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2025-03-31-accounts

Chinese Gospel Church Oxford

Report and Accounts Year ended 31 March 2025

1 Lamb's Passage, London EC1Y 8AB www.stewardship.org.uk

CHINESE GOSPEL CHURCH OXFORD

LEGAL AND ADMINISTRATIVE DETAILS

FOR THE YEAR ENDED 31 MARCH 2025

WORKING NAME Oxford Chinese Gospel Church ADDRESS FOR CORRESPONDENCE 82 Frenchay Road Oxford OX2 6TF GOVERNING DOCUMENT Constitution for a CIO Association dated 1 November 2021 CHARITY REGISTRATION NUMBER 1151974 TRUSTEES RESPONSIBLE FOR Dr Kai Wing Norman Lee MANAGING THE CHARITY Mrs Shan Wai Ms Jing Xiao INDEPENDENT EXAMINER Ajay Rajani FCIE Stewardship 1 Lamb's Passage LONDON EC1Y 8AB

INDEX

Page 1 Legal & Administrative Details Pages 2-9 Trustees' Report Page 10 Independent Examiner's Report Page 11 Receipts and Payments Account Page 12 Statement of Assets & Liabilities Page 13 Notes to the Accounts

Page 1

Chinese Gospel Church Oxford

Trustees’ Annual Report

For the year ended 31 March 2025

The Trustees present their report and the charity’s financial statements for the year ended 31st March 2025.

Summary of the charity’s main activities and achievements

Introduction

“…until we all reach unity in the faith and in the knowledge of the Son of God and become mature, attaining to the whole measure of the fullness of Christ.” (Ephesians 4:13)

Our mission is to help believers grow in spiritual maturity by embracing God’s truth, bearing the fruit of the Holy Spirit, and living as faithful witnesses to the transforming power of the gospel.

This ministry report has three focus areas: 1) Pursuing God’s Word and growing in truth, 2) Discipleship and building life together, 3) Proclaiming the gospel through outreach.

Pursuing God’s Word and Growing in Truth

Sunday Worship and Sermon Series

Last year’s theme, “Chosen in Love, Living in Holiness,”[1] guided us through the books of Genesis and 1 Corinthians. In Genesis, we traced God’s plan of redemption following humanity’s fall and his election of a family to become his covenant people. 1 Corinthians reminded us that accepting the gospel of Jesus Christ is just the beginning. We are called to live in holiness, not driven by the flesh or shaped by the world but transformed by the power of the gospel.

Our theme for this year, “Fearing the Holy God, Living Out the Power of the Gospel”[2] , has centered on Exodus and will continue on 2 Corinthians. In Exodus, we witnessed God’s mighty deliverance of the Israelites from slavery in Egypt. He made a covenant with them, lived among them and calling them to serve him as a holy nation. The story reminds us that salvation is not just about being set free from sin, but living in reverent fear of God and serving him in unity.

God did not choose Israel to set them above others but to make them a blessing to all nations. After completing our series in Exodus, we turned our attention to the mission of God’s chosen people, reflecting on how we, too, are called to intercede for the nations and engage thoughtfully with pressing issues such as war, abortion, euthanasia, the suppression of Christians values in society, and hope for those weighed down by poverty and debt. These are not distant and abstract topics; they shape the world we live in each day.

1 In Chinese 蒙愛立約,活出聖潔

2 In Chinese 敬畏聖潔上帝,活出福音大能

Page 2

Chinese Gospel Church Oxford

Trustees’ Annual Report

For the year ended 31 March 2025

In the second half of the year, we will begin our study of 2 Corinthians where Paul proclaimed a gospel rooted in the cross. To those experiencing weakness, suffering, and persecution, God brings comfort and strength. His power is not displayed through worldly success or human glory, but through vulnerability, perseverance, and hope. In his trials, Paul did not boast in himself but found strength in the grace of Christ. This is the true power of the gospel.

Investing in the Next Generation

Our church currently runs 7 ministries for children and youth, most of which take place on Sundays.

