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2025-12-31-accounts

Company registration number: CE000495 Charity registration number: 1152531

POOLE HARBOUR CANOE CLUB TRUSTEES' REPORT AND UNAUDITED FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2025

Artema Ltd

Poole Harbour Canoe Club Contents

Page
Trustees' Report 1—4
Independent Examiner's Report 5
Statement of Financial Activities (including Income and Expenditure Account) 6
Balance Sheet 7
Notes to the Financial Statements 8—11
The following pages do not form part of the statutory accounts:
Detailed Statement of Financial Activities (including Income and Expenditure Account) 12

Poole Harbour Canoe Club Company No. CE000495 Trustees' Report For The Year Ended 31 December 2025

The trustees present their report and the financial statements for the year ended 31 December 2025.

Objectives and Activities

Aims and Objectives

The objectives of the Charity as expressed in the Constitution are to promote community participation in healthy recreation by the provision of facilities for paddle sports.

In considering the projects and activities undertaken by the Club, the Trustees have regard to the guidance on public benefit issued by the Charity Commission, and work to ensure that the Club's aims are met, within the framework of safety constraints and available financial resources as discussed below.

Meeting the Club's aims falls in effect into 2 parts:

  1. The running of the Club's activities and 2. The provision of the facilities.

The running of the Club's activities

The following documents complete this report and can be found on the charity's website: (www.pooleharbourcanoeclub.uk) Appendix I - The Club's activity schedules. This shows the regular activities of the Club and summarises some of the annual events.

Appendix 2 – Sections Report.

. Adult members are invited to become friends to the Facebook page of the Club - This page shows some of the exciting activities for members and activities on offer. The Trustees stress however that not all activities shown thereon are organised by the Club. Club activities are notified to members through email.

The WebCollect system is used to collect memberships and advertise courses. This system enables members to be contacted through a central database. If for any reason members are not receiving emails through WebCollect please contact the Membership Secretary.

The Club provides equipment for hire to members to enable those without equipment to participate in the sport. All equipment must be booked out using the booking system provided.

The provision of facilities

3.Members who have the necessary skills continue to assist in the maintenance of the Boathouse and Wimborne Paddlesports.

The Trustees are satisfied and very grateful that the members and committees have worked hard; all on a voluntary basis to achieve the objectives of the Charity.

Genuine thanks are extended to the coaches, trip leaders and all other volunteers that assist in the running of the Club in every way that they do. Over 100 members make the magic happen, many of them un-seen by the paddling groups - none of this would be possible without all their assistance. Objectives and Activities

The club operates from 3 main locations as follows:

3.Ferndown Leisure Centre, Ferndown, Dorset - its swimming pool base.

FINANCIAL REVIEW

Financial position

The Club is primarily financed by membership fees. To fulfil its objectives the Club is committed to keeping the membership fees as low as realistically possible. Additional funds come from boat hire and course fees which again are kept as low as realistically possible. However, the Trustees have an obligation to ensure that there are sufficient funds to keep the Club solvent. As such the Treasurer prepares a monthly financial update and all expenditure is carefully considered.

Reserves policy

Trustees have a duty to formulate a reserves policy to ensure that the Club has sufficient funds to meet its obligations. The Club receives its membership fees annually in April. Course fees are paid principally during the summer months. The net result is that sufficient reserves must be established to see the Club through the winter months.

The Trustees have reviewed that the Club's reserves considering the Boathouse, that is the figure below which the funds should not drop save in exceptional and unforeseen circumstances.

...CONTINUED

Page 1

Poole Harbour Canoe Club Trustees' Report (continued) For The Year Ended 31 December 2025

Aims and Objectives - continued

At 31st December 2025, the Club held cash funds of £62,791 including savings of £51,196 which are held in a 30-day notice account at Monmouthshire Building Society and earn interest at a variable rate.

The savings account is being steadily built, to facilitate future, permanent and substantial facilities at the Wimborne site, with toilets, showers and changing rooms. Conversations are on-going with Wimborne Town Council representatives and Dreamboats to progress this plan. It is a slow process, but essential for the Club to grow at this site.

The charitable entity has free reserves of £63,951 as of 31 December 2025. The Trustees consider this level of reserves to be sufficient to deliver charitable objectives for the next twelve months. Free reserves are calculated by deducting fixed assets from the unrestricted (and undesignated) reserves held at the year-end.

