Hussainia Welfare Trust
Trustees Annual Report and Financial Statements
for the year ended 31 March 2025
Charity Registration No 1152408

The trustees present their report with the financial statements of the charty for the year ended 31
March 2025.
REFERENCE AND ADMINisfRATIVE DEfAILS
Name of Charfty: Hussainia Welfare Trust
Alternatlve Name: HW Trust
Registered Charity number. 1152408
Contact address
73 Tolworth Rise North
Surbiton
r5 9EN
Trustees
Mohamed Rafiq
Mohamed Javed Rafiq
Muhammad Anwar
Independent Examiner
Anjum Ahmad
94 Chadwick Place
Surbiton
KT6 5RG
STRUCTURE. GOVERNANCE AND MANAGEMEKr
Governing document
Hussainia Welfare Trust is constituted as a charitable trust with the Char5ty Commission on 13 June
2013 under the charity number 1152408. It is governed by a deed of trust dated IOJune 2013.
Recrultment and appolntment of new trustee5
Trustees are appointed by resolution of the existing trustees. When a new trustee is so appointed. a
memorandum of his appointment shall be prepared.
Indurtion and training of new trustees
Following appointment, new trustees are introduced to their new role and given copies of the trust
deed and a guide to the policies and procedures adopted by our charity. A number of publications
from the Charity Commission are also provided including the guidance on charities and public
benefit. This ensures that new trustees are aware of the scope of their responsibilities under the
Charities Act.
Initially, new trustees work with an existing trustee assisting on particular artivities and projects run
by the Charity. After satisfactory feedback from existing trustees they are then given the task of
leading a particular activity or projert, reporting progress at tru5tees' meetings.

Organisational structure
The charity trustees are responsible for the general control and management of the charity. The
trustees give their time freely & receive no remuneration or other financia5 benefits. The trustees
meet together as a body and are responsible for all decisions taken in relation to the affairs of
Hussainia Welfare Trust. Meetings of the trustees have been held throughout the year. They recesve
reports on the work of the charity and progress made. Decisions are made by the trustees who also
seek to ensure that the legal requirements of the Charity Commission and other regulatory bodies
are carried out.
The charity distributes its donations through local partners overseas and locally.
Risk management
The trustees have a duty to identify and review the risks to which the charity is exposed and to
ensure appropriate controls are in place to provide reasonable assurance against fraud and error.
The trustees have assessed the major risks to which the charity is exposed and are satisfied that
systems are in place to mitigate our exposure to major risks.
OBJEcfivES AND ACTIVITIES
Objertives and aims
The objects of the charity are set out in the charit¢s trust deed as follows:
(a) The prevention or relief of poverty or financial hardship in the Indian sub-continent, East
Africa and other parts of the world by the provision of financial or other assistance in the
provision of education, trainin& healthcare projects and all the necessary support designed
to prevent or relieve poverty.
(b) The relief of financial need and suffering among victims of natural or other kinds of disaster
in the form of money or other means deemed suitable for persons. bodies, organisations
and/or countries affected. including the provision of medical aid.
(c) Such other charitable purposes for the public benefit as are exclusively charitable according
to the law5 of England and Wales as the trustees mayfrom time to time determine.
Each year ourtrustees review our objectives and activitiesto ensure they continue to reflect our aims.
In carrying out this review the trustees have considered the Charity Commission's general guidance
on public benefit.
Strategies and Slgnificant Activltles
The Charity in pursuance of its charitable aims and objectives carries out a wide range of activities in
the following sectors:
a) Education and training
b) The prevention or relief of poverty
c) Overseas aid / disaster relief
d) Support for the construction of mosques
Grant making
The charity collects general donations and these are distributed in pursuance of the Charity's
objectives to support education and training, relief of poverty and supporting communities. We work
with partner organisations the countries of benefit to identify who we can help.

