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2025-03-31-accounts

REGISTERED COMPANY NUMBER: 8428264 (England and Wales) REGISTERED CHARITY NUMBER: 1151817

REPORT OF THE TRUSTEES AND

UNAUDITED FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2025

FOR

BISHOP'S STORTFORD VINEYARD CHURCH

Marsh Solutions Limited 82 Berechurch Hall Road Colchester Essex CO2 8RF

BISHOP'S STORTFORD VINEYARD CHURCH

CONTENTS OF THE FINANCIAL STATEMENTS for the year ended 31 March 2025

Page
Report of the Trustees 1 to 3
Independent Examiner's Report 4
Statement of Financial Activities 5
Balance Sheet 6
Notes to the Financial Statements 7 to 12
Detailed Statement of Financial Activities 13

BISHOP'S STORTFORD VINEYARD CHURCH

REPORT OF THE TRUSTEES for the year ended 31 March 2025

The trustees who are also directors of the charity for the purposes of the Companies Act 2006, present their report with the financial statements of the charity for the year ended 31 March 2025. The trustees have adopted the provisions of Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019).

OBJECTIVES AND ACTIVITIES

Objectives and aims

The charity's objects are for the public benefit and are restricted to the following:

a) To advance the Christian faith in accordance with the statement of beliefs in the schedule to the articles including but not by way of limitation through the planting of other Vineyard Churches in such ways and in such parts of Bishop's Stortford, the United Kingdom or the world as the Trustees from time to time may think fit;

b) To further Christian education in such parts of Bishop's Stortford, the United Kingdom and the world as the Trustees may from time to time think fit;

c) To relieve sickness and financial hardship and to promote and preserve good health by the provision of funds, goods or services of any kind, including through the provision of counselling, training in life skills and support in such parts of Bishop's Stortford, the United Kingdom or the world as the Trustees from time to time may think fit;

d) To provide or assist in the provision of facilities in the interests of social welfare for recreation or other leisure time occupation of individuals who have need of such facilities by reason of their youth, age, infirmity or disability, financial hardship or social circumstances with the object of improving their conditions of life.

Public benefit

In planning the activities the Directors have had regard to the guidance on public benefit issued by the Charity Commission.

Vision & Mission Statements

Our Vision is to be a community that lives out the message of Jesus and the Bible in such a way that all may grow to experience the love of God. Our Mission is to make Jesus known to those we encounter and equip them to follow Him.

Page 1

BISHOP'S STORTFORD VINEYARD CHURCH

REPORT OF THE TRUSTEES

for the year ended 31 March 2025

ACHIEVEMENT AND PERFORMANCE

Charitable activities

The church continues to meet at Chateau Café. The meeting format remains the same.

We now have exclusive use of the venue as we found that the comings and goings of the public disruptive and they have not been interested in joining the meeting. We have stopped meeting at the Takeley Chapel for Worship as it was not well attended and have joined with St James Thorley on a Sunday evening every month and once a month with God Central Harlow.

We continue to encourage our children in their faith and at Chateau Café. The younger children use the soft play facility which we hire for exclusive use by them.

Small groups continue to play an important part of our life together. These groups meet in homes and generally include a meal. All the members of the congregation belong to one and they are well attended. These small groups offer support and encouragement. The men meet regularly for breakfast and golf and the ladies group meets once a month for Bible study. Members are encouraged to be involved with their neighbours and their local communities. There is ongoing pastoral support for members of the congregation.

Our congregation continues to be involved in helping at the Night Shelter. The church supports the ‘shoe box’ initiative at Christmas and a function for vulnerable children was held the week before Christmas. We continue to support Christians Against Poverty. The senior pastor meets regularly with church leaders of the town to pray and support each other. He also has ongoing mentoring and spiritual direction with other pastors in the area. One of our pastors serves as voluntary hospital chaplain. We continue as a church to be involved in a variety of initiatives under the banner of Churches Together Bishop’s Stortford.

The spiritual life of the congregation is vital if it is to achieve its mission and vision. We are constantly mindful of the fact that we exist to bring the good news of God’s love and grace to a world in need. The congregation is constantly reminded that everyone needs to be involved in reaching out and touching the lives of people in their own sphere of influence. This means speaking about their faith and in practical and concrete ways, expressing God’s care by serving those in need.

Money was donated to support several charities in this past year.

FINANCIAL REVIEW

Financial position

Net expenditure for the year was £28,016 (2023/24: £3,598). The majority of BSV's income comprised regular donations from BSV's congregation via standing order or direct salary giving, together with gift aid received in relation to those donations. Total income for the year was £99,438 (2023/24: £124,030).

Total expenditure for 2024/25 was £127,454 (2023/24: £127,628).

