Charity Registration No. 1152197 EBENEZER BAFrisr CHAPEL FINANCIAL ￿ATEmENTs FOR THE YEAR ENDED 30 SEPTEMBER 2025 Contents". Pagel-2 Trnstees Report Page 3 Independent Exarniners Report Page 4 Stalemenr of Financial Activities Page S Balance Sheet Page6-9 Notes to the Accounts Page I EBENEZER BAFrI￿ CHAPEL TRusfEES REPORT FOR THE YL4R ENDED 30 SEPTEMBER 2025 The trustees have pleasure in presenting their report and the FiDanaal Ststements of the Chapel for the year ended 30 September 2025. Reference and Administrative Details The Chapel is a Registered Charity no. 1152197. The address is: Station Ro4 Old HTrll. Cradley Head¥ West Midlan4ts B64 6PA. The charity tnjstees for the purpose of these accounts comprise the Pastor & Deacons of the church. The trustees during the year were as follows: EastQL' Thomas Hayward John Smith Marcus Martin Andrew Martin Ben Sheldon Paul Stonelake. Secretary Paul Hickman Structure. Governance and Management The Church is constituted as an independent Churc￿ and the governing document is a Trust Deed. The Pastor and Deacons are elected by the Church Meeting and are responsible for leadership of the churdL Proper accounts have been kepr which disclose at any time the financial PDsition of the ChurclL Reasonable steps have been taken to ensure the prevention and detection of fraud and other irregularities and to provide reasonable assurance that l. The Church is operating efficiently and effectively 2. Assets are safeguarded against unauthorised use or disposition: 3. Proper records are maintained and fmancial inlormation used wtth the Church or for publicarion is reliable- 4. The Church complies with relevant laws and regulations- 5. The systems of control are designed to provide reasonable. but not absolute. assurance against material tnisststement or loss. These include-. (a) Periodic consideration by the Trustees of the financial results: (b) Delegation of authority and segregation of duties: (CJ Identification and management of risk& Objectives and Acttvities The Church's aims are 10 spread the go£pel of the ￿rd Jesus Christ and to edify the congregation through the preaching and teaching of the Word of God. the CIr￿lation of good Christian literature. and the support olmissionary endeavour at home and abroad. Page 2 EBENEZER BATrryI￿ CHAPEL TRusfEES REPORT FOR THE YEAR ENDED 30 SEiYfEMBER 2025 (ConL) Achievements and Perforn]ance During the year under review the Chapel's rnain work continued to be carried out through irs Sunday services, the Sunday Schi)ol and Bible C135s. the Monday evening prayer meeting and Wednesday evening Bible study. Other reguI2r meetinES included the Mothers & Toddlers group and young people's meetings. The church continued to engage in open-air evangelism and in door-to-door visitin& and also to support the advance of the gospel in other places. In carying out its activities in the year under review, the trustees have had regard to the public benefit guidan￿ issued by the Charity Commission. and are sausfied that the activities tnentioned above have all been for the public benefit Financial Review Funds were used to pay the Pastor's salary and expenses. to pay for the maintenance and running of the c.hapel. to support Missionary organisations. to provide literature and to fund various outreach activities. As shown in the Statement of Ftnanaal Activities on page 4. there was an overall deficit of almost £9.000 (2024: surplus £9.900). The state of affairs of the Chapel is considered to be satisfartory. The Trustees regularly review the reserves of the Chapel, to ensure that sufricient liquid ￿ndS are available to meet ongoing oblig3tion On behalf of the Trustees P E Hickman Date: 2026 Page 3 ## **INDEPENDENT EXAMINERS REPORT** ## **TO THE TRUSTEES OF EBENEZER BAPTIST CHAPEL** I report on the accounts of the Church for the year ended 30 September 2025, which are set out on pages 4 to 9. ## **Respective responsibilities of trustees and independent examiner** The church's trustees are responsible for the preparation of the accounts. The trustees consider that an audit is not required for this year (under section 44(2) of the Charities Act 2011 (the 2011 Act)) and that an independent examination is needed. It is my responsibility to: - Examine the accounts under section 145 of the 2011 Act; - To follow the procedures laid down