## Waterford House Evangelical Free Church Registration Number 1151599 Trustees Annual Report for the year ended 31/12/2025 Trustees for the year 2025 Mr Adrian Tribe pastor Mr Peter Adams elder Mr Paul Chandler elder Mr Martin Earle deacon Mr Dennis Hayes deacon Mr Andrew Silver deacon Mr Barry Smallman deacon Mr Kevin Tomaschek deacon Mr Russell Weller deacon The trustees are appointed by the church members. ## Objectives The principal object of the charity is the advancement of the Christian faith according to Holy Scripture and in accordance with the principles of the reformed faith and the church’s Doctrine as stated in the Trust Deed. The charity may also support other charitable works in the United Kingdom and in other parts of the world in furtherance of this principal object. ## Ongoing Activities 1. The church has continued to maintain premises at 101 Rede Court Road, Strood for public worship and other activities, and to employ Mr Adrian Tribe as Pastor. 2. Two worship services each Sunday and a Bible study and prayer meeting on Tuesday have been maintained at the church premises, at member’s homes and through online facilities. 3. Meetings for men and women have been held monthly at the church premises. 4. The Bible Club (for young children), Wednesday Club (for young children), Friday 101 (a club for young people) and Holiday Bible Club (for local children) have been continued during the year. 5. Free coffee and cake mornings for the local community and their children have been held at the church premises once a month. 6. The church continued to encourage the advancement of Christianity at home and abroad by support for - Christian Prison Resourcing European Mission Fellowship (EMF) United Beach Missions Middle East Reformed Fellowship London Seminary Bursary Fund Grace Baptist Mission Equipping Pastors Worldwide Proclamation Institute Zambia Hope of Glory Mission (Sri Lanka) 7. The church has encouraged the practical expression of Christian charity by supporting - The Falconer Trust (running an orphanage in Zambia) Pastor Jose Rodrigues (Portuguese EMF missionary) children’s summer camp Caring for Life - Long term support for at-risk and vulnerable people. 8. A book table has been set up periodically in the town centre to give out invitations and free Christian literature. ## Public Benefit 1. The trustees have taken the public benefit guidance issues by the Charity Commission into account when making their decisions 2. The local community have benefitted by the opportunity for Christian worship and prayer, and access to Christian instruction and counselling in the services, bible studies and men’s and women’s meetings either at the church premises or via online facilities. Christian literature has also been given out along with invitations at a book table in the town centre. 3. Children and young people in the neighbourhood have benefitted from the Bible Club, Wednesday Club, Friday 101 and Holiday Bible Club. 4. Those in prison in England and Wales have benefitted from the Christian instruction provided by our support of Christian Prison Resources. 5. In other parts of the world our support for Christian missions has brought the benefits of Christian instruction and education. 6. Impoverished children in Zambia have benefitted from our support of the Falconer Orphanage. 7. Persecuted Christians have benefitted from the support of the Middle East Reformed Fellowship. 