Registered Company Number :- 08104077 Registered Charity Number :- 1152610
GLOBAL ADVENTURE MISSIONS
TRUSTEES’ REPORT AND FINANCIAL STATEMENTS
FOR THE YEAR END 30 June 2024
Global Adventure Missions The Barn Bolham RETFORD Nottinghamshire info@global-adventure.org
CONTENTS
GLOBAL ADVENTURE MISSIONS
FOR THE YEAR ENDED 30 June 2024
TRUSTEES' REPORT ............................................................................................................................................... 3 INDEPENDENT EXAMINER'S REPORT ................................................................................................................. 6 STATEMENT OF FINANCIAL ACTIVITIES .............................................................................................................. 6 BALANCE SHEET ................................................................................................................................................... 8 NOTES TO THE FINANCIAL STATEMENTS .......................................................................................................... 9
2
GLOBAL ADVENTURE MISSIONS
TRUSTEES' REPORT
FOR THE YEAR ENDED 30 June 2024
1. Objectives and Activities
The aim of Global Adventure is to provide adventurous opportunities to learn together, serve communities, and train the next generation. This is done primarily through outdoor events that bring together family, church and community groups to participate in fun activities that allow for learning, guided discussion, and relationshipbuilding and physical and emotional challenges.
The charity’s objectives, as outlined in the articles of association are outlined as follows:
-
to advance the Christian faith
-
the prevention and relief of poverty of individuals and communities
-
to advance education
-
to promote other charitable purposes, as the directors see fit.
As such, the charity has a broad remit to conduct charitable activities in England and the world.
This report covers activities from 1 July 2023 – 30 June 2024.
This year’s activities have primarily centred around our “Road to Recovery” Programme. This initiative aims to support individuals in the local community who are recovering from substance abuse and addiction. With funding from the Derbyshire Recovery Partnership, the Charity utilizes the transformative power of outdoor activities to promote physical, emotional, and mental well-being among participants.
We also participated at the Christian Vision for Men (CVM) Gathering Men’s Festival in June and various men’s fireside events throughout the year.
2. Achievements and Performance
Public Benefit
The trustees of Global Adventure Missions Ltd confirm that they have had due regard to the Charity Commission’s guidance on public benefit when planning and delivering the activities and programmes of the organisation. The Charity exists to serve communities by promoting personal growth, recovery, and social transformation through a combination of outdoor activities, skill development, and community engagement. Our work is motivated by a commitment to support individuals in need, particularly those recovering from addiction, facing mental health challenges, or experiencing social isolation.
Over the course of the year, the charity’s programmes have provided opportunities for individuals to engage in activities that support physical, emotional, mental, and spiritual health. Programmes such as "Peak Performance: Road to Recovery" and the community bike shop initiative have enabled participants to acquire practical skills, build confidence, develop resilience, and foster a sense of identity and purpose. These programmes provide ongoing direct support to over 50 individuals in recovery from addiction, as well as members of the broader community, by providing tools for personal transformation and pathways to healthier, more sustainable lifestyles. We provide advice, assistance, and mentorship that impacts employment, housing, family relationships, and physical health & nutrition.
3
GLOBAL ADVENTURE MISSIONS
TRUSTEES' REPORT
FOR THE YEAR ENDED 30 June 2024
Global Adventure Missions also places a strong emphasis on environmental stewardship, incorporating activities such as community gardening and recycling bicycles to promote green, low-carbon initiatives. These efforts serve to benefit the wider public by encouraging sustainable practices while engaging participants in meaningful, productive work.
The charity’s work is underpinned by partnerships with other organisations, including Derbyshire Recovery Partnership and local community hubs, to ensure that participants receive wraparound support. Through these partnerships and activities, Global Adventure creates opportunities for individuals to break free from cycles of addiction and homelessness, improve their physical and mental health, and reintegrate into society as productive, healthy individuals.
The trustees are satisfied that the activities of the charity meet the public benefit requirement by providing tangible benefits to individuals and communities across Derbyshire and beyond, while aligning with the charitable purposes outlined in the organisation’s governing document.