In the Mandarin congregation, all three Sunday School classes are taught in English: Preschool (ages 2–6), Primary (ages 7–11), and Youth (ages 12–17). Each class has around a dozen students. In Preschool, some younger children attend with a parent, and a few have special learning needs, so the support of both teachers and assistants is essential. Primary class is made up mostly of boys who are lively and energetic, hence traditional teaching methods often are not effective. The class is therefore more activity-based, and students have developed close friendships with one another. Youth has been following the same theme and studying the same books of the Bible as the adults. A new female teacher joined this year, which has helped strengthen relationships and encouraged classroom sharing. We also thank God for three new births in our Mandarin congregation this year. A nursery has been added where parents can join the service via livestream while looking after their young ones.

For the Cantonese congregation, we currently have two Cantonese Sunday School classes to serve the many newly arrived immigrant families from Hong Kong.

When Cantonese children's worship first began in January last year, only three children attended. Since then, weekly attendance has grown to 8–12. As we stepped out in faith, God brought new families into our church. This has not only allowed children to grow up learning God’s Word, but also freed parents to participate fully in the adult service. At the same time, God has raised up new volunteers to serve in this growing ministry.

For Cantonese youth, we hosted a two-day retreat last summer to help them reflect on their identity and explore their gifts. Throughout the year, God has brought new young people into our community, including some who are not yet believers. Our Cantonese youth group now has over 20 participants. These young people treasure their close-knit friendships, supporting one another and growing together through regular Bible study. It helps them build a strong spiritual foundation to face the challenges of university and life beyond.

Despite the limited classroom time each week, we are committed to building a church culture where children grow up learning Scripture and walking in God’s ways. Still, the most impactful influence is the spiritual atmosphere at home where children encounter Jesus’ love and truth in daily life.

Page 3

Chinese Gospel Church Oxford

Trustees’ Annual Report

For the year ended 31 March 2025

Bible Study Fellowship (BSF)

We launched a new partnership with BSF by hosting an online Bible study on the book of Revelation with more than 35 participants. Through daily personal study, weekly group discussions, and short teaching sessions, members were encouraged to stay rooted in their faith and look forward to Christ’s return.

While the group was initially led by our pastoral staff, this year we have trained and added a new leader with support from BSF. The next study, “Exile and Return”, has already attracted over 48 participants. We are excited to see that our partnership with BSF continues to foster a deep hunger for God’s Word. Even long time believers have found that BSF helps reignite their love for Scripture and strengthens their daily walk with the Lord.

Discipleship and Building Life Together

Life Together in Small Groups

Our church currently has 11 small groups. Most meet weekly; others gather fortnightly or monthly. While the majority meet in person, a few continue online. These groups engage in a range of activities, including Bible study, prayer, life sharing and book discussions.

Each group draws people in a specific neighborhood, often meeting in members’ homes or hired venues like churches or community centers. This approach reflects the incarnational nature of the gospel by bringing faith into local communities. It also makes it easier for members to invite friends and neighbors. Over the past year, several newcomers came to faith through these small groups. Such gatherings are a vital expression of God’s kingdom on earth where we learn to love one another in real, practical ways. While misunderstandings and differences arise, especially among people from diverse backgrounds, through practicing forgiveness and acceptance, we grow by imitating the sacrificial love of Christ.

Serving in Unity and Love

Our church has 8 ministry departments. Among them, Worship and Hospitality have the most volunteers. The Sunday refreshments team alone has over 40 members, many of whom serve not because of their unique talents but because they are willing to offer what they have, similar to the boy with five loaves and two fish.

In between the Mandarin and Cantonese services, the church gathers to share refreshments and connect across language and culture. The combined Christmas choir also exemplifies this unity, with members from both congregations learning to worship in each others’ language, humbly serving and bearing witness together.