Volunteers
We encourage all volunteers in our charityto be involved in voluntsry activities and to share their skills
with others. Volunteers are not paid any salaries but can receive reasonable out of pocket expenses
such as travel cost. All our trustees also give their time freely.
ACHIEVEMENT AND PERFORMANCE
Charitable Artivities
The Trust provided aid through food rations and monetary aid to the poor and needy, including
orphans and widows, in mainSy the eastern area in Pakistan. Education facilities were also given to the
orphans. We sponsored more than 160 orphans. Floods are now an annual event in Pakistan and we
have to cater for that in the region where we operate in Pakistan. This year was no exception and
although less than previous years, the local partners were supported with helping those communities
in need. This has particularly impacted thefarming communitywhose cropswere destroyed. Our local
partners continue to assist in providing food parcels to the widows, disabled and needy persons. At
least 3 families are being assisted with long term financial support monthly due to no wage earner in
the family or income earners have disabilities preventing them from working.
Last 10 days of Ramadhan iftar meals were sponsored which beneffted orphaned and poor Students.
More than 600 children were provided support with their education and meals on a regular basis. Our
education sUPPOrt continues to empower future generations. We also provided further education
support in the form of sponsoring 22 teachers for 6 months. The filtration plant completed in 2022
continues to provide much needed clean filtered water to residents of the town. 5 houses were
provided with bore hole hand pumped water thanks to the generosity of our donors. At least 620
people benefited with monthly meat meals (goat sadaqah). Due to limited funds for Mosque
construction. we could not progress on the Mosque project this year but hope to raise more funds
next year in order to go some way to complete the project.
The Solar panel project started last year was completed this year. Project cost had increased due to
the increased costs for materials. These solar panels will supply the electrictty needs for a Mosque, 2
blocks of boarding buildings and a school. This will reduce the electricity bills and benefits should be
seen from next year onwards.
The Qurbani project income was higher than last year. due to the increase in prices and also an
increase in the number of donors. Ourannual Qurbani distribution and food pack programme reached
some of the most vulnerable families, bringing dignity and relief during key times of hardship.
The success of HW Trust is down to its committed and passionate trustees and benefactors. There was
a big increase in donationsas compared to lastyear. Thiswas made possible bycollectionsat a number
of mosques and institutions together will help from more friends and family. The expenditure was
comparable to last year. We foresee an increase in expenditure next year as we aim to provide more
support to local NGOS working in the flood hit areas near South Punjab Pakistan.
The Trustees consider that the activities undertaken provide benefit to the communities they support
and confirm that in exercising their powers and duties, they have complied with their duty to have
due regard to the guidance on public benefft published bythe Charity Commission and have complied
with their duties under Section 17 of the Charities Act 2011.

FINANCIAL REVIEW
Reserves policy
Hu55ainia Welfare Trust is a registered charity (1152408) and has been in operation since 2012. We
generally operate a balanced budget. Unrestricted cash funds of £50,OCJJ have been set aside for
natural disaster emergencies such asflooding which isa regularoccurrence in wme parts of the world.
We helped victims of the floods during the flooding in South Punjab region of Pakistan in 2015-16,
2020-21, 2022-23 with the surplus we had in those years. Another £20,(X)O will be used for supporting
more solar panel projects (2025-28). with a further £40,IXM) for water aid and medical aid projects
planned for 2025-29. £20.0(K) has been eannarked for supporting educational needs for the next 2
years.
Principal funding sources
The Charity's main sources of income are collettions of donations. They are collected from general
public at events and from individuals. family and friends. During the year the charity ￿ceiVed total
donations of £74,953.
Plans for future periods
We aim to continue our work, expanding our activities subject to availability of resources and
means. We are looking to deliver solar panel projects to small communities in the coming years to
address the rising cost of electricity and to benefit those who have severe shortages of electricity. At
the same time, we aim to continue providing sUPPOrt for educating poor children and orphans. For
the medium to long term future, we also aim to create medical clinics offering free eye care and
other medical provisions that are out of reach of those in poverty. We look forward to the year
ahead and are well placed to manage any growth.
Related Party Transactions
During the year no related party transactions were reported by the Trustees.

STATEMENT OF TRUSTEES RESPONSIBILITIES
The trustees are responsible for preparing the Report of the Trustees and the financial statements in
accordance with applicable law and United Kingdom Accounting Standards {United Kingdom
Generally Accepted Accounting Practice) and are completed on a Receipts and Payments basis in
accordance with the Charities Act 2011 that summarises the movement of cash into and out of the
organisation during the financial year.
The law applicable to charities in England and Wales, the Charities Act 2011, Charity (Accounts and
Reports) Regulations 2008 and the provisions of the trust deed requires the trustee5 to prepare
financial statements for each financial yearwhich give a true and fairview of the state of affairs of the
charity and of the incoming resources and appliG3tion of resources, including the income and
expenditure, of the charity for that period. In preparing those financial statements, the trustees are
required to
select suitable accounting policies and then applythem consistently;
observe the methods and principles in the Charity SORP;
make judgements and estimates that are reasonable and prudent;
prepare the financial statements on the going concern basis unless it Is inappropriate to presume
that the charity will continue in business.
The trustees are responsible for keeping proper accounting records which disclose with reasonable
accuracy at any time the financial position of the charity and to enable them to ensure that the
financial statements comply with the Charities Act 2011. the Charity {Accounts and Reports)
Regulations 21x18 and the provisions of the trust deed. They are also responsible for safeguarding the
assets of the charity and hence for taking reasonable steps for the prevention and detection of fraud
and other irregularities.
This report was approved by the board of trustees on 10 January 2026 and signed on its behalf by:
M Rafiq
Trustee (Chair)

