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2021-12-31-accounts

ILKLEY COMMUNITY ENTERPRISE LIMITED

ANNUAL REPORT AND ACCOUNTS

For the year ended 31[ST] DECEMBER 2021

Ilkley Community Enterprise Ltd Year Ended 31[st] December 2021

CONTENTS

Section

1. Introduction

2. Purpose, aims, operations and achievements

3. Structure, governance and management

4. Financial review

5. Plans for future periods

6. Financial statements and independent review

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Ilkley Community Enterprise Ltd Year Ended 31[st] December 2021

1.0 Introduction

The Trustees are pleased to present their annual report together with the charity’s financial statements for year ending 31[st] December 2021: these are also prepared to meet the Companies Act requirements for a director’s report and accounts. The financial statements comply with the Charities Act 2011, the Companies Act 2006, the Memorandum and Articles of Association, and Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective
1 January 2015).

2. Purpose, objectives, operations and achievements

2.1 The charity purposes and aims

Our charity’s purposes as set out in the objects contained in the company’s Memorandum and Articles of Association are:

To promote social inclusion for the public benefit by preventing people from becoming socially excluded, relieving the needs of those people who are socially excluded and assisting them to integrate into society.

The aims of our charity are to increase the levels of social and economic integration, independence and inclusion for young people and adults with a particular focus on people with learning disabilities and the elderly.

2.2 Main Business Operations and Achievements

We deliver our purpose through a number of business operations. This year, these have included:

Outside the Box Community Café

Our inclusive community café continued to be impacted by the pandemic over the reporting period due to national and local public health restrictions. The café fully reopened in October 2021 in new premises at The Arcade in central Ilkley from which point it started to re-establish and grow its customer base and deliver our Working Life services for members (young people and adults with learning disabilities).

Outside the Box Choices

OTB Choices aims to enable young people and adults with learning disabilities to have full and active lives. Following the early part of the year when remote service delivery was required due to the pandemic, full premises-based delivery commenced from April 2021 and the service gradually recovered its operations over the reporting period.

Carers and Companions

Through this business, we deliver homecare and support to elderly people and people with health conditions, physical and learning disabilities. This year we have continued to build on our Care Quality Commission (CQC) rated ‘outstanding’ care

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Ilkley Community Enterprise Ltd Year Ended 31[st] December 2021

quality and market-leading reputation as a good health and social care employer, delivering excellent care to our local community. The operations continued to be impacted by the COVID-19 pandemic during 2021 but maintained excellence in service delivery to all clients throughout these challenging times.

2.3 Our staff team

Over the year we have managed a range of HR and workforce issues including: aligning our staffing arrangements to meet changing business needs and service delivery priorities; supporting, training and rewarding our staff; and continuing efforts to recruit new employees to both maintain service delivery and support the effective restart and recovery of our business operations. Recruitment has continued to be a challenge within the context of ‘COVID and Brexit’ related skills and labour market pressures being experienced both locally and nationally.

We thank all our employees for their continued commitment and contribution to the work of the charity.

2.4 Our volunteers

The pandemic forced us to largely ‘stand down’ our volunteer team for much of 2020 and into 2021 and we very much missed their direct involvement with us. Reengaging volunteers and recruiting new ones continues as a key part of our restart and recovery planning for Outside the Box.

2.5 Our approach and values

Central in our approach to delivering our charitable objectives is the design and delivery of the highest standards of services and support for our members, clients, volunteers, customers and our local community. We recognise and value the contribution that can be made by all and are committed to treating everyone regardless of ability, age, gender, experience, status, faith or ethnic group with respect and to providing a positive, supportive and welcoming environment across all our business operations.

Our core values, informing all that we do, are as follows:

3.0 Structure, governance and management

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Ilkley Community Enterprise Ltd Year Ended 31[st] December 2021

3.1 Governing Document

The organisation is a charitable company limited by guarantee, incorporated on 18 October 2012 and registered as a charity on 19 April 2013. The company was established under a Memorandum and Articles of Association identifying the objects and powers of the company and is governed by this document.

3.2 The Board

The Directors of the company are also charity Trustees for the purposes of charity law and comprise the Board for the charitable company. All Directors/Trustees give their time voluntarily and receive no benefits from the charity.