The stability and continued strength of the membership base provides confidence in the budget for the coming twelve months. The Club is a members' organisation which aims to keep its fees as low as realistically possible, whilst investing in the future of both the Club and its members.

The Club's savings account acts as both emergency funds and capital for future large projects and funds are added annually, subject to budgetary constraints. The Club also has a rolling Cap-Ex program to replace ageing equipment and since 2018, has operated a training bursary to support Club coaches too.

In any organisation, there is risk of financial misconduct by persons having control of funds. To this end the Club carries proper checks on all committee members. All payments out of the bank must be verified by the Treasurer and a Trustee or, two trustees. Any payments over £200 must be agreed by a majority of Trustees. To be open and clear about the way in which Trustees buy goods and services a Procurement Guidance document has been agreed and implemented. Additionally, the Treasurer is spot-checked on their work by another Trustee.

To provide transparency, the committee have resolved that unless the same is prejudicial to the Club or one or more of its members, at the relevant time, all committee minutes will be published on the members' section of the Club's web page. Such minutes are confidential to the Club and members are asked to respect that confidentiality and not therefore to breach that confidentiality. Such does not prevent an appropriate report under the Public Interest Disclosure Act. No welfare reports will be published anywhere.

STRUCTURE, GOVERNANCE AND MANAGEMENT

Governing document

PHCC is a Charitable Incorporated Organisation date of registration 21st June 2013. The constitution is set out in the registered Constitution originally adopted 4th February 2013, amended 8th April 2013 and amended 25th March 2019. (A copy can be found on the Club's website).

Recruitment and appointment of new trustees

Under the constitution, the minimum number of trustees is 5 and the maximum is 12. New trustees may be appointed at any time by the trustees or the members so long as the number of trustees does not exceed the maximum. Trustees will normally be elected for a term of 3 years. Retiring trustees may stand for re-election, but the maximum overall term that a trustee may stand shall be 9 years. They may be reappointed after an interval of at least 3 years. This is to avoid the committee being dominated by the few.

Risk management

The trustees are required to assess the risks that could cause significant problems to the Club:

Safety

The biggest single threat to the Club is the risk that a person may be injured because of any Club activities. If someone were injured a claim for financial compensation may lie against the Club. The Club through its membership of BC maintains third party insurance. This gives cover to the Club and its members. It is important to note that persons who have failed to renew their membership of the Club within 2 months of the due date (1st April) automatically cease to be members of the Club and thus are not covered by the Club’s

insurance. Members should ensure that they only participate in courses and trips run through the Club if they wish to rely on Club insurance. A Club official will organise courses and trips through the WebCollect system so it is clear which events and courses are being organised by PHCC.

However, as well as the financial risk that this poses, there is the risk of adverse publicity. This could have huge knock-on effects to the Club and to the lives of the coaches. The Club therefore uses every endeavour to ensure the safety of all participants in paddle sports and without prejudice to the generality of that statement:

  1. All members are asked to take their personal safety very seriously by,

  2. 1.1 Attending proper training sessions to attain Paddle UK awards. To this end the Club's coaches run a comprehensive training schedule. Attached is the report from the training officer for this last year. Appendix 2.

  3. 1.2 Wearing and taking adequately maintained safety gear in particular; buoyancy aids, whistle, lights and helmets where appropriate.

  4. 1.3 Paddling in a group.

  5. 1.4 Not going out without checking the weather and tides are suitable for their own skill level.

  6. The Club runs paddles of all standards and at all three venues where members are encouraged to support other members.

  7. The Club encourages and supports those who are prepared to advance to become coaches.

  8. The Club runs paddles for women only to provide accessibility to the sport, providing equality of access.

...CONTINUED

Page 2

Poole Harbour Canoe Club Trustees' Report (continued) For The Year Ended 31 December 2025

Aims and Objectives - continued

  1. The Club will only run paddles in appropriate weather conditions suitable for the group and ensures that each paddle has sufficiently experienced paddlers within the group to ensure the safety of the group.

  2. The Club ensures that proper risk assessments are maintained. These are available for inspection on the Club's web site.

