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2020-12-31-accounts

REGISTERED COMPANY NUMBER: 08331898 (England and Wales) REGISTERED CHARITY NUMBER: 1151474

REPORT OF THE TRUSTEES AND

UNAUDITED FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2020

FOR

ROUND ISLAND LTD

Venitt and Greaves Chartered Accountants 115 Craven Park Road South Tottenham London N15 6BL

ROUND ISLAND LTD

CONTENTS OF THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2020

Page
Reference and Administrative Details 1
Report of the Trustees 2 to 3
Statement of Trustees' Responsibilities 4
Independent Examiner's Report 5
Statement of Financial Activities 6
Statement of Financial Position 7 to 8
Notes to the Financial Statements 9 to 16

ROUND ISLAND LTD

REFERENCE AND ADMINISTRATIVE DETAILS FOR THE YEAR ENDED 31 DECEMBER 2020

TRUSTEES

D Klein I Reich Mrs M Reich 16E Manor Road Stamford Hill London N16 5SA

REGISTERED OFFICE 16E Manor Road Stamford Hill London N16 5SA REGISTERED COMPANY 08331898 (England and Wales) NUMBER

REGISTERED CHARITY NUMBER 1151474

INDEPENDENT EXAMINER

Venitt and Greaves Chartered Accountants 115 Craven Park Road South Tottenham London N15 6BL

Page 1

ROUND ISLAND LTD

REPORT OF THE TRUSTEES FOR THE YEAR ENDED 31 DECEMBER 2020

The trustees who are also directors of the charity for the purposes of the Companies Act 2006, present their report with the financial statements of the charity for the year ended 31 December 2020. The trustees have adopted the provisions of Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019).

OBJECTIVES AND ACTIVITIES

Objectives and aims

The principal activities of the charitable company in the year under review were that of the advancement of education and religious practice in accordance with the teachings of the Orthodox Jewish faith,and the relief of poverty.

The financial results of the Charitable Company's activities for the year ended 31 December 2020 are fully reflected in the attached financial statements together with the notes thereon.

Public benefit

The trustees have referred to the guidance contained in the Charity Commission's general guidance on public benefit when reviewing the aim and objectives and in planning the charity's future activities. The aims of the charitable company for the public benefit are detailed in the Objectives and Activities section of the report.

ACHIEVEMENT AND PERFORMANCE

Investment performance

The charity received rental income of £256,217 (2019 - £309,799) during the year under review.

FINANCIAL REVIEW

Principal funding sources

The charity is funded by rental income from it's investment properties.

Reserves policy

It is the policy of the charity to maintain unrestricted funds, which are free reserve of the Charity, at a level which the Trustees think appropriate considering the future commitments of the Charity and the likely administrative costs of the charity next year.

FUTURE PLANS

No change in future plan is envisaged.

STRUCTURE, GOVERNANCE AND MANAGEMENT

Governing document

The charity is controlled by its governing document, its memorandum and articles of association, and constitutes a limited company, limited by guarantee, as defined by the Companies Act 2006.

Recruitment and appointment of new trustees

It is not currently the intention of the trustees of the charity to appoint new trustees. Should this situation change in the future, the trustees will apply suitable recruitment and training procedures.

Related parties

The transaction with related parties is disclosed in the notes to the financial statement wherever necessary.

Risk management

The trustees have a duty to identify and review the risks to which the charity is exposed and to ensure appropriate controls are in place to provide reasonable assurance against fraud and error.

Approved by order of the board of trustees on 3 September 2021 and signed on its behalf by:

Page 2

ROUND ISLAND LTD REPORT OF THE TRUSTEES FOR THE YEAR ENDED 31 DECEMBER 2020 l Rcich- Tn]stee Page 3

ROUND ISLAND LTD

STATEMENT OF TRUSTEES' RESPONSIBILITIES FOR THE YEAR ENDED 31 DECEMBER 2020

The trustees (who are also the directors of Round Island Ltd for the purposes of company law) are responsible for preparing the Report of the Trustees and the financial statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice) including Financial Reporting Standard 102 "The Financial Reporting Standard applicable in the UK and Republic of Ireland"

Company law requires the trustees to prepare financial statements for each financial year which give a true and fair view of the state of affairs of the charitable company and of the incoming resources and application of resources, including the income and expenditure, of the charitable company for that period. In preparing those financial statements, the trustees are required to

The trustees are responsible for keeping proper accounting records which disclose with reasonable accuracy at any time the financial position of the charitable company and to enable them to ensure that the financial statements comply with the Companies Act 2006. They are also responsible for safeguarding the assets of the charitable company and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

Page 4

INDEPENDENT EXAMINER'S REPORT TO THE TRUSTEES OF ROUND ISLAND LTD

Independent examiner's report to the trustees of Round Island Ltd ('the Company')

I report to the charity trustees on my examination of the accounts of the Company for the year ended 31 December 2020.