The following changes in Trustees/Directors occurred in period:

Appointments Phillip Howell 21[st] October 2020 Tim Brooke 19[th] May 2021

The Board is well represented in terms of the expertise and skills necessary to effectively lead and manage the charity with our Trustee Directors providing a broad knowledge and skills base. This includes:

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Ilkley Community Enterprise Ltd Year Ended 31[st] December 2021

MBA in Hospitality, is a Trustee of Burley Community Trust and offers extensive expertise, practical ‘know-how’ and strategic insights and links to the charity.

The Board is supported by our CEO, Louise Hale. One of the founders of the charity, Louise is highly qualified (MBA, PGCE in Adult Education) with over 35 years’ experience in strategic, operational and consultancy roles in post-16 education, training and employment, business development, regeneration, research and competitive tendering and funding.

We are committed to maintaining a broad and appropriate skills mix on the Board and to ensuring a diversity of membership that adequately reflects our overall business, the scope of our services and the needs of our members, volunteers, customers and stakeholders. We openly communicate opportunities for Board involvement and Trustee recruitment and have a clear procedure for recruiting and selecting potential new Trustees.

3.3 Trustee Induction and Training

Trustees are familiar, through their involvement with other charitable organisations and practical involvement with the charity, with both the obligations of Board members and the detailed operations of the charity. New Trustees are provided with appropriate induction and training, including briefing sessions by the CEO and managers, and an annual review is implemented to identify and agree action to address training and support needs of all Board members.

3.4 Management and Structure

The Board is responsible for the strategic direction, leadership, management and policy of the charity. The Board is supported in its work by the Chief Executive and an Accountant and Company Secretary (paid, part-time). The Board meets monthly and uses sub-groups e.g. project development, quality, to support delivery of strategic and operational priorities with the charity’s management team. The Chief Executive and business/service managers work to agreed levels of delegated authority reporting to the Board on a monthly basis.

We monitor, and revise as appropiriate, our organisational structure and staffing to ensure that we have the right resources, skills and expertise to fully deliver our charitable objects. During the last year we have, as a result of the pandemic, flexed parts of our stucture to respond to the demands of the crisis: as we restart, recover and re-grow our services in 2021 and beyond we will continue to review and refine our structure to maintain best fit with our business priorities.

3.5 Related Parties

We work with a wide range of organisations, groups and individuals in the delivery of our objects. These include: the families of our members and clients; Local Authorities; local NHS staff, GP surgeries and health centres; funding and commissioning bodies; local businesses and community organisations; educaion and training providers; civic bodies; and many other charities and social enterprises. We continue to strengthen and expand our links to support the delivery of our objects

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Ilkley Community Enterprise Ltd Year Ended 31[st] December 2021

and ensure that we meet the changing needs of our members, volunteers, clients, customers and local community.

3.6 Responsibilities of the Board

Company law requires the Board to prepare financial statements for each financial year that give a true and fair view of the state of affairs of the charitable company as at the balance sheet date and of its incoming resources and application of resources, including income and expenditure for the financial year.

In preparing the financial statements, the Trustees are required to:

The Trustees are responsible for keeping proper accounting records that disclose with reasonable accuracy at any time the financial position of the charity and to enable them to ensure that the financial statements comply with the Companies Act 2006. They are also responsible for safeguarding the assets of the charity and hence taking reasonable steps for the prevention and detection of fraud and other irregularities. The Trustees are responsible for the maintenance and integrity of the corporate and financial information.

3.7 Supporters and donors

We thank all those organisations who have provided us with financial support over the year including the following: Igen Trust; Lloyds Bank Foundation; The Duke of Devonshire Trust; Bradford Council Day Opportunities Programme; DCMS Community Match Challenge; The Graham and Diana Smith Charitable Trust; Natwest Bank (Bounce Back Loan); and the Charity Bank (Loan). We also thank all those who have made private donations to the charity.

