## **THE HEALTH FORUM**
(Private Company Limited by Guarantee)
REPORT AND FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2021 COMPANY REG NO. 08013774 CHARITY NO. 1151980
**THE HEALTH FORUM (Private Company Limited by Guarantee) Contents**
||**Page**|
|---|---|
|Legal and administration information|1|
|Report of the trustees|2-4|
|Independent examiners' report|5|
|Statement of Financial Activities|6|
|Balance Sheet|7|
|Accounting policies|8|
|Notes forming part of the financial statements|9-10|
|Detailed income & expenditure account|11|
_**Pages 5 and 11 do not form part of the statutory accounts.**_
**THE HEALTH FORUM (Private Company Limited by Guarantee) Legal and Administrative Information**
|**Board of Trustees**|Edward Kay Kiu Chan|
|---|---|
||Brian Stuart Colman (resigned 15 January 2020)|
||Judith Mary Blakeman|
||Filsan Hassan Ali|
||Gladys Marion Jusu-Sheriff|
||Meerat Kaur|
||Mary Tameze|
||Kaveh Kalantari|
||David Truswell|
||Alison Devlin|
||Abdul Aziz Toki|
||Halaleh Taheri|
|*** Trustees are also for the purpose of the Companies Act 2006 company directors.**||
|**Company Secretary**|Nafsika Thalassis|
|**Administration and**||
|**registered office**|Churchstreet Neighbourhood Centre|
||Cherwell House|
||Penfold Street|
||London NW8 8PT|
|**Charity registration no.:**|1151980|
|**Company registration no.:**|08013774 (England & Wales)|
|**Reporting accountants**|TKG Partnership Ltd|
||Chartered Accountants|
||Unit 3, Gateway Mews|
||Ringway|
||London|
||N11 2UT|
|**Bankers:**|The Co-operative Bank|
|**Funding authorities:**|Central London CCG|
||West London CCG|
||Hammersmith & Fulham CCG|
||Kensington & Chelsea Social Council|
||Paddington Development Trust|
Page 1
**THE HEALTH FORUM (Private Company Limited by Guarantee) Directors' & Trustees' Report for the Year Ended 31 March 2021**
The trustees, who are also directors of the charity for the purposes of the Companies Act, present their annual report together with the audited financial statements of the charity for the year ended 31 March 2021.
## **Structure, Governance and Management Governing Document**
The Health Forum operating under 'BME Health Forum' is a company limited by guarantee and obtained charitable status from the Charity Commission on 10 May 2013. The company was established under a Memorandum of Association which established the objects and powers of the charitable company and is governed under its Articles of Association. In the event of the company being wound up members are required to contribute an amount not exceeding £1.
The Board delegates the day-to-day operation of the organisation to the Executive Director. The Trustees meet formally once every 3 months.
## **Recruitment & Appointment of Trustees**
The Trustees and Directors who have served throughout the year are shown on page 1. Appointment of directors/trustees is governed by the Memorandum & Articles of Association.
## **Trustee Induction and Training**
All new Board Members are introduced to current Board Members, and Receive an Induction pack which includes a Board Handbook. All Board Members participate in training on good governance.
## **Charitable Objectives**
The preservation and protection of health and promotion of good health with a particular focus on, but not limited to, people from the black and minority ethnic communities, principally in, but not limited to, the London Boroughs of Kensington and Chelsea, Westminster and Hammersmith & Fulham. The aim of the forum is to inform policy, locally and nationally and assist in promulgating effective policies and good practice in order to contribute to reducing health inequalities and improved health outcomes for people from the black and minority ethnic communities.
## **Risk Management**
The trustees review the major risks that the charity faces on a regular basis and are satisfied that systems are in place to mitigate exposure to the major risks. Internal risks are minimised by the implementation of policies and procedures for authorisation of all transactions and projects and to ensure consistent quality of delivery for all operational aspects of the charitable company. These procedures are periodically reviewed to ensure that they still meet the needs of the charity.
## **Public Benefit**
All our activities aim to reduce health inequalities and improve health and wellbeing outcomes for people from deprived communities and ensure that health and social policies and service development are informed by the views of local communities.
## **Section 4 of the Charities Act 2011**
The trustees actively review guidance issued by the Charity Commission as required by section 4 of the Charities Act 2011, to ensure compliance with such guidance.