Page 4

Chinese Gospel Church Oxford

Trustees’ Annual Report

For the year ended 31 March 2025

Discipleship and Leadership Training

Our Church Council began meeting online monthly not just to plan ministries but to study Scripture, share life and pray together. As leaders called to serve the church, we need to build strong relationships and walk together in Christ.

We are preparing to launch a training program for small group leaders. The aim is to equip leaders not only with biblical knowledge but also in life-sharing, building relationship and developing spiritual gifts.

Worship service leaders play a significant leadership role in our church. Each leader is personally invited to join the ministry after in-depth conversation and prayer with our pastoral staff. Before stepping into the role, they receive training in both spiritual formation and the theology of worship, along with rehearsals to help them lead the congregation in God-centered worship.

In March, we hosted a marriage retreat led by a missionary couple. They began by preaching on “Healthy Singleness, Healthy Marriage,” emphasizing that strong marriages are built on healthy personal relationships with God. A total of 12 couples attended the two-day retreat which offered rich biblical teaching and space for reflection and conversation between the spouses. Many described it as transformative and expressed a desire to continue journeying with the other participants. The marriage mentors also led a special session for our youths who came with many questions on dating and marriage.

We launched a beginner guitar class with 12 participants. They learnt the basic skills of guitar playing so they may serve through music and help build up the worship life of our church community.

We ran a four-session evangelism training course, equipping members to share the gospel clearly and confidently, ready to speak of Christ whenever the opportunity arises.

Proclaiming the Gospel through Outreach

During the year our church hosted “Fun Days” by using traditional Chinese holidays as a bridge to welcome friends and family into the life of the church. Last year’s Chinese New Year Carnival left a strong impression, as members experienced the joy of serving together. More than 260 people attended. Different groups performed on stage; even some first-time visitors commented that we were like professional entertainers! The vibrant and joyful atmosphere helped challenge and reshape outdated views of church as dull or overly traditional. Game booths brought fun for all ages, and small gifts donated by members added a special touch that made everyone feel cared for.

Page 5

Chinese Gospel Church Oxford

Trustees’ Annual Report

For the year ended 31 March 2025

The Mid-Autumn Festival was another outreach opportunity. With festive food and games the event once again drew over 260 attendees. Activities like riddle guessing and ball games created a relaxed and friendly environment, opening the door for new friendships and preparing hearts for the gospel.

Our annual Christmas Evangelistic Service was the largest outreach event of the year. While public responses to the gospel may be few, especially among Chinese who are often hesitant to respond openly, it was a powerful moment to proclaim Christ and prepared the hearts of the seekers.

Exploring Faith and Walking with God

Following the Christmas Evangelistic Service, we launched a seekers class in January to introduce the gospel. More than a dozen attended regularly. Most were not believers and came with many questions. The small group setting created a safe space for exploring faith. Over the three-month journey, many began to see the gospel more clearly and reflect personally on their own spiritual path.

In addition to the seekers class, nine individuals from both congregations joined our baptism preparation class which consisted of 12 sessions covering the foundations of the Christian faith. After much prayer and thoughtful conversations, three chose to be baptized. Their decisions, often the fruit of long periods of spiritual searching, were a great encouragement to the entire church family.

Global Missions: Responding to the Great Commission

The church is much more than a building. It is the local congregation as well as the universal body of Christ. Jesus commissioned His disciples to go into all the world, and we are committed to cultivating that global kingdom mindset within our own congregation.

As in previous years, missionaries came to share their stories with us on several Sundays. Besides setting aside part of our budget for missions work, we launched some new initiatives this year. The International Mission to Jewish People (IMJP) hosted a missions learning experience participated by over 20 of our members. They took part in a Jewish heritage tour of museums in London and gained deeper insight into Jewish history and identity.

An IMPJ missionary led a Passover meal that connected with our sermon series on Exodus, allowing us to experience the gospel through its rich symbolism. We are discussing with IMJP on a three-day outreach in London, including evangelism training, street outreach, home visits and engagement with the Jewish community.