4.0 Financial Review

The charity, through the meticulous management of our cashflow, substantial success in securing grant and other funding and continuing service delivery through Outside the Box and Carers and Companions, generated a small profit on unrestricted funds. Net loss for the year was £34,210 including a net profit of £19,526 on unrestricted funds and net loss of £53,736 on restricted funds. Unrestricted reserves at year end were £196,477 at year end.

4.1 Principal Funding Sources

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Ilkley Community Enterprise Ltd Year Ended 31[st] December 2021

The main income streams for the charity comprised: trading income from OTB cafe; fee income for OTB member services; grant funding; and contributed trading income from Carers and Companions. Other income was from a number of sources including donations.

4.2 Main expenditure

The major expenditure of the charity related to: the operation of Outside the Box (Café, Choices and Connections); service delivery by Carers and Companions; and investment into the refurbishment of the Arcade.

4.3 Investment Policy

Aside from retaining a prudent level of reserves each year, the charity’s funds will be invested in activities to further the objects as set out in our Memorandum and Articles of Association. The Board is committed to reinvesting any surplus funds and will on an annual basis review the charity’s investment priorities and agree relevant investments to meet identified needs and opportunities aligned to our objects.

4.4 Reserves Policy

The charity implements a reserves policy, agreed by the Board, that addresses the main risks to the organisation, ensures that unrestricted funds and operating surpluses are maintained at a sufficient level to enable activities to be continued at a sustainable level in the event of significant changes in our business operation.

The charity, in line with our loan agreement with The Charity Bank, retains a designated £15,000 in a Charity Bank account.

4.5 Risk Management

The Trustees have a risk management strategy that comprises:

The Board, at its monthly meetings, reviews safeguarding risks and issues, the currency of accreditations and training for relevant risks including health and safety, food hygiene and information security. These risks are managed by ensuring accreditation is up to date, having robust policies and procedures in place, and regular training for staff and volunteers working in all relevant operational areas.

Our risk management policies, procedures and protocols were revised to respond to the COVID-19 pandemic. As national legislation and guidance changes we will review, revise and implement updated policies, procedures and protocols to ensure that we fulfill our commitment to safeguarding the safety and welfare of our staff, volunteers, members, clients, customers and wider community.

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Ilkley Community Enterprise Ltd Year Ended 31[st] December 2021

5.0 Plans for Future Periods

We have obviously had to considerably revise our plans as a result of the impact of the COVID pandemic over the last 2 years and the uncertain operating environment pertaining in 2022 e.g. cost of living crisis, energy costs, inflationary pressures. We remain committed to and focused on securing a full recovery, renewed growth and increased service reach and impact across all our business operations. Our ambition is to continue to provide excellent service and new opportunities for our members, clients, customers and wider community.

6. Financial Statements and Independent Review

In line with recommended best practice from the Charity Commission, the charity’s financial statements for year ending 31 December 2021 have been subject to Independent Review and approved by a fully qualified Independent Reviewer.

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Ilkley Community Enterprise Ltd Year Ended 31[st] December 2021

Reference and Administrative Information

Charity Name: Ilkley Community Enterprise Ltd Charity Registration Number: 1151706 Company Registration Number: 08259045 Registered Office: Outside the Box Cafe The Arcade South Hawksworth Street Ilkley West Yorkshire LS29 9DY Operational Address (1): Outside the Box Cafe The Arcade South Hawksworth Street Ilkley West Yorkshire LS29 9DY Operational Address (2): Carers and Companions The Arcade South Hawksworth Street Ilkley West Yorkshire LS29 9DY

Accountant and Company Secretary

Ms Jody Kendall ACA

Approved by the Board on 21[st] September 2022

Mr Graham Smith (Chair) Ilkley Community Enterprise Ltd

Acknowledgments

The work and achievements of the charity would not be possible without the advice, support and generosity of many individuals, groups and organsiations. We wish to express our thanks and appreciation for all those who support us.