## **Activities and achievements**
The trustees consider that the charity's activities in meeting its objectives have been most satisfactory during the year under review.
## **Future developments**
Some funding has now been secured for the Charity's core activities until April 2023. This is a good position but we need to continue to build on it to ensure we continue to deliver services for BME communities.
## **Summary**
Despite the pandemic the BME Health Forum had a very productive year in 2020/21. Our funding increased substantially, and we recruited a new member of staff to manage some our partnership projects. During the year, we led 7 partnerships and 69% of our expenditure went to BMEC organisations to support their delivery of projects to support BME communities. We hope to be able to sustain this proportion of expenditure in 2021/22.
Page 2
## **THE HEALTH FORUM (Private Company Limited by Guarantee) Directors' & Trustees' Report for the Year Ended 31 March 2020 (Continued) Summary**
**----- Start of picture text -----**
Organisations funded by the BME Health Forum in 2019-20
Abbey Community Association 16,850
Al-Hasaniya Moroccan Women's Centre 11,400
Central London Youth Development 1,750
French African Welfare Association 31,154
Fifty Plus Aged Eritrean Welfare Association 2,398
Eritrean Parents and Children's Association 4,910
Ethiopian Women's Empowerment Group (EWEG) 1,010
Henna Asian Women 400
Iranian Association 38,910
Kulan Somali Organisation 500
Marylebone Bangladesh Society 7,785
Midaye Somali Development Network 13,425
Middle Eastern Women's Society 3,460
Mosaic Community Trust 1425
People Arise Now 400
Queens Park Bangladesh Association 10,883
Sudanese Nubian Association 4,750
WAND UK 3,400
Total 154,810
**----- End of picture text -----**
## **Covid-emergency Response Projects**
We led two projects, the first in partnership with 3 organisations and the second in partnership with 5 organisations to support people from BME communities during the lockdown periods. This included supporting people with accessing food and medicine, providing emotional support, signposting to other services and providing advice and support on accessing benefits and other support. The first project reached 250 households and the second reached 350 households.
## **Test and Trace Project**
In partnership with 11 organisations, we reached 950 BME households to talk to residents in their first language about Covid rules, the test and trace services and local authority support.
## **Dementia Awareness Project**
We delivered dementia awareness workshops to 10 BME organisations who used the materials to deliver awareness sessions to over 300 in community languages.
## **Community Research Project on Loneliness and Isolation in BME Communities**
We trained 16 volunteers from 10 community organisations to interview 400 BME community members who recently experienced loneliness and isolation about their situation, needs and experiences. The report will be published shortly.
## **Engagement About Covid-19 and Covid-19 Vaccinations**
We held 4 on-line meetings with staff from community organisations and NHS clinicians to ensure that BME organisations had reliable information about Covid-19 and about vaccinations. We also supported 7 BME organisations with funds and contacts to hold on-line events with medical professionals and where possible in their mother tongue. We also held a special meeting for Black residents in English.
## **Community Living Well Project**
In partnership with 4 community organisations we supported 100 residents experiencing common mental problems.
## **Neighbourhood Keepers Project**
In partnership with 3 community organisations we are supporting 76 clients living in Church Street Ward, one of the poorest and most diverse wards in the UK.This project will be completed next year. On average, clients reported 20% improvement in their emmotional wellbeing as measured by the Short Warwick Edinburgh Mental Wellbeing 5-point scale and 33% improvement in their general health.
Page 3
**THE HEALTH FORUM (Private Company Limited by Guarantee) Directors' & Trustees' Report for the Year Ended 31 March 2021 (Continued)**
## **Multilingual Emotional Wellbeing project**
In partnership with 5 BME organisations we supported 189 people with emotional support and practical help. The clients' average improvement as measured by the Short Warwick Edinburgh Mental Wellbeing 5-point scale was 0.97 while 81% of the clients rated their general health as having improved by more than 10% at the end of the project.
## **Financial review**
Total income for the year amounted to £239,176 with total expenditure amounting to £223,988 leaving a surplus in the year of £15,188.
Accumulated reserves at the balance sheet date amounted to £89,908, of which £89,908 represent income reserves.