in the General Directions given by the Charity - Commissioners under section 145 (5) (b) of the 2011 Act; and - To state whether particular matters have come to my attention. ## **Basis of independent examiner's report** My examination was carried out in accordance with the General Directions given by the Charity Commissioners. An examination includes a review of the accounting records kept by the charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts, and seeking explanations from you as trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit, and consequently no opinion is given as to whether the accounts present a 'true and fair' view and the report is limited to those matters set out in the statement below. ## **Independent examiner's statement** I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination which give me cause to believe that, in any material respect - the accounting records were not kept in accordance with section 130 of the Charities Act; or - the accounts did not accord with the accounting records; or - the accounts did not comply with the applicable requirements concerning the form and content - of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a ‘true and fair’ view which is not a matter considered as part of an independent examination. I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached. D C S Cooke MA (Oxon) FCA FCIE David Cooke & Co 5 Briar Close Banbury OX16 9DS Date: 19 May 2026 Page4 EBENFIER BAIry￿ CHAPEL srATEMEKf OF FINANCIAL AcnvrnFS FOR THE YEAR ENDED 30 SEwfEMBER 2025 ulrestri￿ Resrrirted 2024 lll¢tsming Resources VolunraryiDcome- Donarions Voluntaryincome- Le￿CleS Invcstmentin¢ome Other income Totsl incomingresources 76241 io.ooo 1.499 $66 88,306 5.727 81.968 10.000 L499 84.493 18.071 1.292 581 104,437 4.194 ,687 18.071 1.292 581 4.194 108.631 5.727 94.033 Ch3ritrabl¢ Aaivrties 99045 3.152 102,997 94.753 3,994 98,747 Net MovemeDtof Resourresin the Year (11.539) 2575 (8.964) 200 9.884 Transfer be￿een Funds 4279 (4279) [11.539) 2.575 (&964) 13.963 [4.079) 9084 Funds brought fonvard 61.564 200 61.764 47,601 4.279 51J80 Funds (wried forward 50.025 2.775 S2￿00 61.564 200 61,764 The notes on pages 6 to 9 form partofthese financial ststemenl Page S BAIANCE SH£EfAS AT 30 SEFfEMBER 2025 u￿rt￿r￿ Restricted 2025 VnrEStTi￿ Restricted 2024 FIXED ASSFrs 7.77S 7.77S 10.367 10367 Cash at Bank & in ljand: Curreni AcLount Investment Account Nationwide Buildingsociery Gift FwTrd- School Account 2.442 12212 28014 2.442 14,987 Z8M14 4.109 Zl.761 27.658 4.109 21.961 27,658 2.775 21)0 43.469 1775 46.Z44 53529 200 53.729 LESS: CREDrroRS: Due within one year 1219 1.219 2.332 2.3.12 Netcurrent Assets 42250 2,775 45.025 51,197 200 51,397 NET AssErs 50,025 2.775 SZ.800 61.564 zoo 61,764 Flnan¢¢d ￿. RESERVES Net Funds 50,OZ5 2.775 52.800 61.564 zoo 61.764 Approved by the truswes on £6 2026 P E Trcasurer The notes on p38es 6 to 9 fonn partofthesefiDanc￿l sratemenr& PJ%e 6 EBENEZER BAFfisT CHAPTrI NOTE5 TO THEACCOUNTS FOR THE YEAR ENDED 30 SEvfDIBER 2025 L Accountlng Policies The following accounting FM)licies haVeE￿en ￿sed consistently in dealthgwith Ite￿ which are considered terial in relatlon to the tharitys financial statements The financial statements have been prepared vnderthe hi%torical cosiconvention and in accordance with "Accounting and Reportin% by Charitie5: Ststement ofRecommended Praal￿ Jpplicable to charities preparin8 their accounts in accordance with the Financial RePO￿n8 Standanl applicable in the UK and Republic of Ireland {FRS102)- (as amendcd for xwuntsng periods commencing from I january 2016P The Church is a Public Bcncftt Entity a5defined by FRSIO2. Atthe time nfapproving the accounts. theTrustees ha￿0 reasonable ex[￿ClatIon thatthe charity has adequate resources to continue ift ow?tional existence forthe foreseeable fu￿r¢ Thus the Trustees ntinue toadopt the going ￿￿ncern b&sis ofaccounting in preparing the acu>unt> Donations represent trdsh received durin% the year. induding rax repkyments receive Charirable Activities Income cOrnpri￿ income from TAfioLas artivities such as the church holiday. InvesDnent income comprises intÈrest received frnm monry in deposit account& The cost of generdting furlds are COSL% incurred in promotlng the Church and its wo Charitable A(tivities Expendi￿re compris£% all expendiwre dircaly related w rhe