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Ilkley Community Enterprise Ltd Year Ended 31[st] December 2021

The Trustees Ilkley Community Enterprise Ltd

Outside the Box

The Arcade South Hawksworth Street Ilkley West Yorkshire LS29 9DY T: 01943 431173 E: cafe@outsidetheboxcafe.com W: www.outsidetheboxcafe.com

Carers and Companion s The Arcade South Hawksworth Street Ilkley, West Yorkshire LS29 9DY T: 01943 609484 E: info@carersandcompanions.co.uk W: www.carersandcompanions.co.uk

Ilkley Community Enterprise Ltd Company number 08259045 Registered Charity Number 1151706

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Ilkley Community Enterprise Ltd Year Ended 31[st] December 2021

ACCOUNTANTS' REPORT TO ILKLEY COMMUNITY ENTERPRISE LIMITED ON THE UNAUDITED ACCOUNTS

Respective responsibilities of trustees and examiner

The charity's trustees are responsible for the preparation of the accounts. The charity’s trustees consider that an audit is not required for this year under section 144 of the Charities Act 2011 (“the Charities Act”) and that an independent examination is needed. The charity’s gross income exceeded £250,000 and I am qualified to undertake the examination by being a qualified member of the FCCA.

It is my responsibility to:

Basis of Independent Examiner’s Statement

My examination was carried out in accordance with general Directions given by the Charity Commission. An examination includes a review of the accounting records kept by the charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts, and seeking explanations from the trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit, and consequently no opinion is given as to whether the accounts present a ‘true and fair’ view and the report is limited to those matters set out in the statement below.

Independent Examiner's Statement

In connection with my examination, no matter has come to my attention

  1. which gives me reasonable cause to believe that in, any material respect, the requirements:

  2. to keep accounting records in accordance with section 130 of the Charities Act; and

  3. to prepare accounts which accord with the accounting records and comply with the accounting requirements of the Charities Act

have not been met; or

  1. to which, in my opinion, attention should be drawn in order to enable a proper understanding of the accounts to be reached.

Signed

Date 29th September 2022

Michael Daly FCCA 103 The Gills Otley West Yorkshire LS21 2BY

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Ilkley Community Enterprise Ltd Year Ended 31[st] December 2021

STATEMENT OF FINANCIAL ACTIVITIES FOR THE YEAR ENDED 31st DECEMBER 2021

Income
Donations and legacies
Fundraising, Donations and Grants
Donations from subsidiary
Income from charitable activities
Café and Choices
Income from other trading activities
Victorian Arcade Rental income
Total Income
Expenditure
Costs of raising funds
C & C Goodwill amortisation and write down
Expenditure on charitable activities
Operation of Café and Choices
Total Expenditure
Net income/(expenditure) and net
movement in funds for the year
Reconciliation of funds
Total funds brought forward
Transfer of funds
Total Funds Carrried Forward
2021
2020
Unrestricted
Funds
Restricted
Funds
Total Funds
Total Funds
£
£
£
£
148,952
74,575
223,527
357,590
49,698
-
49,698
19,039
197,967
-
197,967
171,795
1,667
-
1,667
19,139
398,284
74,575
472,859
567,563
-
-
36,041
378,758
128,311
507,069
499,387
378,758
128,311
507,069
535,428
19,526
(53,736)
(34,210)
32,135
140,746
92,327
233,073
200,938
36,205
(36,205)
196,477
2,386
198,863
233,073

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Ilkley Community Enterprise Ltd Year Ended 31[st] December 2021

BALANCE SHEET AS AT 31 DECEMBER 2021

Non current assets
Fixed assets
Current assets
Stock
Cash at Bank and in hand
Debtors
Total Assets
Current liabilities
Deferred income (note 13)
Current Liabilities (note 12)
Net current assets
Long Term Liabilities
Net Assets
Funds of the Charity
Unrestricted Funds
Restricted Funds
£
£
£
£
651,003
572,969
651,003
572,969
1,786
1,367
26,443
258,251
64,610
103,099
92,839
362,717
743,842
935,686
-
(36,205)
(79,018)
(185,173)
(79,018)
(221,378)
664,824
714,308
465,961
481,235
198,863
233,073
196,477
140,746
2,386
92,327
198,863
233,073
2021
2020
196,477
2,386

The financial statements were approved by the board of trustees on Date: 21/09/2022 Signed: (Chair)

Name G Smith

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Ilkley Community Enterprise Ltd Year Ended 31[st] December 2021

NOTES TO THE ACCOUNTS AS AT 31 DECEMBER 2020

1 Basis of Preparation

The financial statements have been prepared in accordance with Accounting and Reporting by Charities: Statatement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2015) - (Charities SORP (FRS 102)), the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS102) and the Companies Act 2006. No restatement of prior year balances was required to bring the comparative figures in line with the accounting policies required by FRS 102 and the Charities SORP FRS 102.