We are also making preparations to send a short-term mission team with Operation Mobilization (OM) to serve Ukrainian refugees in Poland. The trip will focus on community-building, teaching Bible stories and English, sharing music and art, and offering emotional support. Volunteers will also help distribute supplies and support logistics at a local resource center.

Page 6

Chinese Gospel Church Oxford

Trustees’ Annual Report

For the year ended 31 March 2025

Beyond Our Walls: A Vision for Unity and Mission

Every 3 months, pastors from various churches in Oxford, including our own, gather to pray, share, and encourage one another. We long to move beyond the traditional boundaries of a Chinese church, engaging meaningfully with society, interceding for the nations, and bringing the love of Christ into places of real need.

In John 17, on the night before His crucifixion, Jesus prayed with deep longing that His followers would be one. Unity is God’s will, the work of the Holy Spirit, and a powerful witness to the world, though it is never easy.

As a trilingual church we experience both blessings and challenges. Yet we believe God has brought us together for a purpose: to grow in holiness, live faithfully, and serve as one body in Christ. So let us press on, casting off every burden and sin, fixing our eyes on Jesus, the author and perfecter of our faith, until the day we stand united, shoulder to shoulder, worshiping in the new heaven and new earth.

In planning our activities, we have applied the guidance on public benefit issued by the Charity Commission.

Governing Instrument

The charity, Chinese Gospel Church Oxford, also known as Oxford Chinese Gospel Church (OCGC), is a Charitable Incorporated Organisation (CIO). It was registered as a charity with the Charity Commission on 10 May 2013. OCGC is governed by a Constitution filed with the Charity Commission. Its Organisation Rules, first approved by members at the AGM on 29 August 2021, provides guidance to its operations.

The charity’s principal objective is to advance the Christian Faith in accordance with the Statement of Faith stipulated in the Constitution primarily but not exclusively among people of Chinese descent in Oxfordshire through:

Page 7

Chinese Gospel Church Oxford

Trustees’ Annual Report

For the year ended 31 March 2025

Corporate Governance

The Trustees have adopted 31 March as the end of OCGC’s financial and reporting year in 2025, and for the future. An Annual General Meeting will be held on Sunday 6 July 2025.

According to the guidelines of the Charity Commission (CC3 – The Essential Trustee ), the Trustees are responsible for the overall management of the Church as a charity, including but not limited to financial governance and legal compliance. While the Trustees bear the legal responsibility for the Church, spiritual leadership, ministry and pastoral care etc. are delegated to the Board of Elders in accordance with the Organisation Rules.

The Trustees, supported by the Board of Elders, Pastoral Team and the Coworkers Committee, administered the charity during the period covered by this report.

Risk Management

The Trustees regularly assess the risks associated with OCGC activities and annually review insurance coverage. The venue where most activities are held, namely, Oxford High School (Belbroughton Road, Oxford OX2 6XA), is insured. The residential property owned by OCGC (11 Arlington Drive, Oxford OX3 0SH) is also insured. OCGC is covered by public liability insurance as well as employer’s liability insurance.

The Trustees have put in place policies and procedures to meet legal and regulatory requirements and to ensure OCGC can operate effectively under proper guiding principles. These include Safeguarding Policy and Procedures, Complaints Handling Policy, Conflict of Interest Policy, Disciplinary Procedure, Donation Acceptance Policy, Grievance Procedure, HR Procedure, Paying Staff Policy, Privacy Policy, Reserves Policy, Risk Management Policy and Volunteer Management Policy.

On Safeguarding, a 3[rd] party service provider, Christian Safeguarding Service, has continued to support us in the development of our Safeguarding Policy and Procedures as well as training to our Designated Safeguarding Officer, Trustees and volunteers working with our children and youth.

The Trustees have taken steps to ensure that adequate management and internal control procedures are in place to reduce the Charity’s exposure to financial and operational risks.

Financial Review

As OCGC is a charitable incorporated organisation, it has elected to present receipts and payments accounts.

