significant, these are assessed individually for impairment. Other financial assets are either assessed individually or grouped on the basis of similar credit risk characteristics.

Any reversals of impairment are recognised immediately, to the extent that the reversal does not result in a carrying amount of the financial asset that exceeds what the carrying amount would have been had the impairment not previously been recognised.

5. Donations and legacies

Total Funds Total Funds
2021 2020
£ £
Donations
Donation receipts 1,493,382 1,015,532
Donations - HMRC Gift aid 23,609 154,503
──────────── ─────────
1,516,991 1,170,035
════════════ ═════════

- 12 -

Anugraham

Charitable Incorporated Organisation

Notes to the Financial Statements (continued)

Year ended 30 September 2021

6. Interest income

Total Funds Total Funds
2021 2020
£ £
Building society interest receivable - 27
════ ════
7. Grants made
Total Funds Total Funds
2021 2020
£ £
Grants given during the year 1,614,157 989,449
═════════ ═════════
8. Expenditure on charitable activities
Total Funds Total Funds
2021 2020
£ £
Travel and other related costs - 48,650
Charitable activity costs - 25,179
Charitable donations 5,008 -
Governance costs 1,890 1,969
──────── ────────
6,898 51,192
════════ ════════
9. Net income/(expenditure)
Net income/(expenditure) is stated after charging/(crediting):
2021 2020
£ £
Foreign exchange differences - Gain (49,593)
════════
(19,774)
════════

- 13 -

Anugraham

Charitable Incorporated Organisation

Notes to the Financial Statements (continued)

Year ended 30 September 2021

10. Debtors

2021 2020
£ £
Other debtors 700,000 1,207,000
════════════ ════════════

11. Creditors: amounts falling due within one year

2021 2020
£ £
Accruals and deferred income 1,800 1,800
═══════ ════
12. Creditors: amounts falling due after more than one year
2021 2020
£ £
Other loans 689,199 1,095,792
════════════ ════════════

The charity availed interest free loan of Euros 809,602 (2020: 1,213,919) to complete the Mandya Hostel project on time.

- 14 -

Anugraham

Charitable Incorporated Organisation

Management Information

Year ended 30 September 2021

The following pages do not form part of the financial statements.

- 15 -

Anugraham

Charitable Incorporated Organisation

Detailed Statement of Financial Activities

Year ended 30 September 2021

2021 2020
£ £
Income and endowments
Donations and legacies
Donations received 1,493,382 1,015,532
HMRC Gift aid 23,609 154,503
──────────── ─────────
1,516,991 1,170,035
──────────── ─────────
Investment income
Building society interest receivable - 27
──── ────
──────────── ─────────
Total income 1,516,991 1,170,062
════════════ ═════════
Grants made
Grants given 1,614,157 989,449
──────────── ─────────
1,614,157 989,449
──────────── ─────────
Expenditure on charitable activities
Charitable activity costs - 25,179
Charitable donations 5,008 -
Travel and Subsistence costs - 48,651
Audit fee 1,800 1,800
Bank charges 90 168
Foreign exchange gain (49,593) (19,774)
Donations made - -
──────── ────────
(42,695) 56,024
──────── ────────
──────────── ─────────
Total expenditure 1,571,462 1,045,473
════════════ ═════════
──────────── ─────────
Net income/(expenditure) (54,471) 124,589
════════════ ═════════

- 16 -