## **Reserves Policy**
The trustees have established a policy where unrestricted reserves should be at equivalent to 6 months of annual expenditure by setting up a designated reserve, namely 'Staff & Running Cost Reserve'. At the year end the reserves held in this fund amounted to £53,376. The amount required under this policy based on current expenditure is in the region of £65,000. The trustees will endeavour to achieve the level of reserves in accordance with the agreed policy in future. Overall the trustees consider the financial position of the charity to be satisfactory.
## **Responsibilities of Trustees**
The trustees are required by company law to prepare financial statements for each financial year which give a true and fair view of the charity's financial activities during the year and of its financial position at the end of the year. In preparing those financial statements, the trustees are required to:
- select suitable accounting policies and apply them consistently;
- make judgments and estimates that are reasonable and prudent;
- prepare financial statements on a going concern basis unless it is inappropriate to presume
that the charity will continue in operation.
The trustees are responsible for keeping adequate accounting records which disclose with reasonable accuracy at any time the financial position of the charity and enable them to ensure that the financial statements comply with the Companies Act 2006. They are also responsible for safeguarding the assets of the charity and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.
## **Trustee Members**
The trustees who are directors for the purpose of company law who have served during the year and up to the date of this report are set out on page 1.
## **Reporting Accountants**
A resolution proposing their re appointment of TKG Partnership Ltd as Reporting Accountants will be put to the members at the next AGM.
## **Approval**
This report has been prepared in accordance with the Statement of Recommended Practice: Accounting and Reporting by Charities (revised in May 2008) and in accordance with the Provisions of Part 15 of the Companies Act 2006 applicable to companies subject to the small companies regime.
Approved by the trustees and signed on its behalf:
**------------------------------------------------------------------ 12 November 2021**
**Name: K Kalantari Trustee & Company Director**
Page 4
**THE HEALTH FORUM (Private Company Limited by Guarantee) Independent examiners' report to the Trustees The Health Forum**
I report on the accounts of the charitable company for the year ended 31 March 2020 which are set out on pages 6 to 9.
## **Respective responsibilities of trustees and examiner**
The trustees, who are also directors of the company for the purposes of company law, are responsible for the preparation of the accounts. The charity's trustees consider that an audit is not required for this year under section 144 of the Charities Act 2011 and that an independent examination is needed. The charity is required by law to prepare accrued accounts and I am qualified to undertake such an examination by being a qualified member of the Institute of Chartered Accountants in England & Wales.
Having been satisfied that the charity is not subject to audit under company law and is eligible for independent examination it is my responsibility to:
- examine the accounts under section 145 of the 2011 Act;
- to follow the procedures laid down in the General Directions given by the Charity Commission under section 145(5) of the 2011 Act;
- to state whether particular matters have come to my attention.
## **Basis of independent examiners' report**
My examination was carried out in accordance with the General Directions given by the Charity Commission. An examination includes a review of the accounting records kept by the charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts, and the seeking of explanations from you as trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit and, consequently, no opinion is given as to whether the accounts present a 'true and fair view' and the report is limited to those matters set out in the statement below.
## **Basis of independent examiners' report**
In connection with my examination, no matter has come to my attention:
- (1) which gives me reasonable cause to believe that, in any material respect, the requirements:
- to keep accounting records in accordance with s386 of the Companies Act 2006; and
- prepare accounts which accord with the accounting records and to comply with the accounting requirements of the Companies Act 2006 and with the methods and principles of the Statement of Recommended Practice: Accounting and Reporting by Charities (revised 2005) have not been met; or
- (2) to which in my opinion, attention should be drawn in order to enable a proper understanding of the accounts to be reached.