Responsibilities and basis of report

As the charity's trustees of the Company (and also its directors for the purposes of company law) you are responsible for the preparation of the accounts in accordance with the requirements of the Companies Act 2006 ('the 2006 Act').

Having satisfied myself that the accounts of the Company are not required to be audited under Part 16 of the 2006 Act and are eligible for independent examination, I report in respect of my examination of your charity's accounts as carried out under section 145 of the Charities Act 2011 ('the 2011 Act'). In carrying out my examination I have followed the Directions given by the Charity Commission under section 145(5) (b) of the 2011 Act.

Independent examiner's statement

Since your charity's gross income exceeded £250,000 your examiner must be a member of a listed body. I can confirm that I am qualified to undertake the examination because I am a registered member of A. C. A which is one of the listed bodies.

I have completed my examination. I confirm that no matters have come to my attention in connection with the examination giving me cause to believe:

  1. accounting records were not kept in respect of the Company as required by section 386 of the 2006 Act; or

  2. the accounts do not accord with those records; or

  3. the accounts do not comply with the accounting requirements of section 396 of the 2006 Act other than any requirement that the accounts give a true and fair view which is not a matter considered as part of an independent examination; or

  4. the accounts have not been prepared in accordance with the methods and principles of the Statement of Recommended Practice for accounting and reporting by charities (applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102)).

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

M A VENITT A. C. A Venitt and Greaves Chartered Accountants 115 Craven Park Road South Tottenham London N15 6BL

3 September 2021

Page 5

ROUND ISLAND LTD

STATEMENT OF FINANCIAL ACTIVITIES FOR THE YEAR ENDED 31 DECEMBER 2020

Notes
INCOME AND ENDOWMENTS FROM
Donations and legacies
Investment income
2
Total
EXPENDITURE ON
Raising funds
3
Other
Total
NET INCOME
RECONCILIATION OF FUNDS
Total funds brought forward
TOTAL FUNDS CARRIED FORWARD
Unrestricted
funds
£
-
256,217
256,217
70,096
1,428
71,524
184,693
793,858
978,551
Restricted
fund
£
-
-
-
-
-
-
-
224,460
224,460
31.12.20
Total
funds
£
-
256,217
256,217
70,096
1,428
71,524
184,693
1,018,318
1,203,011
31.12.19
Total
funds
£
-
313,616
313,616
81,803
1,299
83,102
230,514
787,804
1,018,318

CONTINUING OPERATIONS

All income and expenditure has arisen from continuing activities.

The notes form part of these financial statements

Page 6

ROUND ISLAND LTD

STATEMENT OF FINANCIAL POSITION 31 DECEMBER 2020

Notes
FIXED ASSETS
Tangible assets
8
Investments
Investments
9
Investment property
10
CURRENT ASSETS
Debtors
11
Cash at bank
CREDITORS
Amounts falling due within one year
12
NET CURRENT ASSETS
TOTAL ASSETS LESS CURRENT
LIABILITIES
CREDITORS
Amounts falling due after more than one year
13
NET ASSETS
FUNDS
17
Unrestricted funds
Restricted funds
TOTAL FUNDS
31.12.20
£
635
9
3,418,935
3,419,579
398,966
45,498
444,464
(1,026,032 )
(581,568)
2,838,011
(1,635,000 )
1,203,011
978,551
224,460
1,203,011
31.12.19
£
747
9
3,418,935
3,419,691
399,732
122,394
522,126
(1,027,207 )
(505,081)
2,914,610
(1,896,292 )
1,018,318
793,858
224,460
1,018,318

The charitable company is entitled to exemption from audit under Section 477 of the Companies Act 2006 for the year ended 31 December 2020.

The members have not required the company to obtain an audit of its financial statements for the year ended 31 December 2020 in accordance with Section 476 of the Companies Act 2006.

The trustees acknowledge their responsibilities for

The notes form part of these financial statements

continued...

Page 7

ROUND ISLAND LTD

STATEMENT OF FINANCIAL POSITION - continued 31 DECEMBER 2020

These financial statements have been prepared in accordance with the provisions applicable to charitable companies subject to the small companies regime.

The financial statements were authorized for issue and approved by the Board of Trustees and authorised for issue on 3 September 2021 and were signed on its behalf by:

I Reich - Trustee

The notes form part of these financial statements

Page 8

ROUND ISLAND LTD

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2020

1. ACCOUNTING POLICIES

Basis of preparing the financial statements

The financial statements of the charitable company, which is a public benefit entity under FRS 102, have been prepared in accordance with the Charities SORP (FRS 102) 'Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019)', Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland' and the Companies Act 2006. The financial statements have been prepared under the historical cost convention, with the exception of investments which are included at market value.