Chyrth's object& li includes both costs that can ￿ alli)cated dirECtly to such activities and those costso(3n indireLt nhture necessary tosupport them. including suptM)rt atsd governance cost& The 0￿Pe1 b￿lId￿ng is a historic asseL No valuation srarement is included in the awunts as significant COSLS are invulvtxl in obtaining such a va]uatioTh which are onerous compared wrth the additional benefRt derived by the users of thc accounts in assessing the trustee5' rtewardshtp ofthe asset Fixed assers below an original costof £l.000 aTE not Capitalis￿ Depreciation is provided on all other r￿d assets order to write off the cou Icss cstimated residual value. on a reduans balan￿ EA75iS.over their expetted useful live5. at the following a#rtual rates". Fixtubfs & Fiuings Mottjrvehides 25% 25% Pa8e 7 NOTTr5 TO THEAccouKfs FOR THE YEAR ENDED 30 SEPTEMBER 202S (CODL) kTC#trth RestrKred 2024 2. CbaritableActivilies Ministerial expenses (see note 3) Sunday Schiwl expenses Minibus expenses Chapel equipment & rnaintenaiice Light. Heat&Water Telephone Insuran Missions & Gits {see note 4) Postage & Stationery Bank charEe¥ Advertising Depreciation sub￿riptiOns & Misiellaneous expenses Independent ExarnIt￿tion 43.858 6.737 43￿58 6.737 1571 21J15 41,639 6.148 2.556 15.933 41.639 6,148 2.556 15.933 5.640 657 3.613 15290 2.325 295 21315 3.777 717 3A76 IOM35 2.647 30 717 657 3.613 11.296 2325 295 3M76 13.987 2.647 30 123 2.592 L167 3.152 3.994 2.S92 1.167 3.456 545 650 3.456 545 650 99.845 3.152 102.997 94.753 3.994 98.747 3. Ministerial expensts Pastor's salary Pcnsion costs PaftQT f expenses Visiting preache 39286 1.180 1.817 1575 39286 1.180 1.817 l.S75 36￿6? 1.186 1.871 1.715 36.867 1,186 1.871 1.715 43.858 43.8S8 41.639 41.639 4. Payments tolfor ML&sAoJ Ashford Reformcd 83ptist Chutch Bjrnabas Fund 13ceches Road Baplist Churth Bible League Camp Victory Bible Spreading ULlon Christian Hcritagc Trusr Christian Worship Trusi Crown Christian Heritsge Tntst Ewangelical Tiffles Grace Baptisi T￿st Kwoku Hospitsl Pastor D Morlan Mombasa Mission Opon-Air Mission P3f5a TtU5t Personal %ilis l & N Robinson ROundwC￿ Tn 1500 30 1.204 87 1.500 30 3.000 300 200 575 100 21)0 575 100 1.000 720 2.0(Ml 1.796 213 i.soo 720 1.500 720 720 144 72 72 917 783 1.308 500 255 333 297 392 1,250 1.080 1,700 500 750 495 i.lso 297 1.150 2.798 2S0 2.501 250 1.625 1.625 Carried ro next pa8e 9.455 1322 11.777 10.501 3.526 14.027 Page 8 EBENEZER BAFr￿ CHAPEL NOTES TO THE Accouf4TS FOR THEYEAR ENDED 30 SErrEMBER 2025 (ConL) 4. Payments to/for Mlssions (conLJ Brought forward froTn Pre￿0￿ page Thi)Flistun Chapel Trinirarian Biblè Sotiery UFM Waier Aid 9.455 2.322 11.777 10.501 3526 14.027 1320 680 150 150 265 470 603 600 60 130 IU,83.5 3.IS2 13.987 11.296 3.994 S. Flxed Assets Fixiures Motor 2025 Vehicles T Fixwre5 Motor 2024 Vehides IotLI Cost Brtsught forward Addirions Disposals C3rried fO￿ard 8.722 35507 44.229 8.722 35.507 44.229 8.722 35507 44229 8.722 35.507 44.229 De rcciation Brought forward Charge for the year Written outon diS￿$0]S Carrhed fon¥ard 7.685 259 26.177 2,333 33.862 2592 7.339 23.067 346 3,110 30.406 3,456 7.944 28.510 36.4S4 7.685 26.177 33,86Z Net Book Value Carried forward 778 6.997 7.775 1.037 9.330 10.367 Brought for4Yard 1.037 9.330 IOJ67 1,383 12.440 15.823 6. Funds The Unrestricted Fund is the Generni Fund. used for thegener31 purp>ses of the Churdk The Re5triaed Funds for theyearwere a% loll Balb f Received Paid Transfer Balc Becches Road Baptist Church Bible Spreadin% Union Camp Victory Henry&Milly M3rcus& Pam Robinson 1'hurlaston TriniEarian Bible Society 200 1200) (575) (ioo) 575 loo Z.775 1.150 297 680 150 2.77S {1.150) [297) (680) (150) 200 5.727 3.15Z 2.775 Page 9 EBENEZER &iPTisf CHAPEL NOTFS TO THEACCOU￿S FOR THE YEAR ENDED 30 SEPTEMBER Z025 (ConL) 7. Creditor5 VDrt4Ti¢trd Restricted 2024 Taxe5 and social seoJTity pe￿£l0￿ totttributions Other credÈtors and accruals 605 14 60S 14 600 1219 563 563 1.769 2.332 1.769 2.332 1.219 None of the tn￿@*5 received any remuneration for their work as trustee The pastor, MrT l Haywart received a satary and expenses for his work as pastor. as shown in nole 4 above. 9. Rela￿d partles A majority ofthe Ents￿es of the Cha￿1 fornTr a malorStyolthetrustees ofThe CherithTTh￿t (RegÈstered Charity n(J. 1147262J- There were no related parry transacDons in theyear under review.