This year income has increased by £24,000 to £138,000, and expenditure has increased by £19,000 to £120,000. As a result the surplus for the year was £18,000 and the cash held by the charity increased by this amount to £120,000, all of which was unrestricted.

The charity holds its cash with two separate banks and is protected fully by the Financial Services Compensation Scheme (FSCS).

Page 8

Chinese Gospel Church Oxford

Trustees’ Annual Report

For the year ended 31 March 2025

Reserves Policy

The level of reserves is determined by the Trustees in order to safeguard the operations of OCGC in meeting its charitable objectives, taking into due consideration such risks posed to OCGC, and the possible need for reserves to meet cash flow difficulties, as well as statutory laws and regulations.

The Trustees have determined that the charity should aim to hold free reserves (which they define to be unrestricted cash) of no less than £30,000, which equates to about 3 months’ of projected unrestricted expenditure. At year-end the charity held unrestricted cash of about £120,000 and the charity is complying with its reserves policy.

Responsibilities of Trustees

Charity law requires us as Trustees to prepare financial statements for each accounting year which record the receipts and payments of the charity for the year.

We are responsible for keeping proper accounting records which disclose with reasonable accuracy at any time the financial position of the charity and enable us to ensure that the financial statements comply with the Charities Act 2011.

We also have a responsibility to safeguard the assets of the charity and to take reasonable steps to prevent fraud or any other irregularities.

Approval

This report was approved by the trustees and signed on their behalf by:

Norman Lee

Norman Lee (Jun 19, 2025 21:11 GMT+1)

Dr Kai Wing Norman Lee

Trustee Date: Jun 19, 2025

Page 9

INDEPENDENT EXAMINER'S REPORT

TO THE TRUSTEES OF

CHINESE GOSPEL CHURCH OXFORD

I report to the trustees on my examination of the accounts of Chinese Gospel Church Oxford ('the charity') for the year ended 31 March 2025 on pages 11 to 13 following.

Responsibilities and basis of report

As the trustees of the charity you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 (‘the 2011 Act’).

I report in respect of my examination of the charity’s accounts carried out under section 145 of the 2011 Act and in carrying out my examination I have followed all the applicable Directions given by the Charity Commission under section 145(5)(b) of the 2011 Act.

Independent examiner’s statement

I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect: 1. accounting records were not kept in accordance with section 130 of the 2011 Act; or

  1. the accounts do not accord with the accounting records.

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in order to enable a proper understanding of the accounts to be reached.

Ajay Rajani

Ajay Rajani (Jun 20, 2025 09:38 GMT+1)

Ajay Rajani FCIE Stewardship 1 Lamb's Passage LONDON EC1Y 8AB

Date: Jun 20, 2025

Page 10

CHINESE GOSPEL CHURCH OXFORD

RECEIPTS AND PAYMENTS ACCOUNT

FOR THE YEAR ENDED 31 MARCH 2025

Notes
Income receipts
Donations and related gift aid
Donations
Gift aid received
Donations received for Mission Fund
Gift aid received for Mission Fund
Income from other sources
Income from food and hospitality
Income from letting Fellowship House
Interest
Total receipts
Payments
2
3
Total payments
Transfers between funds
Net movement in funds
Cash funds as at last year end
Cash funds at this year end
A
Net of receipts / (payments) before transfers
Grants
paid
in
support
charitable
activities
undertaken by others
Payments
in
relation
to
charitable
activities
undertaken directly
Unrestricted
Funds
£
111,108
17,162
-
-
1,540
-
3,958
133,768
112,138
4,017
116,155
17,613
-
17,613
102,524
120,137
Restricted
Funds
£
-
-
4,158
50
-
-
-
4,208
-
4,208
4,208
-
-
-
-
-
2025
£
111,108
17,162
4,158
50
1,540
-

3,958
137,976

112,138
8,225
120,363

17,613
-
17,613
102,524
120,137
2024
£
94,445
14,517
1,280
50
1,735
2,269

-
114,297
93,754
7,562
101,316
12,981
-
12,981
89,543
102,524

The notes on page 13 form part of these accounts.