Financial reporting standard 102 - reduced disclosure exemptions

The charitable company has taken advantage of the following disclosure exemptions in preparing these financial statements, as permitted by FRS 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland':

Income

All income is recognised in the Statement of Financial Activities once the charity has entitlement to the funds, it is probable that the income will be received and the amount can be measured reliably.

Expenditure

Liabilities are recognised as expenditure as soon as there is a legal or constructive obligation committing the charity to that expenditure, it is probable that a transfer of economic benefits will be required in settlement and the amount of the obligation can be measured reliably. Expenditure is accounted for on an accruals basis and has been classified under headings that aggregate all cost related to the category. Where costs cannot be directly attributed to particular headings they have been allocated to activities on a basis consistent with the use of resources.

Tangible fixed assets

Depreciation is provided at the following annual rates in order to write off each asset over its estimated useful life.

Investment property

Investment property is shown at most recent valuation. Any aggregate surplus or deficit arising from changes in fair value is recognised in the Statement of Financial Activities.

Taxation

The charity is exempt from corporation tax on its charitable activities.

Fund accounting

Unrestricted funds can be used in accordance with the charitable objectives at the discretion of the trustees.

Restricted funds can only be used for particular restricted purposes within the objects of the charity. Restrictions arise when specified by the donor or when funds are raised for particular restricted purposes.

Further explanation of the nature and purpose of each fund is included in the notes to the financial statements.

continued...

Page 9

ROUND ISLAND LTD

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 DECEMBER 2020

2. INVESTMENT INCOME

31.12.20
£
Rents received
256,217
Curr asset inv income
-
256,217
3.
RAISING FUNDS
Investment management costs
31.12.20
£
Management commission
6,301
Property repairs
1,819
Light and heat
272
Insurance
15,131
Legal and professional fees
924
Depreciation
112
Interest payable and similar charges
45,537
70,096
4.
SUPPORT COSTS
Information
Governance
Finance
technology
costs
£
£
£
Other resources expended
142
173
1,113
5.
NET INCOME/(EXPENDITURE)
Net income/(expenditure) is stated after charging/(crediting):
31.12.20
£
Depreciation - owned assets
112
31.12.19
£
309,800
3,816
313,616
31.12.19
£
6,303
5,325
623
8,529
911
132
59,980
81,803
Totals
£
1,428
31.12.19
£
132

Depreciation - owned assets

continued...

Page 10

ROUND ISLAND LTD

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 DECEMBER 2020

6. TRUSTEES' REMUNERATION AND BENEFITS

There were no trustees' remuneration or other benefits for the year ended 31 December 2020 nor for the year ended 31 December 2019.

Trustees' expenses

There were no trustees' expenses paid for the year ended 31 December 2020 nor for the year ended 31 December 2019.

7.
COMPARATIVES FOR THE STATEMENT OF FINANCIAL ACTIVITIES
Unrestricted
funds
£
INCOME AND ENDOWMENTS FROM
Donations and legacies
-
Investment income
313,616
Total
313,616
EXPENDITURE ON
Raising funds
81,803
Other
1,299
Total
83,102
NET INCOME
230,514
RECONCILIATION OF FUNDS
Total funds brought forward
563,344
TOTAL FUNDS CARRIED FORWARD
793,858
Restricted
fund
£
-
-
-
-
-
-
-
224,460
224,460
Total
funds
£
-
313,616
313,616
81,803
1,299
83,102
230,514
787,804
1,018,318

continued...

Page 11

ROUND ISLAND LTD

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 DECEMBER 2020

8. TANGIBLE FIXED ASSETS

TANGIBLE FIXED ASSETS
Fixtures
and
fittings
£
COST
At 1 January 2020 and 31 December 2020 1,086
DEPRECIATION
At 1 January 2020 339
Charge for year 112
At 31 December 2020 451
NET BOOK VALUE
At 31 December 2020 635
At 31 December 2019 747
FIXED ASSET INVESTMENTS
Unlisted
investments
£
COST LESS IMPAIRMENT
At 1 January 2020 and 31 December 2020 9
NET BOOK VALUE
At 31 December 2020 9
At 31 December 2019 9
There were no investment assets outside the UK.
The company's investments at the balance sheet date in the share capital of companies include the following:
Peaktop Investments Ltd
Registered office: inside United Kingdom
Nature of business: Property trading
%
Class of share: holding
Ordinary 45
31.12.20 31.7.18
£ £
Aggregate capital and reserves - 148,641
Profit for the year - 63,429

9. FIXED ASSET INVESTMENTS

continued...