3. Financial Review
Statement on Fundraising
The charity is generating a small amount of individual donations. These members do not receive any tangible benefit to their donations but instead are inspired to give to the charity. These donations are covering the limited administration costs needed to continue memberships, the web site, and a storage unit.
Significant Grants
We have received another year of funding from Derbyshire County Council of £37,240 and we also received a National Lottery Cost of Living Grant of £22,400.80.
Reserves Policy
Global Adventure now carries a three-month funding reserve.
4. Structure, Governance, and management
The charity is constituted as a company limited by guarantee, number 8104077, 13 June 2012.
The charity, number 1152610, is established by articles of association dated 12 April 2013.
4
GLOBAL ADVENTURE MISSIONS
TRUSTEES' REPORT
FOR THE YEAR ENDED 30 June 2024
5. Reference and administrative details
Name of Charity: Global Adventure Missions Ltd Other Names Used By the Charity: Global Adventure Charity Registered in: England and Wales Charity Number: 1152610 Registered as a Company: Yes, England and Wales, 08104077 Registered Office: The Barn, Tiln Lane, Bolham, Retford, DN22 9JQ Trustees: Andrew Shearman Tim Miles David Hearn Paul Tremeer (from 2 February 2024) Jason Emanuel (ended 7 February 2024)
More administrative details available on the Charity Commission website, https://www.gov.uk/government/organisations/charity-commission
David Hearn Trustee
5
GLOBAL ADVENTURE MISSIONS
STATEMENT OF FINANCIAL ACTIVITIES
FOR THE YEAR ENDED 30 June 2024
I report to the Trustees on my examination of the financial statements of Global Adventure Missions (the charity) for the year ended 30 June 2024.
Responsibilities and basis of report
As the Trustees of the charity you are responsible for the preparation of the financial statements in accordance with the requirements of the Charities Act 2011 (the 2011 Act).
I report in respect of my examination of the charity’s financial statements carried out under section 145 of the 2011 Act. In carrying out my examination I have followed all the applicable Directions given by the Charity Commission under section 145(5)(b) of the 2011 Act.
Independent examiner's statement
Since the charity’s gross income exceeded £25,000 you must have an examiner. I am a member of a body listed in section 145 of the 2011 Act and confirm that I am qualified to undertake the examination because I am a Licensed Accountant and Member of the Association of Accounting Technicians (MAAT), which is one of the listed bodies.
Your attention is drawn to the fact that the charity has prepared financial statements in accordance with Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) in preference to the Accounting and Reporting by Charities: Statement of Recommended Practice issued on 1 April 2005 which is referred to in the extant regulations but has now been withdrawn.
I understand that this has been done in order for financial statements to provide a true and fair view in accordance with Generally Accepted Accounting Practice effective for reporting periods beginning on or after 1 January 2015. I have completed my examination. I confirm that no matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:
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accounting records were not kept in respect of the charity as required by section 130 of the 2011 Act; or
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the financial statements do not accord with those records; or
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the financial statements do not comply with the applicable requirements concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a true and fair view which is not a matter considered as part of an independent examination.
be drawn in this report in order to enable a proper understanding of the financial statements to be reached.