  3. The Club liaises with Poole Harbour Master where possible to avoid conflicts with other harbour users.

  4. The Club provides a telephone and radios to enable contact in the case of emergency.

Welfare

Paddle sport involves the interaction between persons of different ages and genders. Preparation for paddle sport often involves those persons in changing their clothing, as such there is a potential risk to the welfare of individuals. In order to minimise this risk, the intention is that the club’s Welfare Officer, Cheryl Williams (cheryl.williams@phcc.org.uk) will be supported by additional Welfare Officers. Members who have any welfare concerns should contact the Welfare Officer or The Trustees. The Trustees would like to thank Cheryl for her tremendous support and background work.

All persons with access to club funds (other than minimal sums) or involved in coaching or leading groups of young people are subject to appropriate checks into their background. Any incident involving any concern over the welfare of any members are reported to the Welfare Officer and to British Canoeing.

Public Benefit

The Trustees have had regard to the Charity Commission guidance on public benefit.

The trustees confirm that they have complied with the requirements of Section 17 of the Charities Act 2011 to have due regard to the Charity Commission’s guidance on public benefit.

Reference and Administrative Details

Trustees

Mr Vince Boon - Chairman Mr John Shepherd - Secretary/WP Junior Lead Ms Lyn Jackson - Trustee (resigned 25/03/2025) Mr Ian Chivers - LP Joint Junior Lead Mr Martin Jones - LP Joint Junior Lead Mr Graham Wood - Trustee Mr Ian Mercer - Trustee Mr Max Wray - Trustee (resigned 22/01/2025) Mr Selwyn Richards - Trustee Mr Mike Blinkhorn - Trustee (appointed 01/03/2025) Ms Vanessa Kimber - Treasurer & Trustee (appointed 01/03/2025) Mr Kevin Spears - Trustee (appointed 01/03/2025)

Charity Number

1152531

Company Number

CE000495

Principal Address

Lake Pier Lake Drive Hamworthy Dorset

Independent Examiner

Yuval Salomi FCCA Artema Ltd 1a Kingsburys Lane Ringwood BH24 1EL

Page 3

Poole Harbour Canoe Club Trustees' Report (continued) For The Year Ended 31 December 2025

Small Company Rules

This report has been prepared in accordance with the special provisions relating to companies subject to the small companies regime within Part 15 of the Companies Act 2006.

The trustees' report was approved by the board of trustees and signed on its behalf by:

27 Feb 2026

Vince Boon (Feb 27, 2026, 6:38pm)

Mr Vince Boon

Trustee Date

Page 4

Poole Harbour Canoe Club Independent Examiner's Report to the Trustees of Poole Harbour Canoe Club For The Year Ended 31 December 2025

I report to the charity trustees on my examination of the accounts of the Company for the year ended 31 December 2025.

Responsibilities and Basis of Report

As the charity trustees of the Company (and also its directors for the purposes of company law), you are responsible for the preparation of the accounts in accordance with the requirements of the Companies Act 2006 (“the 2006 Act”).

Having satisfied myself that the accounts of the Company are not required to be audited under Part 16 of the 2006 Act and are eligible for independent examination, I report in respect of my examination of your charity’s accounts as carried out under section 145 of the Charities Act 2011 (‘the 2011 Act’). In carrying out my examination I have followed the Directions given by the Charity Commission under section 145(5) (b) of the 2011 Act.

Independent Examiner's Statement

I have completed my examination. I confirm that no matters have come to my attention in connection with the examination giving me cause to believe:

  1. accounting records were not kept in respect of the Company as required by section 386 of the 2006 Act; or

  2. the accounts do not accord with those records; or

  3. the accounts do not comply with the accounting requirements of section 396 of the 2006 Act other than any requirement that the accounts give a 'true and fair view' which is not a matter considered as part of an independent examination; or

  4. the accounts have not been prepared in accordance with the methods and principles of the Statement of Recommended Practice for accounting and reporting by charities applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102).