**Chrysostomos Kyprianou, 12 November 2021 for and on behalf of TKG Partnership Ltd, Chartered Accountants 3 Gateway Mews, Ringway, London N11 2UT**
Page 5
## **THE HEALTH FORUM (Private Company Limited by Guarantee) Statement of financial activities for the year ended 31 March 2021**
|**Incoming Resources**
Grants receivable
Other income & donations
**Total incoming resources**
**Resources Expended**
Direct charitable expenditure
Management and administration
**Total resources expended**
**NET SURPLUS/(DEFICIT)**
**Net movement in funds for the year**
**Total funds brought forward**
**Transfer (to)/from in the year**
**Total funds carried forward**|**Notes**
1
2
3|**Restricted**
**Funds**
**£**
227,161
-
227,161
214,052
1,882
215,934
11,227
**Restricted**
**Funds**
**£**
11,227
12,375
-
23,602|**Unrestricted**
**Funds**
**£**
11,330
685
12,015
8,054
-
8,054
3,961
**Unrestricted/**
**designated**
**Funds**
**£**
3,961
62,345
-
66,306||**Total**
**2020/21**
**£**
238,491
685
239,176
222,106
1,882
223,988
15,188
**Total**
**2020/21**
**£**
15,188
74,720
-
89,908||**Total**
**2019/20**|
|---|---|---|---|---|---|---|---|
||||||||**£**
138,970
700
139,670
124,985
2,116
127,101
12,569
**Total**
**2019/20**|
||||||||**£**
12,569
62,151
-
74,720|
**The statement of financial activities includes all gains and losses in the year. All incoming resources and resources expended derive from continuing activities.**
Page 6
**THE HEALTH FORUM (Private Company Limited by Guarantee) BALANCE SHEET AS AT 31 MARCH 2021**
**----- Start of picture text -----**
Notes 2020/21 2019/20
£ £ £ £
Current Assets
Debtors 4 21,085 17,083
Cash at bank and in hand 346,177 67,909
367,262 84,992
Creditors: amounts falling due
within one year 5 (277,354) (10,272)
Net current assets 89,908 74,720
Total assets less current liabilities 89,908 74,720
Funds
Restricted funds
- Grants fund 6 23,602 12,375
Designated funds
- staff & running costs fund 6 55,500 53,376
Unrestricted income funds:
- general funds 6 10,806 8,969
89,908 74,720
**----- End of picture text -----**
**The Company is a private company limited by guarantee and incorporated in England. Its registered office is at Churchstreet Neighbourhood Centre, Chartwell House, Penfold Street. London NW8 8PT.**
**The company was entitled to exemption from audit under section 477 of the Companies Act 2006 relating to small companies.**
**The members have not required the company to obtain an audit in accordance with section 476 of the Companies Act 2006.**
**The directors acknowledge their responsibility for complying the requirements of the Companies Act 2006 with respect to accounting records and for the preparation of the accounts.**
**The accounts have been prepared in accordance with the micro entity provisions of the Companies Act 2006 and FRS 105, The Financial Reporting Standard applicable to the Micro-entities Regime. The accounts have been delivered in accordance with the provisions applicable to companies subject to the small companies regime. The income and expenditure account has not been delivered to the Registrar of Companies.**
**Approved by the Trustees /Directors and signed on their behalf**
**……………………………………………………………………………. 12 November 2021**
**Name: D Truswell**
**Trustee & Company Director**
Page 7
**THE HEALTH FORUM (Private Company Limited by Guarantee) NOTES TO THE FINANCIAL STATEMENTS for the year ended 31 March 2021**
## **Accounting policies**
The principal accounting policies adopted, judgments and key sources of estimation uncertainty in the preparation of financial statements are as follows
## **Basis of Preparation**
The accounts have been prepared in accordance with the micro entity provisions of the Companies Act 2006 and FRS105, The Financial Reporting Standard applicable to Micro-Entities Regime. The accounts have been delivered in accordance with the provisions applicable to companies subject to the small companies regime.
## **Incoming resources**
Income (including income from government and other grants) is recognised when the charity has entitlement to the funds, any performance conditions attached to the items of income have been met, it is probable that the income will be received and the amount can be measured reliably.
## **Interest and investment income receivable**
Interest on funds held on deposit and income from investments held is included when receivable and the amount can be measured reliable by the charity.
## **Fund accounting**
Unrestricted funds are available to spend on activities that further any of the purposes of charity. Designated funds are unrestricted funds of the charity which the trustees have decided at their discretion to set aside for a specific purpose. Restricted funds are donations or grants which the donor has specified are to be solely used for a particular purpose or area of the Trust's work or projects being undertaken by the Trust.
## **Expenditure and irrecoverable VAT**
Expenditure is recognised once there is a legal or constructive obligation to make a payment to a third party, it is probable that settlement will be required and the amount of the obligation can be measured reliably. Expenditure is classified under the following headings:
-cost of raising funds comprise the cost of commercial trading
- expenditure on charitable activities includes the cost of operating the nursery and outreach services
- management and administration includes support costs for those functions that assist the work of the charity
Irrecoverable VAT is charged as a cost against the activity for which the expenditure has been incurred.