Reserves policy

The Trustees' Policy on Reserves and Investments is to minimise the level of reserves held in order to make maximum use of available funds to further the aims of the charity and to use low risk investment, which maintains ready access to the reserves. The Trustees have the powers to invest funds as they see fit.

The Trustees consider that the free reserves are equivalent to the net current assets of Unrestricted Funds. This excludes fixed assets, which are needed for the continuing use of the charity and are generally illiquid. They consider that the free reserves should be broadly equivalent to three months' budgeted operating expenditure, which is approximately £24,000 for 2024/25. At 31 March 2025, after accounting for the net expenditure incurred in the year, free reserves were £95,411.

Page 2

BISHOP'S STORTFORD VINEYARD CHURCH

REPORT OF THE TRUSTEES

for the year ended 31 March 2025

STRUCTURE, GOVERNANCE AND MANAGEMENT Governing document

The charity is controlled by its governing document, a deed of trust, and constitutes a limited company, limited by guarantee, as defined by the Companies Act 2006.

Bishop's Stortford Vineyard Church ("BSV") was established as a company limited by guarantee on 4th March 2013. Ultimate responsibility for the entity rests with the Trustees however day to day management is delegated to the Senior Pastor(s) and decisions and responsibility for all pastoral and leadership matters reside with them. There is also oversight from Vineyard UK (VCUKI) area leaders and their national leadership team.

Decision making

The Board of Trustees ("Trustees") meets at least four times each year, with further meetings as required. The induction process for any newly appointed Trustee comprises an initial meeting with the Chairman where the powers and responsibilities of the Trustees are explained. They are also provided with a copy of the Vineyard Trustee manual.

REFERENCE AND ADMINISTRATIVE DETAILS Registered Company number 8428264 (England and Wales)

Registered Charity number 1151817

Registered office

8 Franklin Drive Elsenham Bishop's Stortford Hertfordshire CM22 6UG

Trustees

R Harrap C Goddard G Goddard S Walton J Yona

Independent Examiner Marsh Solutions Limited 82 Berechurch Hall Road Colchester Essex CO2 8RF

24/06/25 Approved by order of the board of trustees on ............................................. and signed on its behalf by:

........................................................................ R Harrap - Trustee

Page 3

INDEPENDENT EXAMINER'S REPORT TO THE TRUSTEES OF BISHOP'S STORTFORD VINEYARD CHURCH

Independent examiner's report to the trustees of Bishop's Stortford Vineyard Church ('the Company')

I report to the charity trustees on my examination of the accounts of the Company for the year ended 31 March 2025.

Responsibilities and basis of report

As the charity's trustees of the Company (and also its directors for the purposes of company law) you are responsible for the preparation of the accounts in accordance with the requirements of the Companies Act 2006 ('the 2006 Act').

Having satisfied myself that the accounts of the Company are not required to be audited under Part 16 of the 2006 Act and are eligible for independent examination, I report in respect of my examination of your charity's accounts as carried out under Section 145 of the Charities Act 2011 ('the 2011 Act'). In carrying out my examination I have followed the Directions given by the Charity Commission under Section 145(5) (b) of the 2011 Act.

Independent examiner's statement

I have completed my examination. I confirm that no matters have come to my attention in connection with the examination giving me cause to believe:

  1. accounting records were not kept in respect of the Company as required by Section 386 of the 2006 Act; or

  2. the accounts do not accord with those records; or

  3. the accounts do not comply with the accounting requirements of Section 396 of the 2006 Act other than any requirement that the accounts give a true and fair view which is not a matter considered as part of an independent examination; or

  4. the accounts have not been prepared in accordance with the methods and principles of the Statement of Recommended Practice for accounting and reporting by charities (applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102)).

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

Mr Christopher Marsh FMAAT

The Association of Accounting Technicians

Marsh Solutions Limited 82 Berechurch Hall Road Colchester Essex CO2 8RF 25/06/25 Date: .............................................

Page 4

BISHOP'S STORTFORD VINEYARD CHURCH

STATEMENT OF FINANCIAL ACTIVITIES for the year ended 31 March 2025

31.3.25
Unrestricted
fund
Notes
£
INCOME AND ENDOWMENTS FROM
Donations and legacies
95,667
Investment income
2
3,771
Total
99,438
EXPENDITURE ON
Charitable activities
Church Activities
127,454
NET INCOME/(EXPENDITURE)
(28,016)
RECONCILIATION OF FUNDS
Total funds brought forward
123,833
TOTAL FUNDS CARRIED FORWARD
95,817
31.3.24
Total
funds
£
120,017
4,013
124,030
127,628
(3,598)
127,431
123,833

CONTINUING OPERATIONS

All income and expenditure has arisen from continuing activities.