The company is exempt from the preparation of a cashflow statement under FRS 102

The company is exempt from the preparation of consolidated accounts and an audit as the turnover of the combined entity is below £1million, as per the Charities Commission.

2 Accounting Policies

Going Concern

The Trustees have no material uncertainties that the Charity will not continue as a going concern.

Recognition of Incoming Resources

These are included in the Statement of Financial Activities (SoFA) when:

Incoming resources with related expenditure

Where incoming resources have related expenditure (as with fundraising or contract income) the incoming resources and related expenditure are reported gross in the SoFA.

Grants and donations

Grants and donations are only included in the SoFA when the charity has unconditional entitlement to the resources.

Tax reclaims on donations and gifts

Incoming resources from tax reclaims are included in the SoFA at the same time as the gift to which they relate.

Contractual income and performance related grants

This is only included in the SoFA once the related goods or services have been delivered.

Gifts in kind

Gifts in kind are accounted for at a reasonable estimate of their value to the charity or the amount actually realised. Gifts in kind for sale or distribution are included in the accounts as gifts only when sold or distributed by the charity. Gifts in kind for use by the charity are included in the SoFA as incoming resources when receivable.

Donated services and facilities

These are only included in incoming resources (with an equivalent amount in resources expended) where the benefit to the charity is reasonably quantifiable, measurable and material. The value placed on these resources is the estimated value to the charity of the service or facility received.

Volunteer help

The value of any voluntary help received is not included in the accounts but is described in the trustees’ annual report.

Liability recognition

Liabilities are recognised as soon as there is a legal or constructive obligation committing the charity to pay out resources.

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Ilkley Community Enterprise Ltd Year Ended 31[st] December 2021

NOTES TO THE ACCOUNTS AS AT 31 DECEMBER 2020

2 Accounting Policies (continued)

Grants with performance conditions

Where the charity receives a grant with conditions for its payment being a specific level of service or output to be provided, such grants are only recognised in the SoFA once the specified service or output has been met.

Grants payable without performance conditions

These are only recognised in the accounts when a commitment has been made and there are no conditions to be met.

Grants are released in line with the expenditure that meets the conditions of the grant. Where grants include the acquisition of fixed assets, the fixed assets arre written off fully in line with the grant release to the SOFA.

Members Income

Members are invoiced at the end of each month that they work, based on their contracted hours in the month.

Assets

Non current assets

Tangible assets are valued at cost or net realisable value and amortised over 3 years. Intangible assets are held at cost and amortised over 4 years.

Stocks and work in progress

These are valued at the lower of cost or net realisable value.

Legal status of the Charity

The Charity is a Charitable Company Limited by Guarantee.

Corporation Taxation

The charity is exempt from tax on income and gains falling within section 505 of the Taxes Axt 1988 or section 252 of the Taxation of Chargeable Gains Act 1992 to the extent that these are applied to its chariable objects.

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Ilkley Community Enterprise Ltd Year Ended 31[st] December 2021

NOTES TO THE ACCOUNTS AS AT 31 DECEMBER 2021

3 Income from charitable activities
Café - Takings
Members income
All income for 2021 and 2020 is unrestricted.
4 Expenditure on charitable activities
Café - Food & Drink
OTB Members
OTB Choices
Green Hut
Wages (inc PAYE and NI)
CEO
Rent and rates
Promotion and website
Insurance
Gas and Electric
Print postage and stationary
Fixtures and fittings
Professional fees
Training
Victorian Arcade expenses
Depreciation
Irrecoverable VAT
Restricted spend
2021
2020
£
£
34,818
35,172
163,149
136,623
197,967
171,795
2021
2020
£
£
9,235
11,140
-
567
9,945
4,741
390
351
129,789
88,519
25,412
12,782
39,819
26,844
278
2,510
3,012
2,750
3,767
8,529
3,413
3,532
2,936
1,356
2,280
8,094
510
608
10,458
97,191
95,415
69,911
42,099
14,202
128,311
145,760
507,069
499,387