erin
Finance Box Limited
10/01/2025
Steven Case (MAAT)
128B The Street Rustington West Sussex BN16 3DA
6
STATEMENT OF FINANCIAL ACTIVITIES
FOR THE YEAR ENDED 30 June 2024
GLOBAL ADVENTURE MISSIONS
| Recommended categories by activity |
Notes | Unrestricted funds £ |
Restricted income funds £ |
Restricted income funds £ |
Total Funds 2024 £ |
Total Funds 2023 £ |
|---|---|---|---|---|---|---|
| Income and | ||||||
| endowments from: | ||||||
| Donations and legacies | 2 | 281 | - | 281 | 1,892 | |
| Charitable activities | 3 | - | 65,481 | 65,481 | 9,820 | |
| Other trading activities | 4 | 330 | - | 330 | 31 | |
| Total | 611 | 65,481 | 66,092 | 11,743 | ||
| Expenditure on: | ||||||
| Charitable activities | 5 | 1,124 | 61,492 | 62,616 | 2,997 | |
| Total | 1,124 | 61,492 | 62,616 | 2,997 | ||
| Net income/(expenditure) |
(513) | 3,989 | 3,476 | 8,746 | ||
| Net movement in funds | (513) | 3,989 | 3,476 | 8,746 | ||
| Reconciliation of funds: | ||||||
| Total funds brought forward |
2,862 | 6,841 | 9,703 | 957 | ||
| Total funds carried forward |
2,349 | 10,830 | 13,179 | 9,703 |
7
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 30 June 2024
GLOBAL ADVENTURE MISSIONS
| Recommended categories by activity |
Notes | Unrestricted funds £ |
Restricted income funds £ |
Restricted income funds £ |
Total Funds 2024 £ |
Total Funds 2023 £ |
|---|---|---|---|---|---|---|
| Current assets | ||||||
| Cash at bank and in hand | 7 | 2,350 | 12,353 | 14,704 | 9,704 | |
| Total current assets | 2,350 | 12,353 | 17,308 | 9,704 | ||
| Creditors: amounts falling due within one year |
8 | - | 1,523 | 1,523 | - | |
| Net current assets/(liabilities) |
2,350 | 10,830 | 15,785 | 9,704 | ||
| Total net assets or liabilities |
2,350 | 10,830 | 15,785 | 9,704 | ||
| Funds of the Charity | ||||||
| Unrestricted funds | 9 | 2,350 | 2,350 | 2,862 | ||
| Restricted income funds | 9 | 10,830 | 10,830 | 6,841 | ||
| Total funds | 2,350 | 10,830 | 13,180 | 9,703 |
The financial statements were approved by the Board on 30/12/2024 and signed on its behalf by:
David Hearn III Trustee
8
GLOBAL ADVENTURE MISSIONS
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 30 June 2024
1 Accounting Policies
1.1 Accounting Policies
The principal accounting policies adopted by the Charity, which is a public benefit entity, in the preparation of the accounts are as follows.
1.2 Basis of preparation
The financial statements have been prepared in accordance with the charity's governing document, the Charities Act 2011, FRS 102 “The Financial Reporting Standard applicable in the UK and Republic of Ireland” (“FRS 102”) and the Charities SORP "Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102)" (effective 1 January 2019). The charity is a Public Benefit Entity as defined by FRS 102.
The financial statements are prepared in sterling, which is the functional currency of the charity. Monetary amounts in these financial statements are rounded to the nearest pound.
The financial statements have been prepared under the historical cost convention. The principal accounting policies adopted are set out below.
1.3 Going concern
At the time of approving the financial statements, the trustees have a reasonable expectation that the charity has adequate resources to continue in operational existence for the foreseeable future. Thus the trustees continue to adopt the going concern basis of accounting in preparing the financial statements.
1.4 Income from donations or grants
Income is recognised when the charity is legally entitled to it after any performance conditions have been met, the amounts can be measured reliably, and it is probable that income will be received.
Cash donations are recognised on receipt. Other donations are recognised once the charity has been notified of the donation, unless performance conditions require deferral of the amount. Income tax recoverable in relation to donations received under Gift Aid or deeds of covenant is recognised at the time of the donation.
1.5 Legacies
Legacies are recognised on receipt or otherwise if the charity has been notified of an impending distribution, the amount is known, and receipt is expected. If the amount is not known, the legacy is treated as a contingent asset.
1.6 Tax reclaims on donations and gifts
Gift Aid receivable is included in income when there is a valid declaration from the donor. Any Gift Aid amount recovered on a donation is considered to be part of that gift and is treated as an addition to the same fund as the initial donation unless the donor or the terms of the appeal have specified otherwise.
9
GLOBAL ADVENTURE MISSIONS
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 30 June 2024
1.7 Donated services and facilities
Donated services or facilities are recognised as income when the charity has control over the item, any conditions associated with a donated item have been met, the receipt of economic benefit from the use by the Charity of the item is probable and that economic benefit can be measured reliably. On receipt, donated services and facilities are recognised on the basis of the value of the gift to the Charity which is the amount the Charity would have been willing to pay to obtain services or facilities of equivalent economic benefit on the open market, a corresponding amount is then recognised in expenditure in the period of receipt.