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

Yuval Salomi

27 Feb 2026

Mr Yuval Salomi (Feb 27, 2026, 2:13pm)

Yuval Salomi FCCA Date 1a Kingsburys Lane Ringwood BH24 1EL

Page 5

Poole Harbour Canoe Club Statement of Financial Activities (including Income and Expenditure Account) For The Year Ended 31 December 2025

Notes
INCOME AND ENDOWMENTS FROM:
Donations and legacies
3
Other trading activities
4
Investments
5
EXPENDITURE ON:
Raising funds
7
NET EXPENDITURE
NET MOVEMENT IN FUNDS
RECONCILIATION OF FUNDS:
Total funds brought forward
TOTAL FUNDS CARRIED FORWARD
14
2025
Unrestricted
funds
£
8,089
45,235
1,341
2024
Unrestricted
funds
£
8,673
50,877
1,200
54,665 60,750
(70,980) (62,926)
(16,315) (2,176)
(16,315)
341,245
(2,176)
343,421
324,930 341,245

The notes on pages 8 to 11 form part of these financial statements.

Page 6

Poole Harbour Canoe Club Balance Sheet As At 31 December 2025

Notes
FIXED ASSETS
Tangible Assets
11
CURRENT ASSETS
Debtors
12
Cash at bank and in hand
Creditors: Amounts Falling Due Within One Year
13
NET CURRENT ASSETS (LIABILITIES)
TOTAL ASSETS LESS CURRENT LIABILITIES
NET ASSETS
FUNDS OF THE CHARITY
Unrestricted Funds
TOTAL FUNDS
14
2025
Unrestricted
funds
£
260,979
2024
Total
funds
£
273,703
260,979
2,145
62,791
273,703
2,797
65,712
64,936
(985)
68,509
(967)
63,951 67,542
324,930 341,245
324,930 341,245
324,930 341,245
324,930 341,245

For the year ending 31 December 2025 the charitable company was entitled to exemption from audit under section 477 of the Companies Act 2006 relating to small companies.

The members have not required the charitable company to obtain an audit in accordance with section 476 of the Companies Act 2006.

The trustees acknowledge their responsibilities for complying with the requirements of the Act with respect to accounting records and the preparation of accounts.

These accounts have been prepared in accordance with the provisions applicable to companies subject to the small companies regime.

On behalf of the board

Vince Boon (Feb 27, 2026, 6:38pm)

Mr Vince Boon

Trustee Date 27 Feb 2026

The notes on pages 8 to 11 form part of these financial statements.

Page 7

Poole Harbour Canoe Club Notes to the Financial Statements For The Year Ended 31 December 2025

1. General Information

Poole Harbour Canoe Club is a company limited by guarantee, incorporated in England & Wales, registered number CE000495 and registered charity number 1152531. The registered office is .

2. Accounting Policies

2.1. Basis of Preparation of Financial Statements

The financial statements have been prepared in accordance with the Charities SORP (FRS 102) "Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019)", Financial Reporting Standard 102 "The Financial Reporting Standard applicable in the UK and Republic of Ireland" and the Companies Act 2006.

The charitable company is a Public Benefit Entity as defined by FRS 102.

2.2. Tangible Fixed Assets and Depreciation

Tangible fixed assets are measured at cost less accumulated depreciation and any accumulated impairment losses. Depreciation is provided at rates calculated to write off the cost of the fixed assets, less their estimated residual value, over their expected useful lives on the following bases:

Leasehold 2% on cost Plant & Machinery 10% on cost Fixtures & Fittings 10% on cost Computer Equipment Straight line over 3 years

2.3. Cash and Cash Equivalents

Cash and cash equivalents are basic financial assets and include cash in hand and deposits held at call with banks, other short-term highly liquid investments that mature in no more than three months from the date of acquisition and are readily convertible to a known amount of cash with insignificant risk of change in value, and bank overdrafts.

3. Income from Donations and Legacies

Donations and gifts
Gift aid
2025
Unrestricted
funds
£
4,501
3,588
2024
Unrestricted
funds
£
4,922
3,751
8,089 8,673

4. Income from Other Trading Activities

Membership subscriptions
Merchandise Income
.
Investment Income
Bank interest receivable
2025
Unrestricted
funds
£
44,663
572
2024
Unrestricted
funds
£
49,009
1,868
45,235 50,877
2025
Unrestricted
funds
£
1,341
2024
Unrestricted
funds
£
1,200

5. Investment Income

Page 8

Poole Harbour Canoe Club Notes to the Financial Statements (continued) For The Year Ended 31 December 2025