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Ilkley Community Enterprise Ltd Year Ended 31[st] December 2021

NOTES TO THE ACCOUNTS AS AT 31 DECEMBER 2021

5 Fees for examination or audit of the accounts
Independent examiner’s or
auditors' fees for reporting on the
accounts
6 Paid Employees
6.1 Staff Costs
Gross wages, salaries and benefits in kind
Employer’s National Insurance costs
Pension costs
2021
2020
£
£
-
-
2021
2020
£
£
181,435
182,260
10,988
10,519
3,058
2,702
194,636
195,481

Auto enrolment date was 1st July 2017, at this time all staff were invited to join the NEST scheme, staff members above the required threshold were automatically enrolled. Staff and company contributions are 3% from 1st April 2019, previously 2%.

During this financial year the grants have been received in relation to the Coronavirus Job Support Scheme (CJRS). In this financial year £51,590 (2020: £64,013) has been claimed under this scheme. Grant claims have been recognised in line with the period to which the employees are furloughed. All shown within unrestricted funds

6.2 Average number of full-time equivalent employees in the year

The parts of the charity in which the employees work

employees work
2021 2020
Manager 1 1
Café 2 3
Members 3 4
Choices 4 4

No employees had employee benefits in excess of £60,000. Highest paid employee earned £32,635 (2020 £40,332).

There has been no Trustee remuneration or any expense claims in this period or the prior period.

7 Fixed Assets

Assets
Brought Forward
Additions
Carried Forward
Depreciation
Brought Forward
Depreciation
Carried Forward
Written down value 2021
Written down value 2020
Café fixtures
and Fittings
Office
equipment
Art Shop
Total
£
£
£
£
28,287
3,329
20,228
51,844
54,913
-
-
54,913
83,200
3,329
20,228
106,757
27,682
3,329
19,645
50,656
19,447
-
583
20,030
47,129
3,329
20,228
70,686
36,071
-
-
36,071
605
-
583
1,188

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Ilkley Community Enterprise Ltd Year Ended 31[st] December 2021

NOTES TO THE ACCOUNTS AS AT 31 DECEMBER 2021

7 Fixed Assets ctd

Long Leasehold premises was acquired on the 5th October 2018. See note 9

2021 2020
£ £
Victorian Arcade acquisisation value 466,000 466,000
Acquisition expenses capitalised 5,956 5,956
Renovation expenses capitalised 2020 163,356 163,356
Renovation expenses capitalised 2021 118,536
753,848 635,312
Cumulative Depreciation 138,916 63,531
The premises is valued at cost. Depreciated over 10 years.
Depreciation charge £75,385 (2020: £63,531).

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Ilkley Community Enterprise Ltd Year Ended 31[st] December 2021

NOTES TO THE ACCOUNTS AS AT 31 DECEMBER 2021

8 Transactions with Related Parties

A loan was entered into on 29th March 2016 with The Graham & Diane Smith Charitable Trust (1115178) for the sum of £40,000, the rate of interest was 5% per annum, paid quarterly.

During 2018 The Graham & Diane Smith Charitable Trust donated the £40,000 loan outstanding at the on condition that it was designated a restrictive fund to be used for purposes agreed with the Trustees of the Trust

This restricted fund was released from restrictions in 2021.

During 2018 the Charity entered into a new loan with the G and D Smith Charitable Trust see Note 11 for details.

9 Acquisition of Victorian Arcade

On the 5th October 2018 the Charity acquired the Victorian Arcade (South Hawksworth Street, Ilkley).

Purchase price
Charity Bank Loan
Loan from the G & D Smith Charitable Trust
£
466,000
266,000
200,000
466,000

The terms of the Charity Bank Loan, a 20 year loan at 3.5% above the B of E base rate, monthly repayments of capital and interest.

A condition of the loan is to hold £15,000 in a bank account at Charity bank, this is shown within current account.

Loan arrangement fee of £1,160 has been expensed in 2018.