1.8 Expenditure
Expenditure is recognised when a present legal or constructive obligation exists at the balance sheet date as a result of a past event, it is probable that a transfer of economic benefits will be required to settle the obligation, and the amount can be estimated reliably. It is inclusive of VAT which cannot be recovered.
Direct costs are those costs which directly attribute to its activities. Wages and salaries are allocated to direct costs based on an estimate of time spent on charitable activities by staff members.
Support costs include staff costs and are those which do not produce a direct output. Staff costs relate to specific activities and this is reflected in the allocation of payroll costs based on the percentage of time spent.
All costs, including governance costs, are allocated between the expenditure categories of the charity on a basis designed to reflect the use of the resource. Costs relating to a particular activity are charged directly; others are apportioned on an appropriate basis.
Support costs and overheads have been calculated by allocating staff time to the level of involvement in the various activities of the Charity.
1.9 Financial instruments
The charity has elected to apply the provisions of Section 11 ‘Basic Financial Instruments’ and Section 12 ‘Other Financial Instruments Issues’ of FRS 102 to all of its financial instruments.
Financial instruments are recognised in the charity's balance sheet when the charity becomes party to the contractual provisions of the instrument.
Financial assets and liabilities are offset, with the net amounts presented in the financial statements, when there is a legally enforceable right to set off the recognised amounts and there is an intention to settle on a net basis or to realise the asset and settle the liability simultaneously.
Basic financial assets
Basic financial assets, which include debtors and cash and bank balances, are initially measured at transaction price including transaction costs and are subsequently carried at amortised cost using the effective interest method unless the arrangement constitutes a financing transaction, where the
transaction is measured at the present value of the future receipts discounted at a market rate of interest. Financial assets classified as receivable within one year are not amortised.
10
GLOBAL ADVENTURE MISSIONS
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 30 June 2024
Other financial assets
Other financial assets, including investments in equity instruments which are not subsidiaries, associates or joint ventures, are initially measured at fair value, which is normally the transaction price. Such assets are subsequently carried at fair value and the changes in fair value are recognised in net income/ (expenditure), except that investments in equity instruments that are not publicly traded and whose fair values cannot be measured reliably are measured at cost less impairment.
Impairment of financial assets
Financial assets, other than those held at fair value through income and expenditure, are assessed for indicators of impairment at each reporting date. Financial assets are impaired where there is objective evidence that, as a result of one or more events that occurred after the initial recognition of the financial asset, the estimated future cash flows have been affected.
If an asset is impaired, the impairment loss is the difference between the carrying amount and the present value of the estimated cash flows discounted at the asset’s original effective interest rate. The impairment loss is recognised in net income/(expenditure) for the year.
If there is a decrease in the impairment loss arising from an event occurring after the impairment was recognised, the impairment is reversed. The reversal is such that the current carrying amount does not exceed what the carrying amount would have been, had the impairment not previously been recognised. The impairment reversal is recognised in net income/(expenditure) for the year.
Derecognition of financial assets
Financial assets are derecognised only when the contractual rights to the cash flows from the asset expire or are settled, or when the charity transfers the financial asset and substantially all the risks and rewards of ownership to another entity, or if some significant risks and rewards of ownership are retained but control of the asset has transferred to another party that is able to sell the asset in its entirety to an unrelated third party.
Basic financial liabilities
Basic financial liabilities, including creditors and bank loans are initially recognised at transaction price unless the arrangement constitutes a financing transaction, where the debt instrument is measured at the present value of the future payments discounted at a market rate of interest. Financial liabilities classified as payable within one year are not amortised.
Debt instruments are subsequently carried at amortised cost, using the effective interest rate method. Trade creditors are obligations to pay for goods or services that have been acquired in the ordinary course of operations from suppliers. Amounts payable are classified as current liabilities if payment is due within one year or less. If not, they are presented as non-current liabilities. Trade creditors are recognised initially at transaction price and subsequently measured at amortised cost using the effective interest method.
Derecognition of financial liabilities
Financial liabilities are derecognised when the charity’s contractual obligations expire or are discharged or cancelled.