Independent Examlnerfs repfft to the Trustees of Hussainia Welfare Trust for the pffiod ended
31 Marth 2025.
I report to the trustee5 on my examination of the accounts of the above charity {"the Trusy,) for the
year ended 31 March 2025, which are set out on the following pages.
Responsibiliti& and Basis of Ind￿end￿rt Examinefs Rwt
As the charity trustees of the Trust, you are responsible for the preparation of the accounts in
accordance with the requirements of the Charities Act 2011 {"the ACV).
I report in respert of my examination of the Trusys accounts carried out under section 145 of the
2011 Act and in carrying out my examination, I have followed the applicable Directions given by the
Charity Commission under section 14515)(b) of the ACL
Independent Examiner's Ststement
I havecwf
pleted m¥ examination. I confirm that no material tnatters have come to my attention in
connection with the examination which gives me cause to believe that in. any material respect..
accounting records were not kept in accordance with section 130 of the Act or
the accounts do not accord with the accounting records
I have no concerns and have come across no other matters in connertion with the examination to
which attention should be drawn in order to enable a proper understanding of the accounts to be
reached
JLoll•
Anjum Ahmad
94 Chadwick Place
Surbiton
i(r6 5RG
Date: .20/0112026...........

Hussalnla Welfare Trust
1152408
Receipts and payments accounts
CC16a
For the period
01104r2024
To
3110312025
Section A Receipts and payments
Unre8tricted Restrl¢ted
funds
funds
Endowment
funds
Totsl lun(ts
Last year
to th• n•ar•st£ to th• noarnst£ to th• ngar8st£ to the nearost £
A1 Recelpts
Donab"ons lzakat+s9d8￿}
Mosque construction
Sponw 8 hafiz
Otr)er donations
Gift Aid re¢Thry
Qurb8ni
R8madh8n Iftar
41,594
41,594
1.155
1,112
16.431
10.251
30,160
4,550
1,067
1.728
5,833
2,760
450
1.112
16,431
10.231
365
Sub total(Gmss incom8
forAR)
A2 Asset and Investsnent
Sales, Isee table).
88,278
74953
Sub total
68.276
6.677
74,953
46.548
A3 Payments
Donab"ons distr¥tyJt&J
Mosque txnstnjction
Sponsor 8 haffiz
Bank charges
Qufbani
IndeFendent EXaminatiC￿ Fee
Ramadhan lftaT
So18r proje(
19,51)4
19,504
24,828
1.112
1,704
3,100
7.703
7.703
Sub total
27,653
5.522
33,175
A4 Assel and Inveslment
purchases,
see table
Sub total
27.653
5.522
33.175
35.446
Net of receipts/(payments)
A5 Trnnsf•rs ftinds
A6 Cash funds last year end
Cash fvn¢ts thls yearend
40.623
41,778
11,102
136.593

Section B Statement of assets and liabilities at the end of the period
Unrestricted
Restrlcted
funds
funds
to nea￿t £
to nèarnst£
Endowment
funds
to nèarest£
Categories
Detalls
B1 Cash fvnds
Cth at tr￿nk
131523
4.070
Total cash fiinds
132,523
4.070
Unrestricted
funds
to n•arnst£
Rèstricted
funds
to ngarest £
Endowment
funds
lo n¢4r•st £
Details
B2 Other monetary
assets
Fund to T*hlch
Details
Cr*t (optsonall
Currèntvaluo
onal
B3 Investment assets
Fund
asset belon
Current v¥lu&
lonal
Oetails
None
Cost {option•l}
84 Assets retained for
the charfty's own uso
Fund to whi¢h
Amount d
onal
When due
ona
Details
B5 Liabllltles
sign￿ by one or two truste8S
on behaff of all tho trustees
Date of
roval
Signature
Print Name
1010112026
Javed Rafiq
1010112026