## **Taxation**
As a grant aided charity with charitable status the charity's activities do not create a charge to corporation tax.
## **Operating leases**
Rentals paid under operating leases are charged to income on a straight line basis over the lease term.
## **Debtors**
Trade and other debtors are recognised at the settlement amount due after any trade discount offered. Prepayments are valued at the amount prepaid net of any trade discounts due.
## **Creditors and provisions**
Creditors and provisions are recognised where the charity has a present obligation resulting from a past event that will probably result in the transfer of funds to a third party and the amount due to settle the obligation can be measured or estimated reliably.
## **Financial instruments**
The trust has only has financial assets and financial liabilities of a kind that qualify as basic financial instruments. The charity does not acquire put options, derivatives or other complex financial instruments. The main form of financial risk faced by the charity is that of volatility in equity and investment markets due to wider economic conditions, the attitude of investors to risk, and changes in sentiment concerning equities.
## **Pensions**
The Trust operates a defined contribution pension scheme.
Page 8
**THE HEALTH FORUM (Private Company Limited by Guarantee) Notes to the financial statements for the year ended 31 March 2021**
**----- Start of picture text -----**
2020/21 2019/20
£ £
1 Grants receivable & other income
West London CCG 46,000 63,000
Westminster Council 17,000 -
Kensington & Chelsea Social Council 21,000 25,970
Royal Borough of Kensington & Chelsea 62,450 45,000
-
City of London 84,211
-
Race Equality 11,330
Comic Relief 260,000 -
Healthwatch Central - 5,000
Other income 685 700
502,676 139,670
Less: Amounts deferred:
Comic Relief (260,000) -
Westminster Council (2,000) -
Royal Borough of Kensington & Chelsea (1,500)
239,176 139,670
2 Direct charitable expenditure
Staff costs 53,167 51,944
Staff pension costs 3,259 2,881
Commissioning expenses 154,809 67,650
Other running costs 10,871 2,510
222,106 124,985
3 Management & administration costs
Accountancy 1,402 1,416
Consultancy fees 480 700
1,882 2,116
4 Debtors
Accrued income 21,085 17,083
5 Creditors
Amounts falling due within one year:
Other taxation & social security 1,544 892
Deferred income 263,500 -
Other creditors & accruals 12,310 9,380
277,354 10,272
6 Reserve Funds
Restricted reserves - Grant fund
Balance brought forward 12,375 4,000
Inter fund transfers - -
Surplus/(deficit) in year 11,227 8,375
23,602 12,375
Analysis of funds:
-
Core Funding (funded by West London CCG) 7,757
-
Neighbourhood keepers Project (funded by Westminster City Council) 2,200
-
Community Research Project (Funded by City Bridge Trust) 1,519
. Community Living Well Project (Funded by KCSC & West London CCG) 7,250 8,500
Focus Group Engagement (Funded by West London CCG) 500 1,500
-
Volunatry Sector-Support Community Research (Funded by West London CCG) 4,376
-
BME Innovation Project ( Funded by KSC & West London CCG) 2,375
23,602 12,375
**----- End of picture text -----**
Details of projects undertaken during the year under review are included in the Directors'/Trustees Report on pages 3 & 4.
Page 9
**THE HEALTH FORUM (Private Company Limited by Guarantee) Notes to the financial statements for the year ended 31 March 2021**
**----- Start of picture text -----**
2020/21 2019/20
6 Unrestricted reserves (continued )- General fund
Balance brought forward 8,969 14,775
Inter fund transfers (2,124) (10,000)
Surplus in year 3,961 4,194
10,806 8,969
Designated reserves - Staff & running cost fund
Balance brought forward 53,376 43,376
Inter fund transfers 2,124 10,000
55,500 53,376
7 Analysis between fund balances
2020/21
Unrestricted/
Restricted designated
Funds Funds Total
Net current assets 23,602 66,306 89,908
2019/20
Unrestricted/
Restricted designated
Funds Funds Total
Net current assets 12,375 62,345 74,720
**----- End of picture text -----**
## **8 Transactions with Board of Trustees**
No remuneration is payable to the Trustees. Any transactions involving the Trustees were carried out in the normal course of activities undertaken by the Charity.
Page 10