6. Net Income/(Expenditure)

The net expenditure is stated after charging/(crediting):

Depreciation of tangible fixed assets - owned

2025 2024
£ £
21,797 14,916

7. Analysis of Expenditure

Raising funds
Raising funds
.
Support Costs
Premises expenses
General administration
Depreciation
Governance costs
Premises expenses
General administration
Depreciation
Governance costs
Activities
undertaken
directly
£
1,261
Support
costs
(see note 8)
£
69,719
2025
Total
£
70,980
Activities
undertaken
directly
£
1,332
Support
costs
(see note 8)
£
61,594
2024
Total
£
62,926
2025
Raising
funds
£
4,563
42,374
21,797
985
69,719
2024
Raising
funds
£
5,389
40,474
14,916
815
61,594
  1. Support Costs

Page 9

Poole Harbour Canoe Club Notes to the Financial Statements (continued) For The Year Ended 31 December 2025

9. Independent Examiner's Remuneration

Independent Examination fees for the year were

Independent examination of the financial statements
Other assurance services
Tax advisory services
Other financial services
2025
£
900
-
-
-
900
2024
£
900
-
-
-
900

10. Average Number of Employees

0Average number of employees during the year was: NIL (2024: NIL)

11. Tangible Assets

Land & Property

Cost
As at 1 January 2025
Additions
As at 31 December 2025
Depreciation
As at 1 January 2025
Provided during the period
As at 31 December 2025
Net Book Value
As at 31 December 2025
As at 1 January 2025
Leasehold
£
270,691
-
Plant &
Machinery
£
141,260
9,073
Fixtures &
Fittings
£
13,495
-
Computer
Equipment
£
209
-
Total
£
425,655
9,073
270,691 150,333 13,495 209 434,728
43,311
5,414
98,188
15,033
10,244
1,350
209
-
151,952
21,797
48,725 113,221 11,594 209 173,749
221,966 37,112 1,901 - 260,979
227,380 43,072 3,251 - 273,703

12. Debtors

12.
Debtors
Due within one year
Other debtors
13.
Creditors: Amounts Falling Due Within One Year
Trade creditors
Accruals and deferred income
2025
£
2,145
2025
£
(1)
986
985
2024
£
2,797
2024
£
-
967
967

Page 10

Poole Harbour Canoe Club Notes to the Financial Statements (continued) For The Year Ended 31 December 2025

14. Movement in Funds

Unrestricted funds
General:
General unrestricted fund
Total funds
Unrestricted funds
General:
General unrestricted fund
Total funds
As at 1
January
2025
£
341,245
Income
£
54,665
Expenditure
£
(70,980)
As at 31
December
2025
£
324,930
341,245 54,665 (70,980) 324,930
As at 1
January
2024
£
343,421
Income
£
60,750
Expenditure
£
(62,926)
As at 31
December
2024
£
341,245
343,421 60,750 (62,926) 341,245

15. Transactions with Trustees

During the year the expenses reimbursed to the trustees or paid directly to third parties were as follows:

2025 2024
£ £

16. Related Party Disclosures

The Trustees made no donations (2024: nil) during the year ended 31 December 2025.

17. Company limited by guarantee

The company is limited by guarantee and has no share capital.

Every member of the company undertakes to contribute to the assets of the company, in the event of a winding up, such an amount as may be required not exceeding £1.

Page 11

Poole Harbour Canoe Club Detailed Statement of Financial Activities (including Income and Expenditure Account) For The Year Ended 31 December 2025

INCOME AND ENDOWMENTS FROM:
Donations and legacies
Donations and grants
Gift aid
Other trading activities
Membership fees & Courses
Merchandise Income
Investments
Bank interest receivable
EXPENDITURE ON:
Raising funds
Purchases
Rent
Rates and water
Light and heat
Pool Hire
Repairs, renewals and maintenance
Insurance
Training courses
Telecommunications
Subscriptions
Bank charges
General expenses
Depreciation of plant and machinery
Depreciation of fixtures and fittings
Depreciation of leasehold land and property
Independent examiner's fees
Accountancy fees
NET EXPENDITURE
2025
Total
funds
£
4,501
3,588
2024
Total
funds
£
4,922
3,751
8,089
44,663
572
8,673
49,009
1,868
45,235
1,341
50,877
1,200
1,341 1,200
54,665
(1,261)
(2,880)
(642)
(1,041)
(3,098)
(9,136)
(5,869)
(7,771)
-
(1,557)
(839)
(14,104)
(15,033)
(1,350)
(5,414)
(985)
-
60,750
(1,332)
(3,220)
(972)
(1,197)
(3,023)
(1,438)
(5,166)
(5,658)
(156)
(1,429)
(932)
(22,672)
(8,152)
(1,350)
(5,414)
-
(815)
(70,980) (62,926)
(70,980) (62,926)
(16,315) (2,176)