8. Children from poor families in Portugal have benefitted from our support of a summer camp which was run by pastor Jose Rodrigues (EMF Missionary) 9. Caring for Life - At-risk and vulnerable people in and around Leeds have benefitted from our support of Caring For Life. 10. Two people training for the ministry benefitted from bursary funding given to the London Seminary. ## Financial Review Total income for the year was £109,011.15 Total expenditure for the year was £121,984.31 ## Reserves Policy The trustees shall seek to maintain a reserve sufficient to ensure the smooth running of the church and to cover the cost of necessary maintenance. The trustees believe a sum of between £15,000 and £25,000 will achieve this aim. The reserves shall be reviewed periodically at trustee meetings. At 31[st] December 2025 the total reserves stood at £43,961 Our total reserves are higher than £25,000. The excess is required for an impending major project, namely to resurface the church car park at an overall cost of c.£30,000. ## Serious Incidents There have been no serious incidents during the year that should have been reported to the Charity Commission WATERFORD HOUSE EV.4NGELICAL FREE CHURCH ANPIUAL ACCOUNTS 2025 ¥COME 2025 2024 Pgrsonal Gi¥illg Generai Offerings Iinc. Payroll Giving) GfftAWJ Scheme 17,$55.29 60.44S.00 12,TT4.64 63,292.00 78,OW.29 Inland R?Yenu•- tax veco￿red Gift Aid Scheme Interest 18,147.ZS 14.84 18,160.98 72.21 1B.162.Dg Int8rèst Bank Accounts Dep05ltAco￿￿ts 1,854.08 1,883.48 Log•cl8g + Donatjons Estate of Jack SpraLt N•9hbourcontr1bu￿￿ lo th$ car park 2.000.00 6,077.69 8.077.69 Special Off¥riog¥lColle¢tsons Sav8nnah Edtscabon Trust Open Mission QUCH Eribsh Heart Foundation Fakonar TNst Bowel Cancer UK MethNay Foodbank Medway Shelter & SuppNt Slavic Gospel Associall￿- Christrna5 cards 2024 Gospel A8w¢iaUon- Christmas cards 2024 Sbvic GospelA5sociation- In rnem¢ry ofJ Spratt Wisdoffl Ho5￿ce- in memory of J Swatt Slavic Gospd Asso¢ialioD CD11oction F8￿ner TNsl- In memory ofJ We119 Me¢*Kdy Foodbank Romanian Mini$lrtes ￿lleCtIOn Romanian MiTristrres- Christmas Cards 2025 90.00 100.00 110.00 160.00 290.00 160 00 160.00 355.00 36.00 564.00 135.00 330.00 657.00 370.00 620.00 405.00 3,117.00 1,496 10 109.011.15 95,879.41 We have Èxamined theActount5 and to the bestof our knowledgefind them correct C M CIeThen￿ Auditor Mathn Eade Treasur&r E￿ENDr[uRE 2023 2024 Building Insurance New Equipment MainlenanGe (Inc car parkl Electricty Gas WalerRafrs Cleaning Malerias 1.665.01 658.24 32,689.17 44.03 1,341.S3 605.89 176.37 1.598.60 77T.43 6, 123 49 859.16 1,567.49 439 80 263.6r 37,960.04 Photo Copkr 212.99 292.85 Stationgry & Postage 0.00 Sp•ak•rg Expgn¥¢8 1,646.00 1.7400D Yovlh Work 1,734.08 931.09 Sundry Exp•nsoS 4509.73 2,637.62 Support E M F- *uno Pires- Po￿9 EMF-fobias Hasland-Thom$en- Donmark EMF- VrAidia KDstyshyn- UKR EFJF Vilalii Mariash- UKR EklF- L1￿mY18 Mariasb 14.'141- UKR Falcowr Tw$t Christian Resources United Beach Missions 100.00 1,3ZO.00 1,320.00 1,32fl.00 1,320.Of> 2,520.OCt 4.404.QO 1,320.00 l7SO.00 3,300.00 2,71S.00 1,320.00 2.640.011 660.00 3,ODO.00 fQD.00 TOO.GO t.20Q.00 t,200.00 1.200.00 2.U.00 4.008.00 1.200.00 2,￿.00 3,000 2,715.00 ff,20000 140000 600.00 MERF Equippiw P•¥tgE¥ WorfthvKle piz GBM Isawellsl Cating Ufo Hopo ¢fGI London Semi KeMF 30,109.00 24.823.00 Gifts Bribgh Heart F¢xJndation IC. N(￿￿nI OUCH IC Ntytonl Falconer frn51 (K. Mathias) Bowel Cancer UK IK Malhlasl 10 do Molnho Summar Camps Wisdom Hospice- in memory olJ Spratt SGA- in rnern￿ ofJ Spratt Romanian m1n1s￿e9 O.DO 0.0 o.o¢J 25.00 25.00 25.00 25.00 500 00 0.00 6QO.00 Z5.00 25.00 180.00 BJtr.00 XPENDTTiQiE 2025 CODt. 2024 Church Llbrary 0.00 Church Int•rngt 454.16 721.88 ¢)vorso48 8ook Fund 0.00 8anovdent Fund Sp8eial OfforingslCollectlon$ For Lrfe- Chn91mss card Gollethn 2023 Savannah Educati￿ Trust Open Ar M1s810n OUCH BTrknsh Heart Foundavon FalconerTru$i Bowel Cancgr UK ModwayFoodbank MedwayShdler& Support Slaffic Go$pel Association- Chnslmag ¢ards 2024 SlaviG Gospel Associabon- Chn$thas cards 2024 Sla¥iG GosFel Associahon- in memory of J Spr8tt Wisd¢)m Hospice- in mernory ofJ Sprait Slavic Go$pd Assooalion c&lection FalwnerTrusl- in rnemory of J Wells Me