Page 11

CHINESE GOSPEL CHURCH OXFORD

STATEMENT OF ASSETS AND LIABILITIES

FOR THE YEAR ENDED 31 MARCH 2025

A Cash funds
Cash at bank with immediate access
Cash at bank on term deposit
B
Other monetary assets
Gift aid due to charity
C
Liabilities
Sunday venue hire
Fee for Independent Examination
Ministry expenses
Other creditors
D
Assets retained for charity's own use
Fellowship House
Fixtures, fittings and equipment
Unrestricted
funds
£
41,179
78,958
120,137
20,135
20,135
281
1,230
770
427
2,708
Restricted
funds
£
-
-
-
645
645
-
-
-
-
-
Fund to
which asset
belongs
Unrestricted
Unrestricted
2025
£
41,179
78,958
120,137
20,780
20,780
281
1,230
770
427
2,708
Cost
£
313,206
5,570
318,776
2024
£
27,524
75,000
102,524
13,730
13,730
1,367
1,200
553
330
3,450
Current
value
£
540,000
-
540,000

The trustees have used Zoopla to estimate the current value of Fellowship House.

F Guarantees and secured debts

The charity has not given any guarantees and has not provided its assets as security for any liabilities.

The accounts were approved by the trustees and signed on their behalf by:

Norman Lee

Norman Lee (Jun 19, 2025 21:11 GMT+1)

-------------------------------------------Dr Kai Wing Norman Lee

Date: Jun 19, 2025

The notes on page 13 form part of these accounts.

Page 12

CHINESE GOSPEL CHURCH OXFORD

NOTES TO THE ACCOUNTS

FOR THE YEAR ENDED 31 MARCH 2025

1 Accounting policies

The accounts have been prepared on a receipts and payments basis and comprise a statement that shows the charity's receipts and payments, a statement that summarises the charity's assets and liabilities and related notes. The accountancy profession have determined that only accounts prepared in accordance with applicable accounting standards present a 'true and fair' view and, as these receipts and payments accounts have not (and cannot) be prepared in accordance with accounting standards, these accounts do not present (and are not intended to present) a 'true and fair' view of the charity's financial activities and state of affairs.

Unrestricted funds are funds which are available for use at the discretion of the trustees in furtherance of the general objectives of the charity. Restricted funds are donations which are to be used in accordance with specific restrictions imposed by donors; they include donations received from appeals for specific activities or projects.

Unrestricted
funds
£
2
Payments in relation to charitable activities undertaken directly
Staff costs
73,187
Sunday venue hire
17,413
Fellowship House expenses
2,875
Ministry expenses
10,687
Food, hospitality and related supplies
3,341
Speakers honoraria
2,403
Examiner's fee for preparing and examining the accounts
1,200
Legal and professional fees
1,032
112,138
Restricted
Funds
£
-
-
-
-
-
-
-
-
-
Total
2025
£
73,187
17,413
2,875
10,687
3,341
2,403
1,200
1,032
112,138
Total
2024
£
57,956
13,190
6,980
8,275
3,079
2,140
1,140
993
93,754
3
Grants paid to support charitable activities undertaken by others
Grants to other charities engaged in mission
Chinese Overseas Christian Mission
651
Faith, Truth and Hope
650
OMF International
650
Open Doors
650
Oxfordshire Community Churches (Safe Families)
417
International Mission To Jewish People
-
Grants to help individuals training for ministry
1,000
4,017
1,000
875
875
875
583
-
-
4,208
1,651
1,525
1,525
1,525
1,000
-
1,000
8,225
1,800
1,500
1,500
1,500
1,000
262
-
7,562

4 Movement on restricted funds

vement on restricted funds
Mission fund Opening
balance
£
-
-
Receipts
£
4,208
4,208
Payments
£
(4,208)
(4,208)
Closing
balance
£
-
-

The Mission fund was created from donations received to support mission.

Page 13