Page 12

Issuer

Issuer Artema Ltd Document generated Fri, 27th Feb 2026 13:49:36 GMT

Document fingerprint eb39c1aad7f45158610b822cccb9e3a3

Parties involved with this document

Document processed

Party + Fingerprint

Fri, 27th Feb 2026 14:13:07 GMT

Mr Yuval Salomi - Signer (ead57a37fdb2ab0fca0509a2792b14e9)

Audit history log

Date

Action

Fri, 27th Feb 2026 13:49:36 GMT Fri, 27th Feb 2026 13:49:36 GMT Fri, 27th Feb 2026 13:51:46 GMT Fri, 27th Feb 2026 13:51:46 GMT Fri, 27th Feb 2026 14:12:40 GMT Fri, 27th Feb 2026 14:13:07 GMT Fri, 27th Feb 2026 14:13:07 GMT Fri, 27th Feb 2026 14:13:07 GMT

Fri, 27th Feb 2026 14:13:07 GMT

Envelope generated by Ian Pope (185.180.185.194) Document generated with fingerprint eb39c1aad7f45158610b822cccb9e3a3 (185.180.185.194) Sent the envelope to Mr Yuval Salomi (yuval@avencia.tax) for signing (185.180.185.194) Document emailed to yuval@avencia.tax Mr Yuval Salomi viewed the envelope (37.25.45.161) Mr Yuval Salomi signed the envelope (37.25.45.161) This envelope has been signed by all parties (37.25.45.161) Signed document confirmation emailed to yuval@avencia.tax (37.25.45.161) Signed document confirmation emails have been sent to all parties. Document URL:

https://api.signable.app/shareable/envelope?t=74e20b80-0948-46bd-be98d8d3ba6aa912 (37.25.45.161)

Issuer

Issuer Artema Ltd Document generated Fri, 27th Feb 2026 15:27:31 GMT Document fingerprint 485c7670ce98b689c03d27dcc76776b3

Parties involved with this document

Document processed

Party + Fingerprint

Fri, 27th Feb 2026 18:38:10 GMT Vince Boon - Signer (2524df256663fdff40087f521a734292) Audit history log Date Action Fri, 27th Feb 2026 15:27:31 GMT Envelope generated by Ian Pope (185.180.185.194) Fri, 27th Feb 2026 15:27:31 GMT Document generated with fingerprint 485c7670ce98b689c03d27dcc76776b3 (185.180.185.194) Fri, 27th Feb 2026 15:30:17 GMT Sent the envelope to Vince Boon (vince.boon@phcc.org.uk) for signing (185.180.185.194) Fri, 27th Feb 2026 15:30:17 GMT Document emailed to vince.boon@phcc.org.uk Fri, 27th Feb 2026 18:32:25 GMT Vince Boon opened the document email. (104.28.40.143) Fri, 27th Feb 2026 18:33:38 GMT Vince Boon viewed the envelope (104.28.40.164) Fri, 27th Feb 2026 18:38:10 GMT Vince Boon signed the envelope (104.28.86.131) Fri, 27th Feb 2026 18:38:10 GMT This envelope has been signed by all parties (104.28.86.131) Fri, 27th Feb 2026 18:38:10 GMT Signed document confirmation emailed to vince.boon@phcc.org.uk (104.28.86.131) Fri, 27th Feb 2026 18:38:10 GMT Signed document confirmation emails have been sent to all parties. Document URL:

https://api.signable.app/shareable/envelope?t=c5fab12e-89ac-4190-b7df-7 7a0f33ed873 (104.28.86.131)