The terms of the G & D Smith Charitable Trust Loan, at 4.5% above the B of E base rate. Interest accruing on the loan in the year is included in creditors at the year end.

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Ilkley Community Enterprise Ltd Year Ended 31[st] December 2021

NOTES TO THE ACCOUNTS AS AT 31 DECEMBER 2021

10 Net income/(expenditure) for the year

This is stated after charging
Depreciation
Bank Interest Payable
2021
2020
£
£
94,832
69,911
9,059
9,930
103,891
79,841

11 Debtors

11 Debtors
Members debtor
Accrued income
C&C donation
2021
2020
£
£
20,757
11,151
13,773
76,567
30,080
15,381
64,610
103,099

12 Creditors: amounts falling due within one year

Trade Creditors
Tax and social security
G&D Smith accrued interest
Charity Bank Loan
Nat West Loan
2021
2020
£
£
43,615
148,552
7,106
8,079
7,700
7,525
9,949
10,369
10,648
10,648
79,018
185,173

13 Deferred income

13 Deferred income
G&D Smith restricted fund (note 10) 2021
2020
£
£
0
36,205
0
36,205

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Ilkley Community Enterprise Ltd Year Ended 31[st] December 2021

NOTES TO THE ACCOUNTS AS AT 31 DECEMBER 2021

14 Creditors: amounts falling due after more than one year

14 Creditors: amounts falling due after more than one year
Secured Charity Bank loan (falling due in less than 5 years)
Nat West Loan (falling due in less than 5 years)
Secured Charity Bank loan (falling due in more than 5 years)
G&D Smith Trust unsecured loan
2021
2020
£
£
50,010
45,298
34,028
39,352
181,923
196,585
200,000
200,000
465,961
481,235

The secured bank loan is secured on the Victorian Arcade property which has a carrying value of £466,000, the terms of the security provide for the lender to claim title to the property in the event of a default on principal and interest payments of more than 6 months in duration. Nat West Loan is a Bounce back loan for £50,000, the loan is Government backed. The Nat West bounce back loan repayments commenced in July 2021. The loan from the G&D Smith Trust is an unsecured loan. Default occurs if the loan is not repaid on the repayment date.

15 Analysis of Charitable funds

Analysis of movement in unrestricted funds
Opening unrestricted funds
Movement in the year
Closing unrestricted funds
2021
2020
£
£
140,746
140,765
55,731
(19)
196,477
140,746

22

Ilkley Community Enterprise Ltd Year Ended 31[st] December 2021

NOTES TO THE ACCOUNTS AS AT 31 DECEMBER 2021

16 Analysis of Charitable funds

Analysis of movement in restricted funds 2021

Analysis of movement in restricted funds 2021
IGEN Trust
BMDC
G&D Smith restricted fund
BMDC Infection control
Devonshire Trust
Lloyds
Lloyds DCMS Community Match Challenge
Opening
Balance
Income
Expenses Transfer
Closing
Balance
0
17,100
(19,053)
(1,953)
647
18,000
(14,308)
4,339
36,205
0
0
(36,205)
0
0
9,475
(9,475)
0
0
5,000
(5,000)
0
0
25,000
(25,000)
0
55,475
(55,475)
0
92,327
74,575 (128,311)
(36,205)
2,386

Analysis of movement in restricted funds 2020

IGEN Trust
BMDC
Skipton Building Society
G&D Smith restricted fund
European Social Fund
CAF COVID 19
Neighbourly
Clothworkers
National Lottery Development Fund
National Lottery C19 Fund
Bailey Thomas CT
Masonic Fund
Lloyds DCMS Community Match Challenge
Opening
Balance
Income
Expenses
Closing
Balance
24,327
0
(24,327)
0
1,590
18,000
(18,943)
647
1,000
0
(1,000)
0
37,113
0
(908)
36,205
(3,857)
3,857
0
0
4,150
(4,150)
0
400
(400)
0
4,400
(4,400)
0
20,000
(20,000)
0
46,947
(46,947)
0
10,000
(10,000)
0
1,500
(1,500)
0
76,567
(21,092)
55,475
60,173
185,821 (153,667)
92,327

23