2024-12-31-accounts

Waterford House Evangelical Free Church Registration Number 1151599 Trustees Annual Report for the year ended 31/12/2024

Trustees for the year 2024

Mr Adrian Tribe pastor Mr Peter Adams elder Mr Paul Chandler elder Mr Martin Earle deacon Mr Dennis Hayes deacon Mr Andrew Silver deacon Mr Barry Smallman deacon Mr Robert Sutton deacon resigned 30/04/2024 Mr Kevin Tomaschek deacon Mr Russell Weller deacon appointed 30/04/2024 The trustees are appointed by the church members.

Objectives

The principal object of the charity is the advancement of the Christian faith according to Holy Scripture and in accordance with the principles of the reformed faith and the church’s Doctrine as stated in the Trust Deed.

The charity may also support other charitable works in the United Kingdom and in other parts of the world in furtherance of this principal object.

Ongoing Activities

1. The church has continued to maintain premises at 101 Rede Court Road, Strood for public worship and other activities, and to employ Mr Adrian Tribe as Pastor.

2. Two worship services each Sunday and a Bible study and prayer meeting on Tuesday have been maintained at the church premises, at member’s homes and through online facilities.

3. Meetings for men and women have been held monthly at the church premises.

4. The Bible Club (for young children), Wednesday Club (for young children), Friday 101 (a club for young people) and Holiday Bible Club (for local children) have been continued during the year.

5. Free coffee and cake mornings for the local community and their children have been held at the church premises once a month.

6. The church continued to encourage the advancement of Christianity at home and abroad by support for - Christian Prison Resources The European Mission Fellowship (EMF) United Beach Missions Middle East Reformed Fellowship Grace Ministerial Academy Grace Baptist Missions Equipping Pastors Worldwide Proclamation Institute Zambia Hope of Glory (Sri Lanka)

7. The church has encouraged the practical expression of Christian charity by supporting - The Falconer Trust (running an orphanage in Zambia) Christian Compassion Ministries (working with street children in Manila) Pastor Jose Rodrigues (Portuguese EMF missionary) children’s summer camp Caring for Life - Long term support for at-risk and vulnerable people.

Public Benefit

1. The trustees have taken the public benefit guidance issues by the Charity Commission into account when making their decisions

2. The local community have benefitted by the opportunity for Christian worship and prayer, and access to Christian instruction and counselling in the services, bible studies and men’s and women’s meetings either at the church premises or via online facilities.

3. Children and young people in the neighbourhood have benefitted from the Bible Club, Wednesday Club, Friday 101 and Holiday Bible Club.

4. Those in prison in England and Wales have benefitted from the Christian instruction provided by our support of Christian Prison Resources.

5. In other parts of the world our support for Christian missions has brought the benefits of Christian instruction and education.

6. Impoverished children in Zambia and Manila have benefitted from our support of the Falconer Orphanage and the works of Christian Compassion Ministries.

7. Persecuted Christians have benefitted from the support of the Middle East Reformed Fellowship.

8. Children from poor families in Portugal have benefitted from our support of a summer camp which was run by pastor Jose Rodrigues (EMF Missionary)

9. Caring for Life - At-risk and vulnerable people in and around Leeds have benefitted from our support of Caring For Life.

Financial Review

Total income for the year was £95,679.41 Total expenditure for the year was £86,320.95

Reserves Policy

The trustees shall seek to maintain a reserve sufficient to ensure the smooth running of the church and to cover the cost of necessary maintenance. The trustees believe a sum of between £15,000 and £25,000 will achieve this aim.

The reserves shall be reviewed periodically at trustee meetings. At 31[st] December 2024 the total reserves stood at £56,510.18

Our total reserves are higher than £25,000. The excess is required for an impending major project, namely to resurface the church car park at an overall cost of c.£30,000.

