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2023-12-31-accounts

Waterford House Evangelical Free Church Registration Number 1151599

Trustees' Annual Report for the year ending 31st December 2023

Trustees for the year 2023
Mr. Adrian Tribe pastor
Mr. Norman Hopkins elder
Mr. Peter Adams elder
Mr. Paul Chandler elder
Mr. Martin Earle deacon
Mr. Dennis Hayes deacon
Mr. Andrew Silver deacon
Mr. Barry Smallman deacon
Mr. Robert Sutton deacon
Mr. Kevin Tomaschek deacon
The trustees are appointed by the church members.

Objectives

The principal object of the charity is the advancement of the Christian faith according to Holy Scripture and in accordance with the principles of the reformed faith and the church's Doctrine as stated in the Trust Deed.

The charity may also support other charitable works in the United Kingdom and in other parts of the world in furtherance of this principal object.

Ongoing Activities

1/ The church has continued to maintain the premises at 101 Rede Court Road, Strood for public worship and other activities, and to employ Mr. Adrian Tribe as Pastor.

2/ Two worship services each Sunday and a Bible study and prayer meeting on Tuesday have been maintained at the church premises, at member’s homes and through online facilities.

3/ Meetings for men and women were held monthly at the church premises.

4/ The Bible Club (for young children), Wednesday Club (for young children), Friday 101 (a club for young people), Waterford Youth (a club for older teenagers) and Holiday Bible Club (for local children) continued during the year.

5/ A free coffee and cake morning for the local community and their children was held at the church premises once a month.

6/ The church continued to encourage the advancement of Christianity at home and abroad by support for - Christian Prison Resources The European Mission Fellowship (EMF) United Beach Missions Middle East Reformed Fellowship Grace Ministerial Academy Grace Baptist Missions Universities and Colleges Christian Fellowship relay programme (Hannah Silver support) Equipping Pastors Worldwide SASRA

7/ The church has encouraged the practical expression of Christian charity by supporting - The Falconer Trust (running an orphanage in Zambia) Christian Compassion Ministries (working with street children in Manila) Pastor Jose Rodrigues (Portuguese EMF missionary) children’s summer camp

Public Benefit

1/ The trustees have taken the public benefit guidance issued by the Charity Commission into account when making their decisions.

2/ The local community have benefited by the opportunity for Christian worship and prayer, and access to Christian instruction and counselling in the services, bible studies and men's and women's meetings either at the church premises or via the online facilities.

3/ Children and young people in the neighbourhood have benefited from the Bible Club, Wednesday Club, Friday 101, Waterford Youth and Holiday Bible Club.

4/ Those in prison in England and Wales have benefited from the Christian instruction provided by our support for Christian Prison Resources.

5/ In other parts of the world our support for Christian missions has brought the benefits of Christian instruction and education.

6/ Impoverished children in Zambia and Manila have benefited from our support of the Falconer Orphanage and the works of Christian Compassion Ministries. Persecuted Christians have benefited from the support of the Middle East Reformed Fellowship.

Children from poor families in Portugal have benefited from our support of a summer camp which was run by pastor Jose Rodrigues (EMF missionary).

Financial Review

Total income for the year was £98,402.76 Total expenditure for the year was £78,536.01

Reserves Policy

The trustees shall seek to maintain a reserve sufficient to ensure the smooth running of the church and to cover the cost of necessary maintenance. The trustees believe a sum of between £15,000 and £25,000 will achieve this aim.

The reserves shall be reviewed periodically at trustee meetings. At 31[st] December 2023 the total reserves stood at £47,236.62.

Our total reserves are higher than the £25,000. The excess is required for two major future projects. Additional funds are required to resurface the church car park & to replace our church chairs because they are over fifty years old & require regular maintenance & repairs.

Serious Incidents

There have been no serious incidents during the year that should have been reported to the Charity Commission.

Receipts and Payments Accounts 2023

2023 2022
Receipts Unrestricted Restricted Total Last Year
Funds Funds Funds
Personal Giving 68261 68191 67318
Inland Revenue - Gift Aid 15755 15755 13891
Bank Accounts - Interest 913 913 201
Hire of Hall 0 0 0
Special Offerings 473 473 731
Legacies 13000 13000 0
Sub Total 97929 473 98402 82141
Payments
Building 6955 6955 20431
Activities 3687 3687 3783
Support 27350 27350 44587
Gifts 50 50 3349
Pastorate 38702 38702 37258
Visiting Speakers 1470 1470 2601
Speacial Offerings 473 473 731
Sub Total 78214 473 78687 112740
Asset and investments purchased 0 0 0
Total Payments 78214 473 78687 112740
Net of receipts/payments 19715 19645 -30599
Transfer between Funds 0 0 0
Cash Fund last year ended 27446 0 0 27446
Cash Fund this year ended 47237 0 0 47237
Cash Funds Unrestricted Restricted
Funds Funds
Barclays 10273
Lloyds 0
COIF 36761
47034

Assets

Building 766241
Furnishings and Equipment 78996
845237