The notes form part of these financial statements

Page 5

BISHOP'S STORTFORD VINEYARD CHURCH

BALANCE SHEET 31 March 2025

31.3.25
Unrestricted
fund
Notes
£
FIXED ASSETS
Tangible assets
8
406
CURRENT ASSETS
Debtors
9
14,494
Cash at bank
90,274
104,768
CREDITORS
Amounts falling due within one year
10
(9,357)
NET CURRENT ASSETS
95,411
TOTAL ASSETS LESS CURRENT
LIABILITIES
95,817
NET ASSETS
95,817
FUNDS
11
Unrestricted funds
95,817
TOTAL FUNDS
95,817
31.3.24
Total
funds
£
812
16,775
117,180
133,955
(10,934)
123,021
123,833
123,833
123,833
123,833

The charitable company is entitled to exemption from audit under Section 477 of the Companies Act 2006 for the year ended 31 March 2025.

The members have not required the company to obtain an audit of its financial statements for the year ended 31 March 2025 in accordance with Section 476 of the Companies Act 2006.

These financial statements have been prepared in accordance with the provisions applicable to charitable companies subject to the small companies regime.

The financial statements were approved by the Board of Trustees and authorised for issue on ............................................. and were signed on its behalf by: 24/06/25

............................................. R Harrap - Trustee

The notes form part of these financial statements

Page 6

BISHOP'S STORTFORD VINEYARD CHURCH

NOTES TO THE FINANCIAL STATEMENTS for the year ended 31 March 2025

1. ACCOUNTING POLICIES

Basis of preparing the financial statements and assessment of going concern

The financial statements of the charitable company, which is a public benefit entity under FRS 102, have been prepared in accordance with the Charities SORP (FRS 102) 'Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019)', Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland' and the Companies Act 2006. The financial statements have been prepared under the historical cost convention.

The trustees consider that there are no material uncertainties about the charity's ability to continue as a going concern.

The financial statements are presented in sterling (£).

Income

All income is recognised in the Statement of Financial Activities once the charity has entitlement to the funds, it is probable that the income will be received and the amount can be measured reliably.

Expenditure

Liabilities are recognised as expenditure as soon as there is a legal or constructive obligation committing the charity to that expenditure, it is probable that a transfer of economic benefits will be required in settlement and the amount of the obligation can be measured reliably. Expenditure is accounted for on an accruals basis and has been classified under headings that aggregate all cost related to the category. Where costs cannot be directly attributed to particular headings they have been allocated to activities on a basis consistent with the use of resources.

Grants offered subject to conditions which have not been met at the year end date are noted as a commitment but not accrued as expenditure.

Tangible fixed assets

Depreciation is provided at the following annual rates in order to write off each asset over its estimated useful life.

Taxation

The charity is exempt from corporation tax on its charitable activities.

Debtors

Trade and other debtors are recognised at the settlement amount. Prepayments are valued at the amount prepaid.

Cash at bank and in hand

Cash at bank and in hand includes cash, current bank accounts and deposit bank accounts with no withdrawal limitations.

Creditors

Creditors are recognised where then charity has a present obligation resulting from a past event that will result in the transfer of funds to a third party and the amount due to settle the obligation can be measured or estimated reliably. Creditors are recognised at their settlement amount.

Fund accounting

Unrestricted funds can be used in accordance with the charitable objectives at the discretion of the trustees.

Restricted funds can only be used for particular restricted purposes within the objects of the charity. Restrictions arise when specified by the donor or when funds are raised for particular restricted purposes.

Further explanation of the nature and purpose of each fund is included in the notes to the financial statements.

continued...

Page 7

BISHOP'S STORTFORD VINEYARD CHURCH

NOTES TO THE FINANCIAL STATEMENTS - continued for the year ended 31 March 2025

1. ACCOUNTING POLICIES - continued

Pension costs and other post-retirement benefits

The charitable company operates a defined contribution pension scheme. Contributions payable to the charitable company's pension scheme are charged to the Statement of Financial Activities in the period to which they relate.

2. INVESTMENT INCOME

2. INVESTMENT INCOME
31.3.25 31.3.24
£ £
Deposit account interest 3,771 4,013
3. GRANTS PAYABLE
31.3.25 31.3.24
£ £
Church Activities 10,050 12,622
The total grants paid to institutions during the year was as follows:
31.3.25 31.3.24
£ £
Christians Against Poverty 1,008 1,008
Vineyard Churches UK & Ireland 6,000 6,000
Grand Union Vineyard Church 2,000 -
Adventure Plus - 500
Holy Trinity Night Shelter & Community Outreach - 1,000
Churches Together in Bishops Stortford - 220
Evangelical alliance 80 -
God Central Church 2,000 -
Accrued - to be distributed (1,144) 3,675
9,944 12,403

Giving is accrued at 10% of income received.