Serious Incidents

There have been no serious incidents during the year that should have been reported to the Charity Commission

WATERFORD HOUSE EVANGELICAL FREE CHURCH ANNUAL AccouNfs 2024 INCOME 2024 2023 rsonal Glving General Offerings linc. PayToII GMTrJ) Grft Aid Sd)eme 1177464 63.292.IXI 11,170.57 57,020.60 76.￿.fj4 Inland R•¥•nu•. tsx r8covered Gift Stheme Interest 16,160.98 72.21 15,742.37 12.82 16.233.19 EDF ￿ttIn1 69.77 Int8rnSt Bank Accounts Deposf( Ac￿￿nts 1,883A8 913.63 Legacies + Donations Estate of Roy Lein Estate of Hary Parsons GTh 2.000.00 3,000.00 8,000.00 Sp￿la1 Off•ringslColl8ctions Ukiain(an Apwal- Blankèts Biblès Caring For Life- Christma$ ￿rd ¢olWon Savannah Ed(tcation Trust Open Air Missh?n OUCH 8rrtish Heart F¢yJntstion Falconer Trust Bowel Cancer UK Medway FoodbaThk Meokny Shelter & Suppjrt Slovakian Gospel Asswatson- Chiistmas carts 320.00 153.00 100.IXI 110.00 71.10 160.00 160.00 160.00 1A96.10 95.679AI 98,402.76 We have examined the Accounts and to the best of our knovAedge find them correLt C M clemen￿ Auditor Marbn Earfe Tr￿urer

EXPENDTTb'RK 2024 2023 Buildsng Insuran New Equipmerrt Maintenance Electricty Gas Water Rates Cleanin9 Mat￿al9 1,598.60 777.43 6,123.49 8S9.16 1.567A9 439.60 263.67 1,3Sg 59 1.428 43 982. 77 596.51 1.254.98 330.76 11,629.44 Photo Copor 29185 60. ststits￿ry & Posts Spoakers ExFen 1,740.00 1,470.00 Youth Work 931.09 1,106.35 Sundry Expense8 2.637.62 1.767.60 Support EMF E M F- Bwno Pire$- Portugaj EMF- Tobias Hasland-Thomsen- Denm EMF- Volidts3 Kostyshyn- UKR EMF_ Vrtalii Mariash- UKR EMF- knudmyla M31iash {4..14}- UKR F31coner TrLJSt Christs"an Compassion Minislnes Grace Mintslerial Academy Christian Prv50n Resources United Beach Missions 8,91Q.CX) 700.00 1.200.(tt1 1.21rt1.(Kl 1,200.fy) 2.400.th) 3.333.00 1.6(K).o) 3.CQ6. 667. 1,667.CKI 2,667. 4.IX18.1)0 MERF Equipping Pastors Wodtt*Kle piz G8M Isaywellsl Hannah Silver Caring For Lrf• Hope of Glory 2.51KI.00 3.0ty).1)o 1715.00 1,200.00 I,2￿.c 1.800.C 1400.00 24.823.110 26.850.cX) Gifts British Heart Fountyat￿n IC. Nortonl OUCH IC. Nortonl Falconer Trust IK. Mathias) Bowel Cancer UK IK. Mathk8s1 to de Moinho Summer Carnps 2S.00 25.00 25.iwj 25.IY) SASRA- Roy Lein 600.00 S￿.00

EXPENDITURE 2024 collL 2023 Chureh Llbrary h￿￿h Intsmgt 721A8 571.75 ov01s￿5 Book Fund 88ne¥oient Fund Special offerin￿CollectionS CarirYJ For Lrfe- ChiT5tmas eard colleclion 2023 Savannah EdurAts"on TA￿t Open Mission OUCH British Heart FouThlation Fal¢¢ner Trust 8owel Cancer UK Medway Foodbank Medway Shelter & Suppryl Skwak Associalion- Christmas cwds 2024 Ukraine Chri3trna$ Card Gfft- Jan 2023 1S3.110 90.00 11)0.00 110.110 71.10 160.1)0 160.00 160.(W] 35&00 320.C 1,649.10 Pastorat• Gross Salary Nat*)nal Insurance Travel Expenses Conference Exw)ses Book Ajlowan Payroll Fees Church Pons￿ Contribution 37.706A4 35.904 20 159.10 303.45 268.00 299.32 608.75 1.318.80 260.93 S69.30 1,508.28 40,410.51 sitation Lrterature 88S.46 813.11 86.320.95 78,536.01 SurpluglDeficit 9,358A6 19,866.75 9S,679A1 98.402.76