11
GLOBAL ADVENTURE MISSIONS
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 30 June 2024
1.10 Fund accounting
Unrestricted funds are available for use at the discretion of the trustees in furtherance of their charitable objectives.
Restricted funds are subject to specific conditions by donors as to how they may be used. The purposes and uses of the restricted funds are set out in the notes to the financial statements.
1.11 Critical accounting estimates and judgements
In the application of the charity’s accounting policies, the trustees are required to make judgements, estimates and assumptions about the carrying amount of assets and liabilities that are not readily apparent from other sources. The estimates and associated assumptions are based on historical experience and other factors that are considered to be relevant. Actual results may differ from these estimates.
The estimates and underlying assumptions are reviewed on an ongoing basis. Revisions to accounting estimates are recognised in the period in which the estimate is revised where the revision affects only that period, or in the period of the revision and future periods where the revision affects both current and future periods.
1.12 Tangible fixed assets
Tangible fixed assets are initially measured at cost and subsequently measured at cost or valuation, net of depreciation and any impairment losses.
Depreciation is recognised so as to write off the cost or valuation of assets less their residual values over their useful lives on the following bases:
| Rate | Method | |
|---|---|---|
| Gear Assets | 33% | Straight Line |
| Office Equipment 50% | Office Equipment 50% | Straight Line |
The gain or loss arising on the disposal of an asset is determined as the difference between the sale proceeds and the carrying value of the asset, and is recognised in the statement of financial activities.
2 Income from Donations and Legacies
| Analysis |
Unrestricted funds |
Total funds 2024 |
Total funds 2023 |
Total funds 2023 |
|---|---|---|---|---|
| £ | £ | £ | £ | |
| General donation: gift aid | 175 | 175 175 |
175 | 173 |
| General donation: non-gift aid | General donation: non-gift aid 106 |
106 106 |
106 | 1,719 |
| 281 | 281 281 |
281 | 1,892 |
12
GLOBAL ADVENTURE MISSIONS
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 30 June 2024
3 Income from Charitable Activities
| Analysis | Restricted income funds |
Restricted income funds |
Total funds 2024 | Total funds 2024 | Total funds 2024 | Total funds 2024 | Total funds 2023 | |
|---|---|---|---|---|---|---|---|---|
| £ | £ | £ | ||||||
| Grant income | 65,481 | 65,481 | 65,481 | 9,820 | ||||
| 65,481 | 65,481 | 65,481 | 9,820 | |||||
| 4 Income from Other Trading Activities | 4 Income from Other Trading Activities | |||||||
| Unrestricted funds Total funds 2024 Total funds 2023 | Unrestricted funds Total funds 2024 Total funds 2023 | Unrestricted funds Total funds 2024 Total funds 2023 | Unrestricted funds Total funds 2024 Total funds 2023 | Unrestricted funds Total funds 2024 Total funds 2023 | Unrestricted funds Total funds 2024 Total funds 2023 | |||
| Analysis | ||||||||
| £ | £ | £ | ||||||
| Fees | 330 | 330 | 330 | 330 - |
||||
| Miscellaneous Income | - | - | - | - 31 |
||||
| 330 | 330 | 330 | 330 31 |
|||||
| 5 Expenditure on Charitable Activities | 5 Expenditure on Charitable Activities | 5 Expenditure on Charitable Activities | ||||||
| Total funds 2024 | Total funds 2024 | Total funds 2023 | ||||||
| Analysis | £ | £ | ||||||
| Event Room / Venue Hire | 610 | - | ||||||
| Event Food / Refreshments | 1,472 | 193 | ||||||