4. NET INCOME/(EXPENDITURE)

Net income/(expenditure) is stated after charging/(crediting):

31.3.25 31.3.24
£ £
Depreciation - owned assets 406 406
Independent Examination 1,525 1,525

continued...

Page 8

BISHOP'S STORTFORD VINEYARD CHURCH

NOTES TO THE FINANCIAL STATEMENTS - continued for the year ended 31 March 2025

5. TRUSTEES' REMUNERATION AND BENEFITS

Chris Goddard, a trustee, received a salary of £44,400 (2024: £42,528), pension contributions of £1,145 (2024: £1,098) and £312 (2024: £312) for use of home as office.

Gail Goddard, a trustee, also received a salary of £44,400 (2023: £42,528), pension contributions of £1,145 (2024: £1,098) and £312 (2024: £312) for use of home as office.

Both Chris and Gail were paid for their roles as pastors, not trustees, as permitted by the governing document.

Trustees' expenses

There were no trustees' expenses paid for the year ended 31 March 2025 nor for the year ended 31 March 2024.

6. STAFF COSTS

The average monthly number of employees during the year was as follows:

All staff
No employees received emoluments in excess of £60,000.
7.
COMPARATIVES FOR THE STATEMENT OF FINANCIAL ACTIVITIES
INCOME AND ENDOWMENTS FROM
Donations and legacies
Investment income
Total
EXPENDITURE ON
Charitable activities
Church Activities
NET INCOME/(EXPENDITURE)
RECONCILIATION OF FUNDS
Total funds brought forward
TOTAL FUNDS CARRIED FORWARD
31.3.25
31.3.24
2
2
Unrestricted
fund
£
120,017
4,013
124,030
127,628
(3,598)
127,431
123,833

continued...

Page 9

BISHOP'S STORTFORD VINEYARD CHURCH

NOTES TO THE FINANCIAL STATEMENTS - continued

for the year ended 31 March 2025

8.
TANGIBLE FIXED ASSETS
COST
At 1 April 2024 and 31 March 2025
DEPRECIATION
At 1 April 2024
Charge for year
At 31 March 2025
NET BOOK VALUE
At 31 March 2025
At 31 March 2024
9.
DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
Other debtors
10.
CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
Social security and other taxes
Other creditors
Accrued expenses
11.
MOVEMENT IN FUNDS
At 1.4.24
£
Unrestricted funds
General fund
123,833
TOTAL FUNDS
123,833
Net movement in funds, included in the above are as follows:
Incoming
resources
£
Unrestricted funds
General fund
99,438
TOTAL FUNDS
99,438
Computer
equipment
£
1,624
812
406
1,218
406
812
31.3.25
31.3.24
£
£
14,494
16,775
31.3.25
31.3.24
£
£
1,874
2,039
5,683
6,970
1,800
1,925
9,357
10,934
Net
movement
At
in funds
31.3.25
£
£
(28,016)
95,817
(28,016)
95,817
Resources
Movement
expended
in funds
£
£
(127,454)
(28,016)
(127,454)
(28,016)

continued...

Page 10

BISHOP'S STORTFORD VINEYARD CHURCH

NOTES TO THE FINANCIAL STATEMENTS - continued

for the year ended 31 March 2025

11. MOVEMENT IN FUNDS - continued

Comparatives for movement in funds

Unrestricted funds
General fund
TOTAL FUNDS
At 1.4.23
£
127,431
127,431
Net
movement
in funds
£
(3,598)
(3,598)
At
31.3.24
£
123,833
123,833

Comparative net movement in funds, included in the above are as follows:

Unrestricted funds
General fund
TOTAL FUNDS
Incoming
resources
£
124,030
124,030
Resources
Movement
expended
in funds
£
£
(127,628)
(3,598)
(127,628)
(3,598)

A current year 12 months and prior year 12 months combined position is as follows:

Unrestricted funds
General fund
TOTAL FUNDS
At 1.4.23
£
127,431
127,431
Net
movement
in funds
£
(31,614)
(31,614)
At
31.3.25
£
95,817
95,817

A current year 12 months and prior year 12 months combined net movement in funds, included in the above are as follows:

Unrestricted funds
General fund
TOTAL FUNDS
Incoming
resources
£
223,468
223,468
Resources
Movement
expended
in funds
£
£
(255,082)
(31,614)
(255,082)
(31,614)

continued...

Page 11

BISHOP'S STORTFORD VINEYARD CHURCH

NOTES TO THE FINANCIAL STATEMENTS - continued for the year ended 31 March 2025

12. RELATED PARTY DISCLOSURES

There were no related party transactions for the year ended 31 March 2025.

Page 12