Page 12

ROUND ISLAND LTD

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 DECEMBER 2020

10. INVESTMENT PROPERTY

COST LESS IMPAIRMENT
At 1 January 2020
and 31 December 2020
NET BOOK VALUE
At 31 December 2020
At 31 December 2019
11.
DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
Trade debtors
Amounts owed by participating interests
12.
CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
VAT
Other creditors
Sundry creditors
Accrued expenses
13.
CREDITORS: AMOUNTS FALLING DUE AFTER MORE THAN ONE YEAR
Bank loans (see note 14)
14.
LOANS
An analysis of the maturity of loans is given below:
Amounts falling due between two and five years:
Bank loans - 2-5 years
31.12.20
£
6,745
392,221
398,966
31.12.20
£
9,326
1,006,106
9,500
1,100
1,026,032

31.12.20
£
1,635,000
31.12.20
£
1,635,000
£
3,418,935
3,418,935
3,418,935
31.12.19
£
7,511
392,221
399,732
31.12.19
£
10,501
1,006,106
9,500
1,100
1,027,207
31.12.19
£
1,896,292
31.12.19
£
1,896,292

continued...

Page 13

ROUND ISLAND LTD

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 DECEMBER 2020

15. SECURED DEBTS

The following secured debts are included within creditors:

31.12.20 31.12.19
£ £
Bank loans 1,635,000 1,896,292

Bank loan is secured by a first charge over charity's investment properties and bear interest at variable rates.

16. ANALYSIS OF NET ASSETS BETWEEN FUNDS

Fixed assets
Investments
Current assets
Current liabilities
Long term liabilities
Unrestricted
funds
£
635
3,194,484
444,464
(1,026,032 )
(1,635,000 )
978,551
Restricted
fund
£
-
224,460
-
-
-
224,460
31.12.20
Total
funds
£
635
3,418,944
444,464
(1,026,032 )
(1,635,000 )
1,203,011
31.12.19
Total
funds
£
747
3,418,944
522,126
(1,027,207 )
(1,896,292 )
1,018,318

17. MOVEMENT IN FUNDS

Unrestricted funds
General fund
Restricted funds
Revaluation Reserve
TOTAL FUNDS
Net movement in funds, included in the above are as follows:
Unrestricted funds
General fund
TOTAL FUNDS
At 1.1.20
£
793,858
224,460
1,018,318
Incoming
resources
£
256,217
256,217
Net
movement
in funds
£
184,693
-
184,693
Resources
expended
£
(71,524)
(71,524)
At
31.12.20
£
978,551
224,460
At
31.12.20
£
978,551
224,460
1,203,011
Movement
in funds
£
184,693
184,693
184,693

continued...

Page 14

ROUND ISLAND LTD

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 DECEMBER 2020

17. MOVEMENT IN FUNDS - continued

Comparatives for movement in funds

At 1.1.19
£
Unrestricted funds
General fund
563,344
Restricted funds
Revaluation Reserve
224,460
TOTAL FUNDS
787,804
Comparative net movement in funds, included in the above are as follows:
Incoming
resources
£
Unrestricted funds
General fund
313,616
TOTAL FUNDS
313,616
A current year 12 months and prior year 12 months combined position is as follows:
At 1.1.19
£
Unrestricted funds
General fund
563,344
Restricted funds
Revaluation Reserve
224,460
TOTAL FUNDS
787,804
Net
movement
in funds
£
230,514
-
230,514
Resources
expended
£
(83,102)
(83,102)
Net
movement
in funds
£
415,207
-
415,207
At
31.12.19
£
793,858
224,460
1,018,318
Movement
in funds
£
230,514
230,514
At
31.12.20
£
978,551
224,460
At
31.12.19
£
793,858
224,460
230,514
At
31.12.20
£
978,551
224,460
1,203,011

Page 15

continued...

ROUND ISLAND LTD

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 DECEMBER 2020

17. MOVEMENT IN FUNDS - continued

A current year 12 months and prior year 12 months combined net movement in funds, included in the above are as follows:

Unrestricted funds
General fund
TOTAL FUNDS
Incoming
resources
£
569,833
569,833
Resources
Movement
expended
in funds
£
£
(154,626)
415,207
(154,626)
415,207
Resources
Movement
expended
in funds
£
£
(154,626)
415,207
(154,626)
415,207
415,207

18. RELATED PARTY DISCLOSURES

During the year under review, the charity had loan outstanding receivable of £392,221 (2019 - £392,221) from associate company, Peaktop Investments Ltd.

Page 16