cItURCH GENERAL ACCOUNT 21)24 Balance thd 46.921.18 Surplus 2024 9,358.46 General AcctyJnt FwJure $6,279.64 BALAJICE SHEET General Account 56.279 64 Deposit Accwnts 38.644 41 Overseas Book Fund 0.00 18,121.99 Chureth Bookshop 0.00 Children5 Club Women's Meetng Cash & Chewes rw)t paid in 0.00 Jnday Schc Payment not yet taken pension Dec 2024. 256.22 {256.221 56.510.18 56,510.18

CUURCH BOOKSHOP 230 S4 Ef purchases 264.00 Subscriptions paid subscripts.on paid 240.00 24.00 8alance in haTh 230.54 264. 494.S4 WOMENS MEETtNG Balan￿ bfvd 56.62 Cards Grfts Balartt in Hand 1S.SO 73.24 121.08 153_20 209.82 209.82 FALCONER TRUST AccouNr 8aLgnce b￿d Offerings & Gifts 98.67 643.00 FalcA)ner Trust Balance in HaThJ 720.IXI 21.67- 741.67 741.67

Annual Accounts 2024 Details A brief summary breakn"ng-down some of the expenditure. This is not a complete itemisalion, but just as a help to explain and expand some of the categories. Sundry Expenses Drinks, to¢￿ and general kitchen - £ 332.55 Flowers- £ 216.85 Babies & Toddlers - £ 42.47 Various subscriptsons. licenses and adverbsing - £ 436.87 DBS checks- £ 258.80 Pastor's sundry expenses - printing + general - £ 712.67 First training + supplies - £ 530.25 Key Maintenance and New Equipment Expenses Replacement sliding curtain doors - £ 4412.40 New laptop + streaming equipment- £ 626.92

Independent examiner's report to the trustees of:

WATERFORD HOUSE EVANGELICAL FREE CHURCH

| report on the accounts of the Trust for the year ended 31 December 2024, which are set out on pages 00 to 00. Respective responsibilities of trustees and examiner

The charity's trustees are responsible for the preparation of the accounts. The charity's trustees consider that an audit is not required for this year under section 144(2) of the Charities Act 2011 (the 2011 Act) and that an independent examination is needed.

It is my responsibility to:

• e examine the accounts under section 145 of the 2011 Act:

• e to follow the procedures laid down in the general Directions given by the Charity Commission under section 145(5)(b) of the 2011 Act; and

• e to state whether particular matters have come to my attention.

Basis of independent examiner's report

My examination was carried out in accordance with the general Directions given by the Charity Commission. An examination includes a review of the accounting records kept by the charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts, and seeking explanations from you as trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit and consequently no opinion is given as to whether the accounts present a ‘true and fair view' and the report is limited to those matters set out in the statement below.

Independent examiner's statement

In connection with my examination, no matter has come to my attention:

(1) which gives me reasonable cause to believe that in any material respect the requirements:

• e to keep accounting records in accordance with section 130 of the 2011 Act; and

• e to prepare accounts which accord with the accounting records and comply with the accounting requirements of the 2011 Act

have not been met; or

(2) to which, in my opinion, attention should be drawn in order to enable a proper understanding of the accounts to be reached.

Name: MrC M Clemence ...... ACL... : eee OL Relevant professional qualification or body: ACIB

Address: 246 City Way, Rochester, Kent ME1 2BN Date: 6° September 2025