## Waterford House Evangelical Free Church Registration Number 1151599 Trustees' Annual Report for the year ending 31st December 2020 |Trustees for the year 2020|| |---|---| |Mr. Adrian Tribe|pastor| |Mr. Norman Hopkins|elder| |Mr. Peter Adams|elder| |Mr. Paul Chandler|elder| |Mr. Martin Earle|deacon| |Mr. Dennis Hayes|deacon| |Mr. Andrew Silver|deacon| |Mr. Barry Smallman|deacon| |Mr. Robert Sutton|deacon| |Mr. Kevin Tomaschek|deacon| |The trustees are appointed by the church members.|| ## Objectives The principal object of the charity is the advancement of the Christian faith according to Holy Scripture and in accordance with the principles of the reformed faith and the church's Doctrine as stated in the Trust Deed. The charity may also support other charitable works in the United Kingdom and in other parts of the world in furtherance of this principal object. ## Ongoing Activities 1/ The church has continued to maintain the premises at 101 Rede Court Road, Strood for public worship and other activities, and to employ Mr. Adrian Tribe as Pastor. 2/ Two worship services each Sunday and a Bible study and prayer meeting on Tuesday have been maintained at the church premises or through online facilities. 3/ Prior to the COVID-19 lockdown, meetings for men and women were held monthly. 4/ During the year, the COVID-19 lockdown has affected all meetings and activities at the church premises. The Sunday School, Children's Club, Friday 101 (club for young people) and Holiday Bible Club (for local children) have been suspended. Likewise, the bi-monthly baby and toddlers group which is followed by a brunch, to which all are invited, has also been suspended. 5/ The church continued to encourage the advancement of Christianity at home and abroad by support for - Christian Prison Resources The European Mission Fellowship Pastor Training International Kilpauk Tamil Baptist Mission United Beach Missions Middle Eastern Reformed Fellowship Christian Books Worldwide Grace Ministerial Academy Portuguese summer children’s camp 6/ The church has encouraged the practical expression of Christian charity by supporting - The Falconer Trust (running an orphanage in Zambia) Christian Compassion Ministries (working with street children in Manila) Pastor Jose Rodrigues (Portuguese EMF missionary) children’s summer camp ## Public Benefit 1/ The trustees have taken the public benefit guidance issued by the Charity Commission into account when making their decisions. 2/ The local community have benefited by the opportunity for Christian worship and prayer, and access to Christian instruction and counselling in the services, bible studies and men's and women's meetings either at the church premises or via the online facilities. 3/ Prior to the COVID-19 lockdown, children and young people in the neighbourhood benefited from the Sunday School, Children's Club and the Young People's Fellowship. 4/ Prior to the COVID-19 lockdown, those in prison in England and Wales benefited from the Christian Instruction provided by our support for Christian Prison Resources. 5/ In other parts of the world our support for Christian Missions has brought the benefits of Christian instruction and education. 6/ Impoverished children in Zambia and Manila have benefited from our support of the Falconer Orphanage and the works of Christian Compassion Ministries. Persecuted Christians have benefited from support of Middle Eastern Reformed Fellowship. Children from poor families in Portugal have benefited from our support of a summer camp which was run by pastor Jose Rodrigues (EMF missionary). ## Financial Review Total income for the year was £82,101 Total expenditure for the year was £93,443 ## Reserves Policy The trustees shall seek to maintain a reserve sufficient to ensure the smooth running of the church and to cover the cost of necessary maintenance. The trustees believe a sum of between £15,000 and £25,000 will achieve this aim. The reserves shall be reviewed periodically at trustee meetings. At 31[st] December 2019 the total reserves stood at £33,026 With the death of several members and the expectation of lower income, the trustees consider it right to maintain the reserve at its present level. ## Serious Incidents There have been no serious incidents during the year that should have been reported to the Charity Commission. Receipts and Payments Accounts Receipts Unrestricted Restricted Funds Funds 68112 13200 54 Total Funds 68112 13200 54 Last Year Personal Giving Inland ReveTrLte- Gift Aid Bank Accounts - Interest Hire of Hall Special Offerings Legacie5 68039 12445 116 735 735 525 Sub Total 81366 735 82101 81125 Payments Building Activities Support Gifts Pastorate Visiting Speakers Speacial Offerings 10576 1910 36688 1211 41313 ioio 10576 1910 36688 1211 41313 ioio 735 6764 2913 36688 403 25655 2820 525 735 Sub Total 92708 735 93443 75768 A55et and investments purchased Total Payments 92708 735 93443 75768 Net of receiptslpayments -11342 -11342 5357 Transfer between Fund5 Cash Fund last year ended 44456 44456 44456 Cash Fund this year ended 33026 33026 Cash Funds Unrestrirted Restricted Funds Funds 12383 Barclay5 Lloyds COIF 20643 33026 Assets Building Furnishings and Equipment 71000 ioooo 81000 ## ## ##