| Event Materials | 409 | 42 | ||||||
| Event Speaker Honorarium & Expenses | - | 79 | ||||||
| Gear & Equipment | 8,559 | 864 | ||||||
| International Missions Travel | - | 199 | ||||||
| Support Costs | 51,566 | 1,620 | ||||||
| 62,616 | 2,997 |
13
GLOBAL ADVENTURE MISSIONS
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 30 June 2024
6 Support Costs
| Total funds 2024 | Total funds 2024 | Total funds 2023 | Total funds 2023 | |
|---|---|---|---|---|
| Analysis | £ | £ | ||
| Office Consumables | 242 | 10 | ||
| Insurance | 1,162 | 126 | ||
| Subscriptions/Memberships | - | 210 | ||
| Bank Charges | 72 | 69 | ||
| Travel | 20 | 8 | ||
| Travel meals | 247 | - | ||
| Car Hire | 140 | - | ||
| Professional Fees | 5,497 | - | ||
| Annual Gov't Fees | - | 31 | ||
| Training Fees | 320 | - | ||
| Internal Training / Staff Expenses | 2,840 | - | ||
| Postage & Shipping | 202 | - | ||
| Printing | 93 | - | ||
| Printing - Leaflets & Mailings | 91 | - | ||
| Website | 59 | - | ||
| Site hosting | 704 | 408 | ||
| Web Software | 517 | 148 | ||
| Rent & Premises | - | 610 | ||
| Misc Utilities, Repairs, Small tools | 893 | - | ||
| Salaries | 3,741 | - | ||
| Volunteer expenses | 5,862 | - | ||
| Contractor payments | 28,050 | - | ||
| Vehicle Fuel | 723 | - | ||
| Vehicle Parking, Tolls, Fees | 91 | - | ||
| 51,566 | 1,620 |
7 Cash at bank and in hand
| Total funds 2024 | Total funds 2024 | Total funds 2023 | Total funds 2023 | |
|---|---|---|---|---|
| £ | £ | |||
| Global Adventure Missions | 14,704 | 9,704 | ||
| 14,704 | 9,704 |
14
GLOBAL ADVENTURE MISSIONS
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 30 June 2024
8 Creditors: Amounts falling due within one year
| Total funds 2024 | Total funds 2024 | Total funds 2023 | ||
|---|---|---|---|---|
| £ | £ | |||
| Payroll Payable | 1,271 | - | ||
| PAYE Payable | 252 | - | ||
| 1,523 | - |
9 Charity funds
Details of material funds held and movements during the reporting period
Restricted Fund Movements
| Restricted Fund Movements |
||||||
|---|---|---|---|---|---|---|
| Incoming resources |
Resources expended |
Balance as at 1 July 2023 |
Incoming resources |
Resources expended |
Balance as at 30 June 2024 |
|
| £ | £ | £ | £ | £ | £ | |
| Chesterfield Bike Grant |
- | - | - | 3,600 (1,288) | 3,600 (1,288) | 2,313 |
| Derby County Council | 9,820 (2,979) | 9,820 (2,979) | 6,841 | 39,480 (37,803) | 39,480 (37,803) | 8,517 |
| National Lottery Grant |
- | - | - | 22,401 (22,401) | 22,401 (22,401) | - |
| 9,820 (2,979) | 9,820 (2,979) | 6,841 | 6,841 65,481 |
(61,491) | 10,830 |
15
AnnualAccount_01-Jul-2023 - 30-Jun-2024
Final Audit Report
2025-01-10
Created: 2025-01-08 By: Steven Case (steven.case@financebox.co.uk) Status: Signed Transaction ID: CBJCHBCAABAAEjdbxntcKmhbpg7rBJs8jyJlN8xUkMZs
"AnnualAccount_01-Jul-2023 - 30-Jun-2024" History
Document created by Steven Case (steven.case@financebox.co.uk)
2025-01-08 - 9:42:32 AM GMT
Document emailed to David Hearn (dave@global-adventure.org) for signature
2025-01-08 - 9:42:36 AM GMT
Email viewed by David Hearn (dave@global-adventure.org) 2025-01-10 - 12:30:39 PM GMT
- Document e-signed by David Hearn (dave@global-adventure.org)
Signature Date: 2025-01-10 - 12:31:51 PM GMT - Time Source: server
Document emailed to Steven Case (steven.case@financebox.co.uk) for signature 2025-01-10 - 12:31:52 PM GMT
Email viewed by Steven Case (steven.case@financebox.co.uk) 2025-01-10 - 1:27:26 PM GMT
Document e-signed by Steven Case (steven.case@financebox.co.uk) Signature Date: 2025-01-10 - 1:27:57 PM GMT - Time Source: server
Agreement completed.
2025-01-10 - 1:27:57 PM GMT